Level One Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Level One Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Level One Bank 32991 Hamilton Court Farmington Hills, MI 48334 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 1,701 |
| Total Mortgage Loan Application Amount | $419,325,000 |
| Average Mortgage Loan Application Amount | $203,800 |
| Highest Mortgage Loan Application Amount | $4,375,000 |
| Average Applicant Income | $131,600 |
| Highest Applicant Income | $1,689,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Level One Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Level One Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Level One Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Level One Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Level One Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Level One Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Wayne County Michigan | 405 | $ 75,095,000 | $ 185,000 | $ 107,000 |
| Oakland County Michigan | 394 | $ 113,930,000 | $ 289,000 | $ 148,000 |
| Washtenaw County Michigan | 355 | $ 95,265,000 | $ 268,000 | $ 135,000 |
| Livingston County Michigan | 128 | $ 32,140,000 | $ 251,000 | $ 121,000 |
| Macomb County Michigan | 86 | $ 19,820,000 | $ 230,000 | $ 111,000 |
| Kent County Michigan | 52 | $ 16,490,000 | $ 317,000 | $ 118,000 |
| Jackson County Michigan | 29 | $ 5,575,000 | $ 192,000 | $ 109,000 |
| Monroe County Michigan | 20 | $ 3,580,000 | $ 179,000 | $ 119,000 |
| Genesee County Michigan | 19 | $ 2,965,000 | $ 156,000 | $ 85,000 |
| Ottawa County Michigan | 16 | $ 3,560,000 | $ 222,000 | $ 102,000 |
| Lenawee County Michigan | 14 | $ 2,230,000 | $ 159,000 | $ 63,000 |
| Ingham County Michigan | 7 | $ 805,000 | $ 115,000 | $ 49,000 |
| Cook County Illinois | 5 | $ 765,000 | $ 153,000 | $ 101,000 |
| Hillsdale County Michigan | 5 | $ 905,000 | $ 181,000 | $ 90,000 |
| Roscommon County Michigan | 5 | $ 375,000 | $ 75,000 | $ 121,000 |
| Lucas County Ohio | 5 | $ 175,000 | $ 35,000 | $ 125,000 |
| Maricopa County Arizona | 4 | $ 730,000 | $ 182,000 | $ 124,000 |
| Antrim County Michigan | 4 | $ 670,000 | $ 167,000 | $ 359,000 |
| Lapeer County Michigan | 4 | $ 470,000 | $ 117,000 | $ 62,000 |
| Sarasota County Florida | 3 | $ 855,000 | $ 285,000 | $ 295,000 |
| Charlevoix County Michigan | 3 | $ 1,525,000 | $ 508,000 | $ 320,000 |
| Huron County Michigan | 3 | $ 495,000 | $ 165,000 | $ 176,000 |
| Kalamazoo County Michigan | 3 | $ 1,135,000 | $ 378,000 | $ 166,000 |
| Shiawassee County Michigan | 3 | $ 395,000 | $ 131,000 | $ 34,000 |
| Florence County South Carolina | 3 | $ 3,795,000 | $ 1,265,000 | $ 0 |
| Tarrant County Texas | 3 | $ 1,235,000 | $ 411,000 | $ 188,000 |
| Arapahoe County Colorado | 2 | $ 750,000 | $ 375,000 | $ 144,000 |
| Collier County Florida | 2 | $ 1,260,000 | $ 630,000 | $ 395,000 |
| Pinellas County Florida | 2 | $ 520,000 | $ 260,000 | $ 144,000 |
| Fulton County Georgia | 2 | $ 460,000 | $ 230,000 | $ 200,000 |
| McHenry County Illinois | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Jefferson County Kentucky | 2 | $ 630,000 | $ 315,000 | $ 240,000 |
