Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Liberty Savings Bank, Fsb 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,647 |
| Total Mortgage Loan Application Amount | $398,233,000 |
| Average Mortgage Loan Application Amount | $112,000 |
| Highest Mortgage Loan Application Amount | $4,445,000 |
| Average Applicant Income | $72,666 |
| Highest Applicant Income | $2,860,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2006.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 405 | $ 36,093,000 | $ 89,000 | $ 59,000 |
| Sarasota County Florida | 194 | $ 44,180,000 | $ 227,000 | $ 93,000 |
| Greene County Ohio | 101 | $ 9,426,000 | $ 93,000 | $ 92,000 |
| Clinton County Ohio | 88 | $ 7,881,000 | $ 89,000 | $ 56,000 |
| Highland County Ohio | 88 | $ 6,184,000 | $ 70,000 | $ 46,000 |
| Manatee County Florida | 82 | $ 25,689,000 | $ 313,000 | $ 128,000 |
| Beaufort County South Carolina | 81 | $ 19,914,000 | $ 245,000 | $ 120,000 |
| Warren County Ohio | 73 | $ 10,983,000 | $ 150,000 | $ 77,000 |
| Hamilton County Ohio | 72 | $ 12,692,000 | $ 176,000 | $ 92,000 |
| Boone County Kentucky | 59 | $ 8,666,000 | $ 146,000 | $ 64,000 |
| Butler County Ohio | 51 | $ 6,775,000 | $ 132,000 | $ 65,000 |
| Franklin County Ohio | 44 | $ 6,233,000 | $ 141,000 | $ 54,000 |
| Lucas County Ohio | 39 | $ 3,969,000 | $ 101,000 | $ 55,000 |
| Cuyahoga County Ohio | 38 | $ 5,612,000 | $ 147,000 | $ 72,000 |
| Denver County Colorado | 36 | $ 13,572,000 | $ 377,000 | $ 131,000 |
| Oakland County Michigan | 35 | $ 7,840,000 | $ 224,000 | $ 95,000 |
| Mahoning County Ohio | 35 | $ 2,748,000 | $ 78,000 | $ 52,000 |
| St. Louis County Missouri | 34 | $ 6,934,000 | $ 203,000 | $ 107,000 |
| St. Charles County Missouri | 30 | $ 4,855,000 | $ 161,000 | $ 70,000 |
| Miami County Ohio | 29 | $ 3,729,000 | $ 128,000 | $ 63,000 |
| Clark County Ohio | 24 | $ 1,805,000 | $ 75,000 | $ 63,000 |
| Clermont County Ohio | 24 | $ 3,487,000 | $ 145,000 | $ 66,000 |
| Erie County Ohio | 20 | $ 2,277,000 | $ 113,000 | $ 61,000 |
| Summit County Ohio | 19 | $ 2,554,000 | $ 134,000 | $ 69,000 |
| Grand County Colorado | 18 | $ 5,633,000 | $ 312,000 | $ 133,000 |
| Wayne County Michigan | 18 | $ 3,096,000 | $ 172,000 | $ 57,000 |
| Huron County Ohio | 18 | $ 1,674,000 | $ 93,000 | $ 44,000 |
| Kenton County Kentucky | 17 | $ 2,175,000 | $ 127,000 | $ 71,000 |
| Lake County Ohio | 17 | $ 2,005,000 | $ 117,000 | $ 52,000 |
| Richland County Ohio | 17 | $ 1,781,000 | $ 104,000 | $ 41,000 |
| Lorain County Ohio | 16 | $ 2,180,000 | $ 136,000 | $ 57,000 |
| Stark County Ohio | 16 | $ 1,528,000 | $ 95,000 | $ 51,000 |
| Arapahoe County Colorado | 14 | $ 2,901,000 | $ 207,000 | $ 48,000 |
| Ashland County Ohio | 14 | $ 1,605,000 | $ 114,000 | $ 40,000 |
