Leaders Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Leaders Credit Union 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leaders Credit Union 35 Stonebridge Blvd. Jackson, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 708 |
| Total Mortgage Loan Application Amount | $96,830,000 |
| Average Mortgage Loan Application Amount | $133,500 |
| Highest Mortgage Loan Application Amount | $745,000 |
| Average Applicant Income | $79,000 |
| Highest Applicant Income | $1,644,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Leaders Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leaders Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Leaders Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leaders Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Leaders Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leaders Credit Union's mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Tennessee | 225 | $ 28,835,000 | $ 128,000 | $ 76,000 |
| Gibson County Tennessee | 66 | $ 9,280,000 | $ 140,000 | $ 76,000 |
| Shelby County Tennessee | 27 | $ 4,805,000 | $ 177,000 | $ 152,000 |
| Brunswick County North Carolina | 21 | $ 4,555,000 | $ 216,000 | $ 120,000 |
| Chester County Tennessee | 21 | $ 2,135,000 | $ 101,000 | $ 58,000 |
| Henderson County Tennessee | 17 | $ 1,845,000 | $ 108,000 | $ 59,000 |
| Obion County Tennessee | 16 | $ 1,580,000 | $ 98,000 | $ 61,000 |
| Weakley County Tennessee | 13 | $ 1,255,000 | $ 96,000 | $ 68,000 |
| Haywood County Tennessee | 12 | $ 1,460,000 | $ 121,000 | $ 72,000 |
| Crockett County Tennessee | 11 | $ 1,415,000 | $ 128,000 | $ 91,000 |
| Carroll County Tennessee | 7 | $ 845,000 | $ 120,000 | $ 93,000 |
| Dyer County Tennessee | 6 | $ 520,000 | $ 86,000 | $ 50,000 |
| McNairy County Tennessee | 5 | $ 455,000 | $ 91,000 | $ 66,000 |
| DeSoto County Mississippi | 4 | $ 680,000 | $ 170,000 | $ 63,000 |
| Hardeman County Tennessee | 4 | $ 270,000 | $ 67,000 | $ 155,000 |
| Williamson County Tennessee | 3 | $ 1,055,000 | $ 351,000 | $ 121,000 |
| Cowlitz County Washington | 3 | $ 615,000 | $ 205,000 | $ 57,000 |
| Lauderdale County Alabama | 2 | $ 560,000 | $ 280,000 | $ 100,000 |
| Macon County Alabama | 2 | $ 200,000 | $ 100,000 | $ 96,000 |
| Saline County Arkansas | 2 | $ 470,000 | $ 235,000 | $ 48,000 |
| Linn County Iowa | 2 | $ 330,000 | $ 165,000 | $ 48,000 |
| Ascension County Louisiana | 2 | $ 130,000 | $ 65,000 | $ 73,000 |
| Piscataquis County Maine | 2 | $ 190,000 | $ 95,000 | $ 46,000 |
| Frederick County Maryland | 2 | $ 490,000 | $ 245,000 | $ 58,000 |
| Lauderdale County Mississippi | 2 | $ 230,000 | $ 115,000 | $ 51,000 |
| St. Lawrence County New York | 2 | $ 190,000 | $ 95,000 | $ 38,000 |
| Wake County North Carolina | 2 | $ 630,000 | $ 315,000 | $ 83,000 |
| Wood County Ohio | 2 | $ 280,000 | $ 140,000 | $ 44,000 |
| Davidson County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 87,000 |
| Hardin County Tennessee | 2 | $ 170,000 | $ 85,000 | $ 59,000 |
| Henry County Tennessee | 2 | $ 230,000 | $ 115,000 | $ 54,000 |
| Lake County Tennessee | 2 | $ 130,000 | $ 65,000 | $ 30,000 |
| Maury County Tennessee | 2 | $ 510,000 | $ 255,000 | $ 79,000 |
| Rutherford County Tennessee | 2 | $ 580,000 | $ 290,000 | $ 84,000 |
| Tipton County Tennessee | 2 | $ 320,000 | $ 160,000 | $ 132,000 |
| Ellis County Texas | 2 | $ 220,000 | $ 110,000 | $ 68,000 |
| Benton County Arkansas | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Conway County Arkansas | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Greene County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Pulaski County Arkansas | 1 | $ 245,000 | $ 245,000 | $ 98,000 |
| New Castle County Delaware | 1 | $ 195,000 | $ 195,000 | $ 44,000 |
| Alachua County Florida | 1 | $ 185,000 | $ 185,000 | $ 42,000 |
| Citrus County Florida | 1 | $ 105,000 | $ 105,000 | $ 55,000 |
| Lee County Florida | 1 | $ 255,000 | $ 255,000 | $ 70,000 |
| Marion County Florida | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Miami-Dade County Florida | 1 | $ 355,000 | $ 355,000 | $ 139,000 |
| Polk County Florida | 1 | $ 175,000 | $ 175,000 | $ 52,000 |
| Santa Rosa County Florida | 1 | $ 135,000 | $ 135,000 | $ 46,000 |
| St. Johns County Florida | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Volusia County Florida | 1 | $ 135,000 | $ 135,000 | $ 61,000 |
