Lasalle Bank Midwest, NA Mortgage Lending & HMDA Data, 2004
In 2004, Lasalle Bank Midwest, NA of Troy, MI reported 4,232 mortgage applications totaling $213.4 million, down 70% from 2003. The average application was for $50,420, and applicants reported an average income of $89,720. 47% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Warren-Farmington Hills-Troy, MI (1,270), Detroit-Livonia-Dearborn, MI (1,141) and Grand Rapids-Wyoming, MI (165) (applications in parentheses).
| Mortgage Company & Address | Lasalle Bank Midwest, NA 2600 West Big Beaver Road Troy, MI 48084 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,232 |
| Total Mortgage Loan Application Amount | $213,378,000 |
| Average Mortgage Loan Application Amount | $50,420 |
| Highest Mortgage Loan Application Amount | $4,720,000 |
| Average Applicant Income | $89,720 |
| Highest Applicant Income | $4,224,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lasalle Bank Midwest, NA filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne, Michigan | 1,141 | $ 50,810,000 | $ 44,531 | $ 68,000 |
| Oakland, Michigan | 542 | $ 50,150,000 | $ 92,527 | $ 160,000 |
| Macomb, Michigan | 539 | $ 15,091,000 | $ 27,998 | $ 63,000 |
| Saginaw, Michigan | 164 | $ 4,345,000 | $ 26,493 | $ 51,000 |
| Genesee, Michigan | 151 | $ 6,413,000 | $ 42,470 | $ 133,000 |
| Kent, Michigan | 149 | $ 10,038,000 | $ 67,369 | $ 103,000 |
| Monroe, Michigan | 132 | $ 4,162,000 | $ 31,530 | $ 63,000 |
| Jackson, Michigan | 110 | $ 3,534,000 | $ 32,127 | $ 63,000 |
| Kalamazoo, Michigan | 108 | $ 5,087,000 | $ 47,101 | $ 66,000 |
| Washtenaw, Michigan | 106 | $ 7,364,000 | $ 69,471 | $ 79,000 |
| St. Clair, Michigan | 103 | $ 3,933,000 | $ 38,184 | $ 64,000 |
| Livingston, Michigan | 72 | $ 4,218,000 | $ 58,583 | $ 89,000 |
| Berrien, Michigan | 64 | $ 1,799,000 | $ 28,109 | $ 39,000 |
| Calhoun, Michigan | 62 | $ 2,221,000 | $ 35,822 | $ 55,000 |
| Ingham, Michigan | 62 | $ 3,640,000 | $ 58,709 | $ 59,000 |
| Lenawee, Michigan | 47 | $ 1,154,000 | $ 24,553 | $ 50,000 |
| St. Joseph, Indiana | 42 | $ 976,000 | $ 23,238 | $ 48,000 |
| Bay, Michigan | 40 | $ 964,000 | $ 24,100 | $ 47,000 |
| Cass, Michigan | 37 | $ 1,117,000 | $ 30,189 | $ 42,000 |
| Eaton, Michigan | 30 | $ 821,000 | $ 27,366 | $ 56,000 |
| Elkhart, Indiana | 28 | $ 666,000 | $ 23,785 | $ 47,000 |
| Van Buren, Michigan | 24 | $ 995,000 | $ 41,458 | $ 125,000 |
| Ottawa, Michigan | 20 | $ 445,000 | $ 22,250 | $ 55,000 |
| Midland, Michigan | 19 | $ 694,000 | $ 36,526 | $ 54,000 |
| St. Joseph, Michigan | 18 | $ 555,000 | $ 30,833 | $ 49,000 |
| Lucas, Ohio | 18 | $ 549,000 | $ 30,500 | $ 50,000 |
