Lydian Private Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Lydian Private Bank 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lydian Private Bank 3801 Pga Blvd Suite 700 Palm Beach Gardens, FL 33410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,098 |
| Total Mortgage Loan Application Amount | $593,649,000 |
| Average Mortgage Loan Application Amount | $284,000 |
| Highest Mortgage Loan Application Amount | $8,400,000 |
| Average Applicant Income | $129,000 |
| Highest Applicant Income | $7,095,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Lydian Private Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lydian Private Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Lydian Private Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lydian Private Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Lydian Private Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lydian Private Bank's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cook County Illinois | 123 | $ 33,006,000 | $ 268,000 | $ 105,000 |
| Los Angeles County California | 97 | $ 32,161,000 | $ 331,000 | $ 117,000 |
| Middlesex County Massachusetts | 77 | $ 23,487,000 | $ 305,000 | $ 131,000 |
| San Diego County California | 65 | $ 19,798,000 | $ 304,000 | $ 115,000 |
| Worcester County Massachusetts | 63 | $ 16,408,000 | $ 260,000 | $ 93,000 |
| Palm Beach County Florida | 61 | $ 35,614,000 | $ 583,000 | $ 316,000 |
| Maricopa County Arizona | 59 | $ 14,536,000 | $ 246,000 | $ 106,000 |
| Essex County Massachusetts | 55 | $ 16,579,000 | $ 301,000 | $ 124,000 |
| Miami-Dade County Florida | 53 | $ 15,762,000 | $ 297,000 | $ 231,000 |
| Orange County California | 50 | $ 17,412,000 | $ 348,000 | $ 125,000 |
| Norfolk County Massachusetts | 44 | $ 13,576,000 | $ 308,000 | $ 110,000 |
| Broward County Florida | 32 | $ 7,247,000 | $ 226,000 | $ 93,000 |
| Riverside County California | 28 | $ 7,361,000 | $ 262,000 | $ 93,000 |
| Suffolk County Massachusetts | 28 | $ 7,827,000 | $ 279,000 | $ 104,000 |
| DuPage County Illinois | 26 | $ 6,662,000 | $ 256,000 | $ 112,000 |
| Santa Clara County California | 22 | $ 7,859,000 | $ 357,000 | $ 128,000 |
| San Bernardino County California | 20 | $ 5,628,000 | $ 281,000 | $ 97,000 |
| Lake County Illinois | 20 | $ 5,625,000 | $ 281,000 | $ 114,000 |
| Plymouth County Massachusetts | 20 | $ 6,410,000 | $ 320,000 | $ 126,000 |
| Pima County Arizona | 18 | $ 3,973,000 | $ 220,000 | $ 93,000 |
| Alameda County California | 17 | $ 5,985,000 | $ 352,000 | $ 128,000 |
| Will County Illinois | 17 | $ 3,568,000 | $ 209,000 | $ 89,000 |
| King County Washington | 17 | $ 5,449,000 | $ 320,000 | $ 114,000 |
| Rockingham County New Hampshire | 16 | $ 4,011,000 | $ 250,000 | $ 97,000 |
| Sacramento County California | 15 | $ 4,113,000 | $ 274,000 | $ 89,000 |
| McHenry County Illinois | 15 | $ 3,584,000 | $ 238,000 | $ 100,000 |
| Queens County New York | 15 | $ 5,823,000 | $ 388,000 | $ 91,000 |
| Contra Costa County California | 14 | $ 4,245,000 | $ 303,000 | $ 101,000 |
| San Mateo County California | 14 | $ 5,328,000 | $ 380,000 | $ 128,000 |
| Bergen County New Jersey | 14 | $ 4,530,000 | $ 323,000 | $ 127,000 |
| Nassau County New York | 14 | $ 4,593,000 | $ 328,000 | $ 190,000 |
| Suffolk County New York | 14 | $ 4,792,000 | $ 342,000 | $ 107,000 |
| Hillsborough County New Hampshire | 13 | $ 2,932,000 | $ 225,000 | $ 75,000 |
