Liberty Savings Bank, F.S.B.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2015
Liberty Savings Bank, F.S.B. 2015 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Liberty Savings Bank, F.S.B. 3435 Airborne Rd, Ste B Wilmington, OH 45177 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 2,042 |
| Total Mortgage Loan Application Amount | $515,769,000 |
| Average Mortgage Loan Application Amount | $255,666 |
| Highest Mortgage Loan Application Amount | $1,200,000 |
| Average Applicant Income | $101,666 |
| Highest Applicant Income | $2,999,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2015 with Liberty Savings Bank, F.S.B.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Liberty Savings Bank, F.S.B.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2015 breaks down Liberty Savings Bank, F.S.B.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Liberty Savings Bank, F.S.B. serves its applicants.
Each category highlights the total number of mortgage applications processed by Liberty Savings Bank, F.S.B., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Liberty Savings Bank, F.S.B.'s mortgage activity for 2015.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 114 | $ 24,805,000 | $ 217,000 | $ 117,000 |
| Denver County Colorado | 79 | $ 24,878,000 | $ 314,000 | $ 135,000 |
| Cuyahoga County Ohio | 74 | $ 17,087,000 | $ 230,000 | $ 36,000 |
| Jefferson County Colorado | 72 | $ 20,790,000 | $ 288,000 | $ 137,000 |
| Grand County Colorado | 66 | $ 14,867,000 | $ 225,000 | $ 205,000 |
| Allen County Indiana | 65 | $ 9,308,000 | $ 143,000 | $ 70,000 |
| District of Columbia County District Of Columbia | 59 | $ 18,340,000 | $ 310,000 | $ 0 |
| Pinellas County Florida | 55 | $ 13,439,000 | $ 244,000 | $ 137,000 |
| Hennepin County Minnesota | 51 | $ 14,810,000 | $ 290,000 | $ 193,000 |
| Fairfax County Virginia | 51 | $ 14,949,000 | $ 293,000 | $ 0 |
| Douglas County Colorado | 50 | $ 14,718,000 | $ 294,000 | $ 132,000 |
| Sarasota County Florida | 49 | $ 13,092,000 | $ 267,000 | $ 160,000 |
| Arapahoe County Colorado | 47 | $ 15,677,000 | $ 333,000 | $ 204,000 |
| Wayne County Michigan | 45 | $ 9,714,000 | $ 215,000 | $ 132,000 |
| Dukes County Massachusetts | 44 | $ 15,196,000 | $ 345,000 | $ 0 |
| Livingston County Michigan | 44 | $ 8,875,000 | $ 201,000 | $ 92,000 |
| Boone County Kentucky | 34 | $ 5,925,000 | $ 174,000 | $ 87,000 |
| Summit County Colorado | 33 | $ 9,056,000 | $ 274,000 | $ 164,000 |
| Manatee County Florida | 33 | $ 8,453,000 | $ 256,000 | $ 120,000 |
| Lee County Florida | 32 | $ 6,151,000 | $ 192,000 | $ 117,000 |
| Warren County Ohio | 32 | $ 7,180,000 | $ 224,000 | $ 115,000 |
| Duval County Florida | 31 | $ 5,566,000 | $ 179,000 | $ 162,000 |
| Hamilton County Ohio | 30 | $ 6,407,000 | $ 213,000 | $ 127,000 |
| Prince William County Virginia | 30 | $ 7,091,000 | $ 236,000 | $ 0 |
