Loancity
HMDA Loan Application Totals
and Mortgage Lending Details
for 2006
Loancity 2006 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Loancity 5671 Santa Teresa Boulevard San Jose, CA 95123 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 37,394 |
| Total Mortgage Loan Application Amount | $8,612,578,000 |
| Average Mortgage Loan Application Amount | $228,500 |
| Highest Mortgage Loan Application Amount | $2,880,000 |
| Average Applicant Income | $108,000 |
| Highest Applicant Income | $4,800,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2006 with Loancity. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Loancity's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2006 breaks down Loancity's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Loancity serves its applicants.
Each category highlights the total number of mortgage applications processed by Loancity, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Loancity's mortgage activity for 2006.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 2,128 | $ 446,846,000 | $ 209,500 | $ 95,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 1,534 | $ 415,220,000 | $ 270,000 | $ 120,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 1,311 | $ 300,907,000 | $ 229,000 | $ 105,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 1,299 | $ 343,771,000 | $ 264,000 | $ 123,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 1,212 | $ 339,833,000 | $ 280,000 | $ 123,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1,077 | $ 201,287,000 | $ 186,000 | $ 96,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 1,008 | $ 205,067,000 | $ 203,000 | $ 100,000 |
| BALTIMORE-TOWSON, MD | 904 | $ 210,483,000 | $ 232,000 | $ 96,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 894 | $ 249,935,000 | $ 245,500 | $ 95,750 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 878 | $ 302,331,000 | $ 344,000 | $ 140,000 |
| EDISON, NJ | 740 | $ 187,464,000 | $ 253,000 | $ 107,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 717 | $ 203,294,000 | $ 283,000 | $ 118,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 704 | $ 165,590,000 | $ 235,000 | $ 119,000 |
| SALT LAKE CITY, UT | 644 | $ 131,518,000 | $ 204,000 | $ 109,000 |
| PHILADELPHIA, PA | 632 | $ 135,666,000 | $ 214,000 | $ 122,000 |
| SALEM, OR | 570 | $ 94,491,000 | $ 165,000 | $ 80,000 |
| EUGENE-SPRINGFIELD, OR | 566 | $ 107,863,000 | $ 190,000 | $ 90,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 523 | $ 188,035,000 | $ 359,000 | $ 135,000 |
| DENVER-AURORA, CO | 509 | $ 103,200,000 | $ 202,000 | $ 107,000 |
| ORLANDO-KISSIMMEE, FL | 490 | $ 97,376,000 | $ 198,000 | $ 96,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 474 | $ 99,388,000 | $ 209,000 | $ 100,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 474 | $ 165,813,000 | $ 349,000 | $ 156,000 |
| CAMDEN, NJ | 471 | $ 94,998,000 | $ 201,000 | $ 99,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 459 | $ 99,951,000 | $ 281,500 | $ 149,500 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 435 | $ 118,731,000 | $ 272,000 | $ 104,000 |