| Monmouth County New Jersey | 13 | $ 3,124,000 | $ 240,000 | $ 117,000 |
| Kings County New York | 12 | $ 5,090,000 | $ 424,000 | $ 130,000 |
| Boulder County Colorado | 11 | $ 3,335,000 | $ 303,000 | $ 128,000 |
| Orange County Florida | 11 | $ 2,486,000 | $ 226,000 | $ 81,000 |
| Ocean County New Jersey | 11 | $ 3,123,000 | $ 283,000 | $ 143,000 |
| Salt Lake County Utah | 11 | $ 3,412,000 | $ 310,000 | $ 135,000 |
| Solano County California | 10 | $ 2,870,000 | $ 287,000 | $ 101,000 |
| Hillsborough County Florida | 10 | $ 2,356,000 | $ 235,000 | $ 145,000 |
| Bristol County Massachusetts | 10 | $ 1,963,000 | $ 196,000 | $ 94,000 |
| Fairfax County Virginia | 10 | $ 3,104,000 | $ 310,000 | $ 173,000 |
| Kane County Illinois | 9 | $ 2,030,000 | $ 225,000 | $ 100,000 |
| Montgomery County Maryland | 9 | $ 2,991,000 | $ 332,000 | $ 174,000 |
| Clark County Nevada | 9 | $ 2,158,000 | $ 239,000 | $ 122,000 |
| Middlesex County New Jersey | 9 | $ 2,031,000 | $ 225,000 | $ 98,000 |
| Harris County Texas | 9 | $ 1,584,000 | $ 176,000 | $ 86,000 |
| Collier County Florida | 8 | $ 2,768,000 | $ 346,000 | $ 319,000 |
| Lee County Florida | 8 | $ 1,507,000 | $ 188,000 | $ 127,000 |
| Anne Arundel County Maryland | 8 | $ 2,354,000 | $ 294,000 | $ 149,000 |
| Barnstable County Massachusetts | 8 | $ 2,161,000 | $ 270,000 | $ 110,000 |
| Hudson County New Jersey | 8 | $ 2,397,000 | $ 299,000 | $ 136,000 |
| Union County New Jersey | 8 | $ 2,412,000 | $ 301,000 | $ 120,000 |
| Sonoma County California | 7 | $ 2,276,000 | $ 325,000 | $ 140,000 |
| Tulare County California | 7 | $ 1,450,000 | $ 207,000 | $ 84,000 |
| Fairfield County Connecticut | 7 | $ 2,042,000 | $ 291,000 | $ 180,000 |
| Baltimore County Maryland | 7 | $ 1,568,000 | $ 224,000 | $ 111,000 |
| Prince George's County Maryland | 7 | $ 2,182,000 | $ 311,000 | $ 149,000 |
| Bronx County New York | 7 | $ 2,655,000 | $ 379,000 | $ 230,000 |
| Snohomish County Washington | 7 | $ 1,978,000 | $ 282,000 | $ 73,000 |
| Kern County California | 6 | $ 1,452,000 | $ 242,000 | $ 112,000 |
| Larimer County Colorado | 6 | $ 1,720,000 | $ 286,000 | $ 126,000 |
| Pinellas County Florida | 6 | $ 1,016,000 | $ 169,000 | $ 141,000 |
| Essex County New Jersey | 6 | $ 1,688,000 | $ 281,000 | $ 99,000 |
| Multnomah County Oregon | 6 | $ 1,694,000 | $ 282,000 | $ 124,000 |
| Washington County Oregon | 6 | $ 1,671,000 | $ 278,000 | $ 102,000 |
| Dane County Wisconsin | 6 | $ 1,687,000 | $ 281,000 | $ 83,000 |
| El Dorado County California | 5 | $ 1,712,000 | $ 342,000 | $ 142,000 |
| Placer County California | 5 | $ 1,797,000 | $ 359,000 | $ 101,000 |
| Ventura County California | 5 | $ 1,620,000 | $ 324,000 | $ 96,000 |
| El Paso County Colorado | 5 | $ 1,185,000 | $ 237,000 | $ 101,000 |
| Hartford County Connecticut | 5 | $ 1,025,000 | $ 205,000 | $ 81,000 |
| New Haven County Connecticut | 5 | $ 1,253,000 | $ 250,000 | $ 112,000 |
| Brevard County Florida | 5 | $ 1,025,000 | $ 205,000 | $ 109,000 |
| St. Lucie County Florida | 5 | $ 866,000 | $ 173,000 | $ 86,000 |
| Cumberland County Maine | 5 | $ 1,516,000 | $ 303,000 | $ 146,000 |
| York County Maine | 5 | $ 1,214,000 | $ 242,000 | $ 127,000 |
| Oakland County Michigan | 5 | $ 1,215,000 | $ 243,000 | $ 75,000 |
| Strafford County New Hampshire | 5 | $ 1,125,000 | $ 225,000 | $ 97,000 |
| Morris County New Jersey | 5 | $ 1,725,000 | $ 345,000 | $ 122,000 |
