Liberty Savings Bank, Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Liberty Savings Bank, Fsb 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, Fsb 2251 Rombach Ave. Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 5,204 |
| Total Mortgage Loan Application Amount | $837,620,000 |
| Average Mortgage Loan Application Amount | $116,666 |
| Highest Mortgage Loan Application Amount | $3,200,000 |
| Average Applicant Income | $79,333 |
| Highest Applicant Income | $3,060,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Liberty Savings Bank, Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Liberty Savings Bank, Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, Fsb's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Ohio | 489 | $ 52,981,000 | $ 108,000 | $ 68,000 |
| Hamilton County Ohio | 290 | $ 41,313,000 | $ 142,000 | $ 72,000 |
| Franklin County Ohio | 266 | $ 35,826,000 | $ 134,000 | $ 70,000 |
| Sarasota County Florida | 222 | $ 40,759,000 | $ 183,000 | $ 98,000 |
| Butler County Ohio | 175 | $ 25,501,000 | $ 145,000 | $ 73,000 |
| Warren County Ohio | 140 | $ 25,915,000 | $ 185,000 | $ 92,000 |
| Greene County Ohio | 124 | $ 17,281,000 | $ 139,000 | $ 89,000 |
| Manatee County Florida | 117 | $ 26,037,000 | $ 222,000 | $ 123,000 |
| Clermont County Ohio | 116 | $ 17,607,000 | $ 151,000 | $ 70,000 |
| Beaufort County South Carolina | 105 | $ 24,255,000 | $ 231,000 | $ 106,000 |
| Oakland County Michigan | 97 | $ 22,285,000 | $ 229,000 | $ 128,000 |
| Clinton County Ohio | 91 | $ 8,166,000 | $ 89,000 | $ 48,000 |
| Jefferson County Colorado | 88 | $ 17,649,000 | $ 200,000 | $ 87,000 |
| Highland County Ohio | 85 | $ 7,675,000 | $ 90,000 | $ 59,000 |
| Arapahoe County Colorado | 84 | $ 18,119,000 | $ 215,000 | $ 65,000 |
| Cuyahoga County Ohio | 82 | $ 11,648,000 | $ 142,000 | $ 82,000 |
| Denver County Colorado | 80 | $ 17,938,000 | $ 224,000 | $ 88,000 |
| Douglas County Colorado | 73 | $ 18,541,000 | $ 253,000 | $ 105,000 |
| Miami County Ohio | 64 | $ 7,563,000 | $ 118,000 | $ 82,000 |
| Boone County Kentucky | 60 | $ 9,391,000 | $ 156,000 | $ 74,000 |
| Hennepin County Minnesota | 55 | $ 11,511,000 | $ 209,000 | $ 73,000 |
| Wayne County Michigan | 53 | $ 7,892,000 | $ 148,000 | $ 100,000 |
| Lorain County Ohio | 53 | $ 8,243,000 | $ 155,000 | $ 125,000 |
| Adams County Colorado | 48 | $ 9,280,000 | $ 193,000 | $ 67,000 |
| Clark County Ohio | 43 | $ 4,268,000 | $ 99,000 | $ 60,000 |
| Kenton County Kentucky | 42 | $ 6,086,000 | $ 144,000 | $ 70,000 |
| St. Louis County Missouri | 42 | $ 10,034,000 | $ 238,000 | $ 106,000 |
| Fairfield County Ohio | 42 | $ 7,068,000 | $ 168,000 | $ 61,000 |
| Livingston County Michigan | 39 | $ 9,154,000 | $ 234,000 | $ 119,000 |
| Stark County Ohio | 39 | $ 5,357,000 | $ 137,000 | $ 69,000 |
| Lake County Ohio | 37 | $ 5,790,000 | $ 156,000 | $ 68,000 |
| Richland County Ohio | 36 | $ 3,813,000 | $ 105,000 | $ 49,000 |
| Hillsborough County Florida | 35 | $ 6,820,000 | $ 194,000 | $ 95,000 |
| St. Charles County Missouri | 35 | $ 7,087,000 | $ 202,000 | $ 94,000 |
| Delaware County Ohio | 35 | $ 8,469,000 | $ 241,000 | $ 83,000 |
| Licking County Ohio | 34 | $ 4,618,000 | $ 135,000 | $ 64,000 |
| Lucas County Ohio | 34 | $ 3,927,000 | $ 115,000 | $ 49,000 |
| Ramsey County Minnesota | 33 | $ 6,528,000 | $ 197,000 | $ 71,000 |
| Summit County Ohio | 31 | $ 5,139,000 | $ 165,000 | $ 73,000 |
| Grand County Colorado | 28 | $ 5,548,000 | $ 198,000 | $ 162,000 |
| Brown County Ohio | 28 | $ 3,843,000 | $ 137,000 | $ 58,000 |
| Charlotte County Florida | 27 | $ 4,246,000 | $ 157,000 | $ 104,000 |
| Mahoning County Ohio | 25 | $ 2,598,000 | $ 103,000 | $ 48,000 |
| Anoka County Minnesota | 24 | $ 4,409,000 | $ 183,000 | $ 64,000 |
| Dakota County Minnesota | 24 | $ 5,510,000 | $ 229,000 | $ 73,000 |
| Washington County Minnesota | 24 | $ 5,054,000 | $ 210,000 | $ 76,000 |
| Erie County Ohio | 24 | $ 2,611,000 | $ 108,000 | $ 77,000 |
| Pinellas County Florida | 22 | $ 3,970,000 | $ 180,000 | $ 90,000 |
| Campbell County Kentucky | 22 | $ 3,244,000 | $ 147,000 | $ 66,000 |
| Lee County Florida | 21 | $ 4,155,000 | $ 197,000 | $ 134,000 |
