M&T Real Estate Trust
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
M&T Real Estate Trust 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | M&T Real Estate Trust 701 Seneca Street-Suite 330N Buffalo, NY 14210 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 |
| Total Number of Mortgage Applications | 315 |
| Total Mortgage Loan Application Amount | $1,347,487,000 |
| Average Mortgage Loan Application Amount | $3,505,000 |
| Highest Mortgage Loan Application Amount | $95,000,000 |
| Average Applicant Income | $0 |
| Highest Applicant Income | $0 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with M&T Real Estate Trust. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing M&T Real Estate Trust's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down M&T Real Estate Trust's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how M&T Real Estate Trust serves its applicants.
Each category highlights the total number of mortgage applications processed by M&T Real Estate Trust, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at M&T Real Estate Trust's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| New York County New York | 25 | $ 258,389,000 | $ 10,335,000 | $ 0 |
| Baltimore City County Maryland | 20 | $ 6,133,000 | $ 306,000 | $ 0 |
| Erie County New York | 20 | $ 6,424,000 | $ 321,000 | $ 0 |
| Onondaga County New York | 13 | $ 38,727,000 | $ 2,979,000 | $ 0 |
| Monroe County New York | 11 | $ 24,355,000 | $ 2,214,000 | $ 0 |
| Washington County Maryland | 9 | $ 1,620,000 | $ 180,000 | $ 0 |
| Broome County New York | 7 | $ 1,704,000 | $ 243,000 | $ 0 |
| Queens County New York | 7 | $ 89,500,000 | $ 12,785,000 | $ 0 |
| Blair County Pennsylvania | 7 | $ 15,935,000 | $ 2,276,000 | $ 0 |
| Cumberland County Pennsylvania | 7 | $ 2,207,000 | $ 315,000 | $ 0 |
| Sussex County Delaware | 6 | $ 9,609,000 | $ 1,601,000 | $ 0 |
| Bronx County New York | 6 | $ 32,257,000 | $ 5,376,000 | $ 0 |
| Dauphin County Pennsylvania | 6 | $ 1,671,000 | $ 278,000 | $ 0 |
| Kings County New York | 5 | $ 37,200,000 | $ 7,440,000 | $ 0 |
| Oneida County New York | 5 | $ 1,278,000 | $ 255,000 | $ 0 |
| Rensselaer County New York | 5 | $ 35,073,000 | $ 7,014,000 | $ 0 |
| Suffolk County New York | 5 | $ 19,211,000 | $ 3,842,000 | $ 0 |
| Franklin County Pennsylvania | 5 | $ 722,000 | $ 144,000 | $ 0 |
| York County Pennsylvania | 5 | $ 839,000 | $ 167,000 | $ 0 |
| Hudson County New Jersey | 4 | $ 55,151,000 | $ 13,787,000 | $ 0 |
| Albany County New York | 4 | $ 31,575,000 | $ 7,893,000 | $ 0 |
| Nassau County New York | 4 | $ 20,237,000 | $ 5,059,000 | $ 0 |
| Rockland County New York | 4 | $ 1,630,000 | $ 407,000 | $ 0 |
| Multnomah County Oregon | 4 | $ 25,455,000 | $ 6,363,000 | $ 0 |
| Lancaster County Pennsylvania | 4 | $ 8,273,000 | $ 2,068,000 | $ 0 |
| Montgomery County Pennsylvania | 4 | $ 29,565,000 | $ 7,391,000 | $ 0 |
| Philadelphia County Pennsylvania | 4 | $ 3,417,000 | $ 854,000 | $ 0 |
| New Castle County Delaware | 3 | $ 928,000 | $ 309,000 | $ 0 |
| Baltimore County Maryland | 3 | $ 741,000 | $ 247,000 | $ 0 |
| Carroll County Maryland | 3 | $ 574,000 | $ 191,000 | $ 0 |
| Bergen County New Jersey | 3 | $ 26,402,000 | $ 8,800,000 | $ 0 |
| Burlington County New Jersey | 3 | $ 12,900,000 | $ 4,300,000 | $ 0 |
| Chautauqua County New York | 3 | $ 461,000 | $ 153,000 | $ 0 |
| Jefferson County New York | 3 | $ 2,281,000 | $ 760,000 | $ 0 |
| Tompkins County New York | 3 | $ 4,976,000 | $ 1,658,000 | $ 0 |
| Centre County Pennsylvania | 3 | $ 267,000 | $ 89,000 | $ 0 |
| Schuylkill County Pennsylvania | 3 | $ 2,115,000 | $ 705,000 | $ 0 |
| King County Washington | 3 | $ 39,260,000 | $ 13,086,000 | $ 0 |
| Snohomish County Washington | 3 | $ 48,900,000 | $ 16,300,000 | $ 0 |
| Alachua County Florida | 2 | $ 10,322,000 | $ 5,161,000 | $ 0 |
| Leon County Florida | 2 | $ 26,319,000 | $ 13,159,000 | $ 0 |
| Allegany County Maryland | 2 | $ 137,000 | $ 68,000 | $ 0 |
| Anne Arundel County Maryland | 2 | $ 49,224,000 | $ 24,612,000 | $ 0 |
| Montgomery County Maryland | 2 | $ 2,327,000 | $ 1,163,000 | $ 0 |
| Prince George's County Maryland | 2 | $ 701,000 | $ 350,000 | $ 0 |
| Atlantic County New Jersey | 2 | $ 600,000 | $ 300,000 | $ 0 |
| Mercer County New Jersey | 2 | $ 372,000 | $ 186,000 | $ 0 |
| Monmouth County New Jersey | 2 | $ 23,300,000 | $ 11,650,000 | $ 0 |
| Madison County New York | 2 | $ 762,000 | $ 381,000 | $ 0 |
