Lendmark Financial Services Mortgage Lending & HMDA Data, 2004

In 2004, Lendmark Financial Services of Wilson, NC reported 3,461 mortgage applications totaling $252.8 million, down 70% from 2003. The average application was for $73,044, and applicants reported an average income of $47,739. 55% of its applications resulted in an originated loan and 8% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (336), Baltimore-Towson, MD (178) and Richmond, VA (85) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,461
Total Mortgage Loan Application Amount $252,808,000
Average Mortgage Loan Application Amount $73,044
Highest Mortgage Loan Application Amount $450,000
Average Applicant Income $47,739
Highest Applicant Income $1,998,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2004

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Jefferson, Kentucky 67 $ 3,008,000 $ 44,895 $ 41,000
Christian, Kentucky 51 $ 1,887,000 $ 37,000 $ 15,000
Floyd, Kentucky 45 $ 1,168,000 $ 25,955 $ 20,000
Baltimore, Maryland 44 $ 3,036,000 $ 69,000 $ 67,000
Anne Arundel, Maryland 43 $ 2,391,000 $ 55,604 $ 92,000
Prince George's, Maryland 42 $ 2,894,000 $ 68,904 $ 70,000
Mecklenburg, North Carolina 41 $ 4,420,000 $ 107,804 $ 75,000
Baltimore City, Maryland 40 $ 2,129,000 $ 53,225 $ 51,000
Pulaski, Kentucky 38 $ 1,280,000 $ 33,684 $ 38,000
Charleston, South Carolina 37 $ 5,145,000 $ 139,054 $ 87,000
Wayne, Kentucky 36 $ 664,000 $ 18,444 $ 0
Paulding, Georgia 35 $ 3,145,000 $ 89,857 $ 51,000
Clay, Kentucky 34 $ 739,000 $ 21,735 $ 0
McCracken, Kentucky 34 $ 772,000 $ 22,705 $ 13,000
Greenville, South Carolina 34 $ 3,013,000 $ 88,617 $ 45,000
Fulton, Georgia 33 $ 3,314,000 $ 100,424 $ 73,000
Guilford, North Carolina 33 $ 4,231,000 $ 128,212 $ 52,000
Anderson, South Carolina 33 $ 3,133,000 $ 94,939 $ 43,000
Newton, Georgia 32 $ 2,023,000 $ 63,218 $ 52,000
Frederick, Maryland 32 $ 2,602,000 $ 81,312 $ 74,000
Orange, Florida 31 $ 3,130,000 $ 100,967 $ 48,000
Hillsborough, Florida 27 $ 2,715,000 $ 100,555 $ 65,000
Carroll, Georgia 27 $ 2,333,000 $ 86,407 $ 80,000
Duval, Florida 26 $ 1,981,000 $ 76,192 $ 50,000
DeKalb, Georgia 26 $ 2,720,000 $ 104,615 $ 76,000
Grayson, Kentucky 26 $ 868,000 $ 33,384 $ 0
Mason, Kentucky 26 $ 579,000 $ 22,269 $ 0
Cobb, Georgia 25 $ 2,250,000 $ 90,000 $ 50,000
McCreary, Kentucky 24 $ 512,000 $ 21,333 $ 0
Bibb, Georgia 23 $ 1,857,000 $ 80,739 $ 44,000
Camden, Georgia 22 $ 1,573,000 $ 71,500 $ 50,000
Harford, Maryland 22 $ 1,870,000 $ 85,000 $ 76,000
Gaston, North Carolina 22 $ 1,466,000 $ 66,636 $ 49,000
Walton, Georgia 21 $ 1,762,000 $ 83,904 $ 103,000
Logan, Kentucky 21 $ 539,000 $ 25,666 $ 0
Muhlenberg, Kentucky 21 $ 466,000 $ 22,190 $ 0
Russell, Kentucky 21 $ 546,000 $ 26,000 $ 16,000
Horry, South Carolina 21 $ 2,625,000 $ 125,000 $ 78,000
Spotsylvania, Virginia 21 $ 1,812,000 $ 86,285 $ 56,000
Fairfax, Virginia 20 $ 2,316,000 $ 115,800 $ 92,000
Wake, North Carolina 19 $ 1,772,000 $ 93,263 $ 48,000
Virginia Beach, Virginia 19 $ 1,839,000 $ 96,789 $ 57,000
Pinellas, Florida 18 $ 2,095,000 $ 116,388 $ 55,000
Douglas, Georgia 18 $ 1,183,000 $ 65,722 $ 52,000
Gwinnett, Georgia 18 $ 1,260,000 $ 70,000 $ 41,000
Prince William, Virginia 18 $ 1,498,000 $ 83,222 $ 72,000
Osceola, Florida 17 $ 1,489,000 $ 87,588 $ 43,000
Chatham, Georgia 17 $ 1,026,000 $ 60,352 $ 58,000
Kanawha, West Virginia 17 $ 990,000 $ 58,235 $ 43,000
Marion, Florida 16 $ 1,181,000 $ 73,812 $ 43,000
