M&I Bank FSB Mortgage Lending & HMDA Data, 2004
In 2004, M&I Bank FSB of Cedarburg, WI reported 18,693 mortgage applications totaling $2.1 billion, up 90% from 2003. The average application was for $111,987, and applicants reported an average income of $57,920. 28% of its applications resulted in an originated loan and 40% were denied. Its largest markets were Cincinnati-Middletown, OH-KY-IN (817), Columbus, OH (734) and Minneapolis-St. Paul-Bloomington, MN-WI (583) (applications in parentheses).
| Mortgage Company & Address | M&I Bank FSB W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 18,693 |
| Total Mortgage Loan Application Amount | $2,093,377,000 |
| Average Mortgage Loan Application Amount | $111,987 |
| Highest Mortgage Loan Application Amount | $712,000 |
| Average Applicant Income | $57,920 |
| Highest Applicant Income | $1,054,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Cincinnati-Middletown, OH-KY-IN | 817 | $ 89,523,000 | $ 109,575 | $ 61,000 |
| Columbus, OH | 734 | $ 90,035,000 | $ 122,663 | $ 66,000 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 583 | $ 98,087,000 | $ 168,245 | $ 67,000 |
| St. Louis, MO-IL | 572 | $ 56,898,000 | $ 99,472 | $ 56,000 |
| Kansas City, MO-KS | 542 | $ 59,919,000 | $ 110,551 | $ 54,000 |
| Indianapolis, IN | 508 | $ 52,455,000 | $ 103,257 | $ 62,000 |
| Cleveland-Elyria-Mentor, OH | 468 | $ 55,155,000 | $ 117,852 | $ 61,000 |
| Wichita, KS | 446 | $ 39,552,000 | $ 88,681 | $ 52,000 |
| Denver-Aurora, CO | 445 | $ 65,460,000 | $ 147,101 | $ 73,000 |
| Des Moines, IA | 430 | $ 48,429,000 | $ 112,625 | $ 54,000 |
| Charlotte-Gastonia-Concord, NC-SC | 377 | $ 40,441,000 | $ 107,270 | $ 58,000 |
| Phoenix-Mesa-Scottsdale, AZ | 371 | $ 49,157,000 | $ 132,498 | $ 70,000 |
| Dayton, OH | 358 | $ 36,971,000 | $ 103,270 | $ 57,000 |
| Chicago-Naperville-Joliet, IL | 311 | $ 45,826,000 | $ 147,350 | $ 76,000 |
| Milwaukee-Waukesha-West Allis, WI | 295 | $ 36,846,000 | $ 124,901 | $ 60,000 |
| Omaha-Council Bluffs, NE-IA | 222 | $ 22,232,000 | $ 100,144 | $ 59,000 |
| Fort Wayne, IN | 217 | $ 20,915,000 | $ 96,382 | $ 49,000 |
| Pittsburgh, PA | 209 | $ 18,596,000 | $ 88,976 | $ 52,000 |
| Louisville, KY-IN | 204 | $ 22,405,000 | $ 109,828 | $ 56,000 |
| Akron, OH | 190 | $ 21,692,000 | $ 114,168 | $ 57,000 |
| Toledo, OH | 182 | $ 21,991,000 | $ 120,829 | $ 62,000 |
| Gary, IN | 180 | $ 18,948,000 | $ 105,266 | $ 57,000 |
| Canton-Massillon, OH | 170 | $ 17,195,000 | $ 101,147 | $ 50,000 |
| Greenville, SC | 155 | $ 14,878,000 | $ 95,987 | $ 53,000 |
