M&I Bank Fsb
HMDA Loan Application Totals
and Mortgage Lending Details
for 2004
M&I Bank Fsb 2004 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | M&I Bank Fsb W57N14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,693 |
| Total Mortgage Loan Application Amount | $2,093,377,000 |
| Average Mortgage Loan Application Amount | $118,215 |
| Highest Mortgage Loan Application Amount | $712,000 |
| Average Applicant Income | $60,258 |
| Highest Applicant Income | $1,054,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2004 with M&I Bank Fsb. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing M&I Bank Fsb's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2004 breaks down M&I Bank Fsb's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how M&I Bank Fsb serves its applicants.
Each category highlights the total number of mortgage applications processed by M&I Bank Fsb, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at M&I Bank Fsb's mortgage activity for 2004.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| CINCINNATI-MIDDLETOWN, OH-KY-IN | 817 | $ 89,523,000 | $ 109,000 | $ 61,000 |
| COLUMBUS, OH | 734 | $ 90,035,000 | $ 122,000 | $ 66,000 |
| MINNEAPOLIS-ST. PAUL-BLOOMINGTON, MN-WI | 583 | $ 98,087,000 | $ 168,000 | $ 67,000 |
| ST. LOUIS, MO-IL | 572 | $ 56,898,000 | $ 99,000 | $ 56,000 |
| KANSAS CITY, MO-KS | 542 | $ 59,919,000 | $ 110,000 | $ 54,000 |
| INDIANAPOLIS, IN | 508 | $ 52,455,000 | $ 103,000 | $ 62,000 |
| CLEVELAND-ELYRIA-MENTOR, OH | 468 | $ 55,155,000 | $ 117,000 | $ 61,000 |
| WICHITA, KS | 446 | $ 39,552,000 | $ 88,000 | $ 52,000 |
| DENVER-AURORA, CO | 445 | $ 65,460,000 | $ 147,000 | $ 73,000 |
| DES MOINES, IA | 430 | $ 48,429,000 | $ 112,000 | $ 54,000 |
| CHARLOTTE-GASTONIA-CONCORD, NC-SC | 377 | $ 40,441,000 | $ 107,000 | $ 58,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 371 | $ 49,157,000 | $ 132,000 | $ 70,000 |
| DAYTON, OH | 358 | $ 36,971,000 | $ 103,000 | $ 57,000 |
| CHICAGO-NAPERVILLE-JOLIET, IL | 311 | $ 45,826,000 | $ 147,000 | $ 76,000 |
| MILWAUKEE-WAUKESHA-WEST ALLIS, WI | 295 | $ 36,846,000 | $ 124,000 | $ 60,000 |
| OMAHA-COUNCIL BLUFFS, NE-IA | 222 | $ 22,232,000 | $ 100,000 | $ 59,000 |
| FORT WAYNE, IN | 217 | $ 20,915,000 | $ 96,000 | $ 49,000 |
| PITTSBURGH, PA | 209 | $ 18,596,000 | $ 88,000 | $ 52,000 |
| LOUISVILLE, KY-IN | 204 | $ 22,405,000 | $ 109,000 | $ 56,000 |
| AKRON, OH | 190 | $ 21,692,000 | $ 114,000 | $ 57,000 |
| TOLEDO, OH | 182 | $ 21,991,000 | $ 120,000 | $ 62,000 |
| GARY, IN | 180 | $ 18,948,000 | $ 105,000 | $ 57,000 |
