Lending 3, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2018
Lending 3, Inc. 2018 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending 3, Inc. 17220 Newhope St. Suite 213 Fountain Valley, CA 92708 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 |
| Total Number of Mortgage Applications | 827 |
| Total Mortgage Loan Application Amount | $264,095,000 |
| Average Mortgage Loan Application Amount | $326,500 |
| Highest Mortgage Loan Application Amount | $1,495,000 |
| Average Applicant Income | $90,000 |
| Highest Applicant Income | $1,868,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2018 with Lending 3, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending 3, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2018 breaks down Lending 3, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending 3, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending 3, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending 3, Inc.'s mortgage activity for 2018.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 264 | $ 106,050,000 | $ 401,000 | $ 100,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 178 | $ 50,330,000 | $ 282,000 | $ 83,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 39 | $ 17,015,000 | $ 436,000 | $ 107,000 |
| DENVER-AURORA-LAKEWOOD, CO | 29 | $ 7,275,000 | $ 250,000 | $ 70,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 26 | $ 5,590,000 | $ 215,000 | $ 72,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 20 | $ 4,170,000 | $ 208,000 | $ 68,000 |
| BAKERSFIELD, CA | 17 | $ 3,195,000 | $ 187,000 | $ 62,000 |
| OAKLAND-HAYWARD-BERKELEY, CA | 17 | $ 8,145,000 | $ 479,000 | $ 117,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 16 | $ 3,780,000 | $ 236,000 | $ 71,000 |
| NA (OUTSIDE OF MSA/MD) | 16 | $ 3,630,000 | $ 232,285 | $ 85,714 |
| CHICAGO-NAPERVILLE-ARLINGTON HEIGHTS, IL | 15 | $ 2,475,000 | $ 165,000 | $ 54,000 |
| SAN DIEGO-CARLSBAD, CA | 15 | $ 6,415,000 | $ 427,000 | $ 101,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 14 | $ 3,560,000 | $ 254,000 | $ 71,000 |
| COLORADO SPRINGS, CO | 8 | $ 1,720,000 | $ 215,000 | $ 62,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 7 | $ 2,205,000 | $ 315,000 | $ 90,000 |
| FRESNO, CA | 6 | $ 1,220,000 | $ 203,000 | $ 82,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 6 | $ 1,290,000 | $ 215,000 | $ 62,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 6 | $ 1,300,000 | $ 216,000 | $ 46,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 6 | $ 1,490,000 | $ 248,000 | $ 63,000 |
| SALEM, OR | 6 | $ 1,650,000 | $ 275,000 | $ 68,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 5 | $ 865,000 | $ 173,000 | $ 11,000 |
| FORT COLLINS, CO | 5 | $ 1,255,000 | $ 251,000 | $ 69,000 |
| FORT WORTH-ARLINGTON, TX | 5 | $ 665,000 | $ 133,000 | $ 230,000 |
| GREELEY, CO | 5 | $ 1,075,000 | $ 215,000 | $ 62,000 |
| STOCKTON-LODI, CA | 5 | $ 1,805,000 | $ 361,000 | $ 150,000 |
| TUCSON, AZ | 5 | $ 1,495,000 | $ 299,000 | $ 83,000 |
| HANFORD-CORCORAN, CA | 4 | $ 960,000 | $ 240,000 | $ 111,000 |
| JACKSONVILLE, FL | 4 | $ 930,000 | $ 232,000 | $ 54,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 4 | $ 980,000 | $ 245,000 | $ 61,000 |
| SALINAS, CA | 4 | $ 1,340,000 | $ 335,000 | $ 79,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 4 | $ 2,320,000 | $ 580,000 | $ 120,000 |
| LAKELAND-WINTER HAVEN, FL | 3 | $ 595,000 | $ 198,000 | $ 59,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 3 | $ 1,235,000 | $ 411,000 | $ 169,000 |
| DALLAS-PLANO-IRVING, TX | 2 | $ 550,000 | $ 275,000 | $ 99,000 |
| EL PASO, TX | 2 | $ 340,000 | $ 170,000 | $ 93,000 |
| EUGENE, OR | 2 | $ 370,000 | $ 185,000 | $ 63,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 2 | $ 460,000 | $ 230,000 | $ 237,000 |
| LAKE HAVASU CITY-KINGMAN, AZ | 2 | $ 540,000 | $ 270,000 | $ 155,000 |
| MEDFORD, OR | 2 | $ 440,000 | $ 220,000 | $ 52,000 |
| MODESTO, CA | 2 | $ 600,000 | $ 300,000 | $ 49,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 2 | $ 570,000 | $ 285,000 | $ 108,000 |
| PORT ST. LUCIE, FL | 2 | $ 520,000 | $ 260,000 | $ 79,000 |
| PRESCOTT, AZ | 2 | $ 480,000 | $ 240,000 | $ 68,000 |
| SANTA MARIA-SANTA BARBARA, CA | 2 | $ 870,000 | $ 435,000 | $ 88,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 2 | $ 400,000 | $ 200,000 | $ 58,000 |
| ALBANY, OR | 1 | $ 185,000 | $ 185,000 | $ 58,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 1 | $ 135,000 | $ 135,000 | $ 52,000 |
| BOULDER, CO | 1 | $ 345,000 | $ 345,000 | $ 144,000 |
| CHICO, CA | 1 | $ 145,000 | $ 145,000 | $ 54,000 |
| COLUMBUS, GA-AL | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| CORPUS CHRISTI, TX | 1 | $ 125,000 | $ 125,000 | $ 83,000 |
