Lendmark Financial Services Mortgage Lending & HMDA Data, 2007

In 2007, Lendmark Financial Services of Wilson, NC reported 3,536 mortgage applications totaling $264.9 million, down 5% from 2006. The average application was for $74,920, and applicants reported an average income of $57,105. 44% of its applications resulted in an originated loan and 34% were denied. Its largest markets were Atlanta-Sandy Springs-Marietta, GA (362), Baltimore-Towson, MD (321) and Washington-Arlington-Alexandria, DC-VA-MD-WV (180) (applications in parentheses).

Mortgage Company & Address Lendmark Financial Services
223 W Nash St
Wilson, NC 27893
Tel #: available with data download
Federal Regulator * available with data download
Years 2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,536
Total Mortgage Loan Application Amount $264,920,000
Average Mortgage Loan Application Amount $74,920
Highest Mortgage Loan Application Amount $880,000
Average Applicant Income $57,105
Highest Applicant Income $723,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Lendmark Financial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Lendmark Financial Services by County in 2007

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Baltimore City, Maryland 119 $ 7,113,000 $ 59,773 $ 59,000
Prince George's, Maryland 100 $ 7,644,000 $ 76,440 $ 86,000
Baltimore, Maryland 96 $ 8,426,000 $ 87,770 $ 79,000
Jefferson, Kentucky 62 $ 4,672,000 $ 75,354 $ 53,000
Newton, Georgia 54 $ 3,983,000 $ 73,759 $ 50,000
Chatham, Georgia 52 $ 5,529,000 $ 106,326 $ 80,000
Pulaski, Kentucky 50 $ 2,653,000 $ 53,060 $ 37,000
Floyd, Kentucky 48 $ 2,325,000 $ 48,437 $ 33,000
Anne Arundel, Maryland 48 $ 3,646,000 $ 75,958 $ 77,000
Muhlenberg, Kentucky 45 $ 2,368,000 $ 52,622 $ 41,000
Hopkins, Kentucky 43 $ 2,469,000 $ 57,418 $ 48,000
Florence, South Carolina 41 $ 3,777,000 $ 92,121 $ 49,000
Christian, Kentucky 39 $ 1,759,000 $ 45,102 $ 46,000
McCreary, Kentucky 37 $ 1,700,000 $ 45,945 $ 37,000
McCracken, Kentucky 36 $ 2,060,000 $ 57,222 $ 41,000
Wayne, Kentucky 35 $ 1,892,000 $ 54,057 $ 38,000
Greenville, South Carolina 35 $ 2,899,000 $ 82,828 $ 47,000
Bibb, Georgia 33 $ 2,573,000 $ 77,969 $ 53,000
Camden, Georgia 33 $ 3,133,000 $ 94,939 $ 69,000
Paulding, Georgia 32 $ 2,689,000 $ 84,031 $ 66,000
Osceola, Florida 31 $ 3,991,000 $ 128,741 $ 92,000
Carroll, Georgia 30 $ 2,096,000 $ 69,866 $ 51,000
Bartow, Georgia 28 $ 1,707,000 $ 60,964 $ 57,000
Logan, Kentucky 28 $ 1,520,000 $ 54,285 $ 42,000
Orange, Florida 27 $ 2,625,000 $ 97,222 $ 72,000
Whitfield, Georgia 27 $ 2,087,000 $ 77,296 $ 69,000
Caldwell, Kentucky 27 $ 1,301,000 $ 48,185 $ 38,000
Russell, Kentucky 27 $ 2,030,000 $ 75,185 $ 45,000
New Castle, Delaware 26 $ 3,000,000 $ 115,384 $ 79,000
Glynn, Georgia 26 $ 2,242,000 $ 86,230 $ 48,000
Richland, South Carolina 25 $ 2,050,000 $ 82,000 $ 51,000
DeKalb, Georgia 24 $ 2,205,000 $ 91,875 $ 65,000
Graves, Kentucky 24 $ 1,149,000 $ 47,875 $ 45,000
Carroll, Maryland 24 $ 3,138,000 $ 130,750 $ 94,000
District of Columbia, District Of Columbia 23 $ 1,777,000 $ 77,260 $ 70,000
Grayson, Kentucky 23 $ 1,192,000 $ 51,826 $ 44,000
Aiken, South Carolina 23 $ 1,464,000 $ 63,652 $ 54,000
Cobb, Georgia 22 $ 2,372,000 $ 107,818 $ 95,000
Richmond, Georgia 21 $ 1,327,000 $ 63,190 $ 58,000
Walton, Georgia 21 $ 1,977,000 $ 94,142 $ 49,000
Houston, Georgia 20 $ 1,815,000 $ 90,750 $ 45,000
Thomas, Georgia 20 $ 1,643,000 $ 82,150 $ 46,000
Wicomico, Maryland 20 $ 3,000,000 $ 150,000 $ 63,000
Baldwin, Georgia 18 $ 1,250,000 $ 69,444 $ 49,000
Fannin, Georgia 18 $ 1,244,000 $ 69,111 $ 35,000