| Charlotte County Florida | 13 | $ 2,667,000 | $ 205,000 | $ 60,000 |
| Douglas County Colorado | 12 | $ 3,550,000 | $ 295,000 | $ 92,000 |
| Campbell County Kentucky | 12 | $ 2,111,000 | $ 175,000 | $ 70,000 |
| Fairfield County Ohio | 12 | $ 1,929,000 | $ 160,000 | $ 57,000 |
| Preble County Ohio | 12 | $ 1,082,000 | $ 90,000 | $ 53,000 |
| Jefferson County Colorado | 11 | $ 1,700,000 | $ 154,000 | $ 121,000 |
| Seneca County Ohio | 11 | $ 1,318,000 | $ 119,000 | $ 64,000 |
| Adams County Colorado | 10 | $ 1,125,000 | $ 112,000 | $ 47,000 |
| Livingston County Michigan | 10 | $ 3,537,000 | $ 353,000 | $ 101,000 |
| Trumbull County Ohio | 10 | $ 739,000 | $ 73,000 | $ 51,000 |
| Ashtabula County Ohio | 9 | $ 1,277,000 | $ 141,000 | $ 52,000 |
| Brown County Ohio | 9 | $ 812,000 | $ 90,000 | $ 49,000 |
| Crawford County Ohio | 9 | $ 739,000 | $ 82,000 | $ 41,000 |
| Macomb County Michigan | 8 | $ 1,366,000 | $ 170,000 | $ 164,000 |
| Fayette County Ohio | 8 | $ 1,049,000 | $ 131,000 | $ 70,000 |
| Fulton County Ohio | 8 | $ 1,069,000 | $ 133,000 | $ 45,000 |
| Shelby County Ohio | 8 | $ 1,191,000 | $ 148,000 | $ 36,000 |
| Pendleton County Kentucky | 7 | $ 1,137,000 | $ 162,000 | $ 89,000 |
| Marion County Ohio | 7 | $ 933,000 | $ 133,000 | $ 48,000 |
| Sandusky County Ohio | 7 | $ 693,000 | $ 99,000 | $ 40,000 |
| Boulder County Colorado | 6 | $ 1,933,000 | $ 322,000 | $ 83,000 |
| Columbiana County Ohio | 6 | $ 780,000 | $ 130,000 | $ 60,000 |
| Delaware County Ohio | 6 | $ 1,016,000 | $ 169,000 | $ 80,000 |
| Licking County Ohio | 6 | $ 807,000 | $ 134,000 | $ 54,000 |
| Allen County Ohio | 5 | $ 485,000 | $ 97,000 | $ 55,000 |
| Knox County Ohio | 5 | $ 625,000 | $ 125,000 | $ 56,000 |
| Medina County Ohio | 5 | $ 857,000 | $ 171,000 | $ 660,000 |
| Mercer County Ohio | 5 | $ 589,000 | $ 117,000 | $ 70,000 |
| Jasper County South Carolina | 5 | $ 981,000 | $ 196,000 | $ 68,000 |
| Park County Colorado | 4 | $ 873,000 | $ 218,000 | $ 97,000 |
| Johnson County Kansas | 4 | $ 648,000 | $ 162,000 | $ 91,000 |
| Grant County Kentucky | 4 | $ 681,000 | $ 170,000 | $ 146,000 |
| Adams County Ohio | 4 | $ 232,000 | $ 58,000 | $ 32,000 |
| Champaign County Ohio | 4 | $ 493,000 | $ 123,000 | $ 55,000 |
| Geauga County Ohio | 4 | $ 691,000 | $ 172,000 | $ 111,000 |
| Hocking County Ohio | 4 | $ 508,000 | $ 127,000 | $ 52,000 |
| Morrow County Ohio | 4 | $ 405,000 | $ 101,000 | $ 62,000 |
| Portage County Ohio | 4 | $ 467,000 | $ 116,000 | $ 49,000 |
| Hillsborough County Florida | 3 | $ 445,000 | $ 148,000 | $ 68,000 |
| Franklin County Missouri | 3 | $ 718,000 | $ 239,000 | $ 57,000 |
| Jefferson County Missouri | 3 | $ 598,000 | $ 199,000 | $ 81,000 |
| Lincoln County Missouri | 3 | $ 411,000 | $ 137,000 | $ 61,000 |
| Warren County Missouri | 3 | $ 486,000 | $ 162,000 | $ 77,000 |