| Passaic County New Jersey | 5 | $ 1,650,000 | $ 330,000 | $ 117,000 |
| Somerset County New Jersey | 5 | $ 1,838,000 | $ 367,000 | $ 247,000 |
| Bucks County Pennsylvania | 5 | $ 1,247,000 | $ 249,000 | $ 87,000 |
| Clark County Washington | 5 | $ 1,385,000 | $ 277,000 | $ 84,000 |
| Pierce County Washington | 5 | $ 1,494,000 | $ 298,000 | $ 110,000 |
| Pinal County Arizona | 4 | $ 562,000 | $ 140,000 | $ 64,000 |
| Fresno County California | 4 | $ 952,000 | $ 238,000 | $ 94,000 |
| San Francisco County California | 4 | $ 1,527,000 | $ 381,000 | $ 182,000 |
| San Joaquin County California | 4 | $ 949,000 | $ 237,000 | $ 114,000 |
| Yolo County California | 4 | $ 1,163,000 | $ 290,000 | $ 135,000 |
| Denver County Colorado | 4 | $ 1,325,000 | $ 331,000 | $ 118,000 |
| Douglas County Colorado | 4 | $ 1,264,000 | $ 316,000 | $ 109,000 |
| New Castle County Delaware | 4 | $ 858,000 | $ 214,000 | $ 112,000 |
| District of Columbia County District Of Columbia | 4 | $ 1,558,000 | $ 389,000 | $ 121,000 |
| Manatee County Florida | 4 | $ 976,000 | $ 244,000 | $ 75,000 |
| Marion County Florida | 4 | $ 546,000 | $ 136,000 | $ 41,000 |
| Osceola County Florida | 4 | $ 1,122,000 | $ 280,000 | $ 112,000 |
| Fulton County Georgia | 4 | $ 587,000 | $ 146,000 | $ 96,000 |
| Gwinnett County Georgia | 4 | $ 835,000 | $ 208,000 | $ 91,000 |
| Kennebec County Maine | 4 | $ 630,000 | $ 157,000 | $ 84,000 |
| Penobscot County Maine | 4 | $ 559,000 | $ 139,000 | $ 139,000 |
| Hampden County Massachusetts | 4 | $ 1,202,000 | $ 300,000 | $ 98,000 |
| Merrimack County New Hampshire | 4 | $ 939,000 | $ 234,000 | $ 111,000 |
| Mecklenburg County North Carolina | 4 | $ 1,105,000 | $ 276,000 | $ 113,000 |
| Wake County North Carolina | 4 | $ 945,000 | $ 236,000 | $ 61,000 |
| Montgomery County Pennsylvania | 4 | $ 1,115,000 | $ 278,000 | $ 117,000 |
| Providence County Rhode Island | 4 | $ 959,000 | $ 239,000 | $ 98,000 |
| Loudoun County Virginia | 4 | $ 1,398,000 | $ 349,000 | $ 128,000 |
| Calaveras County California | 3 | $ 920,000 | $ 306,000 | $ 287,000 |
| Marin County California | 3 | $ 840,000 | $ 280,000 | $ 62,000 |
| Stanislaus County California | 3 | $ 925,000 | $ 308,000 | $ 103,000 |
| Tolland County Connecticut | 3 | $ 696,000 | $ 232,000 | $ 103,000 |
| Duval County Florida | 3 | $ 572,000 | $ 190,000 | $ 91,000 |
| Lake County Florida | 3 | $ 469,000 | $ 156,000 | $ 98,000 |
| Martin County Florida | 3 | $ 1,820,000 | $ 606,000 | $ 175,000 |
| Volusia County Florida | 3 | $ 536,000 | $ 178,000 | $ 67,000 |
| Henry County Georgia | 3 | $ 607,000 | $ 202,000 | $ 84,000 |
| Baltimore City County Maryland | 3 | $ 820,000 | $ 273,000 | $ 87,000 |
| Hampshire County Massachusetts | 3 | $ 573,000 | $ 191,000 | $ 75,000 |
| Macomb County Michigan | 3 | $ 393,000 | $ 131,000 | $ 63,000 |
| Wayne County Michigan | 3 | $ 319,000 | $ 106,000 | $ 74,000 |
| Jackson County Missouri | 3 | $ 601,000 | $ 200,000 | $ 120,000 |
| Grafton County New Hampshire | 3 | $ 372,000 | $ 124,000 | $ 59,000 |
| Mercer County New Jersey | 3 | $ 587,000 | $ 195,000 | $ 85,000 |
| Dutchess County New York | 3 | $ 726,000 | $ 242,000 | $ 34,000 |
| New York County New York | 3 | $ 1,115,000 | $ 371,000 | $ 357,000 |
| Richmond County New York | 3 | $ 930,000 | $ 310,000 | $ 100,000 |
| Durham County North Carolina | 3 | $ 658,000 | $ 219,000 | $ 96,000 |
| Washington County Rhode Island | 3 | $ 771,000 | $ 257,000 | $ 98,000 |