| Boulder County Colorado | 20 | $ 4,118,000 | $ 205,000 | $ 88,000 |
| Maricopa County Arizona | 18 | $ 3,588,000 | $ 199,000 | $ 82,000 |
| Shelby County Tennessee | 17 | $ 2,829,000 | $ 166,000 | $ 99,000 |
| Orange County Florida | 16 | $ 4,570,000 | $ 285,000 | $ 181,000 |
| Union County Ohio | 16 | $ 2,760,000 | $ 172,000 | $ 78,000 |
| Huron County Ohio | 15 | $ 1,598,000 | $ 106,000 | $ 66,000 |
| Trumbull County Ohio | 15 | $ 1,812,000 | $ 120,000 | $ 59,000 |
| Preble County Ohio | 14 | $ 1,592,000 | $ 113,000 | $ 63,000 |
| Weld County Colorado | 13 | $ 3,295,000 | $ 253,000 | $ 59,000 |
| Champaign County Ohio | 13 | $ 1,515,000 | $ 116,000 | $ 56,000 |
| Geauga County Ohio | 13 | $ 2,085,000 | $ 160,000 | $ 55,000 |
| Mesa County Colorado | 12 | $ 2,239,000 | $ 186,000 | $ 50,000 |
| Pasco County Florida | 12 | $ 1,409,000 | $ 117,000 | $ 59,000 |
| Polk County Florida | 12 | $ 1,846,000 | $ 153,000 | $ 60,000 |
| Allen County Ohio | 12 | $ 1,433,000 | $ 119,000 | $ 61,000 |
| Ashland County Ohio | 12 | $ 1,587,000 | $ 132,000 | $ 64,000 |
| Marion County Ohio | 12 | $ 1,201,000 | $ 100,000 | $ 79,000 |
| Marion County Florida | 11 | $ 2,264,000 | $ 205,000 | $ 87,000 |
| Ashtabula County Ohio | 11 | $ 1,101,000 | $ 100,000 | $ 61,000 |
| Grant County Kentucky | 10 | $ 1,676,000 | $ 167,000 | $ 72,000 |
| Madison County Kentucky | 10 | $ 1,192,000 | $ 119,000 | $ 55,000 |
| Washtenaw County Michigan | 10 | $ 2,327,000 | $ 232,000 | $ 119,000 |
| Portage County Ohio | 10 | $ 1,781,000 | $ 178,000 | $ 89,000 |
| Palm Beach County Florida | 9 | $ 2,601,000 | $ 289,000 | $ 99,000 |
| Dearborn County Indiana | 9 | $ 1,610,000 | $ 178,000 | $ 175,000 |
| Hancock County Ohio | 9 | $ 1,030,000 | $ 114,000 | $ 58,000 |
| Knox County Ohio | 9 | $ 1,095,000 | $ 121,000 | $ 54,000 |
| Morrow County Ohio | 9 | $ 1,347,000 | $ 149,000 | $ 57,000 |
| Pickaway County Ohio | 9 | $ 1,712,000 | $ 190,000 | $ 66,000 |
| El Paso County Colorado | 8 | $ 1,819,000 | $ 227,000 | $ 70,000 |
| Leon County Florida | 8 | $ 1,439,000 | $ 179,000 | $ 53,000 |
| Osceola County Florida | 8 | $ 1,775,000 | $ 221,000 | $ 97,000 |
| Chisago County Minnesota | 8 | $ 1,594,000 | $ 199,000 | $ 63,000 |
| Isanti County Minnesota | 8 | $ 1,217,000 | $ 152,000 | $ 49,000 |
| Columbiana County Ohio | 8 | $ 917,000 | $ 114,000 | $ 63,000 |
| Darke County Ohio | 8 | $ 834,000 | $ 104,000 | $ 42,000 |
| Perry County Ohio | 8 | $ 1,263,000 | $ 157,000 | $ 59,000 |
| Ross County Ohio | 8 | $ 1,159,000 | $ 144,000 | $ 54,000 |
| Shelby County Ohio | 8 | $ 902,000 | $ 112,000 | $ 66,000 |
| Mohave County Arizona | 7 | $ 842,000 | $ 120,000 | $ 50,000 |
| Collier County Florida | 7 | $ 2,339,000 | $ 334,000 | $ 212,000 |
| Fayette County Kentucky | 7 | $ 1,072,000 | $ 153,000 | $ 59,000 |
| Owen County Kentucky | 7 | $ 932,000 | $ 133,000 | $ 57,000 |
| Logan County Ohio | 7 | $ 869,000 | $ 124,000 | $ 94,000 |
| Medina County Ohio | 7 | $ 1,212,000 | $ 173,000 | $ 78,000 |
| Wayne County Ohio | 7 | $ 1,127,000 | $ 161,000 | $ 47,000 |
| Yuma County Arizona | 6 | $ 852,000 | $ 142,000 | $ 63,000 |
| Larimer County Colorado | 6 | $ 3,077,000 | $ 512,000 | $ 59,000 |
| Duval County Florida | 6 | $ 1,029,000 | $ 171,000 | $ 76,000 |
| Hamilton County Indiana | 6 | $ 964,000 | $ 160,000 | $ 81,000 |
| Johnson County Kansas | 6 | $ 1,165,000 | $ 194,000 | $ 127,000 |
| Scott County Kentucky | 6 | $ 618,000 | $ 103,000 | $ 60,000 |
| Macomb County Michigan | 6 | $ 1,189,000 | $ 198,000 | $ 87,000 |
| Sherburne County Minnesota | 6 | $ 1,197,000 | $ 199,000 | $ 59,000 |
| Wright County Minnesota | 6 | $ 1,143,000 | $ 190,000 | $ 103,000 |
| Jefferson County Missouri | 6 | $ 1,013,000 | $ 168,000 | $ 74,000 |
| Adams County Ohio | 6 | $ 705,000 | $ 117,000 | $ 49,000 |
| Crawford County Ohio | 6 | $ 433,000 | $ 72,000 | $ 42,000 |
| Lancaster County Pennsylvania | 6 | $ 998,000 | $ 166,000 | $ 60,000 |
| Yavapai County Arizona | 5 | $ 606,000 | $ 121,000 | $ 42,000 |
| Bay County Florida | 5 | $ 1,794,000 | $ 358,000 | $ 218,000 |
| Hernando County Florida | 5 | $ 898,000 | $ 179,000 | $ 72,000 |