| BOISE CITY-NAMPA, ID | 417 | $ 63,110,000 | $ 151,000 | $ 81,000 |
| CAPE CORAL-FORT MYERS, FL | 416 | $ 84,162,000 | $ 202,000 | $ 99,000 |
| TACOMA, WA | 415 | $ 85,654,000 | $ 206,000 | $ 90,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 390 | $ 157,126,000 | $ 402,000 | $ 170,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 382 | $ 70,573,000 | $ 193,500 | $ 111,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 342 | $ 143,884,000 | $ 420,000 | $ 158,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 310 | $ 57,217,000 | $ 409,000 | $ 41,500 |
| MODESTO, CA | 306 | $ 71,447,000 | $ 233,000 | $ 97,000 |
| NEWARK-UNION, NJ-PA | 303 | $ 82,602,000 | $ 271,500 | $ 242,000 |
| BETHESDA-GAITHERSBURG-FREDERICK, MD | 289 | $ 84,754,000 | $ 293,000 | $ 106,000 |
| STOCKTON, CA | 278 | $ 76,215,000 | $ 274,000 | $ 108,000 |
| LAS VEGAS-PARADISE, NV | 265 | $ 62,133,000 | $ 234,000 | $ 123,000 |
| BEND, OR | 252 | $ 61,380,000 | $ 243,000 | $ 123,000 |
| FRESNO, CA | 252 | $ 52,036,000 | $ 206,000 | $ 91,000 |
| SARASOTA-BRADENTON-VENICE, FL | 242 | $ 47,868,000 | $ 197,000 | $ 101,000 |
| NEW YORK-WHITE PLAINS-WAYNE, NY-NJ | 224 | $ 64,335,000 | $ 269,500 | $ 107,500 |
| WILMINGTON, NC | 218 | $ 47,819,000 | $ 219,000 | $ 108,000 |
| WARREN-TROY-FARMINGTON HILLS, MI | 217 | $ 59,668,000 | $ 274,000 | $ 131,000 |
| OGDEN-CLEARFIELD, UT | 216 | $ 38,056,000 | $ 176,000 | $ 101,000 |
| PROVO-OREM, UT | 210 | $ 41,889,000 | $ 199,000 | $ 112,000 |
| ALBUQUERQUE, NM | 197 | $ 30,870,000 | $ 156,000 | $ 106,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 192 | $ 33,098,000 | $ 172,000 | $ 86,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 187 | $ 24,351,000 | $ 130,000 | $ 94,000 |
| DALLAS-PLANO-IRVING, TX | 185 | $ 34,815,000 | $ 188,000 | $ 115,000 |
| RALEIGH-CARY, NC | 182 | $ 33,337,000 | $ 183,000 | $ 82,000 |
| BATON ROUGE, LA | 180 | $ 27,583,000 | $ 153,000 | $ 90,000 |
| WILMINGTON, DE-MD-NJ | 162 | $ 29,329,000 | $ 186,333 | $ 86,666 |
| JACKSONVILLE, FL | 155 | $ 29,274,000 | $ 188,000 | $ 79,000 |
| BAKERSFIELD, CA | 154 | $ 31,905,000 | $ 207,000 | $ 88,000 |
| SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA | 152 | $ 70,195,000 | $ 461,000 | $ 160,000 |
| VALLEJO-FAIRFIELD, CA | 150 | $ 44,809,000 | $ 298,000 | $ 108,000 |
| SHREVEPORT-BOSSIER CITY, LA | 145 | $ 19,172,000 | $ 132,000 | $ 66,000 |
| COEUR D'ALENE, ID | 136 | $ 25,871,000 | $ 190,000 | $ 72,000 |
| SANTA ROSA-PETALUMA, CA | 131 | $ 49,691,000 | $ 379,000 | $ 134,000 |
| YUBA CITY, CA | 123 | $ 24,746,000 | $ 201,000 | $ 81,000 |
| RICHMOND, VA | 122 | $ 20,225,000 | $ 165,000 | $ 69,000 |
| TUCSON, AZ | 118 | $ 25,149,000 | $ 213,000 | $ 95,000 |
| AUSTIN-ROUND ROCK, TX | 117 | $ 20,687,000 | $ 176,000 | $ 139,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 114 | $ 24,769,000 | $ 217,000 | $ 129,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 113 | $ 20,513,000 | $ 181,000 | $ 95,000 |
