Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Liberty Savings Bank, Fsb 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 3,439 |
| Total Mortgage Loan Application Amount | $477,303,000 |
| Average Mortgage Loan Application Amount | $106,000 |
| Highest Mortgage Loan Application Amount | $1,500,000 |
| Average Applicant Income | $75,666 |
| Highest Applicant Income | $1,428,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 536 | $ 46,536,000 | $ 86,000 | $ 68,000 |
| Sarasota County Florida | 182 | $ 28,511,000 | $ 156,000 | $ 92,000 |
| Greene County Ohio | 154 | $ 15,936,000 | $ 103,000 | $ 82,000 |
| Clinton County Ohio | 145 | $ 14,045,000 | $ 96,000 | $ 48,000 |
| Beaufort County South Carolina | 142 | $ 30,214,000 | $ 212,000 | $ 84,000 |
| Hamilton County Ohio | 130 | $ 17,773,000 | $ 136,000 | $ 74,000 |
| Franklin County Ohio | 112 | $ 13,078,000 | $ 116,000 | $ 62,000 |
| Warren County Ohio | 106 | $ 14,583,000 | $ 137,000 | $ 75,000 |
| Manatee County Florida | 96 | $ 17,651,000 | $ 183,000 | $ 86,000 |
| Highland County Ohio | 81 | $ 6,792,000 | $ 83,000 | $ 46,000 |
| Lorain County Ohio | 63 | $ 8,603,000 | $ 136,000 | $ 73,000 |
| Oakland County Michigan | 60 | $ 13,691,000 | $ 228,000 | $ 117,000 |
| Boone County Kentucky | 57 | $ 8,810,000 | $ 154,000 | $ 87,000 |
| Butler County Ohio | 54 | $ 7,630,000 | $ 141,000 | $ 66,000 |
| St. Louis County Missouri | 53 | $ 11,332,000 | $ 213,000 | $ 95,000 |
| Lucas County Ohio | 51 | $ 5,298,000 | $ 103,000 | $ 60,000 |
| Cuyahoga County Ohio | 47 | $ 6,362,000 | $ 135,000 | $ 79,000 |
| Clermont County Ohio | 46 | $ 6,602,000 | $ 143,000 | $ 65,000 |
| Arapahoe County Colorado | 40 | $ 6,945,000 | $ 173,000 | $ 108,000 |
| St. Charles County Missouri | 38 | $ 6,915,000 | $ 181,000 | $ 82,000 |
| Clark County Ohio | 38 | $ 3,447,000 | $ 90,000 | $ 68,000 |
| Denver County Colorado | 37 | $ 5,897,000 | $ 159,000 | $ 97,000 |
| Fairfield County Ohio | 35 | $ 5,438,000 | $ 155,000 | $ 63,000 |
| Kenton County Kentucky | 33 | $ 4,504,000 | $ 136,000 | $ 66,000 |
| Wayne County Michigan | 32 | $ 6,104,000 | $ 190,000 | $ 88,000 |
| Adams County Colorado | 29 | $ 5,126,000 | $ 176,000 | $ 72,000 |
| Mahoning County Ohio | 29 | $ 3,273,000 | $ 112,000 | $ 60,000 |
| Richland County Ohio | 29 | $ 2,631,000 | $ 90,000 | $ 41,000 |
| Stark County Ohio | 29 | $ 4,369,000 | $ 150,000 | $ 84,000 |
| Licking County Ohio | 28 | $ 4,322,000 | $ 154,000 | $ 52,000 |
| Jefferson County Colorado | 27 | $ 4,606,000 | $ 170,000 | $ 121,000 |
| Summit County Ohio | 26 | $ 4,622,000 | $ 177,000 | $ 122,000 |
| Douglas County Colorado | 25 | $ 4,443,000 | $ 177,000 | $ 106,000 |
| Preble County Ohio | 24 | $ 2,509,000 | $ 104,000 | $ 54,000 |
| Miami County Ohio | 22 | $ 2,288,000 | $ 104,000 | $ 74,000 |
| Boulder County Colorado | 19 | $ 3,674,000 | $ 193,000 | $ 101,000 |
| Livingston County Michigan | 17 | $ 3,822,000 | $ 224,000 | $ 90,000 |
| Ashland County Ohio | 15 | $ 1,550,000 | $ 103,000 | $ 52,000 |
| Grand County Colorado | 14 | $ 2,718,000 | $ 194,000 | $ 114,000 |