| Allen, Indiana | 17 | $ 452,000 | $ 26,588 | $ 111,000 |
| Lapeer, Michigan | 14 | $ 3,424,000 | $ 244,571 | $ 102,000 |
| Tuscola, Michigan | 14 | $ 435,000 | $ 31,071 | $ 50,000 |
| Clinton, Michigan | 11 | $ 259,000 | $ 23,545 | $ 47,000 |
| Grand Traverse, Michigan | 11 | $ 1,323,000 | $ 120,272 | $ 164,000 |
| Gratiot, Michigan | 11 | $ 310,000 | $ 28,181 | $ 47,000 |
| Barry, Michigan | 10 | $ 271,000 | $ 27,100 | $ 78,000 |
| Hillsdale, Michigan | 9 | $ 203,000 | $ 22,555 | $ 48,000 |
| Shiawassee, Michigan | 9 | $ 270,000 | $ 30,000 | $ 80,000 |
| Allegan, Michigan | 7 | $ 215,000 | $ 30,714 | $ 39,000 |
| Sanilac, Michigan | 7 | $ 311,000 | $ 44,428 | $ 59,000 |
| Broward, Florida | 6 | $ 2,480,000 | $ 413,333 | $ 259,000 |
| Charlevoix, Michigan | 6 | $ 875,000 | $ 145,833 | $ 166,000 |
| Hamilton, Ohio | 6 | $ 292,000 | $ 48,666 | $ 135,000 |
| Emmet, Michigan | 5 | $ 4,972,000 | $ 994,400 | $ 715,000 |
| Los Angeles, California | 4 | $ 341,000 | $ 85,250 | $ 113,000 |
| Branch, Michigan | 4 | $ 195,000 | $ 48,750 | $ 275,000 |
| Gladwin, Michigan | 4 | $ 56,000 | $ 14,000 | $ 40,000 |
| Ionia, Michigan | 4 | $ 260,000 | $ 65,000 | $ 182,000 |
| Montcalm, Michigan | 4 | $ 122,000 | $ 30,500 | $ 65,000 |
| Middlesex, New Jersey | 4 | $ 69,000 | $ 17,250 | $ 61,000 |
| Suffolk, New York | 4 | $ 387,000 | $ 96,750 | $ 93,000 |
| Westchester, New York | 4 | $ 233,000 | $ 58,250 | $ 83,000 |
| Noble, Indiana | 3 | $ 146,000 | $ 48,666 | $ 51,000 |
| Whitley, Indiana | 3 | $ 69,000 | $ 23,000 | $ 40,000 |
| Worcester, Massachusetts | 3 | $ 210,000 | $ 70,000 | $ 40,000 |
| Alpena, Michigan | 3 | $ 112,000 | $ 37,333 | $ 36,000 |
| Antrim, Michigan | 3 | $ 105,000 | $ 35,000 | $ 104,000 |
| Cheboygan, Michigan | 3 | $ 1,023,000 | $ 341,000 | $ 2,224,000 |
| Iosco, Michigan | 3 | $ 106,000 | $ 35,333 | $ 55,000 |
| Muskegon, Michigan | 3 | $ 84,000 | $ 28,000 | $ 43,000 |
| Ogemaw, Michigan | 3 | $ 148,000 | $ 49,333 | $ 50,000 |
| Maricopa, Arizona | 2 | $ 61,000 | $ 30,500 | $ 36,000 |
| Orange, California | 2 | $ 1,050,000 | $ 525,000 | $ 553,000 |
| New Castle, Delaware | 2 | $ 45,000 | $ 22,500 | $ 56,000 |
| Duval, Florida | 2 | $ 23,000 | $ 11,500 | $ 75,000 |
| Sarasota, Florida | 2 | $ 131,000 | $ 65,500 | $ 195,000 |
| Clare, Michigan | 2 | $ 55,000 | $ 27,500 | $ 51,000 |
| Newaygo, Michigan | 2 | $ 37,000 | $ 18,500 | $ 37,000 |
| Presque Isle, Michigan | 2 | $ 41,000 | $ 20,500 | $ 47,000 |
| Roscommon, Michigan | 2 | $ 83,000 | $ 41,500 | $ 18,000 |
| Copiah, Mississippi | 2 | $ 104,000 | $ 52,000 | $ 25,000 |
| Fergus, Montana | 2 | $ 20,000 | $ 10,000 | $ 22,000 |
| Clark, Nevada | 2 | $ 36,000 | $ 18,000 | $ 69,000 |