Pasco, Florida 16 $ 1,847,000 $ 115,437 $ 42,000
Montgomery, Maryland 16 $ 2,051,000 $ 128,187 $ 89,000
Berkeley, South Carolina 16 $ 1,795,000 $ 112,187 $ 47,000
Lexington, South Carolina 16 $ 1,509,000 $ 94,312 $ 61,000
Spartanburg, South Carolina 16 $ 1,373,000 $ 85,812 $ 61,000
Henrico, Virginia 16 $ 1,514,000 $ 94,625 $ 45,000
Polk, Florida 15 $ 1,473,000 $ 98,200 $ 40,000
Catawba, North Carolina 15 $ 1,367,000 $ 91,133 $ 48,000
Cumberland, North Carolina 15 $ 1,264,000 $ 84,266 $ 46,000
Moore, North Carolina 15 $ 1,063,000 $ 70,866 $ 45,000
Richland, South Carolina 15 $ 1,407,000 $ 93,800 $ 57,000
Sarasota, Florida 14 $ 939,000 $ 67,071 $ 47,000
Graves, Kentucky 14 $ 265,000 $ 18,928 $ 0
Johnson, Kentucky 14 $ 308,000 $ 22,000 $ 26,000
Johnston, North Carolina 14 $ 1,479,000 $ 105,642 $ 51,000
Greenup, Kentucky 13 $ 562,000 $ 43,230 $ 0
Carroll, Maryland 13 $ 927,000 $ 71,307 $ 63,000
Oconee, South Carolina 13 $ 1,194,000 $ 91,846 $ 45,000
Chesterfield, Virginia 13 $ 1,018,000 $ 78,307 $ 50,000
Jasper, Georgia 12 $ 767,000 $ 63,916 $ 39,000
Whitfield, Georgia 12 $ 684,000 $ 57,000 $ 59,000
Knox, Kentucky 12 $ 209,000 $ 17,416 $ 0
Charles, Maryland 12 $ 914,000 $ 76,166 $ 87,000
Franklin, Virginia 12 $ 1,175,000 $ 97,916 $ 42,000
Norfolk, Virginia 12 $ 1,124,000 $ 93,666 $ 40,000
Lee, Florida 11 $ 1,356,000 $ 123,272 $ 40,000
Clayton, Georgia 11 $ 698,000 $ 63,454 $ 49,000
Effingham, Georgia 11 $ 785,000 $ 71,363 $ 53,000
Forsyth, Georgia 11 $ 1,201,000 $ 109,181 $ 85,000
Brunswick, North Carolina 11 $ 1,322,000 $ 120,181 $ 45,000
Sampson, North Carolina 11 $ 743,000 $ 67,545 $ 38,000
Union, North Carolina 11 $ 1,272,000 $ 115,636 $ 59,000
Wayne, North Carolina 11 $ 728,000 $ 66,181 $ 54,000
Loudoun, Virginia 11 $ 1,048,000 $ 95,272 $ 86,000
Manatee, Florida 10 $ 1,026,000 $ 102,600 $ 65,000
Caldwell, Kentucky 10 $ 198,000 $ 19,800 $ 0
Hopkins, Kentucky 10 $ 242,000 $ 24,200 $ 0
Howard, Maryland 10 $ 721,000 $ 72,100 $ 85,000
Wicomico, Maryland 10 $ 819,000 $ 81,900 $ 44,000
New Hanover, North Carolina 10 $ 736,000 $ 73,600 $ 48,000
Hanover, Virginia 10 $ 1,017,000 $ 101,700 $ 71,000
King George, Virginia 10 $ 450,000 $ 45,000 $ 54,000
Stafford, Virginia 10 $ 1,245,000 $ 124,500 $ 80,000
New Castle, Delaware 9 $ 413,000 $ 45,888 $ 121,000
District of Columbia, District Of Columbia 9 $ 853,000 $ 94,777 $ 67,000
Brevard, Florida 9 $ 724,000 $ 80,444 $ 28,000
St. Johns, Florida 9 $ 1,350,000 $ 150,000 $ 87,000
Bartow, Georgia 9 $ 562,000 $ 62,444 $ 41,000
Fannin, Georgia 9 $ 808,000 $ 89,777 $ 43,000
Hart, Georgia 9 $ 737,000 $ 81,888 $ 44,000
Muscogee, Georgia 9 $ 725,000 $ 80,555 $ 58,000
Thomas, Georgia 9 $ 739,000 $ 82,111 $ 51,000
Lincoln, Kentucky 9 $ 170,000 $ 18,888 $ 0
Todd, Kentucky 9 $ 291,000 $ 32,333 $ 0
Talbot, Maryland 9 $ 639,000 $ 71,000 $ 47,000
Columbus, North Carolina 9 $ 864,000 $ 96,000 $ 48,000
Rockingham, North Carolina 9 $ 743,000 $ 82,555 $ 39,000
Rutherford, North Carolina 9 $ 661,000 $ 73,444 $ 36,000
Adams, Ohio 9 $ 154,000 $ 17,111 $ 0
Lake, Florida 8 $ 761,000 $ 95,125 $ 320,000
Nassau, Florida 8 $ 542,000 $ 67,750 $ 58,000
Palm Beach, Florida 8 $ 1,312,000 $ 164,000 $ 74,000
Baldwin, Georgia 8 $ 677,000 $ 84,625 $ 47,000
Haralson, Georgia 8 $ 819,000 $ 102,375 $ 47,000
Houston, Georgia 8 $ 361,000 $ 45,125 $ 38,000
Lowndes, Georgia 8 $ 373,000 $ 46,625 $ 38,000
Boyd, Kentucky 8 $ 206,000 $ 25,750 $ 0
Boyle, Kentucky 8 $ 116,000 $ 14,500 $ 0
Clinton, Kentucky 8 $ 98,000 $ 12,250 $ 0