| Hillsborough County Florida | 28 | $ 6,928,000 | $ 247,000 | $ 130,000 |
| Kenton County Kentucky | 28 | $ 5,382,000 | $ 192,000 | $ 103,000 |
| Anoka County Minnesota | 28 | $ 6,250,000 | $ 223,000 | $ 98,000 |
| Loudoun County Virginia | 28 | $ 7,731,000 | $ 276,000 | $ 0 |
| Santa Clara County California | 27 | $ 21,132,000 | $ 782,000 | $ 0 |
| Pasco County Florida | 24 | $ 3,776,000 | $ 157,000 | $ 74,000 |
| Montgomery County Ohio | 23 | $ 4,877,000 | $ 212,000 | $ 106,000 |
| Franklin County Ohio | 21 | $ 5,630,000 | $ 268,000 | $ 41,000 |
| Boulder County Colorado | 20 | $ 6,902,000 | $ 345,000 | $ 148,000 |
| Medina County Ohio | 20 | $ 4,842,000 | $ 242,000 | $ 59,000 |
| Adams County Colorado | 19 | $ 4,290,000 | $ 225,000 | $ 84,000 |
| Butler County Ohio | 18 | $ 3,137,000 | $ 174,000 | $ 97,000 |
| Palm Beach County Florida | 17 | $ 3,087,000 | $ 181,000 | $ 162,000 |
| Campbell County Kentucky | 17 | $ 3,243,000 | $ 190,000 | $ 81,000 |
| Ramsey County Minnesota | 17 | $ 3,804,000 | $ 223,000 | $ 102,000 |
| Washtenaw County Michigan | 16 | $ 4,074,000 | $ 254,000 | $ 125,000 |
| Delaware County Ohio | 16 | $ 5,020,000 | $ 313,000 | $ 21,000 |
| Lorain County Ohio | 15 | $ 3,103,000 | $ 206,000 | $ 19,000 |
| San Francisco County California | 14 | $ 9,497,000 | $ 678,000 | $ 0 |
| Arlington County Virginia | 14 | $ 3,038,000 | $ 217,000 | $ 0 |
| St. Johns County Florida | 13 | $ 2,163,000 | $ 166,000 | $ 102,000 |
| Clermont County Ohio | 13 | $ 2,127,000 | $ 163,000 | $ 84,000 |
| Alachua County Florida | 12 | $ 1,617,000 | $ 134,000 | $ 122,000 |
| Washington County Minnesota | 12 | $ 3,111,000 | $ 259,000 | $ 145,000 |
| San Mateo County California | 11 | $ 8,748,000 | $ 795,000 | $ 0 |
| Macomb County Michigan | 11 | $ 2,234,000 | $ 203,000 | $ 136,000 |
| Hamilton County Indiana | 10 | $ 2,439,000 | $ 243,000 | $ 136,000 |
| Greene County Ohio | 10 | $ 2,247,000 | $ 224,000 | $ 116,000 |
| Summit County Ohio | 9 | $ 1,980,000 | $ 220,000 | $ 90,000 |
| Kosciusko County Indiana | 8 | $ 1,083,000 | $ 135,000 | $ 65,000 |
| Pendleton County Kentucky | 8 | $ 1,255,000 | $ 156,000 | $ 52,000 |
| Lucas County Ohio | 8 | $ 1,224,000 | $ 153,000 | $ 111,000 |
| Weld County Colorado | 7 | $ 1,808,000 | $ 258,000 | $ 107,000 |
| Marion County Indiana | 7 | $ 954,000 | $ 136,000 | $ 75,000 |
| Scott County Minnesota | 7 | $ 2,646,000 | $ 378,000 | $ 179,000 |
| Orange County Florida | 6 | $ 1,971,000 | $ 328,000 | $ 141,000 |
| Dakota County Minnesota | 6 | $ 1,405,000 | $ 234,000 | $ 104,000 |
| Scioto County Ohio | 6 | $ 625,000 | $ 104,000 | $ 91,000 |
| Larimer County Colorado | 5 | $ 985,000 | $ 197,000 | $ 61,000 |
| Mesa County Colorado | 5 | $ 1,051,000 | $ 210,000 | $ 95,000 |
| Hendricks County Indiana | 5 | $ 759,000 | $ 151,000 | $ 82,000 |
| Whitley County Indiana | 5 | $ 611,000 | $ 122,000 | $ 79,000 |
| Genesee County Michigan | 5 | $ 1,025,000 | $ 205,000 | $ 116,000 |
