Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2005
Liberty Savings Bank, Fsb 2005 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,195 |
| Total Mortgage Loan Application Amount | $489,843,000 |
| Average Mortgage Loan Application Amount | $163,982 |
| Highest Mortgage Loan Application Amount | $4,575,000 |
| Average Applicant Income | $77,589 |
| Highest Applicant Income | $5,418,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2005 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2005 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2005.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 326 | $ 37,150,000 | $ 113,000 | $ 54,000 |
| Sarasota County Florida | 211 | $ 37,009,000 | $ 175,000 | $ 64,000 |
| Beaufort County South Carolina | 143 | $ 23,464,000 | $ 164,000 | $ 107,000 |
| Manatee County Florida | 118 | $ 23,446,000 | $ 198,000 | $ 78,000 |
| Hamilton County Ohio | 108 | $ 14,267,000 | $ 132,000 | $ 57,000 |
| Oakland County Michigan | 100 | $ 21,355,000 | $ 213,000 | $ 95,000 |
| St. Louis County Missouri | 98 | $ 17,295,000 | $ 176,000 | $ 95,000 |
| Greene County Ohio | 93 | $ 11,249,000 | $ 120,000 | $ 48,000 |
| Clinton County Ohio | 73 | $ 6,692,000 | $ 91,000 | $ 72,000 |
| Butler County Ohio | 68 | $ 8,900,000 | $ 130,000 | $ 75,000 |
| Allen County Ohio | 61 | $ 5,103,000 | $ 83,000 | $ 54,000 |
| Boone County Kentucky | 58 | $ 9,379,000 | $ 161,000 | $ 58,000 |
| Warren County Ohio | 58 | $ 11,421,000 | $ 196,000 | $ 100,000 |
| Highland County Ohio | 55 | $ 4,076,000 | $ 74,000 | $ 41,000 |
| Franklin County Ohio | 52 | $ 6,583,000 | $ 126,000 | $ 65,000 |
| Stark County Ohio | 46 | $ 5,117,000 | $ 111,000 | $ 54,000 |
| Kenton County Kentucky | 45 | $ 6,281,000 | $ 139,000 | $ 54,000 |
| Grand County Colorado | 43 | $ 9,903,000 | $ 230,000 | $ 116,000 |
| Cuyahoga County Ohio | 42 | $ 7,682,000 | $ 182,000 | $ 76,000 |
| Erie County Ohio | 41 | $ 5,118,000 | $ 124,000 | $ 53,000 |
| Clermont County Ohio | 38 | $ 7,020,000 | $ 184,000 | $ 108,000 |
| Mahoning County Ohio | 38 | $ 3,676,000 | $ 96,000 | $ 49,000 |
| Wayne County Michigan | 37 | $ 7,156,000 | $ 193,000 | $ 70,000 |
| St. Charles County Missouri | 35 | $ 5,919,000 | $ 169,000 | $ 81,000 |
| Denver County Colorado | 34 | $ 7,089,000 | $ 208,000 | $ 71,000 |
| Macomb County Michigan | 28 | $ 4,200,000 | $ 150,000 | $ 49,000 |
| Ashland County Ohio | 27 | $ 2,832,000 | $ 104,000 | $ 55,000 |
| Richland County Ohio | 27 | $ 2,257,000 | $ 83,000 | $ 45,000 |
| Summit County Ohio | 24 | $ 2,974,000 | $ 123,000 | $ 70,000 |
| Lucas County Ohio | 23 | $ 2,662,000 | $ 115,000 | $ 64,000 |
| Clark County Ohio | 21 | $ 1,878,000 | $ 89,000 | $ 59,000 |
| Huron County Ohio | 21 | $ 2,370,000 | $ 112,000 | $ 60,000 |
| Arapahoe County Colorado | 18 | $ 3,340,000 | $ 185,000 | $ 87,000 |
| Jefferson County Colorado | 18 | $ 3,310,000 | $ 183,000 | $ 84,000 |
| Trumbull County Ohio | 17 | $ 1,577,000 | $ 92,000 | $ 60,000 |
| Johnson County Kansas | 16 | $ 2,801,000 | $ 175,000 | $ 74,000 |
| Miami County Ohio | 16 | $ 1,808,000 | $ 113,000 | $ 72,000 |
| Douglas County Colorado | 15 | $ 3,099,000 | $ 206,000 | $ 88,000 |
