Lydian Private Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Lydian Private Bank 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lydian Private Bank 3801 Pga Blvd Suite 700 Palm Beach Gardens, FL 33410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 184 |
| Total Mortgage Loan Application Amount | $88,761,000 |
| Average Mortgage Loan Application Amount | $563,500 |
| Highest Mortgage Loan Application Amount | $9,000,000 |
| Average Applicant Income | $391,500 |
| Highest Applicant Income | $5,300,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Lydian Private Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lydian Private Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Lydian Private Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lydian Private Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Lydian Private Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lydian Private Bank's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 16 | $ 22,671,000 | $ 1,416,000 | $ 825,000 |
| Los Angeles County California | 9 | $ 3,445,000 | $ 382,000 | $ 458,000 |
| Miami-Dade County Florida | 8 | $ 3,982,000 | $ 497,000 | $ 603,000 |
| Pinellas County Florida | 8 | $ 1,246,000 | $ 155,000 | $ 240,000 |
| Middlesex County Massachusetts | 7 | $ 2,980,000 | $ 425,000 | $ 124,000 |
| Orange County California | 5 | $ 2,467,000 | $ 493,000 | $ 143,000 |
| Fairfield County Connecticut | 4 | $ 5,091,000 | $ 1,272,000 | $ 1,858,000 |
| Martin County Florida | 4 | $ 7,043,000 | $ 1,760,000 | $ 152,000 |
| St. Lucie County Florida | 4 | $ 540,000 | $ 135,000 | $ 41,000 |
| Maricopa County Arizona | 3 | $ 534,000 | $ 178,000 | $ 91,000 |
| Santa Clara County California | 3 | $ 1,092,000 | $ 364,000 | $ 161,000 |
| Broward County Florida | 3 | $ 3,022,000 | $ 1,007,000 | $ 520,000 |
| Volusia County Florida | 3 | $ 741,000 | $ 247,000 | $ 69,000 |
| DuPage County Illinois | 3 | $ 858,000 | $ 286,000 | $ 121,000 |
| Wayne County Michigan | 3 | $ 1,294,000 | $ 431,000 | $ 84,000 |
| Middlesex County New Jersey | 3 | $ 967,000 | $ 322,000 | $ 157,000 |
| King County Washington | 3 | $ 985,000 | $ 328,000 | $ 104,000 |
| Pima County Arizona | 2 | $ 525,000 | $ 262,000 | $ 58,000 |
| San Diego County California | 2 | $ 1,053,000 | $ 526,000 | $ 131,000 |
| Denver County Colorado | 2 | $ 576,000 | $ 288,000 | $ 81,000 |
| Pitkin County Colorado | 2 | $ 438,000 | $ 219,000 | $ 150,000 |
| Cobb County Georgia | 2 | $ 744,000 | $ 372,000 | $ 135,000 |
| Cook County Illinois | 2 | $ 547,000 | $ 273,000 | $ 54,000 |
| Lake County Illinois | 2 | $ 378,000 | $ 189,000 | $ 80,000 |
| Will County Illinois | 2 | $ 460,000 | $ 230,000 | $ 61,000 |
| Prince George's County Maryland | 2 | $ 687,000 | $ 343,000 | $ 117,000 |
| Morris County New Jersey | 2 | $ 436,000 | $ 218,000 | $ 65,000 |
| Multnomah County Oregon | 2 | $ 756,000 | $ 378,000 | $ 134,000 |
| Salt Lake County Utah | 2 | $ 353,000 | $ 176,000 | $ 46,000 |
| Fairfax County Virginia | 2 | $ 1,090,000 | $ 545,000 | $ 185,000 |
| Powhatan County Virginia | 2 | $ 814,000 | $ 407,000 | $ 93,000 |
