Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011

Leader Bank, National Association 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Leader Bank, National Association
141 Massachusetts Avenue
Arlington, MA 02474
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,363
Total Mortgage Loan Application Amount $1,449,373,000
Average Mortgage Loan Application Amount $332,333
Highest Mortgage Loan Application Amount $7,900,000
Average Applicant Income $146,666
Highest Applicant Income $2,532,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2011 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.

Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2011.

Mortgage Loan Application Totals for Leader Bank, National Association by County in 2011

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Middlesex County Massachusetts 1,828 $ 610,514,000 $ 333,000 $ 150,000
Norfolk County Massachusetts 733 $ 255,653,000 $ 348,000 $ 170,000
Suffolk County Massachusetts 432 $ 155,279,000 $ 359,000 $ 149,000
Essex County Massachusetts 418 $ 132,239,000 $ 316,000 $ 159,000
Plymouth County Massachusetts 322 $ 106,786,000 $ 331,000 $ 142,000
Worcester County Massachusetts 181 $ 52,702,000 $ 291,000 $ 147,000
Bristol County Massachusetts 72 $ 21,636,000 $ 300,000 $ 158,000
Barnstable County Massachusetts 70 $ 20,660,000 $ 295,000 $ 234,000
Rockingham County New Hampshire 61 $ 17,347,000 $ 284,000 $ 137,000
Hillsborough County New Hampshire 42 $ 10,365,000 $ 246,000 $ 129,000
York County Maine 18 $ 4,386,000 $ 243,000 $ 180,000
Providence County Rhode Island 15 $ 3,436,000 $ 229,000 $ 115,000
Carroll County New Hampshire 14 $ 2,703,000 $ 193,000 $ 182,000
Washington County Rhode Island 14 $ 4,167,000 $ 297,000 $ 183,000
Newport County Rhode Island 11 $ 3,223,000 $ 293,000 $ 216,000
Fairfield County Connecticut 9 $ 3,407,000 $ 378,000 $ 187,000
Hartford County Connecticut 7 $ 1,722,000 $ 246,000 $ 248,000
Cumberland County Maine 6 $ 1,289,000 $ 214,000 $ 114,000
Dukes County Massachusetts 6 $ 2,642,000 $ 440,000 $ 335,000
Belknap County New Hampshire 6 $ 1,114,000 $ 185,000 $ 208,000
Kent County Rhode Island 6 $ 1,953,000 $ 325,000 $ 153,000
Merrimack County New Hampshire 5 $ 1,531,000 $ 306,000 $ 192,000
New London County Connecticut 4 $ 1,579,000 $ 394,000 $ 359,000
Hampshire County Massachusetts 4 $ 844,000 $ 211,000 $ 130,000
Grafton County New Hampshire 4 $ 1,003,000 $ 250,000 $ 361,000
Bergen County New Jersey 4 $ 1,064,000 $ 266,000 $ 99,000
Windham County Connecticut 3 $ 783,000 $ 261,000 $ 128,000
District of Columbia County District Of Columbia 3 $ 1,311,000 $ 437,000 $ 169,000
Montgomery County Maryland 3 $ 1,161,000 $ 387,000 $ 123,000
Bristol County Rhode Island 3 $ 1,008,000 $ 336,000 $ 299,000
Windham County Vermont 3 $ 735,000 $ 245,000 $ 163,000
Windsor County Vermont 3 $ 928,000 $ 309,000 $ 230,000
Middlesex County Connecticut 2 $ 380,000 $ 190,000 $ 80,000
New Haven County Connecticut 2 $ 595,000 $ 297,000 $ 102,000
Broward County Florida 2 $ 585,000 $ 292,000 $ 499,000
Hillsborough County Florida 2 $ 440,000 $ 220,000 $ 128,000
Orange County Florida 2 $ 416,000 $ 208,000 $ 269,000
Polk County Florida 2 $ 533,000 $ 266,000 $ 90,000
Waldo County Maine 2 $ 330,000 $ 165,000 $ 155,000
Hampden County Massachusetts 2 $ 214,000 $ 107,000 $ 57,000
Nantucket County Massachusetts 2 $ 8,317,000 $ 4,158,000 $ 70,000
Sullivan County New Hampshire 2 $ 442,000 $ 221,000 $ 256,000
Essex County New Jersey 2 $ 1,397,000 $ 698,000 $ 302,000
New York County New York 2 $ 1,731,000 $ 865,000 $ 730,000
Chittenden County Vermont 2 $ 325,000 $ 162,000 $ 181,000
Litchfield County Connecticut 1 $ 186,000 $ 186,000 $ 62,000
Charlotte County Florida 1 $ 78,000 $ 78,000 $ 31,000
Collier County Florida 1 $ 100,000 $ 100,000 $ 121,000
Lee County Florida 1 $ 870,000 $ 870,000 $ 593,000
Miami-Dade County Florida 1 $ 192,000 $ 192,000 $ 427,000
Palm Beach County Florida 1 $ 370,000 $ 370,000 $ 365,000
Franklin County Maine 1 $ 135,000 $ 135,000 $ 225,000
Hancock County Maine 1 $ 374,000 $ 374,000 $ 115,000
Lincoln County Maine 1 $ 375,000 $ 375,000 $ 167,000
Somerset County Maine 1 $ 325,000 $ 325,000 $ 990,000
Anne Arundel County Maryland 1 $ 280,000 $ 280,000 $ 118,000
Franklin County Massachusetts 1 $ 173,000 $ 173,000 $ 118,000
Cheshire County New Hampshire 1 $ 245,000 $ 245,000 $ 99,000
Coos County New Hampshire 1 $ 400,000 $ 400,000 $ 634,000
Hudson County New Jersey 1 $ 446,000 $ 446,000 $ 128,000
Sussex County New Jersey 1 $ 399,000 $ 399,000 $ 91,000
Nassau County New York 1 $ 385,000 $ 385,000 $ 286,000
Warren County New York 1 $ 318,000 $ 318,000 $ 225,000
Montgomery County Pennsylvania 1 $ 296,000 $ 296,000 $ 240,000
Philadelphia County Pennsylvania 1 $ 352,000 $ 352,000 $ 100,000
Bennington County Vermont 1 $ 388,000 $ 388,000 $ 833,000
Lamoille County Vermont 1 $ 300,000 $ 300,000 $ 386,000
Orleans County Vermont 1 $ 328,000 $ 328,000 $ 792,000
Rutland County Vermont 1 $ 333,000 $ 333,000 $ 366,000
Alexandria County Virginia 1 $ 392,000 $ 392,000 $ 200,000
Fairfax County Virginia 1 $ 250,000 $ 250,000 $ 232,000
Thurston County Washington 1 $ 208,000 $ 208,000 $ 86,000

Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2011

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,195 $1,062,813,000 $332,000 $2,500,000 $163,000 $2,532,000
Home Purchase 1,157 $382,865,000 $330,000 $7,900,000 $144,000 $2,417,000
Home Improvement 11 $3,695,000 $335,000 $579,000 $133,000 $255,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 3,554 $1,158,129,000 $325,000 $2,306,000 $158,000 $2,417,000
Asian 596 $196,858,000 $330,000 $1,183,000 $166,000 $2,532,000
Not Provided 94 $32,498,000 $345,000 $854,000 $163,000 $720,000
Hispanic 44 $12,219,000 $277,000 $524,000 $120,000 $774,000
Not applicable 38 $38,213,000 $1,005,000 $7,900,000 $0 $0
Black or African American 31 $9,625,000 $310,000 $924,000 $148,000 $392,000
American Indian or Alaskan Native 6 $1,831,000 $305,000 $475,000 $110,000 $143,000
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,078 $1,361,168,000 $333,000 $7,900,000 $161,000 $2,532,000
FHA-insured (Federal Housing Administration) 248 $77,081,000 $310,000 $631,000 $101,000 $364,000
VA-guaranteed (Veterans Administration) 37 $11,124,000 $300,000 $548,000 $95,000 $311,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,634 $1,193,403,000 $328,000 $2,500,000 $159,000 $2,532,000
Application Denied By Financial Institution 282 $90,967,000 $322,000 $1,845,000 $143,000 $990,000
Application Withdrawn By Applicant 249 $100,104,000 $402,000 $7,900,000 $155,000 $1,920,000
File Closed For Incompleteness 125 $40,943,000 $327,000 $928,000 $145,000 $498,000
Application Approved But Not Accepted 48 $15,653,000 $326,000 $1,000,000 $155,000 $511,000
Loan Purchased By The Institution 25 $8,303,000 $332,000 $1,110,000 $226,000 $458,000
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 137 $45,964,000 $335,000 $1,845,000 $168,000 $990,000
Debt-To-Income Ratio 72 $23,038,000 $319,000 $850,000 $86,000 $428,000
Other 19 $5,726,000 $301,000 $529,000 $116,000 $207,000
Unverifiable Information 18 $5,291,000 $293,000 $498,000 $210,000 $465,000
Employment History 15 $3,971,000 $264,000 $417,000 $150,000 $306,000
Credit History 10 $3,185,000 $318,000 $529,000 $127,000 $227,000
Insufficient Cash (Downpayment, Closing Cost) 7 $2,595,000 $370,000 $589,000 $141,000 $345,000
Mortgage Insurance Denied 3 $792,000 $264,000 $385,000 $112,000 $150,000
Credit Application Incomplete 1 $405,000 $405,000 $405,000 $144,000 $144,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Leader Bank, National Association's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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