| Washoe, Nevada | 2 | $ 411,000 | $ 205,500 | $ 371,000 |
| Passaic, New Jersey | 2 | $ 191,000 | $ 95,500 | $ 56,000 |
| Nassau, New York | 2 | $ 120,000 | $ 60,000 | $ 185,000 |
| Queens, New York | 2 | $ 80,000 | $ 40,000 | $ 67,000 |
| Ashtabula, Ohio | 2 | $ 80,000 | $ 40,000 | $ 166,000 |
| Franklin, Ohio | 2 | $ 34,000 | $ 17,000 | $ 67,000 |
| Ottawa, Ohio | 2 | $ 35,000 | $ 17,500 | $ 39,000 |
| Trumbull, Ohio | 2 | $ 12,000 | $ 6,000 | $ 26,000 |
| Tulsa, Oklahoma | 2 | $ 22,000 | $ 11,000 | $ 44,000 |
| Alleghany, Virginia | 2 | $ 7,000 | $ 3,500 | $ 42,000 |
| Virginia Beach, Virginia | 2 | $ 25,000 | $ 12,500 | $ 40,000 |
| Colbert, Alabama | 1 | $ 1,000 | $ 1,000 | $ 19,000 |
| Escambia, Alabama | 1 | $ 5,000 | $ 5,000 | $ 22,000 |
| Jefferson, Alabama | 1 | $ 640,000 | $ 640,000 | $ 4,000,000 |
| Lee, Alabama | 1 | $ 20,000 | $ 20,000 | $ 36,000 |
| Shelby, Alabama | 1 | $ 36,000 | $ 36,000 | $ 90,000 |
| Pima, Arizona | 1 | $ 30,000 | $ 30,000 | $ 40,000 |
| Contra Costa, California | 1 | $ 61,000 | $ 61,000 | $ 132,000 |
| Kern, California | 1 | $ 15,000 | $ 15,000 | $ 77,000 |
| Marin, California | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Sacramento, California | 1 | $ 40,000 | $ 40,000 | $ 83,000 |
| San Bernardino, California | 1 | $ 25,000 | $ 25,000 | $ 55,000 |
| San Diego, California | 1 | $ 400,000 | $ 400,000 | $ 3,961,000 |
| Santa Barbara, California | 1 | $ 30,000 | $ 30,000 | $ 1,818,000 |
| Boulder, Colorado | 1 | $ 25,000 | $ 25,000 | $ 81,000 |
| Denver, Colorado | 1 | $ 30,000 | $ 30,000 | $ 37,000 |
| Jefferson, Colorado | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| Larimer, Colorado | 1 | $ 14,000 | $ 14,000 | $ 47,000 |
| New Haven, Connecticut | 1 | $ 20,000 | $ 20,000 | $ 29,000 |
| Clay, Florida | 1 | $ 13,000 | $ 13,000 | $ 72,000 |
| Collier, Florida | 1 | $ 400,000 | $ 400,000 | $ 0 |
| Hillsborough, Florida | 1 | $ 5,000 | $ 5,000 | $ 59,000 |
| Lake, Florida | 1 | $ 40,000 | $ 40,000 | $ 68,000 |
| Lee, Florida | 1 | $ 15,000 | $ 15,000 | $ 36,000 |
| Orange, Florida | 1 | $ 35,000 | $ 35,000 | $ 37,000 |
| Palm Beach, Florida | 1 | $ 400,000 | $ 400,000 | $ 730,000 |
| Volusia, Florida | 1 | $ 40,000 | $ 40,000 | $ 95,000 |
| Bartow, Georgia | 1 | $ 35,000 | $ 35,000 | $ 84,000 |
| DeKalb, Georgia | 1 | $ 10,000 | $ 10,000 | $ 12,000 |
| Douglas, Georgia | 1 | $ 15,000 | $ 15,000 | $ 84,000 |
| Richmond, Georgia | 1 | $ 49,000 | $ 49,000 | $ 53,000 |
| Maui, Hawaii | 1 | $ 28,000 | $ 28,000 | $ 32,000 |
| Elmore, Idaho | 1 | $ 35,000 | $ 35,000 | $ 42,000 |
| Cass, Indiana | 1 | $ 10,000 | $ 10,000 | $ 36,000 |
