Sage Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2013
Sage Bank 2013 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Sage Bank 18 Hurd Street Lowell, MA 01852 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,835 |
| Total Mortgage Loan Application Amount | $1,256,433,000 |
| Average Mortgage Loan Application Amount | $273,666 |
| Highest Mortgage Loan Application Amount | $2,100,000 |
| Average Applicant Income | $98,000 |
| Highest Applicant Income | $1,541,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2013 with Sage Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Sage Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2013 breaks down Sage Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Sage Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Sage Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Sage Bank's mortgage activity for 2013.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Middlesex County Massachusetts | 1,106 | $ 321,833,000 | $ 290,000 | $ 108,000 |
| Essex County Massachusetts | 782 | $ 201,897,000 | $ 258,000 | $ 90,000 |
| Suffolk County Massachusetts | 430 | $ 124,482,000 | $ 289,000 | $ 96,000 |
| Norfolk County Massachusetts | 335 | $ 102,774,000 | $ 306,000 | $ 113,000 |
| Worcester County Massachusetts | 269 | $ 58,878,000 | $ 218,000 | $ 87,000 |
| Hampden County Massachusetts | 206 | $ 36,250,000 | $ 175,000 | $ 70,000 |
| Plymouth County Massachusetts | 205 | $ 56,107,000 | $ 273,000 | $ 107,000 |
| Rockingham County New Hampshire | 180 | $ 40,881,000 | $ 227,000 | $ 96,000 |
| Bristol County Massachusetts | 151 | $ 36,268,000 | $ 240,000 | $ 89,000 |
| Hillsborough County New Hampshire | 148 | $ 32,514,000 | $ 219,000 | $ 93,000 |
| Barnstable County Massachusetts | 81 | $ 22,051,000 | $ 272,000 | $ 139,000 |
| Providence County Rhode Island | 79 | $ 15,131,000 | $ 191,000 | $ 85,000 |
| Cheshire County New Hampshire | 39 | $ 6,194,000 | $ 158,000 | $ 60,000 |
| Hartford County Connecticut | 36 | $ 7,156,000 | $ 198,000 | $ 80,000 |
| New London County Connecticut | 28 | $ 5,376,000 | $ 192,000 | $ 84,000 |
| New Haven County Connecticut | 27 | $ 5,329,000 | $ 197,000 | $ 99,000 |
| Cumberland County Maine | 26 | $ 6,075,000 | $ 233,000 | $ 149,000 |
| Hampshire County Massachusetts | 25 | $ 5,755,000 | $ 230,000 | $ 82,000 |
| Miami-Dade County Florida | 23 | $ 7,541,000 | $ 327,000 | $ 202,000 |
| York County Maine | 23 | $ 6,397,000 | $ 278,000 | $ 185,000 |
| Belknap County New Hampshire | 21 | $ 5,300,000 | $ 252,000 | $ 179,000 |
| Merrimack County New Hampshire | 20 | $ 4,337,000 | $ 216,000 | $ 98,000 |
| Fairfield County Connecticut | 16 | $ 5,117,000 | $ 319,000 | $ 103,000 |
| Kent County Rhode Island | 16 | $ 3,469,000 | $ 216,000 | $ 73,000 |
| Palm Beach County Florida | 15 | $ 3,569,000 | $ 237,000 | $ 124,000 |
| Carroll County New Hampshire | 14 | $ 3,247,000 | $ 231,000 | $ 184,000 |
| Strafford County New Hampshire | 14 | $ 2,550,000 | $ 182,000 | $ 88,000 |
| Newport County Rhode Island | 14 | $ 3,617,000 | $ 258,000 | $ 118,000 |
| Hudson County New Jersey | 12 | $ 2,997,000 | $ 249,000 | $ 97,000 |
| Tolland County Connecticut | 11 | $ 2,196,000 | $ 199,000 | $ 77,000 |
| Broward County Florida | 11 | $ 1,847,000 | $ 167,000 | $ 98,000 |
| Dukes County Massachusetts | 11 | $ 4,298,000 | $ 390,000 | $ 160,000 |
