Liberty Financial Group, Inc.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Liberty Financial Group, Inc. 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Financial Group, Inc. 205 108Th Ave Ne Ste. 270 Bellevue, WA 98004 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,246 |
| Total Mortgage Loan Application Amount | $507,836,000 |
| Average Mortgage Loan Application Amount | $232,000 |
| Highest Mortgage Loan Application Amount | $2,600,000 |
| Average Applicant Income | $118,894 |
| Highest Applicant Income | $1,996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Liberty Financial Group, Inc.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Financial Group, Inc.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Liberty Financial Group, Inc.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Financial Group, Inc. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Financial Group, Inc., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Financial Group, Inc.'s mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| King County Washington | 889 | $ 243,350,000 | $ 273,000 | $ 116,000 |
| Snohomish County Washington | 256 | $ 51,304,000 | $ 200,000 | $ 89,000 |
| Anchorage County Alaska | 170 | $ 37,710,000 | $ 221,000 | $ 91,000 |
| Clark County Nevada | 137 | $ 25,348,000 | $ 185,000 | $ 137,000 |
| Pierce County Washington | 125 | $ 20,090,000 | $ 160,000 | $ 93,000 |
| Maricopa County Arizona | 86 | $ 13,574,000 | $ 157,000 | $ 141,000 |
| Thurston County Washington | 52 | $ 7,290,000 | $ 140,000 | $ 75,000 |
| Grays Harbor County Washington | 47 | $ 6,382,000 | $ 135,000 | $ 58,000 |
| Kitsap County Washington | 23 | $ 4,314,000 | $ 187,000 | $ 95,000 |
| Pinal County Arizona | 21 | $ 2,705,000 | $ 128,000 | $ 170,000 |
| Whatcom County Washington | 20 | $ 3,201,000 | $ 160,000 | $ 76,000 |
| Clackamas County Oregon | 19 | $ 3,865,000 | $ 203,000 | $ 151,000 |
| Chelan County Washington | 18 | $ 4,126,000 | $ 229,000 | $ 126,000 |
| Multnomah County Oregon | 16 | $ 2,718,000 | $ 169,000 | $ 90,000 |
| Ada County Idaho | 15 | $ 3,061,000 | $ 204,000 | $ 92,000 |
| Kittitas County Washington | 14 | $ 3,740,000 | $ 267,000 | $ 155,000 |
| Mason County Washington | 14 | $ 2,259,000 | $ 161,000 | $ 86,000 |
| Los Angeles County California | 11 | $ 6,201,000 | $ 563,000 | $ 252,000 |
| Washington County Oregon | 10 | $ 1,713,000 | $ 171,000 | $ 94,000 |
| Lewis County Washington | 10 | $ 1,287,000 | $ 128,000 | $ 66,000 |
| Oklahoma County Oklahoma | 9 | $ 895,000 | $ 99,000 | $ 129,000 |
| Clark County Washington | 8 | $ 1,485,000 | $ 185,000 | $ 154,000 |
| Matanuska-Susitna County Alaska | 7 | $ 1,292,000 | $ 184,000 | $ 80,000 |
| San Bernardino County California | 7 | $ 918,000 | $ 131,000 | $ 84,000 |
| Sandoval County New Mexico | 7 | $ 1,688,000 | $ 241,000 | $ 135,000 |
| Island County Washington | 7 | $ 2,980,000 | $ 425,000 | $ 126,000 |
| Spokane County Washington | 7 | $ 758,000 | $ 108,000 | $ 136,000 |
| Duval County Florida | 6 | $ 630,000 | $ 105,000 | $ 163,000 |
| Deschutes County Oregon | 6 | $ 885,000 | $ 147,000 | $ 64,000 |
| Pima County Arizona | 5 | $ 780,000 | $ 156,000 | $ 80,000 |
| Contra Costa County California | 5 | $ 1,156,000 | $ 231,000 | $ 102,000 |
| Ventura County California | 5 | $ 1,444,000 | $ 288,000 | $ 123,000 |
| Franklin County Washington | 5 | $ 963,000 | $ 192,000 | $ 94,000 |
| Skagit County Washington | 5 | $ 1,450,000 | $ 290,000 | $ 199,000 |
| Fairbanks North Star County Alaska | 4 | $ 685,000 | $ 171,000 | $ 72,000 |
| Kern County California | 4 | $ 543,000 | $ 135,000 | $ 148,000 |