Fulton, Georgia 18 $ 2,197,000 $ 122,055 $ 79,000
Muscogee, Georgia 18 $ 1,309,000 $ 72,722 $ 63,000
Boyd, Kentucky 18 $ 896,000 $ 49,777 $ 51,000
Charles, Maryland 18 $ 1,949,000 $ 108,277 $ 99,000
Harford, Maryland 17 $ 857,000 $ 50,411 $ 72,000
Murray, Georgia 16 $ 894,000 $ 55,875 $ 46,000
Clay, Kentucky 16 $ 742,000 $ 46,375 $ 37,000
Daviess, Kentucky 16 $ 942,000 $ 58,875 $ 48,000
Johnson, Kentucky 16 $ 784,000 $ 49,000 $ 63,000
Knox, Kentucky 16 $ 870,000 $ 54,375 $ 38,000
Spartanburg, South Carolina 16 $ 1,621,000 $ 101,312 $ 101,000
Escambia, Florida 15 $ 1,358,000 $ 90,533 $ 48,000
Hillsborough, Florida 15 $ 1,699,000 $ 113,266 $ 97,000
Douglas, Georgia 15 $ 1,675,000 $ 111,666 $ 65,000
Cecil, Maryland 15 $ 1,210,000 $ 80,666 $ 97,000
Dorchester, Maryland 15 $ 2,180,000 $ 145,333 $ 56,000
Anderson, South Carolina 15 $ 869,000 $ 57,933 $ 48,000
Polk, Florida 14 $ 1,212,000 $ 86,571 $ 57,000
Gilmer, Georgia 14 $ 1,137,000 $ 81,214 $ 56,000
Hall, Georgia 14 $ 663,000 $ 47,357 $ 52,000
Mercer, Kentucky 14 $ 993,000 $ 70,928 $ 46,000
Pike, Kentucky 14 $ 723,000 $ 51,642 $ 37,000
Frederick, Maryland 14 $ 1,126,000 $ 80,428 $ 75,000
Coweta, Georgia 13 $ 754,000 $ 58,000 $ 56,000
Floyd, Georgia 13 $ 904,000 $ 69,538 $ 42,000
Lowndes, Georgia 13 $ 602,000 $ 46,307 $ 29,000
Boyle, Kentucky 13 $ 1,172,000 $ 90,153 $ 55,000
Crittenden, Kentucky 13 $ 562,000 $ 43,230 $ 40,000
Lincoln, Kentucky 13 $ 470,000 $ 36,153 $ 35,000
Sussex, Delaware 12 $ 1,988,000 $ 165,666 $ 89,000
Pasco, Florida 12 $ 1,172,000 $ 97,666 $ 48,000
Dougherty, Georgia 12 $ 1,489,000 $ 124,083 $ 69,000
Haralson, Georgia 12 $ 771,000 $ 64,250 $ 55,000
Greenup, Kentucky 12 $ 786,000 $ 65,500 $ 39,000
Marshall, Kentucky 12 $ 818,000 $ 68,166 $ 37,000
Webster, Kentucky 12 $ 423,000 $ 35,250 $ 41,000
Darlington, South Carolina 12 $ 850,000 $ 70,833 $ 46,000
Horry, South Carolina 12 $ 1,327,000 $ 110,583 $ 47,000
Pickens, South Carolina 12 $ 840,000 $ 70,000 $ 43,000
Blount, Tennessee 12 $ 455,000 $ 37,916 $ 48,000
Gwinnett, Georgia 11 $ 639,000 $ 58,090 $ 73,000
Pickens, Georgia 11 $ 838,000 $ 76,181 $ 42,000
Rockdale, Georgia 11 $ 673,000 $ 61,181 $ 63,000
Ware, Georgia 11 $ 386,000 $ 35,090 $ 41,000
Ohio, Kentucky 11 $ 530,000 $ 48,181 $ 42,000
Caroline, Maryland 11 $ 1,544,000 $ 140,363 $ 87,000
Howard, Maryland 11 $ 1,510,000 $ 137,272 $ 79,000
Lexington, South Carolina 11 $ 1,021,000 $ 92,818 $ 66,000
Lake, Florida 10 $ 1,492,000 $ 149,200 $ 72,000
Jasper, Georgia 10 $ 802,000 $ 80,200 $ 43,000
Putnam, Georgia 10 $ 683,000 $ 68,300 $ 40,000
Union, Georgia 10 $ 1,060,000 $ 106,000 $ 42,000
Bracken, Kentucky 10 $ 611,000 $ 61,100 $ 51,000
Livingston, Kentucky 10 $ 573,000 $ 57,300 $ 42,000
St. Mary's, Maryland 10 $ 914,000 $ 91,400 $ 93,000
Mobile, Alabama 9 $ 618,000 $ 68,666 $ 45,000
Marion, Florida 9 $ 628,000 $ 69,777 $ 46,000
Pinellas, Florida 9 $ 653,000 $ 72,555 $ 51,000
St. Johns, Florida 9 $ 911,000 $ 101,222 $ 44,000
Catoosa, Georgia 9 $ 654,000 $ 72,666 $ 76,000
Effingham, Georgia 9 $ 976,000 $ 108,444 $ 80,000
Walker, Georgia 9 $ 654,000 $ 72,666 $ 41,000
Fayette, Kentucky 9 $ 418,000 $ 46,444 $ 46,000
Fleming, Kentucky 9 $ 535,000 $ 59,444 $ 53,000
Mason, Kentucky 9 $ 553,000 $ 61,444 $ 33,000
Seminole, Florida 8 $ 875,000 $ 109,375 $ 54,000
Cherokee, Georgia 8 $ 718,000 $ 89,750 $ 83,000
Columbia, Georgia 8 $ 301,000 $ 37,625 $ 77,000
Greene, Georgia 8 $ 425,000 $ 53,125 $ 35,000
Lyon, Kentucky 8 $ 393,000 $ 49,125 $ 44,000
Magoffin, Kentucky 8 $ 292,000 $ 36,500 $ 35,000
Talbot, Maryland 8 $ 838,000 $ 104,750 $ 67,000