| SALINAS, CA | 111 | $ 38,648,000 | $ 348,000 | $ 151,000 |
| SPOKANE, WA | 109 | $ 18,721,000 | $ 171,000 | $ 83,000 |
| PITTSBURGH, PA | 107 | $ 14,373,000 | $ 134,000 | $ 87,000 |
| GREENSBORO-HIGH POINT, NC | 106 | $ 16,507,000 | $ 155,000 | $ 68,000 |
| PORT ST. LUCIE-FORT PIERCE, FL | 105 | $ 22,763,000 | $ 216,000 | $ 112,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 104 | $ 32,402,000 | $ 311,000 | $ 257,000 |
| ATLANTIC CITY, NJ | 102 | $ 23,903,000 | $ 234,000 | $ 113,000 |
| FORT WORTH-ARLINGTON, TX | 101 | $ 12,735,000 | $ 126,000 | $ 74,000 |
| REDDING, CA | 96 | $ 19,655,000 | $ 204,000 | $ 82,000 |
| NAPLES-MARCO ISLAND, FL | 94 | $ 28,804,000 | $ 306,000 | $ 210,000 |
| MOBILE, AL | 92 | $ 11,999,000 | $ 130,000 | $ 68,000 |
| HOUSTON-SUGAR LAND-BAYTOWN, TX | 90 | $ 12,506,000 | $ 138,000 | $ 74,000 |
| RENO-SPARKS, NV | 88 | $ 21,225,000 | $ 241,000 | $ 101,000 |
| ST. LOUIS, MO-IL | 88 | $ 14,807,000 | $ 151,000 | $ 89,000 |
| LAKELAND, FL | 86 | $ 16,567,000 | $ 192,000 | $ 110,000 |
| MEDFORD, OR | 86 | $ 18,580,000 | $ 216,000 | $ 98,000 |
| LAKE CHARLES, LA | 85 | $ 11,879,000 | $ 139,000 | $ 84,000 |
| DURHAM, NC | 84 | $ 14,977,000 | $ 178,000 | $ 96,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 83 | $ 13,334,000 | $ 142,000 | $ 106,500 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 80 | $ 16,574,000 | $ 232,000 | $ 111,000 |
| LONGVIEW, WA | 80 | $ 14,244,000 | $ 178,000 | $ 82,000 |
| MERCED, CA | 80 | $ 17,252,000 | $ 215,000 | $ 108,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 80 | $ 35,813,000 | $ 447,000 | $ 193,000 |
| BOSTON-QUINCY, MA | 76 | $ 18,906,000 | $ 248,000 | $ 82,000 |
| BREMERTON-SILVERDALE, WA | 76 | $ 19,738,000 | $ 259,000 | $ 105,000 |
| COLUMBUS, OH | 74 | $ 12,171,000 | $ 164,000 | $ 107,000 |
| OLYMPIA, WA | 74 | $ 13,314,000 | $ 179,000 | $ 83,000 |
| TULSA, OK | 69 | $ 9,117,000 | $ 132,000 | $ 95,000 |
| CHICO, CA | 65 | $ 12,375,000 | $ 190,000 | $ 114,000 |
| ST. GEORGE, UT | 63 | $ 14,899,000 | $ 236,000 | $ 187,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 62 | $ 11,334,000 | $ 182,000 | $ 78,000 |
| WINCHESTER, VA-WV | 62 | $ 14,271,000 | $ 178,000 | $ 81,000 |
| VISALIA-PORTERVILLE, CA | 61 | $ 11,682,000 | $ 191,000 | $ 76,000 |
| GRAND RAPIDS-WYOMING, MI | 60 | $ 6,382,000 | $ 106,000 | $ 73,000 |
| FAYETTEVILLE, NC | 59 | $ 7,849,000 | $ 133,000 | $ 75,000 |
| TRENTON-EWING, NJ | 57 | $ 10,546,000 | $ 185,000 | $ 108,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 56 | $ 8,910,000 | $ 159,000 | $ 92,000 |
| READING, PA | 54 | $ 9,908,000 | $ 183,000 | $ 91,000 |
| TALLAHASSEE, FL | 53 | $ 7,354,000 | $ 138,000 | $ 64,000 |
| PRESCOTT, AZ | 50 | $ 9,344,000 | $ 186,000 | $ 89,000 |
| SAN ANTONIO, TX | 50 | $ 7,516,000 | $ 150,000 | $ 82,000 |
| CHATTANOOGA, TN-GA | 48 | $ 5,382,000 | $ 117,500 | $ 60,500 |
| OCALA, FL | 48 | $ 6,874,000 | $ 143,000 | $ 98,000 |
| CORVALLIS, OR | 47 | $ 8,970,000 | $ 190,000 | $ 76,000 |