| Pendleton County Kentucky | 5 | $ 813,000 | $ 162,000 | $ 74,000 |
| Jackson County Missouri | 5 | $ 766,000 | $ 153,000 | $ 91,000 |
| Warren County Missouri | 5 | $ 1,011,000 | $ 202,000 | $ 119,000 |
| Fayette County Ohio | 5 | $ 411,000 | $ 82,000 | $ 53,000 |
| Fulton County Ohio | 5 | $ 798,000 | $ 159,000 | $ 54,000 |
| Muskingum County Ohio | 5 | $ 556,000 | $ 111,000 | $ 27,000 |
| Scioto County Ohio | 5 | $ 752,000 | $ 150,000 | $ 146,000 |
| Seneca County Ohio | 5 | $ 459,000 | $ 91,000 | $ 57,000 |
| York County Pennsylvania | 5 | $ 761,000 | $ 152,000 | $ 84,000 |
| Lake County Florida | 4 | $ 872,000 | $ 218,000 | $ 50,000 |
| Miami-Dade County Florida | 4 | $ 1,033,000 | $ 258,000 | $ 89,000 |
| Okaloosa County Florida | 4 | $ 923,000 | $ 230,000 | $ 368,000 |
| Winnebago County Illinois | 4 | $ 389,000 | $ 97,000 | $ 42,000 |
| Clinton County Michigan | 4 | $ 784,000 | $ 196,000 | $ 122,000 |
| Scott County Minnesota | 4 | $ 1,051,000 | $ 262,000 | $ 94,000 |
| St. Louis County Minnesota | 4 | $ 606,000 | $ 151,000 | $ 46,000 |
| Stearns County Minnesota | 4 | $ 659,000 | $ 164,000 | $ 73,000 |
| Bernalillo County New Mexico | 4 | $ 819,000 | $ 204,000 | $ 106,000 |
| Auglaize County Ohio | 4 | $ 542,000 | $ 135,000 | $ 93,000 |
| Harrison County Ohio | 4 | $ 349,000 | $ 87,000 | $ 72,000 |
| Hocking County Ohio | 4 | $ 641,000 | $ 160,000 | $ 87,000 |
| Madison County Ohio | 4 | $ 626,000 | $ 156,000 | $ 44,000 |
| Ottawa County Ohio | 4 | $ 519,000 | $ 129,000 | $ 83,000 |
| Crook County Oregon | 4 | $ 925,000 | $ 231,000 | $ 367,000 |
| Cumberland County Pennsylvania | 4 | $ 506,000 | $ 126,000 | $ 59,000 |
| Dauphin County Pennsylvania | 4 | $ 575,000 | $ 143,000 | $ 61,000 |
| Chippewa County Wisconsin | 4 | $ 472,000 | $ 118,000 | $ 105,000 |
| Cochise County Arizona | 3 | $ 582,000 | $ 194,000 | $ 131,000 |
| Pima County Arizona | 3 | $ 512,000 | $ 170,000 | $ 83,000 |
| Elbert County Colorado | 3 | $ 926,000 | $ 308,000 | $ 119,000 |
| La Plata County Colorado | 3 | $ 631,000 | $ 210,000 | $ 153,000 |
| Lake County Colorado | 3 | $ 314,000 | $ 104,000 | $ 86,000 |
| Park County Colorado | 3 | $ 527,000 | $ 175,000 | $ 66,000 |
| Pueblo County Colorado | 3 | $ 332,000 | $ 110,000 | $ 47,000 |
| Martin County Florida | 3 | $ 637,000 | $ 212,000 | $ 76,000 |
| Volusia County Florida | 3 | $ 467,000 | $ 155,000 | $ 63,000 |
| DuPage County Illinois | 3 | $ 684,000 | $ 228,000 | $ 73,000 |
| Knox County Illinois | 3 | $ 333,000 | $ 111,000 | $ 143,000 |
| Lake County Illinois | 3 | $ 818,000 | $ 272,000 | $ 104,000 |
| Wayne County Indiana | 3 | $ 259,000 | $ 86,000 | $ 45,000 |
| Gallatin County Kentucky | 3 | $ 368,000 | $ 122,000 | $ 67,000 |
| Jefferson County Kentucky | 3 | $ 402,000 | $ 134,000 | $ 45,000 |
| Allegan County Michigan | 3 | $ 686,000 | $ 228,000 | $ 168,000 |
| Antrim County Michigan | 3 | $ 827,000 | $ 275,000 | $ 158,000 |
| Genesee County Michigan | 3 | $ 803,000 | $ 267,000 | $ 124,000 |
| Hillsdale County Michigan | 3 | $ 491,000 | $ 163,000 | $ 121,000 |
| Lapeer County Michigan | 3 | $ 630,000 | $ 210,000 | $ 66,000 |
| Monroe County Michigan | 3 | $ 491,000 | $ 163,000 | $ 63,000 |
| Ottawa County Michigan | 3 | $ 676,000 | $ 225,000 | $ 91,000 |
| St. Clair County Michigan | 3 | $ 505,000 | $ 168,000 | $ 111,000 |
| Carver County Minnesota | 3 | $ 910,000 | $ 303,000 | $ 92,000 |
| Camden County Missouri | 3 | $ 455,000 | $ 151,000 | $ 687,000 |
| Cass County Missouri | 3 | $ 367,000 | $ 122,000 | $ 33,000 |
| Santa Fe County New Mexico | 3 | $ 761,000 | $ 253,000 | $ 70,000 |
| Guernsey County Ohio | 3 | $ 290,000 | $ 96,000 | $ 29,000 |
| Henry County Ohio | 3 | $ 416,000 | $ 138,000 | $ 49,000 |
| Holmes County Ohio | 3 | $ 309,000 | $ 103,000 | $ 35,000 |
| Jefferson County Ohio | 3 | $ 238,000 | $ 79,000 | $ 41,000 |
| Lawrence County Ohio | 3 | $ 228,000 | $ 76,000 | $ 49,000 |
| Sandusky County Ohio | 3 | $ 577,000 | $ 192,000 | $ 56,000 |
| Tuscarawas County Ohio | 3 | $ 627,000 | $ 209,000 | $ 90,000 |
| Washington County Ohio | 3 | $ 368,000 | $ 122,000 | $ 70,000 |
| Erie County Pennsylvania | 3 | $ 394,000 | $ 131,000 | $ 52,000 |