| Tarrant County Texas | 3 | $ 478,000 | $ 159,000 | $ 105,000 |
| Mohave County Arizona | 2 | $ 625,000 | $ 312,000 | $ 130,000 |
| Monterey County California | 2 | $ 648,000 | $ 324,000 | $ 88,000 |
| Santa Barbara County California | 2 | $ 400,000 | $ 200,000 | $ 645,000 |
| Adams County Colorado | 2 | $ 639,000 | $ 319,000 | $ 114,000 |
| Arapahoe County Colorado | 2 | $ 796,000 | $ 398,000 | $ 161,000 |
| Jefferson County Colorado | 2 | $ 494,000 | $ 247,000 | $ 101,000 |
| Montezuma County Colorado | 2 | $ 240,000 | $ 120,000 | $ 60,000 |
| Windham County Connecticut | 2 | $ 402,000 | $ 201,000 | $ 63,000 |
| Clay County Florida | 2 | $ 646,000 | $ 323,000 | $ 100,000 |
| Pasco County Florida | 2 | $ 612,000 | $ 306,000 | $ 122,000 |
| Seminole County Florida | 2 | $ 581,000 | $ 290,000 | $ 478,000 |
| Cobb County Georgia | 2 | $ 448,000 | $ 224,000 | $ 102,000 |
| Grundy County Illinois | 2 | $ 442,000 | $ 221,000 | $ 92,000 |
| Kendall County Illinois | 2 | $ 466,000 | $ 233,000 | $ 79,000 |
| Ogle County Illinois | 2 | $ 453,000 | $ 226,000 | $ 98,000 |
| Lake County Indiana | 2 | $ 247,000 | $ 123,000 | $ 64,000 |
| Marion County Indiana | 2 | $ 179,000 | $ 89,000 | $ 48,000 |
| Somerset County Maine | 2 | $ 205,000 | $ 102,000 | $ 38,000 |
| Charles County Maryland | 2 | $ 613,000 | $ 306,000 | $ 87,000 |
| Frederick County Maryland | 2 | $ 817,000 | $ 408,000 | $ 124,000 |
| Howard County Maryland | 2 | $ 431,000 | $ 215,000 | $ 85,000 |
| Dukes County Massachusetts | 2 | $ 776,000 | $ 388,000 | $ 127,000 |
| Washtenaw County Michigan | 2 | $ 384,000 | $ 192,000 | $ 83,000 |
| Anoka County Minnesota | 2 | $ 689,000 | $ 344,000 | $ 109,000 |
| St. Louis County Missouri | 2 | $ 328,000 | $ 164,000 | $ 165,000 |
| Belknap County New Hampshire | 2 | $ 353,000 | $ 176,000 | $ 150,000 |
| Carroll County New Hampshire | 2 | $ 594,000 | $ 297,000 | $ 209,000 |
| Cheshire County New Hampshire | 2 | $ 399,000 | $ 199,000 | $ 60,000 |
| Burlington County New Jersey | 2 | $ 441,000 | $ 220,000 | $ 109,000 |
| Hunterdon County New Jersey | 2 | $ 672,000 | $ 336,000 | $ 152,000 |
| Sussex County New Jersey | 2 | $ 319,000 | $ 159,000 | $ 37,000 |
| Monroe County New York | 2 | $ 194,000 | $ 97,000 | $ 85,000 |
| Onondaga County New York | 2 | $ 122,000 | $ 61,000 | $ 82,000 |
| Rockland County New York | 2 | $ 770,000 | $ 385,000 | $ 122,000 |
| Westchester County New York | 2 | $ 800,000 | $ 400,000 | $ 154,000 |
| Alexander County North Carolina | 2 | $ 360,000 | $ 180,000 | $ 90,000 |
| Currituck County North Carolina | 2 | $ 526,000 | $ 263,000 | $ 200,000 |
| Davidson County North Carolina | 2 | $ 234,000 | $ 117,000 | $ 57,000 |
| Union County North Carolina | 2 | $ 300,000 | $ 150,000 | $ 63,000 |
| Yadkin County North Carolina | 2 | $ 200,000 | $ 100,000 | $ 25,000 |
| Ashland County Ohio | 2 | $ 230,000 | $ 115,000 | $ 35,000 |
| Cuyahoga County Ohio | 2 | $ 126,000 | $ 63,000 | $ 46,000 |
| Clackamas County Oregon | 2 | $ 568,000 | $ 284,000 | $ 80,000 |
| Coos County Oregon | 2 | $ 300,000 | $ 150,000 | $ 39,000 |
| Jackson County Oregon | 2 | $ 614,000 | $ 307,000 | $ 70,000 |
| Allegheny County Pennsylvania | 2 | $ 611,000 | $ 305,000 | $ 272,000 |
| Philadelphia County Pennsylvania | 2 | $ 312,000 | $ 156,000 | $ 59,000 |
| Kent County Rhode Island | 2 | $ 415,000 | $ 207,000 | $ 57,000 |
| Davidson County Tennessee | 2 | $ 378,000 | $ 189,000 | $ 60,000 |