| Clark, Indiana | 1 | $ 16,000 | $ 16,000 | $ 89,000 |
| DeKalb, Indiana | 1 | $ 55,000 | $ 55,000 | $ 135,000 |
| Fulton, Indiana | 1 | $ 30,000 | $ 30,000 | $ 24,000 |
| Grant, Indiana | 1 | $ 22,000 | $ 22,000 | $ 10,000 |
| Hamilton, Indiana | 1 | $ 38,000 | $ 38,000 | $ 88,000 |
| Marion, Indiana | 1 | $ 3,000 | $ 3,000 | $ 27,000 |
| Miami, Indiana | 1 | $ 5,000 | $ 5,000 | $ 18,000 |
| Wayne, Indiana | 1 | $ 5,000 | $ 5,000 | $ 72,000 |
| Clayton, Iowa | 1 | $ 27,000 | $ 27,000 | $ 74,000 |
| Polk, Iowa | 1 | $ 15,000 | $ 15,000 | $ 24,000 |
| Knott, Kentucky | 1 | $ 33,000 | $ 33,000 | $ 70,000 |
| Warren, Kentucky | 1 | $ 24,000 | $ 24,000 | $ 57,000 |
| Lafourche, Louisiana | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Livingston, Louisiana | 1 | $ 5,000 | $ 5,000 | $ 32,000 |
| Rapides, Louisiana | 1 | $ 1,000 | $ 1,000 | $ 15,000 |
| St. John the Baptist, Louisiana | 1 | $ 17,000 | $ 17,000 | $ 150,000 |
| St. Tammany, Louisiana | 1 | $ 20,000 | $ 20,000 | $ 45,000 |
| Hancock, Maine | 1 | $ 87,000 | $ 87,000 | $ 53,000 |
| York, Maine | 1 | $ 33,000 | $ 33,000 | $ 49,000 |
| Anne Arundel, Maryland | 1 | $ 31,000 | $ 31,000 | $ 46,000 |
| Cecil, Maryland | 1 | $ 31,000 | $ 31,000 | $ 113,000 |
| Frederick, Maryland | 1 | $ 62,000 | $ 62,000 | $ 19,000 |
| Howard, Maryland | 1 | $ 42,000 | $ 42,000 | $ 73,000 |
| Essex, Massachusetts | 1 | $ 30,000 | $ 30,000 | $ 135,000 |
| Hampden, Massachusetts | 1 | $ 16,000 | $ 16,000 | $ 49,000 |
| Alcona, Michigan | 1 | $ 310,000 | $ 310,000 | $ 2,725,000 |
| Arenac, Michigan | 1 | $ 5,000 | $ 5,000 | $ 29,000 |
| Isabella, Michigan | 1 | $ 63,000 | $ 63,000 | $ 42,000 |
| Kalkaska, Michigan | 1 | $ 6,000 | $ 6,000 | $ 35,000 |
| Leelanau, Michigan | 1 | $ 25,000 | $ 25,000 | $ 28,000 |
| Mackinac, Michigan | 1 | $ 260,000 | $ 260,000 | $ 200,000 |
| Missaukee, Michigan | 1 | $ 73,000 | $ 73,000 | $ 131,000 |
| Montmorency, Michigan | 1 | $ 30,000 | $ 30,000 | $ 51,000 |
| Otsego, Michigan | 1 | $ 95,000 | $ 95,000 | $ 63,000 |
| Carver, Minnesota | 1 | $ 35,000 | $ 35,000 | $ 88,000 |
| Dakota, Minnesota | 1 | $ 15,000 | $ 15,000 | $ 75,000 |
| Hennepin, Minnesota | 1 | $ 25,000 | $ 25,000 | $ 78,000 |
| Lauderdale, Mississippi | 1 | $ 20,000 | $ 20,000 | $ 18,000 |
| Webster, Mississippi | 1 | $ 76,000 | $ 76,000 | $ 54,000 |
| Christian, Missouri | 1 | $ 45,000 | $ 45,000 | $ 37,000 |
| Clay, Missouri | 1 | $ 55,000 | $ 55,000 | $ 97,000 |
| Franklin, Missouri | 1 | $ 5,000 | $ 5,000 | $ 37,000 |
| Jackson, Missouri | 1 | $ 6,000 | $ 6,000 | $ 22,000 |
| Pettis, Missouri | 1 | $ 34,000 | $ 34,000 | $ 49,000 |
| St. Louis, Missouri | 1 | $ 51,000 | $ 51,000 | $ 92,000 |
