Lending.Com
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Lending.Com 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lending.Com 12700 Park Central 21St Floor Dallas, TX 75251 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 |
| Total Number of Mortgage Applications | 673 |
| Total Mortgage Loan Application Amount | $125,956,000 |
| Average Mortgage Loan Application Amount | $185,000 |
| Highest Mortgage Loan Application Amount | $1,170,000 |
| Average Applicant Income | $75,000 |
| Highest Applicant Income | $925,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Lending.Com. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lending.Com's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Lending.Com's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lending.Com serves its applicants.
Each category highlights the total number of mortgage applications processed by Lending.Com, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lending.Com's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dallas County Texas | 28 | $ 3,528,000 | $ 126,000 | $ 69,000 |
| Harris County Texas | 28 | $ 3,704,000 | $ 132,000 | $ 95,000 |
| Collin County Texas | 19 | $ 3,760,000 | $ 197,000 | $ 113,000 |
| Tarrant County Texas | 17 | $ 2,470,000 | $ 145,000 | $ 64,000 |
| Los Angeles County California | 14 | $ 5,574,000 | $ 398,000 | $ 96,000 |
| Broward County Florida | 13 | $ 2,250,000 | $ 173,000 | $ 69,000 |
| Hillsborough County Florida | 12 | $ 2,374,000 | $ 197,000 | $ 79,000 |
| Palm Beach County Florida | 12 | $ 2,521,000 | $ 210,000 | $ 93,000 |
| El Paso County Texas | 11 | $ 1,203,000 | $ 109,000 | $ 56,000 |
| Fairfax County Virginia | 11 | $ 3,393,000 | $ 308,000 | $ 165,000 |
| Orange County Florida | 10 | $ 1,927,000 | $ 192,000 | $ 40,000 |
| Bexar County Texas | 10 | $ 1,510,000 | $ 151,000 | $ 124,000 |
| Denton County Texas | 10 | $ 1,802,000 | $ 180,000 | $ 73,000 |
| Prince William County Virginia | 10 | $ 2,763,000 | $ 276,000 | $ 82,000 |
| Sacramento County California | 9 | $ 2,008,000 | $ 223,000 | $ 55,000 |
| Brevard County Florida | 9 | $ 1,490,000 | $ 165,000 | $ 71,000 |
| Duval County Florida | 9 | $ 1,657,000 | $ 184,000 | $ 51,000 |
| Miami-Dade County Florida | 9 | $ 1,714,000 | $ 190,000 | $ 58,000 |
| San Bernardino County California | 8 | $ 1,993,000 | $ 249,000 | $ 73,000 |
| Hernando County Florida | 8 | $ 1,381,000 | $ 172,000 | $ 50,000 |
| Lake County Florida | 8 | $ 1,117,000 | $ 139,000 | $ 55,000 |
| Polk County Florida | 8 | $ 1,181,000 | $ 147,000 | $ 183,000 |
| Virginia Beach County Virginia | 8 | $ 2,007,000 | $ 250,000 | $ 69,000 |
| Marion County Florida | 7 | $ 1,243,000 | $ 177,000 | $ 58,000 |
| Osceola County Florida | 7 | $ 1,281,000 | $ 183,000 | $ 46,000 |
| Cook County Illinois | 7 | $ 1,143,000 | $ 163,000 | $ 74,000 |
| Williamson County Texas | 7 | $ 1,128,000 | $ 161,000 | $ 67,000 |
| Bay County Florida | 6 | $ 1,075,000 | $ 179,000 | $ 85,000 |
| Pasco County Florida | 6 | $ 1,220,000 | $ 203,000 | $ 69,000 |
| Chesterfield County Virginia | 6 | $ 1,188,000 | $ 198,000 | $ 55,000 |
| San Diego County California | 5 | $ 1,754,000 | $ 350,000 | $ 93,000 |
| Santa Rosa County Florida | 5 | $ 616,000 | $ 123,000 | $ 53,000 |