| Montgomery County Tennessee | 2 | $ 356,000 | $ 178,000 | $ 62,000 |
| Williamson County Tennessee | 2 | $ 494,000 | $ 247,000 | $ 73,000 |
| Bexar County Texas | 2 | $ 421,000 | $ 210,000 | $ 80,000 |
| Williamson County Texas | 2 | $ 205,000 | $ 102,000 | $ 94,000 |
| Davis County Utah | 2 | $ 455,000 | $ 227,000 | $ 101,000 |
| Summit County Utah | 2 | $ 484,000 | $ 242,000 | $ 264,000 |
| Tooele County Utah | 2 | $ 348,000 | $ 174,000 | $ 76,000 |
| Frederick County Virginia | 2 | $ 622,000 | $ 311,000 | $ 61,000 |
| Hanover County Virginia | 2 | $ 757,000 | $ 378,000 | $ 106,000 |
| Spotsylvania County Virginia | 2 | $ 570,000 | $ 285,000 | $ 87,000 |
| Spokane County Washington | 2 | $ 391,000 | $ 195,000 | $ 90,000 |
| Colbert County Alabama | 1 | $ 80,000 | $ 80,000 | $ 53,000 |
| Madison County Alabama | 1 | $ 307,000 | $ 307,000 | $ 112,000 |
| Navajo County Arizona | 1 | $ 290,000 | $ 290,000 | $ 41,000 |
| Yavapai County Arizona | 1 | $ 187,000 | $ 187,000 | $ 49,000 |
| Faulkner County Arkansas | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Madera County California | 1 | $ 272,000 | $ 272,000 | $ 51,000 |
| Mendocino County California | 1 | $ 417,000 | $ 417,000 | $ 62,000 |
| Modoc County California | 1 | $ 168,000 | $ 168,000 | $ 82,000 |
| Nevada County California | 1 | $ 360,000 | $ 360,000 | $ 82,000 |
| Sierra County California | 1 | $ 417,000 | $ 417,000 | $ 384,000 |
| Sutter County California | 1 | $ 143,000 | $ 143,000 | $ 74,000 |
| Tuolumne County California | 1 | $ 390,000 | $ 390,000 | $ 245,000 |
| Broomfield County Colorado | 1 | $ 243,000 | $ 243,000 | $ 110,000 |
| Custer County Colorado | 1 | $ 407,000 | $ 407,000 | $ 160,000 |
| Grand County Colorado | 1 | $ 196,000 | $ 196,000 | $ 216,000 |
| Rio Grande County Colorado | 1 | $ 160,000 | $ 160,000 | $ 77,000 |
| Summit County Colorado | 1 | $ 384,000 | $ 384,000 | $ 75,000 |
| Weld County Colorado | 1 | $ 176,000 | $ 176,000 | $ 44,000 |
| Litchfield County Connecticut | 1 | $ 338,000 | $ 338,000 | $ 89,000 |
| Middlesex County Connecticut | 1 | $ 242,000 | $ 242,000 | $ 64,000 |
| New London County Connecticut | 1 | $ 267,000 | $ 267,000 | $ 109,000 |
| Kent County Delaware | 1 | $ 242,000 | $ 242,000 | $ 75,000 |
| Alachua County Florida | 1 | $ 90,000 | $ 90,000 | $ 150,000 |
| Bay County Florida | 1 | $ 138,000 | $ 138,000 | $ 71,000 |
| Charlotte County Florida | 1 | $ 109,000 | $ 109,000 | $ 25,000 |
| Citrus County Florida | 1 | $ 144,000 | $ 144,000 | $ 252,000 |
| Glades County Florida | 1 | $ 332,000 | $ 332,000 | $ 153,000 |
| Hernando County Florida | 1 | $ 206,000 | $ 206,000 | $ 84,000 |
| Jackson County Florida | 1 | $ 104,000 | $ 104,000 | $ 92,000 |
| Polk County Florida | 1 | $ 151,000 | $ 151,000 | $ 101,000 |
| Putnam County Florida | 1 | $ 300,000 | $ 300,000 | $ 122,000 |
| St. Johns County Florida | 1 | $ 407,000 | $ 407,000 | $ 147,000 |
| Banks County Georgia | 1 | $ 248,000 | $ 248,000 | $ 111,000 |
| Cherokee County Georgia | 1 | $ 176,000 | $ 176,000 | $ 98,000 |
| Clayton County Georgia | 1 | $ 110,000 | $ 110,000 | $ 47,000 |
| DeKalb County Georgia | 1 | $ 247,000 | $ 247,000 | $ 81,000 |
| Gilmer County Georgia | 1 | $ 48,000 | $ 48,000 | $ 29,000 |
| Stephens County Georgia | 1 | $ 239,000 | $ 239,000 | $ 70,000 |
| Ada County Idaho | 1 | $ 266,000 | $ 266,000 | $ 97,000 |
| Benewah County Idaho | 1 | $ 246,000 | $ 246,000 | $ 43,000 |