Fayette, Kentucky 8 $ 635,000 $ 79,375 $ 36,000
Laurel, Kentucky 8 $ 311,000 $ 38,875 $ 9,000
Lewis, Kentucky 8 $ 150,000 $ 18,750 $ 0
Pike, Kentucky 8 $ 420,000 $ 52,500 $ 27,000
Rowan, Kentucky 8 $ 154,000 $ 19,250 $ 0
Cleveland, North Carolina 8 $ 540,000 $ 67,500 $ 67,000
Lee, North Carolina 8 $ 656,000 $ 82,000 $ 38,000
Richmond City, Virginia 8 $ 910,000 $ 113,750 $ 62,000
Cherokee, Georgia 7 $ 525,000 $ 75,000 $ 36,000
Coweta, Georgia 7 $ 535,000 $ 76,428 $ 48,000
Dawson, Georgia 7 $ 860,000 $ 122,857 $ 76,000
Franklin, Georgia 7 $ 568,000 $ 81,142 $ 33,000
Hall, Georgia 7 $ 483,000 $ 69,000 $ 42,000
Henry, Georgia 7 $ 457,000 $ 65,285 $ 65,000
Putnam, Georgia 7 $ 563,000 $ 80,428 $ 37,000
Rockdale, Georgia 7 $ 590,000 $ 84,285 $ 62,000
Bracken, Kentucky 7 $ 192,000 $ 27,428 $ 0
Worcester, Maryland 7 $ 553,000 $ 79,000 $ 69,000
Anson, North Carolina 7 $ 491,000 $ 70,142 $ 42,000
Carteret, North Carolina 7 $ 769,000 $ 109,857 $ 96,000
Durham, North Carolina 7 $ 898,000 $ 128,285 $ 125,000
Harnett, North Carolina 7 $ 584,000 $ 83,428 $ 45,000
Wilson, North Carolina 7 $ 513,000 $ 73,285 $ 57,000
Florence, South Carolina 7 $ 564,000 $ 80,571 $ 54,000
Orangeburg, South Carolina 7 $ 345,000 $ 49,285 $ 46,000
York, South Carolina 7 $ 675,000 $ 96,428 $ 65,000
Alleghany, Virginia 7 $ 492,000 $ 70,285 $ 47,000
Carroll, Virginia 7 $ 401,000 $ 57,285 $ 42,000
Chesapeake, Virginia 7 $ 797,000 $ 113,857 $ 92,000
Fauquier, Virginia 7 $ 880,000 $ 125,714 $ 57,000
Prince George, Virginia 7 $ 531,000 $ 75,857 $ 51,000
Logan, West Virginia 7 $ 391,000 $ 55,857 $ 43,000
Mercer, West Virginia 7 $ 523,000 $ 74,714 $ 43,000
Clay, Florida 6 $ 369,000 $ 61,500 $ 51,000
Volusia, Florida 6 $ 620,000 $ 103,333 $ 50,000
Glynn, Georgia 6 $ 288,000 $ 48,000 $ 46,000
Lumpkin, Georgia 6 $ 377,000 $ 62,833 $ 82,000
Richmond, Georgia 6 $ 442,000 $ 73,666 $ 35,000
Ware, Georgia 6 $ 317,000 $ 52,833 $ 32,000
Hardin, Kentucky 6 $ 124,000 $ 20,666 $ 0
Magoffin, Kentucky 6 $ 137,000 $ 22,833 $ 0
Dorchester, Maryland 6 $ 356,000 $ 59,333 $ 41,000
Queen Anne's, Maryland 6 $ 501,000 $ 83,500 $ 37,000
Alamance, North Carolina 6 $ 484,000 $ 80,666 $ 61,000
Craven, North Carolina 6 $ 482,000 $ 80,333 $ 55,000
Davidson, North Carolina 6 $ 610,000 $ 101,666 $ 59,000
Duplin, North Carolina 6 $ 316,000 $ 52,666 $ 45,000
Forsyth, North Carolina 6 $ 505,000 $ 84,166 $ 93,000
Iredell, North Carolina 6 $ 362,000 $ 60,333 $ 55,000
Dorchester, South Carolina 6 $ 671,000 $ 111,833 $ 49,000
Georgetown, South Carolina 6 $ 612,000 $ 102,000 $ 108,000
Pickens, South Carolina 6 $ 544,000 $ 90,666 $ 64,000
Hamilton, Tennessee 6 $ 496,000 $ 82,666 $ 54,000
Marion, Tennessee 6 $ 322,000 $ 53,666 $ 33,000
McMinn, Tennessee 6 $ 644,000 $ 107,333 $ 79,000
Accomack, Virginia 6 $ 484,000 $ 80,666 $ 37,000
Gloucester, Virginia 6 $ 532,000 $ 88,666 $ 40,000
Lynchburg, Virginia 6 $ 350,000 $ 58,333 $ 31,000
Shenandoah, Virginia 6 $ 635,000 $ 105,833 $ 44,000
Suffolk, Virginia 6 $ 456,000 $ 76,000 $ 81,000
Berkeley, West Virginia 6 $ 580,000 $ 96,666 $ 68,000
Harrison, West Virginia 6 $ 559,000 $ 93,166 $ 38,000
Jefferson, West Virginia 6 $ 812,000 $ 135,333 $ 36,000
Mineral, West Virginia 6 $ 673,000 $ 112,166 $ 52,000
Mingo, West Virginia 6 $ 327,000 $ 54,500 $ 67,000
Putnam, West Virginia 6 $ 482,000 $ 80,333 $ 51,000
Wood, West Virginia 6 $ 567,000 $ 94,500 $ 52,000
Kent, Delaware 5 $ 251,000 $ 50,200 $ 45,000
