M&I Bank FSB Mortgage Lending & HMDA Data, 2008
In 2008, M&I Bank FSB of Cedarburg, WI reported 10,417 mortgage applications totaling $3.0 billion, down 56% from 2007. The average application was for $292,691, and applicants reported an average income of $117,573. 27% of its applications resulted in an originated loan and 47% were denied. Its largest markets were Phoenix-Mesa-Scottsdale, AZ (980), St. Louis, MO-IL (665) and Minneapolis-St. Paul-Bloomington, MN-WI (537) (applications in parentheses).
| Mortgage Company & Address | M&I Bank FSB W57n14280 Doerr Way Cedarburg, WI 53012 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 10,417 |
| Total Mortgage Loan Application Amount | $3,048,972,000 |
| Average Mortgage Loan Application Amount | $292,691 |
| Highest Mortgage Loan Application Amount | $8,500,000 |
| Average Applicant Income | $117,573 |
| Highest Applicant Income | $5,915,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records M&I Bank FSB filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Phoenix-Mesa-Scottsdale, AZ | 980 | $ 671,502,000 | $ 685,206 | $ 195,000 |
| St. Louis, MO-IL | 665 | $ 187,336,000 | $ 281,708 | $ 118,451 |
| Minneapolis-St. Paul-Bloomington, MN-WI | 537 | $ 192,439,000 | $ 358,359 | $ 146,014 |
| Kansas City, MO-KS | 387 | $ 78,100,000 | $ 201,808 | $ 91,638 |
| Cincinnati-Middletown, OH-KY-IN | 352 | $ 60,197,000 | $ 171,014 | $ 76,698 |
| Chicago-Naperville-Joliet, IL | 331 | $ 79,009,000 | $ 238,697 | $ 111,000 |
| Milwaukee-Waukesha-West Allis, WI | 246 | $ 46,309,000 | $ 188,247 | $ 86,000 |
| Atlanta-Sandy Springs-Marietta, GA | 234 | $ 53,705,000 | $ 229,508 | $ 87,000 |
| Washington-Arlington-Alexandria, DC-VA-MD-WV | 194 | $ 58,268,000 | $ 300,350 | $ 120,252 |
| Las Vegas-Paradise, NV | 165 | $ 117,234,000 | $ 710,509 | $ 300,000 |
| Charlotte-Gastonia-Concord, NC-SC | 159 | $ 31,964,000 | $ 201,031 | $ 89,496 |
| Denver-Aurora, CO | 159 | $ 35,545,000 | $ 223,553 | $ 98,000 |
| Des Moines-West Des Moines, IA | 140 | $ 20,209,000 | $ 144,350 | $ 62,000 |
| Tampa-St. Petersburg-Clearwater, FL | 139 | $ 43,988,000 | $ 316,460 | $ 128,000 |
| Salt Lake City, UT | 129 | $ 26,058,000 | $ 202,000 | $ 124,000 |
| Cleveland-Elyria-Mentor, OH | 128 | $ 21,619,000 | $ 168,898 | $ 81,000 |
| Pittsburgh, PA | 113 | $ 17,769,000 | $ 157,247 | $ 81,000 |
| Detroit-Livonia-Dearborn, MI | 111 | $ 13,041,000 | $ 117,486 | $ 67,000 |
| Baltimore-Towson, MD | 108 | $ 23,573,000 | $ 218,268 | $ 102,000 |
| Prescott, AZ | 102 | $ 41,870,000 | $ 410,490 | $ 188,000 |
| Warren-Troy-Farmington Hills, MI | 101 | $ 21,132,000 | $ 209,227 | $ 101,000 |
| Tucson, AZ | 97 | $ 50,182,000 | $ 517,340 | $ 145,000 |
