Lownhome Financial Holdings, L
HMDA Loan Application Totals
and Mortgage Lending Details
for 2007
Lownhome Financial Holdings, L 2007 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lownhome Financial Holdings, L P.O. Box 62289 Sunnyvale, CA 94088 |
| Federal Regulator | * available with data download |
| Years | 2007 |
| Total Number of Mortgage Applications | 1,392 |
| Total Mortgage Loan Application Amount | $313,680,000 |
| Average Mortgage Loan Application Amount | $225,000 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $75,500 |
| Highest Applicant Income | $996,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2007 with Lownhome Financial Holdings, L. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lownhome Financial Holdings, L's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2007 breaks down Lownhome Financial Holdings, L's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lownhome Financial Holdings, L serves its applicants.
Each category highlights the total number of mortgage applications processed by Lownhome Financial Holdings, L, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lownhome Financial Holdings, L's mortgage activity for 2007.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Maricopa County Arizona | 94 | $ 21,984,000 | $ 233,000 | $ 81,000 |
| Multnomah County Oregon | 49 | $ 9,986,000 | $ 203,000 | $ 70,000 |
| Washington County Oregon | 43 | $ 8,333,000 | $ 193,000 | $ 94,000 |
| Clark County Washington | 39 | $ 7,935,000 | $ 203,000 | $ 87,000 |
| Prince George's County Maryland | 36 | $ 8,686,000 | $ 241,000 | $ 30,000 |
| Marion County Oregon | 36 | $ 3,914,000 | $ 108,000 | $ 40,000 |
| Wayne County Michigan | 35 | $ 4,132,000 | $ 118,000 | $ 45,000 |
| Allegheny County Pennsylvania | 32 | $ 3,867,000 | $ 120,000 | $ 73,000 |
| Clackamas County Oregon | 24 | $ 7,897,000 | $ 329,000 | $ 130,000 |
| Cuyahoga County Ohio | 22 | $ 2,616,000 | $ 118,000 | $ 63,000 |
| Miami-Dade County Florida | 21 | $ 7,045,000 | $ 335,000 | $ 154,000 |
| Alameda County California | 19 | $ 6,248,000 | $ 328,000 | $ 90,000 |
| Contra Costa County California | 19 | $ 8,176,000 | $ 430,000 | $ 218,000 |
| Fairfax County Virginia | 19 | $ 6,626,000 | $ 348,000 | $ 52,000 |
| Pierce County Washington | 17 | $ 3,151,000 | $ 185,000 | $ 88,000 |
| Los Angeles County California | 16 | $ 7,554,000 | $ 472,000 | $ 168,000 |
| Riverside County California | 16 | $ 7,165,000 | $ 447,000 | $ 201,000 |
| El Paso County Colorado | 16 | $ 3,532,000 | $ 220,000 | $ 126,000 |
| Montgomery County Maryland | 16 | $ 3,965,000 | $ 247,000 | $ 29,000 |
| Prince William County Virginia | 16 | $ 3,963,000 | $ 247,000 | $ 38,000 |
| Anne Arundel County Maryland | 14 | $ 3,167,000 | $ 226,000 | $ 55,000 |
| Gallatin County Montana | 14 | $ 2,120,000 | $ 151,000 | $ 60,000 |
| Broward County Florida | 13 | $ 3,840,000 | $ 295,000 | $ 71,000 |
| Orange County Florida | 13 | $ 2,597,000 | $ 199,000 | $ 98,000 |
