Lydian Private Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2010
Lydian Private Bank 2010 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Lydian Private Bank 3801 Pga Blvd Suite 700 Palm Beach Gardens, FL 33410 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 247 |
| Total Mortgage Loan Application Amount | $96,571,000 |
| Average Mortgage Loan Application Amount | $417,666 |
| Highest Mortgage Loan Application Amount | $7,000,000 |
| Average Applicant Income | $242,000 |
| Highest Applicant Income | $9,475,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2010 with Lydian Private Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Lydian Private Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2010 breaks down Lydian Private Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Lydian Private Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Lydian Private Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Lydian Private Bank's mortgage activity for 2010.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Palm Beach County Florida | 47 | $ 27,370,000 | $ 582,000 | $ 269,000 |
| Hillsborough County Florida | 17 | $ 2,892,000 | $ 170,000 | $ 102,000 |
| Los Angeles County California | 10 | $ 4,734,000 | $ 473,000 | $ 153,000 |
| Pinellas County Florida | 7 | $ 837,000 | $ 119,000 | $ 104,000 |
| Miami-Dade County Florida | 6 | $ 8,966,000 | $ 1,494,000 | $ 2,022,000 |
| Contra Costa County California | 5 | $ 2,786,000 | $ 557,000 | $ 271,000 |
| San Diego County California | 5 | $ 1,313,000 | $ 262,000 | $ 53,000 |
| Cook County Illinois | 5 | $ 565,000 | $ 113,000 | $ 79,000 |
| Worcester County Massachusetts | 5 | $ 968,000 | $ 193,000 | $ 87,000 |
| Collier County Florida | 4 | $ 1,355,000 | $ 338,000 | $ 128,000 |
| Will County Illinois | 4 | $ 805,000 | $ 201,000 | $ 100,000 |
| Essex County New Jersey | 4 | $ 1,711,000 | $ 427,000 | $ 152,000 |
| Santa Clara County California | 3 | $ 1,778,000 | $ 592,000 | $ 146,000 |
| Denver County Colorado | 3 | $ 923,000 | $ 307,000 | $ 124,000 |
| Broward County Florida | 3 | $ 317,000 | $ 105,000 | $ 56,000 |
| Sarasota County Florida | 3 | $ 3,383,000 | $ 1,127,000 | $ 102,000 |
| DuPage County Illinois | 3 | $ 533,000 | $ 177,000 | $ 78,000 |
| Arlington County Virginia | 3 | $ 1,024,000 | $ 341,000 | $ 172,000 |
| Maricopa County Arizona | 2 | $ 247,000 | $ 123,000 | $ 56,000 |
| Orange County California | 2 | $ 1,605,000 | $ 802,000 | $ 154,000 |
| San Bernardino County California | 2 | $ 558,000 | $ 279,000 | $ 157,000 |
| Fairfield County Connecticut | 2 | $ 2,115,000 | $ 1,057,000 | $ 210,000 |
| Cherokee County Georgia | 2 | $ 333,000 | $ 166,000 | $ 106,000 |
| McHenry County Illinois | 2 | $ 609,000 | $ 304,000 | $ 106,000 |
| Montgomery County Maryland | 2 | $ 684,000 | $ 342,000 | $ 126,000 |
| Prince George's County Maryland | 2 | $ 504,000 | $ 252,000 | $ 186,000 |
| Hillsborough County New Hampshire | 2 | $ 588,000 | $ 294,000 | $ 137,000 |
| Monmouth County New Jersey | 2 | $ 511,000 | $ 255,000 | $ 126,000 |
| Union County New Jersey | 2 | $ 499,000 | $ 249,000 | $ 73,000 |
| Queens County New York | 2 | $ 750,000 | $ 375,000 | $ 88,000 |
| Mecklenburg County North Carolina | 2 | $ 345,000 | $ 172,000 | $ 64,000 |
| Lake County Ohio | 2 | $ 191,000 | $ 95,000 | $ 33,000 |
| Salt Lake County Utah | 2 | $ 625,000 | $ 312,000 | $ 82,000 |
| Prince William County Virginia | 2 | $ 595,000 | $ 297,000 | $ 127,000 |
| Riverside County California | 1 | $ 361,000 | $ 361,000 | $ 103,000 |
| San Francisco County California | 1 | $ 1,540,000 | $ 1,540,000 | $ 90,000 |