| Orlando-Kissimmee, FL | 95 | $ 46,286,000 | $ 487,221 | $ 209,000 |
| Indianapolis-Carmel, IN | 93 | $ 15,976,000 | $ 171,784 | $ 90,000 |
| Cape Coral-Fort Myers, FL | 92 | $ 33,739,000 | $ 366,728 | $ 218,000 |
| Philadelphia, PA | 89 | $ 17,517,000 | $ 196,820 | $ 94,000 |
| Columbus, OH | 86 | $ 14,596,000 | $ 169,720 | $ 82,000 |
| Hartford-West Hartford-East Hartford, CT | 86 | $ 21,433,000 | $ 249,220 | $ 102,000 |
| Naples-Marco Island, FL | 81 | $ 61,152,000 | $ 754,962 | $ 324,000 |
| Richmond, VA | 79 | $ 17,775,000 | $ 225,000 | $ 90,000 |
| Nashville-Davidson--Murfreesboro--Franklin, TN | 77 | $ 14,612,000 | $ 189,766 | $ 73,000 |
| Lake Havasu City-Kingman, AZ | 67 | $ 18,696,000 | $ 279,044 | $ 114,000 |
| Raleigh-Cary, NC | 64 | $ 14,610,000 | $ 228,281 | $ 95,000 |
| Dayton, OH | 63 | $ 11,095,000 | $ 176,111 | $ 77,000 |
| Green Bay, WI | 63 | $ 10,660,000 | $ 169,206 | $ 70,000 |
| Virginia Beach-Norfolk-Newport News, VA-NC | 63 | $ 16,381,000 | $ 260,015 | $ 93,809 |
| Provo-Orem, UT | 60 | $ 13,108,000 | $ 218,466 | $ 113,000 |
| Louisville-Jefferson County, KY-IN | 57 | $ 8,913,000 | $ 156,368 | $ 69,771 |
| Ogden-Clearfield, UT | 55 | $ 11,705,000 | $ 212,818 | $ 93,000 |
| Greenville-Mauldin-Easley, SC | 51 | $ 8,000,000 | $ 156,862 | $ 69,000 |
| Madison, WI | 51 | $ 10,410,000 | $ 204,117 | $ 73,000 |
| Miami-Miami Beach-Kendall, FL | 50 | $ 23,673,000 | $ 473,460 | $ 218,000 |
| Bethesda-Frederick-Gaithersburg, MD | 48 | $ 12,768,000 | $ 266,000 | $ 116,000 |
| Flagstaff, AZ | 47 | $ 22,595,000 | $ 480,744 | $ 154,000 |
| Memphis, TN-MS-AR | 44 | $ 9,644,000 | $ 219,181 | $ 91,000 |
| Akron, OH | 41 | $ 6,031,000 | $ 147,097 | $ 83,000 |
| Portland-Vancouver-Beaverton, OR-WA | 41 | $ 8,936,000 | $ 217,951 | $ 91,634 |
| New Haven-Milford, CT | 40 | $ 9,288,000 | $ 232,200 | $ 88,000 |
| West Palm Beach-Boca Raton-Boynton Beach, FL | 40 | $ 28,956,000 | $ 723,900 | $ 294,000 |
| Reno-Sparks, NV | 39 | $ 24,041,000 | $ 616,435 | $ 269,000 |
| Seattle-Bellevue-Everett, WA | 38 | $ 8,050,000 | $ 211,842 | $ 98,000 |
| Bradenton-Sarasota-Venice, FL | 37 | $ 19,568,000 | $ 528,864 | $ 257,000 |
| Gary, IN | 36 | $ 6,868,000 | $ 190,777 | $ 81,000 |
| Wichita, KS | 36 | $ 4,341,000 | $ 120,583 | $ 70,000 |
| Fort Lauderdale-Pompano Beach-Deerfield Beach, FL | 35 | $ 14,166,000 | $ 404,742 | $ 122,000 |
| Omaha-Council Bluffs, NE-IA | 34 | $ 5,214,000 | $ 153,352 | $ 74,058 |
| Spartanburg, SC | 34 | $ 5,454,000 | $ 160,411 | $ 62,000 |
| Jacksonville, FL | 33 | $ 10,271,000 | $ 311,242 | $ 98,000 |
| Greensboro-High Point, NC | 31 | $ 7,152,000 | $ 230,709 | $ 88,000 |
| Appleton, WI | 28 | $ 4,715,000 | $ 168,392 | $ 80,000 |