| Lincoln, NE | 150 | $ 14,392,000 | $ 95,946 | $ 60,000 |
| Raleigh-Cary, NC | 148 | $ 17,580,000 | $ 118,783 | $ 67,000 |
| Cedar Rapids, IA | 142 | $ 13,491,000 | $ 95,007 | $ 51,000 |
| Tulsa, OK | 123 | $ 11,083,000 | $ 90,105 | $ 54,000 |
| Youngstown-Warren-Boardman, OH-PA | 117 | $ 10,797,000 | $ 92,282 | $ 56,000 |
| Colorado Springs, CO | 112 | $ 15,517,000 | $ 138,544 | $ 65,000 |
| Fayetteville, NC | 112 | $ 10,066,000 | $ 89,875 | $ 55,000 |
| Warren-Farmington Hills-Troy, MI | 109 | $ 16,134,000 | $ 148,018 | $ 79,000 |
| Atlanta-Sandy Springs-Marietta, GA | 108 | $ 15,588,000 | $ 144,333 | $ 69,000 |
| Topeka, KS | 108 | $ 9,334,000 | $ 86,425 | $ 56,000 |
| Baltimore-Towson, MD | 99 | $ 14,809,000 | $ 149,585 | $ 72,000 |
| Salt Lake City, UT | 97 | $ 11,908,000 | $ 122,762 | $ 66,000 |
| South Bend-Mishawaka, IN-MI | 92 | $ 9,143,000 | $ 99,380 | $ 51,000 |
| Duluth, MN-WI | 90 | $ 9,664,000 | $ 107,377 | $ 50,000 |
| Columbia, SC | 84 | $ 8,859,000 | $ 105,464 | $ 53,000 |
| Spartanburg, SC | 81 | $ 8,061,000 | $ 99,518 | $ 49,000 |
| Sioux Falls, SD | 79 | $ 7,688,000 | $ 97,316 | $ 58,000 |
| Detroit-Livonia-Dearborn, MI | 75 | $ 7,462,000 | $ 99,493 | $ 55,000 |
| Oklahoma City, OK | 68 | $ 6,204,000 | $ 91,235 | $ 60,000 |
| Lexington-Fayette, KY | 65 | $ 6,772,000 | $ 104,184 | $ 58,000 |
| Greensboro-High Point, NC | 59 | $ 6,432,000 | $ 109,016 | $ 63,000 |
| Davenport-Moline-Rock Island, IA-IL | 57 | $ 6,044,000 | $ 106,035 | $ 55,000 |
| Las Vegas-Paradise, NV | 57 | $ 6,658,000 | $ 116,807 | $ 60,000 |
| Springfield, OH | 57 | $ 6,097,000 | $ 106,964 | $ 55,000 |
| Hickory-Lenoir-Morganton, NC | 54 | $ 5,934,000 | $ 109,888 | $ 60,000 |
| Terre Haute, IN | 54 | $ 4,316,000 | $ 79,925 | $ 50,000 |
| St. Cloud, MN | 50 | $ 6,372,000 | $ 127,440 | $ 53,000 |
| Elkhart-Goshen, IN | 49 | $ 5,028,000 | $ 102,612 | $ 54,000 |
| Waterloo-Cedar Falls, IA | 49 | $ 4,261,000 | $ 86,959 | $ 49,000 |
| Durham, NC | 48 | $ 6,549,000 | $ 136,437 | $ 67,000 |
| Lansing-East Lansing, MI | 47 | $ 5,554,000 | $ 118,170 | $ 54,000 |
| Springfield, MO | 47 | $ 5,077,000 | $ 108,021 | $ 54,000 |
| Iowa City, IA | 46 | $ 4,795,000 | $ 104,239 | $ 51,000 |
| Bloomington, IN | 45 | $ 4,311,000 | $ 95,800 | $ 55,000 |
| Muncie, IN | 45 | $ 3,478,000 | $ 77,288 | $ 40,000 |
| Asheville, NC | 44 | $ 5,778,000 | $ 131,318 | $ 80,000 |
| Grand Rapids-Wyoming, MI | 44 | $ 5,250,000 | $ 119,318 | $ 52,000 |
| Ogden-Clearfield, UT | 44 | $ 4,204,000 | $ 95,545 | $ 54,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 44 | $ 5,848,000 | $ 132,909 | $ 61,000 |
