Los Angeles Police Federal Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021
Los Angeles Police Federal Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Los Angeles Police Federal Credit Union 16150 Sherman Way Los Angeles, CA 91406 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,019 |
| Total Mortgage Loan Application Amount | $307,385,000 |
| Average Mortgage Loan Application Amount | $243,800 |
| Highest Mortgage Loan Application Amount | $1,075,000 |
| Average Applicant Income | $133,800 |
| Highest Applicant Income | $490,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Los Angeles Police Federal Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Los Angeles Police Federal Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Los Angeles Police Federal Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Los Angeles Police Federal Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Los Angeles Police Federal Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Los Angeles Police Federal Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 574 | $ 179,240,000 | $ 312,000 | $ 132,000 |
| San Bernardino County California | 95 | $ 26,975,000 | $ 283,000 | $ 132,000 |
| Riverside County California | 52 | $ 15,070,000 | $ 289,000 | $ 126,000 |
| Ventura County California | 52 | $ 18,740,000 | $ 360,000 | $ 144,000 |
| Orange County California | 33 | $ 11,525,000 | $ 349,000 | $ 150,000 |
| Clark County Nevada | 21 | $ 4,365,000 | $ 207,000 | $ 106,000 |
| Kern County California | 13 | $ 2,425,000 | $ 186,000 | $ 104,000 |
| Maricopa County Arizona | 10 | $ 1,890,000 | $ 189,000 | $ 91,000 |
| Mohave County Arizona | 8 | $ 1,230,000 | $ 153,000 | $ 110,000 |
| San Luis Obispo County California | 6 | $ 3,210,000 | $ 535,000 | $ 197,000 |
| Ada County Idaho | 6 | $ 2,060,000 | $ 343,000 | $ 125,000 |
| Kootenai County Idaho | 5 | $ 1,035,000 | $ 207,000 | $ 129,000 |
| Placer County California | 4 | $ 1,060,000 | $ 265,000 | $ 103,000 |
| Ravalli County Montana | 4 | $ 1,230,000 | $ 307,000 | $ 124,000 |
| Tarrant County Texas | 4 | $ 1,060,000 | $ 265,000 | $ 186,000 |
| San Diego County California | 3 | $ 1,075,000 | $ 358,000 | $ 162,000 |
| Shasta County California | 3 | $ 1,085,000 | $ 361,000 | $ 144,000 |
| Bonner County Idaho | 3 | $ 995,000 | $ 331,000 | $ 98,000 |
| Washoe County Nevada | 3 | $ 765,000 | $ 255,000 | $ 151,000 |
| Navajo County Arizona | 2 | $ 450,000 | $ 225,000 | $ 122,000 |
| Pima County Arizona | 2 | $ 390,000 | $ 195,000 | $ 60,000 |
| Yavapai County Arizona | 2 | $ 520,000 | $ 260,000 | $ 177,000 |
| Contra Costa County California | 2 | $ 590,000 | $ 295,000 | $ 133,000 |
| Fresno County California | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Mendocino County California | 2 | $ 150,000 | $ 75,000 | $ 82,000 |
| El Paso County Colorado | 2 | $ 660,000 | $ 330,000 | $ 125,000 |
| Larimer County Colorado | 2 | $ 580,000 | $ 290,000 | $ 88,000 |
| Collier County Florida | 2 | $ 350,000 | $ 175,000 | $ 89,000 |
| Hawaii County Hawaii | 2 | $ 1,240,000 | $ 620,000 | $ 134,000 |
| Honolulu County Hawaii | 2 | $ 920,000 | $ 460,000 | $ 237,000 |
| Genesee County Michigan | 2 | $ 100,000 | $ 50,000 | $ 123,000 |
| Lyon County Nevada | 2 | $ 180,000 | $ 90,000 | $ 114,000 |
| Josephine County Oregon | 2 | $ 330,000 | $ 165,000 | $ 67,000 |
| Bexar County Texas | 2 | $ 350,000 | $ 175,000 | $ 127,000 |
| Franklin County Texas | 2 | $ 270,000 | $ 135,000 | $ 69,000 |
| Washington County Utah | 2 | $ 680,000 | $ 340,000 | $ 107,000 |
| Pierce County Washington | 2 | $ 910,000 | $ 455,000 | $ 67,000 |
| Stevens County Washington | 2 | $ 470,000 | $ 235,000 | $ 53,000 |
| Pinal County Arizona | 1 | $ 215,000 | $ 215,000 | $ 48,000 |