| Boise City-Nampa, ID | 28 | $ 6,892,000 | $ 246,142 | $ 110,000 |
| Lake County-Kenosha County, IL-WI | 28 | $ 5,781,000 | $ 206,464 | $ 100,571 |
| Cedar Rapids, IA | 27 | $ 4,020,000 | $ 148,888 | $ 78,000 |
| Canton-Massillon, OH | 25 | $ 4,037,000 | $ 161,480 | $ 80,000 |
| Allentown-Bethlehem-Easton, PA-NJ | 24 | $ 5,190,000 | $ 216,250 | $ 91,000 |
| Charleston-North Charleston-Summerville, SC | 24 | $ 5,033,000 | $ 209,708 | $ 168,000 |
| Janesville, WI | 24 | $ 3,992,000 | $ 166,333 | $ 60,000 |
| Racine, WI | 23 | $ 4,098,000 | $ 178,173 | $ 75,000 |
| Scranton--Wilkes-Barre, PA | 22 | $ 3,354,000 | $ 152,454 | $ 77,000 |
| Toledo, OH | 22 | $ 3,025,000 | $ 137,500 | $ 73,000 |
| Knoxville, TN | 21 | $ 5,243,000 | $ 249,666 | $ 101,000 |
| Durham, NC | 20 | $ 4,707,000 | $ 235,350 | $ 93,000 |
| Albuquerque, NM | 19 | $ 3,756,000 | $ 197,684 | $ 74,000 |
| Davenport-Moline-Rock Island, IA-IL | 19 | $ 2,371,000 | $ 124,789 | $ 61,526 |
| Fort Wayne, IN | 19 | $ 1,881,000 | $ 99,000 | $ 53,000 |
| Birmingham-Hoover, AL | 18 | $ 3,866,000 | $ 214,777 | $ 112,000 |
| Lancaster, PA | 18 | $ 3,242,000 | $ 180,111 | $ 99,000 |
| Topeka, KS | 18 | $ 2,736,000 | $ 152,000 | $ 99,000 |
| Deltona-Daytona Beach-Ormond Beach, FL | 17 | $ 6,742,000 | $ 396,588 | $ 63,000 |
| Springfield, MO | 17 | $ 3,931,000 | $ 231,235 | $ 87,000 |
| Anderson, SC | 16 | $ 2,617,000 | $ 163,562 | $ 91,000 |
| Asheville, NC | 16 | $ 3,427,000 | $ 214,187 | $ 86,000 |
| Colorado Springs, CO | 16 | $ 4,414,000 | $ 275,875 | $ 101,000 |
| Duluth, MN-WI | 16 | $ 3,877,000 | $ 242,312 | $ 91,625 |
| Hickory-Lenoir-Morganton, NC | 16 | $ 2,886,000 | $ 180,375 | $ 68,000 |
| Lexington-Fayette, KY | 16 | $ 3,918,000 | $ 244,875 | $ 87,000 |
| Winston-Salem, NC | 16 | $ 2,578,000 | $ 161,125 | $ 76,000 |
| Bridgeport-Stamford-Norwalk, CT | 15 | $ 4,336,000 | $ 289,066 | $ 98,000 |
| Wilmington, NC | 15 | $ 3,501,000 | $ 233,400 | $ 114,000 |
| Columbia, SC | 14 | $ 2,778,000 | $ 198,428 | $ 110,000 |
| Eau Claire, WI | 14 | $ 1,863,000 | $ 133,071 | $ 58,000 |
| Lakeland-Winter Haven, FL | 14 | $ 3,287,000 | $ 234,785 | $ 77,000 |
| Ocala, FL | 14 | $ 6,215,000 | $ 443,928 | $ 125,000 |
| Oshkosh-Neenah, WI | 14 | $ 1,811,000 | $ 129,357 | $ 53,000 |
| Rochester, MN | 14 | $ 3,038,000 | $ 217,000 | $ 92,000 |
| York-Hanover, PA | 14 | $ 3,157,000 | $ 225,500 | $ 101,000 |
| Greeley, CO | 13 | $ 2,884,000 | $ 221,846 | $ 76,000 |
| Port St. Lucie, FL | 13 | $ 5,287,000 | $ 406,692 | $ 436,000 |
| San Diego-Carlsbad-San Marcos, CA | 13 | $ 3,552,000 | $ 273,230 | $ 164,000 |
| South Bend-Mishawaka, IN-MI | 13 | $ 2,081,000 | $ 160,076 | $ 147,000 |
| Tulsa, OK | 13 | $ 2,206,000 | $ 169,692 | $ 138,000 |