| Davidson County Tennessee | 3 | $ 527,000 | $ 175,000 | $ 110,000 |
| Navajo County Arizona | 2 | $ 458,000 | $ 229,000 | $ 73,000 |
| Los Angeles County California | 2 | $ 1,133,000 | $ 566,000 | $ 229,000 |
| Broomfield County Colorado | 2 | $ 367,000 | $ 183,000 | $ 142,000 |
| Alachua County Florida | 2 | $ 247,000 | $ 123,000 | $ 57,000 |
| Brevard County Florida | 2 | $ 209,000 | $ 104,000 | $ 25,000 |
| Broward County Florida | 2 | $ 601,000 | $ 300,000 | $ 72,000 |
| Clay County Florida | 2 | $ 326,000 | $ 163,000 | $ 74,000 |
| Escambia County Florida | 2 | $ 260,000 | $ 130,000 | $ 79,000 |
| Hardee County Florida | 2 | $ 429,000 | $ 214,000 | $ 74,000 |
| Jackson County Florida | 2 | $ 311,000 | $ 155,000 | $ 49,000 |
| Levy County Florida | 2 | $ 425,000 | $ 212,000 | $ 82,000 |
| Putnam County Florida | 2 | $ 252,000 | $ 126,000 | $ 59,000 |
| Seminole County Florida | 2 | $ 564,000 | $ 282,000 | $ 100,000 |
| Fulton County Georgia | 2 | $ 271,000 | $ 135,000 | $ 178,000 |
| Cook County Illinois | 2 | $ 451,000 | $ 225,000 | $ 89,000 |
| St. Clair County Illinois | 2 | $ 205,000 | $ 102,000 | $ 57,000 |
| Tazewell County Illinois | 2 | $ 203,000 | $ 101,000 | $ 61,000 |
| Will County Illinois | 2 | $ 492,000 | $ 246,000 | $ 70,000 |
| Clark County Indiana | 2 | $ 456,000 | $ 228,000 | $ 108,000 |
| Decatur County Indiana | 2 | $ 274,000 | $ 137,000 | $ 49,000 |
| Delaware County Indiana | 2 | $ 278,000 | $ 139,000 | $ 27,000 |
| Elkhart County Indiana | 2 | $ 202,000 | $ 101,000 | $ 38,000 |
| Floyd County Indiana | 2 | $ 289,000 | $ 144,000 | $ 91,000 |
| Marion County Indiana | 2 | $ 200,000 | $ 100,000 | $ 34,000 |
| Ripley County Indiana | 2 | $ 209,000 | $ 104,000 | $ 74,000 |
| Linn County Iowa | 2 | $ 248,000 | $ 124,000 | $ 45,000 |
| Pottawattamie County Iowa | 2 | $ 303,000 | $ 151,000 | $ 74,000 |
| Woodbury County Iowa | 2 | $ 190,000 | $ 95,000 | $ 57,000 |
| Anderson County Kentucky | 2 | $ 316,000 | $ 158,000 | $ 82,000 |
| Carroll County Kentucky | 2 | $ 150,000 | $ 75,000 | $ 42,000 |
| Jessamine County Kentucky | 2 | $ 382,000 | $ 191,000 | $ 89,000 |
| Laurel County Kentucky | 2 | $ 305,000 | $ 152,000 | $ 70,000 |
| Logan County Kentucky | 2 | $ 275,000 | $ 137,000 | $ 39,000 |
| Mason County Kentucky | 2 | $ 296,000 | $ 148,000 | $ 53,000 |
| Mercer County Kentucky | 2 | $ 254,000 | $ 127,000 | $ 116,000 |
| Nicholas County Kentucky | 2 | $ 236,000 | $ 118,000 | $ 111,000 |
| Wayne County Kentucky | 2 | $ 165,000 | $ 82,000 | $ 95,000 |
| Calhoun County Michigan | 2 | $ 350,000 | $ 175,000 | $ 77,000 |
| Cheboygan County Michigan | 2 | $ 475,000 | $ 237,000 | $ 62,000 |
| Clare County Michigan | 2 | $ 328,000 | $ 164,000 | $ 277,000 |
| Kent County Michigan | 2 | $ 752,000 | $ 376,000 | $ 42,000 |
| Blue Earth County Minnesota | 2 | $ 441,000 | $ 220,000 | $ 63,000 |
| Crow Wing County Minnesota | 2 | $ 199,000 | $ 99,000 | $ 31,000 |
| Kanabec County Minnesota | 2 | $ 414,000 | $ 207,000 | $ 93,000 |
| Le Sueur County Minnesota | 2 | $ 574,000 | $ 287,000 | $ 132,000 |
| Rice County Minnesota | 2 | $ 533,000 | $ 266,000 | $ 61,000 |
| Cape Girardeau County Missouri | 2 | $ 238,000 | $ 119,000 | $ 70,000 |
| Franklin County Missouri | 2 | $ 361,000 | $ 180,000 | $ 57,000 |
| Johnson County Missouri | 2 | $ 155,000 | $ 77,000 | $ 57,000 |
| Carroll County Ohio | 2 | $ 259,000 | $ 129,000 | $ 69,000 |
| Mercer County Ohio | 2 | $ 225,000 | $ 112,000 | $ 124,000 |
| Putnam County Ohio | 2 | $ 291,000 | $ 145,000 | $ 58,000 |
| Van Wert County Ohio | 2 | $ 177,000 | $ 88,000 | $ 36,000 |
| Williams County Ohio | 2 | $ 241,000 | $ 120,000 | $ 36,000 |
| Allegheny County Pennsylvania | 2 | $ 404,000 | $ 202,000 | $ 113,000 |
| Charleston County South Carolina | 2 | $ 246,000 | $ 123,000 | $ 367,000 |
| Knox County Tennessee | 2 | $ 338,000 | $ 169,000 | $ 59,000 |
| Sevier County Tennessee | 2 | $ 234,000 | $ 117,000 | $ 96,000 |
| Sullivan County Tennessee | 2 | $ 268,000 | $ 134,000 | $ 55,000 |
| Wilson County Tennessee | 2 | $ 324,000 | $ 162,000 | $ 43,000 |
| Burnett County Wisconsin | 2 | $ 318,000 | $ 159,000 | $ 88,000 |