| CANTON-MASSILLON, OH | 170 | $ 17,195,000 | $ 101,000 | $ 50,000 |
| GREENVILLE, SC | 155 | $ 14,878,000 | $ 95,000 | $ 53,000 |
| LINCOLN, NE | 150 | $ 14,392,000 | $ 95,000 | $ 60,000 |
| RALEIGH-CARY, NC | 148 | $ 17,580,000 | $ 118,000 | $ 67,000 |
| CEDAR RAPIDS, IA | 142 | $ 13,491,000 | $ 95,000 | $ 51,000 |
| TULSA, OK | 123 | $ 11,083,000 | $ 90,000 | $ 54,000 |
| YOUNGSTOWN-WARREN-BOARDMAN, OH-PA | 117 | $ 10,797,000 | $ 92,000 | $ 56,000 |
| COLORADO SPRINGS, CO | 112 | $ 15,517,000 | $ 138,000 | $ 65,000 |
| FAYETTEVILLE, NC | 112 | $ 10,066,000 | $ 89,000 | $ 55,000 |
| WARREN-FARMINGTON HILLS-TROY, MI | 109 | $ 16,134,000 | $ 148,000 | $ 79,000 |
| ATLANTA-SANDY SPRINGS-MARIETTA, GA | 108 | $ 15,588,000 | $ 144,000 | $ 69,000 |
| TOPEKA, KS | 108 | $ 9,334,000 | $ 86,000 | $ 56,000 |
| BALTIMORE-TOWSON, MD | 99 | $ 14,809,000 | $ 149,000 | $ 72,000 |
| SALT LAKE CITY, UT | 97 | $ 11,908,000 | $ 122,000 | $ 66,000 |
| SOUTH BEND-MISHAWAKA, IN-MI | 92 | $ 9,143,000 | $ 99,000 | $ 51,000 |
| DULUTH, MN-WI | 90 | $ 9,664,000 | $ 107,000 | $ 50,000 |
| COLUMBIA, SC | 84 | $ 8,859,000 | $ 105,000 | $ 53,000 |
| SPARTANBURG, SC | 81 | $ 8,061,000 | $ 99,000 | $ 49,000 |
| SIOUX FALLS, SD | 79 | $ 7,688,000 | $ 97,000 | $ 58,000 |
| DETROIT-LIVONIA-DEARBORN, MI | 75 | $ 7,462,000 | $ 99,000 | $ 55,000 |
| OKLAHOMA CITY, OK | 68 | $ 6,204,000 | $ 91,000 | $ 60,000 |
| LEXINGTON-FAYETTE, KY | 65 | $ 6,772,000 | $ 104,000 | $ 58,000 |
| GREENSBORO-HIGH POINT, NC | 59 | $ 6,432,000 | $ 109,000 | $ 63,000 |
| DAVENPORT-MOLINE-ROCK ISLAND, IA-IL | 57 | $ 6,044,000 | $ 106,000 | $ 55,000 |
| LAS VEGAS-PARADISE, NV | 57 | $ 6,658,000 | $ 116,000 | $ 60,000 |
| SPRINGFIELD, OH | 57 | $ 6,097,000 | $ 106,000 | $ 55,000 |
| HICKORY-LENOIR-MORGANTON, NC | 54 | $ 5,934,000 | $ 109,000 | $ 60,000 |
| TERRE HAUTE, IN | 54 | $ 4,316,000 | $ 79,000 | $ 50,000 |
| ST. CLOUD, MN | 50 | $ 6,372,000 | $ 127,000 | $ 53,000 |
| ELKHART-GOSHEN, IN | 49 | $ 5,028,000 | $ 102,000 | $ 54,000 |
| WATERLOO-CEDAR FALLS, IA | 49 | $ 4,261,000 | $ 86,000 | $ 49,000 |
| DURHAM, NC | 48 | $ 6,549,000 | $ 136,000 | $ 67,000 |
| LANSING-EAST LANSING, MI | 47 | $ 5,554,000 | $ 118,000 | $ 54,000 |
| SPRINGFIELD, MO | 47 | $ 5,077,000 | $ 108,000 | $ 54,000 |
| IOWA CITY, IA | 46 | $ 4,795,000 | $ 104,000 | $ 51,000 |
| BLOOMINGTON, IN | 45 | $ 4,311,000 | $ 95,000 | $ 55,000 |
| MUNCIE, IN | 45 | $ 3,478,000 | $ 77,000 | $ 40,000 |
| ASHEVILLE, NC | 44 | $ 5,778,000 | $ 131,000 | $ 80,000 |
| GRAND RAPIDS-WYOMING, MI | 44 | $ 5,250,000 | $ 119,000 | $ 52,000 |