| Youngstown-Warren-Boardman, OH-PA | 13 | $ 2,093,000 | $ 161,000 | $ 63,846 |
| Boulder, CO | 12 | $ 3,039,000 | $ 253,250 | $ 113,000 |
| Elkhart-Goshen, IN | 12 | $ 1,456,000 | $ 121,333 | $ 56,000 |
| Idaho Falls, ID | 12 | $ 1,745,000 | $ 145,416 | $ 68,000 |
| Jefferson City, MO | 12 | $ 3,368,000 | $ 280,666 | $ 97,000 |
| Lincoln, NE | 12 | $ 1,778,000 | $ 148,166 | $ 73,000 |
| Michigan City-La Porte, IN | 12 | $ 2,599,000 | $ 216,583 | $ 120,000 |
| Palm Bay-Melbourne-Titusville, FL | 12 | $ 3,467,000 | $ 288,916 | $ 162,000 |
| Rockford, IL | 12 | $ 1,562,000 | $ 130,166 | $ 65,000 |
| St. George, UT | 12 | $ 3,532,000 | $ 294,333 | $ 75,000 |
| Chattanooga, TN-GA | 11 | $ 2,004,000 | $ 182,181 | $ 64,181 |
| Clarksville, TN-KY | 11 | $ 1,674,000 | $ 152,181 | $ 57,000 |
| Panama City-Lynn Haven, FL | 11 | $ 3,705,000 | $ 336,818 | $ 160,000 |
| Sheboygan, WI | 11 | $ 1,830,000 | $ 166,363 | $ 79,000 |
| Sioux City, IA-NE-SD | 11 | $ 1,561,000 | $ 141,909 | $ 63,090 |
| Wausau, WI | 11 | $ 2,003,000 | $ 182,090 | $ 71,000 |
| Augusta-Richmond County, GA-SC | 10 | $ 2,238,000 | $ 223,800 | $ 90,600 |
| Harrisburg-Carlisle, PA | 10 | $ 1,598,000 | $ 159,800 | $ 109,000 |
| Los Angeles-Long Beach-Glendale, CA | 10 | $ 4,244,000 | $ 424,400 | $ 123,000 |
| Savannah, GA | 10 | $ 2,591,000 | $ 259,100 | $ 88,000 |
| St. Joseph, MO-KS | 10 | $ 2,588,000 | $ 258,800 | $ 94,000 |
| Tacoma, WA | 10 | $ 2,055,000 | $ 205,500 | $ 79,000 |
| Waterloo-Cedar Falls, IA | 10 | $ 1,578,000 | $ 157,800 | $ 72,000 |
| Flint, MI | 9 | $ 1,858,000 | $ 206,444 | $ 70,000 |
| Fort Collins-Loveland, CO | 9 | $ 2,168,000 | $ 240,888 | $ 157,000 |
| Gainesville, GA | 9 | $ 2,624,000 | $ 291,555 | $ 73,000 |
| Grand Rapids-Wyoming, MI | 9 | $ 1,435,000 | $ 159,444 | $ 70,000 |
| Myrtle Beach-North Myrtle Beach-Conway, SC | 9 | $ 1,893,000 | $ 210,333 | $ 160,000 |
| Reading, PA | 9 | $ 1,464,000 | $ 162,666 | $ 82,000 |
| Springfield, OH | 9 | $ 1,104,000 | $ 122,666 | $ 88,000 |
| Bellingham, WA | 8 | $ 1,823,000 | $ 227,875 | $ 58,000 |
| Burlington, NC | 8 | $ 1,190,000 | $ 148,750 | $ 58,000 |
| Harrisonburg, VA | 8 | $ 2,075,000 | $ 259,375 | $ 84,000 |
| Kokomo, IN | 8 | $ 1,155,000 | $ 144,375 | $ 74,000 |
| Riverside-San Bernardino-Ontario, CA | 8 | $ 2,866,000 | $ 358,250 | $ 142,000 |
| Salem, OR | 8 | $ 1,718,000 | $ 214,750 | $ 109,000 |
| St. Cloud, MN | 8 | $ 1,548,000 | $ 193,500 | $ 82,000 |
| Yuma, AZ | 8 | $ 2,091,000 | $ 261,375 | $ 92,000 |
| Ames, IA | 7 | $ 1,248,000 | $ 178,285 | $ 75,000 |
| Anderson, IN | 7 | $ 810,000 | $ 115,714 | $ 65,000 |
| Fargo, ND-MN | 7 | $ 1,344,000 | $ 192,000 | $ 80,142 |
| Fort Walton Beach-Crestview-Destin, FL | 7 | $ 1,863,000 | $ 266,142 | $ 182,000 |
