Lender Ltd.
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for Michigan.
The mortgage statistics and data below are specific to mortgage loan applications for Lender Ltd..
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Lender Ltd. 7789 East Mi State Road 36 Whitmore Lake, MI 48189 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,384 |
| Total Mortgage Loan Application Amount | $637,359,000 |
| Average Mortgage Loan Application Amount | $148,083 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $66,666 |
| Highest Applicant Income | $728,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in MI, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 857 | $ 119,587,000 | $ 139,000 | $ 63,000 |
| Oakland County Michigan | 686 | $ 120,578,000 | $ 175,000 | $ 73,000 |
| Shiawassee County Michigan | 360 | $ 35,993,000 | $ 99,000 | $ 53,000 |
| Kent County Michigan | 348 | $ 49,337,000 | $ 141,000 | $ 57,000 |
| Washtenaw County Michigan | 317 | $ 58,620,000 | $ 184,000 | $ 93,000 |
| Macomb County Michigan | 198 | $ 26,803,000 | $ 135,000 | $ 61,000 |
| Livingston County Michigan | 181 | $ 32,376,000 | $ 178,000 | $ 80,000 |
| St. Clair County Michigan | 156 | $ 20,968,000 | $ 134,000 | $ 51,000 |
| Lenawee County Michigan | 127 | $ 14,704,000 | $ 115,000 | $ 40,000 |
| Ottawa County Michigan | 55 | $ 8,973,000 | $ 163,000 | $ 83,000 |
| Jackson County Michigan | 40 | $ 5,207,000 | $ 130,000 | $ 60,000 |
| Genesee County Michigan | 39 | $ 5,890,000 | $ 151,000 | $ 61,000 |
| Clinton County Michigan | 36 | $ 5,022,000 | $ 139,000 | $ 77,000 |
| Montcalm County Michigan | 27 | $ 2,551,000 | $ 94,000 | $ 47,000 |
| Ingham County Michigan | 23 | $ 3,201,000 | $ 139,000 | $ 47,000 |
| Saginaw County Michigan | 23 | $ 2,229,000 | $ 96,000 | $ 37,000 |
| Allegan County Michigan | 21 | $ 3,103,000 | $ 147,000 | $ 71,000 |
| Monroe County Michigan | 21 | $ 3,331,000 | $ 158,000 | $ 57,000 |
| Kalamazoo County Michigan | 20 | $ 2,995,000 | $ 149,000 | $ 78,000 |
| Ionia County Michigan | 18 | $ 2,138,000 | $ 118,000 | $ 50,000 |
| Barry County Michigan | 14 | $ 2,048,000 | $ 146,000 | $ 167,000 |
| Hillsdale County Michigan | 13 | $ 1,393,000 | $ 107,000 | $ 50,000 |
| Grand Traverse County Michigan | 12 | $ 2,134,000 | $ 177,000 | $ 90,000 |
| Lapeer County Michigan | 12 | $ 2,132,000 | $ 177,000 | $ 73,000 |
| Muskegon County Michigan | 10 | $ 1,078,000 | $ 107,000 | $ 29,000 |
| Newaygo County Michigan | 9 | $ 1,080,000 | $ 120,000 | $ 75,000 |
| Eaton County Michigan | 8 | $ 989,000 | $ 123,000 | $ 57,000 |
| Calhoun County Michigan | 6 | $ 583,000 | $ 97,000 | $ 56,000 |
| Clare County Michigan | 6 | $ 497,000 | $ 82,000 | $ 64,000 |
| Cheboygan County Michigan | 5 | $ 1,958,000 | $ 391,000 | $ 138,000 |
| Mecosta County Michigan | 5 | $ 510,000 | $ 102,000 | $ 55,000 |
| Otsego County Michigan | 5 | $ 525,000 | $ 105,000 | $ 70,000 |
| Roscommon County Michigan | 5 | $ 389,000 | $ 77,000 | $ 109,000 |
| Van Buren County Michigan | 5 | $ 698,000 | $ 139,000 | $ 53,000 |
| Iosco County Michigan | 4 | $ 300,000 | $ 75,000 | $ 55,000 |
| St. Joseph County Michigan | 4 | $ 309,000 | $ 77,000 | $ 44,000 |
| Lake County Indiana | 3 | $ 512,000 | $ 170,000 | $ 65,000 |
| Benzie County Michigan | 3 | $ 641,000 | $ 213,000 | $ 168,000 |
| Charlevoix County Michigan | 3 | $ 475,000 | $ 158,000 | $ 59,000 |
| Emmet County Michigan | 3 | $ 495,000 | $ 165,000 | $ 55,000 |
| Gladwin County Michigan | 3 | $ 158,000 | $ 52,000 | $ 59,000 |
| Gratiot County Michigan | 3 | $ 192,000 | $ 64,000 | $ 27,000 |
| Kalkaska County Michigan | 3 | $ 367,000 | $ 122,000 | $ 60,000 |
| Midland County Michigan | 3 | $ 323,000 | $ 107,000 | $ 77,000 |
| Sanilac County Michigan | 3 | $ 256,000 | $ 85,000 | $ 49,000 |
| Lee County Florida | 2 | $ 236,000 | $ 118,000 | $ 102,000 |
| Elkhart County Indiana | 2 | $ 80,000 | $ 40,000 | $ 74,000 |
| Wells County Indiana | 2 | $ 134,000 | $ 67,000 | $ 20,000 |
| Alpena County Michigan | 2 | $ 168,000 | $ 84,000 | $ 102,000 |
| Crawford County Michigan | 2 | $ 220,000 | $ 110,000 | $ 234,000 |