| OGDEN-CLEARFIELD, UT | 44 | $ 4,204,000 | $ 95,000 | $ 54,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 44 | $ 5,848,000 | $ 132,000 | $ 61,000 |
| MADISON, WI | 43 | $ 6,775,000 | $ 157,000 | $ 69,000 |
| YORK-HANOVER, PA | 42 | $ 5,535,000 | $ 131,000 | $ 70,000 |
| EVANSVILLE, IN-KY | 41 | $ 4,086,000 | $ 99,000 | $ 50,000 |
| ALBUQUERQUE, NM | 40 | $ 4,289,000 | $ 107,000 | $ 70,000 |
| ANDERSON, IN | 40 | $ 3,420,000 | $ 85,000 | $ 61,000 |
| GREEN BAY, WI | 39 | $ 4,150,000 | $ 106,000 | $ 56,000 |
| WINSTON-SALEM, NC | 39 | $ 4,499,000 | $ 115,000 | $ 50,000 |
| LIMA, OH | 38 | $ 3,768,000 | $ 99,000 | $ 57,000 |
| CHARLESTON-NORTH CHARLESTON, SC | 36 | $ 4,221,000 | $ 117,000 | $ 59,000 |
| RICHMOND, VA | 36 | $ 4,687,000 | $ 130,000 | $ 56,000 |
| TUCSON, AZ | 35 | $ 4,605,000 | $ 131,000 | $ 62,000 |
| DUBUQUE, IA | 33 | $ 3,360,000 | $ 101,000 | $ 53,000 |
| GREELEY, CO | 33 | $ 5,609,000 | $ 169,000 | $ 78,000 |
| APPLETON, WI | 32 | $ 3,111,000 | $ 97,000 | $ 55,000 |
| LAFAYETTE, IN | 32 | $ 3,603,000 | $ 112,000 | $ 65,000 |
| ST. JOSEPH, MO-KS | 32 | $ 2,939,000 | $ 91,000 | $ 53,000 |
| MANSFIELD, OH | 31 | $ 3,242,000 | $ 104,000 | $ 45,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO, TN | 31 | $ 4,018,000 | $ 129,000 | $ 64,000 |
| ELIZABETHTOWN, KY | 30 | $ 2,946,000 | $ 98,000 | $ 53,000 |
| MICHIGAN CITY-LA PORTE, IN | 29 | $ 2,860,000 | $ 98,000 | $ 54,000 |
| RACINE, WI | 29 | $ 2,817,000 | $ 97,000 | $ 67,000 |
| KOKOMO, IN | 28 | $ 2,859,000 | $ 102,000 | $ 58,000 |
| SIOUX CITY, IA-NE-SD | 28 | $ 2,399,000 | $ 85,000 | $ 47,000 |
| ANDERSON, SC | 27 | $ 2,730,000 | $ 101,000 | $ 52,000 |
| LAKE COUNTY-KENOSHA COUNTY, IL-WI | 27 | $ 3,532,000 | $ 130,000 | $ 77,000 |
| NILES-BENTON HARBOR, MI | 27 | $ 2,423,000 | $ 89,000 | $ 51,000 |
| PHILADELPHIA, PA | 27 | $ 4,124,000 | $ 152,000 | $ 67,000 |
| PROVO-OREM, UT | 27 | $ 3,539,000 | $ 131,000 | $ 65,000 |
| JOPLIN, MO | 26 | $ 2,311,000 | $ 88,000 | $ 41,000 |
| PUEBLO, CO | 26 | $ 3,332,000 | $ 128,000 | $ 54,000 |
| MUSKEGON-NORTON SHORES, MI | 25 | $ 2,793,000 | $ 111,000 | $ 52,000 |
| JANESVILLE, WI | 24 | $ 2,302,000 | $ 95,000 | $ 49,000 |
| KALAMAZOO-PORTAGE, MI | 22 | $ 2,520,000 | $ 114,000 | $ 65,000 |
| LANCASTER, PA | 22 | $ 2,021,000 | $ 91,000 | $ 84,000 |
| WILMINGTON, NC | 22 | $ 1,803,000 | $ 81,000 | $ 48,000 |
| COLUMBUS, IN | 21 | $ 2,554,000 | $ 121,000 | $ 60,000 |
| JEFFERSON CITY, MO | 21 | $ 2,093,000 | $ 99,000 | $ 61,000 |
| AMES, IA | 20 | $ 2,147,000 | $ 107,000 | $ 65,000 |
| MYRTLE BEACH-CONWAY-NORTH MYRTLE BEACH, SC | 20 | $ 2,789,000 | $ 139,000 | $ 47,000 |
