Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Liberty Savings Bank, Fsb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,260 |
| Total Mortgage Loan Application Amount | $588,160,000 |
| Average Mortgage Loan Application Amount | $140,811 |
| Highest Mortgage Loan Application Amount | $2,469,000 |
| Average Applicant Income | $66,452 |
| Highest Applicant Income | $971,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 400 | $ 42,332,000 | $ 105,000 | $ 63,000 |
| Sarasota County Florida | 226 | $ 32,976,000 | $ 145,000 | $ 53,000 |
| Shelby County Tennessee | 219 | $ 23,709,000 | $ 108,000 | $ 61,000 |
| Allen County Ohio | 199 | $ 18,654,000 | $ 93,000 | $ 63,000 |
| Oakland County Michigan | 171 | $ 34,031,000 | $ 199,000 | $ 98,000 |
| Clinton County Ohio | 120 | $ 12,492,000 | $ 104,000 | $ 53,000 |
| Hamilton County Ohio | 109 | $ 16,144,000 | $ 148,000 | $ 75,000 |
| Manatee County Florida | 102 | $ 14,956,000 | $ 146,000 | $ 74,000 |
| St. Louis County Missouri | 91 | $ 15,906,000 | $ 174,000 | $ 88,000 |
| Greene County Ohio | 91 | $ 11,949,000 | $ 131,000 | $ 50,000 |
| Franklin County Ohio | 83 | $ 12,088,000 | $ 145,000 | $ 66,000 |
| Warren County Ohio | 80 | $ 12,620,000 | $ 157,000 | $ 82,000 |
| Beaufort County South Carolina | 71 | $ 16,130,000 | $ 227,000 | $ 88,000 |
| Stark County Ohio | 70 | $ 6,880,000 | $ 98,000 | $ 47,000 |
| Highland County Ohio | 68 | $ 5,674,000 | $ 83,000 | $ 39,000 |
| Wayne County Michigan | 66 | $ 10,903,000 | $ 165,000 | $ 77,000 |
| Butler County Ohio | 63 | $ 7,716,000 | $ 122,000 | $ 65,000 |
| Boone County Kentucky | 62 | $ 8,407,000 | $ 135,000 | $ 71,000 |
| Macomb County Michigan | 55 | $ 8,781,000 | $ 159,000 | $ 57,000 |
| Jefferson County Colorado | 48 | $ 10,042,000 | $ 209,000 | $ 80,000 |
| Denver County Colorado | 44 | $ 8,700,000 | $ 197,000 | $ 116,000 |
| Erie County Ohio | 42 | $ 5,098,000 | $ 121,000 | $ 49,000 |
| St. Charles County Missouri | 41 | $ 6,154,000 | $ 150,000 | $ 71,000 |
| Clermont County Ohio | 41 | $ 6,024,000 | $ 146,000 | $ 56,000 |
| Grand County Colorado | 40 | $ 8,189,000 | $ 204,000 | $ 75,000 |
| Mahoning County Ohio | 34 | $ 3,058,000 | $ 89,000 | $ 69,000 |
| Summit County Ohio | 33 | $ 4,662,000 | $ 141,000 | $ 74,000 |
| Clark County Ohio | 32 | $ 2,748,000 | $ 85,000 | $ 59,000 |
| Cuyahoga County Ohio | 29 | $ 4,570,000 | $ 157,000 | $ 83,000 |
| Kenton County Kentucky | 28 | $ 3,926,000 | $ 140,000 | $ 82,000 |
| Miami County Ohio | 25 | $ 3,580,000 | $ 143,000 | $ 66,000 |
| Boulder County Colorado | 23 | $ 4,151,000 | $ 180,000 | $ 57,000 |
| Arapahoe County Colorado | 21 | $ 3,564,000 | $ 169,000 | $ 92,000 |
| Douglas County Colorado | 18 | $ 4,356,000 | $ 242,000 | $ 111,000 |
| Delaware County Ohio | 18 | $ 3,214,000 | $ 178,000 | $ 76,000 |