| Vernon, Missouri | 1 | $ 25,000 | $ 25,000 | $ 34,000 |
| Warren, Missouri | 1 | $ 18,000 | $ 18,000 | $ 75,000 |
| Ravalli, Montana | 1 | $ 12,000 | $ 12,000 | $ 30,000 |
| Douglas, Nebraska | 1 | $ 11,000 | $ 11,000 | $ 10,000 |
| Lyon, Nevada | 1 | $ 23,000 | $ 23,000 | $ 84,000 |
| Nye, Nevada | 1 | $ 30,000 | $ 30,000 | $ 10,000 |
| Merrimack, New Hampshire | 1 | $ 13,000 | $ 13,000 | $ 24,000 |
| Essex, New Jersey | 1 | $ 30,000 | $ 30,000 | $ 45,000 |
| Curry, New Mexico | 1 | $ 13,000 | $ 13,000 | $ 62,000 |
| Grant, New Mexico | 1 | $ 30,000 | $ 30,000 | $ 33,000 |
| Bronx, New York | 1 | $ 50,000 | $ 50,000 | $ 112,000 |
| Essex, New York | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Genesee, New York | 1 | $ 34,000 | $ 34,000 | $ 38,000 |
| Kings, New York | 1 | $ 50,000 | $ 50,000 | $ 56,000 |
| Monroe, New York | 1 | $ 25,000 | $ 25,000 | $ 48,000 |
| Oneida, New York | 1 | $ 59,000 | $ 59,000 | $ 35,000 |
| Richmond, New York | 1 | $ 13,000 | $ 13,000 | $ 90,000 |
| Saratoga, New York | 1 | $ 22,000 | $ 22,000 | $ 80,000 |
| Schenectady, New York | 1 | $ 10,000 | $ 10,000 | $ 22,000 |
| Duplin, North Carolina | 1 | $ 5,000 | $ 5,000 | $ 17,000 |
| Durham, North Carolina | 1 | $ 60,000 | $ 60,000 | $ 92,000 |
| Edgecombe, North Carolina | 1 | $ 18,000 | $ 18,000 | $ 25,000 |
| Guilford, North Carolina | 1 | $ 27,000 | $ 27,000 | $ 72,000 |
| Johnston, North Carolina | 1 | $ 35,000 | $ 35,000 | $ 65,000 |
| Mecklenburg, North Carolina | 1 | $ 15,000 | $ 15,000 | $ 30,000 |
| Surry, North Carolina | 1 | $ 20,000 | $ 20,000 | $ 50,000 |
| Belmont, Ohio | 1 | $ 19,000 | $ 19,000 | $ 59,000 |
| Clermont, Ohio | 1 | $ 14,000 | $ 14,000 | $ 46,000 |
| Licking, Ohio | 1 | $ 7,000 | $ 7,000 | $ 35,000 |
| Logan, Ohio | 1 | $ 14,000 | $ 14,000 | $ 84,000 |
| Lorain, Ohio | 1 | $ 5,000 | $ 5,000 | $ 65,000 |
| Miami, Ohio | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Montgomery, Ohio | 1 | $ 6,000 | $ 6,000 | $ 32,000 |
| Scioto, Ohio | 1 | $ 5,000 | $ 5,000 | $ 52,000 |
| Tuscarawas, Ohio | 1 | $ 3,000 | $ 3,000 | $ 20,000 |
| Le Flore, Oklahoma | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Wagoner, Oklahoma | 1 | $ 20,000 | $ 20,000 | $ 32,000 |
| Bedford, Pennsylvania | 1 | $ 6,000 | $ 6,000 | $ 37,000 |
| Berks, Pennsylvania | 1 | $ 75,000 | $ 75,000 | $ 112,000 |
| Bradford, Pennsylvania | 1 | $ 20,000 | $ 20,000 | $ 41,000 |
| Bucks, Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 38,000 |
| Carbon, Pennsylvania | 1 | $ 56,000 | $ 56,000 | $ 103,000 |
| Chester, Pennsylvania | 1 | $ 18,000 | $ 18,000 | $ 29,000 |
| Delaware, Pennsylvania | 1 | $ 12,000 | $ 12,000 | $ 54,000 |