| Ellis County Texas | 5 | $ 1,114,000 | $ 222,000 | $ 78,000 |
| Travis County Texas | 5 | $ 957,000 | $ 191,000 | $ 104,000 |
| Contra Costa County California | 4 | $ 1,575,000 | $ 393,000 | $ 132,000 |
| Stanislaus County California | 4 | $ 1,078,000 | $ 269,000 | $ 90,000 |
| Indian River County Florida | 4 | $ 660,000 | $ 165,000 | $ 59,000 |
| Leon County Florida | 4 | $ 391,000 | $ 97,000 | $ 79,000 |
| Sumter County Florida | 4 | $ 504,000 | $ 126,000 | $ 85,000 |
| Volusia County Florida | 4 | $ 386,000 | $ 96,000 | $ 38,000 |
| Hidalgo County Texas | 4 | $ 514,000 | $ 128,000 | $ 69,000 |
| Johnson County Texas | 4 | $ 674,000 | $ 168,000 | $ 103,000 |
| Henrico County Virginia | 4 | $ 618,000 | $ 154,000 | $ 47,000 |
| Stafford County Virginia | 4 | $ 1,369,000 | $ 342,000 | $ 135,000 |
| Orange County California | 3 | $ 725,000 | $ 241,000 | $ 52,000 |
| Riverside County California | 3 | $ 1,255,000 | $ 418,000 | $ 97,000 |
| Tulare County California | 3 | $ 786,000 | $ 262,000 | $ 78,000 |
| Clay County Florida | 3 | $ 804,000 | $ 268,000 | $ 84,000 |
| Lee County Florida | 3 | $ 735,000 | $ 245,000 | $ 64,000 |
| Manatee County Florida | 3 | $ 429,000 | $ 143,000 | $ 53,000 |
| Monroe County Florida | 3 | $ 1,754,000 | $ 584,000 | $ 107,000 |
| Sarasota County Florida | 3 | $ 497,000 | $ 165,000 | $ 83,000 |
| Seminole County Florida | 3 | $ 584,000 | $ 194,000 | $ 63,000 |
| St. Lucie County Florida | 3 | $ 343,000 | $ 114,000 | $ 44,000 |
| Lake County Illinois | 3 | $ 639,000 | $ 213,000 | $ 54,000 |
| Cameron County Texas | 3 | $ 387,000 | $ 129,000 | $ 41,000 |
| Comal County Texas | 3 | $ 509,000 | $ 169,000 | $ 71,000 |
| Nueces County Texas | 3 | $ 344,000 | $ 114,000 | $ 66,000 |
| Smith County Texas | 3 | $ 471,000 | $ 157,000 | $ 92,000 |
| Loudoun County Virginia | 3 | $ 1,248,000 | $ 416,000 | $ 99,000 |
| Newport News County Virginia | 3 | $ 408,000 | $ 136,000 | $ 46,000 |
| Powhatan County Virginia | 3 | $ 612,000 | $ 204,000 | $ 67,000 |
| Alameda County California | 2 | $ 676,000 | $ 338,000 | $ 84,000 |
| Kern County California | 2 | $ 622,000 | $ 311,000 | $ 121,000 |
| Napa County California | 2 | $ 506,000 | $ 253,000 | $ 92,000 |
| San Francisco County California | 2 | $ 467,000 | $ 233,000 | $ 107,000 |
| Fairfield County Connecticut | 2 | $ 617,000 | $ 308,000 | $ 55,000 |
| New Haven County Connecticut | 2 | $ 198,000 | $ 99,000 | $ 68,000 |
| Citrus County Florida | 2 | $ 161,000 | $ 80,000 | $ 38,000 |
| Collier County Florida | 2 | $ 516,000 | $ 258,000 | $ 49,000 |
| Escambia County Florida | 2 | $ 220,000 | $ 110,000 | $ 34,000 |
| Okaloosa County Florida | 2 | $ 110,000 | $ 55,000 | $ 44,000 |
| Pinellas County Florida | 2 | $ 315,000 | $ 157,000 | $ 45,000 |
| Putnam County Florida | 2 | $ 218,000 | $ 109,000 | $ 50,000 |
| St. Johns County Florida | 2 | $ 474,000 | $ 237,000 | $ 64,000 |
| Kane County Illinois | 2 | $ 467,000 | $ 233,000 | $ 60,000 |
| Brazoria County Texas | 2 | $ 374,000 | $ 187,000 | $ 99,000 |
| Fort Bend County Texas | 2 | $ 462,000 | $ 231,000 | $ 128,000 |
| Harrison County Texas | 2 | $ 144,000 | $ 72,000 | $ 54,000 |
| Henderson County Texas | 2 | $ 203,000 | $ 101,000 | $ 56,000 |