| Columbia County Arkansas | 1 | $ 95,000 | $ 95,000 | $ 197,000 |
| El Dorado County California | 1 | $ 335,000 | $ 335,000 | $ 193,000 |
| Lake County California | 1 | $ 95,000 | $ 95,000 | $ 33,000 |
| Madera County California | 1 | $ 265,000 | $ 265,000 | $ 107,000 |
| Monterey County California | 1 | $ 75,000 | $ 75,000 | $ 40,000 |
| Tulare County California | 1 | $ 325,000 | $ 325,000 | $ 54,000 |
| Jefferson County Colorado | 1 | $ 55,000 | $ 55,000 | $ 159,000 |
| La Plata County Colorado | 1 | $ 95,000 | $ 95,000 | $ 123,000 |
| Montrose County Colorado | 1 | $ 365,000 | $ 365,000 | $ 106,000 |
| Broward County Florida | 1 | $ 395,000 | $ 395,000 | $ 175,000 |
| Charlotte County Florida | 1 | $ 55,000 | $ 55,000 | $ 27,000 |
| Miami-Dade County Florida | 1 | $ 145,000 | $ 145,000 | $ 65,000 |
| Seminole County Florida | 1 | $ 355,000 | $ 355,000 | $ 93,000 |
| Volusia County Florida | 1 | $ 245,000 | $ 245,000 | $ 180,000 |
| Chatham County Georgia | 1 | $ 215,000 | $ 215,000 | $ 49,000 |
| Cherokee County Georgia | 1 | $ 235,000 | $ 235,000 | $ 108,000 |
| Cobb County Georgia | 1 | $ 175,000 | $ 175,000 | $ 63,000 |
| Gwinnett County Georgia | 1 | $ 45,000 | $ 45,000 | $ 31,000 |
| Bonneville County Idaho | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Valley County Idaho | 1 | $ 665,000 | $ 665,000 | $ 283,000 |
| Rock Island County Illinois | 1 | $ 125,000 | $ 125,000 | $ 63,000 |
| Delaware County Indiana | 1 | $ 55,000 | $ 55,000 | $ 47,000 |
| Hamilton County Indiana | 1 | $ 365,000 | $ 365,000 | $ 92,000 |
| Porter County Indiana | 1 | $ 205,000 | $ 205,000 | $ 144,000 |
| Boyle County Kentucky | 1 | $ 185,000 | $ 185,000 | $ 105,000 |
| Barnstable County Massachusetts | 1 | $ 305,000 | $ 305,000 | $ 156,000 |
| Berrien County Michigan | 1 | $ 85,000 | $ 85,000 | $ 173,000 |
| Taney County Missouri | 1 | $ 235,000 | $ 235,000 | $ 92,000 |
| Flathead County Montana | 1 | $ 55,000 | $ 55,000 | $ 159,000 |
| Douglas County Nevada | 1 | $ 265,000 | $ 265,000 | $ 95,000 |
| Nye County Nevada | 1 | $ 185,000 | $ 185,000 | $ 157,000 |
| Monmouth County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 61,000 |
| Somerset County New Jersey | 1 | $ 325,000 | $ 325,000 | $ 153,000 |
| Union County New Jersey | 1 | $ 505,000 | $ 505,000 | $ 131,000 |
| Bernalillo County New Mexico | 1 | $ 155,000 | $ 155,000 | $ 195,000 |
| Taos County New Mexico | 1 | $ 185,000 | $ 185,000 | $ 208,000 |
| Camden County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Granville County North Carolina | 1 | $ 95,000 | $ 95,000 | $ 28,000 |
| Harnett County North Carolina | 1 | $ 315,000 | $ 315,000 | $ 155,000 |
| Rogers County Oklahoma | 1 | $ 355,000 | $ 355,000 | $ 138,000 |
| Deschutes County Oregon | 1 | $ 265,000 | $ 265,000 | $ 219,000 |
| Allegheny County Pennsylvania | 1 | $ 195,000 | $ 195,000 | $ 292,000 |
| Horry County South Carolina | 1 | $ 45,000 | $ 45,000 | $ 122,000 |
| Richland County South Carolina | 1 | $ 185,000 | $ 185,000 | $ 66,000 |
| Robertson County Tennessee | 1 | $ 305,000 | $ 305,000 | $ 184,000 |
| Sevier County Tennessee | 1 | $ 505,000 | $ 505,000 | $ 112,000 |
| Shelby County Tennessee | 1 | $ 155,000 | $ 155,000 | $ 153,000 |
| Williamson County Tennessee | 1 | $ 275,000 | $ 275,000 | $ 190,000 |
| Collin County Texas | 1 | $ 185,000 | $ 185,000 | $ 219,000 |
| Dallas County Texas | 1 | $ 95,000 | $ 95,000 | $ 214,000 |
| Denton County Texas | 1 | $ 405,000 | $ 405,000 | $ 228,000 |
| Ellis County Texas | 1 | $ 335,000 | $ 335,000 | $ 118,000 |
| Harris County Texas | 1 | $ 155,000 | $ 155,000 | $ 127,000 |
| Hays County Texas | 1 | $ 275,000 | $ 275,000 | $ 80,000 |
| Hidalgo County Texas | 1 | $ 115,000 | $ 115,000 | $ 252,000 |
