Leader Bank, National Association
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Leader Bank, National Association 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leader Bank, National Association 141 Massachusetts Avenue Arlington, MA 02474 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 7,935 |
| Total Mortgage Loan Application Amount | $3,474,135,000 |
| Average Mortgage Loan Application Amount | $341,200 |
| Highest Mortgage Loan Application Amount | $17,545,000 |
| Average Applicant Income | $195,800 |
| Highest Applicant Income | $8,200,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Leader Bank, National Association. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leader Bank, National Association's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Leader Bank, National Association's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leader Bank, National Association serves its applicants.
Each category highlights the total number of mortgage applications processed by Leader Bank, National Association, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leader Bank, National Association's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 2,848 | $ 1,373,240,000 | $ 482,000 | $ 193,000 |
| Norfolk County Massachusetts | 1,255 | $ 580,215,000 | $ 462,000 | $ 187,000 |
| Suffolk County Massachusetts | 952 | $ 458,970,000 | $ 482,000 | $ 176,000 |
| Essex County Massachusetts | 668 | $ 270,770,000 | $ 405,000 | $ 163,000 |
| Plymouth County Massachusetts | 546 | $ 210,760,000 | $ 386,000 | $ 164,000 |
| Worcester County Massachusetts | 427 | $ 144,365,000 | $ 338,000 | $ 145,000 |
| Bristol County Massachusetts | 202 | $ 66,620,000 | $ 329,000 | $ 133,000 |
| Barnstable County Massachusetts | 182 | $ 70,470,000 | $ 387,000 | $ 239,000 |
| Hartford County Connecticut | 130 | $ 35,880,000 | $ 276,000 | $ 142,000 |
| Fairfield County Connecticut | 84 | $ 52,380,000 | $ 623,000 | $ 332,000 |
| Rockingham County New Hampshire | 82 | $ 28,420,000 | $ 346,000 | $ 153,000 |
| Hillsborough County New Hampshire | 72 | $ 21,020,000 | $ 291,000 | $ 175,000 |
| Providence County Rhode Island | 68 | $ 20,040,000 | $ 294,000 | $ 142,000 |
| Hampden County Massachusetts | 22 | $ 4,500,000 | $ 204,000 | $ 116,000 |
| Carroll County New Hampshire | 19 | $ 7,075,000 | $ 372,000 | $ 382,000 |
| York County Maine | 17 | $ 6,865,000 | $ 403,000 | $ 226,000 |
| Newport County Rhode Island | 17 | $ 6,025,000 | $ 354,000 | $ 227,000 |
| Grafton County New Hampshire | 16 | $ 3,340,000 | $ 208,000 | $ 243,000 |
| Cumberland County Maine | 15 | $ 5,415,000 | $ 361,000 | $ 218,000 |
| New Haven County Connecticut | 12 | $ 3,320,000 | $ 276,000 | $ 135,000 |
| Washington County Rhode Island | 11 | $ 5,075,000 | $ 461,000 | $ 231,000 |
| Hampshire County Massachusetts | 10 | $ 2,720,000 | $ 272,000 | $ 164,000 |
| Merrimack County New Hampshire | 10 | $ 3,020,000 | $ 302,000 | $ 154,000 |
| Palm Beach County Florida | 9 | $ 2,985,000 | $ 331,000 | $ 213,000 |
| Belknap County New Hampshire | 8 | $ 3,240,000 | $ 405,000 | $ 267,000 |
| Bristol County Rhode Island | 8 | $ 3,160,000 | $ 395,000 | $ 131,000 |
| Lamoille County Vermont | 8 | $ 2,440,000 | $ 305,000 | $ 233,000 |
| New London County Connecticut | 7 | $ 2,915,000 | $ 416,000 | $ 209,000 |
| Miami-Dade County Florida | 7 | $ 2,705,000 | $ 386,000 | $ 240,000 |
| Kent County Rhode Island | 7 | $ 3,075,000 | $ 439,000 | $ 167,000 |
| Fairfax County Virginia | 7 | $ 3,705,000 | $ 529,000 | $ 212,000 |
| Collier County Florida | 6 | $ 2,150,000 | $ 358,000 | $ 221,000 |
