Legacytexas Bank 2017 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Legacytexas Bank 5851 Legacy Circle, Suite 1200 Plano, TX 75024 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2019 2018 2017 2016 2015 |
| Total Number of Mortgage Applications | 4,611 |
| Total Mortgage Loan Application Amount | $1,179,533,000 |
| Average Mortgage Loan Application Amount | $295,333 |
| Highest Mortgage Loan Application Amount | $36,965,000 |
| Average Applicant Income | $125,666 |
| Highest Applicant Income | $4,867,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2017 with Legacytexas Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Legacytexas Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2017 breaks down Legacytexas Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Legacytexas Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Legacytexas Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Legacytexas Bank's mortgage activity for 2017.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 1,631 | $ 390,073,000 | $ 239,000 | $ 103,000 |
| Tarrant County Texas | 1,054 | $ 288,450,000 | $ 273,000 | $ 100,000 |
| Collin County Texas | 1,000 | $ 140,343,000 | $ 140,000 | $ 139,000 |
| Denton County Texas | 489 | $ 66,164,000 | $ 135,000 | $ 153,000 |
| Parker County Texas | 67 | $ 12,251,000 | $ 182,000 | $ 110,000 |
| Rockwall County Texas | 39 | $ 7,436,000 | $ 190,000 | $ 198,000 |
| Jack County Texas | 31 | $ 1,347,000 | $ 43,000 | $ 59,000 |
| Ellis County Texas | 29 | $ 6,120,000 | $ 211,000 | $ 143,000 |
| Johnson County Texas | 27 | $ 3,275,000 | $ 121,000 | $ 127,000 |
| Grayson County Texas | 26 | $ 3,459,000 | $ 133,000 | $ 125,000 |
| Harris County Texas | 23 | $ 79,310,000 | $ 3,448,000 | $ 106,000 |
| Kaufman County Texas | 19 | $ 2,955,000 | $ 155,000 | $ 149,000 |
| Wise County Texas | 13 | $ 2,843,000 | $ 218,000 | $ 73,000 |
| Hunt County Texas | 12 | $ 4,808,000 | $ 400,000 | $ 46,000 |
| Palo Pinto County Texas | 10 | $ 1,738,000 | $ 173,000 | $ 169,000 |
| Travis County Texas | 10 | $ 4,294,000 | $ 429,000 | $ 224,000 |
| Bexar County Texas | 9 | $ 33,337,000 | $ 3,704,000 | $ 77,000 |
| Fannin County Texas | 8 | $ 333,000 | $ 41,000 | $ 112,000 |
| Henderson County Texas | 8 | $ 1,823,000 | $ 227,000 | $ 130,000 |
| Hood County Texas | 7 | $ 2,360,000 | $ 337,000 | $ 297,000 |
| Montgomery County Texas | 6 | $ 725,000 | $ 120,000 | $ 140,000 |
| Smith County Texas | 5 | $ 11,259,000 | $ 2,251,000 | $ 90,000 |
| Van Zandt County Texas | 5 | $ 512,000 | $ 102,000 | $ 124,000 |
| McLennan County Texas | 4 | $ 704,000 | $ 176,000 | $ 64,000 |
| Maricopa County Arizona | 3 | $ 4,417,000 | $ 1,472,000 | $ 78,000 |
| Tulsa County Oklahoma | 3 | $ 47,443,000 | $ 15,814,000 | $ 45,000 |
| Galveston County Texas | 3 | $ 14,014,000 | $ 4,671,000 | $ 87,000 |
| Navarro County Texas | 3 | $ 503,000 | $ 167,000 | $ 97,000 |
| Wood County Texas | 3 | $ 383,000 | $ 127,000 | $ 201,000 |