Lawrence, Ohio 8 $ 598,000 $ 74,750 $ 40,000
Charleston, South Carolina 8 $ 908,000 $ 113,500 $ 49,000
Edgefield, South Carolina 8 $ 342,000 $ 42,750 $ 51,000
Oconee, South Carolina 8 $ 680,000 $ 85,000 $ 99,000
Montgomery, Tennessee 8 $ 350,000 $ 43,750 $ 54,000
Prince William, Virginia 8 $ 452,000 $ 56,500 $ 109,000
Duval, Florida 7 $ 395,000 $ 56,428 $ 56,000
Leon, Florida 7 $ 710,000 $ 101,428 $ 51,000
Santa Rosa, Florida 7 $ 936,000 $ 133,714 $ 54,000
Chattooga, Georgia 7 $ 474,000 $ 67,714 $ 48,000
Crawford, Georgia 7 $ 413,000 $ 59,000 $ 73,000
Gordon, Georgia 7 $ 941,000 $ 134,428 $ 71,000
Monroe, Georgia 7 $ 360,000 $ 51,428 $ 43,000
Bullitt, Kentucky 7 $ 396,000 $ 56,571 $ 73,000
Laurel, Kentucky 7 $ 361,000 $ 51,571 $ 34,000
Washington, Maryland 7 $ 461,000 $ 65,857 $ 74,000
Berkeley, South Carolina 7 $ 528,000 $ 75,428 $ 33,000
Dorchester, South Carolina 7 $ 980,000 $ 140,000 $ 80,000
Hamilton, Tennessee 7 $ 201,000 $ 28,714 $ 66,000
Knox, Tennessee 7 $ 441,000 $ 63,000 $ 62,000
Russell, Alabama 6 $ 678,000 $ 113,000 $ 44,000
Brevard, Florida 6 $ 337,000 $ 56,166 $ 80,000
Hernando, Florida 6 $ 486,000 $ 81,000 $ 42,000
Nassau, Florida 6 $ 871,000 $ 145,166 $ 62,000
Volusia, Florida 6 $ 678,000 $ 113,000 $ 82,000
Barrow, Georgia 6 $ 373,000 $ 62,166 $ 35,000
Bryan, Georgia 6 $ 760,000 $ 126,666 $ 89,000
Clayton, Georgia 6 $ 632,000 $ 105,333 $ 62,000
Morgan, Georgia 6 $ 658,000 $ 109,666 $ 50,000
Pierce, Georgia 6 $ 312,000 $ 52,000 $ 45,000
Spalding, Georgia 6 $ 428,000 $ 71,333 $ 46,000
Ballard, Kentucky 6 $ 338,000 $ 56,333 $ 60,000
Harlan, Kentucky 6 $ 162,000 $ 27,000 $ 42,000
Martin, Kentucky 6 $ 273,000 $ 45,500 $ 46,000
Calvert, Maryland 6 $ 452,000 $ 75,333 $ 86,000
Montgomery, Maryland 6 $ 218,000 $ 36,333 $ 67,000
Queen Anne's, Maryland 6 $ 1,365,000 $ 227,500 $ 55,000
Cumberland, North Carolina 6 $ 240,000 $ 40,000 $ 66,000
Forsyth, North Carolina 6 $ 287,000 $ 47,833 $ 47,000
Guilford, North Carolina 6 $ 521,000 $ 86,833 $ 75,000
Kershaw, South Carolina 6 $ 277,000 $ 46,166 $ 38,000
York, South Carolina 6 $ 657,000 $ 109,500 $ 69,000
Chesterfield, Virginia 6 $ 188,000 $ 31,333 $ 46,000
Fairfax, Virginia 6 $ 365,000 $ 60,833 $ 126,000
Henrico, Virginia 6 $ 485,000 $ 80,833 $ 77,000
Spotsylvania, Virginia 6 $ 852,000 $ 142,000 $ 73,000
Jefferson, Alabama 5 $ 454,000 $ 90,800 $ 36,000
Kent, Delaware 5 $ 751,000 $ 150,200 $ 95,000
Manatee, Florida 5 $ 381,000 $ 76,200 $ 52,000
Putnam, Florida 5 $ 293,000 $ 58,600 $ 40,000
Suwannee, Florida 5 $ 437,000 $ 87,400 $ 41,000
Charlton, Georgia 5 $ 399,000 $ 79,800 $ 46,000
Clarke, Georgia 5 $ 521,000 $ 104,200 $ 56,000
Hancock, Georgia 5 $ 260,000 $ 52,000 $ 30,000
Henry, Georgia 5 $ 474,000 $ 94,800 $ 58,000
Jackson, Georgia 5 $ 289,000 $ 57,800 $ 57,000
McDuffie, Georgia 5 $ 310,000 $ 62,000 $ 30,000
Meriwether, Georgia 5 $ 317,000 $ 63,400 $ 45,000
Adair, Kentucky 5 $ 200,000 $ 40,000 $ 39,000
Somerset, Maryland 5 $ 712,000 $ 142,400 $ 57,000
Worcester, Maryland 5 $ 420,000 $ 84,000 $ 63,000
Harnett, North Carolina 5 $ 315,000 $ 63,000 $ 29,000
Moore, North Carolina 5 $ 335,000 $ 67,000 $ 34,000
Laurens, South Carolina 5 $ 276,000 $ 55,200 $ 54,000
Greene, Tennessee 5 $ 300,000 $ 60,000 $ 60,000
McMinn, Tennessee 5 $ 406,000 $ 81,200 $ 45,000
Hampton, Virginia 5 $ 389,000 $ 77,800 $ 50,000
Suffolk, Virginia 5 $ 131,000 $ 26,200 $ 69,000
Virginia Beach, Virginia 5 $ 367,000 $ 73,400 $ 56,000
Harrison, West Virginia 5 $ 350,000 $ 70,000 $ 80,000
Citrus, Florida 4 $ 246,000 $ 61,500 $ 60,000