| OSHKOSH-NEENAH, WI | 20 | $ 2,422,000 | $ 121,000 | $ 51,000 |
| HARRISBURG-CARLISLE, PA | 19 | $ 1,937,000 | $ 101,000 | $ 52,000 |
| HOLLAND-GRAND HAVEN, MI | 19 | $ 2,391,000 | $ 125,000 | $ 51,000 |
| PEORIA, IL | 19 | $ 2,003,000 | $ 105,000 | $ 64,000 |
| SANDUSKY, OH | 19 | $ 2,196,000 | $ 115,000 | $ 55,000 |
| PORTLAND-VANCOUVER-BEAVERTON, OR-WA | 18 | $ 3,276,000 | $ 182,000 | $ 60,000 |
| ROCHESTER, MN | 18 | $ 2,108,000 | $ 117,000 | $ 74,000 |
| FLINT, MI | 17 | $ 1,748,000 | $ 102,000 | $ 60,000 |
| NAPLES-MARCO ISLAND, FL | 17 | $ 1,521,000 | $ 89,000 | $ 43,000 |
| ROCKY MOUNT, NC | 17 | $ 1,750,000 | $ 102,000 | $ 65,000 |
| SHEBOYGAN, WI | 17 | $ 1,648,000 | $ 96,000 | $ 77,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 16 | $ 2,021,000 | $ 126,000 | $ 51,000 |
| BURLINGTON, NC | 16 | $ 1,732,000 | $ 108,000 | $ 50,000 |
| LAWRENCE, KS | 16 | $ 1,918,000 | $ 119,000 | $ 64,000 |
| ROCKFORD, IL | 16 | $ 1,136,000 | $ 71,000 | $ 52,000 |
| SPRINGFIELD, IL | 16 | $ 2,354,000 | $ 147,000 | $ 73,000 |
| JACKSON, MI | 15 | $ 1,918,000 | $ 127,000 | $ 55,000 |
| JACKSONVILLE, FL | 15 | $ 1,981,000 | $ 132,000 | $ 44,000 |
| FORT COLLINS-LOVELAND, CO | 14 | $ 2,280,000 | $ 162,000 | $ 73,000 |
| LA CROSSE, WI-MN | 14 | $ 1,496,000 | $ 106,000 | $ 58,000 |
| MEMPHIS, TN-MS-AR | 14 | $ 1,727,000 | $ 123,000 | $ 65,000 |
| MONROE, MI | 14 | $ 1,730,000 | $ 123,000 | $ 63,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 14 | $ 2,986,000 | $ 213,000 | $ 75,000 |
| WAUSAU, WI | 14 | $ 1,517,000 | $ 108,000 | $ 50,000 |
| BETHESDA-FREDERICK-GAITHERSBURG, MD | 13 | $ 1,989,000 | $ 153,000 | $ 66,000 |
| BOULDER, CO | 13 | $ 2,682,000 | $ 206,000 | $ 67,000 |
| BOWLING GREEN, KY | 13 | $ 1,371,000 | $ 105,000 | $ 47,000 |
| JACKSONVILLE, NC | 13 | $ 1,074,000 | $ 82,000 | $ 57,000 |
| KNOXVILLE, TN | 13 | $ 1,825,000 | $ 140,000 | $ 47,000 |
| RAPID CITY, SD | 13 | $ 1,547,000 | $ 119,000 | $ 48,000 |
| ROANOKE, VA | 13 | $ 1,820,000 | $ 140,000 | $ 50,000 |
| ANN ARBOR, MI | 12 | $ 2,165,000 | $ 180,000 | $ 91,000 |
| PRESCOTT, AZ | 12 | $ 1,200,000 | $ 100,000 | $ 95,000 |
| READING, PA | 12 | $ 1,570,000 | $ 130,000 | $ 63,000 |
| SCRANTON--WILKES-BARRE, PA | 12 | $ 1,110,000 | $ 92,000 | $ 52,000 |
| CHAMPAIGN-URBANA, IL | 11 | $ 1,005,000 | $ 91,000 | $ 69,000 |
| COLUMBIA, MO | 11 | $ 1,443,000 | $ 131,000 | $ 72,000 |
| DANVILLE, IL | 10 | $ 696,000 | $ 69,000 | $ 68,000 |
| EAU CLAIRE, WI | 10 | $ 1,406,000 | $ 140,000 | $ 69,000 |
| FOND DU LAC, WI | 10 | $ 1,295,000 | $ 129,000 | $ 49,000 |
| BLOOMINGTON-NORMAL, IL | 9 | $ 993,000 | $ 110,000 | $ 61,000 |
