Leaders Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2023
Leaders Credit Union 2023 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Leaders Credit Union 35 Stonebridge Blvd. Jackson, TN 38305 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,671 |
| Total Mortgage Loan Application Amount | $233,055,000 |
| Average Mortgage Loan Application Amount | $109,800 |
| Highest Mortgage Loan Application Amount | $965,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $7,488,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2023 with Leaders Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Leaders Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2023 breaks down Leaders Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Leaders Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Leaders Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Leaders Credit Union's mortgage activity for 2023.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Madison County Tennessee | 548 | $ 78,030,000 | $ 142,000 | $ 122,000 |
| Gibson County Tennessee | 251 | $ 36,065,000 | $ 143,000 | $ 96,000 |
| Dyer County Tennessee | 189 | $ 20,295,000 | $ 107,000 | $ 80,000 |
| Obion County Tennessee | 98 | $ 10,210,000 | $ 104,000 | $ 79,000 |
| Shelby County Tennessee | 88 | $ 15,080,000 | $ 171,000 | $ 119,000 |
| Chester County Tennessee | 57 | $ 7,825,000 | $ 137,000 | $ 86,000 |
| Weakley County Tennessee | 54 | $ 6,190,000 | $ 114,000 | $ 84,000 |
| Crockett County Tennessee | 53 | $ 5,775,000 | $ 108,000 | $ 78,000 |
| Carroll County Tennessee | 40 | $ 4,770,000 | $ 119,000 | $ 77,000 |
| Henderson County Tennessee | 37 | $ 5,255,000 | $ 142,000 | $ 94,000 |
| Lauderdale County Tennessee | 32 | $ 3,290,000 | $ 102,000 | $ 64,000 |
| Haywood County Tennessee | 30 | $ 3,340,000 | $ 111,000 | $ 85,000 |
| Hardeman County Tennessee | 21 | $ 2,335,000 | $ 111,000 | $ 70,000 |
| McNairy County Tennessee | 17 | $ 1,625,000 | $ 95,000 | $ 79,000 |
| Tipton County Tennessee | 17 | $ 2,685,000 | $ 157,000 | $ 79,000 |
| Lake County Tennessee | 14 | $ 810,000 | $ 57,000 | $ 71,000 |
| Decatur County Tennessee | 10 | $ 1,850,000 | $ 185,000 | $ 85,000 |
| Fayette County Tennessee | 9 | $ 1,485,000 | $ 165,000 | $ 121,000 |
| Rutherford County Tennessee | 9 | $ 1,365,000 | $ 151,000 | $ 108,000 |
| Hardin County Tennessee | 8 | $ 1,490,000 | $ 186,000 | $ 114,000 |
| Benton County Tennessee | 6 | $ 1,410,000 | $ 235,000 | $ 129,000 |
| Henry County Tennessee | 6 | $ 1,720,000 | $ 286,000 | $ 173,000 |
| DeSoto County Mississippi | 4 | $ 410,000 | $ 102,000 | $ 208,000 |
| Coffee County Tennessee | 4 | $ 840,000 | $ 210,000 | $ 80,000 |
| Davidson County Tennessee | 4 | $ 860,000 | $ 215,000 | $ 252,000 |
| Dickson County Tennessee | 3 | $ 1,015,000 | $ 338,000 | $ 86,000 |
| Montgomery County Tennessee | 3 | $ 465,000 | $ 155,000 | $ 162,000 |
| Williamson County Tennessee | 3 | $ 2,035,000 | $ 678,000 | $ 165,000 |
| Gulf County Florida | 2 | $ 1,090,000 | $ 545,000 | $ 115,000 |
| Walker County Georgia | 2 | $ 690,000 | $ 345,000 | $ 223,000 |
| Alcorn County Mississippi | 2 | $ 250,000 | $ 125,000 | $ 46,000 |
| Marshall County Mississippi | 2 | $ 210,000 | $ 105,000 | $ 108,000 |
| Houston County Tennessee | 2 | $ 380,000 | $ 190,000 | $ 137,000 |
| Knox County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 72,000 |
| Sumner County Tennessee | 2 | $ 490,000 | $ 245,000 | $ 166,000 |
| Wayne County Tennessee | 2 | $ 360,000 | $ 180,000 | $ 140,000 |
| Baldwin County Alabama | 1 | $ 455,000 | $ 455,000 | $ 199,000 |
| Franklin County Alabama | 1 | $ 385,000 | $ 385,000 | $ 126,000 |
| Madison County Alabama | 1 | $ 395,000 | $ 395,000 | $ 195,000 |
| Marengo County Alabama | 1 | $ 285,000 | $ 285,000 | $ 126,000 |
| Morgan County Alabama | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| Craighead County Arkansas | 1 | $ 395,000 | $ 395,000 | $ 200,000 |
| Pulaski County Arkansas | 1 | $ 535,000 | $ 535,000 | $ 284,000 |
| Orange County California | 1 | $ 455,000 | $ 455,000 | $ 172,000 |
| San Diego County California | 1 | $ 655,000 | $ 655,000 | $ 180,000 |
| Escambia County Florida | 1 | $ 105,000 | $ 105,000 | $ 120,000 |
| Polk County Florida | 1 | $ 315,000 | $ 315,000 | $ 257,000 |
| Sarasota County Florida | 1 | $ 555,000 | $ 555,000 | $ 590,000 |
| Lee County Georgia | 1 | $ 295,000 | $ 295,000 | $ 56,000 |
| Jefferson County Illinois | 1 | $ 225,000 | $ 225,000 | $ 95,000 |
| Jefferson County Indiana | 1 | $ 225,000 | $ 225,000 | $ 85,000 |
| Caldwell County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 110,000 |
| Calloway County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Fulton County Kentucky | 1 | $ 35,000 | $ 35,000 | $ 27,000 |
