Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Lending 3, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 827 |
| Total Mortgage Loan Application Amount | $264,095,000 |
| Average Mortgage Loan Application Amount | $326,500 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,868,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2018.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 264 | $ 106,050,000 | $ 401,000 | $ 100,000 |
| San Bernardino County California | 92 | $ 24,980,000 | $ 271,000 | $ 78,000 |
| Riverside County California | 86 | $ 25,350,000 | $ 294,000 | $ 88,000 |
| Orange County California | 39 | $ 17,015,000 | $ 436,000 | $ 107,000 |
| Maricopa County Arizona | 25 | $ 5,385,000 | $ 215,000 | $ 71,000 |
| Kern County California | 17 | $ 3,195,000 | $ 187,000 | $ 62,000 |
| San Diego County California | 15 | $ 6,415,000 | $ 427,000 | $ 101,000 |
| Prince George's County Maryland | 13 | $ 3,295,000 | $ 253,000 | $ 71,000 |
| Cook County Illinois | 11 | $ 1,415,000 | $ 128,000 | $ 52,000 |
| Contra Costa County California | 10 | $ 4,970,000 | $ 497,000 | $ 124,000 |
| Denver County Colorado | 9 | $ 1,955,000 | $ 217,000 | $ 81,000 |
| Arapahoe County Colorado | 8 | $ 2,090,000 | $ 261,000 | $ 65,000 |
| El Paso County Colorado | 8 | $ 1,720,000 | $ 215,000 | $ 62,000 |
| Alameda County California | 7 | $ 3,175,000 | $ 453,000 | $ 107,000 |
| Fresno County California | 6 | $ 1,220,000 | $ 203,000 | $ 82,000 |
| Sacramento County California | 6 | $ 1,690,000 | $ 281,000 | $ 85,000 |
| Clark County Nevada | 6 | $ 1,290,000 | $ 215,000 | $ 62,000 |
| Multnomah County Oregon | 6 | $ 1,490,000 | $ 248,000 | $ 63,000 |
| Pima County Arizona | 5 | $ 1,495,000 | $ 299,000 | $ 83,000 |
| San Joaquin County California | 5 | $ 1,805,000 | $ 361,000 | $ 150,000 |
| Adams County Colorado | 5 | $ 1,335,000 | $ 267,000 | $ 61,000 |
| Larimer County Colorado | 5 | $ 1,255,000 | $ 251,000 | $ 69,000 |
| Weld County Colorado | 5 | $ 1,075,000 | $ 215,000 | $ 62,000 |
| Marion County Oregon | 5 | $ 1,455,000 | $ 291,000 | $ 72,000 |
| Tarrant County Texas | 5 | $ 665,000 | $ 133,000 | $ 230,000 |
| Kings County California | 4 | $ 960,000 | $ 240,000 | $ 111,000 |
| Monterey County California | 4 | $ 1,340,000 | $ 335,000 | $ 79,000 |
| San Mateo County California | 4 | $ 2,320,000 | $ 580,000 | $ 120,000 |
| Miami-Dade County Florida | 4 | $ 980,000 | $ 245,000 | $ 61,000 |
| DeKalb County Georgia | 4 | $ 890,000 | $ 222,000 | $ 82,000 |
| Gwinnett County Georgia | 4 | $ 750,000 | $ 187,000 | $ 57,000 |
| Baltimore County Maryland | 4 | $ 1,070,000 | $ 267,000 | $ 102,000 |
| Ventura County California | 3 | $ 1,235,000 | $ 411,000 | $ 169,000 |
| Douglas County Colorado | 3 | $ 715,000 | $ 238,000 | $ 50,000 |
| Jefferson County Colorado | 3 | $ 935,000 | $ 311,000 | $ 85,000 |
| Osceola County Florida | 3 | $ 655,000 | $ 218,000 | $ 50,000 |
| Polk County Florida | 3 | $ 595,000 | $ 198,000 | $ 59,000 |
| Seminole County Florida | 3 | $ 645,000 | $ 215,000 | $ 41,000 |
| Volusia County Florida | 3 | $ 545,000 | $ 181,000 | $ 19,000 |
| Anne Arundel County Maryland | 3 | $ 835,000 | $ 278,000 | $ 54,000 |
| Carroll County Maryland | 3 | $ 565,000 | $ 188,000 | $ 40,000 |
| Harford County Maryland | 3 | $ 655,000 | $ 218,000 | $ 72,000 |
| Mohave County Arizona | 2 | $ 540,000 | $ 270,000 | $ 155,000 |
| Yavapai County Arizona | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| Santa Barbara County California | 2 | $ 870,000 | $ 435,000 | $ 88,000 |
| Stanislaus County California | 2 | $ 600,000 | $ 300,000 | $ 49,000 |
| Logan County Colorado | 2 | $ 210,000 | $ 105,000 | $ 44,000 |
| Clay County Florida | 2 | $ 440,000 | $ 220,000 | $ 83,000 |
| Flagler County Florida | 2 | $ 320,000 | $ 160,000 | $ 0 |
| Hillsborough County Florida | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| Santa Rosa County Florida | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| Cherokee County Georgia | 2 | $ 680,000 | $ 340,000 | $ 121,000 |