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 9 | $ 2,855,000 | $ 317,000 | $ 119,000 |
| SAGINAW-SAGINAW TOWNSHIP NORTH, MI | 9 | $ 1,250,000 | $ 138,000 | $ 48,000 |
| BATTLE CREEK, MI | 8 | $ 1,061,000 | $ 132,000 | $ 69,000 |
| BOISE CITY-NAMPA, ID | 8 | $ 879,000 | $ 109,000 | $ 64,000 |
| GOLDSBORO, NC | 8 | $ 1,005,000 | $ 125,000 | $ 66,000 |
| KANKAKEE-BRADLEY, IL | 8 | $ 673,000 | $ 84,000 | $ 45,000 |
| ERIE, PA | 7 | $ 1,146,000 | $ 163,000 | $ 63,000 |
| FLORENCE, SC | 7 | $ 672,000 | $ 96,000 | $ 45,000 |
| GRAND JUNCTION, CO | 7 | $ 1,339,000 | $ 191,000 | $ 84,000 |
| GREENVILLE, NC | 7 | $ 439,000 | $ 62,000 | $ 36,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 7 | $ 1,524,000 | $ 217,000 | $ 83,000 |
| SAN DIEGO-CARLSBAD-SAN MARCOS, CA | 7 | $ 1,862,000 | $ 266,000 | $ 92,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 7 | $ 961,000 | $ 137,000 | $ 70,000 |
| CAPE CORAL-FORT MYERS, FL | 6 | $ 192,000 | $ 32,000 | $ 22,000 |
| CLARKSVILLE, TN-KY | 6 | $ 631,000 | $ 105,000 | $ 59,000 |
| JACKSON, TN | 6 | $ 744,000 | $ 124,000 | $ 69,000 |
| LEBANON, PA | 6 | $ 514,000 | $ 85,000 | $ 59,000 |
| SACRAMENTO--ARDEN-ARCADE--ROSEVILLE, CA | 6 | $ 1,718,000 | $ 286,000 | $ 71,000 |
| SUMTER, SC | 6 | $ 527,000 | $ 87,000 | $ 50,000 |
| AUGUSTA-RICHMOND COUNTY, GA-SC | 5 | $ 473,000 | $ 94,000 | $ 58,000 |
| BISMARCK, ND | 5 | $ 606,000 | $ 121,000 | $ 65,000 |
| CHEYENNE, WY | 5 | $ 579,000 | $ 115,000 | $ 59,000 |
| EUGENE-SPRINGFIELD, OR | 5 | $ 455,000 | $ 91,000 | $ 26,000 |
| LOGAN, UT-ID | 5 | $ 860,000 | $ 172,000 | $ 80,000 |
| OAKLAND-FREMONT-HAYWARD, CA | 5 | $ 1,413,000 | $ 282,000 | $ 88,000 |
| ST. GEORGE, UT | 5 | $ 820,000 | $ 164,000 | $ 125,000 |
| TACOMA, WA | 5 | $ 589,000 | $ 117,000 | $ 77,000 |
| WEST PALM BEACH-BOCA RATON-BOYNTON BEACH, FL | 5 | $ 320,000 | $ 64,000 | $ 25,000 |
| BAY CITY, MI | 4 | $ 456,000 | $ 114,000 | $ 63,000 |
| BEND, OR | 4 | $ 960,000 | $ 240,000 | $ 120,000 |
| FARGO, ND-MN | 4 | $ 266,000 | $ 66,000 | $ 74,000 |
| FARMINGTON, NM | 4 | $ 399,000 | $ 99,000 | $ 79,000 |
| FLAGSTAFF, AZ | 4 | $ 791,000 | $ 197,000 | $ 88,000 |
| HARRISONBURG, VA | 4 | $ 561,000 | $ 140,000 | $ 64,000 |
| JOHNSTOWN, PA | 4 | $ 273,000 | $ 68,000 | $ 26,000 |
| MACON, GA | 4 | $ 222,000 | $ 55,000 | $ 54,000 |
| NEW YORK-WAYNE-WHITE PLAINS, NY-NJ | 4 | $ 1,078,000 | $ 269,000 | $ 79,000 |
| SANTA ANA-ANAHEIM-IRVINE, CA | 4 | $ 966,000 | $ 241,000 | $ 89,000 |
| ALTOONA, PA | 3 | $ 263,000 | $ 87,000 | $ 38,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 3 | $ 249,000 | $ 83,000 | $ 46,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 3 | $ 780,000 | $ 260,000 | $ 73,000 |