Escambia, Florida 5 $ 480,000 $ 96,000 $ 51,000
Flagler, Florida 5 $ 543,000 $ 108,600 $ 42,000
Hernando, Florida 5 $ 324,000 $ 64,800 $ 147,000
Highlands, Florida 5 $ 330,000 $ 66,000 $ 35,000
Putnam, Florida 5 $ 291,000 $ 58,200 $ 33,000
Seminole, Florida 5 $ 710,000 $ 142,000 $ 55,000
Brooks, Georgia 5 $ 209,000 $ 41,800 $ 41,000
Bulloch, Georgia 5 $ 412,000 $ 82,400 $ 49,000
Coffee, Georgia 5 $ 342,000 $ 68,400 $ 36,000
Columbia, Georgia 5 $ 346,000 $ 69,200 $ 65,000
Crawford, Georgia 5 $ 244,000 $ 48,800 $ 34,000
Floyd, Georgia 5 $ 530,000 $ 106,000 $ 21,000
Gilmer, Georgia 5 $ 407,000 $ 81,400 $ 48,000
Polk, Georgia 5 $ 363,000 $ 72,600 $ 49,000
Spalding, Georgia 5 $ 394,000 $ 78,800 $ 54,000
Bullitt, Kentucky 5 $ 312,000 $ 62,400 $ 30,000
Casey, Kentucky 5 $ 79,000 $ 15,800 $ 0
Fleming, Kentucky 5 $ 127,000 $ 25,400 $ 0
Lawrence, Kentucky 5 $ 151,000 $ 30,200 $ 0
Cecil, Maryland 5 $ 547,000 $ 109,400 $ 56,000
Washington, Maryland 5 $ 290,000 $ 58,000 $ 37,000
Buncombe, North Carolina 5 $ 319,000 $ 63,800 $ 44,000
Chatham, North Carolina 5 $ 565,000 $ 113,000 $ 35,000
Cherokee, North Carolina 5 $ 485,000 $ 97,000 $ 52,000
Rowan, North Carolina 5 $ 522,000 $ 104,400 $ 39,000
Vance, North Carolina 5 $ 477,000 $ 95,400 $ 55,000
Appomattox, Virginia 5 $ 225,000 $ 45,000 $ 42,000
Dinwiddie, Virginia 5 $ 566,000 $ 113,200 $ 57,000
Frederick, Virginia 5 $ 387,000 $ 77,400 $ 41,000
Mecklenburg, Virginia 5 $ 351,000 $ 70,200 $ 49,000
Portsmouth, Virginia 5 $ 361,000 $ 72,200 $ 31,000
Prince Edward, Virginia 5 $ 245,000 $ 49,000 $ 46,000
Warren, Virginia 5 $ 396,000 $ 79,200 $ 59,000
Wythe, Virginia 5 $ 383,000 $ 76,600 $ 47,000
Marion, West Virginia 5 $ 384,000 $ 76,800 $ 70,000
Alachua, Florida 4 $ 481,000 $ 120,250 $ 79,000
Bay, Florida 4 $ 484,000 $ 121,000 $ 84,000
Charlotte, Florida 4 $ 297,000 $ 74,250 $ 52,000
Cook, Georgia 4 $ 218,000 $ 54,500 $ 37,000
Dougherty, Georgia 4 $ 480,000 $ 120,000 $ 46,000
Liberty, Georgia 4 $ 372,000 $ 93,000 $ 55,000
Wilkinson, Georgia 4 $ 214,000 $ 53,500 $ 43,000
Clark, Kentucky 4 $ 335,000 $ 83,750 $ 54,000
Daviess, Kentucky 4 $ 338,000 $ 84,500 $ 20,000
Livingston, Kentucky 4 $ 52,000 $ 13,000 $ 0
Marshall, Kentucky 4 $ 148,000 $ 37,000 $ 0
Mercer, Kentucky 4 $ 95,000 $ 23,750 $ 0
Ohio, Kentucky 4 $ 121,000 $ 30,250 $ 0
Calvert, Maryland 4 $ 174,000 $ 43,500 $ 49,000
St. Mary's, Maryland 4 $ 326,000 $ 81,500 $ 64,000
Franklin, North Carolina 4 $ 159,000 $ 39,750 $ 65,000
Pasquotank, North Carolina 4 $ 170,000 $ 42,500 $ 45,000
Randolph, North Carolina 4 $ 388,000 $ 97,000 $ 61,000
Richmond, North Carolina 4 $ 199,000 $ 49,750 $ 33,000
Yadkin, North Carolina 4 $ 420,000 $ 105,000 $ 44,000
Abbeville, South Carolina 4 $ 380,000 $ 95,000 $ 45,000
Aiken, South Carolina 4 $ 289,000 $ 72,250 $ 64,000
Colleton, South Carolina 4 $ 240,000 $ 60,000 $ 37,000
McCormick, South Carolina 4 $ 345,000 $ 86,250 $ 41,000
Knox, Tennessee 4 $ 712,000 $ 178,000 $ 83,000
Amherst, Virginia 4 $ 276,000 $ 69,000 $ 33,000
Augusta, Virginia 4 $ 313,000 $ 78,250 $ 27,000
Bedford, Virginia 4 $ 282,000 $ 70,500 $ 58,000
Brunswick, Virginia 4 $ 273,000 $ 68,250 $ 25,000
Buckingham, Virginia 4 $ 253,000 $ 63,250 $ 35,000
Culpeper, Virginia 4 $ 255,000 $ 63,750 $ 37,000
Fluvanna, Virginia 4 $ 305,000 $ 76,250 $ 47,000
Manassas, Virginia 4 $ 671,000 $ 167,750 $ 71,000
New Kent, Virginia 4 $ 443,000 $ 110,750 $ 53,000
Page, Virginia 4 $ 263,000 $ 65,750 $ 27,000
Petersburg, Virginia 4 $ 171,000 $ 42,750 $ 53,000