| Franklin, Pennsylvania | 1 | $ 42,000 | $ 42,000 | $ 41,000 |
| Lancaster, Pennsylvania | 1 | $ 10,000 | $ 10,000 | $ 72,000 |
| Lehigh, Pennsylvania | 1 | $ 16,000 | $ 16,000 | $ 102,000 |
| Montgomery, Pennsylvania | 1 | $ 31,000 | $ 31,000 | $ 57,000 |
| Philadelphia, Pennsylvania | 1 | $ 17,000 | $ 17,000 | $ 31,000 |
| Kent, Rhode Island | 1 | $ 47,000 | $ 47,000 | $ 60,000 |
| Washington, Rhode Island | 1 | $ 880,000 | $ 880,000 | $ 324,000 |
| Aiken, South Carolina | 1 | $ 5,000 | $ 5,000 | $ 30,000 |
| Greenville, South Carolina | 1 | $ 14,000 | $ 14,000 | $ 77,000 |
| Pennington, South Dakota | 1 | $ 15,000 | $ 15,000 | $ 32,000 |
| Coffee, Tennessee | 1 | $ 2,000 | $ 2,000 | $ 30,000 |
| Hunt, Texas | 1 | $ 2,000 | $ 2,000 | $ 17,000 |
| Summit, Utah | 1 | $ 540,000 | $ 540,000 | $ 0 |
| Washington, Utah | 1 | $ 23,000 | $ 23,000 | $ 52,000 |
| Chittenden, Vermont | 1 | $ 190,000 | $ 190,000 | $ 63,000 |
| Franklin, Vermont | 1 | $ 65,000 | $ 65,000 | $ 74,000 |
| Chesapeake, Virginia | 1 | $ 27,000 | $ 27,000 | $ 58,000 |
| Chesterfield, Virginia | 1 | $ 75,000 | $ 75,000 | $ 72,000 |
| Franklin, Virginia | 1 | $ 25,000 | $ 25,000 | $ 71,000 |
| Franklin City, Virginia | 1 | $ 19,000 | $ 19,000 | $ 58,000 |
| James City, Virginia | 1 | $ 30,000 | $ 30,000 | $ 73,000 |
| Manassas Park, Virginia | 1 | $ 50,000 | $ 50,000 | $ 55,000 |
| Montgomery, Virginia | 1 | $ 55,000 | $ 55,000 | $ 77,000 |
| Surry, Virginia | 1 | $ 5,000 | $ 5,000 | $ 26,000 |
| Pierce, Washington | 1 | $ 25,000 | $ 25,000 | $ 98,000 |
| Snohomish, Washington | 1 | $ 170,000 | $ 170,000 | $ 85,000 |
| Barbour, West Virginia | 1 | $ 11,000 | $ 11,000 | $ 28,000 |
| Braxton, West Virginia | 1 | $ 10,000 | $ 10,000 | $ 155,000 |
| Jefferson, West Virginia | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Kanawha, West Virginia | 1 | $ 40,000 | $ 40,000 | $ 58,000 |
| Mason, West Virginia | 1 | $ 24,000 | $ 24,000 | $ 78,000 |
| Raleigh, West Virginia | 1 | $ 12,000 | $ 12,000 | $ 89,000 |
| Kewaunee, Wisconsin | 1 | $ 12,000 | $ 12,000 | $ 119,000 |
| Teton, Wyoming | 1 | $ 1,000,000 | $ 1,000,000 | $ 459,000 |
Mortgage Loan Application Detail Totals for Lasalle Bank Midwest, NA in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,560 | $145,628,000 | $112,323 | $3,000,000 | $156,000 | $4,224,000 |
| Home Improvement | 1,571 | $31,748,000 | $19,914 | $570,000 | $57,800 | $1,834,000 |
| Home Purchase | 101 | $36,002,000 | $212,555 | $4,720,000 | $169,777 | $3,659,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,321 | $132,968,000 | $95,575 | $3,000,000 | $121,700 | $4,224,000 |
| Not Provided | 1,138 | $41,258,000 | $38,185 | $2,000,000 | $96,962 | $2,432,000 |