| Madison, WI | 43 | $ 6,775,000 | $ 157,558 | $ 69,000 |
| York-Hanover, PA | 42 | $ 5,535,000 | $ 131,785 | $ 70,000 |
| Evansville, IN-KY | 41 | $ 4,086,000 | $ 99,658 | $ 50,000 |
| Albuquerque, NM | 40 | $ 4,289,000 | $ 107,225 | $ 70,000 |
| Anderson, IN | 40 | $ 3,420,000 | $ 85,500 | $ 61,000 |
| Green Bay, WI | 39 | $ 4,150,000 | $ 106,410 | $ 56,000 |
| Winston-Salem, NC | 39 | $ 4,499,000 | $ 115,358 | $ 50,000 |
| Lima, OH | 38 | $ 3,768,000 | $ 99,157 | $ 57,000 |
| Charleston-North Charleston, SC | 36 | $ 4,221,000 | $ 117,250 | $ 59,000 |
| Richmond, VA | 36 | $ 4,687,000 | $ 130,194 | $ 56,000 |
| Tucson, AZ | 35 | $ 4,605,000 | $ 131,571 | $ 62,000 |
| Dubuque, IA | 33 | $ 3,360,000 | $ 101,818 | $ 53,000 |
| Greeley, CO | 33 | $ 5,609,000 | $ 169,969 | $ 78,000 |
| Appleton, WI | 32 | $ 3,111,000 | $ 97,218 | $ 55,000 |
| Lafayette, IN | 32 | $ 3,603,000 | $ 112,593 | $ 65,000 |
| St. Joseph, MO-KS | 32 | $ 2,939,000 | $ 91,843 | $ 53,000 |
| Mansfield, OH | 31 | $ 3,242,000 | $ 104,580 | $ 45,000 |
| Nashville-Davidson--Murfreesboro, TN | 31 | $ 4,018,000 | $ 129,612 | $ 64,000 |
| Elizabethtown, KY | 30 | $ 2,946,000 | $ 98,200 | $ 53,000 |
| Michigan City-La Porte, IN | 29 | $ 2,860,000 | $ 98,620 | $ 54,000 |
| Racine, WI | 29 | $ 2,817,000 | $ 97,137 | $ 67,000 |
| Kokomo, IN | 28 | $ 2,859,000 | $ 102,107 | $ 58,000 |
| Sioux City, IA-NE-SD | 28 | $ 2,399,000 | $ 85,678 | $ 47,000 |
| Anderson, SC | 27 | $ 2,730,000 | $ 101,111 | $ 52,000 |
| Lake County-Kenosha County, IL-WI | 27 | $ 3,532,000 | $ 130,814 | $ 77,000 |
| Niles-Benton Harbor, MI | 27 | $ 2,423,000 | $ 89,740 | $ 51,000 |
| Philadelphia, PA | 27 | $ 4,124,000 | $ 152,740 | $ 67,000 |
| Provo-Orem, UT | 27 | $ 3,539,000 | $ 131,074 | $ 65,000 |
| Joplin, MO | 26 | $ 2,311,000 | $ 88,884 | $ 41,000 |
| Pueblo, CO | 26 | $ 3,332,000 | $ 128,153 | $ 54,000 |
| Muskegon-Norton Shores, MI | 25 | $ 2,793,000 | $ 111,720 | $ 52,000 |
| Janesville, WI | 24 | $ 2,302,000 | $ 95,916 | $ 49,000 |
| Kalamazoo-Portage, MI | 22 | $ 2,520,000 | $ 114,545 | $ 65,000 |
| Lancaster, PA | 22 | $ 2,021,000 | $ 91,863 | $ 84,000 |
| Wilmington, NC | 22 | $ 1,803,000 | $ 81,954 | $ 48,000 |
| Columbus, IN | 21 | $ 2,554,000 | $ 121,619 | $ 60,000 |
| Jefferson City, MO | 21 | $ 2,093,000 | $ 99,666 | $ 61,000 |
| Ames, IA | 20 | $ 2,147,000 | $ 107,350 | $ 65,000 |
| Myrtle Beach-Conway-North Myrtle Beach, SC | 20 | $ 2,789,000 | $ 139,450 | $ 47,000 |
| Oshkosh-Neenah, WI | 20 | $ 2,422,000 | $ 121,100 | $ 51,000 |