| Canyon County Idaho | 1 | $ 136,000 | $ 136,000 | $ 54,000 |
| Valley County Idaho | 1 | $ 345,000 | $ 345,000 | $ 120,000 |
| Boone County Illinois | 1 | $ 236,000 | $ 236,000 | $ 85,000 |
| Champaign County Illinois | 1 | $ 204,000 | $ 204,000 | $ 122,000 |
| DeKalb County Illinois | 1 | $ 277,000 | $ 277,000 | $ 140,000 |
| McDonough County Illinois | 1 | $ 81,000 | $ 81,000 | $ 79,000 |
| Delaware County Indiana | 1 | $ 80,000 | $ 80,000 | $ 90,000 |
| Hamilton County Indiana | 1 | $ 417,000 | $ 417,000 | $ 188,000 |
| Kosciusko County Indiana | 1 | $ 90,000 | $ 90,000 | $ 79,000 |
| Gray County Kansas | 1 | $ 55,000 | $ 55,000 | $ 23,000 |
| Estill County Kentucky | 1 | $ 84,000 | $ 84,000 | $ 41,000 |
| Fayette County Kentucky | 1 | $ 136,000 | $ 136,000 | $ 511,000 |
| East Baton Rouge County Louisiana | 1 | $ 113,000 | $ 113,000 | $ 293,000 |
| Livingston County Louisiana | 1 | $ 134,000 | $ 134,000 | $ 33,000 |
| St. James County Louisiana | 1 | $ 150,000 | $ 150,000 | $ 57,000 |
| Aroostook County Maine | 1 | $ 172,000 | $ 172,000 | $ 78,000 |
| Franklin County Maine | 1 | $ 117,000 | $ 117,000 | $ 57,000 |
| Hancock County Maine | 1 | $ 130,000 | $ 130,000 | $ 48,000 |
| Oxford County Maine | 1 | $ 402,000 | $ 402,000 | $ 156,000 |
| Washington County Maine | 1 | $ 175,000 | $ 175,000 | $ 68,000 |
| Caroline County Maryland | 1 | $ 215,000 | $ 215,000 | $ 68,000 |
| Carroll County Maryland | 1 | $ 230,000 | $ 230,000 | $ 100,000 |
| Cecil County Maryland | 1 | $ 192,000 | $ 192,000 | $ 113,000 |
| Harford County Maryland | 1 | $ 200,000 | $ 200,000 | $ 60,000 |
| Queen Anne's County Maryland | 1 | $ 260,000 | $ 260,000 | $ 94,000 |
| St. Mary's County Maryland | 1 | $ 375,000 | $ 375,000 | $ 76,000 |
| Berkshire County Massachusetts | 1 | $ 255,000 | $ 255,000 | $ 85,000 |
| Franklin County Massachusetts | 1 | $ 224,000 | $ 224,000 | $ 76,000 |
| Nantucket County Massachusetts | 1 | $ 417,000 | $ 417,000 | $ 512,000 |
| Genesee County Michigan | 1 | $ 407,000 | $ 407,000 | $ 123,000 |
| Monroe County Michigan | 1 | $ 145,000 | $ 145,000 | $ 90,000 |
| St. Clair County Michigan | 1 | $ 214,000 | $ 214,000 | $ 78,000 |
| Hennepin County Minnesota | 1 | $ 127,000 | $ 127,000 | $ 89,000 |
| Scott County Minnesota | 1 | $ 208,000 | $ 208,000 | $ 85,000 |
| Rankin County Mississippi | 1 | $ 120,000 | $ 120,000 | $ 66,000 |
| Adair County Missouri | 1 | $ 140,000 | $ 140,000 | $ 125,000 |
| Cass County Missouri | 1 | $ 226,000 | $ 226,000 | $ 140,000 |
| Clay County Missouri | 1 | $ 143,000 | $ 143,000 | $ 64,000 |
| Jasper County Missouri | 1 | $ 175,000 | $ 175,000 | $ 95,000 |
| Yellowstone County Montana | 1 | $ 200,000 | $ 200,000 | $ 65,000 |
| Lincoln County Nebraska | 1 | $ 118,000 | $ 118,000 | $ 64,000 |
| Atlantic County New Jersey | 1 | $ 139,000 | $ 139,000 | $ 73,000 |
| Camden County New Jersey | 1 | $ 143,000 | $ 143,000 | $ 57,000 |
| Gloucester County New Jersey | 1 | $ 107,000 | $ 107,000 | $ 38,000 |
| Curry County New Mexico | 1 | $ 285,000 | $ 285,000 | $ 163,000 |
| Rio Arriba County New Mexico | 1 | $ 194,000 | $ 194,000 | $ 65,000 |
| Santa Fe County New Mexico | 1 | $ 30,000 | $ 30,000 | $ 49,000 |
| Steuben County New York | 1 | $ 413,000 | $ 413,000 | $ 34,000 |
| Sullivan County New York | 1 | $ 90,000 | $ 90,000 | $ 41,000 |
| Ulster County New York | 1 | $ 135,000 | $ 135,000 | $ 27,000 |
| Alamance County North Carolina | 1 | $ 63,000 | $ 63,000 | $ 62,000 |