Wise, Virginia 4 $ 394,000 $ 98,500 $ 86,000
Cabell, West Virginia 4 $ 211,000 $ 52,750 $ 47,000
Fayette, West Virginia 4 $ 263,000 $ 65,750 $ 42,000
Greenbrier, West Virginia 4 $ 217,000 $ 54,250 $ 27,000
Monongalia, West Virginia 4 $ 149,000 $ 37,250 $ 63,000
Roane, West Virginia 4 $ 148,000 $ 37,000 $ 26,000
Citrus, Florida 3 $ 196,000 $ 65,333 $ 39,000
Leon, Florida 3 $ 368,000 $ 122,666 $ 47,000
Miami-Dade, Florida 3 $ 403,000 $ 134,333 $ 54,000
Monroe, Florida 3 $ 159,000 $ 53,000 $ 27,000
Barrow, Georgia 3 $ 366,000 $ 122,000 $ 54,000
Butts, Georgia 3 $ 290,000 $ 96,666 $ 60,000
Gordon, Georgia 3 $ 130,000 $ 43,333 $ 27,000
Oglethorpe, Georgia 3 $ 229,000 $ 76,333 $ 28,000
Pierce, Georgia 3 $ 104,000 $ 34,666 $ 115,000
Screven, Georgia 3 $ 248,000 $ 82,666 $ 38,000
Stephens, Georgia 3 $ 166,000 $ 55,333 $ 45,000
Toombs, Georgia 3 $ 263,000 $ 87,666 $ 55,000
Union, Georgia 3 $ 288,000 $ 96,000 $ 56,000
Washington, Georgia 3 $ 88,000 $ 29,333 $ 30,000
Wayne, Georgia 3 $ 179,000 $ 59,666 $ 41,000
Adair, Kentucky 3 $ 108,000 $ 36,000 $ 0
Barren, Kentucky 3 $ 296,000 $ 98,666 $ 43,000
Lyon, Kentucky 3 $ 159,000 $ 53,000 $ 34,000
Oldham, Kentucky 3 $ 46,000 $ 15,333 $ 6,000
Warren, Kentucky 3 $ 339,000 $ 113,000 $ 53,000
Caroline, Maryland 3 $ 239,000 $ 79,666 $ 51,000
Kent, Maryland 3 $ 267,000 $ 89,000 $ 54,000
Beaufort, North Carolina 3 $ 116,000 $ 38,666 $ 67,000
Bladen, North Carolina 3 $ 162,000 $ 54,000 $ 70,000
Chowan, North Carolina 3 $ 196,000 $ 65,333 $ 58,000
Granville, North Carolina 3 $ 268,000 $ 89,333 $ 34,000
Jackson, North Carolina 3 $ 254,000 $ 84,666 $ 52,000
Lenoir, North Carolina 3 $ 213,000 $ 71,000 $ 33,000
Lincoln, North Carolina 3 $ 231,000 $ 77,000 $ 50,000
Nash, North Carolina 3 $ 214,000 $ 71,333 $ 71,000
Pitt, North Carolina 3 $ 179,000 $ 59,666 $ 73,000
Brown, Ohio 3 $ 26,000 $ 8,666 $ 0
Beaufort, South Carolina 3 $ 206,000 $ 68,666 $ 89,000
Lancaster, South Carolina 3 $ 273,000 $ 91,000 $ 51,000
Sumter, South Carolina 3 $ 156,000 $ 52,000 $ 40,000
Blount, Tennessee 3 $ 306,000 $ 102,000 $ 60,000
Loudon, Tennessee 3 $ 641,000 $ 213,666 $ 64,000
Polk, Tennessee 3 $ 239,000 $ 79,666 $ 40,000
Sevier, Tennessee 3 $ 604,000 $ 201,333 $ 87,000
Amelia, Virginia 3 $ 317,000 $ 105,666 $ 34,000
Covington, Virginia 3 $ 160,000 $ 53,333 $ 40,000
Cumberland, Virginia 3 $ 197,000 $ 65,666 $ 32,000
Giles, Virginia 3 $ 155,000 $ 51,666 $ 31,000
Hampton, Virginia 3 $ 247,000 $ 82,333 $ 48,000
Louisa, Virginia 3 $ 170,000 $ 56,666 $ 33,000
Lunenburg, Virginia 3 $ 267,000 $ 89,000 $ 61,000
Roanoke City, Virginia 3 $ 125,000 $ 41,666 $ 44,000
Rockbridge, Virginia 3 $ 180,000 $ 60,000 $ 40,000
Rockingham, Virginia 3 $ 306,000 $ 102,000 $ 33,000
Smyth, Virginia 3 $ 169,000 $ 56,333 $ 33,000
Tazewell, Virginia 3 $ 245,000 $ 81,666 $ 64,000
Washington, Virginia 3 $ 328,000 $ 109,333 $ 53,000
Westmoreland, Virginia 3 $ 296,000 $ 98,666 $ 46,000
Marshall, West Virginia 3 $ 94,000 $ 31,333 $ 39,000
Wayne, West Virginia 3 $ 102,000 $ 34,000 $ 66,000
Jefferson, Alabama 2 $ 35,000 $ 17,500 $ 0
Sussex, Delaware 2 $ 85,000 $ 42,500 $ 78,000
Broward, Florida 2 $ 197,000 $ 98,500 $ 253,000
Collier, Florida 2 $ 183,000 $ 91,500 $ 36,000
Berrien, Georgia 2 $ 103,000 $ 51,500 $ 24,000
Bryan, Georgia 2 $ 66,000 $ 33,000 $ 52,000
Catoosa, Georgia 2 $ 201,000 $ 100,500 $ 95,000
Charlton, Georgia 2 $ 81,000 $ 40,500 $ 37,000
Clarke, Georgia 2 $ 417,000 $ 208,500 $ 117,000