| Sherburne County Minnesota | 5 | $ 1,010,000 | $ 202,000 | $ 123,000 |
| Alexandria County Virginia | 5 | $ 677,000 | $ 135,000 | $ 0 |
| Contra Costa County California | 4 | $ 2,299,000 | $ 574,000 | $ 0 |
| Volusia County Florida | 4 | $ 648,000 | $ 162,000 | $ 70,000 |
| Grant County Kentucky | 4 | $ 757,000 | $ 189,000 | $ 90,000 |
| Stearns County Minnesota | 4 | $ 967,000 | $ 241,000 | $ 117,000 |
| Wake County North Carolina | 4 | $ 737,000 | $ 184,000 | $ 61,000 |
| Geauga County Ohio | 4 | $ 1,800,000 | $ 450,000 | $ 46,000 |
| Lake County Ohio | 4 | $ 856,000 | $ 214,000 | $ 29,000 |
| Union County Ohio | 4 | $ 829,000 | $ 207,000 | $ 17,000 |
| Broomfield County Colorado | 3 | $ 632,000 | $ 210,000 | $ 74,000 |
| Clear Creek County Colorado | 3 | $ 851,000 | $ 283,000 | $ 190,000 |
| Park County Colorado | 3 | $ 797,000 | $ 265,000 | $ 124,000 |
| Lake County Florida | 3 | $ 349,000 | $ 116,000 | $ 98,000 |
| Dearborn County Indiana | 3 | $ 314,000 | $ 104,000 | $ 46,000 |
| DeKalb County Indiana | 3 | $ 497,000 | $ 165,000 | $ 89,000 |
| Noble County Indiana | 3 | $ 506,000 | $ 168,000 | $ 70,000 |
| Wells County Indiana | 3 | $ 425,000 | $ 141,000 | $ 77,000 |
| Monroe County Michigan | 3 | $ 509,000 | $ 169,000 | $ 101,000 |
| Carver County Minnesota | 3 | $ 763,000 | $ 254,000 | $ 143,000 |
| Wright County Minnesota | 3 | $ 631,000 | $ 210,000 | $ 124,000 |
| Miami County Ohio | 3 | $ 580,000 | $ 193,000 | $ 72,000 |
| Ottawa County Ohio | 3 | $ 1,328,000 | $ 442,000 | $ 0 |
| Portage County Ohio | 3 | $ 504,000 | $ 168,000 | $ 35,000 |
| Fredericksburg County Virginia | 3 | $ 765,000 | $ 255,000 | $ 0 |
| Pima County Arizona | 2 | $ 282,000 | $ 141,000 | $ 0 |
| Alameda County California | 2 | $ 1,334,000 | $ 667,000 | $ 0 |
| Chaffee County Colorado | 2 | $ 430,000 | $ 215,000 | $ 114,000 |
| El Paso County Colorado | 2 | $ 486,000 | $ 243,000 | $ 146,000 |
| Gunnison County Colorado | 2 | $ 876,000 | $ 438,000 | $ 168,000 |
| Charlotte County Florida | 2 | $ 236,000 | $ 118,000 | $ 68,000 |
| Citrus County Florida | 2 | $ 450,000 | $ 225,000 | $ 84,000 |
| Clay County Florida | 2 | $ 537,000 | $ 268,000 | $ 142,000 |
| Collier County Florida | 2 | $ 608,000 | $ 304,000 | $ 258,000 |
| Hernando County Florida | 2 | $ 257,000 | $ 128,000 | $ 78,000 |
| Leon County Florida | 2 | $ 539,000 | $ 269,000 | $ 142,000 |
| Martin County Florida | 2 | $ 588,000 | $ 294,000 | $ 91,000 |
| Hall County Georgia | 2 | $ 140,000 | $ 70,000 | $ 113,000 |
| Adams County Indiana | 2 | $ 323,000 | $ 161,000 | $ 89,000 |
| Elkhart County Indiana | 2 | $ 305,000 | $ 152,000 | $ 57,000 |
| Jefferson County Kentucky | 2 | $ 596,000 | $ 298,000 | $ 198,000 |
| Barnstable County Massachusetts | 2 | $ 455,000 | $ 227,000 | $ 0 |
| Lapeer County Michigan | 2 | $ 315,000 | $ 157,000 | $ 42,000 |
| St. Clair County Michigan | 2 | $ 440,000 | $ 220,000 | $ 78,000 |