| Buncombe County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 138,000 |
| Cabarrus County North Carolina | 1 | $ 162,000 | $ 162,000 | $ 45,000 |
| Henderson County North Carolina | 1 | $ 212,000 | $ 212,000 | $ 146,000 |
| Iredell County North Carolina | 1 | $ 122,000 | $ 122,000 | $ 854,000 |
| Lincoln County North Carolina | 1 | $ 417,000 | $ 417,000 | $ 120,000 |
| Hamilton County Ohio | 1 | $ 320,000 | $ 320,000 | $ 123,000 |
| Benton County Oregon | 1 | $ 158,000 | $ 158,000 | $ 47,000 |
| Josephine County Oregon | 1 | $ 399,000 | $ 399,000 | $ 68,000 |
| Lane County Oregon | 1 | $ 268,000 | $ 268,000 | $ 83,000 |
| Beaver County Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 34,000 |
| Delaware County Pennsylvania | 1 | $ 194,000 | $ 194,000 | $ 134,000 |
| Monroe County Pennsylvania | 1 | $ 198,000 | $ 198,000 | $ 78,000 |
| Bristol County Rhode Island | 1 | $ 216,000 | $ 216,000 | $ 62,000 |
| Berkeley County South Carolina | 1 | $ 128,000 | $ 128,000 | $ 40,000 |
| Darlington County South Carolina | 1 | $ 244,000 | $ 244,000 | $ 78,000 |
| Greene County Tennessee | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Hawkins County Tennessee | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Knox County Tennessee | 1 | $ 234,000 | $ 234,000 | $ 106,000 |
| Shelby County Tennessee | 1 | $ 47,000 | $ 47,000 | $ 25,000 |
| Washington County Tennessee | 1 | $ 189,000 | $ 189,000 | $ 90,000 |
| Brazoria County Texas | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Cameron County Texas | 1 | $ 136,000 | $ 136,000 | $ 103,000 |
| Collin County Texas | 1 | $ 109,000 | $ 109,000 | $ 71,000 |
| Dallas County Texas | 1 | $ 224,000 | $ 224,000 | $ 150,000 |
| Denton County Texas | 1 | $ 123,000 | $ 123,000 | $ 60,000 |
| Fort Bend County Texas | 1 | $ 212,000 | $ 212,000 | $ 137,000 |
| Grayson County Texas | 1 | $ 30,000 | $ 30,000 | $ 60,000 |
| Gregg County Texas | 1 | $ 258,000 | $ 258,000 | $ 144,000 |
| Grimes County Texas | 1 | $ 70,000 | $ 70,000 | $ 54,000 |
| Victoria County Texas | 1 | $ 143,000 | $ 143,000 | $ 108,000 |
| Utah County Utah | 1 | $ 290,000 | $ 290,000 | $ 69,000 |
| Washington County Utah | 1 | $ 250,000 | $ 250,000 | $ 72,000 |
| Bennington County Vermont | 1 | $ 261,000 | $ 261,000 | $ 52,000 |
| Augusta County Virginia | 1 | $ 300,000 | $ 300,000 | $ 131,000 |
| Chesapeake County Virginia | 1 | $ 237,000 | $ 237,000 | $ 108,000 |
| Goochland County Virginia | 1 | $ 160,000 | $ 160,000 | $ 122,000 |
| James City County Virginia | 1 | $ 240,000 | $ 240,000 | $ 181,000 |
| Louisa County Virginia | 1 | $ 328,000 | $ 328,000 | $ 138,000 |
| Montgomery County Virginia | 1 | $ 163,000 | $ 163,000 | $ 38,000 |
| Page County Virginia | 1 | $ 187,000 | $ 187,000 | $ 173,000 |
| Powhatan County Virginia | 1 | $ 244,000 | $ 244,000 | $ 125,000 |
| Southampton County Virginia | 1 | $ 90,000 | $ 90,000 | $ 45,000 |
| Virginia Beach County Virginia | 1 | $ 200,000 | $ 200,000 | $ 90,000 |
| Warren County Virginia | 1 | $ 175,000 | $ 175,000 | $ 277,000 |
| Cowlitz County Washington | 1 | $ 315,000 | $ 315,000 | $ 120,000 |
| Ferry County Washington | 1 | $ 62,000 | $ 62,000 | $ 55,000 |
| Kitsap County Washington | 1 | $ 165,000 | $ 165,000 | $ 71,000 |
| Kittitas County Washington | 1 | $ 171,000 | $ 171,000 | $ 80,000 |
| Thurston County Washington | 1 | $ 218,000 | $ 218,000 | $ 66,000 |