| HARRISBURG-CARLISLE, PA | 46 | $ 5,919,000 | $ 128,000 | $ 69,000 |
| LAFAYETTE, LA | 46 | $ 6,779,000 | $ 147,000 | $ 83,000 |
| LANCASTER, PA | 46 | $ 5,754,000 | $ 125,000 | $ 71,000 |
| PUNTA GORDA, FL | 46 | $ 8,686,000 | $ 188,000 | $ 102,000 |
| OCEAN CITY, NJ | 45 | $ 17,218,000 | $ 382,000 | $ 178,000 |
| LOUISVILLE-JEFFERSON COUNTY, KY-IN | 42 | $ 5,031,000 | $ 130,000 | $ 95,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 42 | $ 16,476,000 | $ 392,000 | $ 131,000 |
| WINSTON-SALEM, NC | 42 | $ 5,536,000 | $ 131,000 | $ 72,000 |
| ASHEVILLE, NC | 41 | $ 7,471,000 | $ 182,000 | $ 89,000 |
| OKLAHOMA CITY, OK | 41 | $ 6,604,000 | $ 161,000 | $ 84,000 |
| PROVIDENCE-NEW BEDFORD-FALL RIVER, RI-MA | 41 | $ 8,217,000 | $ 199,500 | $ 77,500 |
| BELLINGHAM, WA | 40 | $ 8,152,000 | $ 203,000 | $ 65,000 |
| YORK-HANOVER, PA | 40 | $ 7,649,000 | $ 191,000 | $ 76,000 |
| MADERA, CA | 38 | $ 9,083,000 | $ 239,000 | $ 104,000 |
| SANTA FE, NM | 38 | $ 8,076,000 | $ 212,000 | $ 90,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 37 | $ 5,131,000 | $ 138,000 | $ 57,000 |
| GREENVILLE, SC | 36 | $ 5,480,000 | $ 152,000 | $ 59,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 35 | $ 7,972,000 | $ 227,000 | $ 93,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 35 | $ 5,865,000 | $ 160,500 | $ 63,000 |
| WENATCHEE, WA | 34 | $ 5,223,000 | $ 153,000 | $ 79,000 |
| SCRANTON--WILKES-BARRE, PA | 33 | $ 4,396,000 | $ 133,000 | $ 74,000 |
| BOULDER, CO | 32 | $ 8,128,000 | $ 254,000 | $ 125,000 |
| COLUMBIA, SC | 32 | $ 6,665,000 | $ 208,000 | $ 89,000 |
| EL CENTRO, CA | 32 | $ 5,741,000 | $ 179,000 | $ 64,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 32 | $ 4,753,000 | $ 148,000 | $ 75,000 |
| NAPA, CA | 32 | $ 14,234,000 | $ 444,000 | $ 152,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 31 | $ 6,256,000 | $ 201,000 | $ 94,000 |
| SANTA CRUZ-WATSONVILLE, CA | 31 | $ 11,635,000 | $ 375,000 | $ 159,000 |
| KNOXVILLE, TN | 30 | $ 4,729,000 | $ 157,000 | $ 87,000 |
| VINELAND-MILLVILLE-BRIDGETON, NJ | 30 | $ 5,482,000 | $ 182,000 | $ 95,000 |
| INDIANAPOLIS-CARMEL, IN | 29 | $ 2,676,000 | $ 92,000 | $ 131,000 |
| COLORADO SPRINGS, CO | 28 | $ 5,599,000 | $ 199,000 | $ 93,000 |
| ESSEX COUNTY, MA | 27 | $ 6,557,000 | $ 242,000 | $ 155,000 |
| MEMPHIS, TN-MS-AR | 27 | $ 5,610,000 | $ 515,500 | $ 393,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 27 | $ 4,699,000 | $ 174,000 | $ 119,000 |
| BARNSTABLE TOWN, MA | 26 | $ 7,847,000 | $ 301,000 | $ 219,000 |
| ANDERSON, SC | 25 | $ 4,426,000 | $ 177,000 | $ 82,000 |
| FLAGSTAFF, AZ | 25 | $ 6,127,000 | $ 245,000 | $ 144,000 |
| SPRINGFIELD, MO | 25 | $ 5,286,000 | $ 211,000 | $ 112,000 |
| FORT WALTON BEACH-CRESTVIEW-DESTIN, FL | 24 | $ 5,554,000 | $ 231,000 | $ 114,000 |
| WORCESTER, MA | 23 | $ 4,158,000 | $ 180,000 | $ 76,000 |
| HANFORD-CORCORAN, CA | 22 | $ 4,073,000 | $ 185,000 | $ 94,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 21 | $ 7,289,000 | $ 347,000 | $ 83,000 |