| Black or African American | 561 | $17,346,000 | $30,250 | $500,000 | $45,916 | $824,000 |
| Hispanic | 103 | $2,640,000 | $23,500 | $140,000 | $48,000 | $480,000 |
| Asian | 37 | $1,909,000 | $44,000 | $470,000 | $78,666 | $379,000 |
| Not applicable | 28 | $11,833,000 | $205,333 | $4,720,000 | $72,000 | $175,000 |
| American Indian or Alaskan Native | 27 | $1,083,000 | $21,000 | $228,000 | $42,000 | $110,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,341,000 | $323,000 | $2,182,000 | $454,500 | $1,080,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,232 | $213,378,000 | $78,590 | $4,720,000 | $101,727 | $4,224,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,984 | $118,501,000 | $117,700 | $4,720,000 | $194,333 | $4,000,000 |
| Application Denied By Financial Institution | 1,696 | $53,975,000 | $25,647 | $2,000,000 | $39,794 | $1,834,000 |
| Application Approved But Not Accepted | 488 | $21,097,000 | $52,062 | $1,000,000 | $89,750 | $2,432,000 |
| Application Withdrawn By Applicant | 53 | $19,569,000 | $327,200 | $2,500,000 | $238,800 | $4,224,000 |
| File Closed For Incompleteness | 11 | $236,000 | $21,000 | $72,000 | $72,000 | $140,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 851 | $25,055,000 | $32,523 | $258,000 | $52,142 | $1,092,000 |
| Debt-To-Income Ratio | 583 | $21,294,000 | $24,000 | $2,000,000 | $31,318 | $225,000 |
| Collateral | 161 | $5,022,000 | $23,000 | $350,000 | $52,200 | $780,000 |
| Other | 68 | $2,041,000 | $13,200 | $118,000 | $44,600 | $144,000 |
| Employment History | 32 | $513,000 | $11,400 | $106,000 | $41,400 | $1,834,000 |
| Unverifiable Information | 1 | $50,000 | $50,000 | $50,000 | $60,000 | $60,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lasalle Bank Midwest, NA's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
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For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
Mortgage lenders & HMDA data by state: Alabama · Alaska · Arizona · Arkansas · California · Colorado · Connecticut · Delaware · District of Columbia · Florida · Georgia · Hawaii · Idaho · Illinois · Indiana · Iowa · Kansas · Kentucky · Louisiana · Maine · Maryland · Massachusetts · Michigan · Minnesota · Mississippi · Missouri · Montana · Nebraska · Nevada · New Hampshire · New Jersey · New Mexico · New York · North Carolina · North Dakota · Ohio · Oklahoma · Oregon · Pennsylvania · Puerto Rico · Rhode Island · South Carolina · South Dakota · Tennessee · Texas · Utah · Vermont · Virginia · Washington · West Virginia · Wisconsin · Wyoming
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