| Whatcom County Washington | 1 | $ 266,000 | $ 266,000 | $ 59,000 |
| Jefferson County Wisconsin | 1 | $ 215,000 | $ 215,000 | $ 62,000 |
| Kenosha County Wisconsin | 1 | $ 130,000 | $ 130,000 | $ 194,000 |
| Racine County Wisconsin | 1 | $ 387,000 | $ 387,000 | $ 281,000 |
| Walworth County Wisconsin | 1 | $ 200,000 | $ 200,000 | $ 144,000 |
| Waukesha County Wisconsin | 1 | $ 165,000 | $ 165,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Lydian Private Bank in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,575 | $443,495,000 | $281,000 | $8,400,000 | $119,000 | $7,095,000 |
| Home Purchase | 523 | $150,154,000 | $287,000 | $5,925,000 | $139,000 | $3,695,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,244 | $349,442,000 | $280,000 | $5,925,000 | $121,000 | $2,193,000 |
| Not Provided | 426 | $113,336,000 | $266,000 | $680,000 | $123,000 | $1,600,000 |
| Hispanic | 172 | $46,084,000 | $267,000 | $1,075,000 | $108,000 | $2,277,000 |
| Asian | 125 | $38,048,000 | $304,000 | $504,000 | $113,000 | $298,000 |
| Black or African American | 114 | $29,159,000 | $255,000 | $608,000 | $97,000 | $450,000 |
| Native Hawaiian or Other Pacific Islander | 8 | $2,750,000 | $343,000 | $417,000 | $113,000 | $250,000 |
| American Indian or Alaskan Native | 5 | $906,000 | $181,000 | $359,000 | $66,000 | $100,000 |
| Not applicable | 4 | $13,924,000 | $3,481,000 | $8,400,000 | $2,905,000 | $7,095,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,078 | $588,957,000 | $283,000 | $8,400,000 | $124,000 | $7,095,000 |
| FHA-insured (Federal Housing Administration) | 20 | $4,692,000 | $234,000 | $487,000 | $76,000 | $269,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 759 | $214,964,000 | $283,000 | $5,925,000 | $116,000 | $2,193,000 |
| Application Approved But Not Accepted | 580 | $166,121,000 | $286,000 | $622,000 | $113,000 | $586,000 |
| Application Denied By Financial Institution | 467 | $123,764,000 | $265,000 | $655,000 | $116,000 | $1,200,000 |
| File Closed For Incompleteness | 164 | $42,658,000 | $260,000 | $2,250,000 | $142,000 | $1,600,000 |
| Application Withdrawn By Applicant | 61 | $28,216,000 | $462,000 | $8,400,000 | $339,000 | $7,095,000 |
| Preapproval Approved but not Accepted | 38 | $10,963,000 | $288,000 | $800,000 | $124,000 | $800,000 |
| Preapproval Denied by Financial Institution | 29 | $6,963,000 | $240,000 | $1,080,000 | $105,000 | $588,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 180 | $48,241,000 | $268,000 | $650,000 | $131,000 | $1,200,000 |
| Other | 108 | $29,887,000 | $276,000 | $1,080,000 | $142,000 | $864,000 |
| Debt-To-Income Ratio | 86 | $23,416,000 | $272,000 | $655,000 | $84,000 | $390,000 |
| Credit History | 51 | $10,424,000 | $204,000 | $442,000 | $78,000 | $426,000 |
| Unverifiable Information | 43 | $12,155,000 | $282,000 | $540,000 | $118,000 | $329,000 |
| Employment History | 13 | $3,297,000 | $253,000 | $416,000 | $60,000 | $140,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 7 | $1,448,000 | $206,000 | $427,000 | $76,000 | $150,000 |
| Credit Application Incomplete | 5 | $1,291,000 | $258,000 | $363,000 | $110,000 | $231,000 |
| Mortgage Insurance Denied | 3 | $568,000 | $189,000 | $225,000 | $50,000 | $78,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lydian Private Bank's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lydian Private Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.