Loan Link Finfancial Services Mortgage Lending & HMDA Data, 2003

In 2003, Loan Link Finfancial Services of Aliso Viejo, CA reported 3,802 mortgage applications totaling $1.1 billion. The average application was for $277,959, and applicants reported an average income of $125,458. 99% of its applications resulted in an originated loan and 0% were denied. Its largest markets were Orange County, CA (1,679), Los Angeles-Long Beach, CA (536) and Riverside-San Bernardino, CA (397) (applications in parentheses).

Mortgage Company & Address Loan Link Finfancial Services
26800 Aliso Viejo Parkway Suite 100
Aliso Viejo, CA 92656
Tel #: available with data download
Federal Regulator * available with data download
Years 2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 3,802
Total Mortgage Loan Application Amount $1,056,803,000
Average Mortgage Loan Application Amount $277,959
Highest Mortgage Loan Application Amount $2,000,000
Average Applicant Income $125,458
Highest Applicant Income $999,000

About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Loan Link Finfancial Services filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.

Mortgage Loan Application Totals for Loan Link Finfancial Services by County in 2003

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Orange, California 1,679 $ 478,374,000 $ 284,916 $ 111,000
Los Angeles, California 536 $ 144,232,000 $ 269,089 $ 144,000
Riverside, California 237 $ 49,500,000 $ 208,860 $ 99,000
Ventura, California 177 $ 51,053,000 $ 288,435 $ 128,000
San Diego, California 165 $ 47,953,000 $ 290,624 $ 111,000
San Bernardino, California 160 $ 34,397,000 $ 214,981 $ 101,000
Alameda, California 56 $ 19,093,000 $ 340,946 $ 124,000
Santa Clara, California 51 $ 19,889,000 $ 389,980 $ 136,000
Sacramento, California 49 $ 8,897,000 $ 181,571 $ 177,000
Contra Costa, California 39 $ 12,637,000 $ 324,025 $ 109,000
Fairfax, Virginia 33 $ 11,937,000 $ 361,727 $ 140,000
King, Washington 32 $ 10,283,000 $ 321,343 $ 259,000
San Mateo, California 31 $ 12,958,000 $ 418,000 $ 136,000
Solano, California 25 $ 7,149,000 $ 285,960 $ 107,000
San Francisco, California 23 $ 9,520,000 $ 413,913 $ 166,000
Placer, California 18 $ 4,555,000 $ 253,055 $ 119,000
Montgomery, Maryland 15 $ 5,053,000 $ 336,866 $ 156,000
San Luis Obispo, California 14 $ 3,930,000 $ 280,714 $ 121,000
Fresno, California 11 $ 2,640,000 $ 240,000 $ 183,000
Yolo, California 11 $ 3,511,000 $ 319,181 $ 189,000
San Joaquin, California 10 $ 2,600,000 $ 260,000 $ 126,000
Sonoma, California 10 $ 3,152,000 $ 315,200 $ 106,000
Prince William, Virginia 9 $ 1,619,000 $ 179,888 $ 88,000
Prince George's, Maryland 8 $ 3,133,000 $ 391,625 $ 262,000
Kern, California 7 $ 1,290,000 $ 184,285 $ 110,000
Santa Barbara, California 7 $ 3,420,000 $ 488,571 $ 269,000
Stanislaus, California 7 $ 1,465,000 $ 209,285 $ 81,000
Duval, Florida 7 $ 884,000 $ 126,285 $ 242,000
Wake, North Carolina 7 $ 3,422,000 $ 488,857 $ 208,000
Loudoun, Virginia 7 $ 1,864,000 $ 266,285 $ 126,000
El Dorado, California 6 $ 1,791,000 $ 298,500 $ 210,000
Palm Beach, Florida 6 $ 1,985,000 $ 330,833 $ 170,000
Anne Arundel, Maryland 6 $ 1,824,000 $ 304,000 $ 226,000
Clackamas, Oregon 6 $ 1,033,000 $ 172,166 $ 101,000
Snohomish, Washington 6 $ 1,234,000 $ 205,666 $ 133,000
Marin, California 5 $ 2,755,000 $ 551,000 $ 344,000
Monterey, California 5 $ 1,448,000 $ 289,600 $ 85,000
Napa, California 5 $ 1,439,000 $ 287,800 $ 107,000
Santa Cruz, California 5 $ 1,166,000 $ 233,200 $ 82,000
Tulare, California 5 $ 985,000 $ 197,000 $ 76,000
Jefferson, Colorado 5 $ 994,000 $ 198,800 $ 120,000