| Nantucket County Massachusetts | 11 | $ 5,607,000 | $ 509,000 | $ 236,000 |
| Kings County New York | 11 | $ 4,261,000 | $ 387,000 | $ 90,000 |
| Suffolk County New York | 11 | $ 3,704,000 | $ 336,000 | $ 109,000 |
| Westchester County New York | 11 | $ 3,594,000 | $ 326,000 | $ 115,000 |
| Washington County Rhode Island | 11 | $ 2,919,000 | $ 265,000 | $ 124,000 |
| Grafton County New Hampshire | 10 | $ 1,290,000 | $ 129,000 | $ 111,000 |
| Hillsborough County Florida | 9 | $ 1,316,000 | $ 146,000 | $ 56,000 |
| Essex County New Jersey | 9 | $ 2,578,000 | $ 286,000 | $ 148,000 |
| Middlesex County New Jersey | 8 | $ 2,680,000 | $ 335,000 | $ 126,000 |
| Shelby County Tennessee | 8 | $ 1,586,000 | $ 198,000 | $ 133,000 |
| Windham County Connecticut | 7 | $ 1,153,000 | $ 164,000 | $ 58,000 |
| Lee County Florida | 7 | $ 1,402,000 | $ 200,000 | $ 142,000 |
| Berkshire County Massachusetts | 7 | $ 1,285,000 | $ 183,000 | $ 77,000 |
| Bergen County New Jersey | 7 | $ 1,782,000 | $ 254,000 | $ 71,000 |
| Monmouth County New Jersey | 7 | $ 2,314,000 | $ 330,000 | $ 235,000 |
| Union County New Jersey | 7 | $ 1,961,000 | $ 280,000 | $ 97,000 |
| Wake County North Carolina | 7 | $ 1,484,000 | $ 212,000 | $ 68,000 |
| Montgomery County Pennsylvania | 7 | $ 1,465,000 | $ 209,000 | $ 67,000 |
| Middlesex County Connecticut | 6 | $ 1,452,000 | $ 242,000 | $ 110,000 |
| Androscoggin County Maine | 6 | $ 749,000 | $ 124,000 | $ 53,000 |
| Oxford County Maine | 6 | $ 809,000 | $ 134,000 | $ 131,000 |
| Penobscot County Maine | 6 | $ 929,000 | $ 154,000 | $ 59,000 |
| Franklin County Massachusetts | 6 | $ 1,136,000 | $ 189,000 | $ 87,000 |
| Ocean County New Jersey | 6 | $ 1,762,000 | $ 293,000 | $ 153,000 |
| Erie County New York | 6 | $ 1,171,000 | $ 195,000 | $ 70,000 |
| Buncombe County North Carolina | 6 | $ 1,473,000 | $ 245,000 | $ 115,000 |
| Mecklenburg County North Carolina | 6 | $ 1,350,000 | $ 225,000 | $ 84,000 |
| Fairfax County Virginia | 6 | $ 2,210,000 | $ 368,000 | $ 119,000 |
| Charlotte County Florida | 5 | $ 1,587,000 | $ 317,000 | $ 323,000 |
| Morris County New Jersey | 5 | $ 1,800,000 | $ 360,000 | $ 75,000 |
| Bronx County New York | 5 | $ 1,864,000 | $ 372,000 | $ 124,000 |
| Nassau County New York | 5 | $ 2,205,000 | $ 441,000 | $ 69,000 |
| Orange County New York | 5 | $ 1,156,000 | $ 231,000 | $ 127,000 |
| Queens County New York | 5 | $ 2,022,000 | $ 404,000 | $ 106,000 |
| Bristol County Rhode Island | 5 | $ 1,418,000 | $ 283,000 | $ 188,000 |
| Stafford County Virginia | 5 | $ 1,873,000 | $ 374,000 | $ 141,000 |
| Litchfield County Connecticut | 4 | $ 960,000 | $ 240,000 | $ 111,000 |
| Kennebec County Maine | 4 | $ 429,000 | $ 107,000 | $ 81,000 |
| Sagadahoc County Maine | 4 | $ 751,000 | $ 187,000 | $ 134,000 |
| Passaic County New Jersey | 4 | $ 1,175,000 | $ 293,000 | $ 112,000 |
| Gaston County North Carolina | 4 | $ 642,000 | $ 160,000 | $ 40,000 |
| Hamilton County Tennessee | 4 | $ 428,000 | $ 107,000 | $ 162,000 |
| Collier County Florida | 3 | $ 535,000 | $ 178,000 | $ 58,000 |
| Manatee County Florida | 3 | $ 825,000 | $ 275,000 | $ 89,000 |
| Osceola County Florida | 3 | $ 288,000 | $ 96,000 | $ 116,000 |
| Pinellas County Florida | 3 | $ 399,000 | $ 133,000 | $ 114,000 |
| Franklin County Maine | 3 | $ 771,000 | $ 257,000 | $ 112,000 |