| Snohomish County Washington | 2 | $ 667,000 | $ 333,000 | $ 88,000 |
| Contra Costa County California | 1 | $ 400,000 | $ 400,000 | $ 225,000 |
| Placer County California | 1 | $ 296,000 | $ 296,000 | $ 58,000 |
| Riverside County California | 1 | $ 66,000 | $ 66,000 | $ 118,000 |
| San Mateo County California | 1 | $ 597,000 | $ 597,000 | $ 198,000 |
| Santa Cruz County California | 1 | $ 300,000 | $ 300,000 | $ 803,000 |
| Sonoma County California | 1 | $ 418,000 | $ 418,000 | $ 136,000 |
| Tuolumne County California | 1 | $ 424,000 | $ 424,000 | $ 130,000 |
| Douglas County Colorado | 1 | $ 216,000 | $ 216,000 | $ 100,000 |
| Weld County Colorado | 1 | $ 102,000 | $ 102,000 | $ 43,000 |
| Hartford County Connecticut | 1 | $ 154,000 | $ 154,000 | $ 61,000 |
| New Haven County Connecticut | 1 | $ 239,000 | $ 239,000 | $ 59,000 |
| Tolland County Connecticut | 1 | $ 295,000 | $ 295,000 | $ 0 |
| Sussex County Delaware | 1 | $ 417,000 | $ 417,000 | $ 95,000 |
| Hillsborough County Florida | 1 | $ 417,000 | $ 417,000 | $ 321,000 |
| Cherokee County Georgia | 1 | $ 247,000 | $ 247,000 | $ 66,000 |
| Gwinnett County Georgia | 1 | $ 415,000 | $ 415,000 | $ 85,000 |
| Jefferson County Idaho | 1 | $ 167,000 | $ 167,000 | $ 98,000 |
| McHenry County Illinois | 1 | $ 158,000 | $ 158,000 | $ 85,000 |
| Lake County Indiana | 1 | $ 259,000 | $ 259,000 | $ 86,000 |
| Caroline County Maryland | 1 | $ 170,000 | $ 170,000 | $ 21,000 |
| Worcester County Maryland | 1 | $ 131,000 | $ 131,000 | $ 125,000 |
| Barnstable County Massachusetts | 1 | $ 956,000 | $ 956,000 | $ 488,000 |
| Essex County Massachusetts | 1 | $ 358,000 | $ 358,000 | $ 187,000 |
| Norfolk County Massachusetts | 1 | $ 385,000 | $ 385,000 | $ 114,000 |
| Worcester County Massachusetts | 1 | $ 149,000 | $ 149,000 | $ 34,000 |
| Berrien County Michigan | 1 | $ 300,000 | $ 300,000 | $ 5,300,000 |
| Emmet County Michigan | 1 | $ 307,000 | $ 307,000 | $ 116,000 |
| Douglas County Nebraska | 1 | $ 257,000 | $ 257,000 | $ 107,000 |
| Carroll County New Hampshire | 1 | $ 417,000 | $ 417,000 | $ 141,000 |
| Hillsborough County New Hampshire | 1 | $ 309,000 | $ 309,000 | $ 105,000 |
| Essex County New Jersey | 1 | $ 139,000 | $ 139,000 | $ 55,000 |
| Monmouth County New Jersey | 1 | $ 653,000 | $ 653,000 | $ 92,000 |
| Somerset County New Jersey | 1 | $ 340,000 | $ 340,000 | $ 120,000 |
| Essex County New York | 1 | $ 500,000 | $ 500,000 | $ 696,000 |
| Queens County New York | 1 | $ 387,000 | $ 387,000 | $ 114,000 |
| Suffolk County New York | 1 | $ 910,000 | $ 910,000 | $ 1,391,000 |
| Buncombe County North Carolina | 1 | $ 155,000 | $ 155,000 | $ 65,000 |
| Carteret County North Carolina | 1 | $ 150,000 | $ 150,000 | $ 113,000 |
| Bucks County Pennsylvania | 1 | $ 116,000 | $ 116,000 | $ 139,000 |
| Philadelphia County Pennsylvania | 1 | $ 139,000 | $ 139,000 | $ 74,000 |
| Maury County Tennessee | 1 | $ 241,000 | $ 241,000 | $ 43,000 |
| Shelby County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 500,000 |
| Collin County Texas | 1 | $ 104,000 | $ 104,000 | $ 63,000 |
| Dallas County Texas | 1 | $ 100,000 | $ 100,000 | $ 52,000 |