| Charlotte County Florida | 14 | $ 3,172,000 | $ 226,000 | $ 92,000 |
| Trumbull County Ohio | 14 | $ 1,490,000 | $ 106,000 | $ 56,000 |
| Weld County Colorado | 13 | $ 1,791,000 | $ 137,000 | $ 63,000 |
| Allen County Ohio | 12 | $ 1,292,000 | $ 107,000 | $ 63,000 |
| Wood County Ohio | 12 | $ 1,556,000 | $ 129,000 | $ 68,000 |
| Erie County Ohio | 11 | $ 1,264,000 | $ 114,000 | $ 79,000 |
| Huron County Ohio | 11 | $ 1,258,000 | $ 114,000 | $ 62,000 |
| Lake County Ohio | 11 | $ 1,390,000 | $ 126,000 | $ 46,000 |
| Portage County Ohio | 11 | $ 1,520,000 | $ 138,000 | $ 93,000 |
| Campbell County Kentucky | 10 | $ 1,469,000 | $ 146,000 | $ 75,000 |
| Medina County Ohio | 10 | $ 2,290,000 | $ 229,000 | $ 138,000 |
| Johnson County Kansas | 9 | $ 2,006,000 | $ 222,000 | $ 133,000 |
| Jefferson County Missouri | 9 | $ 1,737,000 | $ 193,000 | $ 62,000 |
| Brown County Ohio | 8 | $ 990,000 | $ 123,000 | $ 60,000 |
| Crawford County Ohio | 8 | $ 1,020,000 | $ 127,000 | $ 70,000 |
| Shelby County Ohio | 8 | $ 770,000 | $ 96,000 | $ 139,000 |
| Ashtabula County Ohio | 7 | $ 691,000 | $ 98,000 | $ 43,000 |
| Champaign County Ohio | 7 | $ 643,000 | $ 91,000 | $ 45,000 |
| Darke County Ohio | 7 | $ 715,000 | $ 102,000 | $ 56,000 |
| Pickaway County Ohio | 7 | $ 1,196,000 | $ 170,000 | $ 67,000 |
| Seneca County Ohio | 7 | $ 696,000 | $ 99,000 | $ 55,000 |
| Shelby County Tennessee | 7 | $ 1,226,000 | $ 175,000 | $ 92,000 |
| Larimer County Colorado | 6 | $ 1,239,000 | $ 206,000 | $ 83,000 |
| Hillsborough County Florida | 6 | $ 2,533,000 | $ 422,000 | $ 223,000 |
| Warren County Missouri | 6 | $ 910,000 | $ 151,000 | $ 77,000 |
| Auglaize County Ohio | 6 | $ 720,000 | $ 120,000 | $ 61,000 |
| Delaware County Ohio | 6 | $ 1,639,000 | $ 273,000 | $ 140,000 |
| Fulton County Ohio | 6 | $ 916,000 | $ 152,000 | $ 78,000 |
| Tuscarawas County Ohio | 6 | $ 1,054,000 | $ 175,000 | $ 77,000 |
| Elbert County Colorado | 5 | $ 634,000 | $ 126,000 | $ 86,000 |
| Grant County Kentucky | 5 | $ 681,000 | $ 136,000 | $ 106,000 |
| Monroe County Michigan | 5 | $ 852,000 | $ 170,000 | $ 100,000 |
| St. Clair County Michigan | 5 | $ 981,000 | $ 196,000 | $ 100,000 |
| Clay County Missouri | 5 | $ 741,000 | $ 148,000 | $ 83,000 |
| St. Louis City County Missouri | 5 | $ 995,000 | $ 199,000 | $ 84,000 |
| Adams County Ohio | 5 | $ 230,000 | $ 46,000 | $ 56,000 |
| Logan County Ohio | 5 | $ 594,000 | $ 118,000 | $ 125,000 |
| Marion County Ohio | 5 | $ 416,000 | $ 83,000 | $ 58,000 |
| Wyandot County Ohio | 5 | $ 528,000 | $ 105,000 | $ 64,000 |
| Summit County Colorado | 4 | $ 1,252,000 | $ 313,000 | $ 155,000 |
| Madison County Illinois | 4 | $ 943,000 | $ 235,000 | $ 91,000 |
| Dearborn County Indiana | 4 | $ 1,250,000 | $ 312,000 | $ 94,000 |
| Macomb County Michigan | 4 | $ 517,000 | $ 129,000 | $ 50,000 |
| Washtenaw County Michigan | 4 | $ 675,000 | $ 168,000 | $ 63,000 |
| Fayette County Ohio | 4 | $ 310,000 | $ 77,000 | $ 39,000 |
| Hardin County Ohio | 4 | $ 286,000 | $ 71,000 | $ 74,000 |
| Hocking County Ohio | 4 | $ 491,000 | $ 122,000 | $ 68,000 |
| Mercer County Ohio | 4 | $ 444,000 | $ 111,000 | $ 45,000 |