| Champaign County Ohio | 17 | $ 1,920,000 | $ 112,000 | $ 40,000 |
| Union County Ohio | 16 | $ 2,125,000 | $ 132,000 | $ 58,000 |
| Washtenaw County Michigan | 15 | $ 3,337,000 | $ 222,000 | $ 114,000 |
| Auglaize County Ohio | 15 | $ 1,589,000 | $ 105,000 | $ 69,000 |
| Adams County Colorado | 14 | $ 2,134,000 | $ 152,000 | $ 67,000 |
| Charlotte County Florida | 14 | $ 2,427,000 | $ 173,000 | $ 52,000 |
| Laurel County Kentucky | 14 | $ 1,772,000 | $ 126,000 | $ 40,000 |
| Livingston County Michigan | 14 | $ 3,328,000 | $ 237,000 | $ 113,000 |
| Brown County Ohio | 14 | $ 1,641,000 | $ 117,000 | $ 52,000 |
| Fairfield County Ohio | 14 | $ 2,043,000 | $ 145,000 | $ 57,000 |
| Huron County Ohio | 14 | $ 1,454,000 | $ 103,000 | $ 41,000 |
| Preble County Ohio | 14 | $ 1,432,000 | $ 102,000 | $ 40,000 |
| Campbell County Kentucky | 12 | $ 2,088,000 | $ 174,000 | $ 107,000 |
| Lorain County Ohio | 12 | $ 1,569,000 | $ 130,000 | $ 52,000 |
| Columbiana County Ohio | 11 | $ 1,058,000 | $ 96,000 | $ 52,000 |
| Lucas County Ohio | 11 | $ 1,503,000 | $ 136,000 | $ 73,000 |
| Trumbull County Ohio | 11 | $ 1,114,000 | $ 101,000 | $ 50,000 |
| Tuscarawas County Ohio | 11 | $ 935,000 | $ 85,000 | $ 35,000 |
| Jefferson County Missouri | 10 | $ 1,309,000 | $ 130,000 | $ 59,000 |
| Johnson County Kansas | 9 | $ 1,686,000 | $ 187,000 | $ 78,000 |
| Portage County Ohio | 9 | $ 1,182,000 | $ 131,000 | $ 44,000 |
| Genesee County Michigan | 8 | $ 1,274,000 | $ 159,000 | $ 80,000 |
| Monroe County Michigan | 8 | $ 1,310,000 | $ 163,000 | $ 68,000 |
| St. Louis City County Missouri | 8 | $ 974,000 | $ 121,000 | $ 81,000 |
| Logan County Ohio | 8 | $ 742,000 | $ 92,000 | $ 50,000 |
| Medina County Ohio | 8 | $ 1,318,000 | $ 164,000 | $ 77,000 |
| Wood County Ohio | 8 | $ 1,251,000 | $ 156,000 | $ 82,000 |
| Weld County Colorado | 7 | $ 1,309,000 | $ 187,000 | $ 50,000 |
| Warren County Missouri | 7 | $ 638,000 | $ 91,000 | $ 60,000 |
| Adams County Ohio | 7 | $ 943,000 | $ 134,000 | $ 44,000 |
| Ottawa County Ohio | 7 | $ 1,163,000 | $ 166,000 | $ 135,000 |
| Shelby County Ohio | 7 | $ 545,000 | $ 77,000 | $ 52,000 |
| Maricopa County Arizona | 6 | $ 922,000 | $ 153,000 | $ 56,000 |
| DeSoto County Mississippi | 6 | $ 570,000 | $ 95,000 | $ 0 |
| Jackson County Missouri | 6 | $ 784,000 | $ 130,000 | $ 63,000 |
| Darke County Ohio | 6 | $ 435,000 | $ 72,000 | $ 50,000 |
| Hancock County Ohio | 6 | $ 572,000 | $ 95,000 | $ 75,000 |
| Seneca County Ohio | 6 | $ 670,000 | $ 111,000 | $ 48,000 |
| Fayette County Tennessee | 6 | $ 673,000 | $ 112,000 | $ 0 |
| Clinton County Michigan | 5 | $ 1,301,000 | $ 260,000 | $ 115,000 |
| St. Clair County Michigan | 5 | $ 982,000 | $ 196,000 | $ 75,000 |
| Morrow County Ohio | 5 | $ 563,000 | $ 112,000 | $ 52,000 |