| Chisago County Minnesota | 2 | $ 548,000 | $ 274,000 | $ 216,000 |
| Kandiyohi County Minnesota | 2 | $ 330,000 | $ 165,000 | $ 147,000 |
| Brown County Ohio | 2 | $ 427,000 | $ 213,000 | $ 179,000 |
| Clinton County Ohio | 2 | $ 338,000 | $ 169,000 | $ 69,000 |
| Stark County Ohio | 2 | $ 351,000 | $ 175,000 | $ 46,000 |
| Clarke County Virginia | 2 | $ 408,000 | $ 204,000 | $ 0 |
| Fairfax City County Virginia | 2 | $ 302,000 | $ 151,000 | $ 0 |
| Fauquier County Virginia | 2 | $ 564,000 | $ 282,000 | $ 0 |
| Stafford County Virginia | 2 | $ 289,000 | $ 144,000 | $ 0 |
| Pinal County Arizona | 1 | $ 223,000 | $ 223,000 | $ 349,000 |
| Marin County California | 1 | $ 904,000 | $ 904,000 | $ 0 |
| Monterey County California | 1 | $ 439,000 | $ 439,000 | $ 0 |
| Santa Cruz County California | 1 | $ 606,000 | $ 606,000 | $ 0 |
| Eagle County Colorado | 1 | $ 401,000 | $ 401,000 | $ 129,000 |
| Elbert County Colorado | 1 | $ 750,000 | $ 750,000 | $ 139,000 |
| La Plata County Colorado | 1 | $ 228,000 | $ 228,000 | $ 223,000 |
| Sussex County Delaware | 1 | $ 421,000 | $ 421,000 | $ 0 |
| Escambia County Florida | 1 | $ 104,000 | $ 104,000 | $ 70,000 |
| Levy County Florida | 1 | $ 105,000 | $ 105,000 | $ 377,000 |
| Sumter County Florida | 1 | $ 136,000 | $ 136,000 | $ 187,000 |
| McIntosh County Georgia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Bartholomew County Indiana | 1 | $ 363,000 | $ 363,000 | $ 89,000 |
| Boone County Indiana | 1 | $ 326,000 | $ 326,000 | $ 712,000 |
| Huntington County Indiana | 1 | $ 112,000 | $ 112,000 | $ 61,000 |
| LaGrange County Indiana | 1 | $ 150,000 | $ 150,000 | $ 206,000 |
| Madison County Indiana | 1 | $ 200,000 | $ 200,000 | $ 139,000 |
| Montgomery County Indiana | 1 | $ 140,000 | $ 140,000 | $ 48,000 |
| Porter County Indiana | 1 | $ 361,000 | $ 361,000 | $ 175,000 |
| Steuben County Indiana | 1 | $ 107,000 | $ 107,000 | $ 0 |
| Dubuque County Iowa | 1 | $ 224,000 | $ 224,000 | $ 68,000 |
| Fayette County Kentucky | 1 | $ 238,000 | $ 238,000 | $ 77,000 |
| Laurel County Kentucky | 1 | $ 62,000 | $ 62,000 | $ 0 |
| Madison County Kentucky | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Pulaski County Kentucky | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Suffolk County Massachusetts | 1 | $ 241,000 | $ 241,000 | $ 0 |
| Calhoun County Michigan | 1 | $ 175,000 | $ 175,000 | $ 64,000 |
| Clinton County Michigan | 1 | $ 175,000 | $ 175,000 | $ 144,000 |
| Jackson County Michigan | 1 | $ 176,000 | $ 176,000 | $ 155,000 |
| Kent County Michigan | 1 | $ 238,000 | $ 238,000 | $ 143,000 |
| Otsego County Michigan | 1 | $ 223,000 | $ 223,000 | $ 69,000 |
| Roscommon County Michigan | 1 | $ 88,000 | $ 88,000 | $ 116,000 |
| Cass County Minnesota | 1 | $ 149,000 | $ 149,000 | $ 101,000 |
| Crow Wing County Minnesota | 1 | $ 233,000 | $ 233,000 | $ 139,000 |
| Goodhue County Minnesota | 1 | $ 417,000 | $ 417,000 | $ 220,000 |