| Lincoln County New Mexico | 2 | $ 80,000 | $ 40,000 | $ 31,000 |
| Comal County Texas | 2 | $ 534,000 | $ 267,000 | $ 73,000 |
| Lamar County Texas | 2 | $ 25,000 | $ 12,000 | $ 42,000 |
| Lubbock County Texas | 2 | $ 259,000 | $ 129,000 | $ 117,000 |
| Montague County Texas | 2 | $ 267,000 | $ 133,000 | $ 94,000 |
| Somervell County Texas | 2 | $ 166,000 | $ 83,000 | $ 121,000 |
| Pima County Arizona | 1 | $ 406,000 | $ 406,000 | $ 98,000 |
| Benton County Arkansas | 1 | $ 196,000 | $ 196,000 | $ 74,000 |
| San Diego County California | 1 | $ 8,000 | $ 8,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 291,000 | $ 291,000 | $ 114,000 |
| El Paso County Colorado | 1 | $ 148,000 | $ 148,000 | $ 189,000 |
| Jefferson County Colorado | 1 | $ 424,000 | $ 424,000 | $ 617,000 |
| Lake County Colorado | 1 | $ 206,000 | $ 206,000 | $ 207,000 |
| Weld County Colorado | 1 | $ 265,000 | $ 265,000 | $ 85,000 |
| Broward County Florida | 1 | $ 996,000 | $ 996,000 | $ 323,000 |
| Collier County Florida | 1 | $ 840,000 | $ 840,000 | $ 381,000 |
| Lee County Florida | 1 | $ 157,000 | $ 157,000 | $ 417,000 |
| Orange County Florida | 1 | $ 252,000 | $ 252,000 | $ 116,000 |
| Marion County Georgia | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Ada County Idaho | 1 | $ 150,000 | $ 150,000 | $ 1,584,000 |
| Cassia County Idaho | 1 | $ 50,000 | $ 50,000 | $ 74,000 |
| Cook County Illinois | 1 | $ 650,000 | $ 650,000 | $ 280,000 |
| DuPage County Illinois | 1 | $ 10,000 | $ 10,000 | $ 78,000 |
| Johnson County Kansas | 1 | $ 79,000 | $ 79,000 | $ 30,000 |
| Jefferson County Louisiana | 1 | $ 10,000 | $ 10,000 | $ 66,000 |
| Colfax County New Mexico | 1 | $ 368,000 | $ 368,000 | $ 425,000 |
| Otero County New Mexico | 1 | $ 150,000 | $ 150,000 | $ 150,000 |
| Taos County New Mexico | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Cleveland County Oklahoma | 1 | $ 227,000 | $ 227,000 | $ 50,000 |
| McCurtain County Oklahoma | 1 | $ 25,000 | $ 25,000 | $ 91,000 |
| Hamilton County Tennessee | 1 | $ 68,000 | $ 68,000 | $ 18,000 |
| Wilson County Tennessee | 1 | $ 389,000 | $ 389,000 | $ 147,000 |
| Angelina County Texas | 1 | $ 228,000 | $ 228,000 | $ 70,000 |
| Atascosa County Texas | 1 | $ 4,000 | $ 4,000 | $ 52,000 |
| Brazoria County Texas | 1 | $ 7,000,000 | $ 7,000,000 | $ 0 |
| Cherokee County Texas | 1 | $ 117,000 | $ 117,000 | $ 68,000 |
| Cooke County Texas | 1 | $ 277,000 | $ 277,000 | $ 320,000 |
| El Paso County Texas | 1 | $ 4,100,000 | $ 4,100,000 | $ 0 |
| Erath County Texas | 1 | $ 134,000 | $ 134,000 | $ 4,867,000 |
| Franklin County Texas | 1 | $ 395,000 | $ 395,000 | $ 269,000 |
| Freestone County Texas | 1 | $ 15,000 | $ 15,000 | $ 54,000 |
| Hays County Texas | 1 | $ 281,000 | $ 281,000 | $ 89,000 |
| Hill County Texas | 1 | $ 260,000 | $ 260,000 | $ 140,000 |
| Jackson County Texas | 1 | $ 53,000 | $ 53,000 | $ 29,000 |
| Jefferson County Texas | 1 | $ 40,000 | $ 40,000 | $ 33,000 |
| Liberty County Texas | 1 | $ 21,000 | $ 21,000 | $ 125,000 |