Broward, Florida 5 $ 1,528,000 $ 305,600 $ 190,000
Miami-Dade, Florida 5 $ 1,147,000 $ 229,400 $ 121,000
Charles, Maryland 5 $ 1,112,000 $ 222,400 $ 111,000
Hennepin, Minnesota 5 $ 1,583,000 $ 316,600 $ 177,000
Mono, California 4 $ 1,171,000 $ 292,750 $ 99,000
Adams, Colorado 4 $ 932,000 $ 233,000 $ 44,000
Denver, Colorado 4 $ 1,176,000 $ 294,000 $ 181,000
Cook, Illinois 4 $ 654,000 $ 163,500 $ 107,000
Pierce, Washington 4 $ 1,256,000 $ 314,000 $ 132,000
Maricopa, Arizona 3 $ 836,000 $ 278,666 $ 129,000
Madera, California 3 $ 380,000 $ 126,666 $ 74,000
Nevada, California 3 $ 749,000 $ 249,666 $ 95,000
San Benito, California 3 $ 761,000 $ 253,666 $ 68,000
Eagle, Colorado 3 $ 511,000 $ 170,333 $ 89,000
Orange, Florida 3 $ 379,000 $ 126,333 $ 100,000
Osceola, Florida 3 $ 463,000 $ 154,333 $ 58,000
Pinellas, Florida 3 $ 1,034,000 $ 344,666 $ 173,000
Dakota, Minnesota 3 $ 899,000 $ 299,666 $ 212,000
Washington, Minnesota 3 $ 1,055,000 $ 351,666 $ 144,000
Santa Fe, New Mexico 3 $ 458,000 $ 152,666 $ 83,000
Deschutes, Oregon 3 $ 674,000 $ 224,666 $ 84,000
Multnomah, Oregon 3 $ 630,000 $ 210,000 $ 116,000
Hamilton, Tennessee 3 $ 524,000 $ 174,666 $ 130,000
Harris, Texas 3 $ 671,000 $ 223,666 $ 151,000
Salt Lake, Utah 3 $ 939,000 $ 313,000 $ 198,000
Alexandria, Virginia 3 $ 1,123,000 $ 374,333 $ 108,000
Arlington, Virginia 3 $ 1,172,000 $ 390,666 $ 183,000
Clark, Washington 3 $ 1,027,000 $ 342,333 $ 218,000
Pima, Arizona 2 $ 306,000 $ 153,000 $ 73,000
Calaveras, California 2 $ 463,000 $ 231,500 $ 86,000
Arapahoe, Colorado 2 $ 920,000 $ 460,000 $ 143,000
El Paso, Colorado 2 $ 409,000 $ 204,500 $ 114,000
Garfield, Colorado 2 $ 408,000 $ 204,000 $ 128,000
Summit, Colorado 2 $ 532,000 $ 266,000 $ 95,000
Weld, Colorado 2 $ 254,000 $ 127,000 $ 84,000
Collier, Florida 2 $ 1,072,000 $ 536,000 $ 518,000
Escambia, Florida 2 $ 67,000 $ 33,500 $ 78,000
St. Johns, Florida 2 $ 657,000 $ 328,500 $ 293,000
Douglas, Kansas 2 $ 1,152,000 $ 576,000 $ 190,000
Johnson, Kansas 2 $ 566,000 $ 283,000 $ 118,000
Baltimore, Maryland 2 $ 470,000 $ 235,000 $ 101,000
Cecil, Maryland 2 $ 254,000 $ 127,000 $ 75,000
Talbot, Maryland 2 $ 656,000 $ 328,000 $ 140,000
Bernalillo, New Mexico 2 $ 328,000 $ 164,000 $ 119,000
Los Alamos, New Mexico 2 $ 558,000 $ 279,000 $ 147,000
Carteret, North Carolina 2 $ 215,000 $ 107,500 $ 240,000
Mecklenburg, North Carolina 2 $ 724,000 $ 362,000 $ 274,000
New Hanover, North Carolina 2 $ 964,000 $ 482,000 $ 222,000
Lane, Oregon 2 $ 518,000 $ 259,000 $ 99,000
Washington, Oregon 2 $ 480,000 $ 240,000 $ 77,000
Yamhill, Oregon 2 $ 480,000 $ 240,000 $ 94,000
Davidson, Tennessee 2 $ 930,000 $ 465,000 $ 242,000
Dallas, Texas 2 $ 905,000 $ 452,500 $ 326,000
Tarrant, Texas 2 $ 285,000 $ 142,500 $ 65,000
Fredericksburg, Virginia 2 $ 252,000 $ 126,000 $ 76,000
Greene, Virginia 2 $ 237,000 $ 118,500 $ 80,000
Stafford, Virginia 2 $ 558,000 $ 279,000 $ 109,000
Cowlitz, Washington 2 $ 270,000 $ 135,000 $ 77,000
Skagit, Washington 2 $ 371,000 $ 185,500 $ 167,000
Spokane, Washington 2 $ 360,000 $ 180,000 $ 89,000
Whatcom, Washington 2 $ 539,000 $ 269,500 $ 120,000
Yakima, Washington 2 $ 239,000 $ 119,500 $ 118,000
Dane, Wisconsin 2 $ 449,000 $ 224,500 $ 93,000
Ozaukee, Wisconsin 2 $ 783,000 $ 391,500 $ 125,000
Yuma, Arizona 1 $ 215,000 $ 215,000 $ 107,000
Butte, California 1 $ 127,000 $ 127,000 $ 27,000
Humboldt, California 1 $ 196,000 $ 196,000 $ 39,000
Imperial, California 1 $ 136,000 $ 136,000 $ 77,000
Merced, California 1 $ 185,000 $ 185,000 $ 86,000
Plumas, California 1 $ 215,000 $ 215,000 $ 100,000
Shasta, California 1 $ 252,000 $ 252,000 $ 88,000