| Madison County Kentucky | 1 | $ 235,000 | $ 235,000 | $ 49,000 |
| Taylor County Kentucky | 1 | $ 195,000 | $ 195,000 | $ 151,000 |
| Benton County Mississippi | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Forrest County Mississippi | 1 | $ 275,000 | $ 275,000 | $ 58,000 |
| Madison County Mississippi | 1 | $ 65,000 | $ 65,000 | $ 110,000 |
| Panola County Mississippi | 1 | $ 575,000 | $ 575,000 | $ 584,000 |
| Tate County Mississippi | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Union County Mississippi | 1 | $ 75,000 | $ 75,000 | $ 120,000 |
| New Madrid County Missouri | 1 | $ 135,000 | $ 135,000 | $ 98,000 |
| Brunswick County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 58,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 125,000 |
| Blount County Tennessee | 1 | $ 15,000 | $ 15,000 | $ 132,000 |
| Hamilton County Tennessee | 1 | $ 455,000 | $ 455,000 | $ 151,000 |
| Lewis County Tennessee | 1 | $ 35,000 | $ 35,000 | $ 135,000 |
| Perry County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 124,000 |
| Robertson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 92,000 |
| Scott County Tennessee | 1 | $ 265,000 | $ 265,000 | $ 75,000 |
| Sevier County Tennessee | 1 | $ 325,000 | $ 325,000 | $ 90,000 |
| Sullivan County Tennessee | 1 | $ 25,000 | $ 25,000 | $ 285,000 |
| Dallas County Texas | 1 | $ 185,000 | $ 185,000 | $ 140,000 |
| Harris County Texas | 1 | $ 605,000 | $ 605,000 | $ 259,000 |
| Greene County Virginia | 1 | $ 195,000 | $ 195,000 | $ 119,000 |
Mortgage Loan Application Detail Totals for Leaders Credit Union in 2023
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 896 | $163,390,000 | $182,000 | $965,000 | $106,000 | $7,488,000 |
| Home Improvement | 253 | $14,545,000 | $57,000 | $205,000 | $103,000 | $1,071,000 |
| Refinancing | 216 | $30,630,000 | $141,000 | $735,000 | $100,000 | $584,000 |
| Other Purpose | 179 | $10,055,000 | $56,000 | $325,000 | $101,000 | $768,000 |
| Cash-out Refinancing | 127 | $14,435,000 | $113,000 | $755,000 | $80,000 | $282,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,204 | $179,000,000 | $148,000 | $965,000 | $104,000 | $7,488,000 |
| Black or African American | 229 | $25,355,000 | $110,000 | $615,000 | $73,000 | $650,000 |
| Not Provided | 182 | $17,690,000 | $97,000 | $725,000 | $119,000 | $768,000 |
| Hispanic | 37 | $6,315,000 | $170,000 | $485,000 | $87,000 | $293,000 |
| Asian | 12 | $3,340,000 | $278,000 | $455,000 | $236,000 | $717,000 |
| American Indian or Alaskan Native | 1 | $35,000 | $35,000 | $35,000 | $92,000 | $92,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $54,000 | $54,000 |
| Not applicable | 1 | $465,000 | $465,000 | $465,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,315 | $166,135,000 | $126,000 | $965,000 | $110,000 | $7,488,000 |
| FHA-insured (Federal Housing Administration) | 212 | $40,090,000 | $189,000 | $485,000 | $73,000 | $279,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 107 | $17,615,000 | $164,000 | $375,000 | $63,000 | $113,000 |
| VA-guaranteed (Veterans Administration) | 37 | $9,215,000 | $249,000 | $455,000 | $97,000 | $183,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,030 | $151,810,000 | $147,000 | $965,000 | $114,000 | $7,488,000 |
| Application Denied By Financial Institution | 366 | $34,900,000 | $95,000 | $755,000 | $72,000 | $1,071,000 |
| Application Withdrawn By Applicant | 245 | $41,465,000 | $169,000 | $725,000 | $99,000 | $584,000 |
| File Closed For Incompleteness | 23 | $3,845,000 | $167,000 | $465,000 | $102,000 | $336,000 |
| Application Approved But Not Accepted | 7 | $1,035,000 | $147,000 | $245,000 | $72,000 | $120,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,305 | $198,155,000 | $151,000 | $965,000 | $111,000 | $7,488,000 |
| Credit History | 103 | $8,685,000 | $84,000 | $295,000 | $76,000 | $282,000 |
| Debt-To-Income Ratio | 93 | $10,865,000 | $116,000 | $755,000 | $57,000 | $239,000 |
| Collateral | 72 | $5,180,000 | $71,000 | $345,000 | $74,000 | $190,000 |
| Other | 37 | $3,685,000 | $99,000 | $355,000 | $77,000 | $279,000 |
| Employment History | 30 | $3,750,000 | $125,000 | $345,000 | $59,000 | $116,000 |
| Unverifiable Information | 13 | $405,000 | $31,000 | $55,000 | $69,000 | $154,000 |
| Credit Application Incomplete | 13 | $1,625,000 | $125,000 | $305,000 | $166,000 | $1,071,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $705,000 | $141,000 | $235,000 | $97,000 | $202,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Leaders Credit Union's 2023 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Leaders Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Tennessee, download the full spreadsheet
with aggregated HMDA statistics today.