| Harrisburg-Carlisle, PA | 19 | $ 1,937,000 | $ 101,947 | $ 52,000 |
| Holland-Grand Haven, MI | 19 | $ 2,391,000 | $ 125,842 | $ 51,000 |
| Peoria, IL | 19 | $ 2,003,000 | $ 105,421 | $ 64,000 |
| Sandusky, OH | 19 | $ 2,196,000 | $ 115,578 | $ 55,000 |
| Portland-Vancouver-Beaverton, OR-WA | 18 | $ 3,276,000 | $ 182,000 | $ 60,000 |
| Rochester, MN | 18 | $ 2,108,000 | $ 117,111 | $ 74,000 |
| Flint, MI | 17 | $ 1,748,000 | $ 102,823 | $ 60,000 |
| Naples-Marco Island, FL | 17 | $ 1,521,000 | $ 89,470 | $ 43,000 |
| Rocky Mount, NC | 17 | $ 1,750,000 | $ 102,941 | $ 65,000 |
| Sheboygan, WI | 17 | $ 1,648,000 | $ 96,941 | $ 77,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 16 | $ 2,021,000 | $ 126,312 | $ 51,000 |
| Burlington, NC | 16 | $ 1,732,000 | $ 108,250 | $ 50,000 |
| Lawrence, KS | 16 | $ 1,918,000 | $ 119,875 | $ 64,000 |
| Rockford, IL | 16 | $ 1,136,000 | $ 71,000 | $ 52,000 |
| Springfield, IL | 16 | $ 2,354,000 | $ 147,125 | $ 73,000 |
| Jackson, MI | 15 | $ 1,918,000 | $ 127,866 | $ 55,000 |
| Jacksonville, FL | 15 | $ 1,981,000 | $ 132,066 | $ 44,000 |
| Fort Collins-Loveland, CO | 14 | $ 2,280,000 | $ 162,857 | $ 73,000 |
| La Crosse, WI-MN | 14 | $ 1,496,000 | $ 106,857 | $ 58,000 |
| Memphis, TN-MS-AR | 14 | $ 1,727,000 | $ 123,357 | $ 65,000 |
| Monroe, MI | 14 | $ 1,730,000 | $ 123,571 | $ 63,000 |
| Seattle-Bellevue-Everett, WA | 14 | $ 2,986,000 | $ 213,285 | $ 75,000 |
| Wausau, WI | 14 | $ 1,517,000 | $ 108,357 | $ 50,000 |
| Bethesda-Frederick-Gaithersburg, MD | 13 | $ 1,989,000 | $ 153,000 | $ 66,000 |
| Boulder, CO | 13 | $ 2,682,000 | $ 206,307 | $ 67,000 |
| Bowling Green, KY | 13 | $ 1,371,000 | $ 105,461 | $ 47,000 |
| Jacksonville, NC | 13 | $ 1,074,000 | $ 82,615 | $ 57,000 |
| Knoxville, TN | 13 | $ 1,825,000 | $ 140,384 | $ 47,000 |
| Rapid City, SD | 13 | $ 1,547,000 | $ 119,000 | $ 48,000 |
| Roanoke, VA | 13 | $ 1,820,000 | $ 140,000 | $ 50,000 |
| Ann Arbor, MI | 12 | $ 2,165,000 | $ 180,416 | $ 91,000 |
| Prescott, AZ | 12 | $ 1,200,000 | $ 100,000 | $ 95,000 |
| Reading, PA | 12 | $ 1,570,000 | $ 130,833 | $ 63,000 |
| Scranton--Wilkes-Barre, PA | 12 | $ 1,110,000 | $ 92,500 | $ 52,000 |
| Champaign-Urbana, IL | 11 | $ 1,005,000 | $ 91,363 | $ 69,000 |
| Columbia, MO | 11 | $ 1,443,000 | $ 131,181 | $ 72,000 |
| Danville, IL | 10 | $ 696,000 | $ 69,600 | $ 68,000 |
| Eau Claire, WI | 10 | $ 1,406,000 | $ 140,600 | $ 69,000 |
| Fond Du Lac, WI | 10 | $ 1,295,000 | $ 129,500 | $ 49,000 |
| Bloomington-Normal, IL | 9 | $ 993,000 | $ 110,333 | $ 61,000 |