| Putnam County Ohio | 5 | $ 346,000 | $ 69,000 | $ 51,000 |
| Richland County Ohio | 5 | $ 312,000 | $ 62,000 | $ 24,000 |
| Sandusky County Ohio | 5 | $ 518,000 | $ 103,000 | $ 57,000 |
| Larimer County Colorado | 4 | $ 526,000 | $ 131,000 | $ 45,000 |
| Duval County Florida | 4 | $ 867,000 | $ 216,000 | $ 120,000 |
| Dearborn County Indiana | 4 | $ 354,000 | $ 88,000 | $ 38,000 |
| Pendleton County Kentucky | 4 | $ 382,000 | $ 95,000 | $ 75,000 |
| Lenawee County Michigan | 4 | $ 623,000 | $ 155,000 | $ 42,000 |
| Fayette County Ohio | 4 | $ 526,000 | $ 131,000 | $ 42,000 |
| Licking County Ohio | 4 | $ 626,000 | $ 156,000 | $ 53,000 |
| Madison County Ohio | 4 | $ 620,000 | $ 155,000 | $ 37,000 |
| Wayne County Ohio | 4 | $ 470,000 | $ 117,000 | $ 62,000 |
| Charleston County South Carolina | 4 | $ 890,000 | $ 222,000 | $ 76,000 |
| Los Angeles County California | 3 | $ 950,000 | $ 316,000 | $ 137,000 |
| Grant County Kentucky | 3 | $ 375,000 | $ 125,000 | $ 84,000 |
| Charlevoix County Michigan | 3 | $ 758,000 | $ 252,000 | $ 212,000 |
| Lapeer County Michigan | 3 | $ 517,000 | $ 172,000 | $ 70,000 |
| Clark County Nevada | 3 | $ 779,000 | $ 259,000 | $ 97,000 |
| Ashtabula County Ohio | 3 | $ 556,000 | $ 185,000 | $ 72,000 |
| Geauga County Ohio | 3 | $ 408,000 | $ 136,000 | $ 58,000 |
| Hardin County Ohio | 3 | $ 205,000 | $ 68,000 | $ 35,000 |
| Harrison County Ohio | 3 | $ 258,000 | $ 86,000 | $ 53,000 |
| Jackson County Ohio | 3 | $ 212,000 | $ 70,000 | $ 29,000 |
| Pickaway County Ohio | 3 | $ 479,000 | $ 159,000 | $ 105,000 |
| Ross County Ohio | 3 | $ 185,000 | $ 61,000 | $ 59,000 |
| Van Wert County Ohio | 3 | $ 179,000 | $ 59,000 | $ 58,000 |
| Erie County Pennsylvania | 3 | $ 328,000 | $ 109,000 | $ 55,000 |
| Pima County Arizona | 2 | $ 225,000 | $ 112,000 | $ 100,000 |
| Delta County Colorado | 2 | $ 335,000 | $ 167,000 | $ 134,000 |
| Eagle County Colorado | 2 | $ 892,000 | $ 446,000 | $ 106,000 |
| El Paso County Colorado | 2 | $ 208,000 | $ 104,000 | $ 71,000 |
| Summit County Colorado | 2 | $ 1,804,000 | $ 902,000 | $ 159,000 |
| Broward County Florida | 2 | $ 514,000 | $ 257,000 | $ 105,000 |
| Hillsborough County Florida | 2 | $ 1,312,000 | $ 656,000 | $ 103,000 |
| Pinellas County Florida | 2 | $ 203,000 | $ 101,000 | $ 27,000 |
| Volusia County Florida | 2 | $ 76,000 | $ 38,000 | $ 108,000 |
| Cook County Illinois | 2 | $ 292,000 | $ 146,000 | $ 110,000 |
| Will County Illinois | 2 | $ 668,000 | $ 334,000 | $ 144,000 |
| Bartholomew County Indiana | 2 | $ 536,000 | $ 268,000 | $ 119,000 |
| Marion County Indiana | 2 | $ 373,000 | $ 186,000 | $ 65,000 |
| Wayne County Indiana | 2 | $ 332,000 | $ 166,000 | $ 106,000 |
| Douglas County Kansas | 2 | $ 240,000 | $ 120,000 | $ 101,000 |