| Allegan County Michigan | 2 | $ 880,000 | $ 440,000 | $ 147,000 |
| Barry County Michigan | 2 | $ 560,000 | $ 280,000 | $ 86,000 |
| Calhoun County Michigan | 2 | $ 360,000 | $ 180,000 | $ 88,000 |
| Midland County Michigan | 2 | $ 3,440,000 | $ 1,720,000 | $ 143,000 |
| Muskegon County Michigan | 2 | $ 670,000 | $ 335,000 | $ 285,000 |
| Sanilac County Michigan | 2 | $ 520,000 | $ 260,000 | $ 154,000 |
| St. Clair County Michigan | 2 | $ 300,000 | $ 150,000 | $ 356,000 |
| Tuscola County Michigan | 2 | $ 270,000 | $ 135,000 | $ 157,000 |
| St. Louis County Minnesota | 2 | $ 210,000 | $ 105,000 | $ 98,000 |
| Clay County Missouri | 2 | $ 180,000 | $ 90,000 | $ 167,000 |
| Jackson County Missouri | 2 | $ 140,000 | $ 70,000 | $ 262,000 |
| Mecklenburg County North Carolina | 2 | $ 610,000 | $ 305,000 | $ 90,000 |
| Allegheny County Pennsylvania | 2 | $ 520,000 | $ 260,000 | $ 103,000 |
| Davidson County Tennessee | 2 | $ 650,000 | $ 325,000 | $ 146,000 |
| El Paso County Texas | 2 | $ 320,000 | $ 160,000 | $ 70,000 |
| Clallam County Washington | 2 | $ 420,000 | $ 210,000 | $ 207,000 |
| Benton County Arkansas | 1 | $ 415,000 | $ 415,000 | $ 185,000 |
| Kern County California | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Riverside County California | 1 | $ 315,000 | $ 315,000 | $ 69,000 |
| San Diego County California | 1 | $ 355,000 | $ 355,000 | $ 96,000 |
| Santa Clara County California | 1 | $ 485,000 | $ 485,000 | $ 202,000 |
| Solano County California | 1 | $ 335,000 | $ 335,000 | $ 142,000 |
| Jefferson County Colorado | 1 | $ 475,000 | $ 475,000 | $ 147,000 |
| Hartford County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 180,000 |
| Brevard County Florida | 1 | $ 185,000 | $ 185,000 | $ 281,000 |
| Charlotte County Florida | 1 | $ 185,000 | $ 185,000 | $ 110,000 |
| Hillsborough County Florida | 1 | $ 135,000 | $ 135,000 | $ 110,000 |
| Lake County Florida | 1 | $ 205,000 | $ 205,000 | $ 113,000 |
| Monroe County Florida | 1 | $ 485,000 | $ 485,000 | $ 294,000 |
| Orange County Florida | 1 | $ 205,000 | $ 205,000 | $ 210,000 |
| Osceola County Florida | 1 | $ 475,000 | $ 475,000 | $ 359,000 |
| Sumter County Florida | 1 | $ 135,000 | $ 135,000 | $ 37,000 |
| Volusia County Florida | 1 | $ 255,000 | $ 255,000 | $ 98,000 |
| Cherokee County Georgia | 1 | $ 185,000 | $ 185,000 | $ 56,000 |
| DeKalb County Georgia | 1 | $ 245,000 | $ 245,000 | $ 93,000 |
| Fannin County Georgia | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Paulding County Georgia | 1 | $ 455,000 | $ 455,000 | $ 147,000 |
| Kendall County Illinois | 1 | $ 235,000 | $ 235,000 | $ 110,000 |
| Hendricks County Indiana | 1 | $ 155,000 | $ 155,000 | $ 82,000 |
| Lake County Indiana | 1 | $ 285,000 | $ 285,000 | $ 135,000 |
| Noble County Indiana | 1 | $ 185,000 | $ 185,000 | $ 100,000 |
| St. Joseph County Indiana | 1 | $ 35,000 | $ 35,000 | $ 90,000 |
| Monroe County Iowa | 1 | $ 365,000 | $ 365,000 | $ 403,000 |
| Jefferson County Louisiana | 1 | $ 75,000 | $ 75,000 | $ 20,000 |
| Baltimore County Maryland | 1 | $ 475,000 | $ 475,000 | $ 202,000 |
