Loan Link Finfancial Services
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
Loan Link Finfancial Services 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loan Link Finfancial Services 26800 Aliso Viejo Parkway Suite 100 Aliso Viejo, CA 92656 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,665 |
| Total Mortgage Loan Application Amount | $388,723,000 |
| Average Mortgage Loan Application Amount | $206,142 |
| Highest Mortgage Loan Application Amount | $1,550,000 |
| Average Applicant Income | $112,428 |
| Highest Applicant Income | $1,390,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with Loan Link Finfancial Services. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loan Link Finfancial Services's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down Loan Link Finfancial Services's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loan Link Finfancial Services serves its applicants.
Each category highlights the total number of mortgage applications processed by Loan Link Finfancial Services, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loan Link Finfancial Services's mortgage activity for 2004.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Orange County California | 605 | $ 159,230,000 | $ 263,000 | $ 117,000 |
| Los Angeles County California | 273 | $ 61,275,000 | $ 224,000 | $ 114,000 |
| Riverside County California | 160 | $ 30,534,000 | $ 190,000 | $ 88,000 |
| San Diego County California | 107 | $ 25,075,000 | $ 234,000 | $ 113,000 |
| San Bernardino County California | 97 | $ 18,831,000 | $ 194,000 | $ 99,000 |
| Ventura County California | 62 | $ 16,100,000 | $ 259,000 | $ 134,000 |
| Sacramento County California | 32 | $ 5,947,000 | $ 185,000 | $ 116,000 |
| Maricopa County Arizona | 19 | $ 3,064,000 | $ 161,000 | $ 103,000 |
| Santa Barbara County California | 19 | $ 10,613,000 | $ 558,000 | $ 228,000 |
| Mohave County Arizona | 16 | $ 2,168,000 | $ 135,000 | $ 105,000 |
| Honolulu County Hawaii | 14 | $ 3,293,000 | $ 235,000 | $ 136,000 |
| Alameda County California | 8 | $ 1,874,000 | $ 234,000 | $ 141,000 |
| San Joaquin County California | 8 | $ 1,306,000 | $ 163,000 | $ 92,000 |
| Jefferson County Colorado | 6 | $ 631,000 | $ 105,000 | $ 113,000 |
| Lane County Oregon | 6 | $ 913,000 | $ 152,000 | $ 145,000 |
| Pierce County Washington | 6 | $ 997,000 | $ 166,000 | $ 77,000 |
| Kern County California | 5 | $ 742,000 | $ 148,000 | $ 72,000 |
| Denver County Colorado | 5 | $ 1,091,000 | $ 218,000 | $ 174,000 |
| Maui County Hawaii | 5 | $ 1,276,000 | $ 255,000 | $ 119,000 |
| Contra Costa County California | 4 | $ 683,000 | $ 170,000 | $ 72,000 |
| Fresno County California | 4 | $ 644,000 | $ 161,000 | $ 88,000 |
| Monterey County California | 4 | $ 1,390,000 | $ 347,000 | $ 152,000 |
| Placer County California | 4 | $ 891,000 | $ 222,000 | $ 120,000 |
| El Paso County Colorado | 4 | $ 435,000 | $ 108,000 | $ 84,000 |
| Cook County Illinois | 4 | $ 424,000 | $ 106,000 | $ 63,000 |
| Iron County Utah | 4 | $ 339,000 | $ 84,000 | $ 80,000 |
| Sonoma County California | 3 | $ 855,000 | $ 285,000 | $ 74,000 |
| Douglas County Colorado | 3 | $ 867,000 | $ 289,000 | $ 143,000 |