| Huron County Michigan | 2 | $ 331,000 | $ 165,000 | $ 544,000 |
| Iron County Michigan | 2 | $ 365,000 | $ 182,000 | $ 88,000 |
| Kalamazoo County Michigan | 2 | $ 158,000 | $ 79,000 | $ 49,000 |
| Kent County Michigan | 2 | $ 254,000 | $ 127,000 | $ 89,000 |
| Missaukee County Michigan | 2 | $ 137,000 | $ 68,000 | $ 63,000 |
| Muskegon County Michigan | 2 | $ 263,000 | $ 131,000 | $ 58,000 |
| Sanilac County Michigan | 2 | $ 214,000 | $ 107,000 | $ 107,000 |
| Morrison County Minnesota | 2 | $ 190,000 | $ 95,000 | $ 39,000 |
| Franklin County Missouri | 2 | $ 270,000 | $ 135,000 | $ 76,000 |
| Hudson County New Jersey | 2 | $ 502,000 | $ 251,000 | $ 31,000 |
| Monroe County New York | 2 | $ 266,000 | $ 133,000 | $ 33,000 |
| Queens County New York | 2 | $ 300,000 | $ 150,000 | $ 144,000 |
| Ashland County Ohio | 2 | $ 175,000 | $ 87,000 | $ 28,000 |
| Hocking County Ohio | 2 | $ 151,000 | $ 75,000 | $ 34,000 |
| Lake County Ohio | 2 | $ 350,000 | $ 175,000 | $ 96,000 |
| Lawrence County Ohio | 2 | $ 94,000 | $ 47,000 | $ 17,000 |
| Marion County Ohio | 2 | $ 301,000 | $ 150,000 | $ 91,000 |
| Muskingum County Ohio | 2 | $ 154,000 | $ 77,000 | $ 59,000 |
| Pike County Ohio | 2 | $ 149,000 | $ 74,000 | $ 31,000 |
| Washington County Ohio | 2 | $ 130,000 | $ 65,000 | $ 65,000 |
| Williams County Ohio | 2 | $ 139,000 | $ 69,000 | $ 23,000 |
| Montgomery County Pennsylvania | 2 | $ 317,000 | $ 158,000 | $ 78,000 |
| Sevier County Tennessee | 2 | $ 184,000 | $ 92,000 | $ 77,000 |
| Sumter County Alabama | 1 | $ 59,000 | $ 59,000 | $ 52,000 |
| Crittenden County Arkansas | 1 | $ 40,000 | $ 40,000 | $ 0 |
| Fresno County California | 1 | $ 150,000 | $ 150,000 | $ 88,000 |
| Kern County California | 1 | $ 72,000 | $ 72,000 | $ 34,000 |
| Mendocino County California | 1 | $ 149,000 | $ 149,000 | $ 48,000 |
| Riverside County California | 1 | $ 169,000 | $ 169,000 | $ 14,000 |
| San Mateo County California | 1 | $ 140,000 | $ 140,000 | $ 62,000 |
| Santa Clara County California | 1 | $ 118,000 | $ 118,000 | $ 121,000 |
| Broomfield County Colorado | 1 | $ 144,000 | $ 144,000 | $ 42,000 |
| Gilpin County Colorado | 1 | $ 334,000 | $ 334,000 | $ 97,000 |
| Jackson County Colorado | 1 | $ 72,000 | $ 72,000 | $ 42,000 |
| Lake County Colorado | 1 | $ 167,000 | $ 167,000 | $ 61,000 |
| Mesa County Colorado | 1 | $ 104,000 | $ 104,000 | $ 81,000 |
| Montezuma County Colorado | 1 | $ 159,000 | $ 159,000 | $ 131,000 |
| Park County Colorado | 1 | $ 210,000 | $ 210,000 | $ 86,000 |
| Pitkin County Colorado | 1 | $ 390,000 | $ 390,000 | $ 198,000 |
| Routt County Colorado | 1 | $ 115,000 | $ 115,000 | $ 42,000 |
| San Juan County Colorado | 1 | $ 124,000 | $ 124,000 | $ 25,000 |
| Teller County Colorado | 1 | $ 224,000 | $ 224,000 | $ 194,000 |