| Hood County Texas | 2 | $ 313,000 | $ 156,000 | $ 100,000 |
| Lubbock County Texas | 2 | $ 164,000 | $ 82,000 | $ 28,000 |
| McLennan County Texas | 2 | $ 301,000 | $ 150,000 | $ 89,000 |
| Orange County Texas | 2 | $ 252,000 | $ 126,000 | $ 68,000 |
| Parker County Texas | 2 | $ 788,000 | $ 394,000 | $ 85,000 |
| Alexandria County Virginia | 2 | $ 515,000 | $ 257,000 | $ 76,000 |
| Hanover County Virginia | 2 | $ 306,000 | $ 153,000 | $ 47,000 |
| Henry County Virginia | 2 | $ 149,000 | $ 74,000 | $ 50,000 |
| Manassas County Virginia | 2 | $ 492,000 | $ 246,000 | $ 73,000 |
| Norfolk County Virginia | 2 | $ 410,000 | $ 205,000 | $ 61,000 |
| Orange County Virginia | 2 | $ 314,000 | $ 157,000 | $ 73,000 |
| Portsmouth County Virginia | 2 | $ 185,000 | $ 92,000 | $ 44,000 |
| Roanoke City County Virginia | 2 | $ 310,000 | $ 155,000 | $ 77,000 |
| Warren County Virginia | 2 | $ 636,000 | $ 318,000 | $ 66,000 |
| Washington County Virginia | 2 | $ 332,000 | $ 166,000 | $ 92,000 |
| Covington County Alabama | 1 | $ 75,000 | $ 75,000 | $ 52,000 |
| Mobile County Alabama | 1 | $ 75,000 | $ 75,000 | $ 15,000 |
| Russell County Alabama | 1 | $ 108,000 | $ 108,000 | $ 67,000 |
| Ashley County Arkansas | 1 | $ 50,000 | $ 50,000 | $ 10,000 |
| Phillips County Arkansas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| Butte County California | 1 | $ 75,000 | $ 75,000 | $ 29,000 |
| El Dorado County California | 1 | $ 1,170,000 | $ 1,170,000 | $ 120,000 |
| Fresno County California | 1 | $ 130,000 | $ 130,000 | $ 114,000 |
| Kings County California | 1 | $ 300,000 | $ 300,000 | $ 44,000 |
| Merced County California | 1 | $ 310,000 | $ 310,000 | $ 90,000 |
| Modoc County California | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Placer County California | 1 | $ 410,000 | $ 410,000 | $ 90,000 |
| San Joaquin County California | 1 | $ 370,000 | $ 370,000 | $ 104,000 |
| San Mateo County California | 1 | $ 596,000 | $ 596,000 | $ 132,000 |
| Santa Clara County California | 1 | $ 370,000 | $ 370,000 | $ 160,000 |
| Solano County California | 1 | $ 407,000 | $ 407,000 | $ 153,000 |
| Sonoma County California | 1 | $ 409,000 | $ 409,000 | $ 121,000 |
| Ventura County California | 1 | $ 739,000 | $ 739,000 | $ 129,000 |
| Yuba County California | 1 | $ 169,000 | $ 169,000 | $ 34,000 |
| El Paso County Colorado | 1 | $ 196,000 | $ 196,000 | $ 50,000 |
| Windham County Connecticut | 1 | $ 213,000 | $ 213,000 | $ 93,000 |
| Sussex County Delaware | 1 | $ 200,000 | $ 200,000 | $ 34,000 |
| Alachua County Florida | 1 | $ 170,000 | $ 170,000 | $ 96,000 |
| Baker County Florida | 1 | $ 154,000 | $ 154,000 | $ 41,000 |
| Charlotte County Florida | 1 | $ 208,000 | $ 208,000 | $ 90,000 |
| Gadsden County Florida | 1 | $ 132,000 | $ 132,000 | $ 53,000 |
| Highlands County Florida | 1 | $ 250,000 | $ 250,000 | $ 100,000 |
| Levy County Florida | 1 | $ 92,000 | $ 92,000 | $ 52,000 |
| Martin County Florida | 1 | $ 214,000 | $ 214,000 | $ 98,000 |
| Nassau County Florida | 1 | $ 192,000 | $ 192,000 | $ 38,000 |
| Brantley County Georgia | 1 | $ 50,000 | $ 50,000 | $ 48,000 |
| Coweta County Georgia | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Fulton County Georgia | 1 | $ 145,000 | $ 145,000 | $ 98,000 |