| Sarasota County Florida | 3 | $ 440,000 | $ 146,000 | $ 540,000 |
| Seminole County Florida | 3 | $ 384,000 | $ 128,000 | $ 81,000 |
| Lake County Illinois | 3 | $ 905,000 | $ 301,000 | $ 125,000 |
| Anne Arundel County Maryland | 3 | $ 1,157,000 | $ 385,000 | $ 107,000 |
| Oklahoma County Oklahoma | 3 | $ 224,000 | $ 74,000 | $ 52,000 |
| Clackamas County Oregon | 3 | $ 868,000 | $ 289,000 | $ 325,000 |
| Multnomah County Oregon | 3 | $ 779,000 | $ 259,000 | $ 137,000 |
| King County Washington | 3 | $ 1,032,000 | $ 344,000 | $ 170,000 |
| Snohomish County Washington | 3 | $ 496,000 | $ 165,000 | $ 104,000 |
| Spokane County Washington | 3 | $ 313,000 | $ 104,000 | $ 85,000 |
| Waukesha County Wisconsin | 3 | $ 478,000 | $ 159,000 | $ 87,000 |
| Gila County Arizona | 2 | $ 91,000 | $ 45,000 | $ 93,000 |
| Pima County Arizona | 2 | $ 150,000 | $ 75,000 | $ 90,000 |
| Pinal County Arizona | 2 | $ 161,000 | $ 80,000 | $ 238,000 |
| Butte County California | 2 | $ 235,000 | $ 117,000 | $ 64,000 |
| El Dorado County California | 2 | $ 284,000 | $ 142,000 | $ 73,000 |
| Merced County California | 2 | $ 445,000 | $ 222,000 | $ 89,000 |
| Nevada County California | 2 | $ 844,000 | $ 422,000 | $ 116,000 |
| San Luis Obispo County California | 2 | $ 700,000 | $ 350,000 | $ 155,000 |
| San Mateo County California | 2 | $ 765,000 | $ 382,000 | $ 165,000 |
| Santa Clara County California | 2 | $ 398,000 | $ 199,000 | $ 142,000 |
| Stanislaus County California | 2 | $ 292,000 | $ 146,000 | $ 143,000 |
| Sutter County California | 2 | $ 287,000 | $ 143,000 | $ 89,000 |
| Yolo County California | 2 | $ 532,000 | $ 266,000 | $ 103,000 |
| Arapahoe County Colorado | 2 | $ 292,000 | $ 146,000 | $ 95,000 |
| Alachua County Florida | 2 | $ 223,000 | $ 111,000 | $ 65,000 |
| Osceola County Florida | 2 | $ 144,000 | $ 72,000 | $ 72,000 |
| Volusia County Florida | 2 | $ 191,000 | $ 95,000 | $ 54,000 |
| DeKalb County Georgia | 2 | $ 181,000 | $ 90,000 | $ 81,000 |
| Fayette County Georgia | 2 | $ 665,000 | $ 332,000 | $ 164,000 |
| Fulton County Georgia | 2 | $ 257,000 | $ 128,000 | $ 80,000 |
| Kauai County Hawaii | 2 | $ 449,000 | $ 224,000 | $ 180,000 |
| Canyon County Idaho | 2 | $ 160,000 | $ 80,000 | $ 66,000 |
| Johnson County Kansas | 2 | $ 466,000 | $ 233,000 | $ 109,000 |
| Baltimore County Maryland | 2 | $ 709,000 | $ 354,000 | $ 160,000 |
| Cecil County Maryland | 2 | $ 179,000 | $ 89,000 | $ 82,000 |
| Frederick County Maryland | 2 | $ 195,000 | $ 97,000 | $ 78,000 |
| Prince George's County Maryland | 2 | $ 228,000 | $ 114,000 | $ 120,000 |
| Washington County Maryland | 2 | $ 300,000 | $ 150,000 | $ 72,000 |
| Worcester County Maryland | 2 | $ 523,000 | $ 261,000 | $ 127,000 |
| Hennepin County Minnesota | 2 | $ 388,000 | $ 194,000 | $ 165,000 |
| Jefferson County Missouri | 2 | $ 184,000 | $ 92,000 | $ 60,000 |
| St. Charles County Missouri | 2 | $ 264,000 | $ 132,000 | $ 50,000 |
| St. Louis County Missouri | 2 | $ 867,000 | $ 433,000 | $ 226,000 |
| Josephine County Oregon | 2 | $ 345,000 | $ 172,000 | $ 81,000 |
| Cache County Utah | 2 | $ 298,000 | $ 149,000 | $ 62,000 |