| Los Angeles-Long Beach-Glendale, CA | 9 | $ 2,855,000 | $ 317,222 | $ 119,000 |
| Saginaw-Saginaw Township North, MI | 9 | $ 1,250,000 | $ 138,888 | $ 48,000 |
| Battle Creek, MI | 8 | $ 1,061,000 | $ 132,625 | $ 69,000 |
| Boise City-Nampa, ID | 8 | $ 879,000 | $ 109,875 | $ 64,000 |
| Goldsboro, NC | 8 | $ 1,005,000 | $ 125,625 | $ 66,000 |
| Kankakee-Bradley, IL | 8 | $ 673,000 | $ 84,125 | $ 45,000 |
| Erie, PA | 7 | $ 1,146,000 | $ 163,714 | $ 63,000 |
| Florence, SC | 7 | $ 672,000 | $ 96,000 | $ 45,000 |
| Grand Junction, CO | 7 | $ 1,339,000 | $ 191,285 | $ 84,000 |
| Greenville, NC | 7 | $ 439,000 | $ 62,714 | $ 36,000 |
| Riverside-San Bernardino-Ontario, CA | 7 | $ 1,524,000 | $ 217,714 | $ 83,000 |
| San Diego-Carlsbad-San Marcos, CA | 7 | $ 1,862,000 | $ 266,000 | $ 92,000 |
| Tampa-St. Petersburg-Clearwater, FL | 7 | $ 961,000 | $ 137,285 | $ 70,000 |
| Cape Coral-Fort Myers, FL | 6 | $ 192,000 | $ 32,000 | $ 22,000 |
| Clarksville, TN-KY | 6 | $ 631,000 | $ 105,166 | $ 59,000 |
| Jackson, TN | 6 | $ 744,000 | $ 124,000 | $ 69,000 |
| Lebanon, PA | 6 | $ 514,000 | $ 85,666 | $ 59,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 6 | $ 1,718,000 | $ 286,333 | $ 71,000 |
| Sumter, SC | 6 | $ 527,000 | $ 87,833 | $ 50,000 |
| Augusta-Richmond County, GA-SC | 5 | $ 473,000 | $ 94,600 | $ 58,000 |
| Bismarck, ND | 5 | $ 606,000 | $ 121,200 | $ 65,000 |
| Cheyenne, WY | 5 | $ 579,000 | $ 115,800 | $ 59,000 |
| Eugene-Springfield, OR | 5 | $ 455,000 | $ 91,000 | $ 26,000 |
| Logan, UT-ID | 5 | $ 860,000 | $ 172,000 | $ 80,000 |
| Oakland-Fremont-Hayward, CA | 5 | $ 1,413,000 | $ 282,600 | $ 88,000 |
| St. George, UT | 5 | $ 820,000 | $ 164,000 | $ 125,000 |
| Tacoma, WA | 5 | $ 589,000 | $ 117,800 | $ 77,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 5 | $ 320,000 | $ 64,000 | $ 25,000 |
| Bay City, MI | 4 | $ 456,000 | $ 114,000 | $ 63,000 |
| Bend, OR | 4 | $ 960,000 | $ 240,000 | $ 120,000 |
| Fargo, ND-MN | 4 | $ 266,000 | $ 66,500 | $ 74,000 |
| Farmington, NM | 4 | $ 399,000 | $ 99,750 | $ 79,000 |
| Flagstaff, AZ | 4 | $ 791,000 | $ 197,750 | $ 88,000 |
| Harrisonburg, VA | 4 | $ 561,000 | $ 140,250 | $ 64,000 |
| Johnstown, PA | 4 | $ 273,000 | $ 68,250 | $ 26,000 |
| Macon, GA | 4 | $ 222,000 | $ 55,500 | $ 54,000 |
| New York-Wayne-White Plains, NY-NJ | 4 | $ 1,078,000 | $ 269,500 | $ 79,000 |
| Santa Ana-Anaheim-Irvine, CA | 4 | $ 966,000 | $ 241,500 | $ 89,000 |
| Altoona, PA | 3 | $ 263,000 | $ 87,666 | $ 38,000 |
| Blacksburg-Christiansburg-Radford, VA | 3 | $ 249,000 | $ 83,000 | $ 46,000 |