| Baldwin County Alabama | 1 | $ 390,000 | $ 390,000 | $ 83,000 |
| Escambia County Alabama | 1 | $ 25,000 | $ 25,000 | $ 23,000 |
| Gila County Arizona | 1 | $ 287,000 | $ 287,000 | $ 136,000 |
| Pinal County Arizona | 1 | $ 107,000 | $ 107,000 | $ 42,000 |
| Santa Cruz County Arizona | 1 | $ 121,000 | $ 121,000 | $ 51,000 |
| Alamosa County Colorado | 1 | $ 173,000 | $ 173,000 | $ 48,000 |
| Chaffee County Colorado | 1 | $ 200,000 | $ 200,000 | $ 192,000 |
| Clear Creek County Colorado | 1 | $ 129,000 | $ 129,000 | $ 71,000 |
| Fremont County Colorado | 1 | $ 246,000 | $ 246,000 | $ 152,000 |
| Garfield County Colorado | 1 | $ 272,000 | $ 272,000 | $ 0 |
| Montezuma County Colorado | 1 | $ 350,000 | $ 350,000 | $ 49,000 |
| Rio Blanco County Colorado | 1 | $ 111,000 | $ 111,000 | $ 54,000 |
| Summit County Colorado | 1 | $ 520,000 | $ 520,000 | $ 337,000 |
| Teller County Colorado | 1 | $ 184,000 | $ 184,000 | $ 35,000 |
| Citrus County Florida | 1 | $ 142,000 | $ 142,000 | $ 0 |
| Gadsden County Florida | 1 | $ 222,000 | $ 222,000 | $ 62,000 |
| Gilchrist County Florida | 1 | $ 152,000 | $ 152,000 | $ 39,000 |
| Indian River County Florida | 1 | $ 249,000 | $ 249,000 | $ 72,000 |
| Monroe County Florida | 1 | $ 530,000 | $ 530,000 | $ 86,000 |
| Nassau County Florida | 1 | $ 178,000 | $ 178,000 | $ 63,000 |
| Okeechobee County Florida | 1 | $ 94,000 | $ 94,000 | $ 37,000 |
| St. Johns County Florida | 1 | $ 337,000 | $ 337,000 | $ 70,000 |
| St. Lucie County Florida | 1 | $ 300,000 | $ 300,000 | $ 93,000 |
| Suwannee County Florida | 1 | $ 207,000 | $ 207,000 | $ 101,000 |
| Walton County Florida | 1 | $ 382,000 | $ 382,000 | $ 529,000 |
| Chatham County Georgia | 1 | $ 219,000 | $ 219,000 | $ 34,000 |
| Clayton County Georgia | 1 | $ 72,000 | $ 72,000 | $ 82,000 |
| Cobb County Georgia | 1 | $ 234,000 | $ 234,000 | $ 55,000 |
| DeKalb County Georgia | 1 | $ 148,000 | $ 148,000 | $ 96,000 |
| Effingham County Georgia | 1 | $ 120,000 | $ 120,000 | $ 78,000 |
| Gwinnett County Georgia | 1 | $ 68,000 | $ 68,000 | $ 153,000 |
| Houston County Georgia | 1 | $ 232,000 | $ 232,000 | $ 119,000 |
| Morgan County Georgia | 1 | $ 378,000 | $ 378,000 | $ 69,000 |
| Murray County Georgia | 1 | $ 151,000 | $ 151,000 | $ 60,000 |
| Muscogee County Georgia | 1 | $ 141,000 | $ 141,000 | $ 90,000 |
| Paulding County Georgia | 1 | $ 128,000 | $ 128,000 | $ 15,000 |
| Spalding County Georgia | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Ada County Idaho | 1 | $ 289,000 | $ 289,000 | $ 140,000 |
| Champaign County Illinois | 1 | $ 198,000 | $ 198,000 | $ 79,000 |
| DeKalb County Illinois | 1 | $ 231,000 | $ 231,000 | $ 52,000 |
| Kane County Illinois | 1 | $ 140,000 | $ 140,000 | $ 34,000 |
| Kankakee County Illinois | 1 | $ 194,000 | $ 194,000 | $ 106,000 |
| Madison County Illinois | 1 | $ 150,000 | $ 150,000 | $ 45,000 |
| McHenry County Illinois | 1 | $ 314,000 | $ 314,000 | $ 125,000 |
| Peoria County Illinois | 1 | $ 52,000 | $ 52,000 | $ 32,000 |
| Sangamon County Illinois | 1 | $ 107,000 | $ 107,000 | $ 99,000 |
| Washington County Illinois | 1 | $ 134,000 | $ 134,000 | $ 99,000 |
| Woodford County Illinois | 1 | $ 233,000 | $ 233,000 | $ 84,000 |
| Allen County Indiana | 1 | $ 64,000 | $ 64,000 | $ 30,000 |
| Daviess County Indiana | 1 | $ 139,000 | $ 139,000 | $ 111,000 |
| Jennings County Indiana | 1 | $ 175,000 | $ 175,000 | $ 76,000 |
| Marshall County Indiana | 1 | $ 103,000 | $ 103,000 | $ 38,000 |
| Steuben County Indiana | 1 | $ 60,000 | $ 60,000 | $ 100,000 |
| Switzerland County Indiana | 1 | $ 55,000 | $ 55,000 | $ 43,000 |
| Boone County Iowa | 1 | $ 110,000 | $ 110,000 | $ 55,000 |
| Cerro Gordo County Iowa | 1 | $ 124,000 | $ 124,000 | $ 47,000 |
| Dallas County Iowa | 1 | $ 138,000 | $ 138,000 | $ 44,000 |
| Franklin County Iowa | 1 | $ 105,000 | $ 105,000 | $ 47,000 |
| Hardin County Iowa | 1 | $ 170,000 | $ 170,000 | $ 70,000 |
| Union County Iowa | 1 | $ 143,000 | $ 143,000 | $ 54,000 |
| Leavenworth County Kansas | 1 | $ 73,000 | $ 73,000 | $ 33,000 |
| Miami County Kansas | 1 | $ 94,000 | $ 94,000 | $ 57,000 |