| Bartow County Georgia | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Cherokee County Georgia | 1 | $ 395,000 | $ 395,000 | $ 103,000 |
| DeKalb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 48,000 |
| Fulton County Georgia | 1 | $ 225,000 | $ 225,000 | $ 163,000 |
| Gilmer County Georgia | 1 | $ 75,000 | $ 75,000 | $ 26,000 |
| Gwinnett County Georgia | 1 | $ 275,000 | $ 275,000 | $ 93,000 |
| Houston County Georgia | 1 | $ 205,000 | $ 205,000 | $ 56,000 |
| Lumpkin County Georgia | 1 | $ 145,000 | $ 145,000 | $ 50,000 |
| Newton County Georgia | 1 | $ 195,000 | $ 195,000 | $ 61,000 |
| Putnam County Georgia | 1 | $ 135,000 | $ 135,000 | $ 67,000 |
| Hawaii County Hawaii | 1 | $ 365,000 | $ 365,000 | $ 115,000 |
| Blaine County Idaho | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Clearwater County Idaho | 1 | $ 165,000 | $ 165,000 | $ 69,000 |
| Coles County Illinois | 1 | $ 145,000 | $ 145,000 | $ 0 |
| Clark County Indiana | 1 | $ 75,000 | $ 75,000 | $ 31,000 |
| Grant County Indiana | 1 | $ 85,000 | $ 85,000 | $ 61,000 |
| Marion County Indiana | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Monroe County Indiana | 1 | $ 85,000 | $ 85,000 | $ 32,000 |
| Jasper County Iowa | 1 | $ 75,000 | $ 75,000 | $ 27,000 |
| Leavenworth County Kansas | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Wyandotte County Kansas | 1 | $ 125,000 | $ 125,000 | $ 39,000 |
| Jefferson County Kentucky | 1 | $ 255,000 | $ 255,000 | $ 76,000 |
| Lyon County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Simpson County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 18,000 |
| Acadia County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 77,000 |
| Richland County Louisiana | 1 | $ 85,000 | $ 85,000 | $ 47,000 |
| St. Bernard County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 0 |
| West Carroll County Louisiana | 1 | $ 125,000 | $ 125,000 | $ 46,000 |
| Cumberland County Maine | 1 | $ 105,000 | $ 105,000 | $ 31,000 |
| Anne Arundel County Maryland | 1 | $ 345,000 | $ 345,000 | $ 99,000 |
| Franklin County Massachusetts | 1 | $ 205,000 | $ 205,000 | $ 73,000 |
| Wayne County Michigan | 1 | $ 85,000 | $ 85,000 | $ 49,000 |
| Washington County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 17,000 |
| Forrest County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Tate County Mississippi | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Yazoo County Mississippi | 1 | $ 145,000 | $ 145,000 | $ 41,000 |
| Andrew County Missouri | 1 | $ 115,000 | $ 115,000 | $ 63,000 |
| Dunklin County Missouri | 1 | $ 105,000 | $ 105,000 | $ 38,000 |
| Mercer County Missouri | 1 | $ 85,000 | $ 85,000 | $ 34,000 |
| Schuyler County Missouri | 1 | $ 85,000 | $ 85,000 | $ 30,000 |
| Washington County Nebraska | 1 | $ 115,000 | $ 115,000 | $ 38,000 |
| Merrimack County New Hampshire | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Strafford County New Hampshire | 1 | $ 195,000 | $ 195,000 | $ 49,000 |
| Warren County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 95,000 |
| Wayne County New York | 1 | $ 65,000 | $ 65,000 | $ 51,000 |
| Henderson County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 118,000 |
| Johnston County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 80,000 |
| Richmond County North Carolina | 1 | $ 65,000 | $ 65,000 | $ 38,000 |
| Hamilton County Ohio | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Ross County Ohio | 1 | $ 125,000 | $ 125,000 | $ 73,000 |
| Stephens County Oklahoma | 1 | $ 135,000 | $ 135,000 | $ 41,000 |
| Douglas County Oregon | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Malheur County Oregon | 1 | $ 145,000 | $ 145,000 | $ 46,000 |
| Fayette County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Lancaster County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 52,000 |
| Luzerne County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Mifflin County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Northampton County Pennsylvania | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Northumberland County Pennsylvania | 1 | $ 55,000 | $ 55,000 | $ 28,000 |
| Providence County Rhode Island | 1 | $ 175,000 | $ 175,000 | $ 49,000 |
| Orangeburg County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Richland County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 70,000 |