Sierra, California 1 $ 119,000 $ 119,000 $ 46,000
Sutter, California 1 $ 196,000 $ 196,000 $ 138,000
Boulder, Colorado 1 $ 228,000 $ 228,000 $ 145,000
Douglas, Colorado 1 $ 200,000 $ 200,000 $ 118,000
Gunnison, Colorado 1 $ 216,000 $ 216,000 $ 123,000
La Plata, Colorado 1 $ 104,000 $ 104,000 $ 82,000
Larimer, Colorado 1 $ 183,000 $ 183,000 $ 74,000
Las Animas, Colorado 1 $ 144,000 $ 144,000 $ 111,000
Mesa, Colorado 1 $ 240,000 $ 240,000 $ 112,000
Brevard, Florida 1 $ 501,000 $ 501,000 $ 260,000
Charlotte, Florida 1 $ 347,000 $ 347,000 $ 210,000
Sarasota, Florida 1 $ 262,000 $ 262,000 $ 120,000
Forsyth, Georgia 1 $ 297,000 $ 297,000 $ 85,000
Kauai, Hawaii 1 $ 79,000 $ 79,000 $ 126,000
Bonneville, Idaho 1 $ 250,000 $ 250,000 $ 163,000
Fayette, Indiana 1 $ 298,000 $ 298,000 $ 300,000
Hamilton, Indiana 1 $ 381,000 $ 381,000 $ 190,000
Ellis, Kansas 1 $ 440,000 $ 440,000 $ 174,000
Miami, Kansas 1 $ 170,000 $ 170,000 $ 71,000
Boone, Kentucky 1 $ 304,000 $ 304,000 $ 122,000
Jefferson, Kentucky 1 $ 496,000 $ 496,000 $ 210,000
Calvert, Maryland 1 $ 240,000 $ 240,000 $ 90,000
Carroll, Maryland 1 $ 260,000 $ 260,000 $ 178,000
Dorchester, Maryland 1 $ 25,000 $ 25,000 $ 222,000
Frederick, Maryland 1 $ 248,000 $ 248,000 $ 80,000
St. Mary's, Maryland 1 $ 30,000 $ 30,000 $ 86,000
Livingston, Michigan 1 $ 300,000 $ 300,000 $ 138,000
Macomb, Michigan 1 $ 214,000 $ 214,000 $ 160,000
Washtenaw, Michigan 1 $ 320,000 $ 320,000 $ 158,000
Chisago, Minnesota 1 $ 209,000 $ 209,000 $ 104,000
Rice, Minnesota 1 $ 444,000 $ 444,000 $ 125,000
Scott, Minnesota 1 $ 580,000 $ 580,000 $ 320,000
Jackson, Missouri 1 $ 272,000 $ 272,000 $ 111,000
Newton, Missouri 1 $ 90,000 $ 90,000 $ 270,000
Platte, Missouri 1 $ 323,000 $ 323,000 $ 100,000
St. Louis, Missouri 1 $ 416,000 $ 416,000 $ 106,000
St. Louis City, Missouri 1 $ 232,000 $ 232,000 $ 116,000
Flathead, Montana 1 $ 164,000 $ 164,000 $ 109,000
Clark, Nevada 1 $ 94,000 $ 94,000 $ 80,000
Pershing, Nevada 1 $ 78,000 $ 78,000 $ 182,000
Sandoval, New Mexico 1 $ 226,000 $ 226,000 $ 87,000
Socorro, New Mexico 1 $ 241,000 $ 241,000 $ 136,000
Taos, New Mexico 1 $ 247,000 $ 247,000 $ 577,000
Buncombe, North Carolina 1 $ 281,000 $ 281,000 $ 108,000
Chatham, North Carolina 1 $ 243,000 $ 243,000 $ 98,000
Forsyth, North Carolina 1 $ 234,000 $ 234,000 $ 188,000
Rutherford, North Carolina 1 $ 495,000 $ 495,000 $ 122,000
Union, North Carolina 1 $ 320,000 $ 320,000 $ 132,000
Cleveland, Oklahoma 1 $ 86,000 $ 86,000 $ 57,000
Logan, Oklahoma 1 $ 87,000 $ 87,000 $ 60,000
Oklahoma, Oklahoma 1 $ 89,000 $ 89,000 $ 90,000
Tulsa, Oklahoma 1 $ 338,000 $ 338,000 $ 244,000
Wagoner, Oklahoma 1 $ 317,000 $ 317,000 $ 147,000
Curry, Oregon 1 $ 300,000 $ 300,000 $ 58,000
Harney, Oregon 1 $ 37,000 $ 37,000 $ 119,000
Lawrence, Tennessee 1 $ 333,000 $ 333,000 $ 160,000
Bexar, Texas 1 $ 215,000 $ 215,000 $ 63,000
Williamson, Texas 1 $ 115,000 $ 115,000 $ 31,000
Kane, Utah 1 $ 30,000 $ 30,000 $ 63,000
Summit, Utah 1 $ 600,000 $ 600,000 $ 468,000
Utah, Utah 1 $ 1,000,000 $ 1,000,000 $ 314,000
Albemarle, Virginia 1 $ 475,000 $ 475,000 $ 123,000
Caroline, Virginia 1 $ 244,000 $ 244,000 $ 108,000
Goochland, Virginia 1 $ 950,000 $ 950,000 $ 233,000
Henrico, Virginia 1 $ 318,000 $ 318,000 $ 148,000
Manassas Park, Virginia 1 $ 243,000 $ 243,000 $ 89,000
Norfolk, Virginia 1 $ 93,000 $ 93,000 $ 77,000
Roanoke, Virginia 1 $ 300,000 $ 300,000 $ 132,000
Island, Washington 1 $ 240,000 $ 240,000 $ 95,000
Skamania, Washington 1 $ 392,000 $ 392,000 $ 94,000
Fond du Lac, Wisconsin 1 $ 206,000 $ 206,000 $ 52,000
Kenosha, Wisconsin 1 $ 25,000 $ 25,000 $ 89,000