Clay, Florida 4 $ 361,000 $ 90,250 $ 83,000
Hamilton, Florida 4 $ 361,000 $ 90,250 $ 59,000
Madison, Florida 4 $ 190,000 $ 47,500 $ 54,000
Berrien, Georgia 4 $ 183,000 $ 45,750 $ 56,000
Brooks, Georgia 4 $ 431,000 $ 107,750 $ 53,000
Butts, Georgia 4 $ 259,000 $ 64,750 $ 162,000
Forsyth, Georgia 4 $ 257,000 $ 64,250 $ 75,000
Harris, Georgia 4 $ 433,000 $ 108,250 $ 57,000
Jones, Georgia 4 $ 292,000 $ 73,000 $ 40,000
Madison, Georgia 4 $ 268,000 $ 67,000 $ 41,000
Polk, Georgia 4 $ 275,000 $ 68,750 $ 59,000
Scott, Indiana 4 $ 187,000 $ 46,750 $ 32,000
Calloway, Kentucky 4 $ 256,000 $ 64,000 $ 42,000
Lawrence, Kentucky 4 $ 170,000 $ 42,500 $ 38,000
Letcher, Kentucky 4 $ 162,000 $ 40,500 $ 37,000
Lewis, Kentucky 4 $ 355,000 $ 88,750 $ 31,000
McLean, Kentucky 4 $ 237,000 $ 59,250 $ 37,000
Oldham, Kentucky 4 $ 216,000 $ 54,000 $ 56,000
Rockcastle, Kentucky 4 $ 250,000 $ 62,500 $ 41,000
Trigg, Kentucky 4 $ 183,000 $ 45,750 $ 43,000
Gaston, North Carolina 4 $ 170,000 $ 42,500 $ 50,000
Mecklenburg, North Carolina 4 $ 318,000 $ 79,500 $ 48,000
Adams, Ohio 4 $ 197,000 $ 49,250 $ 31,000
Clarendon, South Carolina 4 $ 274,000 $ 68,500 $ 44,000
Georgetown, South Carolina 4 $ 362,000 $ 90,500 $ 51,000
Newberry, South Carolina 4 $ 286,000 $ 71,500 $ 56,000
Sumter, South Carolina 4 $ 174,000 $ 43,500 $ 43,000
Williamsburg, South Carolina 4 $ 291,000 $ 72,750 $ 43,000
Jefferson, Tennessee 4 $ 280,000 $ 70,000 $ 37,000
Marion, Tennessee 4 $ 120,000 $ 30,000 $ 50,000
Scott, Tennessee 4 $ 260,000 $ 65,000 $ 35,000
Loudoun, Virginia 4 $ 207,000 $ 51,750 $ 48,000
Louisa, Virginia 4 $ 482,000 $ 120,500 $ 117,000
Cabell, West Virginia 4 $ 198,000 $ 49,500 $ 51,000
Kanawha, West Virginia 4 $ 194,000 $ 48,500 $ 43,000
Marion, West Virginia 4 $ 229,000 $ 57,250 $ 37,000
Talladega, Alabama 3 $ 280,000 $ 93,333 $ 46,000
Broward, Florida 3 $ 229,000 $ 76,333 $ 36,000
Jefferson, Florida 3 $ 244,000 $ 81,333 $ 27,000
Okaloosa, Florida 3 $ 204,000 $ 68,000 $ 52,000
Bulloch, Georgia 3 $ 204,000 $ 68,000 $ 39,000
Dade, Georgia 3 $ 225,000 $ 75,000 $ 36,000
Grady, Georgia 3 $ 223,000 $ 74,333 $ 58,000
Heard, Georgia 3 $ 236,000 $ 78,666 $ 39,000
Lee, Georgia 3 $ 59,000 $ 19,666 $ 98,000
Liberty, Georgia 3 $ 310,000 $ 103,333 $ 50,000
Oconee, Georgia 3 $ 237,000 $ 79,000 $ 30,000
Sumter, Georgia 3 $ 107,000 $ 35,666 $ 28,000
Twiggs, Georgia 3 $ 219,000 $ 73,000 $ 45,000
Bell, Kentucky 3 $ 249,000 $ 83,000 $ 54,000
Carter, Kentucky 3 $ 141,000 $ 47,000 $ 42,000
Casey, Kentucky 3 $ 168,000 $ 56,000 $ 49,000
Clinton, Kentucky 3 $ 199,000 $ 66,333 $ 25,000
Garrard, Kentucky 3 $ 139,000 $ 46,333 $ 40,000
Knott, Kentucky 3 $ 145,000 $ 48,333 $ 51,000
Cleveland, North Carolina 3 $ 153,000 $ 51,000 $ 31,000
Craven, North Carolina 3 $ 194,000 $ 64,666 $ 60,000
Johnston, North Carolina 3 $ 130,000 $ 43,333 $ 30,000
Richmond, North Carolina 3 $ 224,000 $ 74,666 $ 53,000
Robeson, North Carolina 3 $ 128,000 $ 42,666 $ 81,000
Sampson, North Carolina 3 $ 96,000 $ 32,000 $ 35,000
Wake, North Carolina 3 $ 378,000 $ 126,000 $ 78,000
Wayne, North Carolina 3 $ 326,000 $ 108,666 $ 65,000
Scioto, Ohio 3 $ 212,000 $ 70,666 $ 41,000
Abbeville, South Carolina 3 $ 167,000 $ 55,666 $ 26,000
Orangeburg, South Carolina 3 $ 174,000 $ 58,000 $ 30,000
Campbell, Tennessee 3 $ 155,000 $ 51,666 $ 28,000
Polk, Tennessee 3 $ 89,000 $ 29,666 $ 22,000
Fauquier, Virginia 3 $ 149,000 $ 49,666 $ 151,000
Franklin, Virginia 3 $ 239,000 $ 79,666 $ 36,000
Nelson, Virginia 3 $ 365,000 $ 121,666 $ 48,000
Petersburg, Virginia 3 $ 157,000 $ 52,333 $ 37,000
Washington, Virginia 3 $ 160,000 $ 53,333 $ 20,000