| Sandusky County Ohio | 4 | $ 504,000 | $ 126,000 | $ 74,000 |
| Union County Ohio | 4 | $ 590,000 | $ 147,000 | $ 64,000 |
| Jasper County South Carolina | 4 | $ 482,000 | $ 120,000 | $ 43,000 |
| Pima County Arizona | 3 | $ 1,111,000 | $ 370,000 | $ 120,000 |
| Lake County Colorado | 3 | $ 400,000 | $ 133,000 | $ 139,000 |
| Pueblo County Colorado | 3 | $ 772,000 | $ 257,000 | $ 16,000 |
| Brevard County Florida | 3 | $ 539,000 | $ 179,000 | $ 329,000 |
| Hernando County Florida | 3 | $ 381,000 | $ 127,000 | $ 83,000 |
| Walton County Florida | 3 | $ 1,673,000 | $ 557,000 | $ 215,000 |
| Peoria County Illinois | 3 | $ 476,000 | $ 158,000 | $ 100,000 |
| Winnebago County Illinois | 3 | $ 246,000 | $ 82,000 | $ 55,000 |
| Pendleton County Kentucky | 3 | $ 564,000 | $ 188,000 | $ 84,000 |
| Genesee County Michigan | 3 | $ 746,000 | $ 248,000 | $ 96,000 |
| Hennepin County Minnesota | 3 | $ 535,000 | $ 178,000 | $ 45,000 |
| Jackson County Missouri | 3 | $ 486,000 | $ 162,000 | $ 109,000 |
| Platte County Missouri | 3 | $ 422,000 | $ 140,000 | $ 63,000 |
| Columbiana County Ohio | 3 | $ 231,000 | $ 77,000 | $ 82,000 |
| Knox County Ohio | 3 | $ 276,000 | $ 92,000 | $ 45,000 |
| Morgan County Ohio | 3 | $ 202,000 | $ 67,000 | $ 42,000 |
| Morrow County Ohio | 3 | $ 498,000 | $ 166,000 | $ 72,000 |
| Muskingum County Ohio | 3 | $ 178,000 | $ 59,000 | $ 21,000 |
| Ottawa County Ohio | 3 | $ 300,000 | $ 100,000 | $ 46,000 |
| Ross County Ohio | 3 | $ 301,000 | $ 100,000 | $ 47,000 |
| Scioto County Ohio | 3 | $ 257,000 | $ 85,000 | $ 36,000 |
| Maricopa County Arizona | 2 | $ 301,000 | $ 150,000 | $ 70,000 |
| Lake County California | 2 | $ 454,000 | $ 227,000 | $ 137,000 |
| Broomfield County Colorado | 2 | $ 311,000 | $ 155,000 | $ 114,000 |
| Gilpin County Colorado | 2 | $ 748,000 | $ 374,000 | $ 136,000 |
| Broward County Florida | 2 | $ 467,000 | $ 233,000 | $ 367,000 |
| Collier County Florida | 2 | $ 454,000 | $ 227,000 | $ 0 |
| Lee County Florida | 2 | $ 257,000 | $ 128,000 | $ 189,000 |
| Volusia County Florida | 2 | $ 298,000 | $ 149,000 | $ 365,000 |
| Chatham County Georgia | 2 | $ 300,000 | $ 150,000 | $ 36,000 |
| Cobb County Georgia | 2 | $ 227,000 | $ 113,000 | $ 76,000 |
| Monroe County Illinois | 2 | $ 580,000 | $ 290,000 | $ 111,000 |
| Randolph County Illinois | 2 | $ 268,000 | $ 134,000 | $ 107,000 |
| St. Clair County Illinois | 2 | $ 299,000 | $ 149,000 | $ 64,000 |
| Lawrence County Indiana | 2 | $ 623,000 | $ 311,000 | $ 76,000 |
| Leavenworth County Kansas | 2 | $ 330,000 | $ 165,000 | $ 91,000 |
| Warren County Kentucky | 2 | $ 447,000 | $ 223,000 | $ 84,000 |
| Kent County Michigan | 2 | $ 749,000 | $ 374,000 | $ 129,000 |
| Sanilac County Michigan | 2 | $ 249,000 | $ 124,000 | $ 91,000 |
| Anoka County Minnesota | 2 | $ 341,000 | $ 170,000 | $ 82,000 |
| Ramsey County Minnesota | 2 | $ 379,000 | $ 189,000 | $ 150,000 |
| Cass County Missouri | 2 | $ 278,000 | $ 139,000 | $ 60,000 |
| Lincoln County Missouri | 2 | $ 105,000 | $ 52,000 | $ 34,000 |
| Montgomery County Missouri | 2 | $ 258,000 | $ 129,000 | $ 96,000 |