| Clay County Florida | 1 | $ 68,000 | $ 68,000 | $ 46,000 |
| Lake County Florida | 1 | $ 44,000 | $ 44,000 | $ 96,000 |
| Levy County Florida | 1 | $ 114,000 | $ 114,000 | $ 47,000 |
| Marion County Florida | 1 | $ 55,000 | $ 55,000 | $ 39,000 |
| Monroe County Florida | 1 | $ 472,000 | $ 472,000 | $ 122,000 |
| Osceola County Florida | 1 | $ 200,000 | $ 200,000 | $ 56,000 |
| Pasco County Florida | 1 | $ 131,000 | $ 131,000 | $ 160,000 |
| Santa Rosa County Florida | 1 | $ 68,000 | $ 68,000 | $ 81,000 |
| Seminole County Florida | 1 | $ 147,000 | $ 147,000 | $ 46,000 |
| Walton County Florida | 1 | $ 197,000 | $ 197,000 | $ 0 |
| Cobb County Georgia | 1 | $ 43,000 | $ 43,000 | $ 9,000 |
| DeKalb County Georgia | 1 | $ 30,000 | $ 30,000 | $ 15,000 |
| Walton County Georgia | 1 | $ 120,000 | $ 120,000 | $ 56,000 |
| Twin Falls County Idaho | 1 | $ 118,000 | $ 118,000 | $ 0 |
| DuPage County Illinois | 1 | $ 201,000 | $ 201,000 | $ 99,000 |
| Kane County Illinois | 1 | $ 282,000 | $ 282,000 | $ 125,000 |
| Kankakee County Illinois | 1 | $ 253,000 | $ 253,000 | $ 124,000 |
| Madison County Illinois | 1 | $ 240,000 | $ 240,000 | $ 69,000 |
| McHenry County Illinois | 1 | $ 250,000 | $ 250,000 | $ 61,000 |
| St. Clair County Illinois | 1 | $ 167,000 | $ 167,000 | $ 64,000 |
| Allen County Indiana | 1 | $ 87,000 | $ 87,000 | $ 21,000 |
| Benton County Indiana | 1 | $ 52,000 | $ 52,000 | $ 37,000 |
| Brown County Indiana | 1 | $ 157,000 | $ 157,000 | $ 124,000 |
| Delaware County Indiana | 1 | $ 236,000 | $ 236,000 | $ 164,000 |
| Hamilton County Indiana | 1 | $ 227,000 | $ 227,000 | $ 141,000 |
| Hendricks County Indiana | 1 | $ 147,000 | $ 147,000 | $ 132,000 |
| Henry County Indiana | 1 | $ 334,000 | $ 334,000 | $ 108,000 |
| Jennings County Indiana | 1 | $ 106,000 | $ 106,000 | $ 69,000 |
| Johnson County Indiana | 1 | $ 192,000 | $ 192,000 | $ 66,000 |
| Morgan County Indiana | 1 | $ 178,000 | $ 178,000 | $ 81,000 |
| Sedgwick County Kansas | 1 | $ 42,000 | $ 42,000 | $ 44,000 |
| Stevens County Kansas | 1 | $ 106,000 | $ 106,000 | $ 70,000 |
| Carter County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 26,000 |
| Clark County Kentucky | 1 | $ 66,000 | $ 66,000 | $ 36,000 |
| Fayette County Kentucky | 1 | $ 455,000 | $ 455,000 | $ 180,000 |
| Garrard County Kentucky | 1 | $ 203,000 | $ 203,000 | $ 88,000 |
| Greenup County Kentucky | 1 | $ 119,000 | $ 119,000 | $ 139,000 |
| Jackson County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 55,000 |
| Jefferson County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 66,000 |
| Muhlenberg County Kentucky | 1 | $ 72,000 | $ 72,000 | $ 89,000 |
| Oldham County Kentucky | 1 | $ 334,000 | $ 334,000 | $ 109,000 |
| Russell County Kentucky | 1 | $ 50,000 | $ 50,000 | $ 94,000 |
