Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Leader Bank, National Association 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leader Bank, National Association 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,790 |
| Total Mortgage Loan Application Amount | $2,373,130,000 |
| Average Mortgage Loan Application Amount | $326,600 |
| Highest Mortgage Loan Application Amount | $32,005,000 |
| Average Applicant Income | $196,200 |
| Highest Applicant Income | $4,431,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,066 | $ 903,900,000 | $ 437,000 | $ 180,000 |
| Norfolk County Massachusetts | 858 | $ 391,150,000 | $ 455,000 | $ 174,000 |
| Suffolk County Massachusetts | 696 | $ 326,500,000 | $ 469,000 | $ 176,000 |
| Essex County Massachusetts | 499 | $ 181,355,000 | $ 363,000 | $ 158,000 |
| Plymouth County Massachusetts | 365 | $ 123,815,000 | $ 339,000 | $ 157,000 |
| Worcester County Massachusetts | 338 | $ 102,540,000 | $ 303,000 | $ 162,000 |
| Bristol County Massachusetts | 168 | $ 48,150,000 | $ 286,000 | $ 129,000 |
| Fairfield County Connecticut | 138 | $ 83,600,000 | $ 605,000 | $ 290,000 |
| Barnstable County Massachusetts | 108 | $ 39,510,000 | $ 365,000 | $ 230,000 |
| Hartford County Connecticut | 100 | $ 27,670,000 | $ 276,000 | $ 141,000 |
| Hillsborough County New Hampshire | 56 | $ 15,330,000 | $ 273,000 | $ 132,000 |
| Rockingham County New Hampshire | 37 | $ 11,395,000 | $ 307,000 | $ 122,000 |
| Providence County Rhode Island | 37 | $ 9,815,000 | $ 265,000 | $ 139,000 |
| Hampden County Massachusetts | 19 | $ 3,945,000 | $ 207,000 | $ 136,000 |
| New Haven County Connecticut | 15 | $ 4,005,000 | $ 267,000 | $ 107,000 |
| Carroll County New Hampshire | 15 | $ 6,125,000 | $ 408,000 | $ 221,000 |
| Cumberland County Maine | 13 | $ 3,915,000 | $ 301,000 | $ 175,000 |
| York County Maine | 13 | $ 4,415,000 | $ 339,000 | $ 207,000 |
| New London County Connecticut | 12 | $ 2,620,000 | $ 218,000 | $ 142,000 |
| Grafton County New Hampshire | 11 | $ 2,185,000 | $ 198,000 | $ 204,000 |
| Palm Beach County Florida | 10 | $ 4,530,000 | $ 453,000 | $ 386,000 |
| Washington County Rhode Island | 10 | $ 2,960,000 | $ 296,000 | $ 293,000 |
| Collier County Florida | 8 | $ 2,770,000 | $ 346,000 | $ 351,000 |
| Belknap County New Hampshire | 8 | $ 1,870,000 | $ 233,000 | $ 214,000 |
| Newport County Rhode Island | 8 | $ 2,580,000 | $ 322,000 | $ 253,000 |
| Berkshire County Massachusetts | 7 | $ 1,945,000 | $ 277,000 | $ 175,000 |
| Kent County Rhode Island | 7 | $ 2,605,000 | $ 372,000 | $ 235,000 |
| Oxford County Maine | 6 | $ 1,320,000 | $ 220,000 | $ 339,000 |
| Cheshire County New Hampshire | 6 | $ 1,880,000 | $ 313,000 | $ 141,000 |
| Merrimack County New Hampshire | 6 | $ 1,140,000 | $ 190,000 | $ 115,000 |
| Litchfield County Connecticut | 5 | $ 1,215,000 | $ 243,000 | $ 140,000 |
| Bristol County Rhode Island | 5 | $ 1,565,000 | $ 313,000 | $ 109,000 |
| Lamoille County Vermont | 5 | $ 1,855,000 | $ 371,000 | $ 236,000 |