| Fairfield County Ohio | 13 | $ 2,208,000 | $ 169,000 | $ 65,000 |
| Charlotte County Florida | 12 | $ 1,552,000 | $ 129,000 | $ 47,000 |
| Campbell County Kentucky | 12 | $ 1,408,000 | $ 117,000 | $ 54,000 |
| Brown County Ohio | 12 | $ 1,572,000 | $ 131,000 | $ 58,000 |
| Lorain County Ohio | 12 | $ 1,599,000 | $ 133,000 | $ 66,000 |
| Livingston County Michigan | 11 | $ 2,752,000 | $ 250,000 | $ 104,000 |
| Washtenaw County Michigan | 11 | $ 2,492,000 | $ 226,000 | $ 123,000 |
| Jefferson County Missouri | 11 | $ 1,505,000 | $ 136,000 | $ 69,000 |
| Delaware County Ohio | 11 | $ 2,265,000 | $ 205,000 | $ 85,000 |
| Seneca County Ohio | 11 | $ 1,173,000 | $ 106,000 | $ 47,000 |
| Shelby County Tennessee | 11 | $ 2,194,000 | $ 199,000 | $ 93,000 |
| Boulder County Colorado | 9 | $ 1,195,000 | $ 132,000 | $ 64,000 |
| Jackson County Missouri | 9 | $ 1,179,000 | $ 131,000 | $ 85,000 |
| Hardin County Ohio | 9 | $ 815,000 | $ 90,000 | $ 51,000 |
| Lake County Ohio | 9 | $ 929,000 | $ 103,000 | $ 58,000 |
| Grant County Kentucky | 8 | $ 1,422,000 | $ 177,000 | $ 66,000 |
| Medina County Ohio | 8 | $ 1,300,000 | $ 162,000 | $ 81,000 |
| Pinellas County Florida | 7 | $ 3,479,000 | $ 497,000 | $ 184,000 |
| Monroe County Michigan | 7 | $ 974,000 | $ 139,000 | $ 41,000 |
| Licking County Ohio | 7 | $ 920,000 | $ 131,000 | $ 44,000 |
| Adams County Colorado | 6 | $ 1,060,000 | $ 176,000 | $ 69,000 |
| St. Louis City County Missouri | 6 | $ 891,000 | $ 148,000 | $ 71,000 |
| Ashtabula County Ohio | 6 | $ 1,223,000 | $ 203,000 | $ 113,000 |
| Champaign County Ohio | 6 | $ 751,000 | $ 125,000 | $ 63,000 |
| Columbiana County Ohio | 6 | $ 761,000 | $ 126,000 | $ 75,000 |
| Darke County Ohio | 6 | $ 629,000 | $ 104,000 | $ 66,000 |
| Logan County Ohio | 6 | $ 728,000 | $ 121,000 | $ 53,000 |
| Wayne County Ohio | 6 | $ 813,000 | $ 135,000 | $ 40,000 |
| Lee County Florida | 5 | $ 5,270,000 | $ 1,054,000 | $ 993,000 |
| Genesee County Michigan | 5 | $ 962,000 | $ 192,000 | $ 69,000 |
| Platte County Missouri | 5 | $ 1,126,000 | $ 225,000 | $ 114,000 |
| Portage County Ohio | 5 | $ 717,000 | $ 143,000 | $ 90,000 |
| Preble County Ohio | 5 | $ 695,000 | $ 139,000 | $ 55,000 |
| Ross County Ohio | 5 | $ 505,000 | $ 101,000 | $ 51,000 |
| Scioto County Ohio | 5 | $ 315,000 | $ 63,000 | $ 49,000 |
| El Paso County Colorado | 4 | $ 522,000 | $ 130,000 | $ 53,000 |
| Weld County Colorado | 4 | $ 1,326,000 | $ 331,000 | $ 96,000 |
| Ingham County Michigan | 4 | $ 873,000 | $ 218,000 | $ 128,000 |
| St. Clair County Michigan | 4 | $ 714,000 | $ 178,000 | $ 178,000 |
| Hocking County Ohio | 4 | $ 408,000 | $ 102,000 | $ 48,000 |
| Knox County Ohio | 4 | $ 530,000 | $ 132,000 | $ 47,000 |
| Mercer County Ohio | 4 | $ 473,000 | $ 118,000 | $ 49,000 |
| Muskingum County Ohio | 4 | $ 543,000 | $ 135,000 | $ 37,000 |
| Ottawa County Ohio | 4 | $ 539,000 | $ 134,000 | $ 40,000 |
| Pickaway County Ohio | 4 | $ 329,000 | $ 82,000 | $ 29,000 |
| Sandusky County Ohio | 4 | $ 396,000 | $ 99,000 | $ 68,000 |
| Union County Ohio | 4 | $ 342,000 | $ 85,000 | $ 41,000 |