| Lafayette, IN | 7 | $ 937,000 | $ 133,857 | $ 76,000 |
| Lawrence, KS | 7 | $ 1,857,000 | $ 265,285 | $ 112,000 |
| Mobile, AL | 7 | $ 885,000 | $ 126,428 | $ 114,000 |
| Oklahoma City, OK | 7 | $ 663,000 | $ 94,714 | $ 72,000 |
| Bloomington-Normal, IL | 6 | $ 1,120,000 | $ 186,666 | $ 86,000 |
| Columbia, MO | 6 | $ 1,117,000 | $ 186,166 | $ 119,000 |
| Columbus, GA-AL | 6 | $ 946,000 | $ 157,666 | $ 67,000 |
| Elizabethtown, KY | 6 | $ 1,028,000 | $ 171,333 | $ 61,000 |
| Evansville, IN-KY | 6 | $ 929,000 | $ 154,833 | $ 92,000 |
| Gainesville, FL | 6 | $ 2,467,000 | $ 411,166 | $ 104,000 |
| Goldsboro, NC | 6 | $ 905,000 | $ 150,833 | $ 72,000 |
| La Crosse, WI-MN | 6 | $ 875,000 | $ 145,833 | $ 111,000 |
| Lansing-East Lansing, MI | 6 | $ 804,000 | $ 134,000 | $ 106,000 |
| Little Rock-North Little Rock-Conway, AR | 6 | $ 1,075,000 | $ 179,166 | $ 90,000 |
| Oakland-Fremont-Hayward, CA | 6 | $ 1,608,000 | $ 268,000 | $ 136,000 |
| Spokane, WA | 6 | $ 1,253,000 | $ 208,833 | $ 135,000 |
| Dubuque, IA | 5 | $ 489,000 | $ 97,800 | $ 70,000 |
| Fayetteville, NC | 5 | $ 703,000 | $ 140,600 | $ 82,000 |
| Fond Du Lac, WI | 5 | $ 755,000 | $ 151,000 | $ 66,000 |
| Grand Junction, CO | 5 | $ 1,586,000 | $ 317,200 | $ 135,000 |
| Logan, UT-ID | 5 | $ 692,000 | $ 138,400 | $ 63,400 |
| Newark-Union, NJ-PA | 5 | $ 440,000 | $ 88,000 | $ 87,000 |
| Norwich-New London, CT | 5 | $ 1,101,000 | $ 220,200 | $ 119,000 |
| Peoria, IL | 5 | $ 1,067,000 | $ 213,400 | $ 83,000 |
| Punta Gorda, FL | 5 | $ 1,644,000 | $ 328,800 | $ 155,000 |
| Rome, GA | 5 | $ 734,000 | $ 146,800 | $ 49,000 |
| San Jose-Sunnyvale-Santa Clara, CA | 5 | $ 1,646,000 | $ 329,200 | $ 147,000 |
| Terre Haute, IN | 5 | $ 681,000 | $ 136,200 | $ 69,000 |
| Bangor, ME | 4 | $ 430,000 | $ 107,500 | $ 49,000 |
| Bend, OR | 4 | $ 1,120,000 | $ 280,000 | $ 84,000 |
| Bloomington, IN | 4 | $ 429,000 | $ 107,250 | $ 36,000 |
| Brunswick, GA | 4 | $ 1,073,000 | $ 268,250 | $ 73,000 |
| Burlington-South Burlington, VT | 4 | $ 862,000 | $ 215,500 | $ 88,000 |
| Casper, WY | 4 | $ 927,000 | $ 231,750 | $ 86,000 |
| Cheyenne, WY | 4 | $ 534,000 | $ 133,500 | $ 46,000 |
| Florence, SC | 4 | $ 264,000 | $ 66,000 | $ 33,000 |
| Fort Smith, AR-OK | 4 | $ 490,000 | $ 122,500 | $ 87,000 |
| Hagerstown-Martinsburg, MD-WV | 4 | $ 703,000 | $ 175,750 | $ 83,000 |
| Huntsville, AL | 4 | $ 952,000 | $ 238,000 | $ 76,000 |
| Iowa City, IA | 4 | $ 746,000 | $ 186,500 | $ 70,000 |
| Jackson, MI | 4 | $ 549,000 | $ 137,250 | $ 75,000 |
| Jackson, TN | 4 | $ 732,000 | $ 183,000 | $ 80,000 |
| Kankakee-Bradley, IL | 4 | $ 735,000 | $ 183,750 | $ 84,000 |
| Kingsport-Bristol-Bristol, TN-VA | 4 | $ 1,133,000 | $ 283,250 | $ 106,000 |