| Strafford County New Hampshire | 4 | $ 1,450,000 | $ 362,000 | $ 156,000 |
| Bergen County New Jersey | 4 | $ 3,880,000 | $ 970,000 | $ 478,000 |
| Caledonia County Vermont | 4 | $ 1,060,000 | $ 265,000 | $ 224,000 |
| Tolland County Connecticut | 3 | $ 815,000 | $ 271,000 | $ 97,000 |
| District of Columbia County District Of Columbia | 3 | $ 1,555,000 | $ 518,000 | $ 174,000 |
| Brevard County Florida | 3 | $ 945,000 | $ 315,000 | $ 68,000 |
| Broward County Florida | 3 | $ 745,000 | $ 248,000 | $ 176,000 |
| Lee County Florida | 3 | $ 795,000 | $ 265,000 | $ 295,000 |
| Miami-Dade County Florida | 3 | $ 2,675,000 | $ 891,000 | $ 303,000 |
| Pinellas County Florida | 3 | $ 995,000 | $ 331,000 | $ 123,000 |
| Sarasota County Florida | 3 | $ 1,975,000 | $ 658,000 | $ 1,003,000 |
| Hampshire County Massachusetts | 3 | $ 875,000 | $ 291,000 | $ 151,000 |
| Coos County New Hampshire | 3 | $ 1,535,000 | $ 511,000 | $ 268,000 |
| Washington County Vermont | 3 | $ 565,000 | $ 188,000 | $ 220,000 |
| Windsor County Vermont | 3 | $ 375,000 | $ 125,000 | $ 453,000 |
| Arlington County Virginia | 3 | $ 965,000 | $ 321,000 | $ 323,000 |
| Middlesex County Connecticut | 2 | $ 430,000 | $ 215,000 | $ 218,000 |
| Windham County Connecticut | 2 | $ 430,000 | $ 215,000 | $ 84,000 |
| Osceola County Florida | 2 | $ 500,000 | $ 250,000 | $ 170,000 |
| Pasco County Florida | 2 | $ 490,000 | $ 245,000 | $ 150,000 |
| Hancock County Maine | 2 | $ 300,000 | $ 150,000 | $ 89,000 |
| Knox County Maine | 2 | $ 800,000 | $ 400,000 | $ 219,000 |
| Franklin County Massachusetts | 2 | $ 410,000 | $ 205,000 | $ 150,000 |
| Sullivan County New Hampshire | 2 | $ 850,000 | $ 425,000 | $ 422,000 |
| Cape May County New Jersey | 2 | $ 760,000 | $ 380,000 | $ 510,000 |
| Essex County New Jersey | 2 | $ 840,000 | $ 420,000 | $ 219,000 |
| Putnam County New York | 2 | $ 560,000 | $ 280,000 | $ 98,000 |
| Westchester County New York | 2 | $ 1,650,000 | $ 825,000 | $ 605,000 |
| Charleston County South Carolina | 2 | $ 760,000 | $ 380,000 | $ 183,000 |
| Chittenden County Vermont | 2 | $ 670,000 | $ 335,000 | $ 96,000 |
| Fairfax County Virginia | 2 | $ 1,460,000 | $ 730,000 | $ 315,000 |
| Prince William County Virginia | 2 | $ 540,000 | $ 270,000 | $ 93,000 |
| Maricopa County Arizona | 1 | $ 215,000 | $ 215,000 | $ 81,000 |
| Contra Costa County California | 1 | $ 1,205,000 | $ 1,205,000 | $ 500,000 |
| Los Angeles County California | 1 | $ 585,000 | $ 585,000 | $ 368,000 |
| Monterey County California | 1 | $ 935,000 | $ 935,000 | $ 86,000 |
| Santa Barbara County California | 1 | $ 995,000 | $ 995,000 | $ 290,000 |
| Trinity County California | 1 | $ 185,000 | $ 185,000 | $ 106,000 |
| Duval County Florida | 1 | $ 265,000 | $ 265,000 | $ 62,000 |
| Hillsborough County Florida | 1 | $ 275,000 | $ 275,000 | $ 160,000 |
| Indian River County Florida | 1 | $ 225,000 | $ 225,000 | $ 111,000 |
| Martin County Florida | 1 | $ 265,000 | $ 265,000 | $ 163,000 |