| Barren County Kentucky | 1 | $ 144,000 | $ 144,000 | $ 77,000 |
| Bourbon County Kentucky | 1 | $ 238,000 | $ 238,000 | $ 150,000 |
| Boyle County Kentucky | 1 | $ 168,000 | $ 168,000 | $ 115,000 |
| Carter County Kentucky | 1 | $ 91,000 | $ 91,000 | $ 72,000 |
| Clark County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 62,000 |
| Elliott County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 38,000 |
| Estill County Kentucky | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Fleming County Kentucky | 1 | $ 51,000 | $ 51,000 | $ 17,000 |
| Garrard County Kentucky | 1 | $ 233,000 | $ 233,000 | $ 54,000 |
| Harrison County Kentucky | 1 | $ 116,000 | $ 116,000 | $ 34,000 |
| Henry County Kentucky | 1 | $ 149,000 | $ 149,000 | $ 77,000 |
| Lee County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 46,000 |
| Lyon County Kentucky | 1 | $ 175,000 | $ 175,000 | $ 78,000 |
| Nelson County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 30,000 |
| Oldham County Kentucky | 1 | $ 173,000 | $ 173,000 | $ 41,000 |
| Pulaski County Kentucky | 1 | $ 171,000 | $ 171,000 | $ 233,000 |
| Rowan County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 33,000 |
| Trimble County Kentucky | 1 | $ 103,000 | $ 103,000 | $ 25,000 |
| Warren County Kentucky | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Woodford County Kentucky | 1 | $ 152,000 | $ 152,000 | $ 29,000 |
| Baltimore City County Maryland | 1 | $ 67,000 | $ 67,000 | $ 51,000 |
| Prince George's County Maryland | 1 | $ 150,000 | $ 150,000 | $ 136,000 |
| Berkshire County Massachusetts | 1 | $ 120,000 | $ 120,000 | $ 130,000 |
| Hampden County Massachusetts | 1 | $ 142,000 | $ 142,000 | $ 73,000 |
| Barry County Michigan | 1 | $ 110,000 | $ 110,000 | $ 126,000 |
| Charlevoix County Michigan | 1 | $ 417,000 | $ 417,000 | $ 82,000 |
| Chippewa County Michigan | 1 | $ 222,000 | $ 222,000 | $ 272,000 |
| Eaton County Michigan | 1 | $ 198,000 | $ 198,000 | $ 68,000 |
| Ingham County Michigan | 1 | $ 134,000 | $ 134,000 | $ 71,000 |
| Kalamazoo County Michigan | 1 | $ 115,000 | $ 115,000 | $ 64,000 |
| Lenawee County Michigan | 1 | $ 112,000 | $ 112,000 | $ 82,000 |
| Mecosta County Michigan | 1 | $ 163,000 | $ 163,000 | $ 85,000 |
| Midland County Michigan | 1 | $ 147,000 | $ 147,000 | $ 26,000 |
| Ogemaw County Michigan | 1 | $ 204,000 | $ 204,000 | $ 257,000 |
| Otsego County Michigan | 1 | $ 77,000 | $ 77,000 | $ 166,000 |
| Saginaw County Michigan | 1 | $ 126,000 | $ 126,000 | $ 69,000 |
| St. Joseph County Michigan | 1 | $ 337,000 | $ 337,000 | $ 273,000 |
| Tuscola County Michigan | 1 | $ 107,000 | $ 107,000 | $ 22,000 |
| Aitkin County Minnesota | 1 | $ 121,000 | $ 121,000 | $ 60,000 |
| Benton County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 83,000 |
| Carlton County Minnesota | 1 | $ 177,000 | $ 177,000 | $ 80,000 |
| Clay County Minnesota | 1 | $ 91,000 | $ 91,000 | $ 29,000 |
| Cottonwood County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 34,000 |
| Lake County Minnesota | 1 | $ 213,000 | $ 213,000 | $ 62,000 |
| Lyon County Minnesota | 1 | $ 90,000 | $ 90,000 | $ 27,000 |
| McLeod County Minnesota | 1 | $ 194,000 | $ 194,000 | $ 74,000 |
| Meeker County Minnesota | 1 | $ 172,000 | $ 172,000 | $ 59,000 |
| Mille Lacs County Minnesota | 1 | $ 320,000 | $ 320,000 | $ 87,000 |
| Olmsted County Minnesota | 1 | $ 109,000 | $ 109,000 | $ 56,000 |
| Otter Tail County Minnesota | 1 | $ 272,000 | $ 272,000 | $ 93,000 |
| Pine County Minnesota | 1 | $ 144,000 | $ 144,000 | $ 50,000 |
| Polk County Minnesota | 1 | $ 148,000 | $ 148,000 | $ 42,000 |
| Rock County Minnesota | 1 | $ 166,000 | $ 166,000 | $ 78,000 |
| Roseau County Minnesota | 1 | $ 106,000 | $ 106,000 | $ 51,000 |
| Todd County Minnesota | 1 | $ 224,000 | $ 224,000 | $ 44,000 |
| Wadena County Minnesota | 1 | $ 69,000 | $ 69,000 | $ 15,000 |
| Waseca County Minnesota | 1 | $ 78,000 | $ 78,000 | $ 27,000 |
| Christian County Missouri | 1 | $ 173,000 | $ 173,000 | $ 77,000 |
| Clay County Missouri | 1 | $ 105,000 | $ 105,000 | $ 58,000 |
| Cole County Missouri | 1 | $ 300,000 | $ 300,000 | $ 205,000 |
| Lincoln County Missouri | 1 | $ 95,000 | $ 95,000 | $ 64,000 |