| Clark County Nevada | 2 | $ 471,000 | $ 235,000 | $ 207,000 |
| Athens County Ohio | 2 | $ 128,000 | $ 64,000 | $ 28,000 |
| Coshocton County Ohio | 2 | $ 200,000 | $ 100,000 | $ 48,000 |
| Geauga County Ohio | 2 | $ 200,000 | $ 100,000 | $ 32,000 |
| Hancock County Ohio | 2 | $ 285,000 | $ 142,000 | $ 63,000 |
| Madison County Ohio | 2 | $ 563,000 | $ 281,000 | $ 107,000 |
| Perry County Ohio | 2 | $ 160,000 | $ 80,000 | $ 36,000 |
| Pike County Ohio | 2 | $ 314,000 | $ 157,000 | $ 59,000 |
| Washington County Ohio | 2 | $ 224,000 | $ 112,000 | $ 43,000 |
| Williams County Ohio | 2 | $ 163,000 | $ 81,000 | $ 37,000 |
| Sevier County Tennessee | 2 | $ 448,000 | $ 224,000 | $ 125,000 |
| Los Angeles County California | 1 | $ 204,000 | $ 204,000 | $ 102,000 |
| Chaffee County Colorado | 1 | $ 350,000 | $ 350,000 | $ 144,000 |
| Eagle County Colorado | 1 | $ 252,000 | $ 252,000 | $ 106,000 |
| El Paso County Colorado | 1 | $ 156,000 | $ 156,000 | $ 80,000 |
| Jackson County Colorado | 1 | $ 38,000 | $ 38,000 | $ 32,000 |
| La Plata County Colorado | 1 | $ 245,000 | $ 245,000 | $ 47,000 |
| Las Animas County Colorado | 1 | $ 135,000 | $ 135,000 | $ 56,000 |
| Mesa County Colorado | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Park County Colorado | 1 | $ 71,000 | $ 71,000 | $ 94,000 |
| Dixie County Florida | 1 | $ 40,000 | $ 40,000 | $ 20,000 |
| Indian River County Florida | 1 | $ 37,000 | $ 37,000 | $ 311,000 |
| Miami-Dade County Florida | 1 | $ 53,000 | $ 53,000 | $ 250,000 |
| Pasco County Florida | 1 | $ 19,000 | $ 19,000 | $ 61,000 |
| Pinellas County Florida | 1 | $ 70,000 | $ 70,000 | $ 0 |
| Jersey County Illinois | 1 | $ 204,000 | $ 204,000 | $ 99,000 |
| Kane County Illinois | 1 | $ 80,000 | $ 80,000 | $ 71,000 |
| Macoupin County Illinois | 1 | $ 160,000 | $ 160,000 | $ 46,000 |
| Stephenson County Illinois | 1 | $ 238,000 | $ 238,000 | $ 64,000 |
| Cass County Indiana | 1 | $ 55,000 | $ 55,000 | $ 46,000 |
| Posey County Indiana | 1 | $ 154,000 | $ 154,000 | $ 82,000 |
| Putnam County Indiana | 1 | $ 152,000 | $ 152,000 | $ 89,000 |
| Wayne County Indiana | 1 | $ 125,000 | $ 125,000 | $ 27,000 |
| Miami County Kansas | 1 | $ 175,000 | $ 175,000 | $ 69,000 |
| Sedgwick County Kansas | 1 | $ 182,000 | $ 182,000 | $ 44,000 |
| Wyandotte County Kansas | 1 | $ 112,000 | $ 112,000 | $ 38,000 |
| Boyd County Kentucky | 1 | $ 217,000 | $ 217,000 | $ 76,000 |
| Boyle County Kentucky | 1 | $ 100,000 | $ 100,000 | $ 137,000 |
| Carroll County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 71,000 |
| Christian County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 40,000 |
| Fayette County Kentucky | 1 | $ 340,000 | $ 340,000 | $ 134,000 |
| Jefferson County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 177,000 |
| Johnson County Kentucky | 1 | $ 114,000 | $ 114,000 | $ 43,000 |
| Harford County Maryland | 1 | $ 226,000 | $ 226,000 | $ 0 |
| Prince George's County Maryland | 1 | $ 222,000 | $ 222,000 | $ 70,000 |
| Alcona County Michigan | 1 | $ 215,000 | $ 215,000 | $ 142,000 |