| St. Lucie County Florida | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Sumter County Florida | 1 | $ 175,000 | $ 175,000 | $ 71,000 |
| Volusia County Florida | 1 | $ 905,000 | $ 905,000 | $ 1,057,000 |
| Camden County Georgia | 1 | $ 125,000 | $ 125,000 | $ 37,000 |
| Cobb County Georgia | 1 | $ 275,000 | $ 275,000 | $ 62,000 |
| Fayette County Georgia | 1 | $ 155,000 | $ 155,000 | $ 145,000 |
| Fulton County Georgia | 1 | $ 335,000 | $ 335,000 | $ 72,000 |
| DuPage County Illinois | 1 | $ 225,000 | $ 225,000 | $ 131,000 |
| Androscoggin County Maine | 1 | $ 215,000 | $ 215,000 | $ 119,000 |
| Aroostook County Maine | 1 | $ 255,000 | $ 255,000 | $ 97,000 |
| Kennebec County Maine | 1 | $ 315,000 | $ 315,000 | $ 459,000 |
| Somerset County Maine | 1 | $ 195,000 | $ 195,000 | $ 99,000 |
| Kent County Maryland | 1 | $ 1,485,000 | $ 1,485,000 | $ 750,000 |
| Montgomery County Maryland | 1 | $ 215,000 | $ 215,000 | $ 488,000 |
| Dukes County Massachusetts | 1 | $ 1,305,000 | $ 1,305,000 | $ 243,000 |
| Nantucket County Massachusetts | 1 | $ 225,000 | $ 225,000 | $ 149,000 |
| Clark County Nevada | 1 | $ 105,000 | $ 105,000 | $ 245,000 |
| Hudson County New Jersey | 1 | $ 825,000 | $ 825,000 | $ 331,000 |
| Mercer County New Jersey | 1 | $ 295,000 | $ 295,000 | $ 137,000 |
| Somerset County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 106,000 |
| Kings County New York | 1 | $ 255,000 | $ 255,000 | $ 190,000 |
| Saratoga County New York | 1 | $ 335,000 | $ 335,000 | $ 115,000 |
| Warren County New York | 1 | $ 1,025,000 | $ 1,025,000 | $ 419,000 |
| Brunswick County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 149,000 |
| Durham County North Carolina | 1 | $ 275,000 | $ 275,000 | $ 311,000 |
| Gaston County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 130,000 |
| New Hanover County North Carolina | 1 | $ 265,000 | $ 265,000 | $ 143,000 |
| Wake County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 84,000 |
| Cumberland County Pennsylvania | 1 | $ 265,000 | $ 265,000 | $ 91,000 |
| Delaware County Pennsylvania | 1 | $ 335,000 | $ 335,000 | $ 140,000 |
| Beaufort County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 103,000 |
| Horry County South Carolina | 1 | $ 35,000 | $ 35,000 | $ 101,000 |
| Richland County South Carolina | 1 | $ 295,000 | $ 295,000 | $ 83,000 |
| Davidson County Tennessee | 1 | $ 495,000 | $ 495,000 | $ 249,000 |
| Addison County Vermont | 1 | $ 215,000 | $ 215,000 | $ 94,000 |
| Bennington County Vermont | 1 | $ 195,000 | $ 195,000 | $ 200,000 |
| Essex County Vermont | 1 | $ 305,000 | $ 305,000 | $ 11,000 |
| Rutland County Vermont | 1 | $ 205,000 | $ 205,000 | $ 382,000 |
| Windham County Vermont | 1 | $ 335,000 | $ 335,000 | $ 108,000 |
| Alexandria County Virginia | 1 | $ 325,000 | $ 325,000 | $ 135,000 |
| Chesterfield County Virginia | 1 | $ 645,000 | $ 645,000 | $ 277,000 |
| Fairfax City County Virginia | 1 | $ 375,000 | $ 375,000 | $ 196,000 |
Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,438 | $1,896,090,000 | $427,000 | $5,495,000 | $173,000 | $2,362,000 |
| Cash-out Refinancing | 553 | $263,245,000 | $476,000 | $32,005,000 | $165,000 | $1,664,000 |
| Refinancing | 362 | $138,060,000 | $381,000 | $1,925,000 | $192,000 | $4,081,000 |
| Other Purpose | 281 | $47,525,000 | $169,000 | $2,105,000 | $192,000 | $1,872,000 |
| Home Improvement | 156 | $28,210,000 | $180,000 | $2,005,000 | $259,000 | $4,431,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,100 | $1,622,080,000 | $395,000 | $3,505,000 | $182,000 | $4,431,000 |
| Asian | 916 | $376,470,000 | $410,000 | $2,105,000 | $170,000 | $1,872,000 |
| Not Provided | 437 | $173,475,000 | $396,000 | $1,315,000 | $173,000 | $1,495,000 |
| Hispanic | 142 | $47,280,000 | $332,000 | $1,205,000 | $122,000 | $735,000 |
| Black or African American | 108 | $36,340,000 | $336,000 | $855,000 | $120,000 | $748,000 |
| Not applicable | 79 | $115,255,000 | $1,458,000 | $32,005,000 | $0 | $0 |
| American Indian or Alaskan Native | 2 | $650,000 | $325,000 | $385,000 | $78,000 | $95,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $305,000 | $305,000 | $305,000 | $166,000 | $166,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,532 | $2,272,000,000 | $410,000 | $32,005,000 | $180,000 | $4,431,000 |
| FHA-insured (Federal Housing Administration) | 166 | $64,250,000 | $387,000 | $935,000 | $108,000 | $334,000 |
| VA-guaranteed (Veterans Administration) | 90 | $36,400,000 | $404,000 | $785,000 | $111,000 | $237,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $480,000 | $240,000 | $255,000 | $74,000 | $84,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,770 | $1,951,200,000 | $409,000 | $32,005,000 | $176,000 | $4,431,000 |
| Application Withdrawn By Applicant | 671 | $282,495,000 | $421,000 | $3,505,000 | $186,000 | $1,495,000 |
| Application Denied By Financial Institution | 193 | $74,845,000 | $387,000 | $3,185,000 | $139,000 | $1,664,000 |
| Application Approved But Not Accepted | 109 | $48,975,000 | $449,000 | $4,085,000 | $218,000 | $4,081,000 |
| File Closed For Incompleteness | 47 | $15,615,000 | $332,000 | $1,505,000 | $157,000 | $557,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,597 | $2,298,285,000 | $410,000 | $32,005,000 | $178,000 | $4,431,000 |
| Debt-To-Income Ratio | 76 | $29,360,000 | $386,000 | $1,445,000 | $94,000 | $307,000 |
| Collateral | 54 | $18,230,000 | $337,000 | $1,425,000 | $185,000 | $1,664,000 |
| Credit History | 20 | $10,320,000 | $516,000 | $3,185,000 | $147,000 | $447,000 |
| Other | 18 | $6,800,000 | $377,000 | $1,205,000 | $183,000 | $624,000 |
| Unverifiable Information | 10 | $4,080,000 | $408,000 | $985,000 | $161,000 | $620,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 8 | $2,680,000 | $335,000 | $485,000 | $133,000 | $273,000 |
| Employment History | 7 | $3,375,000 | $482,000 | $865,000 | $123,000 | $215,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.