| Riverside County California | 4 | $ 1,378,000 | $ 344,000 | $ 287,000 |
| Sonoma County California | 4 | $ 1,256,000 | $ 314,000 | $ 150,000 |
| Lane County Oregon | 4 | $ 637,000 | $ 159,000 | $ 67,000 |
| Marion County Oregon | 4 | $ 691,000 | $ 172,000 | $ 77,000 |
| Kenai Peninsula County Alaska | 3 | $ 560,000 | $ 186,000 | $ 120,000 |
| Mendocino County California | 3 | $ 1,476,000 | $ 492,000 | $ 127,000 |
| Placer County California | 3 | $ 1,179,000 | $ 393,000 | $ 143,000 |
| San Diego County California | 3 | $ 1,334,000 | $ 444,000 | $ 152,000 |
| San Joaquin County California | 3 | $ 1,038,000 | $ 346,000 | $ 87,000 |
| Larimer County Colorado | 3 | $ 411,000 | $ 137,000 | $ 51,000 |
| Canadian County Oklahoma | 3 | $ 268,000 | $ 89,000 | $ 168,000 |
| Benton County Washington | 3 | $ 203,000 | $ 67,000 | $ 42,000 |
| Clallam County Washington | 3 | $ 297,000 | $ 99,000 | $ 108,000 |
| Walla Walla County Washington | 3 | $ 401,000 | $ 133,000 | $ 56,000 |
| Yakima County Washington | 3 | $ 623,000 | $ 207,000 | $ 79,000 |
| Yavapai County Arizona | 2 | $ 360,000 | $ 180,000 | $ 121,000 |
| Alameda County California | 2 | $ 393,000 | $ 196,000 | $ 80,000 |
| San Mateo County California | 2 | $ 1,250,000 | $ 625,000 | $ 327,000 |
| Santa Clara County California | 2 | $ 1,240,000 | $ 620,000 | $ 51,000 |
| Honolulu County Hawaii | 2 | $ 1,332,000 | $ 666,000 | $ 198,000 |
| Maui County Hawaii | 2 | $ 847,000 | $ 423,000 | $ 340,000 |
| Bonneville County Idaho | 2 | $ 297,000 | $ 148,000 | $ 54,000 |
| Canyon County Idaho | 2 | $ 109,000 | $ 54,000 | $ 176,000 |
| Kootenai County Idaho | 2 | $ 226,000 | $ 113,000 | $ 78,000 |
| Cumberland County Maine | 2 | $ 330,000 | $ 165,000 | $ 74,000 |
| Gallatin County Montana | 2 | $ 238,000 | $ 119,000 | $ 173,000 |
| Columbia County Oregon | 2 | $ 149,000 | $ 74,000 | $ 92,000 |
| Umatilla County Oregon | 2 | $ 112,000 | $ 56,000 | $ 84,000 |
| Cache County Utah | 2 | $ 280,000 | $ 140,000 | $ 56,000 |
| Salt Lake County Utah | 2 | $ 210,000 | $ 105,000 | $ 72,000 |
| Utah County Utah | 2 | $ 166,000 | $ 83,000 | $ 96,000 |
| Washington County Utah | 2 | $ 143,000 | $ 71,000 | $ 50,000 |
| Douglas County Washington | 2 | $ 168,000 | $ 84,000 | $ 62,000 |
| Pacific County Washington | 2 | $ 334,000 | $ 167,000 | $ 147,000 |
| San Juan County Washington | 2 | $ 672,000 | $ 336,000 | $ 16,000 |
| Southeast Fairbanks County Alaska | 1 | $ 120,000 | $ 120,000 | $ 70,000 |
| Mohave County Arizona | 1 | $ 136,000 | $ 136,000 | $ 60,000 |
| Mono County California | 1 | $ 600,000 | $ 600,000 | $ 600,000 |
| Orange County California | 1 | $ 330,000 | $ 330,000 | $ 102,000 |
| Sacramento County California | 1 | $ 288,000 | $ 288,000 | $ 46,000 |
| San Luis Obispo County California | 1 | $ 364,000 | $ 364,000 | $ 0 |
| Santa Barbara County California | 1 | $ 956,000 | $ 956,000 | $ 776,000 |
| Mesa County Colorado | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Brevard County Florida | 1 | $ 34,000 | $ 34,000 | $ 60,000 |
| Escambia County Florida | 1 | $ 63,000 | $ 63,000 | $ 85,000 |
| Kauai County Hawaii | 1 | $ 450,000 | $ 450,000 | $ 345,000 |
| Bannock County Idaho | 1 | $ 99,000 | $ 99,000 | $ 41,000 |
| Blaine County Idaho | 1 | $ 271,000 | $ 271,000 | $ 204,000 |
| Clark County Indiana | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Worcester County Massachusetts | 1 | $ 143,000 | $ 143,000 | $ 131,000 |
| Beaverhead County Montana | 1 | $ 132,000 | $ 132,000 | $ 102,000 |
| Missoula County Montana | 1 | $ 307,000 | $ 307,000 | $ 89,000 |