| Lebanon, PA | 4 | $ 595,000 | $ 148,750 | $ 82,000 |
| Monroe, MI | 4 | $ 598,000 | $ 149,500 | $ 69,000 |
| Muncie, IN | 4 | $ 403,000 | $ 100,750 | $ 65,000 |
| Olympia, WA | 4 | $ 231,000 | $ 57,750 | $ 95,000 |
| Pueblo, CO | 4 | $ 721,000 | $ 180,250 | $ 75,000 |
| Roanoke, VA | 4 | $ 1,000,000 | $ 250,000 | $ 69,000 |
| Wheeling, WV-OH | 4 | $ 513,000 | $ 128,250 | $ 42,500 |
| Winchester, VA-WV | 4 | $ 1,570,000 | $ 392,500 | $ 105,000 |
| Altoona, PA | 3 | $ 586,000 | $ 195,333 | $ 58,000 |
| Anniston-Oxford, AL | 3 | $ 579,000 | $ 193,000 | $ 94,000 |
| Bismarck, ND | 3 | $ 452,000 | $ 150,666 | $ 78,000 |
| Carson City, NV | 3 | $ 1,768,000 | $ 589,333 | $ 119,000 |
| Charlottesville, VA | 3 | $ 927,000 | $ 309,000 | $ 108,000 |
| Fresno, CA | 3 | $ 868,000 | $ 289,333 | $ 135,000 |
| Holland-Grand Haven, MI | 3 | $ 429,000 | $ 143,000 | $ 58,000 |
| Jacksonville, NC | 3 | $ 599,000 | $ 199,666 | $ 72,000 |
| Joplin, MO | 3 | $ 406,000 | $ 135,333 | $ 68,000 |
| Kalamazoo-Portage, MI | 3 | $ 637,000 | $ 212,333 | $ 132,000 |
| Lynchburg, VA | 3 | $ 342,000 | $ 114,000 | $ 38,000 |
| Macon, GA | 3 | $ 302,000 | $ 100,666 | $ 60,000 |
| Medford, OR | 3 | $ 792,000 | $ 264,000 | $ 78,000 |
| Owensboro, KY | 3 | $ 1,306,000 | $ 435,333 | $ 357,000 |
| Santa Ana-Anaheim-Irvine, CA | 3 | $ 757,000 | $ 252,333 | $ 148,000 |
| Warner Robins, GA | 3 | $ 847,000 | $ 282,333 | $ 72,000 |
| Wilmington, DE-MD-NJ | 3 | $ 1,060,000 | $ 353,333 | $ 118,000 |
| Ann Arbor, MI | 2 | $ 270,000 | $ 135,000 | $ 60,000 |
| Bakersfield, CA | 2 | $ 442,000 | $ 221,000 | $ 205,000 |
| Battle Creek, MI | 2 | $ 184,000 | $ 92,000 | $ 99,000 |
| Blacksburg-Christiansburg-Radford, VA | 2 | $ 250,000 | $ 125,000 | $ 121,000 |
| Bowling Green, KY | 2 | $ 245,000 | $ 122,500 | $ 57,000 |
| Charleston, WV | 2 | $ 175,000 | $ 87,500 | $ 73,000 |
| Cumberland, MD-WV | 2 | $ 492,000 | $ 246,000 | $ 109,000 |
| Danville, VA | 2 | $ 172,000 | $ 86,000 | $ 68,000 |
| Erie, PA | 2 | $ 452,000 | $ 226,000 | $ 81,000 |
| Farmington, NM | 2 | $ 705,000 | $ 352,500 | $ 164,000 |
| Fayetteville-Springdale-Rogers, AR-MO | 2 | $ 175,000 | $ 87,500 | $ 94,000 |
| Grand Forks, ND-MN | 2 | $ 425,000 | $ 212,500 | $ 102,000 |
| Hot Springs, AR | 2 | $ 448,000 | $ 224,000 | $ 149,000 |
| Johnson City, TN | 2 | $ 335,000 | $ 167,500 | $ 44,000 |
| Jonesboro, AR | 2 | $ 455,000 | $ 227,500 | $ 88,000 |
| Kennewick-Pasco-Richland, WA | 2 | $ 451,000 | $ 225,500 | $ 52,000 |
| Lima, OH | 2 | $ 144,000 | $ 72,000 | $ 60,000 |
| Manchester-Nashua, NH | 2 | $ 526,000 | $ 263,000 | $ 48,000 |
| Morristown, TN | 2 | $ 262,000 | $ 131,000 | $ 49,000 |