| Bridgeport-Stamford-Norwalk, CT | 3 | $ 780,000 | $ 260,000 | $ 73,000 |
| Casper, WY | 3 | $ 427,000 | $ 142,333 | $ 74,000 |
| Charlottesville, VA | 3 | $ 594,000 | $ 198,000 | $ 50,000 |
| Chattanooga, TN-GA | 3 | $ 286,000 | $ 95,333 | $ 56,000 |
| Huntington-Ashland, WV-KY-OH | 3 | $ 352,000 | $ 117,333 | $ 51,000 |
| Manchester-Nashua, NH | 3 | $ 739,000 | $ 246,333 | $ 103,000 |
| Morgantown, WV | 3 | $ 212,000 | $ 70,666 | $ 45,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 3 | $ 700,000 | $ 233,333 | $ 125,000 |
| Athens-Clarke County, GA | 2 | $ 386,000 | $ 193,000 | $ 69,000 |
| Birmingham-Hoover, AL | 2 | $ 375,000 | $ 187,500 | $ 0 |
| Brunswick, GA | 2 | $ 136,000 | $ 68,000 | $ 51,000 |
| Cambridge-Newton-Framingham, MA | 2 | $ 539,000 | $ 269,500 | $ 152,000 |
| Charleston, WV | 2 | $ 250,000 | $ 125,000 | $ 56,000 |
| Cumberland, MD-WV | 2 | $ 119,000 | $ 59,500 | $ 105,000 |
| Dalton, GA | 2 | $ 156,000 | $ 78,000 | $ 54,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 2 | $ 234,000 | $ 117,000 | $ 36,000 |
| Gainesville, GA | 2 | $ 262,000 | $ 131,000 | $ 72,000 |
| Hagerstown-Martinsburg, MD-WV | 2 | $ 823,000 | $ 411,500 | $ 156,000 |
| Kennewick-Richland-Pasco, WA | 2 | $ 200,000 | $ 100,000 | $ 59,000 |
| Little Rock-North Little Rock, AR | 2 | $ 132,000 | $ 66,000 | $ 30,000 |
| Lynchburg, VA | 2 | $ 139,000 | $ 69,500 | $ 54,000 |
| Miami-Miami Beach-Kendall, FL | 2 | $ 198,000 | $ 99,000 | $ 51,000 |
| Nassau-Suffolk, NY | 2 | $ 480,000 | $ 240,000 | $ 159,000 |
| New Haven-Milford, CT | 2 | $ 465,000 | $ 232,500 | $ 38,000 |
| Orlando, FL | 2 | $ 224,000 | $ 112,000 | $ 32,000 |
| Punta Gorda, FL | 2 | $ 368,000 | $ 184,000 | $ 59,000 |
| San Luis Obispo-Paso Robles, CA | 2 | $ 700,000 | $ 350,000 | $ 32,000 |
| Sarasota-Bradenton-Venice, FL | 2 | $ 256,000 | $ 128,000 | $ 81,000 |
| Savannah, GA | 2 | $ 234,000 | $ 117,000 | $ 96,000 |
| Spokane, WA | 2 | $ 157,000 | $ 78,500 | $ 64,000 |
| Tallahassee, FL | 2 | $ 235,000 | $ 117,500 | $ 34,000 |
| Vallejo-Fairfield, CA | 2 | $ 603,000 | $ 301,500 | $ 104,000 |
| Williamsport, PA | 2 | $ 180,000 | $ 90,000 | $ 51,000 |
| Bakersfield, CA | 1 | $ 266,000 | $ 266,000 | $ 103,000 |
| Bangor, ME | 1 | $ 113,000 | $ 113,000 | $ 30,000 |
| Boston-Quincy, MA | 1 | $ 318,000 | $ 318,000 | $ 0 |
| Buffalo-Niagara Falls, NY | 1 | $ 72,000 | $ 72,000 | $ 0 |
| Camden, NJ | 1 | $ 255,000 | $ 255,000 | $ 102,000 |
| Carson City, NV | 1 | $ 219,000 | $ 219,000 | $ 72,000 |
| Chico, CA | 1 | $ 211,000 | $ 211,000 | $ 104,000 |
| Cleveland, TN | 1 | $ 166,000 | $ 166,000 | $ 26,000 |