| San Mateo County California | 1 | $ 950,000 | $ 950,000 | $ 218,000 |
| Santa Barbara County California | 1 | $ 525,000 | $ 525,000 | $ 134,000 |
| Ventura County California | 1 | $ 253,000 | $ 253,000 | $ 80,000 |
| Arapahoe County Colorado | 1 | $ 123,000 | $ 123,000 | $ 95,000 |
| New Haven County Connecticut | 1 | $ 238,000 | $ 238,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 326,000 | $ 326,000 | $ 84,000 |
| Duval County Florida | 1 | $ 190,000 | $ 190,000 | $ 96,000 |
| Flagler County Florida | 1 | $ 159,000 | $ 159,000 | $ 165,000 |
| Manatee County Florida | 1 | $ 417,000 | $ 417,000 | $ 201,000 |
| Martin County Florida | 1 | $ 240,000 | $ 240,000 | $ 79,000 |
| Monroe County Florida | 1 | $ 938,000 | $ 938,000 | $ 2,652,000 |
| Okaloosa County Florida | 1 | $ 129,000 | $ 129,000 | $ 83,000 |
| Orange County Florida | 1 | $ 407,000 | $ 407,000 | $ 14,000 |
| Clarke County Georgia | 1 | $ 111,000 | $ 111,000 | $ 56,000 |
| Stephenson County Illinois | 1 | $ 163,000 | $ 163,000 | $ 67,000 |
| Douglas County Kansas | 1 | $ 102,000 | $ 102,000 | $ 33,000 |
| Jefferson County Louisiana | 1 | $ 162,000 | $ 162,000 | $ 87,000 |
| Baltimore County Maryland | 1 | $ 179,000 | $ 179,000 | $ 26,000 |
| Charles County Maryland | 1 | $ 303,000 | $ 303,000 | $ 134,000 |
| Frederick County Maryland | 1 | $ 179,000 | $ 179,000 | $ 35,000 |
| Howard County Maryland | 1 | $ 326,000 | $ 326,000 | $ 0 |
| Bristol County Massachusetts | 1 | $ 252,000 | $ 252,000 | $ 54,000 |
| Essex County Massachusetts | 1 | $ 238,000 | $ 238,000 | $ 132,000 |
| Middlesex County Massachusetts | 1 | $ 346,000 | $ 346,000 | $ 84,000 |
| Norfolk County Massachusetts | 1 | $ 335,000 | $ 335,000 | $ 97,000 |
| Wayne County Michigan | 1 | $ 110,000 | $ 110,000 | $ 38,000 |
| Ramsey County Minnesota | 1 | $ 83,000 | $ 83,000 | $ 71,000 |
| Jackson County Missouri | 1 | $ 250,000 | $ 250,000 | $ 145,000 |
| St. Louis County Missouri | 1 | $ 226,000 | $ 226,000 | $ 66,000 |
| Clark County Nevada | 1 | $ 113,000 | $ 113,000 | $ 165,000 |
| Carroll County New Hampshire | 1 | $ 336,000 | $ 336,000 | $ 202,000 |
| Bergen County New Jersey | 1 | $ 350,000 | $ 350,000 | $ 167,000 |
| Camden County New Jersey | 1 | $ 135,000 | $ 135,000 | $ 55,000 |
| Hudson County New Jersey | 1 | $ 507,000 | $ 507,000 | $ 268,000 |
| Ocean County New Jersey | 1 | $ 224,000 | $ 224,000 | $ 105,000 |
| Passaic County New Jersey | 1 | $ 401,000 | $ 401,000 | $ 178,000 |
| Somerset County New Jersey | 1 | $ 338,000 | $ 338,000 | $ 123,000 |
| Colfax County New Mexico | 1 | $ 107,000 | $ 107,000 | $ 70,000 |
| Kings County New York | 1 | $ 520,000 | $ 520,000 | $ 73,000 |
| Nassau County New York | 1 | $ 729,000 | $ 729,000 | $ 263,000 |
| Saratoga County New York | 1 | $ 290,000 | $ 290,000 | $ 0 |
| Buncombe County North Carolina | 1 | $ 225,000 | $ 225,000 | $ 20,000 |
| New Hanover County North Carolina | 1 | $ 87,000 | $ 87,000 | $ 17,000 |
| Union County North Carolina | 1 | $ 148,000 | $ 148,000 | $ 94,000 |
| Licking County Ohio | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Montgomery County Ohio | 1 | $ 20,000 | $ 20,000 | $ 30,000 |
| Lackawanna County Pennsylvania | 1 | $ 160,000 | $ 160,000 | $ 124,000 |
| Lancaster County Pennsylvania | 1 | $ 213,000 | $ 213,000 | $ 125,000 |
| Davidson County Tennessee | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Shelby County Tennessee | 1 | $ 1,000,000 | $ 1,000,000 | $ 489,000 |
| Collin County Texas | 1 | $ 70,000 | $ 70,000 | $ 240,000 |