| Windsor County Vermont | 6 | $ 1,040,000 | $ 173,000 | $ 201,000 |
| Lee County Florida | 5 | $ 1,365,000 | $ 273,000 | $ 209,000 |
| Oxford County Maine | 5 | $ 1,845,000 | $ 369,000 | $ 334,000 |
| Berkshire County Massachusetts | 5 | $ 1,105,000 | $ 221,000 | $ 149,000 |
| Cheshire County New Hampshire | 5 | $ 1,715,000 | $ 343,000 | $ 146,000 |
| Strafford County New Hampshire | 5 | $ 1,175,000 | $ 235,000 | $ 92,000 |
| Bergen County New Jersey | 5 | $ 4,185,000 | $ 837,000 | $ 352,000 |
| Middlesex County Connecticut | 4 | $ 1,200,000 | $ 300,000 | $ 206,000 |
| Hillsborough County Florida | 4 | $ 820,000 | $ 205,000 | $ 178,000 |
| Sarasota County Florida | 4 | $ 880,000 | $ 220,000 | $ 143,000 |
| Suffolk County New York | 4 | $ 1,500,000 | $ 375,000 | $ 184,000 |
| Chester County Pennsylvania | 4 | $ 1,570,000 | $ 392,000 | $ 211,000 |
| Montgomery County Pennsylvania | 4 | $ 1,900,000 | $ 475,000 | $ 210,000 |
| Philadelphia County Pennsylvania | 4 | $ 1,320,000 | $ 330,000 | $ 136,000 |
| Windham County Vermont | 4 | $ 990,000 | $ 247,000 | $ 150,000 |
| Litchfield County Connecticut | 3 | $ 825,000 | $ 275,000 | $ 146,000 |
| Hancock County Maine | 3 | $ 775,000 | $ 258,000 | $ 73,000 |
| Dukes County Massachusetts | 3 | $ 1,995,000 | $ 665,000 | $ 149,000 |
| Sullivan County New Hampshire | 3 | $ 1,055,000 | $ 351,000 | $ 398,000 |
| Westchester County New York | 3 | $ 1,685,000 | $ 561,000 | $ 182,000 |
| Mecklenburg County North Carolina | 3 | $ 685,000 | $ 228,000 | $ 140,000 |
| Wake County North Carolina | 3 | $ 545,000 | $ 181,000 | $ 102,000 |
| Horry County South Carolina | 3 | $ 405,000 | $ 135,000 | $ 125,000 |
| Washington County Vermont | 3 | $ 665,000 | $ 221,000 | $ 289,000 |
| Arlington County Virginia | 3 | $ 625,000 | $ 208,000 | $ 262,000 |
| Los Angeles County California | 2 | $ 810,000 | $ 405,000 | $ 175,000 |
| Douglas County Colorado | 2 | $ 1,560,000 | $ 780,000 | $ 219,000 |
| Tolland County Connecticut | 2 | $ 670,000 | $ 335,000 | $ 103,000 |
| Manatee County Florida | 2 | $ 780,000 | $ 390,000 | $ 266,000 |
| Marion County Florida | 2 | $ 510,000 | $ 255,000 | $ 123,000 |
| Osceola County Florida | 2 | $ 430,000 | $ 215,000 | $ 105,000 |
| Pinellas County Florida | 2 | $ 340,000 | $ 170,000 | $ 149,000 |
| Sumter County Florida | 2 | $ 680,000 | $ 340,000 | $ 294,000 |
| Fulton County Georgia | 2 | $ 640,000 | $ 320,000 | $ 144,000 |
| Cook County Illinois | 2 | $ 730,000 | $ 365,000 | $ 190,000 |
| Kennebec County Maine | 2 | $ 470,000 | $ 235,000 | $ 270,000 |
| Knox County Maine | 2 | $ 650,000 | $ 325,000 | $ 276,000 |
| Anne Arundel County Maryland | 2 | $ 1,140,000 | $ 570,000 | $ 184,000 |
| Frederick County Maryland | 2 | $ 810,000 | $ 405,000 | $ 128,000 |
| Nantucket County Massachusetts | 2 | $ 1,070,000 | $ 535,000 | $ 240,000 |
| Coos County New Hampshire | 2 | $ 480,000 | $ 240,000 | $ 176,000 |
| Hunterdon County New Jersey | 2 | $ 530,000 | $ 265,000 | $ 176,000 |
| Buncombe County North Carolina | 2 | $ 660,000 | $ 330,000 | $ 108,000 |
| Allegheny County Pennsylvania | 2 | $ 400,000 | $ 200,000 | $ 103,000 |
| Beaufort County South Carolina | 2 | $ 970,000 | $ 485,000 | $ 549,000 |
| Greenville County South Carolina | 2 | $ 340,000 | $ 170,000 | $ 109,000 |
| Rutland County Vermont | 2 | $ 780,000 | $ 390,000 | $ 151,000 |
| Loudoun County Virginia | 2 | $ 870,000 | $ 435,000 | $ 143,000 |
| Maricopa County Arizona | 1 | $ 185,000 | $ 185,000 | $ 150,000 |
| Pima County Arizona | 1 | $ 285,000 | $ 285,000 | $ 97,000 |