| Auglaize County Ohio | 3 | $ 341,000 | $ 113,000 | $ 64,000 |
| Hancock County Ohio | 3 | $ 355,000 | $ 118,000 | $ 45,000 |
| Ottawa County Ohio | 3 | $ 816,000 | $ 272,000 | $ 275,000 |
| Pickaway County Ohio | 3 | $ 325,000 | $ 108,000 | $ 56,000 |
| Tuscarawas County Ohio | 3 | $ 224,000 | $ 74,000 | $ 30,000 |
| Union County Ohio | 3 | $ 250,000 | $ 83,000 | $ 56,000 |
| Wayne County Ohio | 3 | $ 343,000 | $ 114,000 | $ 55,000 |
| Orangeburg County South Carolina | 3 | $ 396,000 | $ 132,000 | $ 175,000 |
| Shelby County Tennessee | 3 | $ 515,000 | $ 171,000 | $ 68,000 |
| Pulaski County Virginia | 3 | $ 1,055,000 | $ 351,000 | $ 342,000 |
| Elbert County Colorado | 2 | $ 346,000 | $ 173,000 | $ 36,000 |
| Teller County Colorado | 2 | $ 453,000 | $ 226,000 | $ 69,000 |
| Collier County Florida | 2 | $ 408,000 | $ 204,000 | $ 86,000 |
| Osceola County Florida | 2 | $ 1,209,000 | $ 604,000 | $ 821,000 |
| Pinellas County Florida | 2 | $ 180,000 | $ 90,000 | $ 37,000 |
| Monroe County Illinois | 2 | $ 310,000 | $ 155,000 | $ 110,000 |
| Dearborn County Indiana | 2 | $ 391,000 | $ 195,000 | $ 79,000 |
| Lenawee County Michigan | 2 | $ 285,000 | $ 142,000 | $ 91,000 |
| Monroe County Michigan | 2 | $ 420,000 | $ 210,000 | $ 36,000 |
| Ogemaw County Michigan | 2 | $ 207,000 | $ 103,000 | $ 134,000 |
| Washtenaw County Michigan | 2 | $ 395,000 | $ 197,000 | $ 55,000 |
| Boone County Missouri | 2 | $ 160,000 | $ 80,000 | $ 106,000 |
| Jackson County Missouri | 2 | $ 197,000 | $ 98,000 | $ 43,000 |
| Hardin County Ohio | 2 | $ 131,000 | $ 65,000 | $ 34,000 |
| Madison County Ohio | 2 | $ 261,000 | $ 130,000 | $ 49,000 |
| Muskingum County Ohio | 2 | $ 90,000 | $ 45,000 | $ 35,000 |
| Putnam County Ohio | 2 | $ 195,000 | $ 97,000 | $ 62,000 |
| Williams County Ohio | 2 | $ 245,000 | $ 122,000 | $ 38,000 |
| Wyandot County Ohio | 2 | $ 219,000 | $ 109,000 | $ 24,000 |
| Tulsa County Oklahoma | 2 | $ 202,000 | $ 101,000 | $ 115,000 |
| Callahan County Texas | 2 | $ 470,000 | $ 235,000 | $ 0 |
| Mohave County Arizona | 1 | $ 49,000 | $ 49,000 | $ 28,000 |
| Pima County Arizona | 1 | $ 100,000 | $ 100,000 | $ 144,000 |
| Marin County California | 1 | $ 354,000 | $ 354,000 | $ 149,000 |
| Stanislaus County California | 1 | $ 565,000 | $ 565,000 | $ 150,000 |
| Eagle County Colorado | 1 | $ 620,000 | $ 620,000 | $ 434,000 |
| El Paso County Colorado | 1 | $ 86,000 | $ 86,000 | $ 89,000 |
| Fremont County Colorado | 1 | $ 329,000 | $ 329,000 | $ 60,000 |
| Larimer County Colorado | 1 | $ 327,000 | $ 327,000 | $ 232,000 |
| Morgan County Colorado | 1 | $ 23,000 | $ 23,000 | $ 101,000 |
| Saguache County Colorado | 1 | $ 127,000 | $ 127,000 | $ 14,000 |
| Weld County Colorado | 1 | $ 157,000 | $ 157,000 | $ 234,000 |
| Litchfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 62,000 |