Mason, West Virginia 3 $ 194,000 $ 64,666 $ 59,000
Mercer, West Virginia 3 $ 105,000 $ 35,000 $ 40,000
Monongalia, West Virginia 3 $ 152,000 $ 50,666 $ 59,000
Tallapoosa, Alabama 2 $ 151,000 $ 75,500 $ 47,000
Alachua, Florida 2 $ 266,000 $ 133,000 $ 70,000
Bay, Florida 2 $ 300,000 $ 150,000 $ 57,000
Columbia, Florida 2 $ 105,000 $ 52,500 $ 75,000
DeSoto, Florida 2 $ 303,000 $ 151,500 $ 38,000
Flagler, Florida 2 $ 186,000 $ 93,000 $ 35,000
Gadsden, Florida 2 $ 192,000 $ 96,000 $ 28,000
Lee, Florida 2 $ 229,000 $ 114,500 $ 71,000
Sumter, Florida 2 $ 203,000 $ 101,500 $ 122,000
Taylor, Florida 2 $ 266,000 $ 133,000 $ 115,000
Clinch, Georgia 2 $ 100,000 $ 50,000 $ 45,000
Elbert, Georgia 2 $ 241,000 $ 120,500 $ 45,000
Emanuel, Georgia 2 $ 61,000 $ 30,500 $ 43,000
Jeff Davis, Georgia 2 $ 106,000 $ 53,000 $ 23,000
Jefferson, Georgia 2 $ 74,000 $ 37,000 $ 52,000
Jenkins, Georgia 2 $ 133,000 $ 66,500 $ 70,000
Lumpkin, Georgia 2 $ 55,000 $ 27,500 $ 129,000
Macon, Georgia 2 $ 215,000 $ 107,500 $ 55,000
McIntosh, Georgia 2 $ 130,000 $ 65,000 $ 76,000
Mitchell, Georgia 2 $ 113,000 $ 56,500 $ 25,000
Peach, Georgia 2 $ 70,000 $ 35,000 $ 53,000
Taylor, Georgia 2 $ 137,000 $ 68,500 $ 27,000
Tift, Georgia 2 $ 86,000 $ 43,000 $ 67,000
Towns, Georgia 2 $ 133,000 $ 66,500 $ 22,000
Washington, Georgia 2 $ 111,000 $ 55,500 $ 45,000
Wayne, Georgia 2 $ 93,000 $ 46,500 $ 40,000
Wilkinson, Georgia 2 $ 147,000 $ 73,500 $ 28,000
Clark, Indiana 2 $ 168,000 $ 84,000 $ 42,000
Floyd, Indiana 2 $ 339,000 $ 169,500 $ 66,000
Jackson, Indiana 2 $ 75,000 $ 37,500 $ 36,000
Jefferson, Indiana 2 $ 140,000 $ 70,000 $ 46,000
Barren, Kentucky 2 $ 130,000 $ 65,000 $ 44,000
Clark, Kentucky 2 $ 133,000 $ 66,500 $ 102,000
Edmonson, Kentucky 2 $ 85,000 $ 42,500 $ 49,000
Hardin, Kentucky 2 $ 132,000 $ 66,000 $ 49,000
Harrison, Kentucky 2 $ 91,000 $ 45,500 $ 34,000
Henry, Kentucky 2 $ 148,000 $ 74,000 $ 47,000
Spencer, Kentucky 2 $ 143,000 $ 71,500 $ 22,000
Washington, Kentucky 2 $ 152,000 $ 76,000 $ 39,000
Whitley, Kentucky 2 $ 171,000 $ 85,500 $ 68,000
Wolfe, Kentucky 2 $ 177,000 $ 88,500 $ 42,000
Allegany, Maryland 2 $ 193,000 $ 96,500 $ 72,000
Kent, Maryland 2 $ 110,000 $ 55,000 $ 66,000
Anson, North Carolina 2 $ 275,000 $ 137,500 $ 82,000
Bladen, North Carolina 2 $ 170,000 $ 85,000 $ 46,000
Carteret, North Carolina 2 $ 150,000 $ 75,000 $ 25,000
Columbus, North Carolina 2 $ 59,000 $ 29,500 $ 58,000
Davidson, North Carolina 2 $ 39,000 $ 19,500 $ 60,000
Halifax, North Carolina 2 $ 56,000 $ 28,000 $ 34,000
Lee, North Carolina 2 $ 162,000 $ 81,000 $ 58,000
Lincoln, North Carolina 2 $ 184,000 $ 92,000 $ 41,000
Pender, North Carolina 2 $ 63,000 $ 31,500 $ 49,000
Yadkin, North Carolina 2 $ 145,000 $ 72,500 $ 67,000
York, Pennsylvania 2 $ 477,000 $ 238,500 $ 62,000
Barnwell, South Carolina 2 $ 134,000 $ 67,000 $ 44,000
Cherokee, South Carolina 2 $ 150,000 $ 75,000 $ 41,000
Colleton, South Carolina 2 $ 111,000 $ 55,500 $ 32,000
Fairfield, South Carolina 2 $ 126,000 $ 63,000 $ 39,000
Greenwood, South Carolina 2 $ 137,000 $ 68,500 $ 40,000
McCormick, South Carolina 2 $ 180,000 $ 90,000 $ 47,000
Bedford, Tennessee 2 $ 81,000 $ 40,500 $ 59,000
Cocke, Tennessee 2 $ 70,000 $ 35,000 $ 76,000
Franklin, Tennessee 2 $ 70,000 $ 35,000 $ 40,000
Hawkins, Tennessee 2 $ 176,000 $ 88,000 $ 44,000
Loudon, Tennessee 2 $ 108,000 $ 54,000 $ 75,000
Monroe, Tennessee 2 $ 121,000 $ 60,500 $ 55,000
Sevier, Tennessee 2 $ 103,000 $ 51,500 $ 35,000
Albemarle, Virginia 2 $ 113,000 $ 56,500 $ 51,000
Appomattox, Virginia 2 $ 105,000 $ 52,500 $ 64,000