| Alachua County Florida | 3 | $ 501,000 | $ 167,000 | $ 81,000 |
| Broward County Florida | 3 | $ 600,000 | $ 200,000 | $ 179,000 |
| Pasco County Florida | 3 | $ 984,000 | $ 328,000 | $ 64,000 |
| Dearborn County Indiana | 3 | $ 276,000 | $ 92,000 | $ 50,000 |
| Roscommon County Michigan | 3 | $ 642,000 | $ 214,000 | $ 191,000 |
| Adams County Ohio | 3 | $ 168,000 | $ 56,000 | $ 75,000 |
| Auglaize County Ohio | 3 | $ 390,000 | $ 130,000 | $ 91,000 |
| Geauga County Ohio | 3 | $ 523,000 | $ 174,000 | $ 112,000 |
| Jefferson County Ohio | 3 | $ 207,000 | $ 69,000 | $ 46,000 |
| Madison County Ohio | 3 | $ 587,000 | $ 195,000 | $ 82,000 |
| Wood County Ohio | 3 | $ 564,000 | $ 188,000 | $ 99,000 |
| Los Angeles County California | 2 | $ 361,000 | $ 180,000 | $ 76,000 |
| Broomfield County Colorado | 2 | $ 280,000 | $ 140,000 | $ 177,000 |
| Elbert County Colorado | 2 | $ 558,000 | $ 279,000 | $ 80,000 |
| Larimer County Colorado | 2 | $ 442,000 | $ 221,000 | $ 136,000 |
| Pitkin County Colorado | 2 | $ 1,210,000 | $ 605,000 | $ 1,834,000 |
| Collier County Florida | 2 | $ 381,000 | $ 190,000 | $ 229,000 |
| DeSoto County Florida | 2 | $ 168,000 | $ 84,000 | $ 40,000 |
| Seminole County Florida | 2 | $ 492,000 | $ 246,000 | $ 108,000 |
| Cobb County Georgia | 2 | $ 225,000 | $ 112,000 | $ 72,000 |
| Cook County Illinois | 2 | $ 331,000 | $ 165,000 | $ 35,000 |
| Kane County Illinois | 2 | $ 416,000 | $ 208,000 | $ 110,000 |
| Hamilton County Indiana | 2 | $ 437,000 | $ 218,000 | $ 76,000 |
| Oldham County Kentucky | 2 | $ 460,000 | $ 230,000 | $ 71,000 |
| Trimble County Kentucky | 2 | $ 297,000 | $ 148,000 | $ 130,000 |
| Washington County Maryland | 2 | $ 365,000 | $ 182,000 | $ 64,000 |
| Lenawee County Michigan | 2 | $ 380,000 | $ 190,000 | $ 109,000 |
| Franklin County Missouri | 2 | $ 425,000 | $ 212,000 | $ 133,000 |
| Clark County Nevada | 2 | $ 571,000 | $ 285,000 | $ 75,000 |
| Athens County Ohio | 2 | $ 75,000 | $ 37,000 | $ 24,000 |
| Carroll County Ohio | 2 | $ 218,000 | $ 109,000 | $ 65,000 |
| Coshocton County Ohio | 2 | $ 180,000 | $ 90,000 | $ 36,000 |
| Crawford County Ohio | 2 | $ 147,000 | $ 73,000 | $ 49,000 |
| Jackson County Ohio | 2 | $ 155,000 | $ 77,000 | $ 23,000 |
| Morrow County Ohio | 2 | $ 365,000 | $ 182,000 | $ 92,000 |
| Perry County Ohio | 2 | $ 227,000 | $ 113,000 | $ 45,000 |
| Shelby County Ohio | 2 | $ 202,000 | $ 101,000 | $ 71,000 |
| Maricopa County Arizona | 1 | $ 234,000 | $ 234,000 | $ 44,000 |
| Mohave County Arizona | 1 | $ 89,000 | $ 89,000 | $ 0 |
| Pima County Arizona | 1 | $ 160,000 | $ 160,000 | $ 60,000 |
| Cleburne County Arkansas | 1 | $ 180,000 | $ 180,000 | $ 163,000 |
| Sacramento County California | 1 | $ 395,000 | $ 395,000 | $ 100,000 |
| San Bernardino County California | 1 | $ 160,000 | $ 160,000 | $ 14,000 |
| Clear Creek County Colorado | 1 | $ 274,000 | $ 274,000 | $ 119,000 |
| Eagle County Colorado | 1 | $ 300,000 | $ 300,000 | $ 0 |
| Gunnison County Colorado | 1 | $ 128,000 | $ 128,000 | $ 127,000 |
| Mesa County Colorado | 1 | $ 125,000 | $ 125,000 | $ 78,000 |
| Summit County Colorado | 1 | $ 308,000 | $ 308,000 | $ 371,000 |