| Kanabec County Minnesota | 1 | $ 114,000 | $ 114,000 | $ 172,000 |
| Meeker County Minnesota | 1 | $ 159,000 | $ 159,000 | $ 147,000 |
| Morrison County Minnesota | 1 | $ 139,000 | $ 139,000 | $ 150,000 |
| Nicollet County Minnesota | 1 | $ 202,000 | $ 202,000 | $ 78,000 |
| Otter Tail County Minnesota | 1 | $ 107,000 | $ 107,000 | $ 172,000 |
| Rice County Minnesota | 1 | $ 105,000 | $ 105,000 | $ 157,000 |
| Allen County Ohio | 1 | $ 72,000 | $ 72,000 | $ 35,000 |
| Ashland County Ohio | 1 | $ 216,000 | $ 216,000 | $ 193,000 |
| Champaign County Ohio | 1 | $ 176,000 | $ 176,000 | $ 80,000 |
| Clark County Ohio | 1 | $ 55,000 | $ 55,000 | $ 44,000 |
| Erie County Ohio | 1 | $ 382,000 | $ 382,000 | $ 0 |
| Fairfield County Ohio | 1 | $ 166,000 | $ 166,000 | $ 85,000 |
| Knox County Ohio | 1 | $ 114,000 | $ 114,000 | $ 0 |
| Mahoning County Ohio | 1 | $ 32,000 | $ 32,000 | $ 0 |
| Mercer County Ohio | 1 | $ 300,000 | $ 300,000 | $ 280,000 |
| Pickaway County Ohio | 1 | $ 124,000 | $ 124,000 | $ 0 |
| Sandusky County Ohio | 1 | $ 150,000 | $ 150,000 | $ 59,000 |
| Greenwood County South Carolina | 1 | $ 178,000 | $ 178,000 | $ 130,000 |
| York County South Carolina | 1 | $ 240,000 | $ 240,000 | $ 98,000 |
| Davidson County Tennessee | 1 | $ 448,000 | $ 448,000 | $ 328,000 |
| Travis County Texas | 1 | $ 744,000 | $ 744,000 | $ 289,000 |
| Augusta County Virginia | 1 | $ 46,000 | $ 46,000 | $ 0 |
| Chesterfield County Virginia | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Culpeper County Virginia | 1 | $ 208,000 | $ 208,000 | $ 0 |
| Essex County Virginia | 1 | $ 81,000 | $ 81,000 | $ 0 |
| Falls Church County Virginia | 1 | $ 29,000 | $ 29,000 | $ 0 |
| Frederick County Virginia | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Lancaster County Virginia | 1 | $ 129,000 | $ 129,000 | $ 0 |
| Louisa County Virginia | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Manassas County Virginia | 1 | $ 78,000 | $ 78,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| New Kent County Virginia | 1 | $ 109,000 | $ 109,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Portsmouth County Virginia | 1 | $ 216,000 | $ 216,000 | $ 0 |
| Spotsylvania County Virginia | 1 | $ 153,000 | $ 153,000 | $ 0 |
| Warren County Virginia | 1 | $ 115,000 | $ 115,000 | $ 0 |
| Westmoreland County Virginia | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Berkeley County West Virginia | 1 | $ 100,000 | $ 100,000 | $ 0 |
| Jefferson County West Virginia | 1 | $ 169,000 | $ 169,000 | $ 0 |
| Bayfield County Wisconsin | 1 | $ 173,000 | $ 173,000 | $ 120,000 |
| Dodge County Wisconsin | 1 | $ 117,000 | $ 117,000 | $ 107,000 |
| Milwaukee County Wisconsin | 1 | $ 390,000 | $ 390,000 | $ 224,000 |
| Racine County Wisconsin | 1 | $ 224,000 | $ 224,000 | $ 174,000 |
| Waukesha County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 78,000 |