Caroline, Virginia 2 $ 375,000 $ 187,500 $ 52,000
Carroll, Virginia 2 $ 55,000 $ 27,500 $ 18,000
Chesapeake, Virginia 2 $ 145,000 $ 72,500 $ 40,000
Hanover, Virginia 2 $ 72,000 $ 36,000 $ 95,000
Mecklenburg, Virginia 2 $ 152,000 $ 76,000 $ 46,000
Roanoke, Virginia 2 $ 168,000 $ 84,000 $ 41,000
Rockingham, Virginia 2 $ 193,000 $ 96,500 $ 34,000
Smyth, Virginia 2 $ 54,000 $ 27,000 $ 43,000
Southampton, Virginia 2 $ 50,000 $ 25,000 $ 31,000
Stafford, Virginia 2 $ 85,000 $ 42,500 $ 112,000
Westmoreland, Virginia 2 $ 44,000 $ 22,000 $ 52,000
York, Virginia 2 $ 55,000 $ 27,500 $ 54,000
Barbour, West Virginia 2 $ 163,000 $ 81,500 $ 23,000
Berkeley, West Virginia 2 $ 155,000 $ 77,500 $ 105,000
Jefferson, West Virginia 2 $ 476,000 $ 238,000 $ 81,000
Mineral, West Virginia 2 $ 48,000 $ 24,000 $ 57,000
Wayne, West Virginia 2 $ 88,000 $ 44,000 $ 63,000
Bullock, Alabama 1 $ 64,000 $ 64,000 $ 24,000
Cherokee, Alabama 1 $ 27,000 $ 27,000 $ 55,000
Cullman, Alabama 1 $ 157,000 $ 157,000 $ 66,000
DeKalb, Alabama 1 $ 123,000 $ 123,000 $ 96,000
Escambia, Alabama 1 $ 100,000 $ 100,000 $ 40,000
Houston, Alabama 1 $ 109,000 $ 109,000 $ 73,000
Lee, Alabama 1 $ 150,000 $ 150,000 $ 103,000
Marshall, Alabama 1 $ 186,000 $ 186,000 $ 723,000
Morgan, Alabama 1 $ 15,000 $ 15,000 $ 48,000
Baker, Florida 1 $ 62,000 $ 62,000 $ 25,000
Bradford, Florida 1 $ 66,000 $ 66,000 $ 68,000
Holmes, Florida 1 $ 47,000 $ 47,000 $ 21,000
Lafayette, Florida 1 $ 90,000 $ 90,000 $ 54,000
Levy, Florida 1 $ 91,000 $ 91,000 $ 72,000
Okeechobee, Florida 1 $ 123,000 $ 123,000 $ 100,000
Palm Beach, Florida 1 $ 140,000 $ 140,000 $ 167,000
Sarasota, Florida 1 $ 84,000 $ 84,000 $ 96,000
Wakulla, Florida 1 $ 60,000 $ 60,000 $ 148,000
Walton, Florida 1 $ 70,000 $ 70,000 $ 50,000
Washington, Florida 1 $ 70,000 $ 70,000 $ 25,000
Brantley, Georgia 1 $ 65,000 $ 65,000 $ 61,000
Burke, Georgia 1 $ 21,000 $ 21,000 $ 48,000
Candler, Georgia 1 $ 18,000 $ 18,000 $ 20,000
Coffee, Georgia 1 $ 43,000 $ 43,000 $ 24,000
Colquitt, Georgia 1 $ 47,000 $ 47,000 $ 49,000
Crisp, Georgia 1 $ 77,000 $ 77,000 $ 50,000
Dooly, Georgia 1 $ 55,000 $ 55,000 $ 61,000
Fayette, Georgia 1 $ 218,000 $ 218,000 $ 109,000
Franklin, Georgia 1 $ 75,000 $ 75,000 $ 38,000
Habersham, Georgia 1 $ 135,000 $ 135,000 $ 70,000
Hart, Georgia 1 $ 55,000 $ 55,000 $ 47,000
Johnson, Georgia 1 $ 26,000 $ 26,000 $ 48,000
Lamar, Georgia 1 $ 84,000 $ 84,000 $ 49,000
Laurens, Georgia 1 $ 57,000 $ 57,000 $ 44,000
Marion, Georgia 1 $ 25,000 $ 25,000 $ 25,000
Oglethorpe, Georgia 1 $ 99,000 $ 99,000 $ 63,000
Pike, Georgia 1 $ 15,000 $ 15,000 $ 74,000
Pulaski, Georgia 1 $ 15,000 $ 15,000 $ 12,000
Screven, Georgia 1 $ 17,000 $ 17,000 $ 24,000
Treutlen, Georgia 1 $ 48,000 $ 48,000 $ 22,000
Troup, Georgia 1 $ 40,000 $ 40,000 $ 15,000
Jennings, Indiana 1 $ 35,000 $ 35,000 $ 71,000
Perry, Indiana 1 $ 58,000 $ 58,000 $ 21,000
Ripley, Indiana 1 $ 122,000 $ 122,000 $ 33,000
St. Joseph, Indiana 1 $ 110,000 $ 110,000 $ 36,000
Washington, Indiana 1 $ 42,000 $ 42,000 $ 45,000
Allen, Kentucky 1 $ 37,000 $ 37,000 $ 38,000
Bourbon, Kentucky 1 $ 129,000 $ 129,000 $ 60,000
Breathitt, Kentucky 1 $ 52,000 $ 52,000 $ 17,000
Breckinridge, Kentucky 1 $ 27,000 $ 27,000 $ 60,000
Butler, Kentucky 1 $ 50,000 $ 50,000 $ 41,000
Carlisle, Kentucky 1 $ 78,000 $ 78,000 $ 38,000
Cumberland, Kentucky 1 $ 74,000 $ 74,000 $ 21,000
Estill, Kentucky 1 $ 28,000 $ 28,000 $ 35,000
Gallatin, Kentucky 1 $ 36,000 $ 36,000 $ 84,000
Hart, Kentucky 1 $ 22,000 $ 22,000 $ 42,000
Henderson, Kentucky 1 $ 115,000 $ 115,000 $ 80,000
Hickman, Kentucky 1 $ 59,000 $ 59,000 $ 79,000
