Logix Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012

Logix Federal Credit Union 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Logix Federal Credit Union
2340 Hollywood Way
Valencia, CA 91505
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  2003  
Total Number of Mortgage Applications 4,020
Total Mortgage Loan Application Amount $1,078,227,000
Average Mortgage Loan Application Amount $247,333
Highest Mortgage Loan Application Amount $3,190,000
Average Applicant Income $127,333
Highest Applicant Income $4,843,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Logix Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Logix Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2012 breaks down Logix Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Logix Federal Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Logix Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Logix Federal Credit Union's mortgage activity for 2012.

Mortgage Loan Application Totals for Logix Federal Credit Union by Metropolitan Area in 2012

Metro Area Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Application Amount Average Applicant Income
LOS ANGELES-LONG BEACH-GLENDALE, CA 2,646 $ 716,725,000 $ 270,000 $ 124,000
OXNARD-THOUSAND OAKS-VENTURA, CA 417 $ 128,273,000 $ 307,000 $ 130,000
MANCHESTER-NASHUA, NH 189 $ 34,806,000 $ 184,000 $ 123,000
RIVERSIDE-SAN BERNARDINO-ONTARIO, CA 164 $ 33,097,000 $ 201,000 $ 124,000
SANTA ANA-ANAHEIM-IRVINE, CA 93 $ 36,565,000 $ 393,000 $ 216,000
BAKERSFIELD-DELANO, CA 41 $ 6,091,000 $ 148,000 $ 116,000
SAN DIEGO-CARLSBAD-SAN MARCOS, CA 38 $ 13,797,000 $ 363,000 $ 172,000
LAS VEGAS-PARADISE, NV 36 $ 4,412,000 $ 122,000 $ 103,000
ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH 34 $ 6,422,000 $ 188,000 $ 122,000
PHOENIX-MESA-GLENDALE, AZ 17 $ 2,703,000 $ 159,000 $ 136,000
SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA 14 $ 3,444,000 $ 246,000 $ 113,000
SANTA BARBARA-SANTA MARIA-GOLETA, CA 12 $ 7,046,000 $ 587,000 $ 176,000
LAKE HAVASU CITY-KINGMAN, AZ 10 $ 1,754,000 $ 175,000 $ 106,000
OAKLAND-FREMONT-HAYWARD, CA 10 $ 3,468,000 $ 346,000 $ 128,000
SAN FRANCISCO-SAN MATEO-REDWOOD CITY, CA 10 $ 4,901,000 $ 490,000 $ 192,000
WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV 10 $ 3,409,000 $ 300,333 $ 177,000
PALM BAY-MELBOURNE-TITUSVILLE, FL 9 $ 1,345,000 $ 149,000 $ 160,000
CAMBRIDGE-NEWTON-FRAMINGHAM, MA 8 $ 2,038,000 $ 254,000 $ 112,000
SAN LUIS OBISPO-PASO ROBLES, CA 7 $ 2,021,000 $ 288,000 $ 127,000
BETHESDA-ROCKVILLE-FREDERICK, MD 6 $ 2,179,000 $ 363,000 $ 188,000
SAN JOSE-SUNNYVALE-SANTA CLARA, CA 6 $ 2,037,000 $ 339,000 $ 169,000
MERCED, CA 4 $ 473,000 $ 118,000 $ 77,000
NORTH PORT-BRADENTON-SARASOTA, FL 4 $ 644,000 $ 161,000 $ 142,000
REDDING, CA 4 $ 470,000 $ 117,000 $ 65,000
TAMPA-ST. PETERSBURG-CLEARWATER, FL 4 $ 498,000 $ 124,000 $ 102,000
TUCSON, AZ 4 $ 723,000 $ 180,000 $ 77,000
BALTIMORE-TOWSON, MD 3 $ 720,000 $ 240,000 $ 122,000
CHICO, CA 3 $ 564,000 $ 188,000 $ 47,000
MIAMI-MIAMI BEACH-KENDALL, FL 3 $ 881,000 $ 293,000 $ 250,000
PORT ST. LUCIE, FL 3 $ 615,000 $ 205,000 $ 119,000
PORTLAND-SOUTH PORTLAND-BIDDEFORD, ME 3 $ 515,000 $ 171,000 $ 163,000
PRESCOTT, AZ 3 $ 534,000 $ 178,000 $ 67,000
RENO-SPARKS, NV 3 $ 1,107,000 $ 369,000 $ 215,000
VISALIA-PORTERVILLE, CA 3 $ 359,000 $ 119,000 $ 93,000
ANCHORAGE, AK 2 $ 359,000 $ 179,000 $ 262,000
ATLANTA-SANDY SPRINGS-MARIETTA, GA 2 $ 335,000 $ 167,000 $ 109,000
BARNSTABLE TOWN, MA 2 $ 426,000 $ 213,000 $ 177,000
CARSON CITY, NV 2 $ 439,000 $ 219,000 $ 82,000
HONOLULU, HI 2 $ 1,038,000 $ 519,000 $ 248,000
ORLANDO-KISSIMMEE-SANFORD, FL 2 $ 240,000 $ 120,000 $ 99,000
SALINAS, CA 2 $ 937,000 $ 468,000 $ 226,000
BOSTON-QUINCY, MA 1 $ 1,040,000 $ 1,040,000 $ 250,000
CAPE CORAL-FORT MYERS, FL 1 $ 200,000 $ 200,000 $ 46,000
DELTONA-DAYTONA BEACH-ORMOND BEACH, FL 1 $ 60,000 $ 60,000 $ 87,000
EDISON-NEW BRUNSWICK, NJ 1 $ 232,000 $ 232,000 $ 431,000
EL CENTRO, CA 1 $ 59,000 $ 59,000 $ 46,000
FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL 1 $ 301,000 $ 301,000 $ 81,000
FRESNO, CA 1 $ 108,000 $ 108,000 $ 130,000
NAPLES-MARCO ISLAND, FL 1 $ 228,000 $ 228,000 $ 78,000
NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN 1 $ 259,000 $ 259,000 $ 104,000
NASSAU-SUFFOLK, NY 1 $ 164,000 $ 164,000 $ 152,000
PALM COAST, FL 1 $ 304,000 $ 304,000 $ 121,000
PHILADELPHIA, PA 1 $ 130,000 $ 130,000 $ 182,000
POUGHKEEPSIE-NEWBURGH-MIDDLETOWN, NY 1 $ 106,000 $ 106,000 $ 144,000
SALISBURY, MD 1 $ 124,000 $ 124,000 $ 37,000
SEATTLE-BELLEVUE-EVERETT, WA 1 $ 366,000 $ 366,000 $ 159,000
SEBASTIAN-VERO BEACH, FL 1 $ 80,000 $ 80,000 $ 52,000
TALLAHASSEE, FL 1 $ 52,000 $ 52,000 $ 131,000
VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC 1 $ 165,000 $ 165,000 $ 109,000
WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL 1 $ 316,000 $ 316,000 $ 250,000
WORCESTER, MA 1 $ 108,000 $ 108,000 $ 127,000
YUBA CITY, CA 1 $ 117,000 $ 117,000 $ 109,000