| Huron County Michigan | 2 | $ 176,000 | $ 88,000 | $ 36,000 |
| Iron County Michigan | 2 | $ 107,000 | $ 53,000 | $ 62,000 |
| Leelanau County Michigan | 2 | $ 1,364,000 | $ 682,000 | $ 432,000 |
| Ogemaw County Michigan | 2 | $ 181,000 | $ 90,000 | $ 15,000 |
| Lucas County Ohio | 2 | $ 143,000 | $ 71,000 | $ 101,000 |
| Collier County Florida | 1 | $ 207,000 | $ 207,000 | $ 0 |
| Gilchrist County Florida | 1 | $ 206,000 | $ 206,000 | $ 360,000 |
| Hernando County Florida | 1 | $ 167,000 | $ 167,000 | $ 42,000 |
| Volusia County Florida | 1 | $ 320,000 | $ 320,000 | $ 199,000 |
| Noble County Indiana | 1 | $ 106,000 | $ 106,000 | $ 26,000 |
| Starke County Indiana | 1 | $ 94,000 | $ 94,000 | $ 124,000 |
| Alger County Michigan | 1 | $ 59,000 | $ 59,000 | $ 87,000 |
| Antrim County Michigan | 1 | $ 121,000 | $ 121,000 | $ 78,000 |
| Arenac County Michigan | 1 | $ 64,000 | $ 64,000 | $ 46,000 |
| Bay County Michigan | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Berrien County Michigan | 1 | $ 40,000 | $ 40,000 | $ 74,000 |
| Branch County Michigan | 1 | $ 218,000 | $ 218,000 | $ 108,000 |
| Delta County Michigan | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| Isabella County Michigan | 1 | $ 71,000 | $ 71,000 | $ 27,000 |
| Lake County Michigan | 1 | $ 200,000 | $ 200,000 | $ 86,000 |
| Mason County Michigan | 1 | $ 334,000 | $ 334,000 | $ 160,000 |
| Missaukee County Michigan | 1 | $ 47,000 | $ 47,000 | $ 44,000 |
| Tuscola County Michigan | 1 | $ 82,000 | $ 82,000 | $ 60,000 |
| Franklin County Ohio | 1 | $ 181,000 | $ 181,000 | $ 72,000 |
| Ottawa County Ohio | 1 | $ 151,000 | $ 151,000 | $ 0 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of Michigan,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Lender Ltd. in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,440 | $377,506,000 | $143,500 | $1,900,000 | $68,833 | $728,000 |
| Home Purchase | 1,944 | $259,853,000 | $152,666 | $999,000 | $64,500 | $611,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,814 | $554,322,000 | $148,714 | $1,900,000 | $60,142 | $728,000 |
| Black or African American | 246 | $31,863,000 | $151,333 | $475,000 | $60,666 | $373,000 |
| Not Provided | 128 | $16,675,000 | $152,000 | $650,000 | $54,750 | $396,000 |
| Asian | 122 | $23,587,000 | $162,000 | $578,000 | $92,750 | $312,000 |
| Hispanic | 54 | $7,626,000 | $124,500 | $334,000 | $88,500 | $240,000 |
| American Indian or Alaskan Native | 12 | $1,649,000 | $137,000 | $255,000 | $64,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,637,000 | $204,000 | $334,000 | $86,000 | $192,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,102 | $602,806,000 | $153,000 | $1,900,000 | $69,166 | $728,000 |
| FHA-insured (Federal Housing Administration) | 263 | $31,807,000 | $123,666 | $229,000 | $41,666 | $140,000 |
| VA-guaranteed (Veterans Administration) | 15 | $1,741,000 | $113,666 | $193,000 | $48,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 4 | $1,005,000 | $192,500 | $370,000 | $72,000 | $240,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 4,004 | $576,547,000 | $146,857 | $1,100,000 | $64,000 | $728,000 |
| Application Withdrawn By Applicant | 249 | $39,838,000 | $156,000 | $1,900,000 | $46,000 | $434,000 |
| Application Denied By Financial Institution | 71 | $11,131,000 | $180,000 | $675,000 | $94,666 | $240,000 |
| File Closed For Incompleteness | 57 | $9,346,000 | $186,333 | $440,000 | $59,666 | $192,000 |
| Application Approved But Not Accepted | 3 | $497,000 | $165,000 | $191,000 | $55,000 | $85,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 55 | $8,275,000 | $161,666 | $675,000 | $85,666 | $178,000 |
| Collateral | 8 | $1,470,000 | $217,500 | $390,000 | $75,500 | $112,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $699,000 | $139,000 | $187,000 | $28,000 | $72,000 |
| Unverifiable Information | 3 | $687,000 | $229,000 | $324,000 | $106,000 | $240,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in MI, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in Michigan, and search similar information at your convenience.