| Scott County Kentucky | 1 | $ 130,000 | $ 130,000 | $ 138,000 |
| Whitley County Kentucky | 1 | $ 61,000 | $ 61,000 | $ 32,000 |
| Anne Arundel County Maryland | 1 | $ 186,000 | $ 186,000 | $ 71,000 |
| Washington County Maryland | 1 | $ 132,000 | $ 132,000 | $ 58,000 |
| Hampden County Massachusetts | 1 | $ 100,000 | $ 100,000 | $ 30,000 |
| Norfolk County Massachusetts | 1 | $ 172,000 | $ 172,000 | $ 47,000 |
| Worcester County Massachusetts | 1 | $ 287,000 | $ 287,000 | $ 90,000 |
| Clare County Michigan | 1 | $ 140,000 | $ 140,000 | $ 214,000 |
| Crawford County Michigan | 1 | $ 119,000 | $ 119,000 | $ 68,000 |
| Emmet County Michigan | 1 | $ 195,000 | $ 195,000 | $ 144,000 |
| Grand Traverse County Michigan | 1 | $ 147,000 | $ 147,000 | $ 85,000 |
| Ingham County Michigan | 1 | $ 119,000 | $ 119,000 | $ 46,000 |
| Jackson County Michigan | 1 | $ 175,000 | $ 175,000 | $ 108,000 |
| Kalkaska County Michigan | 1 | $ 185,000 | $ 185,000 | $ 205,000 |
| Leelanau County Michigan | 1 | $ 220,000 | $ 220,000 | $ 262,000 |
| Mecosta County Michigan | 1 | $ 242,000 | $ 242,000 | $ 263,000 |
| Midland County Michigan | 1 | $ 215,000 | $ 215,000 | $ 130,000 |
| Newaygo County Michigan | 1 | $ 111,000 | $ 111,000 | $ 55,000 |
| St. Joseph County Michigan | 1 | $ 90,000 | $ 90,000 | $ 296,000 |
| Van Buren County Michigan | 1 | $ 140,000 | $ 140,000 | $ 140,000 |
| Hennepin County Minnesota | 1 | $ 40,000 | $ 40,000 | $ 18,000 |
| Mille Lacs County Minnesota | 1 | $ 86,000 | $ 86,000 | $ 52,000 |
| Scott County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 54,000 |
| Sherburne County Minnesota | 1 | $ 171,000 | $ 171,000 | $ 55,000 |
| Lafayette County Mississippi | 1 | $ 270,000 | $ 270,000 | $ 0 |
| Marshall County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Cass County Missouri | 1 | $ 154,000 | $ 154,000 | $ 60,000 |
| Clay County Missouri | 1 | $ 200,000 | $ 200,000 | $ 72,000 |
| Macon County Missouri | 1 | $ 73,000 | $ 73,000 | $ 73,000 |
| Platte County Missouri | 1 | $ 118,000 | $ 118,000 | $ 68,000 |
| St. Francois County Missouri | 1 | $ 180,000 | $ 180,000 | $ 157,000 |
| Taney County Missouri | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Cascade County Montana | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Greene County New York | 1 | $ 88,000 | $ 88,000 | $ 99,000 |
| Schenectady County New York | 1 | $ 80,000 | $ 80,000 | $ 66,000 |
| Suffolk County New York | 1 | $ 650,000 | $ 650,000 | $ 390,000 |
| Alleghany County North Carolina | 1 | $ 112,000 | $ 112,000 | $ 0 |
| Brunswick County North Carolina | 1 | $ 80,000 | $ 80,000 | $ 27,000 |
| Carteret County North Carolina | 1 | $ 209,000 | $ 209,000 | $ 103,000 |
| Haywood County North Carolina | 1 | $ 110,000 | $ 110,000 | $ 29,000 |