| Mount Vernon-Anacortes, WA | 2 | $ 521,000 | $ 260,500 | $ 119,000 |
| Muskegon-Norton Shores, MI | 2 | $ 164,000 | $ 82,000 | $ 86,000 |
| Oxnard-Thousand Oaks-Ventura, CA | 2 | $ 155,000 | $ 77,500 | $ 121,000 |
| Rockingham County-Strafford County, NH | 2 | $ 463,000 | $ 231,500 | $ 179,000 |
| Sacramento--Arden-Arcade--Roseville, CA | 2 | $ 383,000 | $ 191,500 | $ 73,000 |
| Santa Fe, NM | 2 | $ 713,000 | $ 356,500 | $ 135,000 |
| Springfield, IL | 2 | $ 278,000 | $ 139,000 | $ 55,000 |
| Tallahassee, FL | 2 | $ 1,070,000 | $ 535,000 | $ 2,216,000 |
| Albany, GA | 1 | $ 136,000 | $ 136,000 | $ 72,000 |
| Athens-Clarke County, GA | 1 | $ 166,000 | $ 166,000 | $ 65,000 |
| Bremerton-Silverdale, WA | 1 | $ 404,000 | $ 404,000 | $ 127,000 |
| Champaign-Urbana, IL | 1 | $ 101,000 | $ 101,000 | $ 62,000 |
| Cleveland, TN | 1 | $ 180,000 | $ 180,000 | $ 97,000 |
| Coeur D'Alene, ID | 1 | $ 33,000 | $ 33,000 | $ 107,000 |
| Corvallis, OR | 1 | $ 417,000 | $ 417,000 | $ 84,000 |
| Decatur, AL | 1 | $ 28,000 | $ 28,000 | $ 52,000 |
| Decatur, IL | 1 | $ 178,000 | $ 178,000 | $ 59,000 |
| Eugene-Springfield, OR | 1 | $ 82,000 | $ 82,000 | $ 126,000 |
| Hinesville-Fort Stewart, GA | 1 | $ 104,000 | $ 104,000 | $ 103,000 |
| Las Cruces, NM | 1 | $ 245,000 | $ 245,000 | $ 57,000 |
| Mansfield, OH | 1 | $ 126,000 | $ 126,000 | $ 56,000 |
| Montgomery, AL | 1 | $ 60,000 | $ 60,000 | $ 25,000 |
| Palm Coast, FL | 1 | $ 174,000 | $ 174,000 | $ 34,000 |
| Pensacola-Ferry Pass-Brent, FL | 1 | $ 486,000 | $ 486,000 | $ 140,000 |
| Pocatello, ID | 1 | $ 342,000 | $ 342,000 | $ 114,000 |
| Rapid City, SD | 1 | $ 126,000 | $ 126,000 | $ 26,000 |
| Rocky Mount, NC | 1 | $ 105,000 | $ 105,000 | $ 48,000 |
| Saginaw-Saginaw Township North, MI | 1 | $ 152,000 | $ 152,000 | $ 103,000 |
| Sandusky, OH | 1 | $ 42,000 | $ 42,000 | $ 69,000 |
| Santa Rosa-Petaluma, CA | 1 | $ 417,000 | $ 417,000 | $ 137,000 |
| Sebastian-Vero Beach, FL | 1 | $ 493,000 | $ 493,000 | $ 153,000 |
| Sumter, SC | 1 | $ 168,000 | $ 168,000 | $ 72,000 |
| Tuscaloosa, AL | 1 | $ 164,000 | $ 164,000 | $ 129,000 |
| Vallejo-Fairfield, CA | 1 | $ 383,000 | $ 383,000 | $ 143,000 |
| Visalia-Porterville, CA | 1 | $ 220,000 | $ 220,000 | $ 52,000 |
| Williamsport, PA | 1 | $ 390,000 | $ 390,000 | $ 130,000 |
| Yakima, WA | 1 | $ 96,000 | $ 96,000 | $ 53,000 |
Mortgage Loan Application Detail Totals for M&I Bank FSB in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 7,727 | $2,099,091,000 | $271,000 | $7,000,000 | $107,000 | $4,768,000 |
| Home Purchase | 1,950 | $767,081,000 | $393,000 | $8,500,000 | $165,000 | $5,915,000 |
| Home Improvement | 740 | $182,800,000 | $247,000 | $2,812,000 | $103,000 | $1,140,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 7,342 | $2,244,796,000 | $305,000 | $7,000,000 | $123,000 | $5,915,000 |