| Davis County Utah | 2 | $ 100,000 | $ 50,000 | $ 49,000 |
| Washington County Utah | 2 | $ 290,000 | $ 145,000 | $ 138,000 |
| Gloucester County Virginia | 2 | $ 310,000 | $ 155,000 | $ 187,000 |
| Henrico County Virginia | 2 | $ 438,000 | $ 219,000 | $ 65,000 |
| James City County Virginia | 2 | $ 700,000 | $ 350,000 | $ 337,000 |
| York County Virginia | 2 | $ 295,000 | $ 147,000 | $ 127,000 |
| Whatcom County Washington | 2 | $ 740,000 | $ 370,000 | $ 135,000 |
| Coconino County Arizona | 1 | $ 95,000 | $ 95,000 | $ 190,000 |
| Calaveras County California | 1 | $ 300,000 | $ 300,000 | $ 104,000 |
| Imperial County California | 1 | $ 166,000 | $ 166,000 | $ 43,000 |
| Inyo County California | 1 | $ 375,000 | $ 375,000 | $ 136,000 |
| Lake County California | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Lassen County California | 1 | $ 200,000 | $ 200,000 | $ 143,000 |
| Mendocino County California | 1 | $ 229,000 | $ 229,000 | $ 53,000 |
| Napa County California | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| San Benito County California | 1 | $ 419,000 | $ 419,000 | $ 103,000 |
| Santa Cruz County California | 1 | $ 455,000 | $ 455,000 | $ 127,000 |
| Shasta County California | 1 | $ 160,000 | $ 160,000 | $ 58,000 |
| Solano County California | 1 | $ 216,000 | $ 216,000 | $ 60,000 |
| Tuolumne County California | 1 | $ 200,000 | $ 200,000 | $ 76,000 |
| Mesa County Colorado | 1 | $ 500,000 | $ 500,000 | $ 88,000 |
| Montezuma County Colorado | 1 | $ 136,000 | $ 136,000 | $ 84,000 |
| Broward County Florida | 1 | $ 288,000 | $ 288,000 | $ 331,000 |
| Collier County Florida | 1 | $ 157,000 | $ 157,000 | $ 89,000 |
| Flagler County Florida | 1 | $ 116,000 | $ 116,000 | $ 116,000 |
| Hillsborough County Florida | 1 | $ 156,000 | $ 156,000 | $ 125,000 |
| Lee County Florida | 1 | $ 136,000 | $ 136,000 | $ 99,000 |
| Miami-Dade County Florida | 1 | $ 75,000 | $ 75,000 | $ 255,000 |
| Okaloosa County Florida | 1 | $ 448,000 | $ 448,000 | $ 150,000 |
| Orange County Florida | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Pinellas County Florida | 1 | $ 320,000 | $ 320,000 | $ 168,000 |
| St. Lucie County Florida | 1 | $ 160,000 | $ 160,000 | $ 33,000 |
| Hawaii County Hawaii | 1 | $ 252,000 | $ 252,000 | $ 53,000 |
| Adams County Idaho | 1 | $ 150,000 | $ 150,000 | $ 125,000 |
| Blaine County Idaho | 1 | $ 375,000 | $ 375,000 | $ 139,000 |
| Iroquois County Illinois | 1 | $ 168,000 | $ 168,000 | $ 226,000 |
| Kane County Illinois | 1 | $ 245,000 | $ 245,000 | $ 105,000 |
| LaSalle County Illinois | 1 | $ 19,000 | $ 19,000 | $ 52,000 |
| Hamilton County Indiana | 1 | $ 222,000 | $ 222,000 | $ 109,000 |
| Monroe County Indiana | 1 | $ 300,000 | $ 300,000 | $ 180,000 |
| Sedgwick County Kansas | 1 | $ 84,000 | $ 84,000 | $ 347,000 |
| Calvert County Maryland | 1 | $ 248,000 | $ 248,000 | $ 91,000 |
| Carroll County Maryland | 1 | $ 226,000 | $ 226,000 | $ 178,000 |
| Montgomery County Maryland | 1 | $ 384,000 | $ 384,000 | $ 165,000 |
| Suffolk County Massachusetts | 1 | $ 214,000 | $ 214,000 | $ 156,000 |
| Saginaw County Michigan | 1 | $ 180,000 | $ 180,000 | $ 65,000 |