| Llano County Texas | 1 | $ 150,000 | $ 150,000 | $ 157,000 |
| Martin County Texas | 1 | $ 10,000 | $ 10,000 | $ 87,000 |
| Midland County Texas | 1 | $ 114,000 | $ 114,000 | $ 233,000 |
| Nolan County Texas | 1 | $ 30,000 | $ 30,000 | $ 84,000 |
| Rains County Texas | 1 | $ 11,000 | $ 11,000 | $ 42,000 |
| Taylor County Texas | 1 | $ 263,000 | $ 263,000 | $ 483,000 |
| Tom Green County Texas | 1 | $ 11,750,000 | $ 11,750,000 | $ 0 |
| Victoria County Texas | 1 | $ 4,000 | $ 4,000 | $ 90,000 |
| Wichita County Texas | 1 | $ 13,050,000 | $ 13,050,000 | $ 0 |
| Williamson County Texas | 1 | $ 65,000 | $ 65,000 | $ 203,000 |
| Young County Texas | 1 | $ 112,000 | $ 112,000 | $ 197,000 |
| Wasatch County Utah | 1 | $ 420,000 | $ 420,000 | $ 278,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Improvement | 2,258 | $104,845,000 | $46,000 | $20,000,000 | $117,000 | $1,778,000 |
| Home Purchase | 1,828 | $887,923,000 | $485,000 | $36,965,000 | $112,000 | $4,867,000 |
| Refinancing | 525 | $186,765,000 | $355,000 | $10,265,000 | $148,000 | $1,960,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,149 | $355,732,000 | $165,000 | $4,996,000 | $152,000 | $3,041,000 |
| Hispanic | 1,292 | $133,649,000 | $103,000 | $955,000 | $64,000 | $1,146,000 |
| Not Provided | 416 | $99,568,000 | $239,000 | $2,425,000 | $189,000 | $4,867,000 |
| Black or African American | 373 | $25,539,000 | $68,000 | $1,149,000 | $81,000 | $596,000 |
| Asian | 186 | $22,794,000 | $122,000 | $721,000 | $137,000 | $1,778,000 |
| Not applicable | 161 | $540,051,000 | $3,354,000 | $36,965,000 | $0 | $0 |
| American Indian or Alaskan Native | 27 | $1,999,000 | $74,000 | $361,000 | $92,000 | $210,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $201,000 | $28,000 | $65,000 | $151,000 | $210,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,464 | $1,146,969,000 | $256,000 | $36,965,000 | $120,000 | $4,867,000 |
| FHA-insured (Federal Housing Administration) | 116 | $23,250,000 | $200,000 | $353,000 | $79,000 | $251,000 |
| VA-guaranteed (Veterans Administration) | 30 | $9,033,000 | $301,000 | $592,000 | $111,000 | $201,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $281,000 | $281,000 | $281,000 | $89,000 | $89,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,880 | $992,156,000 | $344,000 | $36,965,000 | $120,000 | $4,867,000 |
| Application Denied By Financial Institution | 1,164 | $56,813,000 | $48,000 | $1,820,000 | $91,000 | $1,699,000 |
| Application Approved But Not Accepted | 515 | $96,782,000 | $187,000 | $2,280,000 | $161,000 | $1,778,000 |
| Loan Purchased By The Institution | 45 | $33,015,000 | $733,000 | $2,690,000 | $282,000 | $910,000 |
| Application Withdrawn By Applicant | 7 | $767,000 | $109,000 | $260,000 | $70,000 | $146,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Legacytexas Bank's 2017 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Legacytexas Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.