Mortgage Loan Application Detail Totals for Logix Federal Credit Union in 2012

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 3,109 $837,036,000 $269,000 $3,190,000 $127,000 $4,843,000
Home Purchase 782 $215,529,000 $275,000 $1,500,000 $131,000 $3,121,000
Home Improvement 129 $25,662,000 $198,000 $588,000 $124,000 $660,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,253 $590,851,000 $262,000 $3,190,000 $131,000 $3,121,000
Not Provided 740 $231,068,000 $312,000 $1,715,000 $147,000 $4,843,000
Hispanic 559 $123,761,000 $221,000 $1,500,000 $85,000 $626,000
Asian 357 $102,933,000 $288,000 $1,122,000 $135,000 $1,236,000
Black or African American 81 $22,043,000 $272,000 $824,000 $121,000 $394,000
Native Hawaiian or Other Pacific Islander 24 $6,198,000 $258,000 $445,000 $115,000 $274,000
American Indian or Alaskan Native 6 $1,373,000 $228,000 $340,000 $99,000 $144,000
Not applicable 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 4,020 $1,078,227,000 $268,000 $3,190,000 $128,000 $4,843,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 2,742 $694,308,000 $253,000 $1,950,000 $128,000 $4,843,000
Application Withdrawn By Applicant 435 $122,137,000 $280,000 $1,170,000 $134,000 $1,035,000
Application Denied By Financial Institution 426 $137,530,000 $322,000 $3,190,000 $129,000 $2,659,000
File Closed For Incompleteness 194 $57,966,000 $298,000 $1,000,000 $137,000 $1,328,000
Preapproval Denied by Financial Institution 129 $38,007,000 $294,000 $1,500,000 $85,000 $512,000
Application Approved But Not Accepted 94 $28,279,000 $300,000 $1,144,000 $130,000 $671,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Collateral 158 $48,574,000 $307,000 $1,122,000 $125,000 $971,000
Debt-To-Income Ratio 112 $39,454,000 $352,000 $1,500,000 $71,000 $376,000
Other 104 $36,883,000 $354,000 $3,190,000 $130,000 $1,931,000
Insufficient Cash (Downpayment, Closing Cost) 59 $15,437,000 $261,000 $784,000 $72,000 $202,000
Credit History 51 $13,955,000 $273,000 $800,000 $163,000 $2,246,000
Mortgage Insurance Denied 25 $6,720,000 $268,000 $450,000 $81,000 $250,000
Unverifiable Information 15 $3,861,000 $257,000 $520,000 $64,000 $185,000
Credit Application Incomplete 7 $2,690,000 $384,000 $498,000 $856,000 $2,659,000
Employment History 5 $1,228,000 $245,000 $337,000 $31,000 $38,000

Our comprehensive HMDA mortgage statistics provide invaluable insights into Logix Federal Credit Union's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Logix Federal Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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