| CASPER, WY | 3 | $ 427,000 | $ 142,000 | $ 74,000 |
| CHARLOTTESVILLE, VA | 3 | $ 594,000 | $ 198,000 | $ 50,000 |
| CHATTANOOGA, TN-GA | 3 | $ 286,000 | $ 95,000 | $ 56,000 |
| HUNTINGTON-ASHLAND, WV-KY-OH | 3 | $ 352,000 | $ 117,000 | $ 51,000 |
| MANCHESTER-NASHUA, NH | 3 | $ 739,000 | $ 246,000 | $ 103,000 |
| MORGANTOWN, WV | 3 | $ 212,000 | $ 70,000 | $ 45,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 3 | $ 700,000 | $ 233,000 | $ 125,000 |
| ATHENS-CLARKE COUNTY, GA | 2 | $ 386,000 | $ 193,000 | $ 69,000 |
| BIRMINGHAM-HOOVER, AL | 2 | $ 375,000 | $ 187,000 | $ 0 |
| BRUNSWICK, GA | 2 | $ 136,000 | $ 68,000 | $ 51,000 |
| CAMBRIDGE-NEWTON-FRAMINGHAM, MA | 2 | $ 539,000 | $ 269,000 | $ 152,000 |
| CHARLESTON, WV | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| CUMBERLAND, MD-WV | 2 | $ 119,000 | $ 59,000 | $ 105,000 |
| DALTON, GA | 2 | $ 156,000 | $ 78,000 | $ 54,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 2 | $ 234,000 | $ 117,000 | $ 36,000 |
| GAINESVILLE, GA | 2 | $ 262,000 | $ 131,000 | $ 72,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 823,000 | $ 411,000 | $ 156,000 |
| KENNEWICK-RICHLAND-PASCO, WA | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| LITTLE ROCK-NORTH LITTLE ROCK, AR | 2 | $ 132,000 | $ 66,000 | $ 30,000 |
| LYNCHBURG, VA | 2 | $ 139,000 | $ 69,000 | $ 54,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 2 | $ 198,000 | $ 99,000 | $ 51,000 |
| NASSAU-SUFFOLK, NY | 2 | $ 480,000 | $ 240,000 | $ 159,000 |
| NEW HAVEN-MILFORD, CT | 2 | $ 465,000 | $ 232,000 | $ 38,000 |
| ORLANDO, FL | 2 | $ 224,000 | $ 112,000 | $ 32,000 |
| PUNTA GORDA, FL | 2 | $ 368,000 | $ 184,000 | $ 59,000 |
| SAN LUIS OBISPO-PASO ROBLES, CA | 2 | $ 700,000 | $ 350,000 | $ 32,000 |
| SARASOTA-BRADENTON-VENICE, FL | 2 | $ 256,000 | $ 128,000 | $ 81,000 |
| SAVANNAH, GA | 2 | $ 234,000 | $ 117,000 | $ 96,000 |
| SPOKANE, WA | 2 | $ 157,000 | $ 78,000 | $ 64,000 |
| TALLAHASSEE, FL | 2 | $ 235,000 | $ 117,000 | $ 34,000 |
| VALLEJO-FAIRFIELD, CA | 2 | $ 603,000 | $ 301,000 | $ 104,000 |
| WILLIAMSPORT, PA | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| BAKERSFIELD, CA | 1 | $ 266,000 | $ 266,000 | $ 103,000 |
| BANGOR, ME | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| BOSTON-QUINCY, MA | 1 | $ 318,000 | $ 318,000 | $ 0 |
| BUFFALO-NIAGARA FALLS, NY | 1 | $ 72,000 | $ 72,000 | $ 0 |
| CAMDEN, NJ | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| CARSON CITY, NV | 1 | $ 219,000 | $ 219,000 | $ 72,000 |