| Not Provided | 1,363 | $405,240,000 | $297,000 | $8,500,000 | $122,000 | $4,028,000 |
| Black or African American | 909 | $187,330,000 | $206,000 | $2,500,000 | $84,000 | $2,758,000 |
| Hispanic | 503 | $128,804,000 | $256,000 | $3,600,000 | $97,000 | $3,725,000 |
| Asian | 181 | $64,596,000 | $356,000 | $2,444,000 | $135,000 | $1,140,000 |
| Not applicable | 74 | $5,075,000 | $68,000 | $300,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 26 | $9,389,000 | $361,000 | $1,300,000 | $145,000 | $506,000 |
| American Indian or Alaskan Native | 19 | $3,742,000 | $196,000 | $639,000 | $90,000 | $222,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 9,292 | $2,854,549,000 | $307,000 | $8,500,000 | $124,000 | $5,915,000 |
| FHA-insured (Federal Housing Administration) | 1,125 | $194,423,000 | $172,000 | $739,000 | $65,000 | $401,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Denied By Financial Institution | 4,846 | $1,408,360,000 | $290,000 | $8,500,000 | $109,000 | $5,915,000 |
| Loan Originated | 2,786 | $861,053,000 | $309,000 | $6,790,000 | $134,000 | $4,768,000 |
| Application Withdrawn By Applicant | 1,473 | $394,991,000 | $268,000 | $7,000,000 | $108,000 | $4,768,000 |
| File Closed For Incompleteness | 1,128 | $354,451,000 | $314,000 | $3,000,000 | $132,000 | $3,409,000 |
| Application Approved But Not Accepted | 107 | $24,774,000 | $231,000 | $1,980,000 | $98,000 | $860,000 |
| Loan Purchased By The Institution | 74 | $5,075,000 | $68,000 | $300,000 | $0 | $0 |
| Preapproval Denied by Financial Institution | 3 | $268,000 | $89,000 | $160,000 | $58,000 | $126,000 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 2,116 | $587,220,000 | $277,000 | $3,200,000 | $87,000 | $1,689,000 |
| Collateral | 1,317 | $415,199,000 | $315,000 | $8,500,000 | $146,000 | $5,915,000 |
| Credit History | 961 | $236,887,000 | $246,000 | $3,960,000 | $104,000 | $2,051,000 |
| Employment History | 143 | $37,902,000 | $265,000 | $2,000,000 | $106,000 | $1,200,000 |
| Unverifiable Information | 116 | $61,661,000 | $531,000 | $3,000,000 | $111,000 | $3,804,000 |
| Other | 108 | $38,299,000 | $354,000 | $4,700,000 | $154,000 | $1,432,000 |
| Credit Application Incomplete | 84 | $29,710,000 | $353,000 | $4,960,000 | $102,000 | $720,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $1,750,000 | $437,000 | $940,000 | $70,000 | $141,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&I Bank FSB's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&I Bank FSB's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.
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