| Alcona County Michigan | 1 | $ 125,000 | $ 125,000 | $ 34,000 |
| Arenac County Michigan | 1 | $ 215,000 | $ 215,000 | $ 574,000 |
| Bay County Michigan | 1 | $ 35,000 | $ 35,000 | $ 246,000 |
| Berrien County Michigan | 1 | $ 125,000 | $ 125,000 | $ 101,000 |
| Branch County Michigan | 1 | $ 65,000 | $ 65,000 | $ 232,000 |
| Cheboygan County Michigan | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Chippewa County Michigan | 1 | $ 105,000 | $ 105,000 | $ 135,000 |
| Clinton County Michigan | 1 | $ 265,000 | $ 265,000 | $ 236,000 |
| Crawford County Michigan | 1 | $ 215,000 | $ 215,000 | $ 192,000 |
| Eaton County Michigan | 1 | $ 485,000 | $ 485,000 | $ 187,000 |
| Emmet County Michigan | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
| Gladwin County Michigan | 1 | $ 135,000 | $ 135,000 | $ 71,000 |
| Ionia County Michigan | 1 | $ 125,000 | $ 125,000 | $ 49,000 |
| Isabella County Michigan | 1 | $ 265,000 | $ 265,000 | $ 57,000 |
| Kalkaska County Michigan | 1 | $ 115,000 | $ 115,000 | $ 99,000 |
| Mackinac County Michigan | 1 | $ 105,000 | $ 105,000 | $ 80,000 |
| Mecosta County Michigan | 1 | $ 165,000 | $ 165,000 | $ 85,000 |
| Montcalm County Michigan | 1 | $ 105,000 | $ 105,000 | $ 46,000 |
| Montmorency County Michigan | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Newaygo County Michigan | 1 | $ 165,000 | $ 165,000 | $ 107,000 |
| Oceana County Michigan | 1 | $ 135,000 | $ 135,000 | $ 122,000 |
| Otsego County Michigan | 1 | $ 655,000 | $ 655,000 | $ 257,000 |
| Saginaw County Michigan | 1 | $ 95,000 | $ 95,000 | $ 177,000 |
| Van Buren County Michigan | 1 | $ 175,000 | $ 175,000 | $ 120,000 |
| Wexford County Michigan | 1 | $ 705,000 | $ 705,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 155,000 | $ 155,000 | $ 103,000 |
| Platte County Missouri | 1 | $ 215,000 | $ 215,000 | $ 116,000 |
| St. Louis City County Missouri | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Kings County New York | 1 | $ 455,000 | $ 455,000 | $ 122,000 |
| Cuyahoga County Ohio | 1 | $ 365,000 | $ 365,000 | $ 200,000 |
| Erie County Ohio | 1 | $ 245,000 | $ 245,000 | $ 138,000 |
| Hamilton County Ohio | 1 | $ 135,000 | $ 135,000 | $ 60,000 |
| Putnam County Ohio | 1 | $ 145,000 | $ 145,000 | $ 97,000 |
| Warren County Ohio | 1 | $ 405,000 | $ 405,000 | $ 325,000 |
| Bucks County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 158,000 |
| Kent County Rhode Island | 1 | $ 325,000 | $ 325,000 | $ 77,000 |
| Charleston County South Carolina | 1 | $ 205,000 | $ 205,000 | $ 186,000 |
| Greenville County South Carolina | 1 | $ 255,000 | $ 255,000 | $ 65,000 |
| Horry County South Carolina | 1 | $ 105,000 | $ 105,000 | $ 155,000 |
| Lexington County South Carolina | 1 | $ 605,000 | $ 605,000 | $ 0 |
| Bexar County Texas | 1 | $ 85,000 | $ 85,000 | $ 107,000 |
| Denton County Texas | 1 | $ 305,000 | $ 305,000 | $ 179,000 |
| McLennan County Texas | 1 | $ 265,000 | $ 265,000 | $ 136,000 |
| Williamson County Texas | 1 | $ 215,000 | $ 215,000 | $ 56,000 |