| CORVALLIS, OR | 1 | $ 255,000 | $ 255,000 | $ 48,000 |
| FLAGSTAFF, AZ | 1 | $ 195,000 | $ 195,000 | $ 36,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 1 | $ 75,000 | $ 75,000 | $ 48,000 |
| GAINESVILLE, GA | 1 | $ 175,000 | $ 175,000 | $ 47,000 |
| GRAND JUNCTION, CO | 1 | $ 275,000 | $ 275,000 | $ 79,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 1 | $ 125,000 | $ 125,000 | $ 40,000 |
| LUBBOCK, TX | 1 | $ 245,000 | $ 245,000 | $ 94,000 |
| MADERA, CA | 1 | $ 155,000 | $ 155,000 | $ 93,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 1 | $ 125,000 | $ 125,000 | $ 52,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 225,000 | $ 225,000 | $ 56,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 1 | $ 185,000 | $ 185,000 | $ 54,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 1 | $ 345,000 | $ 345,000 | $ 175,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 1 | $ 295,000 | $ 295,000 | $ 46,000 |
| SANTA CRUZ-WATSONVILLE, CA | 1 | $ 295,000 | $ 295,000 | $ 106,000 |
| SANTA ROSA, CA | 1 | $ 465,000 | $ 465,000 | $ 87,000 |
| SEBASTIAN-VERO BEACH, FL | 1 | $ 585,000 | $ 585,000 | $ 147,000 |
| SIERRA VISTA-DOUGLAS, AZ | 1 | $ 325,000 | $ 325,000 | $ 250,000 |
| SILVER SPRING-FREDERICK-ROCKVILLE, MD | 1 | $ 995,000 | $ 995,000 | $ 292,000 |
| VALLEJO-FAIRFIELD, CA | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| VISALIA-PORTERVILLE, CA | 1 | $ 145,000 | $ 145,000 | $ 59,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 1 | $ 285,000 | $ 285,000 | $ 69,000 |
| WICHITA FALLS, TX | 1 | $ 145,000 | $ 145,000 | $ 118,000 |
| WILMINGTON, DE-MD-NJ | 1 | $ 235,000 | $ 235,000 | $ 88,000 |
Mortgage Loan Application Detail Totals for Lending 3, Inc. in 2018
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 379 | $110,595,000 | $291,000 | $1,235,000 | $81,000 | $321,000 |
| Home Purchase | 292 | $101,100,000 | $346,000 | $1,005,000 | $96,000 | $877,000 |
| Refinancing | 80 | $29,400,000 | $367,000 | $1,495,000 | $111,000 | $1,868,000 |
| Not Applicable | 76 | $23,000,000 | $302,000 | $605,000 | $72,000 | $223,000 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Hispanic | 328 | $106,450,000 | $324,000 | $995,000 | $82,000 | $877,000 |
| White | 218 | $64,160,000 | $294,000 | $1,005,000 | $79,000 | $436,000 |
| Not Provided | 118 | $38,440,000 | $325,000 | $775,000 | $99,000 | $375,000 |
| Black or African American | 98 | $28,890,000 | $294,000 | $1,495,000 | $98,000 | $1,868,000 |
| Asian | 52 | $21,710,000 | $417,000 | $1,235,000 | $128,000 | $248,000 |
| American Indian or Alaskan Native | 5 | $1,905,000 | $381,000 | $715,000 | $121,000 | $242,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,875,000 | $375,000 | $505,000 | $103,000 | $137,000 |
| Not applicable | 2 | $400,000 | $200,000 | $225,000 | $43,000 | $49,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 361 | $122,345,000 | $338,000 | $1,495,000 | $104,000 | $1,868,000 |
| FHA-insured (Federal Housing Administration) | 358 | $111,620,000 | $311,000 | $885,000 | $79,000 | $274,000 |
| VA-guaranteed (Veterans Administration) | 105 | $29,565,000 | $281,000 | $865,000 | $70,000 | $250,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 3 | $565,000 | $188,000 | $295,000 | $56,000 | $78,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 517 | $166,025,000 | $321,000 | $1,235,000 | $89,000 | $877,000 |
| Application Withdrawn By Applicant | 124 | $42,500,000 | $342,000 | $1,495,000 | $103,000 | $1,868,000 |
| Loan Originated | 83 | $26,065,000 | $314,000 | $1,005,000 | $81,000 | $223,000 |
| Application Denied By Financial Institution | 41 | $11,215,000 | $273,000 | $685,000 | $69,000 | $218,000 |
| Application Approved But Not Accepted | 36 | $9,790,000 | $271,000 | $535,000 | $77,000 | $232,000 |
| File Closed For Incompleteness | 26 | $8,500,000 | $326,000 | $1,005,000 | $77,000 | $204,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 786 | $252,880,000 | $321,000 | $1,495,000 | $90,000 | $1,868,000 |
| Debt-To-Income Ratio | 22 | $6,980,000 | $317,000 | $685,000 | $63,000 | $133,000 |
| Credit History | 7 | $1,785,000 | $255,000 | $395,000 | $88,000 | $218,000 |
| Other | 6 | $1,060,000 | $176,000 | $285,000 | $47,000 | $77,000 |
| Unverifiable Information | 2 | $480,000 | $240,000 | $345,000 | $123,000 | $173,000 |
| Collateral | 2 | $230,000 | $115,000 | $115,000 | $66,000 | $95,000 |
| Employment History | 2 | $680,000 | $340,000 | $495,000 | $89,000 | $133,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending 3, Inc.'s 2018 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending 3, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.