| Washington County Minnesota | 1 | $ 176,000 | $ 176,000 | $ 73,000 |
| Clay County Missouri | 1 | $ 184,000 | $ 184,000 | $ 72,000 |
| St. Louis City County Missouri | 1 | $ 188,000 | $ 188,000 | $ 89,000 |
| Flathead County Montana | 1 | $ 250,000 | $ 250,000 | $ 51,000 |
| Clark County Nevada | 1 | $ 327,000 | $ 327,000 | $ 124,000 |
| Taos County New Mexico | 1 | $ 264,000 | $ 264,000 | $ 63,000 |
| Comanche County Oklahoma | 1 | $ 298,000 | $ 298,000 | $ 100,000 |
| Tillamook County Oregon | 1 | $ 48,000 | $ 48,000 | $ 50,000 |
| Bucks County Pennsylvania | 1 | $ 334,000 | $ 334,000 | $ 86,000 |
| Shelby County Tennessee | 1 | $ 192,000 | $ 192,000 | $ 130,000 |
| Dallas County Texas | 1 | $ 213,000 | $ 213,000 | $ 162,000 |
| Harris County Texas | 1 | $ 101,000 | $ 101,000 | $ 78,000 |
| Loudoun County Virginia | 1 | $ 518,000 | $ 518,000 | $ 117,000 |
| Northumberland County Virginia | 1 | $ 212,000 | $ 212,000 | $ 115,000 |
| Spotsylvania County Virginia | 1 | $ 164,000 | $ 164,000 | $ 100,000 |
| Virginia Beach County Virginia | 1 | $ 250,000 | $ 250,000 | $ 90,000 |
| Clark County Washington | 1 | $ 248,000 | $ 248,000 | $ 92,000 |
| Island County Washington | 1 | $ 645,000 | $ 645,000 | $ 119,000 |
| Kitsap County Washington | 1 | $ 309,000 | $ 309,000 | $ 150,000 |
| Skagit County Washington | 1 | $ 173,000 | $ 173,000 | $ 31,000 |
| Kenosha County Wisconsin | 1 | $ 148,000 | $ 148,000 | $ 63,000 |
| Milwaukee County Wisconsin | 1 | $ 333,000 | $ 333,000 | $ 180,000 |
Mortgage Loan Application Detail Totals for Loan Link Finfancial Services in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 1,662 | $388,093,000 | $206,000 | $1,550,000 | $113,222 | $1,390,000 |
| Refinancing | 3 | $630,000 | $210,000 | $375,000 | $91,000 | $136,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 933 | $230,459,000 | $216,416 | $1,550,000 | $116,333 | $1,390,000 |
| Hispanic | 315 | $61,552,000 | $144,400 | $650,000 | $97,000 | $216,000 |
| Not Provided | 270 | $61,039,000 | $188,230 | $972,000 | $120,384 | $401,000 |
| Asian | 70 | $17,813,000 | $226,000 | $1,000,000 | $130,857 | $504,000 |
| Black or African American | 54 | $12,181,000 | $154,571 | $888,000 | $95,142 | $582,000 |
| Native Hawaiian or Other Pacific Islander | 17 | $4,007,000 | $235,000 | $438,000 | $114,000 | $336,000 |
| American Indian or Alaskan Native | 6 | $1,672,000 | $232,000 | $500,000 | $69,500 | $145,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,665 | $388,723,000 | $206,000 | $1,550,000 | $113,185 | $1,390,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,660 | $387,426,000 | $205,814 | $1,550,000 | $113,148 | $1,390,000 |
| Application Denied By Financial Institution | 3 | $551,000 | $183,000 | $312,000 | $100,000 | $126,000 |
| Application Approved But Not Accepted | 2 | $746,000 | $373,000 | $412,000 | $161,000 | $202,000 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 1 | $200,000 | $200,000 | $200,000 | $75,000 | $75,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loan Link Finfancial Services's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loan Link Finfancial Services's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.