| Alachua County Florida | 1 | $ 80,000 | $ 80,000 | $ 146,000 |
| Brevard County Florida | 1 | $ 80,000 | $ 80,000 | $ 79,000 |
| Broward County Florida | 1 | $ 420,000 | $ 420,000 | $ 120,000 |
| DeSoto County Florida | 1 | $ 135,000 | $ 135,000 | $ 90,000 |
| Lee County Florida | 1 | $ 428,000 | $ 428,000 | $ 130,000 |
| Monroe County Florida | 1 | $ 560,000 | $ 560,000 | $ 501,000 |
| Orange County Florida | 1 | $ 376,000 | $ 376,000 | $ 120,000 |
| Palm Beach County Florida | 1 | $ 51,000 | $ 51,000 | $ 400,000 |
| Chatham County Georgia | 1 | $ 220,000 | $ 220,000 | $ 0 |
| Cherokee County Georgia | 1 | $ 90,000 | $ 90,000 | $ 52,000 |
| DeKalb County Georgia | 1 | $ 25,000 | $ 25,000 | $ 15,000 |
| Cook County Illinois | 1 | $ 102,000 | $ 102,000 | $ 68,000 |
| Madison County Illinois | 1 | $ 304,000 | $ 304,000 | $ 200,000 |
| Will County Illinois | 1 | $ 67,000 | $ 67,000 | $ 70,000 |
| Decatur County Indiana | 1 | $ 74,000 | $ 74,000 | $ 32,000 |
| Jennings County Indiana | 1 | $ 30,000 | $ 30,000 | $ 0 |
| Ripley County Indiana | 1 | $ 155,000 | $ 155,000 | $ 77,000 |
| Wabash County Indiana | 1 | $ 88,000 | $ 88,000 | $ 66,000 |
| Wayne County Indiana | 1 | $ 233,000 | $ 233,000 | $ 70,000 |
| Leavenworth County Kansas | 1 | $ 107,000 | $ 107,000 | $ 87,000 |
| Sedgwick County Kansas | 1 | $ 140,000 | $ 140,000 | $ 83,000 |
| Anderson County Kentucky | 1 | $ 169,000 | $ 169,000 | $ 64,000 |
| Fayette County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 42,000 |
| Hardin County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 34,000 |
| Jackson County Kentucky | 1 | $ 124,000 | $ 124,000 | $ 67,000 |
| Owen County Kentucky | 1 | $ 236,000 | $ 236,000 | $ 93,000 |
| Wayne County Kentucky | 1 | $ 180,000 | $ 180,000 | $ 95,000 |
| Essex County Massachusetts | 1 | $ 220,000 | $ 220,000 | $ 155,000 |
| Barry County Michigan | 1 | $ 97,000 | $ 97,000 | $ 101,000 |
| Genesee County Michigan | 1 | $ 144,000 | $ 144,000 | $ 80,000 |
| Ingham County Michigan | 1 | $ 101,000 | $ 101,000 | $ 34,000 |
| Leelanau County Michigan | 1 | $ 295,000 | $ 295,000 | $ 187,000 |
| Otsego County Michigan | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| St. Clair County Michigan | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Cass County Minnesota | 1 | $ 134,000 | $ 134,000 | $ 180,000 |
| Scott County Minnesota | 1 | $ 94,000 | $ 94,000 | $ 56,000 |
| Audrain County Missouri | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| Camden County Missouri | 1 | $ 160,000 | $ 160,000 | $ 171,000 |
| Dent County Missouri | 1 | $ 88,000 | $ 88,000 | $ 108,000 |
| Marion County Missouri | 1 | $ 120,000 | $ 120,000 | $ 59,000 |
| Morgan County Missouri | 1 | $ 345,000 | $ 345,000 | $ 235,000 |