| Nevada County California | 1 | $ 395,000 | $ 395,000 | $ 185,000 |
| Orange County California | 1 | $ 405,000 | $ 405,000 | $ 145,000 |
| San Diego County California | 1 | $ 575,000 | $ 575,000 | $ 283,000 |
| Yolo County California | 1 | $ 425,000 | $ 425,000 | $ 112,000 |
| Boulder County Colorado | 1 | $ 505,000 | $ 505,000 | $ 214,000 |
| Eagle County Colorado | 1 | $ 405,000 | $ 405,000 | $ 221,000 |
| Jefferson County Colorado | 1 | $ 725,000 | $ 725,000 | $ 156,000 |
| Larimer County Colorado | 1 | $ 315,000 | $ 315,000 | $ 75,000 |
| Summit County Colorado | 1 | $ 225,000 | $ 225,000 | $ 251,000 |
| Windham County Connecticut | 1 | $ 165,000 | $ 165,000 | $ 91,000 |
| District of Columbia County District Of Columbia | 1 | $ 325,000 | $ 325,000 | $ 241,000 |
| Broward County Florida | 1 | $ 305,000 | $ 305,000 | $ 292,000 |
| Charlotte County Florida | 1 | $ 405,000 | $ 405,000 | $ 1,100,000 |
| Duval County Florida | 1 | $ 675,000 | $ 675,000 | $ 310,000 |
| Polk County Florida | 1 | $ 275,000 | $ 275,000 | $ 261,000 |
| Walton County Florida | 1 | $ 255,000 | $ 255,000 | $ 161,000 |
| Newton County Georgia | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Androscoggin County Maine | 1 | $ 145,000 | $ 145,000 | $ 136,000 |
| Sagadahoc County Maine | 1 | $ 415,000 | $ 415,000 | $ 382,000 |
| Washington County Maine | 1 | $ 225,000 | $ 225,000 | $ 270,000 |
| Howard County Maryland | 1 | $ 405,000 | $ 405,000 | $ 265,000 |
| Prince George's County Maryland | 1 | $ 125,000 | $ 125,000 | $ 68,000 |
| Burlington County New Jersey | 1 | $ 365,000 | $ 365,000 | $ 199,000 |
| Camden County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Hudson County New Jersey | 1 | $ 425,000 | $ 425,000 | $ 125,000 |
| Middlesex County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 224,000 |
| Ocean County New Jersey | 1 | $ 145,000 | $ 145,000 | $ 62,000 |
| Somerset County New Jersey | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Albany County New York | 1 | $ 175,000 | $ 175,000 | $ 150,000 |
| Dutchess County New York | 1 | $ 275,000 | $ 275,000 | $ 94,000 |
| Essex County New York | 1 | $ 235,000 | $ 235,000 | $ 195,000 |
| Kings County New York | 1 | $ 365,000 | $ 365,000 | $ 305,000 |
| Monroe County New York | 1 | $ 275,000 | $ 275,000 | $ 220,000 |
| Orange County New York | 1 | $ 385,000 | $ 385,000 | $ 133,000 |
| Schenectady County New York | 1 | $ 235,000 | $ 235,000 | $ 95,000 |
| St. Lawrence County New York | 1 | $ 115,000 | $ 115,000 | $ 83,000 |
| Warren County New York | 1 | $ 545,000 | $ 545,000 | $ 400,000 |
| Brunswick County North Carolina | 1 | $ 355,000 | $ 355,000 | $ 86,000 |
| Orange County North Carolina | 1 | $ 585,000 | $ 585,000 | $ 400,000 |
| Tulsa County Oklahoma | 1 | $ 165,000 | $ 165,000 | $ 41,000 |
| Lancaster County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 608,000 |
| Charleston County South Carolina | 1 | $ 445,000 | $ 445,000 | $ 228,000 |
| Darlington County South Carolina | 1 | $ 225,000 | $ 225,000 | $ 89,000 |
| Davidson County Tennessee | 1 | $ 445,000 | $ 445,000 | $ 150,000 |
| Greene County Tennessee | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Washington County Tennessee | 1 | $ 465,000 | $ 465,000 | $ 120,000 |
| Addison County Vermont | 1 | $ 235,000 | $ 235,000 | $ 82,000 |
| Bennington County Vermont | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Caledonia County Vermont | 1 | $ 225,000 | $ 225,000 | $ 251,000 |
| Chittenden County Vermont | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Franklin County Vermont | 1 | $ 475,000 | $ 475,000 | $ 155,000 |