| Arlington County Virginia | 1 | $ 645,000 | $ 645,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Level One Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 930 | $219,550,000 | $236,000 | $3,305,000 | $119,000 | $1,099,000 |
| Refinancing | 435 | $131,335,000 | $301,000 | $4,375,000 | $150,000 | $1,689,000 |
| Cash-out Refinancing | 248 | $58,860,000 | $237,000 | $935,000 | $123,000 | $523,000 |
| Other Purpose | 74 | $7,570,000 | $102,000 | $485,000 | $132,000 | $704,000 |
| Home Improvement | 14 | $2,010,000 | $143,000 | $455,000 | $134,000 | $522,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,360 | $335,470,000 | $246,000 | $3,305,000 | $132,000 | $1,689,000 |
| Not Provided | 107 | $23,185,000 | $216,000 | $1,195,000 | $137,000 | $933,000 |
| Black or African American | 97 | $13,805,000 | $142,000 | $625,000 | $70,000 | $296,000 |
| Asian | 80 | $19,630,000 | $245,000 | $895,000 | $131,000 | $752,000 |
| Hispanic | 40 | $6,920,000 | $173,000 | $495,000 | $105,000 | $266,000 |
| Not applicable | 15 | $19,865,000 | $1,324,000 | $4,375,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 2 | $450,000 | $225,000 | $255,000 | $75,000 | $95,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,633 | $407,315,000 | $249,000 | $4,375,000 | $130,000 | $1,689,000 |
| FHA-insured (Federal Housing Administration) | 60 | $10,530,000 | $175,000 | $325,000 | $71,000 | $154,000 |
| VA-guaranteed (Veterans Administration) | 7 | $1,315,000 | $187,000 | $295,000 | $64,000 | $94,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $165,000 | $165,000 | $165,000 | $64,000 | $64,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,306 | $326,920,000 | $250,000 | $4,375,000 | $129,000 | $1,689,000 |
| Application Withdrawn By Applicant | 196 | $42,440,000 | $216,000 | $1,325,000 | $114,000 | $1,050,000 |
| Application Approved But Not Accepted | 77 | $20,965,000 | $272,000 | $925,000 | $131,000 | $500,000 |
| File Closed For Incompleteness | 60 | $16,630,000 | $277,000 | $985,000 | $157,000 | $960,000 |
| Application Denied By Financial Institution | 57 | $10,285,000 | $180,000 | $625,000 | $119,000 | $657,000 |
| Preapproval Approved but not Accepted | 3 | $1,835,000 | $611,000 | $1,205,000 | $243,000 | $406,000 |
| Preapproval Denied by Financial Institution | 2 | $250,000 | $125,000 | $195,000 | $48,000 | $65,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,642 | $408,790,000 | $248,000 | $4,375,000 | $128,000 | $1,689,000 |
| Collateral | 19 | $3,585,000 | $188,000 | $535,000 | $166,000 | $657,000 |
| Debt-To-Income Ratio | 17 | $3,065,000 | $180,000 | $335,000 | $65,000 | $203,000 |
| Credit History | 8 | $1,050,000 | $131,000 | $195,000 | $67,000 | $119,000 |
| Other | 7 | $1,895,000 | $270,000 | $625,000 | $171,000 | $478,000 |
| Employment History | 6 | $860,000 | $143,000 | $425,000 | $119,000 | $324,000 |
| Unverifiable Information | 1 | $65,000 | $65,000 | $65,000 | $0 | $0 |
| Credit Application Incomplete | 1 | $15,000 | $15,000 | $15,000 | $14,000 | $14,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Level One Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Level One Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.