Elbert, Georgia 2 $ 118,000 $ 59,000 $ 23,000
Hancock, Georgia 2 $ 230,000 $ 115,000 $ 56,000
Jackson, Georgia 2 $ 354,000 $ 177,000 $ 111,000
Jones, Georgia 2 $ 106,000 $ 53,000 $ 55,000
Lamar, Georgia 2 $ 145,000 $ 72,500 $ 39,000
Madison, Georgia 2 $ 142,000 $ 71,000 $ 39,000
McDuffie, Georgia 2 $ 95,000 $ 47,500 $ 36,000
Monroe, Georgia 2 $ 60,000 $ 30,000 $ 68,000
Morgan, Georgia 2 $ 185,000 $ 92,500 $ 46,000
Tift, Georgia 2 $ 125,000 $ 62,500 $ 48,000
Walker, Georgia 2 $ 118,000 $ 59,000 $ 38,000
Warren, Georgia 2 $ 107,000 $ 53,500 $ 50,000
Jackson, Indiana 2 $ 16,000 $ 8,000 $ 0
Calloway, Kentucky 2 $ 165,000 $ 82,500 $ 20,000
Cumberland, Kentucky 2 $ 49,000 $ 24,500 $ 0
Edmonson, Kentucky 2 $ 75,000 $ 37,500 $ 0
Elliott, Kentucky 2 $ 45,000 $ 22,500 $ 11,000
Garrard, Kentucky 2 $ 120,000 $ 60,000 $ 9,000
Harlan, Kentucky 2 $ 175,000 $ 87,500 $ 25,000
Henry, Kentucky 2 $ 63,000 $ 31,500 $ 16,000
Nelson, Kentucky 2 $ 57,000 $ 28,500 $ 60,000
Scott, Kentucky 2 $ 48,000 $ 24,000 $ 0
Shelby, Kentucky 2 $ 99,000 $ 49,500 $ 0
Trigg, Kentucky 2 $ 40,000 $ 20,000 $ 0
Whitley, Kentucky 2 $ 104,000 $ 52,000 $ 12,000
Somerset, Maryland 2 $ 176,000 $ 88,000 $ 52,000
Caldwell, North Carolina 2 $ 95,000 $ 47,500 $ 48,000
Caswell, North Carolina 2 $ 238,000 $ 119,000 $ 53,000
Clay, North Carolina 2 $ 148,000 $ 74,000 $ 57,000
Dare, North Carolina 2 $ 169,000 $ 84,500 $ 67,000
Davie, North Carolina 2 $ 199,000 $ 99,500 $ 28,000
Edgecombe, North Carolina 2 $ 78,000 $ 39,000 $ 51,000
Graham, North Carolina 2 $ 79,000 $ 39,500 $ 27,000
Halifax, North Carolina 2 $ 88,000 $ 44,000 $ 31,000
Montgomery, North Carolina 2 $ 90,000 $ 45,000 $ 21,000
Pender, North Carolina 2 $ 71,000 $ 35,500 $ 69,000
Perquimans, North Carolina 2 $ 213,000 $ 106,500 $ 105,000
Person, North Carolina 2 $ 140,000 $ 70,000 $ 40,000
Robeson, North Carolina 2 $ 106,000 $ 53,000 $ 29,000
Scotland, North Carolina 2 $ 150,000 $ 75,000 $ 48,000
Stokes, North Carolina 2 $ 297,000 $ 148,500 $ 73,000
Surry, North Carolina 2 $ 386,000 $ 193,000 $ 60,000
Watauga, North Carolina 2 $ 119,000 $ 59,500 $ 43,000
York, Pennsylvania 2 $ 180,000 $ 90,000 $ 56,000
Darlington, South Carolina 2 $ 140,000 $ 70,000 $ 45,000
Hampton, South Carolina 2 $ 110,000 $ 55,000 $ 24,000
Union, South Carolina 2 $ 138,000 $ 69,000 $ 30,000
Anderson, Tennessee 2 $ 192,000 $ 96,000 $ 52,000
Jefferson, Tennessee 2 $ 195,000 $ 97,500 $ 65,000
Monroe, Tennessee 2 $ 172,000 $ 86,000 $ 34,000
Alexandria, Virginia 2 $ 265,000 $ 132,500 $ 79,000
Botetourt, Virginia 2 $ 131,000 $ 65,500 $ 30,000
Charlotte, Virginia 2 $ 110,000 $ 55,000 $ 29,000
Danville, Virginia 2 $ 112,000 $ 56,000 $ 22,000
Galax, Virginia 2 $ 183,000 $ 91,500 $ 40,000
Hopewell, Virginia 2 $ 163,000 $ 81,500 $ 37,000
Isle of Wight, Virginia 2 $ 196,000 $ 98,000 $ 82,000
Orange, Virginia 2 $ 306,000 $ 153,000 $ 141,000
Powhatan, Virginia 2 $ 232,000 $ 116,000 $ 40,000
Pulaski, Virginia 2 $ 59,000 $ 29,500 $ 26,000
Salem, Virginia 2 $ 139,000 $ 69,500 $ 47,000
Sussex, Virginia 2 $ 196,000 $ 98,000 $ 61,000
Lincoln, West Virginia 2 $ 175,000 $ 87,500 $ 55,000
Mason, West Virginia 2 $ 102,000 $ 51,000 $ 51,000
Nicholas, West Virginia 2 $ 98,000 $ 49,000 $ 23,000
Ohio, West Virginia 2 $ 55,000 $ 27,500 $ 30,000
Preston, West Virginia 2 $ 88,000 $ 44,000 $ 36,000
Raleigh, West Virginia 2 $ 114,000 $ 57,000 $ 23,000
Taylor, West Virginia 2 $ 115,000 $ 57,500 $ 46,000
Mobile, Alabama 1 $ 18,000 $ 18,000 $ 0