| Perry County Missouri | 1 | $ 100,000 | $ 100,000 | $ 41,000 |
| Pike County Missouri | 1 | $ 50,000 | $ 50,000 | $ 23,000 |
| Platte County Missouri | 1 | $ 134,000 | $ 134,000 | $ 115,000 |
| St. Francois County Missouri | 1 | $ 139,000 | $ 139,000 | $ 54,000 |
| Ste. Genevieve County Missouri | 1 | $ 170,000 | $ 170,000 | $ 72,000 |
| Saratoga County New York | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Carteret County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 102,000 |
| Jackson County North Carolina | 1 | $ 287,000 | $ 287,000 | $ 135,000 |
| Mecklenburg County North Carolina | 1 | $ 142,000 | $ 142,000 | $ 36,000 |
| Athens County Ohio | 1 | $ 239,000 | $ 239,000 | $ 225,000 |
| Carroll County Ohio | 1 | $ 52,000 | $ 52,000 | $ 35,000 |
| Darke County Ohio | 1 | $ 109,000 | $ 109,000 | $ 64,000 |
| Defiance County Ohio | 1 | $ 98,000 | $ 98,000 | $ 80,000 |
| Henry County Ohio | 1 | $ 99,000 | $ 99,000 | $ 52,000 |
| Jackson County Ohio | 1 | $ 92,000 | $ 92,000 | $ 42,000 |
| Lawrence County Ohio | 1 | $ 53,000 | $ 53,000 | $ 42,000 |
| Logan County Ohio | 1 | $ 63,000 | $ 63,000 | $ 89,000 |
| Meigs County Ohio | 1 | $ 56,000 | $ 56,000 | $ 41,000 |
| Monroe County Ohio | 1 | $ 80,000 | $ 80,000 | $ 40,000 |
| Morgan County Ohio | 1 | $ 51,000 | $ 51,000 | $ 22,000 |
| Perry County Ohio | 1 | $ 84,000 | $ 84,000 | $ 44,000 |
| Pike County Ohio | 1 | $ 58,000 | $ 58,000 | $ 14,000 |
| Scioto County Ohio | 1 | $ 62,000 | $ 62,000 | $ 57,000 |
| Wood County Ohio | 1 | $ 144,000 | $ 144,000 | $ 32,000 |
| Marion County Oregon | 1 | $ 85,000 | $ 85,000 | $ 55,000 |
| Yamhill County Oregon | 1 | $ 231,000 | $ 231,000 | $ 266,000 |
| Allegheny County Pennsylvania | 1 | $ 100,000 | $ 100,000 | $ 177,000 |
| Northampton County Pennsylvania | 1 | $ 316,000 | $ 316,000 | $ 122,000 |
| Washington County Pennsylvania | 1 | $ 260,000 | $ 260,000 | $ 150,000 |
| Aiken County South Carolina | 1 | $ 27,000 | $ 27,000 | $ 49,000 |
| Charleston County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 163,000 |
| Horry County South Carolina | 1 | $ 187,000 | $ 187,000 | $ 73,000 |
| Newberry County South Carolina | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Campbell County Tennessee | 1 | $ 188,000 | $ 188,000 | $ 160,000 |
| Knox County Tennessee | 1 | $ 200,000 | $ 200,000 | $ 94,000 |
| Dallas County Texas | 1 | $ 39,000 | $ 39,000 | $ 168,000 |
| Harris County Texas | 1 | $ 195,000 | $ 195,000 | $ 55,000 |
| Travis County Texas | 1 | $ 37,000 | $ 37,000 | $ 33,000 |
| Henrico County Virginia | 1 | $ 141,000 | $ 141,000 | $ 81,000 |
| Cowlitz County Washington | 1 | $ 115,000 | $ 115,000 | $ 61,000 |
| King County Washington | 1 | $ 548,000 | $ 548,000 | $ 188,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,313 | $218,935,000 | $166,000 | $2,915,000 | $74,000 | $1,001,000 |