Mortgage Loan Application Detail Totals for Loan Link Finfancial Services in 2003

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing (home purchase or home improvement, one-to-four family) 2,526 $711,543,000 $279,846 $2,000,000 $169,076 $999,000
Home Purchase (one-to-four family) 1,125 $300,815,000 $262,500 $1,050,000 $148,076 $999,000
Home Improvement (one-to-four family) 151 $44,445,000 $293,500 $1,000,000 $142,750 $708,000
Multifamily dwelling (home purchase, home improvement, and refinancings) 0 $0 $0 $0 $0 $0

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,956 $835,528,000 $278,357 $2,000,000 $167,928 $999,000
Hispanic 342 $76,114,000 $218,500 $957,000 $134,600 $577,000
Asian or Pacific Islander 192 $59,068,000 $321,714 $1,000,000 $132,428 $999,000
Information not provided by applicant in mail or telephone application 159 $43,941,000 $277,500 $950,000 $134,916 $764,000
Other 82 $23,691,000 $266,500 $1,000,000 $104,166 $330,000
Black 62 $15,061,000 $282,200 $858,000 $127,000 $540,000
American Indian or Alaskan Native 9 $3,400,000 $292,500 $931,000 $121,500 $416,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,789 $1,054,899,000 $280,535 $2,000,000 $162,964 $999,000
FHA-insured (Federal Housing Administration) 9 $1,480,000 $164,000 $248,000 $81,000 $210,000
VA-guaranteed (Veterans Administration) 4 $424,000 $74,000 $230,000 $83,500 $124,000
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 3,775 $1,049,035,000 $279,857 $2,000,000 $161,678 $999,000
Application Denied By Financial Institution 12 $3,334,000 $401,500 $606,000 $59,500 $228,000
Application Approved But Not Accepted 8 $2,220,000 $310,000 $573,000 $121,000 $172,000
Application Withdrawn By Applicant 7 $2,214,000 $413,500 $550,000 $545,000 $999,000
File Closed For Incompleteness 0 $0 $0 $0 $0 $0
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Credit History 8 $2,529,000 $416,000 $606,000 $57,500 $150,000
Unverifiable Information 2 $416,000 $208,000 $248,000 $67,000 $84,000
Insufficient Cash (Downpayment, Closing Cost) 1 $157,000 $157,000 $157,000 $60,000 $60,000
Debt-To-Income Ratio 1 $232,000 $232,000 $232,000 $228,000 $228,000
Employment History 0 $0 $0 $0 $0 $0
Collateral 0 $0 $0 $0 $0 $0
Credit Application Incomplete 0 $0 $0 $0 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0
Other 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Link Finfancial Services's 2003 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Loan Link Finfancial Services's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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