| Atlantic County New Jersey | 3 | $ 901,000 | $ 300,000 | $ 111,000 |
| Burlington County New Jersey | 3 | $ 676,000 | $ 225,000 | $ 88,000 |
| Gloucester County New Jersey | 3 | $ 615,000 | $ 205,000 | $ 50,000 |
| Mercer County New Jersey | 3 | $ 2,076,000 | $ 692,000 | $ 449,000 |
| Somerset County New Jersey | 3 | $ 916,000 | $ 305,000 | $ 105,000 |
| Richmond County New York | 3 | $ 1,208,000 | $ 402,000 | $ 139,000 |
| Rockland County New York | 3 | $ 922,000 | $ 307,000 | $ 152,000 |
| Craven County North Carolina | 3 | $ 596,000 | $ 198,000 | $ 70,000 |
| Iredell County North Carolina | 3 | $ 1,332,000 | $ 444,000 | $ 140,000 |
| New Hanover County North Carolina | 3 | $ 557,000 | $ 185,000 | $ 102,000 |
| Delaware County Pennsylvania | 3 | $ 692,000 | $ 230,000 | $ 94,000 |
| Philadelphia County Pennsylvania | 3 | $ 621,000 | $ 207,000 | $ 69,000 |
| Loudoun County Virginia | 3 | $ 1,357,000 | $ 452,000 | $ 160,000 |
| Virginia Beach County Virginia | 3 | $ 571,000 | $ 190,000 | $ 79,000 |
| Sumter County Florida | 2 | $ 314,000 | $ 157,000 | $ 74,000 |
| Washington County Maine | 2 | $ 109,000 | $ 54,000 | $ 26,000 |
| Coos County New Hampshire | 2 | $ 234,000 | $ 117,000 | $ 98,000 |
| Sullivan County New Hampshire | 2 | $ 323,000 | $ 161,000 | $ 77,000 |
| Camden County New Jersey | 2 | $ 301,000 | $ 150,000 | $ 29,000 |
| Albany County New York | 2 | $ 288,000 | $ 144,000 | $ 30,000 |
| Columbia County New York | 2 | $ 321,000 | $ 160,000 | $ 0 |
| Monroe County New York | 2 | $ 397,000 | $ 198,000 | $ 39,000 |
| Schoharie County New York | 2 | $ 555,000 | $ 277,000 | $ 205,000 |
| Sullivan County New York | 2 | $ 226,000 | $ 113,000 | $ 88,000 |
| Harnett County North Carolina | 2 | $ 216,000 | $ 108,000 | $ 48,000 |
| Nash County North Carolina | 2 | $ 250,000 | $ 125,000 | $ 82,000 |
| Onslow County North Carolina | 2 | $ 354,000 | $ 177,000 | $ 85,000 |
| Transylvania County North Carolina | 2 | $ 268,000 | $ 134,000 | $ 90,000 |
| Union County North Carolina | 2 | $ 501,000 | $ 250,000 | $ 76,000 |
| Chester County Pennsylvania | 2 | $ 635,000 | $ 317,000 | $ 390,000 |
| Cumberland County Pennsylvania | 2 | $ 223,000 | $ 111,000 | $ 53,000 |
| Lancaster County Pennsylvania | 2 | $ 412,000 | $ 206,000 | $ 60,000 |
| Monroe County Pennsylvania | 2 | $ 516,000 | $ 258,000 | $ 57,000 |
| Northampton County Pennsylvania | 2 | $ 431,000 | $ 215,000 | $ 126,000 |
| Westmoreland County Pennsylvania | 2 | $ 252,000 | $ 126,000 | $ 80,000 |
| Davidson County Tennessee | 2 | $ 455,000 | $ 227,000 | $ 104,000 |
| Fentress County Tennessee | 2 | $ 484,000 | $ 242,000 | $ 57,000 |
| Sumner County Tennessee | 2 | $ 227,000 | $ 113,000 | $ 48,000 |
| Botetourt County Virginia | 2 | $ 303,000 | $ 151,000 | $ 66,000 |
| Chesterfield County Virginia | 2 | $ 477,000 | $ 238,000 | $ 62,000 |
| Frederick County Virginia | 2 | $ 285,000 | $ 142,000 | $ 30,000 |
| Henrico County Virginia | 2 | $ 240,000 | $ 120,000 | $ 234,000 |
| Orange County Virginia | 2 | $ 397,000 | $ 198,000 | $ 50,000 |
| Bay County Florida | 1 | $ 216,000 | $ 216,000 | $ 97,000 |
| Clay County Florida | 1 | $ 95,000 | $ 95,000 | $ 110,000 |
| Columbia County Florida | 1 | $ 160,000 | $ 160,000 | $ 78,000 |
| Duval County Florida | 1 | $ 162,000 | $ 162,000 | $ 57,000 |
| Escambia County Florida | 1 | $ 300,000 | $ 300,000 | $ 109,000 |