| Refinancing | 1,149 | $176,035,000 | $153,000 | $4,445,000 | $77,000 | $2,860,000 |
| Home Improvement | 185 | $3,263,000 | $17,000 | $125,000 | $67,000 | $1,008,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,224 | $323,722,000 | $145,000 | $1,800,000 | $75,000 | $2,860,000 |
| Not Provided | 181 | $28,875,000 | $159,000 | $4,445,000 | $86,000 | $1,001,000 |
| Black or African American | 103 | $9,572,000 | $92,000 | $304,000 | $54,000 | $272,000 |
| Hispanic | 65 | $11,795,000 | $181,000 | $1,613,000 | $72,000 | $546,000 |
| Asian | 43 | $11,627,000 | $270,000 | $1,847,000 | $91,000 | $373,000 |
| American Indian or Alaskan Native | 13 | $2,113,000 | $162,000 | $868,000 | $123,000 | $866,000 |
| Not applicable | 13 | $9,826,000 | $755,000 | $2,915,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 5 | $703,000 | $140,000 | $180,000 | $43,000 | $89,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,599 | $392,681,000 | $151,000 | $4,445,000 | $76,000 | $2,860,000 |
| FHA-insured (Federal Housing Administration) | 41 | $3,792,000 | $92,000 | $167,000 | $37,000 | $96,000 |
| VA-guaranteed (Veterans Administration) | 5 | $732,000 | $146,000 | $180,000 | $34,000 | $68,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 2 | $1,028,000 | $514,000 | $528,000 | $94,000 | $109,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,629 | $238,311,000 | $146,000 | $1,800,000 | $81,000 | $1,008,000 |
| Application Denied By Financial Institution | 469 | $75,782,000 | $161,000 | $4,445,000 | $69,000 | $903,000 |
| Preapproval Denied by Financial Institution | 312 | $45,573,000 | $146,000 | $1,480,000 | $58,000 | $1,001,000 |
| Application Approved But Not Accepted | 150 | $21,560,000 | $143,000 | $933,000 | $63,000 | $408,000 |
| Application Withdrawn By Applicant | 76 | $15,437,000 | $203,000 | $2,915,000 | $53,000 | $546,000 |
| Preapproval Approved but not Accepted | 10 | $1,434,000 | $143,000 | $250,000 | $66,000 | $150,000 |
| File Closed For Incompleteness | 1 | $136,000 | $136,000 | $136,000 | $2,860,000 | $2,860,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 231 | $26,216,000 | $113,000 | $829,000 | $57,000 | $860,000 |
| Debt-To-Income Ratio | 187 | $27,798,000 | $148,000 | $1,500,000 | $54,000 | $876,000 |
| Unverifiable Information | 161 | $26,388,000 | $163,000 | $1,200,000 | $76,000 | $903,000 |
| Other | 101 | $27,731,000 | $274,000 | $4,445,000 | $80,000 | $1,001,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 49 | $7,324,000 | $149,000 | $800,000 | $55,000 | $526,000 |
| Collateral | 44 | $5,395,000 | $122,000 | $620,000 | $79,000 | $434,000 |
| Employment History | 8 | $503,000 | $62,000 | $194,000 | $32,000 | $50,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.