| Bedford County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 33,000 |
| Blount County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 56,000 |
| Decatur County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 104,000 |
| Fayette County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 67,000 |
| Lauderdale County Tennessee | 1 | $ 95,000 | $ 95,000 | $ 40,000 |
| Lincoln County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 38,000 |
| Marshall County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Warren County Tennessee | 1 | $ 5,000 | $ 5,000 | $ 35,000 |
| Wilson County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 54,000 |
| Fort Bend County Texas | 1 | $ 445,000 | $ 445,000 | $ 204,000 |
| Harris County Texas | 1 | $ 125,000 | $ 125,000 | $ 44,000 |
| Howard County Texas | 1 | $ 405,000 | $ 405,000 | $ 63,000 |
| Tarrant County Texas | 1 | $ 205,000 | $ 205,000 | $ 124,000 |
| Uvalde County Texas | 1 | $ 95,000 | $ 95,000 | $ 47,000 |
| Chesterfield County Virginia | 1 | $ 105,000 | $ 105,000 | $ 27,000 |
| Henrico County Virginia | 1 | $ 235,000 | $ 235,000 | $ 214,000 |
| Sussex County Virginia | 1 | $ 175,000 | $ 175,000 | $ 77,000 |
| York County Virginia | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Dunn County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 33,000 |
| Outagamie County Wisconsin | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Sheridan County Wyoming | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Leaders Credit Union in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 540 | $79,030,000 | $146,000 | $745,000 | $76,000 | $1,644,000 |
| Refinancing | 86 | $10,210,000 | $118,000 | $545,000 | $96,000 | $1,590,000 |
| Cash-out Refinancing | 79 | $7,045,000 | $89,000 | $405,000 | $79,000 | $270,000 |
| Home Improvement | 3 | $545,000 | $181,000 | $355,000 | $65,000 | $85,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 576 | $80,730,000 | $140,000 | $745,000 | $80,000 | $1,644,000 |
| Black or African American | 95 | $11,555,000 | $121,000 | $495,000 | $80,000 | $1,590,000 |
| Hispanic | 16 | $1,670,000 | $104,000 | $235,000 | $49,000 | $82,000 |
| Not Provided | 13 | $1,785,000 | $137,000 | $295,000 | $55,000 | $157,000 |
| Asian | 4 | $700,000 | $175,000 | $245,000 | $61,000 | $124,000 |
| American Indian or Alaskan Native | 3 | $355,000 | $118,000 | $135,000 | $43,000 | $48,000 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 399 | $57,175,000 | $143,000 | $745,000 | $95,000 | $1,644,000 |
| FHA-insured (Federal Housing Administration) | 222 | $28,630,000 | $128,000 | $365,000 | $62,000 | $1,590,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 80 | $9,680,000 | $121,000 | $275,000 | $47,000 | $128,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,345,000 | $192,000 | $415,000 | $83,000 | $221,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 436 | $60,790,000 | $139,000 | $745,000 | $75,000 | $395,000 |
| Application Withdrawn By Applicant | 128 | $18,510,000 | $144,000 | $545,000 | $111,000 | $1,644,000 |
| Application Denied By Financial Institution | 121 | $14,985,000 | $123,000 | $495,000 | $59,000 | $240,000 |
| File Closed For Incompleteness | 21 | $2,175,000 | $103,000 | $255,000 | $67,000 | $207,000 |
| Application Approved But Not Accepted | 2 | $370,000 | $185,000 | $235,000 | $111,000 | $127,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 585 | $81,695,000 | $139,000 | $745,000 | $83,000 | $1,644,000 |
| Credit History | 43 | $4,995,000 | $116,000 | $495,000 | $53,000 | $240,000 |
| Debt-To-Income Ratio | 34 | $3,940,000 | $115,000 | $405,000 | $52,000 | $171,000 |
| Collateral | 29 | $4,085,000 | $140,000 | $445,000 | $87,000 | $214,000 |
| Employment History | 6 | $570,000 | $95,000 | $155,000 | $24,000 | $46,000 |
| Other | 5 | $715,000 | $143,000 | $175,000 | $69,000 | $140,000 |
| Unverifiable Information | 3 | $355,000 | $118,000 | $175,000 | $44,000 | $66,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $370,000 | $185,000 | $235,000 | $65,000 | $85,000 |
| Credit Application Incomplete | 1 | $105,000 | $105,000 | $105,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leaders Credit Union's 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leaders Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.