| Flagler County Florida | 1 | $ 128,000 | $ 128,000 | $ 109,000 |
| Indian River County Florida | 1 | $ 267,000 | $ 267,000 | $ 121,000 |
| Leon County Florida | 1 | $ 95,000 | $ 95,000 | $ 72,000 |
| Martin County Florida | 1 | $ 400,000 | $ 400,000 | $ 344,000 |
| Orange County Florida | 1 | $ 393,000 | $ 393,000 | $ 192,000 |
| Pasco County Florida | 1 | $ 166,000 | $ 166,000 | $ 74,000 |
| Sarasota County Florida | 1 | $ 328,000 | $ 328,000 | $ 98,000 |
| St. Lucie County Florida | 1 | $ 144,000 | $ 144,000 | $ 143,000 |
| Aroostook County Maine | 1 | $ 110,000 | $ 110,000 | $ 40,000 |
| Hancock County Maine | 1 | $ 159,000 | $ 159,000 | $ 44,000 |
| Knox County Maine | 1 | $ 209,000 | $ 209,000 | $ 68,000 |
| Lincoln County Maine | 1 | $ 222,000 | $ 222,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 400,000 | $ 400,000 | $ 110,000 |
| Dutchess County New York | 1 | $ 198,000 | $ 198,000 | $ 61,000 |
| Onondaga County New York | 1 | $ 259,000 | $ 259,000 | $ 158,000 |
| Putnam County New York | 1 | $ 130,000 | $ 130,000 | $ 94,000 |
| Saratoga County New York | 1 | $ 142,000 | $ 142,000 | $ 68,000 |
| Schenectady County New York | 1 | $ 109,000 | $ 109,000 | $ 42,000 |
| Seneca County New York | 1 | $ 134,000 | $ 134,000 | $ 27,000 |
| Tioga County New York | 1 | $ 122,000 | $ 122,000 | $ 88,000 |
| Ulster County New York | 1 | $ 198,000 | $ 198,000 | $ 55,000 |
| Brunswick County North Carolina | 1 | $ 405,000 | $ 405,000 | $ 144,000 |
| Cabarrus County North Carolina | 1 | $ 120,000 | $ 120,000 | $ 51,000 |
| Dare County North Carolina | 1 | $ 394,000 | $ 394,000 | $ 166,000 |
| Davidson County North Carolina | 1 | $ 380,000 | $ 380,000 | $ 86,000 |
| Davie County North Carolina | 1 | $ 183,000 | $ 183,000 | $ 108,000 |
| Durham County North Carolina | 1 | $ 193,000 | $ 193,000 | $ 72,000 |
| Forsyth County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 42,000 |
| Haywood County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 0 |
| Henderson County North Carolina | 1 | $ 249,000 | $ 249,000 | $ 67,000 |
| Macon County North Carolina | 1 | $ 229,000 | $ 229,000 | $ 47,000 |
| Montgomery County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 172,000 |
| Orange County North Carolina | 1 | $ 377,000 | $ 377,000 | $ 115,000 |
| Pitt County North Carolina | 1 | $ 230,000 | $ 230,000 | $ 84,000 |
| Watauga County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 144,000 |
| Wayne County North Carolina | 1 | $ 320,000 | $ 320,000 | $ 76,000 |
| Allegheny County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 103,000 |
| Bucks County Pennsylvania | 1 | $ 555,000 | $ 555,000 | $ 227,000 |
| Centre County Pennsylvania | 1 | $ 214,000 | $ 214,000 | $ 43,000 |
| Dauphin County Pennsylvania | 1 | $ 343,000 | $ 343,000 | $ 215,000 |
| Fayette County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 62,000 |
| Franklin County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 78,000 |
| Luzerne County Pennsylvania | 1 | $ 220,000 | $ 220,000 | $ 131,000 |
| Mercer County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 54,000 |
| Pike County Pennsylvania | 1 | $ 183,000 | $ 183,000 | $ 0 |
| Grainger County Tennessee | 1 | $ 182,000 | $ 182,000 | $ 48,000 |
| Jefferson County Tennessee | 1 | $ 144,000 | $ 144,000 | $ 75,000 |