| Hernando County Florida | 1 | $ 54,000 | $ 54,000 | $ 18,000 |
| Hillsborough County Florida | 1 | $ 360,000 | $ 360,000 | $ 0 |
| Monroe County Florida | 1 | $ 117,000 | $ 117,000 | $ 87,000 |
| Osceola County Florida | 1 | $ 120,000 | $ 120,000 | $ 90,000 |
| Palm Beach County Florida | 1 | $ 600,000 | $ 600,000 | $ 1,152,000 |
| St. Lucie County Florida | 1 | $ 84,000 | $ 84,000 | $ 34,000 |
| Ada County Idaho | 1 | $ 95,000 | $ 95,000 | $ 102,000 |
| Kootenai County Idaho | 1 | $ 180,000 | $ 180,000 | $ 88,000 |
| Clinton County Illinois | 1 | $ 200,000 | $ 200,000 | $ 111,000 |
| Lake County Illinois | 1 | $ 145,000 | $ 145,000 | $ 70,000 |
| Madison County Illinois | 1 | $ 100,000 | $ 100,000 | $ 68,000 |
| Will County Illinois | 1 | $ 171,000 | $ 171,000 | $ 79,000 |
| Winnebago County Illinois | 1 | $ 360,000 | $ 360,000 | $ 48,000 |
| Delaware County Indiana | 1 | $ 224,000 | $ 224,000 | $ 93,000 |
| Elkhart County Indiana | 1 | $ 234,000 | $ 234,000 | $ 224,000 |
| Huntington County Indiana | 1 | $ 94,000 | $ 94,000 | $ 33,000 |
| Miami County Indiana | 1 | $ 155,000 | $ 155,000 | $ 97,000 |
| Porter County Indiana | 1 | $ 165,000 | $ 165,000 | $ 68,000 |
| Leavenworth County Kansas | 1 | $ 220,000 | $ 220,000 | $ 53,000 |
| Miami County Kansas | 1 | $ 188,000 | $ 188,000 | $ 92,000 |
| Wyandotte County Kansas | 1 | $ 132,000 | $ 132,000 | $ 73,000 |
| Gallatin County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 0 |
| Jackson County Kentucky | 1 | $ 164,000 | $ 164,000 | $ 71,000 |
| Jefferson County Kentucky | 1 | $ 156,000 | $ 156,000 | $ 134,000 |
| Laurel County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 48,000 |
| Meade County Kentucky | 1 | $ 165,000 | $ 165,000 | $ 137,000 |
| Monroe County Kentucky | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Nelson County Kentucky | 1 | $ 68,000 | $ 68,000 | $ 94,000 |
| Scott County Kentucky | 1 | $ 134,000 | $ 134,000 | $ 64,000 |
| Jefferson Davis County Louisiana | 1 | $ 101,000 | $ 101,000 | $ 51,000 |
| Cumberland County Maine | 1 | $ 268,000 | $ 268,000 | $ 99,000 |
| Montgomery County Maryland | 1 | $ 153,000 | $ 153,000 | $ 51,000 |
| Alcona County Michigan | 1 | $ 158,000 | $ 158,000 | $ 123,000 |
| Calhoun County Michigan | 1 | $ 64,000 | $ 64,000 | $ 26,000 |
| Eaton County Michigan | 1 | $ 284,000 | $ 284,000 | $ 90,000 |
| Emmet County Michigan | 1 | $ 154,000 | $ 154,000 | $ 241,000 |
| Hillsdale County Michigan | 1 | $ 210,000 | $ 210,000 | $ 144,000 |
| Jackson County Michigan | 1 | $ 133,000 | $ 133,000 | $ 41,000 |
| Kalamazoo County Michigan | 1 | $ 115,000 | $ 115,000 | $ 31,000 |
| Kent County Michigan | 1 | $ 136,000 | $ 136,000 | $ 124,000 |
| Lapeer County Michigan | 1 | $ 360,000 | $ 360,000 | $ 98,000 |
| Midland County Michigan | 1 | $ 91,000 | $ 91,000 | $ 52,000 |
| Missaukee County Michigan | 1 | $ 98,000 | $ 98,000 | $ 82,000 |
| Ogemaw County Michigan | 1 | $ 210,000 | $ 210,000 | $ 196,000 |
| Otsego County Michigan | 1 | $ 110,000 | $ 110,000 | $ 120,000 |
| Ottawa County Michigan | 1 | $ 157,000 | $ 157,000 | $ 59,000 |
| Shiawassee County Michigan | 1 | $ 124,000 | $ 124,000 | $ 51,000 |