| Athens County Ohio | 1 | $ 92,000 | $ 92,000 | $ 25,000 |
| Carroll County Ohio | 1 | $ 60,000 | $ 60,000 | $ 26,000 |
| Coshocton County Ohio | 1 | $ 75,000 | $ 75,000 | $ 53,000 |
| Crawford County Ohio | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Defiance County Ohio | 1 | $ 56,000 | $ 56,000 | $ 30,000 |
| Mercer County Ohio | 1 | $ 72,000 | $ 72,000 | $ 78,000 |
| Morgan County Ohio | 1 | $ 74,000 | $ 74,000 | $ 26,000 |
| Perry County Ohio | 1 | $ 100,000 | $ 100,000 | $ 35,000 |
| Vinton County Ohio | 1 | $ 78,000 | $ 78,000 | $ 65,000 |
| Deschutes County Oregon | 1 | $ 172,000 | $ 172,000 | $ 76,000 |
| Allegheny County Pennsylvania | 1 | $ 70,000 | $ 70,000 | $ 71,000 |
| Crawford County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 64,000 |
| Fayette County Pennsylvania | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Monroe County Pennsylvania | 1 | $ 172,000 | $ 172,000 | $ 109,000 |
| Dorchester County South Carolina | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Jasper County South Carolina | 1 | $ 250,000 | $ 250,000 | $ 62,000 |
| Claiborne County Tennessee | 1 | $ 43,000 | $ 43,000 | $ 117,000 |
| Crockett County Tennessee | 1 | $ 31,000 | $ 31,000 | $ 0 |
| Cumberland County Tennessee | 1 | $ 74,000 | $ 74,000 | $ 175,000 |
| Hamilton County Tennessee | 1 | $ 227,000 | $ 227,000 | $ 0 |
| Hardeman County Tennessee | 1 | $ 177,000 | $ 177,000 | $ 0 |
| Lauderdale County Tennessee | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Tipton County Tennessee | 1 | $ 19,000 | $ 19,000 | $ 0 |
| Williamson County Tennessee | 1 | $ 226,000 | $ 226,000 | $ 46,000 |
| Bexar County Texas | 1 | $ 24,000 | $ 24,000 | $ 166,000 |
| Brazoria County Texas | 1 | $ 39,000 | $ 39,000 | $ 22,000 |
| Brazos County Texas | 1 | $ 121,000 | $ 121,000 | $ 108,000 |
| Collin County Texas | 1 | $ 57,000 | $ 57,000 | $ 114,000 |
| El Paso County Texas | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Harris County Texas | 1 | $ 25,000 | $ 25,000 | $ 140,000 |
| Montgomery County Texas | 1 | $ 58,000 | $ 58,000 | $ 35,000 |
| Tarrant County Texas | 1 | $ 57,000 | $ 57,000 | $ 81,000 |
| Victoria County Texas | 1 | $ 46,000 | $ 46,000 | $ 19,000 |
| Chesapeake County Virginia | 1 | $ 198,000 | $ 198,000 | $ 93,000 |
| Stafford County Virginia | 1 | $ 279,000 | $ 279,000 | $ 132,000 |
| Kitsap County Washington | 1 | $ 178,000 | $ 178,000 | $ 114,000 |
| Spokane County Washington | 1 | $ 39,000 | $ 39,000 | $ 46,000 |
| Oneida County Wisconsin | 1 | $ 118,000 | $ 118,000 | $ 30,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,335 | $331,191,000 | $150,931 | $2,469,000 | $63,379 | $870,000 |
| Home Purchase | 1,890 | $256,348,000 | $144,619 | $1,540,000 | $71,666 | $971,000 |