Jackson, Kentucky 1 $ 110,000 $ 110,000 $ 33,000
Jessamine, Kentucky 1 $ 80,000 $ 80,000 $ 26,000
Madison, Kentucky 1 $ 23,000 $ 23,000 $ 75,000
Meade, Kentucky 1 $ 17,000 $ 17,000 $ 12,000
Menifee, Kentucky 1 $ 111,000 $ 111,000 $ 55,000
Metcalfe, Kentucky 1 $ 82,000 $ 82,000 $ 18,000
Morgan, Kentucky 1 $ 38,000 $ 38,000 $ 33,000
Nelson, Kentucky 1 $ 94,000 $ 94,000 $ 27,000
Rowan, Kentucky 1 $ 80,000 $ 80,000 $ 48,000
Scott, Kentucky 1 $ 20,000 $ 20,000 $ 44,000
Todd, Kentucky 1 $ 60,000 $ 60,000 $ 32,000
Trimble, Kentucky 1 $ 67,000 $ 67,000 $ 60,000
Warren, Kentucky 1 $ 79,000 $ 79,000 $ 108,000
Alleghany, North Carolina 1 $ 79,000 $ 79,000 $ 27,000
Brunswick, North Carolina 1 $ 41,000 $ 41,000 $ 93,000
Buncombe, North Carolina 1 $ 71,000 $ 71,000 $ 70,000
Burke, North Carolina 1 $ 50,000 $ 50,000 $ 48,000
Chatham, North Carolina 1 $ 137,000 $ 137,000 $ 40,000
Davie, North Carolina 1 $ 60,000 $ 60,000 $ 49,000
Edgecombe, North Carolina 1 $ 38,000 $ 38,000 $ 52,000
Franklin, North Carolina 1 $ 19,000 $ 19,000 $ 28,000
Gates, North Carolina 1 $ 25,000 $ 25,000 $ 31,000
Haywood, North Carolina 1 $ 63,000 $ 63,000 $ 31,000
Iredell, North Carolina 1 $ 84,000 $ 84,000 $ 144,000
Jones, North Carolina 1 $ 15,000 $ 15,000 $ 60,000
Macon, North Carolina 1 $ 30,000 $ 30,000 $ 46,000
Madison, North Carolina 1 $ 200,000 $ 200,000 $ 18,000
Montgomery, North Carolina 1 $ 55,000 $ 55,000 $ 32,000
Nash, North Carolina 1 $ 55,000 $ 55,000 $ 104,000
Onslow, North Carolina 1 $ 79,000 $ 79,000 $ 64,000
Orange, North Carolina 1 $ 103,000 $ 103,000 $ 48,000
Pamlico, North Carolina 1 $ 105,000 $ 105,000 $ 34,000
Randolph, North Carolina 1 $ 24,000 $ 24,000 $ 34,000
Rockingham, North Carolina 1 $ 21,000 $ 21,000 $ 30,000
Rutherford, North Carolina 1 $ 70,000 $ 70,000 $ 34,000
Scotland, North Carolina 1 $ 64,000 $ 64,000 $ 31,000
Stanly, North Carolina 1 $ 130,000 $ 130,000 $ 78,000
Stokes, North Carolina 1 $ 95,000 $ 95,000 $ 56,000
Swain, North Carolina 1 $ 163,000 $ 163,000 $ 57,000
Union, North Carolina 1 $ 25,000 $ 25,000 $ 64,000
Vance, North Carolina 1 $ 40,000 $ 40,000 $ 21,000
Washington, North Carolina 1 $ 42,000 $ 42,000 $ 20,000
Watauga, North Carolina 1 $ 20,000 $ 20,000 $ 47,000
Wilkes, North Carolina 1 $ 77,000 $ 77,000 $ 33,000
Wilson, North Carolina 1 $ 85,000 $ 85,000 $ 40,000
Warren, Ohio 1 $ 435,000 $ 435,000 $ 58,000
Delaware, Pennsylvania 1 $ 50,000 $ 50,000 $ 46,000
Fayette, Pennsylvania 1 $ 50,000 $ 50,000 $ 68,000
Indiana, Pennsylvania 1 $ 90,000 $ 90,000 $ 69,000
Beaufort, South Carolina 1 $ 347,000 $ 347,000 $ 59,000
Dillon, South Carolina 1 $ 58,000 $ 58,000 $ 38,000
Hampton, South Carolina 1 $ 213,000 $ 213,000 $ 70,000
Marion, South Carolina 1 $ 100,000 $ 100,000 $ 22,000
Marlboro, South Carolina 1 $ 50,000 $ 50,000 $ 26,000
Saluda, South Carolina 1 $ 74,000 $ 74,000 $ 35,000
Grainger, Tennessee 1 $ 20,000 $ 20,000 $ 23,000
Grundy, Tennessee 1 $ 52,000 $ 52,000 $ 24,000
Hamblen, Tennessee 1 $ 16,000 $ 16,000 $ 44,000
Lewis, Tennessee 1 $ 61,000 $ 61,000 $ 25,000
Meigs, Tennessee 1 $ 122,000 $ 122,000 $ 60,000
Roane, Tennessee 1 $ 95,000 $ 95,000 $ 81,000
Shelby, Tennessee 1 $ 165,000 $ 165,000 $ 69,000
Stewart, Tennessee 1 $ 85,000 $ 85,000 $ 67,000
Washington, Tennessee 1 $ 156,000 $ 156,000 $ 64,000
Amelia, Virginia 1 $ 119,000 $ 119,000 $ 47,000
Augusta, Virginia 1 $ 25,000 $ 25,000 $ 59,000
Bedford, Virginia 1 $ 21,000 $ 21,000 $ 57,000
Bland, Virginia 1 $ 59,000 $ 59,000 $ 36,000
Buena Vista, Virginia 1 $ 25,000 $ 25,000 $ 81,000
Charlotte, Virginia 1 $ 49,000 $ 49,000 $ 29,000