| Pine County Minnesota | 1 | $ 359,000 | $ 359,000 | $ 0 |
| DeSoto County Mississippi | 1 | $ 138,000 | $ 138,000 | $ 52,000 |
| Cass County Missouri | 1 | $ 70,000 | $ 70,000 | $ 89,000 |
| Clay County Missouri | 1 | $ 86,000 | $ 86,000 | $ 79,000 |
| Cole County Missouri | 1 | $ 72,000 | $ 72,000 | $ 141,000 |
| Lincoln County Missouri | 1 | $ 50,000 | $ 50,000 | $ 57,000 |
| Morgan County Missouri | 1 | $ 192,000 | $ 192,000 | $ 90,000 |
| Pemiscot County Missouri | 1 | $ 110,000 | $ 110,000 | $ 129,000 |
| St. Francois County Missouri | 1 | $ 152,000 | $ 152,000 | $ 144,000 |
| Warren County Missouri | 1 | $ 65,000 | $ 65,000 | $ 60,000 |
| Flathead County Montana | 1 | $ 42,000 | $ 42,000 | $ 167,000 |
| Garden County Nebraska | 1 | $ 52,000 | $ 52,000 | $ 128,000 |
| Bernalillo County New Mexico | 1 | $ 300,000 | $ 300,000 | $ 111,000 |
| Ontario County New York | 1 | $ 318,000 | $ 318,000 | $ 120,000 |
| Suffolk County New York | 1 | $ 275,000 | $ 275,000 | $ 85,000 |
| Westchester County New York | 1 | $ 500,000 | $ 500,000 | $ 0 |
| Cumberland County North Carolina | 1 | $ 41,000 | $ 41,000 | $ 42,000 |
| Davie County North Carolina | 1 | $ 74,000 | $ 74,000 | $ 42,000 |
| Mecklenburg County North Carolina | 1 | $ 100,000 | $ 100,000 | $ 28,000 |
| Wake County North Carolina | 1 | $ 138,000 | $ 138,000 | $ 101,000 |
| Defiance County Ohio | 1 | $ 138,000 | $ 138,000 | $ 38,000 |
| Fayette County Ohio | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Hancock County Ohio | 1 | $ 158,000 | $ 158,000 | $ 70,000 |
| Marion County Ohio | 1 | $ 45,000 | $ 45,000 | $ 28,000 |
| Morgan County Ohio | 1 | $ 100,000 | $ 100,000 | $ 26,000 |
| Tuscarawas County Ohio | 1 | $ 84,000 | $ 84,000 | $ 42,000 |
| Van Wert County Ohio | 1 | $ 70,000 | $ 70,000 | $ 28,000 |
| Washington County Ohio | 1 | $ 91,000 | $ 91,000 | $ 40,000 |
| Wyandot County Ohio | 1 | $ 70,000 | $ 70,000 | $ 52,000 |
| Clackamas County Oregon | 1 | $ 96,000 | $ 96,000 | $ 65,000 |
| Allegheny County Pennsylvania | 1 | $ 480,000 | $ 480,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 46,000 |
| Fairfield County South Carolina | 1 | $ 28,000 | $ 28,000 | $ 121,000 |
| Jasper County South Carolina | 1 | $ 110,000 | $ 110,000 | $ 72,000 |
| Lexington County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 55,000 |
| Richland County South Carolina | 1 | $ 20,000 | $ 20,000 | $ 37,000 |
| Tipton County Tennessee | 1 | $ 180,000 | $ 180,000 | $ 235,000 |
| Dallas County Texas | 1 | $ 44,000 | $ 44,000 | $ 60,000 |
| Fort Bend County Texas | 1 | $ 140,000 | $ 140,000 | $ 38,000 |
| Harris County Texas | 1 | $ 22,000 | $ 22,000 | $ 86,000 |
| Harrison County Texas | 1 | $ 44,000 | $ 44,000 | $ 21,000 |
| Hays County Texas | 1 | $ 59,000 | $ 59,000 | $ 68,000 |
| San Augustine County Texas | 1 | $ 99,000 | $ 99,000 | $ 85,000 |
| Tarrant County Texas | 1 | $ 35,000 | $ 35,000 | $ 12,000 |
| Alexandria County Virginia | 1 | $ 232,000 | $ 232,000 | $ 82,000 |
| Hampton County Virginia | 1 | $ 50,000 | $ 50,000 | $ 68,000 |
| Clark County Washington | 1 | $ 40,000 | $ 40,000 | $ 22,000 |