| Williamson County Texas | 1 | $ 191,000 | $ 191,000 | $ 132,000 |
| Cache County Utah | 1 | $ 360,000 | $ 360,000 | $ 94,000 |
| Weber County Utah | 1 | $ 320,000 | $ 320,000 | $ 75,000 |
| Greene County Virginia | 1 | $ 158,000 | $ 158,000 | $ 61,000 |
| Hanover County Virginia | 1 | $ 381,000 | $ 381,000 | $ 83,000 |
| Loudoun County Virginia | 1 | $ 485,000 | $ 485,000 | $ 135,000 |
| Clark County Washington | 1 | $ 208,000 | $ 208,000 | $ 166,000 |
| Milwaukee County Wisconsin | 1 | $ 223,000 | $ 223,000 | $ 62,000 |
Mortgage Loan Application Detail Totals for Lydian Private Bank in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 133 | $50,647,000 | $380,000 | $6,236,000 | $194,000 | $5,300,000 |
| Home Purchase | 51 | $38,114,000 | $747,000 | $9,000,000 | $589,000 | $4,112,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 101 | $56,286,000 | $557,000 | $9,000,000 | $428,000 | $5,300,000 |
| Not Provided | 58 | $21,472,000 | $370,000 | $1,743,000 | $148,000 | $1,662,000 |
| Hispanic | 14 | $4,265,000 | $304,000 | $800,000 | $187,000 | $836,000 |
| Black or African American | 6 | $2,173,000 | $362,000 | $524,000 | $102,000 | $245,000 |
| Asian | 4 | $1,115,000 | $278,000 | $418,000 | $103,000 | $136,000 |
| Not applicable | 1 | $3,450,000 | $3,450,000 | $3,450,000 | $437,000 | $437,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 123 | $71,566,000 | $581,000 | $9,000,000 | $409,000 | $5,300,000 |
| FHA-insured (Federal Housing Administration) | 61 | $17,195,000 | $281,000 | $741,000 | $92,000 | $245,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 50 | $35,857,000 | $717,000 | $9,000,000 | $499,000 | $5,300,000 |
| Loan Originated | 49 | $25,637,000 | $523,000 | $5,000,000 | $419,000 | $4,112,000 |
| Application Denied By Financial Institution | 39 | $15,063,000 | $386,000 | $1,743,000 | $146,000 | $1,612,000 |
| File Closed For Incompleteness | 24 | $6,869,000 | $286,000 | $625,000 | $114,000 | $433,000 |
| Application Approved But Not Accepted | 10 | $2,967,000 | $296,000 | $528,000 | $139,000 | $321,000 |
| Loan Purchased By The Institution | 6 | $586,000 | $97,000 | $135,000 | $16,000 | $24,000 |
| Preapproval Approved but not Accepted | 3 | $899,000 | $299,000 | $489,000 | $94,000 | $138,000 |
| Preapproval Denied by Financial Institution | 3 | $883,000 | $294,000 | $638,000 | $76,000 | $99,000 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 11 | $5,089,000 | $462,000 | $1,743,000 | $69,000 | $209,000 |
| Collateral | 10 | $3,203,000 | $320,000 | $448,000 | $94,000 | $130,000 |
| Credit History | 10 | $3,374,000 | $337,000 | $1,000,000 | $123,000 | $500,000 |
| Other | 6 | $2,640,000 | $440,000 | $860,000 | $159,000 | $450,000 |
| Unverifiable Information | 2 | $544,000 | $272,000 | $399,000 | $848,000 | $1,612,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $896,000 | $448,000 | $741,000 | $155,000 | $245,000 |
| Employment History | 1 | $200,000 | $200,000 | $200,000 | $49,000 | $49,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lydian Private Bank's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lydian Private Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.