| Home Improvement | 35 | $621,000 | $16,333 | $150,000 | $59,666 | $252,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,478 | $486,704,000 | $161,730 | $2,469,000 | $78,230 | $870,000 |
| Not applicable | 256 | $28,374,000 | $140,400 | $531,000 | $40,100 | $971,000 |
| Black or African American | 172 | $18,064,000 | $144,545 | $800,000 | $68,272 | $242,000 |
| Not Provided | 155 | $23,711,000 | $142,681 | $638,000 | $66,454 | $399,000 |
| Hispanic | 94 | $13,909,000 | $149,000 | $912,000 | $69,444 | $207,000 |
| Asian | 86 | $15,085,000 | $187,785 | $990,000 | $94,428 | $300,000 |
| American Indian or Alaskan Native | 13 | $1,329,000 | $100,166 | $200,000 | $53,833 | $103,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $984,000 | $150,333 | $309,000 | $108,000 | $253,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,173 | $579,707,000 | $148,909 | $2,469,000 | $63,515 | $971,000 |
| FHA-insured (Federal Housing Administration) | 66 | $5,796,000 | $88,000 | $164,000 | $38,000 | $73,000 |
| VA-guaranteed (Veterans Administration) | 21 | $2,657,000 | $129,500 | $240,000 | $45,500 | $74,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,523 | $349,068,000 | $151,000 | $1,540,000 | $68,481 | $971,000 |
| Preapproval Denied by Financial Institution | 641 | $85,912,000 | $134,000 | $990,000 | $50,000 | $278,000 |
| Application Denied By Financial Institution | 624 | $91,603,000 | $159,346 | $2,469,000 | $72,115 | $836,000 |
| Loan Purchased By The Institution | 232 | $24,668,000 | $85,666 | $531,000 | $0 | $0 |
| Application Approved But Not Accepted | 188 | $29,353,000 | $168,222 | $449,000 | $93,777 | $870,000 |
| Preapproval Approved but not Accepted | 27 | $3,790,000 | $140,000 | $334,000 | $60,000 | $213,000 |
| Application Withdrawn By Applicant | 21 | $3,287,000 | $148,000 | $504,000 | $77,666 | $736,000 |
| File Closed For Incompleteness | 4 | $479,000 | $127,333 | $146,000 | $46,666 | $89,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 512 | $74,685,000 | $181,428 | $940,000 | $90,714 | $390,000 |
| Credit History | 363 | $44,202,000 | $169,187 | $990,000 | $69,062 | $220,000 |
| Debt-To-Income Ratio | 239 | $35,688,000 | $163,950 | $2,469,000 | $46,600 | $836,000 |
| Collateral | 110 | $16,440,000 | $157,000 | $486,000 | $96,800 | $399,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 23 | $3,009,000 | $139,000 | $190,000 | $66,125 | $150,000 |
| Unverifiable Information | 12 | $1,977,000 | $140,250 | $315,000 | $76,000 | $152,000 |
| Credit Application Incomplete | 3 | $383,000 | $127,666 | $200,000 | $49,666 | $96,000 |
| Employment History | 2 | $337,000 | $168,500 | $232,000 | $22,000 | $43,000 |
| Mortgage Insurance Denied | 1 | $794,000 | $794,000 | $794,000 | $278,000 | $278,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.