Mortgage Loan Application Detail Totals for Liberty Savings Bank, F.S.B. in 2015
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,059 | $263,871,000 | $249,000 | $1,200,000 | $102,000 | $2,999,000 |
| Refinancing | 965 | $247,177,000 | $256,000 | $1,181,000 | $96,000 | $2,327,000 |
| Home Improvement | 18 | $4,721,000 | $262,000 | $448,000 | $107,000 | $239,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,530 | $370,689,000 | $242,000 | $1,200,000 | $120,000 | $2,999,000 |
| Not applicable | 300 | $79,791,000 | $265,000 | $1,019,000 | $0 | $0 |
| Not Provided | 80 | $24,961,000 | $312,000 | $824,000 | $77,000 | $802,000 |
| Asian | 63 | $24,613,000 | $390,000 | $1,181,000 | $67,000 | $672,000 |
| Hispanic | 35 | $8,573,000 | $244,000 | $847,000 | $105,000 | $320,000 |
| Black or African American | 26 | $4,942,000 | $190,000 | $448,000 | $128,000 | $456,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,548,000 | $309,000 | $414,000 | $135,000 | $212,000 |
| American Indian or Alaskan Native | 3 | $652,000 | $217,000 | $336,000 | $89,000 | $136,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,987 | $507,833,000 | $255,000 | $1,200,000 | $101,000 | $2,999,000 |
| FHA-insured (Federal Housing Administration) | 55 | $7,936,000 | $144,000 | $299,000 | $36,000 | $150,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,354 | $311,031,000 | $229,000 | $900,000 | $129,000 | $2,999,000 |
| Loan Purchased By The Institution | 465 | $154,780,000 | $332,000 | $1,181,000 | $2,000 | $712,000 |
| Application Denied By Financial Institution | 181 | $39,372,000 | $217,000 | $847,000 | $102,000 | $781,000 |
| Application Withdrawn By Applicant | 27 | $6,966,000 | $258,000 | $1,200,000 | $213,000 | $2,573,000 |
| Application Approved But Not Accepted | 13 | $3,236,000 | $248,000 | $417,000 | $207,000 | $802,000 |
| File Closed For Incompleteness | 2 | $384,000 | $192,000 | $195,000 | $97,000 | $109,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Other | 88 | $18,422,000 | $209,000 | $750,000 | $117,000 | $781,000 |
| Collateral | 38 | $8,318,000 | $218,000 | $696,000 | $120,000 | $377,000 |
| Debt-To-Income Ratio | 23 | $5,420,000 | $235,000 | $800,000 | $64,000 | $289,000 |
| Unverifiable Information | 12 | $2,524,000 | $210,000 | $417,000 | $0 | $0 |
| Credit History | 8 | $1,621,000 | $202,000 | $415,000 | $172,000 | $600,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,099,000 | $183,000 | $370,000 | $36,000 | $101,000 |
| Employment History | 5 | $1,824,000 | $364,000 | $847,000 | $84,000 | $185,000 |
| Mortgage Insurance Denied | 1 | $144,000 | $144,000 | $144,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Liberty Savings Bank, F.S.B.'s 2015 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Liberty Savings Bank, F.S.B.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Ohio, download the full spreadsheet
with aggregated HMDA statistics today.