| Henry County Georgia | 1 | $ 120,000 | $ 120,000 | $ 40,000 |
| DeKalb County Illinois | 1 | $ 147,000 | $ 147,000 | $ 108,000 |
| Douglas County Illinois | 1 | $ 95,000 | $ 95,000 | $ 86,000 |
| Knox County Illinois | 1 | $ 55,000 | $ 55,000 | $ 53,000 |
| Logan County Illinois | 1 | $ 88,000 | $ 88,000 | $ 26,000 |
| Madison County Illinois | 1 | $ 70,000 | $ 70,000 | $ 36,000 |
| McHenry County Illinois | 1 | $ 383,000 | $ 383,000 | $ 86,000 |
| Morgan County Illinois | 1 | $ 50,000 | $ 50,000 | $ 6,000 |
| Moultrie County Illinois | 1 | $ 111,000 | $ 111,000 | $ 72,000 |
| Peoria County Illinois | 1 | $ 62,000 | $ 62,000 | $ 39,000 |
| Randolph County Illinois | 1 | $ 89,000 | $ 89,000 | $ 35,000 |
| Sangamon County Illinois | 1 | $ 268,000 | $ 268,000 | $ 96,000 |
| Whiteside County Illinois | 1 | $ 113,000 | $ 113,000 | $ 162,000 |
| Will County Illinois | 1 | $ 263,000 | $ 263,000 | $ 100,000 |
| Elkhart County Indiana | 1 | $ 121,000 | $ 121,000 | $ 25,000 |
| Jasper County Iowa | 1 | $ 51,000 | $ 51,000 | $ 91,000 |
| Ascension County Louisiana | 1 | $ 140,000 | $ 140,000 | $ 23,000 |
| Washington County Louisiana | 1 | $ 70,000 | $ 70,000 | $ 21,000 |
| Charles County Maryland | 1 | $ 441,000 | $ 441,000 | $ 158,000 |
| Harford County Maryland | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Montgomery County Maryland | 1 | $ 233,000 | $ 233,000 | $ 90,000 |
| Suffolk County Massachusetts | 1 | $ 236,000 | $ 236,000 | $ 300,000 |
| Emmet County Michigan | 1 | $ 530,000 | $ 530,000 | $ 140,000 |
| Wayne County Michigan | 1 | $ 112,000 | $ 112,000 | $ 30,000 |
| Dakota County Minnesota | 1 | $ 125,000 | $ 125,000 | $ 47,000 |
| Pine County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 18,000 |
| Clay County Mississippi | 1 | $ 85,000 | $ 85,000 | $ 70,000 |
| Hinds County Mississippi | 1 | $ 74,000 | $ 74,000 | $ 19,000 |
| Jones County Mississippi | 1 | $ 40,000 | $ 40,000 | $ 24,000 |
| Lauderdale County Mississippi | 1 | $ 60,000 | $ 60,000 | $ 32,000 |
| Bernalillo County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 75,000 |
| Chaves County New Mexico | 1 | $ 89,000 | $ 89,000 | $ 72,000 |
| Curry County New Mexico | 1 | $ 91,000 | $ 91,000 | $ 27,000 |
| San Juan County New Mexico | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Santa Fe County New Mexico | 1 | $ 235,000 | $ 235,000 | $ 37,000 |
| Durham County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 36,000 |
| Gaston County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 52,000 |
| Robeson County North Carolina | 1 | $ 85,000 | $ 85,000 | $ 87,000 |
| Beaufort County South Carolina | 1 | $ 197,000 | $ 197,000 | $ 57,000 |
| Lexington County South Carolina | 1 | $ 40,000 | $ 40,000 | $ 130,000 |
| Marion County South Carolina | 1 | $ 50,000 | $ 50,000 | $ 6,000 |
| Shelby County Tennessee | 1 | $ 100,000 | $ 100,000 | $ 47,000 |
| Archer County Texas | 1 | $ 54,000 | $ 54,000 | $ 90,000 |
| Austin County Texas | 1 | $ 80,000 | $ 80,000 | $ 67,000 |
| Bailey County Texas | 1 | $ 115,000 | $ 115,000 | $ 45,000 |
| Bastrop County Texas | 1 | $ 280,000 | $ 280,000 | $ 90,000 |
| Bee County Texas | 1 | $ 102,000 | $ 102,000 | $ 55,000 |
| Bell County Texas | 1 | $ 194,000 | $ 194,000 | $ 219,000 |
