Loancity
Mortgage Loan Application
Totals and Details
for 2006
Find mortgage loan statistics, lending data, and loan application totals for California.
The mortgage statistics and data below are specific to mortgage loan applications for Loancity.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Loancity 5671 Santa Teresa Boulevard San Jose, CA 95123 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 37,394 |
| Total Mortgage Loan Application Amount | $8,612,578,000 |
| Average Mortgage Loan Application Amount | $228,500 |
| Highest Mortgage Loan Application Amount | $2,880,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $4,800,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in CA, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Dillon County South Carolina | 1 | $ 133,000 | $ 133,000 | $ 31,000 |
| Fairfield County South Carolina | 1 | $ 297,000 | $ 297,000 | $ 76,000 |
| Greenwood County South Carolina | 1 | $ 631,000 | $ 631,000 | $ 252,000 |
| Newberry County South Carolina | 1 | $ 68,000 | $ 68,000 | $ 35,000 |
| Orangeburg County South Carolina | 1 | $ 70,000 | $ 70,000 | $ 60,000 |
| Blount County Tennessee | 1 | $ 160,000 | $ 160,000 | $ 62,000 |
| Carter County Tennessee | 1 | $ 67,000 | $ 67,000 | $ 56,000 |
| Cocke County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 48,000 |
| Dickson County Tennessee | 1 | $ 125,000 | $ 125,000 | $ 54,000 |
| Grainger County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 40,000 |
| Henry County Tennessee | 1 | $ 65,000 | $ 65,000 | $ 26,000 |
| Marshall County Tennessee | 1 | $ 141,000 | $ 141,000 | $ 40,000 |
| Maury County Tennessee | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
| Perry County Tennessee | 1 | $ 104,000 | $ 104,000 | $ 0 |
| Washington County Tennessee | 1 | $ 150,000 | $ 150,000 | $ 192,000 |
| Anderson County Texas | 1 | $ 134,000 | $ 134,000 | $ 67,000 |
| Angelina County Texas | 1 | $ 93,000 | $ 93,000 | $ 55,000 |
| Brown County Texas | 1 | $ 75,000 | $ 75,000 | $ 39,000 |
| Comanche County Texas | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
| Hardin County Texas | 1 | $ 110,000 | $ 110,000 | $ 86,000 |
| Harrison County Texas | 1 | $ 40,000 | $ 40,000 | $ 48,000 |
| Hood County Texas | 1 | $ 172,000 | $ 172,000 | $ 53,000 |
| Hutchinson County Texas | 1 | $ 152,000 | $ 152,000 | $ 101,000 |
| Lubbock County Texas | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| Medina County Texas | 1 | $ 103,000 | $ 103,000 | $ 58,000 |
| Milam County Texas | 1 | $ 34,000 | $ 34,000 | $ 24,000 |
| Navarro County Texas | 1 | $ 170,000 | $ 170,000 | $ 34,000 |
| Smith County Texas | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| Titus County Texas | 1 | $ 122,000 | $ 122,000 | $ 65,000 |
| Upshur County Texas | 1 | $ 85,000 | $ 85,000 | $ 53,000 |
| Wilson County Texas | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Wood County Texas | 1 | $ 136,000 | $ 136,000 | $ 131,000 |
| Carbon County Utah | 1 | $ 280,000 | $ 280,000 | $ 68,000 |
| Garfield County Utah | 1 | $ 102,000 | $ 102,000 | $ 38,000 |
| Piute County Utah | 1 | $ 40,000 | $ 40,000 | $ 88,000 |
| Sevier County Utah | 1 | $ 143,000 | $ 143,000 | $ 36,000 |
| Grand Isle County Vermont | 1 | $ 374,000 | $ 374,000 | $ 90,000 |
| Lamoille County Vermont | 1 | $ 185,000 | $ 185,000 | $ 101,000 |
| Washington County Vermont | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Windham County Vermont | 1 | $ 110,000 | $ 110,000 | $ 81,000 |
| Bedford County Virginia | 1 | $ 129,000 | $ 129,000 | $ 24,000 |
| Botetourt County Virginia | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| Bristol County Virginia | 1 | $ 118,000 | $ 118,000 | $ 66,000 |
| Cumberland County Virginia | 1 | $ 35,000 | $ 35,000 | $ 36,000 |
| Essex County Virginia | 1 | $ 134,000 | $ 134,000 | $ 50,000 |
| Fredericksburg County Virginia | 1 | $ 277,000 | $ 277,000 | $ 142,000 |
| Goochland County Virginia | 1 | $ 204,000 | $ 204,000 | $ 29,000 |
| King William County Virginia | 1 | $ 170,000 | $ 170,000 | $ 34,000 |
| Lancaster County Virginia | 1 | $ 198,000 | $ 198,000 | $ 58,000 |
| Louisa County Virginia | 1 | $ 159,000 | $ 159,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 240,000 | $ 240,000 | $ 84,000 |
| Middlesex County Virginia | 1 | $ 75,000 | $ 75,000 | $ 84,000 |
| Petersburg County Virginia | 1 | $ 115,000 | $ 115,000 | $ 48,000 |