Russell, Alabama 1 $ 20,000 $ 20,000 $ 0
Tuscaloosa, Alabama 1 $ 31,000 $ 31,000 $ 0
Baker, Florida 1 $ 64,000 $ 64,000 $ 70,000
DeSoto, Florida 1 $ 169,000 $ 169,000 $ 46,000
Hamilton, Florida 1 $ 56,000 $ 56,000 $ 36,000
Holmes, Florida 1 $ 47,000 $ 47,000 $ 21,000
Levy, Florida 1 $ 21,000 $ 21,000 $ 40,000
Madison, Florida 1 $ 66,000 $ 66,000 $ 73,000
Okaloosa, Florida 1 $ 142,000 $ 142,000 $ 90,000
Santa Rosa, Florida 1 $ 28,000 $ 28,000 $ 98,000
St. Lucie, Florida 1 $ 97,000 $ 97,000 $ 57,000
Sumter, Florida 1 $ 24,000 $ 24,000 $ 15,000
Taylor, Florida 1 $ 40,000 $ 40,000 $ 58,000
Union, Florida 1 $ 44,000 $ 44,000 $ 31,000
Wakulla, Florida 1 $ 45,000 $ 45,000 $ 82,000
Walton, Florida 1 $ 56,000 $ 56,000 $ 38,000
Appling, Georgia 1 $ 60,000 $ 60,000 $ 21,000
Baker, Georgia 1 $ 64,000 $ 64,000 $ 38,000
Brantley, Georgia 1 $ 36,000 $ 36,000 $ 33,000
Burke, Georgia 1 $ 23,000 $ 23,000 $ 48,000
Candler, Georgia 1 $ 378,000 $ 378,000 $ 210,000
Chattahoochee, Georgia 1 $ 66,000 $ 66,000 $ 23,000
Clinch, Georgia 1 $ 78,000 $ 78,000 $ 85,000
Colquitt, Georgia 1 $ 44,000 $ 44,000 $ 24,000
Crisp, Georgia 1 $ 81,000 $ 81,000 $ 40,000
Decatur, Georgia 1 $ 170,000 $ 170,000 $ 67,000
Emanuel, Georgia 1 $ 51,000 $ 51,000 $ 41,000
Fayette, Georgia 1 $ 360,000 $ 360,000 $ 149,000
Grady, Georgia 1 $ 153,000 $ 153,000 $ 60,000
Greene, Georgia 1 $ 121,000 $ 121,000 $ 48,000
Harris, Georgia 1 $ 50,000 $ 50,000 $ 0
Jenkins, Georgia 1 $ 54,000 $ 54,000 $ 120,000
Lee, Georgia 1 $ 98,000 $ 98,000 $ 44,000
Lincoln, Georgia 1 $ 97,000 $ 97,000 $ 31,000
Miller, Georgia 1 $ 65,000 $ 65,000 $ 25,000
Murray, Georgia 1 $ 64,000 $ 64,000 $ 49,000
Oconee, Georgia 1 $ 82,000 $ 82,000 $ 31,000
Peach, Georgia 1 $ 76,000 $ 76,000 $ 48,000
Pickens, Georgia 1 $ 171,000 $ 171,000 $ 83,000
Pulaski, Georgia 1 $ 42,000 $ 42,000 $ 27,000
Schley, Georgia 1 $ 47,000 $ 47,000 $ 31,000
Talbot, Georgia 1 $ 65,000 $ 65,000 $ 41,000
Taliaferro, Georgia 1 $ 238,000 $ 238,000 $ 65,000
Tattnall, Georgia 1 $ 68,000 $ 68,000 $ 37,000
Taylor, Georgia 1 $ 43,000 $ 43,000 $ 31,000
Twiggs, Georgia 1 $ 43,000 $ 43,000 $ 40,000
Worth, Georgia 1 $ 85,000 $ 85,000 $ 47,000
Cook, Illinois 1 $ 31,000 $ 31,000 $ 0
Massac, Illinois 1 $ 25,000 $ 25,000 $ 0
Clark, Indiana 1 $ 15,000 $ 15,000 $ 0
Daviess, Indiana 1 $ 10,000 $ 10,000 $ 0
Dubois, Indiana 1 $ 25,000 $ 25,000 $ 0
Jefferson, Indiana 1 $ 15,000 $ 15,000 $ 0
Marion, Indiana 1 $ 20,000 $ 20,000 $ 0
Perry, Indiana 1 $ 45,000 $ 45,000 $ 0
Allen, Kentucky 1 $ 7,000 $ 7,000 $ 0
Ballard, Kentucky 1 $ 50,000 $ 50,000 $ 0
Carlisle, Kentucky 1 $ 15,000 $ 15,000 $ 0
Carter, Kentucky 1 $ 26,000 $ 26,000 $ 0
Crittenden, Kentucky 1 $ 24,000 $ 24,000 $ 0
Franklin, Kentucky 1 $ 6,000 $ 6,000 $ 0
Harrison, Kentucky 1 $ 12,000 $ 12,000 $ 0
Jessamine, Kentucky 1 $ 69,000 $ 69,000 $ 0
Kenton, Kentucky 1 $ 13,000 $ 13,000 $ 0
Knott, Kentucky 1 $ 26,000 $ 26,000 $ 0
Letcher, Kentucky 1 $ 25,000 $ 25,000 $ 26,000
Madison, Kentucky 1 $ 12,000 $ 12,000 $ 0
Martin, Kentucky 1 $ 27,000 $ 27,000 $ 0
Owen, Kentucky 1 $ 8,000 $ 8,000 $ 0
Pendleton, Kentucky 1 $ 4,000 $ 4,000 $ 0
Robertson, Kentucky 1 $ 29,000 $ 29,000 $ 0
Spencer, Kentucky 1 $ 185,000 $ 185,000 $ 67,000
Washington, Kentucky 1 $ 18,000 $ 18,000 $ 0
Webster, Kentucky 1 $ 59,000 $ 59,000 $ 0
St. John the Baptist, Louisiana 1 $ 11,000 $ 11,000 $ 0
Allegany, Maryland 1 $ 67,000 $ 67,000 $ 29,000
Garrett, Maryland 1 $ 200,000 $ 200,000 $ 58,000