| Charlottesville County Virginia | 1 | $ 305,000 | $ 305,000 | $ 75,000 |
| Chesapeake County Virginia | 1 | $ 235,000 | $ 235,000 | $ 46,000 |
| Virginia Beach County Virginia | 1 | $ 235,000 | $ 235,000 | $ 126,000 |
| Clark County Washington | 1 | $ 315,000 | $ 315,000 | $ 153,000 |
| King County Washington | 1 | $ 275,000 | $ 275,000 | $ 166,000 |
| Spokane County Washington | 1 | $ 365,000 | $ 365,000 | $ 120,000 |
Mortgage Loan Application Detail Totals for Leader Bank, National Association in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 4,220 | $1,877,260,000 | $444,000 | $10,505,000 | $180,000 | $8,200,000 |
| Refinancing | 2,544 | $1,161,740,000 | $456,000 | $17,545,000 | $190,000 | $6,666,000 |
| Cash-out Refinancing | 917 | $386,675,000 | $421,000 | $8,505,000 | $166,000 | $1,132,000 |
| Other Purpose | 191 | $36,045,000 | $188,000 | $935,000 | $215,000 | $998,000 |
| Home Improvement | 63 | $12,415,000 | $197,000 | $915,000 | $228,000 | $816,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,765 | $2,470,285,000 | $428,000 | $10,505,000 | $187,000 | $8,200,000 |
| Asian | 1,111 | $488,805,000 | $439,000 | $2,505,000 | $175,000 | $1,105,000 |
| Not Provided | 689 | $299,145,000 | $434,000 | $1,895,000 | $174,000 | $869,000 |
| Hispanic | 161 | $67,215,000 | $417,000 | $1,685,000 | $149,000 | $745,000 |
| Black or African American | 104 | $41,030,000 | $394,000 | $795,000 | $128,000 | $364,000 |
| Not applicable | 96 | $104,460,000 | $1,088,000 | $17,545,000 | $0 | $0 |
| American Indian or Alaskan Native | 5 | $1,665,000 | $333,000 | $605,000 | $147,000 | $245,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $1,055,000 | $351,000 | $575,000 | $224,000 | $353,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 7,664 | $3,360,960,000 | $438,000 | $17,545,000 | $185,000 | $8,200,000 |
| FHA-insured (Federal Housing Administration) | 170 | $69,890,000 | $411,000 | $865,000 | $116,000 | $243,000 |
| VA-guaranteed (Veterans Administration) | 101 | $43,285,000 | $428,000 | $905,000 | $136,000 | $389,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 6,847 | $3,010,425,000 | $439,000 | $17,545,000 | $183,000 | $8,200,000 |
| Application Withdrawn By Applicant | 758 | $321,280,000 | $423,000 | $1,895,000 | $184,000 | $4,338,000 |
| Application Denied By Financial Institution | 158 | $65,020,000 | $411,000 | $1,505,000 | $130,000 | $600,000 |
| Application Approved But Not Accepted | 114 | $47,920,000 | $420,000 | $1,505,000 | $224,000 | $1,132,000 |
| File Closed For Incompleteness | 58 | $29,490,000 | $508,000 | $1,625,000 | $220,000 | $1,230,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 7,777 | $3,409,115,000 | $438,000 | $17,545,000 | $184,000 | $8,200,000 |
| Debt-To-Income Ratio | 66 | $28,640,000 | $433,000 | $1,505,000 | $101,000 | $299,000 |
| Collateral | 39 | $14,605,000 | $374,000 | $1,285,000 | $148,000 | $353,000 |
| Other | 18 | $6,440,000 | $357,000 | $715,000 | $174,000 | $600,000 |
| Credit History | 15 | $5,255,000 | $350,000 | $695,000 | $119,000 | $210,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $6,010,000 | $601,000 | $1,215,000 | $198,000 | $420,000 |
| Unverifiable Information | 5 | $2,355,000 | $471,000 | $885,000 | $148,000 | $408,000 |
| Employment History | 5 | $1,715,000 | $343,000 | $485,000 | $94,000 | $147,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leader Bank, National Association's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leader Bank, National Association's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.