| Coeur D'Alene, ID | 1 | $ 180,000 | $ 180,000 | $ 23,000 |
| Corvallis, OR | 1 | $ 179,000 | $ 179,000 | $ 0 |
| Dallas-Plano-Irving, TX | 1 | $ 95,000 | $ 95,000 | $ 61,000 |
| Decatur, IL | 1 | $ 104,000 | $ 104,000 | $ 46,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 1 | $ 140,000 | $ 140,000 | $ 0 |
| Dover, DE | 1 | $ 41,000 | $ 41,000 | $ 59,000 |
| Essex County, MA | 1 | $ 323,000 | $ 323,000 | $ 125,000 |
| Fort Smith, AR-OK | 1 | $ 120,000 | $ 120,000 | $ 45,000 |
| Grand Forks, ND-MN | 1 | $ 76,000 | $ 76,000 | $ 45,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 118,000 | $ 118,000 | $ 103,000 |
| Hot Springs, AR | 1 | $ 50,000 | $ 50,000 | $ 81,000 |
| Jackson, MS | 1 | $ 123,000 | $ 123,000 | $ 0 |
| Kingsport-Bristol-Bristol, TN-VA | 1 | $ 54,000 | $ 54,000 | $ 24,000 |
| Las Cruces, NM | 1 | $ 358,000 | $ 358,000 | $ 120,000 |
| Lawton, OK | 1 | $ 100,000 | $ 100,000 | $ 36,000 |
| Lewiston, ID-WA | 1 | $ 100,000 | $ 100,000 | $ 31,000 |
| Merced, CA | 1 | $ 200,000 | $ 200,000 | $ 70,000 |
| New Orleans-Metairie-Kenner, LA | 1 | $ 65,000 | $ 65,000 | $ 37,000 |
| Newark-Union, NJ-PA | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Ocean City, NJ | 1 | $ 153,000 | $ 153,000 | $ 40,000 |
| Olympia, WA | 1 | $ 200,000 | $ 200,000 | $ 52,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 1 | $ 350,000 | $ 350,000 | $ 100,000 |
| Palm Bay-Melbourne-Titusville, FL | 1 | $ 168,000 | $ 168,000 | $ 56,000 |
| Pine Bluff, AR | 1 | $ 85,000 | $ 85,000 | $ 0 |
| Pocatello, ID | 1 | $ 60,000 | $ 60,000 | $ 51,000 |
| Reno-Sparks, NV | 1 | $ 56,000 | $ 56,000 | $ 113,000 |
| Rockingham County-Strafford County, NH | 1 | $ 186,000 | $ 186,000 | $ 96,000 |
| Rome, GA | 1 | $ 100,000 | $ 100,000 | $ 32,000 |
| Salem, OR | 1 | $ 149,000 | $ 149,000 | $ 60,000 |
| Salisbury, MD | 1 | $ 40,000 | $ 40,000 | $ 62,000 |
| Santa Barbara-Santa Maria-Goleta, CA | 1 | $ 277,000 | $ 277,000 | $ 45,000 |
| Santa Fe, NM | 1 | $ 380,000 | $ 380,000 | $ 97,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 350,000 | $ 350,000 | $ 118,000 |
| Valdosta, GA | 1 | $ 170,000 | $ 170,000 | $ 101,000 |
| Weirton-Steubenville, WV-OH | 1 | $ 59,000 | $ 59,000 | $ 23,000 |
| Winchester, VA-WV | 1 | $ 75,000 | $ 75,000 | $ 85,000 |
Mortgage Loan Application Detail Totals for M&I Bank FSB in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 14,358 | $1,708,815,000 | $137,042 | $712,000 | $58,361 | $1,054,000 |
| Home Purchase | 2,759 | $271,646,000 | $108,757 | $624,000 | $53,878 | $334,000 |