| Baltimore County Maryland | 13 | $ 2,026,000 | $ 155,000 | $ 56,000 |
| Philadelphia County Pennsylvania | 13 | $ 1,653,000 | $ 127,000 | $ 97,000 |
| Pima County Arizona | 12 | $ 1,738,000 | $ 144,000 | $ 45,000 |
| Denver County Colorado | 12 | $ 3,003,000 | $ 250,000 | $ 107,000 |
| Oakland County Michigan | 12 | $ 2,956,000 | $ 246,000 | $ 36,000 |
| York County Pennsylvania | 12 | $ 1,465,000 | $ 122,000 | $ 43,000 |
| Loudoun County Virginia | 11 | $ 3,966,000 | $ 360,000 | $ 52,000 |
| King County Washington | 11 | $ 2,605,000 | $ 236,000 | $ 61,000 |
| Sacramento County California | 10 | $ 2,715,000 | $ 271,000 | $ 111,000 |
| Jefferson County Colorado | 10 | $ 1,454,000 | $ 145,000 | $ 104,000 |
| Baltimore City County Maryland | 10 | $ 1,474,000 | $ 147,000 | $ 58,000 |
| Howard County Maryland | 9 | $ 2,692,000 | $ 299,000 | $ 101,000 |
| Summit County Ohio | 9 | $ 1,592,000 | $ 176,000 | $ 69,000 |
| Chesterfield County Virginia | 9 | $ 1,420,000 | $ 157,000 | $ 58,000 |
| San Joaquin County California | 8 | $ 2,117,000 | $ 264,000 | $ 78,000 |
| Solano County California | 8 | $ 2,903,000 | $ 362,000 | $ 49,000 |
| Adams County Colorado | 8 | $ 998,000 | $ 124,000 | $ 60,000 |
| Mohave County Arizona | 7 | $ 1,112,000 | $ 158,000 | $ 70,000 |
| Weld County Colorado | 7 | $ 678,000 | $ 96,000 | $ 20,000 |
| Hillsborough County Florida | 7 | $ 1,561,000 | $ 223,000 | $ 17,000 |
| Stark County Ohio | 7 | $ 1,164,000 | $ 166,000 | $ 106,000 |
| Columbia County Oregon | 7 | $ 1,031,000 | $ 147,000 | $ 87,000 |
| Beaver County Pennsylvania | 7 | $ 587,000 | $ 83,000 | $ 77,000 |
| Arapahoe County Colorado | 6 | $ 2,078,000 | $ 346,000 | $ 84,000 |
| Flathead County Montana | 6 | $ 692,000 | $ 115,000 | $ 16,000 |
| Jackson County Oregon | 6 | $ 1,108,000 | $ 184,000 | $ 38,000 |
| Lehigh County Pennsylvania | 6 | $ 1,161,000 | $ 193,000 | $ 58,000 |
| Luzerne County Pennsylvania | 6 | $ 393,000 | $ 65,000 | $ 54,000 |
| Henrico County Virginia | 6 | $ 633,000 | $ 105,000 | $ 60,000 |
| Virginia Beach County Virginia | 6 | $ 1,581,000 | $ 263,000 | $ 50,000 |
| San Diego County California | 5 | $ 1,798,000 | $ 359,000 | $ 136,000 |
| Douglas County Colorado | 5 | $ 2,248,000 | $ 449,000 | $ 225,000 |
| Charles County Maryland | 5 | $ 1,450,000 | $ 290,000 | $ 14,000 |
| Lorain County Ohio | 5 | $ 725,000 | $ 145,000 | $ 52,000 |
| Mahoning County Ohio | 5 | $ 467,000 | $ 93,000 | $ 64,000 |
| Polk County Oregon | 5 | $ 940,000 | $ 188,000 | $ 45,000 |
| Blair County Pennsylvania | 5 | $ 343,000 | $ 68,000 | $ 40,000 |
| Westmoreland County Pennsylvania | 5 | $ 464,000 | $ 92,000 | $ 55,000 |
| Arlington County Virginia | 5 | $ 1,216,000 | $ 243,000 | $ 81,000 |
| Stafford County Virginia | 5 | $ 825,000 | $ 165,000 | $ 36,000 |
| Yavapai County Arizona | 4 | $ 931,000 | $ 232,000 | $ 45,000 |
| San Bernardino County California | 4 | $ 2,231,000 | $ 557,000 | $ 171,000 |
| Boulder County Colorado | 4 | $ 575,000 | $ 143,000 | $ 72,000 |