| Orange County New York | 2 | $ 711,000 | $ 355,000 | $ 0 |
| Saratoga County New York | 2 | $ 25,700,000 | $ 12,850,000 | $ 0 |
| Steuben County New York | 2 | $ 701,000 | $ 350,000 | $ 0 |
| Westchester County New York | 2 | $ 1,471,000 | $ 735,000 | $ 0 |
| Berks County Pennsylvania | 2 | $ 327,000 | $ 163,000 | $ 0 |
| Lackawanna County Pennsylvania | 2 | $ 300,000 | $ 150,000 | $ 0 |
| Lycoming County Pennsylvania | 2 | $ 1,950,000 | $ 975,000 | $ 0 |
| Broomfield County Colorado | 1 | $ 30,500,000 | $ 30,500,000 | $ 0 |
| El Paso County Colorado | 1 | $ 35,000,000 | $ 35,000,000 | $ 0 |
| Kent County Delaware | 1 | $ 133,000 | $ 133,000 | $ 0 |
| Osceola County Florida | 1 | $ 39,806,000 | $ 39,806,000 | $ 0 |
| Palm Beach County Florida | 1 | $ 3,200,000 | $ 3,200,000 | $ 0 |
| Chatham County Georgia | 1 | $ 3,000,000 | $ 3,000,000 | $ 0 |
| Cecil County Maryland | 1 | $ 275,000 | $ 275,000 | $ 0 |
| Dorchester County Maryland | 1 | $ 285,000 | $ 285,000 | $ 0 |
| Frederick County Maryland | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Wicomico County Maryland | 1 | $ 18,980,000 | $ 18,980,000 | $ 0 |
| Worcester County Maryland | 1 | $ 150,000 | $ 150,000 | $ 0 |
| Norfolk County Massachusetts | 1 | $ 32,175,000 | $ 32,175,000 | $ 0 |
| Cape May County New Jersey | 1 | $ 1,375,000 | $ 1,375,000 | $ 0 |
| Cumberland County New Jersey | 1 | $ 3,450,000 | $ 3,450,000 | $ 0 |
| Essex County New Jersey | 1 | $ 880,000 | $ 880,000 | $ 0 |
| Morris County New Jersey | 1 | $ 42,000,000 | $ 42,000,000 | $ 0 |
| Ocean County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Passaic County New Jersey | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Somerset County New Jersey | 1 | $ 2,100,000 | $ 2,100,000 | $ 0 |
| Union County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Warren County New Jersey | 1 | $ 120,000 | $ 120,000 | $ 0 |
| Cayuga County New York | 1 | $ 86,000 | $ 86,000 | $ 0 |
| Columbia County New York | 1 | $ 940,000 | $ 940,000 | $ 0 |
| Herkimer County New York | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Niagara County New York | 1 | $ 71,000 | $ 71,000 | $ 0 |
| Schenectady County New York | 1 | $ 248,000 | $ 248,000 | $ 0 |
| Ulster County New York | 1 | $ 900,000 | $ 900,000 | $ 0 |
| Warren County New York | 1 | $ 10,000,000 | $ 10,000,000 | $ 0 |
| Washington County New York | 1 | $ 2,033,000 | $ 2,033,000 | $ 0 |
| Currituck County North Carolina | 1 | $ 415,000 | $ 415,000 | $ 0 |
| Clearfield County Pennsylvania | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Columbia County Pennsylvania | 1 | $ 48,000 | $ 48,000 | $ 0 |
| Delaware County Pennsylvania | 1 | $ 200,000 | $ 200,000 | $ 0 |
| Luzerne County Pennsylvania | 1 | $ 147,000 | $ 147,000 | $ 0 |
| Charleston County South Carolina | 1 | $ 38,114,000 | $ 38,114,000 | $ 0 |
| Salt Lake County Utah | 1 | $ 18,635,000 | $ 18,635,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 8,673,000 | $ 8,673,000 | $ 0 |
| Windsor County Vermont | 1 | $ 9,345,000 | $ 9,345,000 | $ 0 |
| Hampshire County West Virginia | 1 | $ 150,000 | $ 150,000 | $ 0 |
Mortgage Loan Application Detail Totals for M&T Real Estate Trust in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 213 | $1,089,952,000 | $5,117,000 | $95,000,000 | $0 | $0 |
| Refinancing | 74 | $171,112,000 | $2,312,000 | $38,500,000 | $0 | $0 |
| Home Improvement | 28 | $86,423,000 | $3,086,000 | $50,000,000 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 315 | $1,347,487,000 | $4,277,000 | $95,000,000 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
| White | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
| Asian | 0 | $0 | $0 | $0 | $0 | $0 |
| Black or African American | 0 | $0 | $0 | $0 | $0 | $0 |
| Hispanic | 0 | $0 | $0 | $0 | $0 | $0 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 315 | $1,347,487,000 | $4,277,000 | $95,000,000 | $0 | $0 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Purchased By The Institution | 311 | $1,322,032,000 | $4,250,000 | $95,000,000 | $0 | $0 |
| Loan Originated | 4 | $25,455,000 | $6,363,000 | $11,250,000 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into M&T Real Estate Trust's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess M&T Real Estate Trust's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in New York, download the full spreadsheet
with aggregated HMDA statistics today.