| Thurston County Washington | 1 | $ 66,000 | $ 66,000 | $ 19,000 |
| La Crosse County Wisconsin | 1 | $ 69,000 | $ 69,000 | $ 79,000 |
| Winnebago County Wisconsin | 1 | $ 207,000 | $ 207,000 | $ 139,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2005
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,617 | $238,848,000 | $180,592 | $1,627,000 | $69,962 | $723,000 |
| Home Purchase | 1,490 | $248,910,000 | $166,920 | $4,575,000 | $89,800 | $5,418,000 |
| Home Improvement | 88 | $2,085,000 | $33,500 | $235,000 | $52,750 | $205,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,717 | $412,036,000 | $178,483 | $4,575,000 | $81,774 | $5,418,000 |
| Not Provided | 151 | $24,083,000 | $187,125 | $1,000,000 | $112,937 | $3,470,000 |
| Black or African American | 121 | $14,316,000 | $142,090 | $950,000 | $72,181 | $252,000 |
| Asian | 101 | $19,443,000 | $188,300 | $608,000 | $79,600 | $299,000 |
| Hispanic | 75 | $11,474,000 | $131,400 | $439,000 | $74,600 | $300,000 |
| American Indian or Alaskan Native | 17 | $3,113,000 | $189,000 | $650,000 | $72,600 | $144,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,399,000 | $318,000 | $939,000 | $54,000 | $161,000 |
| Not applicable | 6 | $2,979,000 | $355,500 | $1,350,000 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,124 | $482,710,000 | $175,235 | $4,575,000 | $79,264 | $5,418,000 |
| FHA-insured (Federal Housing Administration) | 62 | $5,939,000 | $95,000 | $174,000 | $42,500 | $134,000 |
| VA-guaranteed (Veterans Administration) | 9 | $1,194,000 | $132,500 | $240,000 | $56,000 | $95,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,213 | $336,829,000 | $178,172 | $4,575,000 | $89,241 | $5,418,000 |
| Application Denied By Financial Institution | 436 | $59,588,000 | $168,347 | $1,500,000 | $57,782 | $737,000 |
| Preapproval Denied by Financial Institution | 352 | $60,831,000 | $172,000 | $939,000 | $56,000 | $850,000 |
| Application Approved But Not Accepted | 132 | $19,509,000 | $166,000 | $360,000 | $71,636 | $594,000 |
| Application Withdrawn By Applicant | 32 | $8,755,000 | $306,000 | $1,350,000 | $60,000 | $813,000 |
| Preapproval Approved but not Accepted | 27 | $3,747,000 | $138,000 | $325,000 | $43,000 | $103,000 |
| File Closed For Incompleteness | 2 | $521,000 | $260,500 | $300,000 | $126,000 | $132,000 |
| Loan Purchased By The Institution | 1 | $63,000 | $63,000 | $63,000 | $19,000 | $19,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 256 | $43,577,000 | $159,142 | $850,000 | $63,785 | $850,000 |
| Credit History | 241 | $29,080,000 | $113,333 | $649,000 | $54,666 | $300,000 |
| Debt-To-Income Ratio | 143 | $22,318,000 | $198,833 | $1,500,000 | $54,416 | $327,000 |
| Unverifiable Information | 69 | $13,896,000 | $191,222 | $939,000 | $65,111 | $264,000 |
| Collateral | 68 | $10,108,000 | $191,500 | $810,000 | $67,125 | $236,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 9 | $1,135,000 | $136,333 | $250,000 | $56,000 | $118,000 |
| Employment History | 2 | $305,000 | $152,500 | $300,000 | $59,000 | $96,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2005 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.