| DOVER, DE | 21 | $ 3,635,000 | $ 173,000 | $ 81,000 |
| DULUTH, MN-WI | 21 | $ 2,600,000 | $ 153,000 | $ 83,500 |
| CLEVELAND-ELYRIA-MENTOR, OH | 20 | $ 3,281,000 | $ 164,000 | $ 100,000 |
| MANCHESTER-NASHUA, NH | 19 | $ 3,167,000 | $ 166,000 | $ 90,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 18 | $ 2,685,000 | $ 149,000 | $ 74,000 |
| SEBASTIAN-VERO BEACH, FL | 18 | $ 5,355,000 | $ 297,000 | $ 404,000 |
| BURLINGTON, NC | 17 | $ 1,933,000 | $ 113,000 | $ 50,000 |
| GAINESVILLE, GA | 16 | $ 4,530,000 | $ 283,000 | $ 105,000 |
| HICKORY-LENOIR-MORGANTON, NC | 16 | $ 2,221,000 | $ 138,000 | $ 90,000 |
| KANSAS CITY, MO-KS | 16 | $ 2,908,000 | $ 186,500 | $ 127,500 |
| BIRMINGHAM-HOOVER, AL | 15 | $ 3,915,000 | $ 261,000 | $ 180,000 |
| BURLINGTON-SOUTH BURLINGTON, VT | 15 | $ 3,016,000 | $ 201,000 | $ 80,000 |
| FLINT, MI | 15 | $ 2,488,000 | $ 165,000 | $ 81,000 |
| GREELEY, CO | 15 | $ 1,841,000 | $ 122,000 | $ 90,000 |
| NEW HAVEN-MILFORD, CT | 15 | $ 3,441,000 | $ 229,000 | $ 85,000 |
| CARSON CITY, NV | 14 | $ 2,632,000 | $ 188,000 | $ 87,000 |
| FLORENCE, SC | 14 | $ 1,770,000 | $ 126,000 | $ 76,000 |
| MADISON, WI | 14 | $ 2,000,000 | $ 142,000 | $ 62,000 |
| EL PASO, TX | 13 | $ 1,768,000 | $ 136,000 | $ 45,000 |
| MOUNT VERNON-ANACORTES, WA | 13 | $ 2,849,000 | $ 219,000 | $ 67,000 |
| SANTA BARBARA-SANTA MARIA, CA | 13 | $ 7,626,000 | $ 586,000 | $ 197,000 |
| FORT COLLINS-LOVELAND, CO | 12 | $ 2,380,000 | $ 198,000 | $ 147,000 |
| POCATELLO, ID | 12 | $ 1,333,000 | $ 111,000 | $ 42,000 |
| COLLEGE STATION-BRYAN, TX | 11 | $ 1,350,000 | $ 122,000 | $ 87,000 |
| KILLEEN-TEMPLE-FORT HOOD, TX | 11 | $ 1,918,000 | $ 174,000 | $ 71,000 |
| SALISBURY, MD | 11 | $ 2,103,000 | $ 191,000 | $ 62,000 |
| YUMA, AZ | 11 | $ 976,000 | $ 88,000 | $ 104,000 |
| JACKSON, MI | 10 | $ 654,000 | $ 65,000 | $ 32,000 |
| OWENSBORO, KY | 10 | $ 647,000 | $ 64,000 | $ 6,000 |
| PANAMA CITY-LYNN HAVEN, FL | 10 | $ 1,866,000 | $ 186,000 | $ 100,000 |
| ROCKFORD, IL | 10 | $ 1,069,000 | $ 106,000 | $ 85,000 |
| YAKIMA, WA | 10 | $ 1,187,000 | $ 118,000 | $ 80,000 |
| CANTON-MASSILLON, OH | 9 | $ 792,000 | $ 88,000 | $ 54,000 |
| CORPUS CHRISTI, TX | 9 | $ 1,447,000 | $ 160,000 | $ 214,000 |
| ERIE, PA | 9 | $ 1,150,000 | $ 127,000 | $ 64,000 |
| FORT SMITH, AR-OK | 9 | $ 1,167,000 | $ 129,000 | $ 66,000 |
| GAINESVILLE, FL | 9 | $ 1,156,000 | $ 128,000 | $ 76,000 |
| SPARTANBURG, SC | 9 | $ 1,045,000 | $ 116,000 | $ 57,000 |
| ALEXANDRIA, LA | 8 | $ 849,000 | $ 106,000 | $ 56,000 |
| ANN ARBOR, MI | 8 | $ 1,487,000 | $ 185,000 | $ 122,000 |
| ATHENS-CLARKE COUNTY, GA | 8 | $ 1,663,000 | $ 207,000 | $ 65,000 |
| IDAHO FALLS, ID | 8 | $ 1,206,000 | $ 150,000 | $ 93,000 |
| JACKSON, MS | 8 | $ 1,645,000 | $ 205,000 | $ 90,000 |
| KALAMAZOO-PORTAGE, MI | 8 | $ 605,000 | $ 75,000 | $ 80,000 |
| LANSING-EAST LANSING, MI | 8 | $ 960,000 | $ 120,000 | $ 91,000 |
| LEXINGTON-FAYETTE, KY | 8 | $ 1,130,000 | $ 141,000 | $ 115,000 |
| LOGAN, UT-ID | 8 | $ 1,401,000 | $ 175,500 | $ 120,500 |
| PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME | 8 | $ 1,848,000 | $ 231,000 | $ 111,000 |
| WACO, TX | 8 | $ 674,000 | $ 84,000 | $ 79,000 |
| LAREDO, TX | 7 | $ 997,000 | $ 142,000 | $ 118,000 |
| SPRINGFIELD, MA | 7 | $ 1,153,000 | $ 164,000 | $ 104,000 |
| CHARLOTTESVILLE, VA | 6 | $ 1,012,000 | $ 168,000 | $ 66,000 |
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 6 | $ 930,000 | $ 165,000 | $ 61,500 |
| CUMBERLAND, MD-WV | 6 | $ 2,326,000 | $ 387,000 | $ 250,000 |
| GRAND JUNCTION, CO | 6 | $ 1,237,000 | $ 206,000 | $ 102,000 |
| HOLLAND-GRAND HAVEN, MI | 6 | $ 524,000 | $ 87,000 | $ 38,000 |
| JACKSONVILLE, NC | 6 | $ 1,072,000 | $ 178,000 | $ 129,000 |
| LAS CRUCES, NM | 6 | $ 864,000 | $ 144,000 | $ 76,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 6 | $ 1,145,000 | $ 190,000 | $ 43,000 |
| MONROE, LA | 6 | $ 678,000 | $ 113,000 | $ 66,000 |
| PUEBLO, CO | 6 | $ 551,000 | $ 91,000 | $ 49,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 6 | $ 1,608,000 | $ 268,000 | $ 114,000 |
| BEAUMONT-PORT ARTHUR, TX | 5 | $ 474,000 | $ 94,000 | $ 70,000 |
| HOUMA-BAYOU CANE-THIBODAUX, LA | 5 | $ 772,000 | $ 154,000 | $ 146,000 |
| ST. CLOUD, MN | 5 | $ 858,000 | $ 171,000 | $ 74,000 |
| ABILENE, TX | 4 | $ 442,000 | $ 110,000 | $ 61,000 |
| AKRON, OH | 4 | $ 761,000 | $ 190,000 | $ 85,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 4 | $ 784,000 | $ 196,000 | $ 95,500 |
| DAYTON, OH | 4 | $ 1,208,000 | $ 302,000 | $ 128,000 |
| EVANSVILLE, IN-KY | 4 | $ 214,000 | $ 53,000 | $ 405,000 |
| MCALLEN-EDINBURG-MISSION, TX | 4 | $ 461,000 | $ 115,000 | $ 158,000 |
| MISSOULA, MT | 4 | $ 590,000 | $ 147,000 | $ 36,000 |
| MONTGOMERY, AL | 4 | $ 364,000 | $ 91,000 | $ 0 |
| ROCKY MOUNT, NC | 4 | $ 601,000 | $ 150,000 | $ 36,000 |
| SHERMAN-DENISON, TX | 4 | $ 670,000 | $ 167,000 | $ 95,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 4 | $ 472,000 | $ 118,000 | $ 53,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 4 | $ 463,000 | $ 164,000 | $ 71,000 |
| BATTLE CREEK, MI | 3 | $ 229,000 | $ 76,000 | $ 70,000 |
| DALTON, GA | 3 | $ 469,000 | $ 156,000 | $ 65,000 |
| DUBUQUE, IA | 3 | $ 308,000 | $ 102,000 | $ 183,000 |
| ELIZABETHTOWN, KY | 3 | $ 316,000 | $ 105,000 | $ 91,000 |
| GREENVILLE, NC | 3 | $ 398,000 | $ 132,000 | $ 81,000 |
| JANESVILLE, WI | 3 | $ 945,000 | $ 315,000 | $ 98,000 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 3 | $ 359,000 | $ 119,000 | $ 48,000 |
| LEWISTON, ID-WA | 3 | $ 337,000 | $ 112,000 | $ 107,000 |
| LONGVIEW, TX | 3 | $ 309,000 | $ 103,000 | $ 68,000 |
| MANSFIELD, OH | 3 | $ 346,000 | $ 115,000 | $ 155,000 |
| MORRISTOWN, TN | 3 | $ 637,000 | $ 212,000 | $ 55,000 |
| MUSKEGON-NORTON SHORES, MI | 3 | $ 289,000 | $ 96,000 | $ 62,000 |
| NORWICH-NEW LONDON, CT | 3 | $ 709,000 | $ 236,000 | $ 105,000 |
| PEORIA, IL | 3 | $ 214,000 | $ 71,000 | $ 52,000 |
| ROCHESTER, MN | 3 | $ 319,000 | $ 106,000 | $ 47,000 |
| STATE COLLEGE, PA | 3 | $ 200,000 | $ 66,000 | $ 108,000 |