| Montgomery County Missouri | 1 | $ 157,000 | $ 157,000 | $ 53,000 |
| Platte County Missouri | 1 | $ 334,000 | $ 334,000 | $ 87,000 |
| St. Louis City County Missouri | 1 | $ 160,000 | $ 160,000 | $ 160,000 |
| Ste. Genevieve County Missouri | 1 | $ 140,000 | $ 140,000 | $ 176,000 |
| Camden County New Jersey | 1 | $ 39,000 | $ 39,000 | $ 52,000 |
| Essex County New Jersey | 1 | $ 360,000 | $ 360,000 | $ 226,000 |
| Monmouth County New Jersey | 1 | $ 256,000 | $ 256,000 | $ 87,000 |
| Chaves County New Mexico | 1 | $ 79,000 | $ 79,000 | $ 39,000 |
| Dona Ana County New Mexico | 1 | $ 112,000 | $ 112,000 | $ 91,000 |
| Roosevelt County New Mexico | 1 | $ 164,000 | $ 164,000 | $ 82,000 |
| San Juan County New Mexico | 1 | $ 174,000 | $ 174,000 | $ 110,000 |
| Torrance County New Mexico | 1 | $ 92,000 | $ 92,000 | $ 83,000 |
| Valencia County New Mexico | 1 | $ 210,000 | $ 210,000 | $ 83,000 |
| Cherokee County North Carolina | 1 | $ 189,000 | $ 189,000 | $ 87,000 |
| Davidson County North Carolina | 1 | $ 53,000 | $ 53,000 | $ 0 |
| Durham County North Carolina | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Franklin County North Carolina | 1 | $ 260,000 | $ 260,000 | $ 84,000 |
| Athens County Ohio | 1 | $ 70,000 | $ 70,000 | $ 20,000 |
| Coshocton County Ohio | 1 | $ 131,000 | $ 131,000 | $ 29,000 |
| Gallia County Ohio | 1 | $ 151,000 | $ 151,000 | $ 46,000 |
| Jackson County Ohio | 1 | $ 54,000 | $ 54,000 | $ 38,000 |
| Meigs County Ohio | 1 | $ 137,000 | $ 137,000 | $ 59,000 |
| Monroe County Ohio | 1 | $ 240,000 | $ 240,000 | $ 66,000 |
| Pike County Ohio | 1 | $ 150,000 | $ 150,000 | $ 60,000 |
| Wood County Ohio | 1 | $ 159,000 | $ 159,000 | $ 64,000 |
| Berks County Pennsylvania | 1 | $ 169,000 | $ 169,000 | $ 71,000 |
| Chester County Pennsylvania | 1 | $ 243,000 | $ 243,000 | $ 85,000 |
| Crawford County Pennsylvania | 1 | $ 104,000 | $ 104,000 | $ 26,000 |
| Delaware County Pennsylvania | 1 | $ 122,000 | $ 122,000 | $ 49,000 |
| Indiana County Pennsylvania | 1 | $ 121,000 | $ 121,000 | $ 22,000 |
| Lawrence County Pennsylvania | 1 | $ 142,000 | $ 142,000 | $ 42,000 |
| Montgomery County Pennsylvania | 1 | $ 304,000 | $ 304,000 | $ 163,000 |
| Perry County Pennsylvania | 1 | $ 123,000 | $ 123,000 | $ 38,000 |
| Schuylkill County Pennsylvania | 1 | $ 150,000 | $ 150,000 | $ 63,000 |
| Venango County Pennsylvania | 1 | $ 120,000 | $ 120,000 | $ 64,000 |
| Colleton County South Carolina | 1 | $ 94,000 | $ 94,000 | $ 48,000 |
| Horry County South Carolina | 1 | $ 151,000 | $ 151,000 | $ 61,000 |
| Jasper County South Carolina | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Lexington County South Carolina | 1 | $ 261,000 | $ 261,000 | $ 51,000 |
| Newberry County South Carolina | 1 | $ 64,000 | $ 64,000 | $ 27,000 |
| Spartanburg County South Carolina | 1 | $ 42,000 | $ 42,000 | $ 113,000 |
| Anderson County Tennessee | 1 | $ 203,000 | $ 203,000 | $ 78,000 |
| Bedford County Tennessee | 1 | $ 81,000 | $ 81,000 | $ 25,000 |
| Bradley County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 60,000 |
| Campbell County Tennessee | 1 | $ 360,000 | $ 360,000 | $ 129,000 |
| Fayette County Tennessee | 1 | $ 403,000 | $ 403,000 | $ 316,000 |
| Greene County Tennessee | 1 | $ 270,000 | $ 270,000 | $ 54,000 |
| Hamilton County Tennessee | 1 | $ 157,000 | $ 157,000 | $ 29,000 |
| Jefferson County Tennessee | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Maury County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Montgomery County Tennessee | 1 | $ 198,000 | $ 198,000 | $ 60,000 |
| Putnam County Tennessee | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Robertson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 38,000 |
| Rutherford County Tennessee | 1 | $ 154,000 | $ 154,000 | $ 75,000 |
| Sumner County Tennessee | 1 | $ 525,000 | $ 525,000 | $ 100,000 |
| Warren County Tennessee | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Washington County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 120,000 |
| Williamson County Tennessee | 1 | $ 149,000 | $ 149,000 | $ 0 |
| Galveston County Texas | 1 | $ 184,000 | $ 184,000 | $ 110,000 |