Charlottesville, Virginia 1 $ 15,000 $ 15,000 $ 19,000
Cumberland, Virginia 1 $ 100,000 $ 100,000 $ 71,000
Danville, Virginia 1 $ 55,000 $ 55,000 $ 22,000
Dinwiddie, Virginia 1 $ 38,000 $ 38,000 $ 56,000
Fluvanna, Virginia 1 $ 101,000 $ 101,000 $ 51,000
Giles, Virginia 1 $ 30,000 $ 30,000 $ 31,000
Grayson, Virginia 1 $ 52,000 $ 52,000 $ 49,000
Greensville, Virginia 1 $ 58,000 $ 58,000 $ 69,000
Halifax, Virginia 1 $ 56,000 $ 56,000 $ 84,000
King George, Virginia 1 $ 66,000 $ 66,000 $ 109,000
Lunenburg, Virginia 1 $ 15,000 $ 15,000 $ 31,000
Lynchburg, Virginia 1 $ 34,000 $ 34,000 $ 31,000
Manassas, Virginia 1 $ 72,000 $ 72,000 $ 242,000
Mathews, Virginia 1 $ 81,000 $ 81,000 $ 82,000
Newport News, Virginia 1 $ 15,000 $ 15,000 $ 132,000
Norfolk, Virginia 1 $ 15,000 $ 15,000 $ 23,000
Northumberland, Virginia 1 $ 90,000 $ 90,000 $ 37,000
Page, Virginia 1 $ 219,000 $ 219,000 $ 80,000
Patrick, Virginia 1 $ 25,000 $ 25,000 $ 24,000
Pittsylvania, Virginia 1 $ 95,000 $ 95,000 $ 41,000
Portsmouth, Virginia 1 $ 34,000 $ 34,000 $ 40,000
Pulaski, Virginia 1 $ 100,000 $ 100,000 $ 42,000
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Mortgage Loan Application Detail Totals for Lendmark Financial Services in 2007

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,552 $140,181,000 $90,000 $880,000 $56,000 $723,000
Home Improvement 1,483 $86,241,000 $58,000 $598,000 $61,000 $508,000
Home Purchase 501 $38,498,000 $76,000 $500,000 $49,000 $445,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,090 $150,105,000 $71,000 $880,000 $54,000 $508,000
Black or African American 878 $72,079,000 $82,000 $578,000 $60,000 $720,000
Not Provided 473 $34,979,000 $73,000 $360,000 $60,000 $479,000
Hispanic 48 $4,175,000 $86,000 $221,000 $89,000 $723,000
Not applicable 16 $726,000 $45,000 $84,000 $0 $0
American Indian or Alaskan Native 15 $753,000 $50,000 $133,000 $49,000 $134,000
Asian 12 $1,562,000 $130,000 $473,000 $88,000 $177,000
Native Hawaiian or Other Pacific Islander 4 $541,000 $135,000 $238,000 $95,000 $174,000

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,536 $264,920,000 $74,000 $880,000 $57,000 $723,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,547 $107,049,000 $69,000 $598,000 $62,000 $449,000
Application Denied By Financial Institution 1,200 $97,497,000 $81,000 $880,000 $53,000 $723,000
Application Approved But Not Accepted 751 $57,579,000 $76,000 $363,000 $55,000 $479,000
Application Withdrawn By Applicant 22 $2,069,000 $94,000 $473,000 $58,000 $189,000
Loan Purchased By The Institution 16 $726,000 $45,000 $84,000 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0
File Closed For Incompleteness 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 679 $53,397,000 $78,000 $578,000 $49,000 $723,000
Other 272 $23,301,000 $85,000 $515,000 $64,000 $720,000
Debt-To-Income Ratio 123 $11,385,000 $92,000 $880,000 $38,000 $230,000
Collateral 112 $8,546,000 $76,000 $350,000 $62,000 $265,000
Employment History 6 $414,000 $69,000 $102,000 $55,000 $148,000
Unverifiable Information 4 $141,000 $35,000 $71,000 $36,000 $43,000
Credit Application Incomplete 2 $198,000 $99,000 $157,000 $48,000 $60,000
Insufficient Cash (Downpayment, Closing Cost) 1 $60,000 $60,000 $60,000 $30,000 $30,000
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Lendmark Financial Services's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Lendmark Financial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in North Carolina, download the full spreadsheet with aggregated HMDA statistics today.

Download the North Carolina Lender List