| Cobb County Georgia | 2 | $ 330,000 | $ 165,000 | $ 22,000 |
| Fulton County Georgia | 2 | $ 420,000 | $ 210,000 | $ 65,000 |
| Howard County Maryland | 2 | $ 430,000 | $ 215,000 | $ 88,000 |
| Douglas County Oregon | 2 | $ 360,000 | $ 180,000 | $ 60,000 |
| Jackson County Oregon | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| Lane County Oregon | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| Dallas County Texas | 2 | $ 550,000 | $ 275,000 | $ 99,000 |
| El Paso County Texas | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| Cochise County Arizona | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| Coconino County Arizona | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| Pinal County Arizona | 1 | $ 205,000 | $ 205,000 | $ 80,000 |
| Butte County California | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| Humboldt County California | 1 | $ 235,000 | $ 235,000 | $ 52,000 |
| Madera County California | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| Nevada County California | 1 | $ 355,000 | $ 355,000 | $ 160,000 |
| Placer County California | 1 | $ 515,000 | $ 515,000 | $ 120,000 |
| Plumas County California | 1 | $ 305,000 | $ 305,000 | $ 150,000 |
| San Luis Obispo County California | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| Santa Clara County California | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| Santa Cruz County California | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| Solano County California | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| Sonoma County California | 1 | $ 465,000 | $ 465,000 | $ 87,000 |
| Tulare County California | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| Boulder County Colorado | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| Broomfield County Colorado | 1 | $ 245,000 | $ 245,000 | $ 90,000 |
| Delta County Colorado | 1 | $ 185,000 | $ 185,000 | $ 39,000 |
| La Plata County Colorado | 1 | $ 335,000 | $ 335,000 | $ 133,000 |
| Mesa County Colorado | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| Montrose County Colorado | 1 | $ 155,000 | $ 155,000 | $ 80,000 |
| Morgan County Colorado | 1 | $ 255,000 | $ 255,000 | $ 169,000 |
| Brevard County Florida | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| Broward County Florida | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| Duval County Florida | 1 | $ 365,000 | $ 365,000 | $ 0 |
| Indian River County Florida | 1 | $ 585,000 | $ 585,000 | $ 147,000 |
| Martin County Florida | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Monroe County Florida | 1 | $ 355,000 | $ 355,000 | $ 81,000 |
| Palm Beach County Florida | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| Sarasota County Florida | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| St. Johns County Florida | 1 | $ 125,000 | $ 125,000 | $ 51,000 |
| St. Lucie County Florida | 1 | $ 355,000 | $ 355,000 | $ 85,000 |
| Clayton County Georgia | 1 | $ 95,000 | $ 95,000 | $ 37,000 |
| Douglas County Georgia | 1 | $ 205,000 | $ 205,000 | $ 28,000 |
| Fayette County Georgia | 1 | $ 215,000 | $ 215,000 | $ 115,000 |
| Gordon County Georgia | 1 | $ 175,000 | $ 175,000 | $ 45,000 |
| Hall County Georgia | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| Harris County Georgia | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Morgan County Georgia | 1 | $ 345,000 | $ 345,000 | $ 90,000 |
| Paulding County Georgia | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Pike County Georgia | 1 | $ 115,000 | $ 115,000 | $ 62,000 |
| Richmond County Georgia | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| DuPage County Illinois | 1 | $ 365,000 | $ 365,000 | $ 54,000 |
| Grundy County Illinois | 1 | $ 215,000 | $ 215,000 | $ 46,000 |
| Lake County Illinois | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| McHenry County Illinois | 1 | $ 175,000 | $ 175,000 | $ 53,000 |