| Knox County Tennessee | 1 | $ 174,000 | $ 174,000 | $ 35,000 |
| Marion County Tennessee | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Montgomery County Tennessee | 1 | $ 289,000 | $ 289,000 | $ 87,000 |
| Wilson County Tennessee | 1 | $ 187,000 | $ 187,000 | $ 80,000 |
| Harris County Texas | 1 | $ 417,000 | $ 417,000 | $ 260,000 |
| Albemarle County Virginia | 1 | $ 232,000 | $ 232,000 | $ 83,000 |
| Bedford County Virginia | 1 | $ 413,000 | $ 413,000 | $ 110,000 |
| Chesapeake County Virginia | 1 | $ 240,000 | $ 240,000 | $ 54,000 |
| Essex County Virginia | 1 | $ 173,000 | $ 173,000 | $ 39,000 |
| Greene County Virginia | 1 | $ 238,000 | $ 238,000 | $ 72,000 |
| King William County Virginia | 1 | $ 189,000 | $ 189,000 | $ 42,000 |
| Pittsylvania County Virginia | 1 | $ 219,000 | $ 219,000 | $ 29,000 |
| Prince George County Virginia | 1 | $ 497,000 | $ 497,000 | $ 142,000 |
| Spotsylvania County Virginia | 1 | $ 245,000 | $ 245,000 | $ 225,000 |
| Westmoreland County Virginia | 1 | $ 135,000 | $ 135,000 | $ 0 |
Mortgage Loan Application Detail Totals for Sage Bank in 2013
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,895 | $760,919,000 | $262,000 | $2,100,000 | $107,000 | $1,541,000 |
| Home Purchase | 1,906 | $485,119,000 | $254,000 | $940,000 | $92,000 | $679,000 |
| Home Improvement | 34 | $10,395,000 | $305,000 | $950,000 | $95,000 | $225,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 3,615 | $945,998,000 | $261,000 | $2,100,000 | $107,000 | $1,541,000 |
| Hispanic | 454 | $106,156,000 | $233,000 | $824,000 | $72,000 | $496,000 |
| Not Provided | 394 | $103,967,000 | $263,000 | $750,000 | $95,000 | $524,000 |
| Asian | 173 | $47,623,000 | $275,000 | $1,950,000 | $106,000 | $975,000 |
| Black or African American | 149 | $35,019,000 | $235,000 | $497,000 | $71,000 | $260,000 |
| Not applicable | 39 | $14,349,000 | $367,000 | $1,765,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,227,000 | $318,000 | $417,000 | $105,000 | $180,000 |
| American Indian or Alaskan Native | 4 | $1,094,000 | $273,000 | $386,000 | $57,000 | $130,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,630 | $959,116,000 | $264,000 | $2,100,000 | $112,000 | $1,541,000 |
| FHA-insured (Federal Housing Administration) | 1,067 | $262,889,000 | $246,000 | $619,000 | $67,000 | $494,000 |
| VA-guaranteed (Veterans Administration) | 87 | $24,385,000 | $280,000 | $575,000 | $75,000 | $288,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 51 | $10,043,000 | $196,000 | $357,000 | $58,000 | $98,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,075 | $806,456,000 | $262,000 | $2,100,000 | $101,000 | $995,000 |
| File Closed For Incompleteness | 977 | $251,931,000 | $257,000 | $1,950,000 | $104,000 | $1,432,000 |
| Application Denied By Financial Institution | 408 | $103,178,000 | $252,000 | $1,500,000 | $90,000 | $1,541,000 |
| Application Withdrawn By Applicant | 307 | $76,344,000 | $248,000 | $829,000 | $99,000 | $608,000 |
| Application Approved But Not Accepted | 68 | $18,524,000 | $272,000 | $532,000 | $106,000 | $361,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Sage Bank's 2013 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Sage Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Massachusetts, download the full spreadsheet
with aggregated HMDA statistics today.