| Fort Bend County Texas | 1 | $ 286,000 | $ 286,000 | $ 264,000 |
| Harris County Texas | 1 | $ 75,000 | $ 75,000 | $ 33,000 |
| Parker County Texas | 1 | $ 130,000 | $ 130,000 | $ 78,000 |
| Rockwall County Texas | 1 | $ 345,000 | $ 345,000 | $ 107,000 |
| Davis County Utah | 1 | $ 329,000 | $ 329,000 | $ 94,000 |
| Fairfax County Virginia | 1 | $ 475,000 | $ 475,000 | $ 101,000 |
| Manassas Park County Virginia | 1 | $ 310,000 | $ 310,000 | $ 161,000 |
| Richmond City County Virginia | 1 | $ 279,000 | $ 279,000 | $ 88,000 |
| Spotsylvania County Virginia | 1 | $ 168,000 | $ 168,000 | $ 78,000 |
| Clallam County Washington | 1 | $ 180,000 | $ 180,000 | $ 51,000 |
| King County Washington | 1 | $ 271,000 | $ 271,000 | $ 129,000 |
| Outagamie County Wisconsin | 1 | $ 250,000 | $ 250,000 | $ 76,000 |
Mortgage Loan Application Detail Totals for Lydian Private Bank in 2010
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 160 | $56,274,000 | $351,000 | $3,000,000 | $135,000 | $2,652,000 |
| Home Purchase | 78 | $36,369,000 | $466,000 | $7,000,000 | $332,000 | $9,475,000 |
| Home Improvement | 9 | $3,928,000 | $436,000 | $1,500,000 | $259,000 | $791,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 130 | $51,055,000 | $392,000 | $1,950,000 | $200,000 | $1,845,000 |
| Not Provided | 47 | $16,000,000 | $340,000 | $1,640,000 | $139,000 | $874,000 |
| Not applicable | 28 | $10,477,000 | $374,000 | $2,850,000 | $134,000 | $2,652,000 |
| Black or African American | 22 | $4,218,000 | $191,000 | $440,000 | $78,000 | $323,000 |
| Hispanic | 14 | $12,712,000 | $908,000 | $7,000,000 | $791,000 | $9,475,000 |
| Asian | 6 | $2,109,000 | $351,000 | $562,000 | $110,000 | $176,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 194 | $88,170,000 | $454,000 | $7,000,000 | $240,000 | $9,475,000 |
| FHA-insured (Federal Housing Administration) | 51 | $8,073,000 | $158,000 | $507,000 | $60,000 | $268,000 |
| VA-guaranteed (Veterans Administration) | 2 | $328,000 | $164,000 | $169,000 | $59,000 | $67,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 98 | $42,355,000 | $432,000 | $7,000,000 | $283,000 | $9,475,000 |
| Application Withdrawn By Applicant | 61 | $23,863,000 | $391,000 | $1,950,000 | $172,000 | $1,282,000 |
| Application Denied By Financial Institution | 53 | $21,998,000 | $415,000 | $3,000,000 | $152,000 | $1,598,000 |
| Loan Purchased By The Institution | 24 | $3,269,000 | $136,000 | $297,000 | $46,000 | $82,000 |
| Application Approved But Not Accepted | 10 | $3,566,000 | $356,000 | $1,687,000 | $170,000 | $944,000 |
| File Closed For Incompleteness | 1 | $1,520,000 | $1,520,000 | $1,520,000 | $720,000 | $720,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 14 | $2,390,000 | $170,000 | $407,000 | $60,000 | $123,000 |
| Debt-To-Income Ratio | 14 | $8,353,000 | $596,000 | $3,000,000 | $113,000 | $276,000 |
| Collateral | 9 | $2,552,000 | $283,000 | $507,000 | $143,000 | $268,000 |
| Unverifiable Information | 6 | $2,825,000 | $470,000 | $1,540,000 | $67,000 | $155,000 |
| Other | 5 | $2,748,000 | $549,000 | $1,640,000 | $245,000 | $874,000 |
| Credit Application Incomplete | 3 | $1,859,000 | $619,000 | $1,400,000 | $330,000 | $780,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 2 | $1,271,000 | $635,000 | $1,000,000 | $863,000 | $1,598,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Lydian Private Bank's 2010 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Lydian Private Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Florida, download the full spreadsheet
with aggregated HMDA statistics today.