| Fairfax County Virginia | 1 | $ 309,000 | $ 309,000 | $ 62,000 |
| Snohomish County Washington | 1 | $ 280,000 | $ 280,000 | $ 69,000 |
| Kanawha County West Virginia | 1 | $ 276,000 | $ 276,000 | $ 112,000 |
| Marshall County West Virginia | 1 | $ 118,000 | $ 118,000 | $ 76,000 |
| Preston County West Virginia | 1 | $ 128,000 | $ 128,000 | $ 46,000 |
| Randolph County West Virginia | 1 | $ 167,000 | $ 167,000 | $ 66,000 |
| Eau Claire County Wisconsin | 1 | $ 106,000 | $ 106,000 | $ 62,000 |
| Price County Wisconsin | 1 | $ 140,000 | $ 140,000 | $ 74,000 |
| Sawyer County Wisconsin | 1 | $ 225,000 | $ 225,000 | $ 87,000 |
| St. Croix County Wisconsin | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Albany County Wyoming | 1 | $ 126,000 | $ 126,000 | $ 116,000 |
| Campbell County Wyoming | 1 | $ 174,000 | $ 174,000 | $ 70,000 |
| Laramie County Wyoming | 1 | $ 247,000 | $ 247,000 | $ 77,000 |
| Sheridan County Wyoming | 1 | $ 214,000 | $ 214,000 | $ 54,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, Fsb in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,015 | $522,228,000 | $173,000 | $3,200,000 | $82,000 | $3,060,000 |
| Home Purchase | 2,112 | $313,104,000 | $148,000 | $1,300,000 | $79,000 | $1,830,000 |
| Home Improvement | 77 | $2,288,000 | $29,000 | $210,000 | $77,000 | $440,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,430 | $710,018,000 | $160,000 | $3,200,000 | $82,000 | $1,943,000 |
| Black or African American | 264 | $34,207,000 | $129,000 | $861,000 | $62,000 | $248,000 |
| Not Provided | 201 | $33,198,000 | $165,000 | $1,000,000 | $100,000 | $3,060,000 |
| Hispanic | 160 | $26,831,000 | $167,000 | $682,000 | $65,000 | $326,000 |
| Asian | 88 | $15,708,000 | $178,000 | $417,000 | $87,000 | $1,008,000 |
| Not applicable | 36 | $13,397,000 | $372,000 | $2,146,000 | $0 | $0 |
| American Indian or Alaskan Native | 17 | $2,754,000 | $162,000 | $309,000 | $74,000 | $150,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $1,507,000 | $188,000 | $281,000 | $128,000 | $390,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,254 | $530,946,000 | $163,000 | $3,200,000 | $93,000 | $3,060,000 |
| FHA-insured (Federal Housing Administration) | 1,947 | $306,352,000 | $157,000 | $452,000 | $60,000 | $981,000 |
| VA-guaranteed (Veterans Administration) | 3 | $322,000 | $107,000 | $150,000 | $48,000 | $53,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,160 | $512,960,000 | $162,000 | $2,146,000 | $81,000 | $1,943,000 |
| Application Denied By Financial Institution | 906 | $140,972,000 | $155,000 | $3,200,000 | $74,000 | $934,000 |
| Application Approved But Not Accepted | 701 | $120,440,000 | $171,000 | $739,000 | $87,000 | $1,000,000 |
| Application Withdrawn By Applicant | 131 | $18,746,000 | $143,000 | $571,000 | $84,000 | $676,000 |
| File Closed For Incompleteness | 107 | $19,019,000 | $177,000 | $1,000,000 | $117,000 | $3,060,000 |
| Preapproval Approved but not Accepted | 107 | $15,510,000 | $144,000 | $417,000 | $68,000 | $454,000 |
| Preapproval Denied by Financial Institution | 88 | $9,450,000 | $107,000 | $546,000 | $44,000 | $162,000 |
| Loan Purchased By The Institution | 4 | $523,000 | $130,000 | $375,000 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 281 | $36,951,000 | $131,000 | $820,000 | $58,000 | $360,000 |
| Debt-To-Income Ratio | 253 | $42,520,000 | $168,000 | $3,200,000 | $60,000 | $375,000 |
| Other | 235 | $35,880,000 | $152,000 | $660,000 | $93,000 | $934,000 |
| Collateral | 170 | $26,423,000 | $155,000 | $650,000 | $77,000 | $654,000 |
| Employment History | 23 | $3,663,000 | $159,000 | $614,000 | $62,000 | $150,000 |
| Unverifiable Information | 17 | $2,261,000 | $133,000 | $400,000 | $119,000 | $606,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $967,000 | $138,000 | $400,000 | $54,000 | $93,000 |
| Mortgage Insurance Denied | 6 | $1,415,000 | $235,000 | $546,000 | $109,000 | $180,000 |
| Credit Application Incomplete | 2 | $342,000 | $171,000 | $200,000 | $46,000 | $52,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, Fsb's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.