| Bernalillo County New Mexico | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Suffolk County New York | 1 | $ 100,000 | $ 100,000 | $ 59,000 |
| Hood River County Oregon | 1 | $ 472,000 | $ 472,000 | $ 210,000 |
| Jackson County Oregon | 1 | $ 280,000 | $ 280,000 | $ 111,000 |
| Lincoln County Oregon | 1 | $ 487,000 | $ 487,000 | $ 204,000 |
| Linn County Oregon | 1 | $ 177,000 | $ 177,000 | $ 76,000 |
| Tillamook County Oregon | 1 | $ 125,000 | $ 125,000 | $ 58,000 |
| Wasco County Oregon | 1 | $ 114,000 | $ 114,000 | $ 64,000 |
| Yamhill County Oregon | 1 | $ 309,000 | $ 309,000 | $ 137,000 |
| Weber County Utah | 1 | $ 237,000 | $ 237,000 | $ 115,000 |
| Fairfax County Virginia | 1 | $ 560,000 | $ 560,000 | $ 102,000 |
| Adams County Washington | 1 | $ 91,000 | $ 91,000 | $ 90,000 |
| Grant County Washington | 1 | $ 107,000 | $ 107,000 | $ 52,000 |
| Jefferson County Washington | 1 | $ 320,000 | $ 320,000 | $ 69,000 |
| Klickitat County Washington | 1 | $ 73,000 | $ 73,000 | $ 28,000 |
Mortgage Loan Application Detail Totals for Liberty Financial Group, Inc. in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,402 | $274,953,000 | $177,952 | $1,470,000 | $107,285 | $1,996,000 |
| Refinancing | 844 | $232,883,000 | $298,764 | $2,600,000 | $133,235 | $1,200,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,651 | $371,523,000 | $237,571 | $2,600,000 | $128,000 | $1,996,000 |
| Asian | 290 | $71,007,000 | $274,500 | $1,470,000 | $143,750 | $948,000 |
| Not Provided | 127 | $28,834,000 | $264,000 | $1,500,000 | $164,375 | $776,000 |
| Hispanic | 108 | $19,179,000 | $180,777 | $744,000 | $88,222 | $258,000 |
| Black or African American | 49 | $12,632,000 | $202,857 | $1,958,000 | $101,714 | $1,080,000 |
| Native Hawaiian or Other Pacific Islander | 11 | $1,633,000 | $160,000 | $315,000 | $131,000 | $334,000 |
| Not applicable | 5 | $2,499,000 | $419,000 | $1,200,000 | $86,000 | $114,000 |
| American Indian or Alaskan Native | 5 | $529,000 | $111,500 | $194,000 | $90,000 | $150,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,197 | $497,655,000 | $232,458 | $2,600,000 | $122,666 | $1,996,000 |
| FHA-insured (Federal Housing Administration) | 33 | $6,593,000 | $215,333 | $350,000 | $74,666 | $1,201,000 |
| VA-guaranteed (Veterans Administration) | 16 | $3,588,000 | $213,750 | $399,000 | $80,500 | $135,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,042 | $463,146,000 | $249,571 | $1,958,000 | $124,285 | $1,996,000 |
| Application Approved But Not Accepted | 91 | $23,903,000 | $269,375 | $2,600,000 | $94,000 | $629,000 |
| Application Denied By Financial Institution | 51 | $9,392,000 | $157,571 | $825,000 | $122,857 | $300,000 |
| Application Withdrawn By Applicant | 50 | $9,289,000 | $255,000 | $1,200,000 | $168,900 | $600,000 |
| File Closed For Incompleteness | 12 | $2,106,000 | $158,166 | $492,000 | $124,333 | $258,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 8 | $963,000 | $124,500 | $284,000 | $107,000 | $159,000 |
| Collateral | 3 | $307,000 | $116,000 | $157,000 | $111,500 | $200,000 |
| Credit History | 3 | $374,000 | $124,000 | $160,000 | $48,000 | $64,000 |
| Debt-To-Income Ratio | 3 | $398,000 | $122,000 | $290,000 | $104,000 | $129,000 |
| Employment History | 1 | $162,000 | $162,000 | $162,000 | $88,000 | $88,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $400,000 | $400,000 | $400,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Financial Group, Inc.'s 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Financial Group, Inc.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Washington, download the full spreadsheet
with aggregated HMDA statistics today.