| CHICO, CA | 1 | $ 211,000 | $ 211,000 | $ 104,000 |
| CLEVELAND, TN | 1 | $ 166,000 | $ 166,000 | $ 26,000 |
| COEUR D'ALENE, ID | 1 | $ 180,000 | $ 180,000 | $ 23,000 |
| CORVALLIS, OR | 1 | $ 179,000 | $ 179,000 | $ 0 |
| DALLAS-PLANO-IRVING, TX | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| DECATUR, IL | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| DOVER, DE | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| ESSEX COUNTY, MA | 1 | $ 323,000 | $ 323,000 | $ 125,000 |
| FORT SMITH, AR-OK | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| GRAND FORKS, ND-MN | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| HINESVILLE-FORT STEWART, GA | 1 | $ 118,000 | $ 118,000 | $ 103,000 |
| HOT SPRINGS, AR | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| JACKSON, MS | 1 | $ 123,000 | $ 123,000 | $ 0 |
| KINGSPORT-BRISTOL-BRISTOL, TN-VA | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| LAS CRUCES, NM | 1 | $ 358,000 | $ 358,000 | $ 120,000 |
| LAWTON, OK | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| LEWISTON, ID-WA | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| MERCED, CA | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| NEW ORLEANS-METAIRIE-KENNER, LA | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| NEWARK-UNION, NJ-PA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| OCEAN CITY, NJ | 1 | $ 153,000 | $ 153,000 | $ 40,000 |
| OLYMPIA, WA | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 1 | $ 350,000 | $ 350,000 | $ 100,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| PINE BLUFF, AR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| POCATELLO, ID | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| RENO-SPARKS, NV | 1 | $ 56,000 | $ 56,000 | $ 113,000 |
| ROCKINGHAM COUNTY-STRAFFORD COUNTY, NH | 1 | $ 186,000 | $ 186,000 | $ 96,000 |
| ROME, GA | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| SALEM, OR | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| SALISBURY, MD | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| SANTA BARBARA-SANTA MARIA-GOLETA, CA | 1 | $ 277,000 | $ 277,000 | $ 45,000 |
| SANTA FE, NM | 1 | $ 380,000 | $ 380,000 | $ 97,000 |
| SANTA ROSA-PETALUMA, CA | 1 | $ 350,000 | $ 350,000 | $ 118,000 |
| VALDOSTA, GA | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| WEIRTON-STEUBENVILLE, WV-OH | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| WINCHESTER, VA-WV | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for M&I Bank Fsb in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,358 | $1,708,815,000 | $137,042 | $712,000 | $58,361 | $1,054,000 |