| TOLEDO, OH | 3 | $ 404,000 | $ 134,000 | $ 37,000 |
| VALDOSTA, GA | 3 | $ 343,000 | $ 114,000 | $ 93,000 |
| BROWNSVILLE-HARLINGEN, TX | 2 | $ 162,000 | $ 81,000 | $ 39,000 |
| DOTHAN, AL | 2 | $ 121,000 | $ 60,000 | $ 66,000 |
| FOND DU LAC, WI | 2 | $ 124,000 | $ 62,000 | $ 50,000 |
| GARY, IN | 2 | $ 321,000 | $ 160,000 | $ 58,000 |
| GOLDSBORO, NC | 2 | $ 338,000 | $ 169,000 | $ 192,000 |
| HATTIESBURG, MS | 2 | $ 166,000 | $ 83,000 | $ 60,000 |
| JOHNSON CITY, TN | 2 | $ 217,000 | $ 108,000 | $ 124,000 |
| JOPLIN, MO | 2 | $ 234,000 | $ 117,000 | $ 94,000 |
| LEBANON, PA | 2 | $ 241,000 | $ 120,000 | $ 69,000 |
| LINCOLN, NE | 2 | $ 284,000 | $ 142,000 | $ 74,000 |
| NILES-BENTON HARBOR, MI | 2 | $ 366,000 | $ 183,000 | $ 154,000 |
| PASCAGOULA, MS | 2 | $ 360,000 | $ 180,000 | $ 54,000 |
| PITTSFIELD, MA | 2 | $ 590,000 | $ 295,000 | $ 122,000 |
| SAVANNAH, GA | 2 | $ 225,000 | $ 112,000 | $ 73,000 |
| WAUSAU, WI | 2 | $ 105,000 | $ 52,000 | $ 64,000 |
| ALBANY-SCHENECTADY-TROY, NY | 1 | $ 100,000 | $ 100,000 | $ 0 |
| ANDERSON, IN | 1 | $ 135,000 | $ 135,000 | $ 81,000 |
| BRUNSWICK, GA | 1 | $ 84,000 | $ 84,000 | $ 72,000 |
| CEDAR RAPIDS, IA | 1 | $ 74,000 | $ 74,000 | $ 44,000 |
| CHAMPAIGN-URBANA, IL | 1 | $ 120,000 | $ 120,000 | $ 28,000 |
| CHEYENNE, WY | 1 | $ 190,000 | $ 190,000 | $ 129,000 |
| COLUMBIA, MO | 1 | $ 306,000 | $ 306,000 | $ 43,000 |
| COLUMBUS, GA-AL | 1 | $ 96,000 | $ 96,000 | $ 37,000 |
| DANVILLE, VA | 1 | $ 130,000 | $ 130,000 | $ 66,000 |
| DECATUR, IL | 1 | $ 32,000 | $ 32,000 | $ 80,000 |
| FARGO, ND-MN | 1 | $ 117,000 | $ 117,000 | $ 27,000 |
| FARMINGTON, NM | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| FAYETTEVILLE-SPRINGDALE-ROGERS, AR-MO | 1 | $ 260,000 | $ 260,000 | $ 484,000 |
| GRAND FORKS, ND-MN | 1 | $ 119,000 | $ 119,000 | $ 31,000 |
| GREAT FALLS, MT | 1 | $ 149,000 | $ 149,000 | $ 0 |
| GREEN BAY, WI | 1 | $ 120,000 | $ 120,000 | $ 48,000 |
| HARRISONBURG, VA | 1 | $ 202,000 | $ 202,000 | $ 99,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 70,000 | $ 70,000 | $ 80,000 |
| HOT SPRINGS, AR | 1 | $ 168,000 | $ 168,000 | $ 160,000 |
| HUNTSVILLE, AL | 1 | $ 265,000 | $ 265,000 | $ 80,000 |
| JEFFERSON CITY, MO | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| JOHNSTOWN, PA | 1 | $ 72,000 | $ 72,000 | $ 60,000 |
| KANKAKEE-BRADLEY, IL | 1 | $ 223,000 | $ 223,000 | $ 78,000 |
| LEWISTON-AUBURN, ME | 1 | $ 225,000 | $ 225,000 | $ 70,000 |
| LUBBOCK, TX | 1 | $ 150,000 | $ 150,000 | $ 49,000 |
| LYNCHBURG, VA | 1 | $ 129,000 | $ 129,000 | $ 24,000 |
| MACON, GA | 1 | $ 246,000 | $ 246,000 | $ 117,000 |
| MORGANTOWN, WV | 1 | $ 132,000 | $ 132,000 | $ 171,000 |
| OSHKOSH-NEENAH, WI | 1 | $ 219,000 | $ 219,000 | $ 59,000 |
| PARKERSBURG-MARIETTA-VIENNA, WV-OH | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| RACINE, WI | 1 | $ 85,000 | $ 85,000 | $ 101,000 |
| ROANOKE, VA | 1 | $ 101,000 | $ 101,000 | $ 28,000 |
| SANDUSKY, OH | 1 | $ 192,000 | $ 192,000 | $ 145,000 |
| TYLER, TX | 1 | $ 94,000 | $ 94,000 | $ 58,000 |