Ashe, North Carolina 1 $ 90,000 $ 90,000 $ 32,000
Bertie, North Carolina 1 $ 85,000 $ 85,000 $ 66,000
Burke, North Carolina 1 $ 77,000 $ 77,000 $ 36,000
Cabarrus, North Carolina 1 $ 67,000 $ 67,000 $ 38,000
Gates, North Carolina 1 $ 158,000 $ 158,000 $ 102,000
Greene, North Carolina 1 $ 53,000 $ 53,000 $ 24,000
Haywood, North Carolina 1 $ 78,000 $ 78,000 $ 132,000
Henderson, North Carolina 1 $ 40,000 $ 40,000 $ 14,000
Jones, North Carolina 1 $ 88,000 $ 88,000 $ 26,000
Macon, North Carolina 1 $ 25,000 $ 25,000 $ 30,000
McDowell, North Carolina 1 $ 39,000 $ 39,000 $ 52,000
Onslow, North Carolina 1 $ 105,000 $ 105,000 $ 33,000
Orange, North Carolina 1 $ 162,000 $ 162,000 $ 95,000
Stanly, North Carolina 1 $ 83,000 $ 83,000 $ 48,000
Washington, North Carolina 1 $ 72,000 $ 72,000 $ 108,000
Wilkes, North Carolina 1 $ 48,000 $ 48,000 $ 52,000
Adams, Pennsylvania 1 $ 53,000 $ 53,000 $ 36,000
Bamberg, South Carolina 1 $ 80,000 $ 80,000 $ 25,000
Cherokee, South Carolina 1 $ 41,000 $ 41,000 $ 48,000
Chester, South Carolina 1 $ 113,000 $ 113,000 $ 48,000
Clarendon, South Carolina 1 $ 50,000 $ 50,000 $ 77,000
Dillon, South Carolina 1 $ 40,000 $ 40,000 $ 71,000
Greenwood, South Carolina 1 $ 160,000 $ 160,000 $ 51,000
Kershaw, South Carolina 1 $ 69,000 $ 69,000 $ 24,000
Laurens, South Carolina 1 $ 73,000 $ 73,000 $ 48,000
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Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2004

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 2,130 $164,924,000 $68,000 $450,000 $42,500 $552,000
Home Purchase 734 $62,887,000 $73,437 $412,000 $41,312 $1,998,000
Home Improvement 597 $24,997,000 $38,846 $405,000 $46,153 $363,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 1,542 $132,237,000 $83,272 $440,000 $58,636 $1,998,000
Not applicable 737 $18,739,000 $35,200 $163,000 $5,100 $103,000
Not Provided 487 $43,242,000 $81,333 $450,000 $48,916 $480,000
Black or African American 483 $37,349,000 $73,818 $352,000 $55,363 $552,000
Hispanic 193 $19,198,000 $111,727 $415,000 $56,545 $362,000
Asian 10 $1,036,000 $102,166 $200,000 $75,666 $122,000
American Indian or Alaskan Native 6 $645,000 $106,333 $160,000 $66,000 $102,000
Native Hawaiian or Other Pacific Islander 3 $362,000 $120,666 $208,000 $109,666 $236,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,461 $252,808,000 $60,588 $450,000 $39,235 $1,998,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,887 $155,807,000 $79,833 $428,000 $60,250 $1,998,000
Loan Purchased By The Institution 736 $18,576,000 $28,900 $142,000 $0 $0
Application Approved But Not Accepted 472 $45,584,000 $90,000 $450,000 $53,727 $654,000
Application Denied By Financial Institution 277 $24,225,000 $93,700 $378,000 $53,500 $311,000
Application Withdrawn By Applicant 89 $8,616,000 $90,000 $285,000 $53,500 $210,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 95 $8,252,000 $89,000 $270,000 $58,625 $311,000
Debt-To-Income Ratio 64 $5,459,000 $84,888 $304,000 $39,888 $125,000
Other 46 $4,068,000 $92,750 $292,000 $60,125 $180,000
Credit History 38 $3,808,000 $90,222 $318,000 $45,777 $145,000
Unverifiable Information 15 $835,000 $57,000 $84,000 $35,571 $77,000
Credit Application Incomplete 7 $469,000 $75,000 $89,000 $22,000 $68,000
Insufficient Cash (Downpayment, Closing Cost) 6 $721,000 $103,333 $378,000 $79,333 $210,000
Employment History 5 $518,000 $110,500 $237,000 $50,250 $114,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List