| Larimer County Colorado | 4 | $ 378,000 | $ 94,000 | $ 30,000 |
| Mesa County Colorado | 4 | $ 294,000 | $ 73,000 | $ 24,000 |
| Pueblo County Colorado | 4 | $ 445,000 | $ 111,000 | $ 15,000 |
| Teller County Colorado | 4 | $ 665,000 | $ 166,000 | $ 108,000 |
| Palm Beach County Florida | 4 | $ 1,532,000 | $ 383,000 | $ 15,000 |
| DeKalb County Georgia | 4 | $ 436,000 | $ 109,000 | $ 42,000 |
| Ada County Idaho | 4 | $ 404,000 | $ 101,000 | $ 51,000 |
| Blaine County Idaho | 4 | $ 1,250,000 | $ 312,000 | $ 66,000 |
| Yellowstone County Montana | 4 | $ 488,000 | $ 122,000 | $ 69,000 |
| Linn County Oregon | 4 | $ 421,000 | $ 105,000 | $ 36,000 |
| Tillamook County Oregon | 4 | $ 559,000 | $ 139,000 | $ 45,000 |
| Yamhill County Oregon | 4 | $ 721,000 | $ 180,000 | $ 48,000 |
| Bucks County Pennsylvania | 4 | $ 1,683,000 | $ 420,000 | $ 87,000 |
| Cumberland County Pennsylvania | 4 | $ 515,000 | $ 128,000 | $ 63,000 |
| Dauphin County Pennsylvania | 4 | $ 523,000 | $ 130,000 | $ 48,000 |
| Northampton County Pennsylvania | 4 | $ 777,000 | $ 194,000 | $ 84,000 |
| Washington County Pennsylvania | 4 | $ 464,000 | $ 116,000 | $ 51,000 |
| Kitsap County Washington | 4 | $ 630,000 | $ 157,000 | $ 63,000 |
| Spokane County Washington | 4 | $ 1,620,000 | $ 405,000 | $ 204,000 |
| El Dorado County California | 3 | $ 1,573,000 | $ 524,000 | $ 148,000 |
| Orange County California | 3 | $ 1,465,000 | $ 488,000 | $ 208,000 |
| San Mateo County California | 3 | $ 1,352,000 | $ 450,000 | $ 36,000 |
| Lee County Florida | 3 | $ 485,000 | $ 161,000 | $ 80,000 |
| Canyon County Idaho | 3 | $ 366,000 | $ 122,000 | $ 32,000 |
| Genesee County Michigan | 3 | $ 386,000 | $ 128,000 | $ 36,000 |
| Macomb County Michigan | 3 | $ 373,000 | $ 124,000 | $ 44,000 |
| Franklin County Ohio | 3 | $ 312,000 | $ 104,000 | $ 68,000 |
| Geauga County Ohio | 3 | $ 646,000 | $ 215,000 | $ 80,000 |
| Lake County Ohio | 3 | $ 410,000 | $ 136,000 | $ 36,000 |
| Lucas County Ohio | 3 | $ 373,000 | $ 124,000 | $ 60,000 |
| Butler County Pennsylvania | 3 | $ 356,000 | $ 118,000 | $ 56,000 |
| Centre County Pennsylvania | 3 | $ 351,000 | $ 117,000 | $ 44,000 |
| Delaware County Pennsylvania | 3 | $ 704,000 | $ 234,000 | $ 64,000 |
| Lawrence County Pennsylvania | 3 | $ 331,000 | $ 110,000 | $ 64,000 |
| Monroe County Pennsylvania | 3 | $ 762,000 | $ 254,000 | $ 80,000 |
| Montgomery County Pennsylvania | 3 | $ 355,000 | $ 118,000 | $ 76,000 |
| Dorchester County South Carolina | 3 | $ 356,000 | $ 118,000 | $ 56,000 |
| Chesapeake County Virginia | 3 | $ 613,000 | $ 204,000 | $ 20,000 |
| Norfolk County Virginia | 3 | $ 520,000 | $ 173,000 | $ 4,000 |
| Portsmouth County Virginia | 3 | $ 595,000 | $ 198,000 | $ 72,000 |
| Richmond City County Virginia | 3 | $ 363,000 | $ 121,000 | $ 64,000 |
| Spotsylvania County Virginia | 3 | $ 356,000 | $ 118,000 | $ 40,000 |
| Snohomish County Washington | 3 | $ 983,000 | $ 327,000 | $ 20,000 |
| Kern County California | 2 | $ 482,000 | $ 241,000 | $ 96,000 |