| Home Improvement | 1,576 | $112,916,000 | $102,305 | $471,000 | $68,583 | $420,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 11,943 | $1,328,364,000 | $134,186 | $712,000 | $63,976 | $1,054,000 |
| Not Provided | 4,056 | $455,058,000 | $124,906 | $670,000 | $57,465 | $420,000 |
| Black or African American | 1,081 | $116,867,000 | $118,551 | $619,000 | $55,482 | $337,000 |
| Not applicable | 901 | $108,519,000 | $123,518 | $620,000 | $0 | $0 |
| Hispanic | 458 | $53,273,000 | $116,161 | $374,000 | $53,451 | $312,000 |
| Asian | 169 | $21,216,000 | $148,125 | $445,000 | $68,208 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 44 | $5,112,000 | $123,500 | $330,000 | $49,312 | $107,000 |
| American Indian or Alaskan Native | 41 | $4,968,000 | $142,600 | $540,000 | $66,066 | $249,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 18,693 | $2,093,377,000 | $128,062 | $712,000 | $57,187 | $1,054,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 7,499 | $836,585,000 | $123,195 | $712,000 | $58,073 | $1,054,000 |
| Loan Originated | 5,194 | $551,767,000 | $129,736 | $620,000 | $69,500 | $379,000 |
| File Closed For Incompleteness | 2,674 | $310,989,000 | $150,944 | $540,000 | $71,555 | $264,000 |
| Application Withdrawn By Applicant | 2,153 | $257,766,000 | $138,641 | $599,000 | $51,384 | $382,000 |
| Loan Purchased By The Institution | 907 | $109,844,000 | $121,785 | $295,000 | $0 | $0 |
| Application Approved But Not Accepted | 262 | $26,363,000 | $109,000 | $440,000 | $62,419 | $145,000 |
| Preapproval Denied by Financial Institution | 4 | $63,000 | $15,000 | $60,000 | $17,000 | $26,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 3,397 | $390,528,000 | $123,314 | $650,000 | $50,914 | $618,000 |
| Credit History | 1,807 | $184,078,000 | $115,228 | $625,000 | $61,971 | $1,054,000 |
| Collateral | 1,389 | $162,717,000 | $126,805 | $712,000 | $64,444 | $1,027,000 |
| Other | 394 | $42,244,000 | $116,580 | $625,000 | $66,096 | $240,000 |
| Credit Application Incomplete | 230 | $27,460,000 | $114,291 | $670,000 | $52,291 | $276,000 |
| Employment History | 198 | $21,107,000 | $118,450 | $624,000 | $62,500 | $240,000 |
| Unverifiable Information | 69 | $6,915,000 | $98,434 | $485,000 | $58,043 | $138,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 19 | $1,599,000 | $81,800 | $236,000 | $45,400 | $81,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Bank FSB's 2004 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Bank FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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