| Allegan County Michigan | 1 | $ 105,000 | $ 105,000 | $ 67,000 |
| Antrim County Michigan | 1 | $ 323,000 | $ 323,000 | $ 221,000 |
| Clinton County Michigan | 1 | $ 110,000 | $ 110,000 | $ 138,000 |
| Hillsdale County Michigan | 1 | $ 232,000 | $ 232,000 | $ 34,000 |
| Jackson County Michigan | 1 | $ 140,000 | $ 140,000 | $ 73,000 |
| Lenawee County Michigan | 1 | $ 99,000 | $ 99,000 | $ 9,000 |
| Manistee County Michigan | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Ogemaw County Michigan | 1 | $ 40,000 | $ 40,000 | $ 104,000 |
| Saginaw County Michigan | 1 | $ 135,000 | $ 135,000 | $ 63,000 |
| Isanti County Minnesota | 1 | $ 216,000 | $ 216,000 | $ 44,000 |
| Lac qui Parle County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 48,000 |
| Scott County Minnesota | 1 | $ 233,000 | $ 233,000 | $ 67,000 |
| Sherburne County Minnesota | 1 | $ 160,000 | $ 160,000 | $ 42,000 |
| Wright County Minnesota | 1 | $ 264,000 | $ 264,000 | $ 44,000 |
| Daviess County Missouri | 1 | $ 116,000 | $ 116,000 | $ 161,000 |
| Franklin County Missouri | 1 | $ 185,000 | $ 185,000 | $ 69,000 |
| Phelps County Missouri | 1 | $ 138,000 | $ 138,000 | $ 133,000 |
| Ralls County Missouri | 1 | $ 66,000 | $ 66,000 | $ 32,000 |
| Ste. Genevieve County Missouri | 1 | $ 140,000 | $ 140,000 | $ 176,000 |
| Somerset County New Jersey | 1 | $ 544,000 | $ 544,000 | $ 202,000 |
| Chautauqua County New York | 1 | $ 90,000 | $ 90,000 | $ 21,000 |
| Kings County New York | 1 | $ 135,000 | $ 135,000 | $ 95,000 |
| Monroe County New York | 1 | $ 148,000 | $ 148,000 | $ 54,000 |
| Suffolk County New York | 1 | $ 360,000 | $ 360,000 | $ 159,000 |
| Ulster County New York | 1 | $ 95,000 | $ 95,000 | $ 206,000 |
| Davidson County North Carolina | 1 | $ 114,000 | $ 114,000 | $ 80,000 |
| New Hanover County North Carolina | 1 | $ 360,000 | $ 360,000 | $ 376,000 |
| Belmont County Ohio | 1 | $ 56,000 | $ 56,000 | $ 53,000 |
| Carroll County Ohio | 1 | $ 110,000 | $ 110,000 | $ 197,000 |
| Defiance County Ohio | 1 | $ 84,000 | $ 84,000 | $ 45,000 |
| Guernsey County Ohio | 1 | $ 48,000 | $ 48,000 | $ 40,000 |
| Holmes County Ohio | 1 | $ 239,000 | $ 239,000 | $ 94,000 |
| Meigs County Ohio | 1 | $ 131,000 | $ 131,000 | $ 65,000 |
| Paulding County Ohio | 1 | $ 70,000 | $ 70,000 | $ 42,000 |
| Vinton County Ohio | 1 | $ 58,000 | $ 58,000 | $ 21,000 |
| Wayne County Ohio | 1 | $ 134,000 | $ 134,000 | $ 30,000 |
| Oklahoma County Oklahoma | 1 | $ 34,000 | $ 34,000 | $ 75,000 |
| Tulsa County Oklahoma | 1 | $ 105,000 | $ 105,000 | $ 144,000 |
| Yamhill County Oregon | 1 | $ 216,000 | $ 216,000 | $ 627,000 |
| Blair County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 85,000 |
| Lehigh County Pennsylvania | 1 | $ 125,000 | $ 125,000 | $ 53,000 |
| Aiken County South Carolina | 1 | $ 150,000 | $ 150,000 | $ 100,000 |
| Hampton County South Carolina | 1 | $ 72,000 | $ 72,000 | $ 52,000 |
| Lexington County South Carolina | 1 | $ 44,000 | $ 44,000 | $ 17,000 |
| York County South Carolina | 1 | $ 17,000 | $ 17,000 | $ 0 |
| Victoria County Texas | 1 | $ 212,000 | $ 212,000 | $ 90,000 |