| Hood County Texas | 1 | $ 175,000 | $ 175,000 | $ 142,000 |
| Howard County Texas | 1 | $ 85,000 | $ 85,000 | $ 48,000 |
| McLennan County Texas | 1 | $ 385,000 | $ 385,000 | $ 110,000 |
| Nueces County Texas | 1 | $ 425,000 | $ 425,000 | $ 72,000 |
| Williamson County Texas | 1 | $ 175,000 | $ 175,000 | $ 50,000 |
| Wise County Texas | 1 | $ 185,000 | $ 185,000 | $ 88,000 |
| Utah County Utah | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Carroll County Virginia | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Clallam County Washington | 1 | $ 85,000 | $ 85,000 | $ 146,000 |
| Island County Washington | 1 | $ 125,000 | $ 125,000 | $ 130,000 |
| Snohomish County Washington | 1 | $ 505,000 | $ 505,000 | $ 82,000 |
| Spokane County Washington | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Thurston County Washington | 1 | $ 225,000 | $ 225,000 | $ 185,000 |
Mortgage Loan Application Detail Totals for Los Angeles Police Federal Credit Union in 2021
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Cash-out Refinancing | 437 | $153,895,000 | $352,000 | $1,075,000 | $124,000 | $450,000 |
| Refinancing | 361 | $106,525,000 | $295,000 | $895,000 | $134,000 | $450,000 |
| Home Purchase | 89 | $35,875,000 | $403,000 | $1,035,000 | $136,000 | $360,000 |
| Home Improvement | 83 | $6,705,000 | $80,000 | $535,000 | $138,000 | $490,000 |
| Other Purpose | 49 | $4,385,000 | $89,000 | $375,000 | $137,000 | $468,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 366 | $110,560,000 | $302,000 | $1,035,000 | $129,000 | $490,000 |
| Hispanic | 254 | $77,220,000 | $304,000 | $1,075,000 | $135,000 | $380,000 |
| Not Provided | 247 | $74,035,000 | $299,000 | $975,000 | $131,000 | $450,000 |
| Black or African American | 101 | $31,605,000 | $312,000 | $755,000 | $124,000 | $468,000 |
| Asian | 27 | $7,385,000 | $273,000 | $545,000 | $133,000 | $252,000 |
| American Indian or Alaskan Native | 5 | $1,985,000 | $397,000 | $765,000 | $107,000 | $132,000 |
| Native Hawaiian or Other Pacific Islander | 2 | $550,000 | $275,000 | $405,000 | $153,000 | $233,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,019 | $307,385,000 | $301,000 | $1,075,000 | $131,000 | $490,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 535 | $157,515,000 | $294,000 | $1,035,000 | $132,000 | $490,000 |
| Application Withdrawn By Applicant | 312 | $97,190,000 | $311,000 | $1,075,000 | $138,000 | $450,000 |
| Application Denied By Financial Institution | 138 | $39,460,000 | $285,000 | $765,000 | $108,000 | $468,000 |
| Application Approved But Not Accepted | 20 | $5,620,000 | $281,000 | $745,000 | $125,000 | $450,000 |
| Preapproval Approved but not Accepted | 7 | $3,685,000 | $526,000 | $765,000 | $168,000 | $215,000 |
| Preapproval Denied by Financial Institution | 6 | $3,700,000 | $616,000 | $885,000 | $82,000 | $107,000 |
| File Closed For Incompleteness | 1 | $215,000 | $215,000 | $215,000 | $60,000 | $60,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 875 | $264,225,000 | $301,000 | $1,075,000 | $134,000 | $490,000 |
| Debt-To-Income Ratio | 85 | $26,455,000 | $311,000 | $885,000 | $88,000 | $186,000 |
| Credit History | 28 | $10,100,000 | $360,000 | $595,000 | $141,000 | $312,000 |
| Other | 16 | $3,220,000 | $201,000 | $345,000 | $110,000 | $364,000 |
| Collateral | 12 | $2,230,000 | $185,000 | $505,000 | $164,000 | $468,000 |
| Unverifiable Information | 2 | $540,000 | $270,000 | $285,000 | $37,000 | $75,000 |
| Employment History | 1 | $615,000 | $615,000 | $615,000 | $107,000 | $107,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Los Angeles Police Federal Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Los Angeles Police Federal Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.