| Brazos County Texas | 1 | $ 325,000 | $ 325,000 | $ 129,000 |
| Brewster County Texas | 1 | $ 110,000 | $ 110,000 | $ 54,000 |
| Burnet County Texas | 1 | $ 85,000 | $ 85,000 | $ 130,000 |
| Coryell County Texas | 1 | $ 170,000 | $ 170,000 | $ 81,000 |
| Dawson County Texas | 1 | $ 80,000 | $ 80,000 | $ 60,000 |
| Erath County Texas | 1 | $ 75,000 | $ 75,000 | $ 32,000 |
| Galveston County Texas | 1 | $ 50,000 | $ 50,000 | $ 53,000 |
| Gillespie County Texas | 1 | $ 70,000 | $ 70,000 | $ 51,000 |
| Gregg County Texas | 1 | $ 132,000 | $ 132,000 | $ 89,000 |
| Grimes County Texas | 1 | $ 100,000 | $ 100,000 | $ 120,000 |
| Guadalupe County Texas | 1 | $ 129,000 | $ 129,000 | $ 59,000 |
| Hardin County Texas | 1 | $ 177,000 | $ 177,000 | $ 59,000 |
| Hays County Texas | 1 | $ 47,000 | $ 47,000 | $ 0 |
| Hutchinson County Texas | 1 | $ 50,000 | $ 50,000 | $ 15,000 |
| Jackson County Texas | 1 | $ 95,000 | $ 95,000 | $ 36,000 |
| Jim Wells County Texas | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Kimble County Texas | 1 | $ 100,000 | $ 100,000 | $ 65,000 |
| Limestone County Texas | 1 | $ 50,000 | $ 50,000 | $ 34,000 |
| Midland County Texas | 1 | $ 153,000 | $ 153,000 | $ 31,000 |
| Milam County Texas | 1 | $ 65,000 | $ 65,000 | $ 123,000 |
| Montgomery County Texas | 1 | $ 110,000 | $ 110,000 | $ 215,000 |
| Navarro County Texas | 1 | $ 92,000 | $ 92,000 | $ 65,000 |
| Potter County Texas | 1 | $ 75,000 | $ 75,000 | $ 79,000 |
| Rains County Texas | 1 | $ 74,000 | $ 74,000 | $ 160,000 |
| Randall County Texas | 1 | $ 113,000 | $ 113,000 | $ 125,000 |
| Robertson County Texas | 1 | $ 199,000 | $ 199,000 | $ 109,000 |
| Rockwall County Texas | 1 | $ 188,000 | $ 188,000 | $ 126,000 |
| Rusk County Texas | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Van Zandt County Texas | 1 | $ 55,000 | $ 55,000 | $ 49,000 |
| Wilson County Texas | 1 | $ 256,000 | $ 256,000 | $ 154,000 |
| Accomack County Virginia | 1 | $ 136,000 | $ 136,000 | $ 96,000 |
| Amherst County Virginia | 1 | $ 179,000 | $ 179,000 | $ 96,000 |
| Arlington County Virginia | 1 | $ 350,000 | $ 350,000 | $ 87,000 |
| Bedford County Virginia | 1 | $ 54,000 | $ 54,000 | $ 29,000 |
| Botetourt County Virginia | 1 | $ 228,000 | $ 228,000 | $ 160,000 |
| Buena Vista County Virginia | 1 | $ 125,000 | $ 125,000 | $ 30,000 |
| Caroline County Virginia | 1 | $ 230,000 | $ 230,000 | $ 62,000 |
| Chesapeake County Virginia | 1 | $ 105,000 | $ 105,000 | $ 52,000 |
| Danville County Virginia | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Fauquier County Virginia | 1 | $ 232,000 | $ 232,000 | $ 65,000 |
| Floyd County Virginia | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| Gloucester County Virginia | 1 | $ 136,000 | $ 136,000 | $ 38,000 |
| Greene County Virginia | 1 | $ 182,000 | $ 182,000 | $ 135,000 |
| Hampton County Virginia | 1 | $ 149,000 | $ 149,000 | $ 30,000 |
| James City County Virginia | 1 | $ 391,000 | $ 391,000 | $ 118,000 |
| King William County Virginia | 1 | $ 185,000 | $ 185,000 | $ 47,000 |
| Mecklenburg County Virginia | 1 | $ 140,000 | $ 140,000 | $ 61,000 |
| Nelson County Virginia | 1 | $ 114,000 | $ 114,000 | $ 100,000 |
| Nottoway County Virginia | 1 | $ 30,000 | $ 30,000 | $ 62,000 |