| Accomack County Virginia | 1 | $ 151,000 | $ 151,000 | $ 34,000 |
| Tyler County West Virginia | 1 | $ 123,000 | $ 123,000 | $ 234,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,763 | $256,527,000 | $145,000 | $1,500,000 | $80,000 | $1,428,000 |
| Home Purchase | 1,437 | $214,989,000 | $149,000 | $1,500,000 | $72,000 | $790,000 |
| Home Improvement | 239 | $5,787,000 | $24,000 | $485,000 | $75,000 | $900,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,884 | $404,921,000 | $140,000 | $1,500,000 | $78,000 | $1,428,000 |
| Not Provided | 247 | $31,174,000 | $126,000 | $725,000 | $73,000 | $627,000 |
| Black or African American | 152 | $16,209,000 | $106,000 | $377,000 | $55,000 | $198,000 |
| Hispanic | 80 | $9,647,000 | $120,000 | $417,000 | $64,000 | $800,000 |
| Asian | 52 | $9,967,000 | $191,000 | $417,000 | $86,000 | $260,000 |
| Not applicable | 10 | $2,526,000 | $252,000 | $950,000 | $0 | $0 |
| American Indian or Alaskan Native | 9 | $2,368,000 | $263,000 | $1,000,000 | $112,000 | $420,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $491,000 | $98,000 | $175,000 | $112,000 | $271,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,382 | $469,859,000 | $138,000 | $1,500,000 | $76,000 | $1,428,000 |
| FHA-insured (Federal Housing Administration) | 49 | $6,464,000 | $131,000 | $328,000 | $51,000 | $122,000 |
| VA-guaranteed (Veterans Administration) | 8 | $980,000 | $122,000 | $321,000 | $71,000 | $164,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,147 | $296,499,000 | $138,000 | $960,000 | $81,000 | $1,428,000 |
| Application Denied By Financial Institution | 687 | $89,217,000 | $129,000 | $1,500,000 | $64,000 | $790,000 |
| File Closed For Incompleteness | 209 | $37,293,000 | $178,000 | $1,050,000 | $81,000 | $409,000 |
| Preapproval Denied by Financial Institution | 169 | $25,975,000 | $153,000 | $1,375,000 | $55,000 | $570,000 |
| Application Withdrawn By Applicant | 121 | $14,955,000 | $123,000 | $1,500,000 | $63,000 | $900,000 |
| Application Approved But Not Accepted | 102 | $12,938,000 | $126,000 | $1,000,000 | $89,000 | $600,000 |
| Loan Purchased By The Institution | 2 | $208,000 | $104,000 | $141,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 2 | $218,000 | $109,000 | $170,000 | $55,000 | $72,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 347 | $42,165,000 | $121,000 | $1,500,000 | $58,000 | $676,000 |
| Debt-To-Income Ratio | 262 | $34,842,000 | $132,000 | $808,000 | $52,000 | $625,000 |
| Other | 86 | $14,113,000 | $164,000 | $1,247,000 | $85,000 | $570,000 |
| Unverifiable Information | 77 | $12,430,000 | $161,000 | $700,000 | $78,000 | $790,000 |
| Collateral | 60 | $6,867,000 | $114,000 | $558,000 | $71,000 | $288,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 17 | $4,061,000 | $238,000 | $1,375,000 | $73,000 | $452,000 |
| Employment History | 5 | $590,000 | $118,000 | $335,000 | $54,000 | $100,000 |
| Credit Application Incomplete | 2 | $124,000 | $62,000 | $84,000 | $65,000 | $99,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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