| Pittsylvania County Virginia | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| Rappahannock County Virginia | 1 | $ 372,000 | $ 372,000 | $ 121,000 |
| Rockingham County Virginia | 1 | $ 202,000 | $ 202,000 | $ 99,000 |
| Russell County Virginia | 1 | $ 78,000 | $ 78,000 | $ 32,000 |
| Whitman County Washington | 1 | $ 123,000 | $ 123,000 | $ 40,000 |
| Grant County West Virginia | 1 | $ 188,000 | $ 188,000 | $ 125,000 |
| Monongalia County West Virginia | 1 | $ 132,000 | $ 132,000 | $ 171,000 |
| Morgan County West Virginia | 1 | $ 220,000 | $ 220,000 | $ 63,000 |
| Tucker County West Virginia | 1 | $ 390,000 | $ 390,000 | $ 227,000 |
| Dodge County Wisconsin | 1 | $ 41,000 | $ 41,000 | $ 0 |
| Kewaunee County Wisconsin | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| Ozaukee County Wisconsin | 1 | $ 206,000 | $ 206,000 | $ 58,000 |
| Polk County Wisconsin | 1 | $ 185,000 | $ 185,000 | $ 40,000 |
| Racine County Wisconsin | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| Sauk County Wisconsin | 1 | $ 80,000 | $ 80,000 | $ 0 |
| Shawano County Wisconsin | 1 | $ 114,000 | $ 114,000 | $ 82,000 |
| Vernon County Wisconsin | 1 | $ 220,000 | $ 220,000 | $ 73,000 |
| Washington County Wisconsin | 1 | $ 230,000 | $ 230,000 | $ 61,000 |
| Winnebago County Wisconsin | 1 | $ 219,000 | $ 219,000 | $ 59,000 |
| Carbon County Wyoming | 1 | $ 208,000 | $ 208,000 | $ 107,000 |
| Laramie County Wyoming | 1 | $ 190,000 | $ 190,000 | $ 129,000 |
| Weston County Wyoming | 1 | $ 152,000 | $ 152,000 | $ 49,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of California,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Loancity in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,064 | $4,904,685,000 | $244,000 | $2,880,000 | $102,000 | $4,800,000 |
| Home Purchase | 17,330 | $3,707,893,000 | $213,000 | $2,700,000 | $114,000 | $4,348,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,876 | $5,442,431,000 | $227,000 | $2,880,000 | $113,000 | $4,800,000 |
| Hispanic | 5,395 | $1,199,304,000 | $222,000 | $2,040,000 | $93,000 | $2,232,000 |
| Not Provided | 2,958 | $734,163,000 | $248,000 | $2,163,000 | $107,000 | $3,004,000 |
| Black or African American | 2,858 | $603,875,000 | $211,000 | $2,065,000 | $87,000 | $4,000,000 |
| Asian | 1,966 | $553,755,000 | $281,000 | $1,500,000 | $119,000 | $1,128,000 |
| Native Hawaiian or Other Pacific Islander | 229 | $55,780,000 | $243,000 | $1,155,000 | $104,000 | $595,000 |
| American Indian or Alaskan Native | 112 | $23,270,000 | $207,000 | $960,000 | $102,000 | $696,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,144 | $8,383,687,000 | $231,000 | $2,880,000 | $110,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 734 | $123,084,000 | $167,000 | $368,000 | $63,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 516 | $105,807,000 | $205,000 | $500,000 | $58,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,016 | $5,110,223,000 | $222,000 | $2,000,000 | $103,000 | $4,800,000 |
| Application Approved But Not Accepted | 6,149 | $1,420,209,000 | $230,000 | $1,800,000 | $105,000 | $3,004,000 |
| Application Denied By Financial Institution | 4,987 | $1,321,623,000 | $265,000 | $2,880,000 | $129,000 | $4,000,000 |
| File Closed For Incompleteness | 2,764 | $648,570,000 | $234,000 | $2,000,000 | $111,000 | $1,635,000 |
| Application Withdrawn By Applicant | 478 | $111,953,000 | $234,000 | $1,525,000 | $121,000 | $2,400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,463 | $359,570,000 | $245,000 | $2,880,000 | $104,000 | $4,000,000 |
| Other | 1,007 | $293,088,000 | $291,000 | $2,520,000 | $150,000 | $1,699,000 |
| Collateral | 740 | $200,122,000 | $270,000 | $2,000,000 | $157,000 | $2,232,000 |
| Debt-To-Income Ratio | 568 | $144,867,000 | $255,000 | $2,520,000 | $107,000 | $2,169,000 |
| Unverifiable Information | 235 | $71,233,000 | $303,000 | $2,163,000 | $161,000 | $1,440,000 |
| Credit Application Incomplete | 227 | $58,740,000 | $258,000 | $1,500,000 | $141,000 | $2,500,000 |
| Employment History | 183 | $56,202,000 | $307,000 | $1,500,000 | $161,000 | $912,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $15,351,000 | $295,000 | $1,500,000 | $128,000 | $600,000 |
| Mortgage Insurance Denied | 2 | $233,000 | $116,000 | $117,000 | $79,000 | $126,000 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in CA, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in California, and search similar information at your convenience.