| WICHITA, KS | 1 | $ 106,000 | $ 106,000 | $ 80,000 |
Mortgage Loan Application Detail Totals for Loancity in 2006
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 20,064 | $4,904,685,000 | $244,000 | $2,880,000 | $102,000 | $4,800,000 |
| Home Purchase | 17,330 | $3,707,893,000 | $213,000 | $2,700,000 | $114,000 | $4,348,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 23,876 | $5,442,431,000 | $227,000 | $2,880,000 | $113,000 | $4,800,000 |
| Hispanic | 5,395 | $1,199,304,000 | $222,000 | $2,040,000 | $93,000 | $2,232,000 |
| Not Provided | 2,958 | $734,163,000 | $248,000 | $2,163,000 | $107,000 | $3,004,000 |
| Black or African American | 2,858 | $603,875,000 | $211,000 | $2,065,000 | $87,000 | $4,000,000 |
| Asian | 1,966 | $553,755,000 | $281,000 | $1,500,000 | $119,000 | $1,128,000 |
| Native Hawaiian or Other Pacific Islander | 229 | $55,780,000 | $243,000 | $1,155,000 | $104,000 | $595,000 |
| American Indian or Alaskan Native | 112 | $23,270,000 | $207,000 | $960,000 | $102,000 | $696,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 36,144 | $8,383,687,000 | $231,000 | $2,880,000 | $110,000 | $4,800,000 |
| FHA-insured (Federal Housing Administration) | 734 | $123,084,000 | $167,000 | $368,000 | $63,000 | $1,440,000 |
| VA-guaranteed (Veterans Administration) | 516 | $105,807,000 | $205,000 | $500,000 | $58,000 | $314,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 23,016 | $5,110,223,000 | $222,000 | $2,000,000 | $103,000 | $4,800,000 |
| Application Approved But Not Accepted | 6,149 | $1,420,209,000 | $230,000 | $1,800,000 | $105,000 | $3,004,000 |
| Application Denied By Financial Institution | 4,987 | $1,321,623,000 | $265,000 | $2,880,000 | $129,000 | $4,000,000 |
| File Closed For Incompleteness | 2,764 | $648,570,000 | $234,000 | $2,000,000 | $111,000 | $1,635,000 |
| Application Withdrawn By Applicant | 478 | $111,953,000 | $234,000 | $1,525,000 | $121,000 | $2,400,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 1,463 | $359,570,000 | $245,000 | $2,880,000 | $104,000 | $4,000,000 |
| Other | 1,007 | $293,088,000 | $291,000 | $2,520,000 | $150,000 | $1,699,000 |
| Collateral | 740 | $200,122,000 | $270,000 | $2,000,000 | $157,000 | $2,232,000 |
| Debt-To-Income Ratio | 568 | $144,867,000 | $255,000 | $2,520,000 | $107,000 | $2,169,000 |
| Unverifiable Information | 235 | $71,233,000 | $303,000 | $2,163,000 | $161,000 | $1,440,000 |
| Credit Application Incomplete | 227 | $58,740,000 | $258,000 | $1,500,000 | $141,000 | $2,500,000 |
| Employment History | 183 | $56,202,000 | $307,000 | $1,500,000 | $161,000 | $912,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 52 | $15,351,000 | $295,000 | $1,500,000 | $128,000 | $600,000 |
| Mortgage Insurance Denied | 2 | $233,000 | $116,000 | $117,000 | $79,000 | $126,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Loancity's 2006 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Loancity's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.