| Home Purchase | 2,759 | $271,646,000 | $108,757 | $624,000 | $53,878 | $334,000 |
| Home Improvement | 1,576 | $112,916,000 | $102,305 | $471,000 | $68,583 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,943 | $1,328,364,000 | $134,186 | $712,000 | $63,976 | $1,054,000 |
| Not Provided | 4,056 | $455,058,000 | $124,906 | $670,000 | $57,465 | $420,000 |
| Black or African American | 1,081 | $116,867,000 | $118,551 | $619,000 | $55,482 | $337,000 |
| Not applicable | 901 | $108,519,000 | $123,518 | $620,000 | $0 | $0 |
| Hispanic | 458 | $53,273,000 | $116,161 | $374,000 | $53,451 | $312,000 |
| Asian | 169 | $21,216,000 | $148,125 | $445,000 | $68,208 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $5,112,000 | $123,500 | $330,000 | $49,312 | $107,000 |
| American Indian or Alaskan Native | 41 | $4,968,000 | $142,600 | $540,000 | $66,066 | $249,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,693 | $2,093,377,000 | $128,062 | $712,000 | $57,187 | $1,054,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 7,499 | $836,585,000 | $123,195 | $712,000 | $58,073 | $1,054,000 |
| Loan Originated | 5,194 | $551,767,000 | $129,736 | $620,000 | $69,500 | $379,000 |
| File Closed For Incompleteness | 2,674 | $310,989,000 | $150,944 | $540,000 | $71,555 | $264,000 |
| Application Withdrawn By Applicant | 2,153 | $257,766,000 | $138,641 | $599,000 | $51,384 | $382,000 |
| Loan Purchased By The Institution | 907 | $109,844,000 | $121,785 | $295,000 | $0 | $0 |
| Application Approved But Not Accepted | 262 | $26,363,000 | $109,000 | $440,000 | $62,419 | $145,000 |
| Preapproval Denied by Financial Institution | 4 | $63,000 | $15,000 | $60,000 | $17,000 | $26,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3,397 | $390,528,000 | $123,314 | $650,000 | $50,914 | $618,000 |
| Credit History | 1,807 | $184,078,000 | $115,228 | $625,000 | $61,971 | $1,054,000 |
| Collateral | 1,389 | $162,717,000 | $126,805 | $712,000 | $64,444 | $1,027,000 |
| Other | 394 | $42,244,000 | $116,580 | $625,000 | $66,096 | $240,000 |
| Credit Application Incomplete | 230 | $27,460,000 | $114,291 | $670,000 | $52,291 | $276,000 |
| Employment History | 198 | $21,107,000 | $118,450 | $624,000 | $62,500 | $240,000 |
| Unverifiable Information | 69 | $6,915,000 | $98,434 | $485,000 | $58,043 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $1,599,000 | $81,800 | $236,000 | $45,400 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Bank Fsb's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Bank Fsb's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.