| Prince Edward County Virginia | 1 | $ 85,000 | $ 85,000 | $ 18,000 |
| Radford County Virginia | 1 | $ 315,000 | $ 315,000 | $ 71,000 |
| Richmond City County Virginia | 1 | $ 301,000 | $ 301,000 | $ 94,000 |
| Roanoke County Virginia | 1 | $ 233,000 | $ 233,000 | $ 66,000 |
| Salem County Virginia | 1 | $ 500,000 | $ 500,000 | $ 144,000 |
| Southampton County Virginia | 1 | $ 380,000 | $ 380,000 | $ 42,000 |
| Wythe County Virginia | 1 | $ 86,000 | $ 86,000 | $ 24,000 |
| Waukesha County Wisconsin | 1 | $ 239,000 | $ 239,000 | $ 107,000 |
Mortgage Loan Application Detail Totals for Lending.Com in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 376 | $74,331,000 | $197,000 | $1,170,000 | $80,000 | $900,000 |
| Home Purchase | 297 | $51,625,000 | $173,000 | $910,000 | $70,000 | $925,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 292 | $58,559,000 | $200,000 | $1,170,000 | $82,000 | $900,000 |
| Not Provided | 283 | $51,108,000 | $180,000 | $672,000 | $67,000 | $300,000 |
| Hispanic | 48 | $7,726,000 | $160,000 | $504,000 | $73,000 | $240,000 |
| Black or African American | 38 | $5,974,000 | $157,000 | $542,000 | $69,000 | $240,000 |
| Asian | 8 | $1,726,000 | $215,000 | $540,000 | $99,000 | $210,000 |
| American Indian or Alaskan Native | 3 | $521,000 | $173,000 | $200,000 | $336,000 | $925,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $342,000 | $342,000 | $342,000 | $81,000 | $81,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 660 | $124,273,000 | $188,000 | $1,170,000 | $76,000 | $925,000 |
| FHA-insured (Federal Housing Administration) | 9 | $1,187,000 | $131,000 | $311,000 | $47,000 | $83,000 |
| VA-guaranteed (Veterans Administration) | 4 | $496,000 | $124,000 | $170,000 | $42,000 | $81,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 316 | $55,085,000 | $174,000 | $1,170,000 | $62,000 | $925,000 |
| Application Withdrawn By Applicant | 222 | $47,500,000 | $213,000 | $910,000 | $92,000 | $900,000 |
| Loan Originated | 105 | $16,973,000 | $161,000 | $417,000 | $75,000 | $219,000 |
| Application Approved But Not Accepted | 29 | $6,324,000 | $218,000 | $509,000 | $94,000 | $258,000 |
| File Closed For Incompleteness | 1 | $74,000 | $74,000 | $74,000 | $160,000 | $160,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 181 | $29,406,000 | $162,000 | $1,170,000 | $58,000 | $925,000 |
| Other | 45 | $8,959,000 | $199,000 | $869,000 | $72,000 | $300,000 |
| Debt-To-Income Ratio | 37 | $8,086,000 | $218,000 | $636,000 | $62,000 | $195,000 |
| Collateral | 36 | $6,121,000 | $170,000 | $500,000 | $67,000 | $153,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,435,000 | $159,000 | $219,000 | $53,000 | $96,000 |
| Employment History | 4 | $541,000 | $135,000 | $200,000 | $78,000 | $140,000 |
| Unverifiable Information | 2 | $381,000 | $190,000 | $198,000 | $86,000 | $111,000 |
| Mortgage Insurance Denied | 1 | $116,000 | $116,000 | $116,000 | $58,000 | $58,000 |
| Credit Application Incomplete | 1 | $40,000 | $40,000 | $40,000 | $130,000 | $130,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lending.Com's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lending.Com's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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