| Lake County California | 2 | $ 371,000 | $ 185,000 | $ 0 |
| Marin County California | 2 | $ 1,732,000 | $ 866,000 | $ 84,000 |
| Santa Clara County California | 2 | $ 965,000 | $ 482,000 | $ 192,000 |
| Sonoma County California | 2 | $ 949,000 | $ 474,000 | $ 0 |
| Collier County Florida | 2 | $ 480,000 | $ 240,000 | $ 132,000 |
| Monroe County Florida | 2 | $ 800,000 | $ 400,000 | $ 324,000 |
| Okaloosa County Florida | 2 | $ 215,000 | $ 107,000 | $ 84,000 |
| Polk County Florida | 2 | $ 268,000 | $ 134,000 | $ 120,000 |
| St. Lucie County Florida | 2 | $ 499,000 | $ 249,000 | $ 18,000 |
| Bingham County Idaho | 2 | $ 145,000 | $ 72,000 | $ 0 |
| Kootenai County Idaho | 2 | $ 272,000 | $ 136,000 | $ 0 |
| Harford County Maryland | 2 | $ 284,000 | $ 142,000 | $ 0 |
| Plymouth County Massachusetts | 2 | $ 394,000 | $ 197,000 | $ 108,000 |
| Berrien County Michigan | 2 | $ 342,000 | $ 171,000 | $ 12,000 |
| Lake County Montana | 2 | $ 95,000 | $ 47,000 | $ 0 |
| Missoula County Montana | 2 | $ 179,000 | $ 89,000 | $ 48,000 |
| Silver Bow County Montana | 2 | $ 203,000 | $ 101,000 | $ 84,000 |
| Medina County Ohio | 2 | $ 572,000 | $ 286,000 | $ 96,000 |
| Portage County Ohio | 2 | $ 482,000 | $ 241,000 | $ 108,000 |
| Clatsop County Oregon | 2 | $ 371,000 | $ 185,000 | $ 72,000 |
| Deschutes County Oregon | 2 | $ 250,000 | $ 125,000 | $ 72,000 |
| Hood River County Oregon | 2 | $ 353,000 | $ 176,000 | $ 0 |
| Armstrong County Pennsylvania | 2 | $ 140,000 | $ 70,000 | $ 36,000 |
| Indiana County Pennsylvania | 2 | $ 267,000 | $ 133,000 | $ 48,000 |
| Lackawanna County Pennsylvania | 2 | $ 221,000 | $ 110,000 | $ 36,000 |
| Mercer County Pennsylvania | 2 | $ 239,000 | $ 119,000 | $ 24,000 |
| Union County Pennsylvania | 2 | $ 306,000 | $ 153,000 | $ 60,000 |
| Wyoming County Pennsylvania | 2 | $ 182,000 | $ 91,000 | $ 60,000 |
| Frederick County Virginia | 2 | $ 325,000 | $ 162,000 | $ 72,000 |
| James City County Virginia | 2 | $ 605,000 | $ 302,000 | $ 168,000 |
| Manassas County Virginia | 2 | $ 265,000 | $ 132,000 | $ 84,000 |
| Newport News County Virginia | 2 | $ 204,000 | $ 102,000 | $ 0 |
| Winchester County Virginia | 2 | $ 240,000 | $ 120,000 | $ 72,000 |
| Cochise County Arizona | 1 | $ 150,000 | $ 150,000 | $ 48,000 |
| Yuma County Arizona | 1 | $ 343,000 | $ 343,000 | $ 108,000 |
| Mariposa County California | 1 | $ 350,000 | $ 350,000 | $ 120,000 |
| Mendocino County California | 1 | $ 536,000 | $ 536,000 | $ 192,000 |
| Merced County California | 1 | $ 418,000 | $ 418,000 | $ 144,000 |
| Monterey County California | 1 | $ 512,000 | $ 512,000 | $ 144,000 |
| Placer County California | 1 | $ 950,000 | $ 950,000 | $ 432,000 |
| San Francisco County California | 1 | $ 713,000 | $ 713,000 | $ 180,000 |
| Stanislaus County California | 1 | $ 566,000 | $ 566,000 | $ 132,000 |
| Sutter County California | 1 | $ 1,000,000 | $ 1,000,000 | $ 0 |
| Yuba County California | 1 | $ 211,000 | $ 211,000 | $ 60,000 |