| Will County Illinois | 1 | $ 305,000 | $ 305,000 | $ 83,000 |
| Baltimore City County Maryland | 1 | $ 225,000 | $ 225,000 | $ 46,000 |
| Cecil County Maryland | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
| Charles County Maryland | 1 | $ 265,000 | $ 265,000 | $ 71,000 |
| Montgomery County Maryland | 1 | $ 995,000 | $ 995,000 | $ 292,000 |
| Talbot County Maryland | 1 | $ 135,000 | $ 135,000 | $ 84,000 |
| Benton County Oregon | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| Curry County Oregon | 1 | $ 325,000 | $ 325,000 | $ 68,000 |
| Linn County Oregon | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| Polk County Oregon | 1 | $ 195,000 | $ 195,000 | $ 51,000 |
| Bexar County Texas | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| Fort Bend County Texas | 1 | $ 195,000 | $ 195,000 | $ 375,000 |
| Gillespie County Texas | 1 | $ 245,000 | $ 245,000 | $ 122,000 |
| Harris County Texas | 1 | $ 265,000 | $ 265,000 | $ 99,000 |
| Lubbock County Texas | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| Nueces County Texas | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| Wichita County Texas | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 379 | $110,595,000 | $291,000 | $1,235,000 | $81,000 | $321,000 |
| Home Purchase | 292 | $101,100,000 | $346,000 | $1,005,000 | $96,000 | $877,000 |
| Refinancing | 80 | $29,400,000 | $367,000 | $1,495,000 | $111,000 | $1,868,000 |
| Not Applicable | 76 | $23,000,000 | $302,000 | $605,000 | $72,000 | $223,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 328 | $106,450,000 | $324,000 | $995,000 | $82,000 | $877,000 |
| White | 218 | $64,160,000 | $294,000 | $1,005,000 | $79,000 | $436,000 |
| Not Provided | 118 | $38,440,000 | $325,000 | $775,000 | $99,000 | $375,000 |
| Black or African American | 98 | $28,890,000 | $294,000 | $1,495,000 | $98,000 | $1,868,000 |
| Asian | 52 | $21,710,000 | $417,000 | $1,235,000 | $128,000 | $248,000 |
| American Indian or Alaskan Native | 5 | $1,905,000 | $381,000 | $715,000 | $121,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,875,000 | $375,000 | $505,000 | $103,000 | $137,000 |
| Not applicable | 2 | $400,000 | $200,000 | $225,000 | $43,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $122,345,000 | $338,000 | $1,495,000 | $104,000 | $1,868,000 |
| FHA-insured (Federal Housing Administration) | 358 | $111,620,000 | $311,000 | $885,000 | $79,000 | $274,000 |
| VA-guaranteed (Veterans Administration) | 105 | $29,565,000 | $281,000 | $865,000 | $70,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $565,000 | $188,000 | $295,000 | $56,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 517 | $166,025,000 | $321,000 | $1,235,000 | $89,000 | $877,000 |
| Application Withdrawn By Applicant | 124 | $42,500,000 | $342,000 | $1,495,000 | $103,000 | $1,868,000 |
| Loan Originated | 83 | $26,065,000 | $314,000 | $1,005,000 | $81,000 | $223,000 |
| Application Denied By Financial Institution | 41 | $11,215,000 | $273,000 | $685,000 | $69,000 | $218,000 |
| Application Approved But Not Accepted | 36 | $9,790,000 | $271,000 | $535,000 | $77,000 | $232,000 |
| File Closed For Incompleteness | 26 | $8,500,000 | $326,000 | $1,005,000 | $77,000 | $204,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 786 | $252,880,000 | $321,000 | $1,495,000 | $90,000 | $1,868,000 |
| Debt-To-Income Ratio | 22 | $6,980,000 | $317,000 | $685,000 | $63,000 | $133,000 |
| Credit History | 7 | $1,785,000 | $255,000 | $395,000 | $88,000 | $218,000 |
| Other | 6 | $1,060,000 | $176,000 | $285,000 | $47,000 | $77,000 |
| Unverifiable Information | 2 | $480,000 | $240,000 | $345,000 | $123,000 | $173,000 |
| Collateral | 2 | $230,000 | $115,000 | $115,000 | $66,000 | $95,000 |
| Employment History | 2 | $680,000 | $340,000 | $495,000 | $89,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.