| Garfield County Colorado | 1 | $ 370,000 | $ 370,000 | $ 84,000 |
| Montezuma County Colorado | 1 | $ 456,000 | $ 456,000 | $ 108,000 |
| Charlotte County Florida | 1 | $ 279,000 | $ 279,000 | $ 84,000 |
| Pasco County Florida | 1 | $ 359,000 | $ 359,000 | $ 72,000 |
| Pinellas County Florida | 1 | $ 155,000 | $ 155,000 | $ 0 |
| Seminole County Florida | 1 | $ 184,000 | $ 184,000 | $ 120,000 |
| Volusia County Florida | 1 | $ 202,000 | $ 202,000 | $ 60,000 |
| Gordon County Georgia | 1 | $ 125,000 | $ 125,000 | $ 36,000 |
| Bannock County Idaho | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Clearwater County Idaho | 1 | $ 71,000 | $ 71,000 | $ 48,000 |
| Elmore County Idaho | 1 | $ 180,000 | $ 180,000 | $ 84,000 |
| Twin Falls County Idaho | 1 | $ 124,000 | $ 124,000 | $ 60,000 |
| Monroe County Indiana | 1 | $ 101,000 | $ 101,000 | $ 24,000 |
| Tippecanoe County Indiana | 1 | $ 128,000 | $ 128,000 | $ 36,000 |
| Cecil County Maryland | 1 | $ 638,000 | $ 638,000 | $ 228,000 |
| Frederick County Maryland | 1 | $ 389,000 | $ 389,000 | $ 144,000 |
| St. Mary's County Maryland | 1 | $ 347,000 | $ 347,000 | $ 132,000 |
| Middlesex County Massachusetts | 1 | $ 144,000 | $ 144,000 | $ 36,000 |
| Norfolk County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 72,000 |
| Chippewa County Michigan | 1 | $ 145,000 | $ 145,000 | $ 36,000 |
| Grand Traverse County Michigan | 1 | $ 114,000 | $ 114,000 | $ 36,000 |
| Hillsdale County Michigan | 1 | $ 155,000 | $ 155,000 | $ 48,000 |
| Lapeer County Michigan | 1 | $ 155,000 | $ 155,000 | $ 36,000 |
| Washtenaw County Michigan | 1 | $ 185,000 | $ 185,000 | $ 60,000 |
| Ravalli County Montana | 1 | $ 128,000 | $ 128,000 | $ 60,000 |
| Sanders County Montana | 1 | $ 160,000 | $ 160,000 | $ 48,000 |
| Pender County North Carolina | 1 | $ 408,000 | $ 408,000 | $ 300,000 |
| Allen County Ohio | 1 | $ 75,000 | $ 75,000 | $ 24,000 |
| Ashtabula County Ohio | 1 | $ 99,000 | $ 99,000 | $ 36,000 |
| Columbiana County Ohio | 1 | $ 87,000 | $ 87,000 | $ 24,000 |
| Delaware County Ohio | 1 | $ 195,000 | $ 195,000 | $ 72,000 |
| Hamilton County Ohio | 1 | $ 115,000 | $ 115,000 | $ 72,000 |
| Knox County Ohio | 1 | $ 218,000 | $ 218,000 | $ 84,000 |
| Miami County Ohio | 1 | $ 130,000 | $ 130,000 | $ 60,000 |
| Montgomery County Ohio | 1 | $ 86,000 | $ 86,000 | $ 36,000 |
| Shelby County Ohio | 1 | $ 52,000 | $ 52,000 | $ 12,000 |
| Trumbull County Ohio | 1 | $ 175,000 | $ 175,000 | $ 96,000 |
| Wayne County Ohio | 1 | $ 67,000 | $ 67,000 | $ 24,000 |
| Klamath County Oregon | 1 | $ 170,000 | $ 170,000 | $ 60,000 |
| Lincoln County Oregon | 1 | $ 116,000 | $ 116,000 | $ 36,000 |
| Chester County Pennsylvania | 1 | $ 437,000 | $ 437,000 | $ 192,000 |
| Clearfield County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Crawford County Pennsylvania | 1 | $ 143,000 | $ 143,000 | $ 72,000 |
| Erie County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 36,000 |
| Fayette County Pennsylvania | 1 | $ 140,000 | $ 140,000 | $ 84,000 |
| Mifflin County Pennsylvania | 1 | $ 81,000 | $ 81,000 | $ 36,000 |
| Perry County Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 36,000 |
| Schuylkill County Pennsylvania | 1 | $ 78,000 | $ 78,000 | $ 36,000 |
| Salt Lake County Utah | 1 | $ 118,000 | $ 118,000 | $ 60,000 |
| Utah County Utah | 1 | $ 208,000 | $ 208,000 | $ 36,000 |
| Augusta County Virginia | 1 | $ 83,000 | $ 83,000 | $ 24,000 |
| Colonial Heights County Virginia | 1 | $ 202,000 | $ 202,000 | $ 48,000 |
| Gloucester County Virginia | 1 | $ 158,000 | $ 158,000 | $ 24,000 |
| Hampton County Virginia | 1 | $ 50,000 | $ 50,000 | $ 24,000 |
| King George County Virginia | 1 | $ 176,000 | $ 176,000 | $ 48,000 |
| Manassas Park County Virginia | 1 | $ 348,000 | $ 348,000 | $ 0 |
| Staunton County Virginia | 1 | $ 149,000 | $ 149,000 | $ 84,000 |
| Suffolk County Virginia | 1 | $ 97,000 | $ 97,000 | $ 36,000 |
| Warren County Virginia | 1 | $ 311,000 | $ 311,000 | $ 468,000 |
| Cowlitz County Washington | 1 | $ 300,000 | $ 300,000 | $ 96,000 |
| Grant County Washington | 1 | $ 203,000 | $ 203,000 | $ 60,000 |
| Thurston County Washington | 1 | $ 196,000 | $ 196,000 | $ 0 |
| Yakima County Washington | 1 | $ 144,000 | $ 144,000 | $ 0 |
Mortgage Loan Application Detail Totals for Lownhome Financial Holdings, L in 2007
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 715 | $158,128,000 | $221,000 | $1,354,000 | $80,000 | $900,000 |
| Refinancing | 677 | $155,552,000 | $229,000 | $2,000,000 | $71,000 | $996,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 654 | $136,810,000 | $209,000 | $2,000,000 | $79,000 | $900,000 |
| Not Provided | 375 | $92,622,000 | $246,000 | $1,354,000 | $69,000 | $720,000 |
| Hispanic | 198 | $36,818,000 | $185,000 | $751,000 | $61,000 | $696,000 |
| Black or African American | 105 | $28,336,000 | $269,000 | $1,000,000 | $87,000 | $384,000 |
| Asian | 41 | $12,490,000 | $304,000 | $1,080,000 | $91,000 | $288,000 |
| Native Hawaiian or Other Pacific Islander | 14 | $4,484,000 | $320,000 | $842,000 | $67,000 | $252,000 |
| American Indian or Alaskan Native | 5 | $2,120,000 | $424,000 | $1,000,000 | $357,000 | $996,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,392 | $313,680,000 | $225,000 | $2,000,000 | $76,000 | $996,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 545 | $133,437,000 | $244,000 | $1,460,000 | $79,000 | $996,000 |
| Loan Originated | 540 | $105,968,000 | $196,000 | $1,265,000 | $76,000 | $696,000 |
| Application Approved But Not Accepted | 147 | $38,944,000 | $264,000 | $2,000,000 | $84,000 | $612,000 |
| Application Withdrawn By Applicant | 85 | $17,418,000 | $204,000 | $881,000 | $58,000 | $228,000 |
| File Closed For Incompleteness | 75 | $17,913,000 | $238,000 | $1,080,000 | $54,000 | $324,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lownhome Financial Holdings, L's 2007 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lownhome Financial Holdings, L's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.