Main Street Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Main Street Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Main Street Bank 31780 Telegraph Road, Suite 100 Bingham Farms, MI 48025 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 |
| Total Number of Mortgage Applications | 949 |
| Total Mortgage Loan Application Amount | $185,067,000 |
| Average Mortgage Loan Application Amount | $213,333 |
| Highest Mortgage Loan Application Amount | $1,900,000 |
| Average Applicant Income | $140,666 |
| Highest Applicant Income | $2,171,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Main Street Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Main Street Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Main Street Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Main Street Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Main Street Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Main Street Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Oakland County Michigan | 459 | $ 99,456,000 | $ 216,000 | $ 144,000 |
| Wayne County Michigan | 177 | $ 27,253,000 | $ 153,000 | $ 83,000 |
| Macomb County Michigan | 157 | $ 21,909,000 | $ 139,000 | $ 78,000 |
| Livingston County Michigan | 21 | $ 4,012,000 | $ 191,000 | $ 83,000 |
| Washtenaw County Michigan | 15 | $ 3,642,000 | $ 242,000 | $ 127,000 |
| Los Angeles County California | 9 | $ 3,464,000 | $ 384,000 | $ 210,000 |
| Kent County Michigan | 8 | $ 1,928,000 | $ 241,000 | $ 156,000 |
| St. Clair County Michigan | 8 | $ 1,168,000 | $ 146,000 | $ 84,000 |
| Orange County California | 5 | $ 1,998,000 | $ 399,000 | $ 207,000 |
| Maricopa County Arizona | 4 | $ 1,110,000 | $ 277,000 | $ 131,000 |
| Lapeer County Michigan | 4 | $ 788,000 | $ 197,000 | $ 162,000 |
| Lake County Illinois | 3 | $ 927,000 | $ 309,000 | $ 100,000 |
| Ingham County Michigan | 3 | $ 459,000 | $ 153,000 | $ 86,000 |
| Lenawee County Michigan | 3 | $ 297,000 | $ 99,000 | $ 72,000 |
| Collier County Florida | 2 | $ 761,000 | $ 380,000 | $ 423,000 |
| Lee County Florida | 2 | $ 717,000 | $ 358,000 | $ 214,000 |
| Miami-Dade County Florida | 2 | $ 743,000 | $ 371,000 | $ 956,000 |
| Orange County Florida | 2 | $ 679,000 | $ 339,000 | $ 195,000 |
| Antrim County Michigan | 2 | $ 360,000 | $ 180,000 | $ 171,000 |
| Charlevoix County Michigan | 2 | $ 480,000 | $ 240,000 | $ 144,000 |
| Genesee County Michigan | 2 | $ 261,000 | $ 130,000 | $ 82,000 |
| Isabella County Michigan | 2 | $ 210,000 | $ 105,000 | $ 51,000 |
| Jackson County Michigan | 2 | $ 270,000 | $ 135,000 | $ 95,000 |
| Leelanau County Michigan | 2 | $ 355,000 | $ 177,000 | $ 49,000 |
| Monroe County Michigan | 2 | $ 161,000 | $ 80,000 | $ 71,000 |
| Roscommon County Michigan | 2 | $ 304,000 | $ 152,000 | $ 201,000 |
| Saginaw County Michigan | 2 | $ 223,000 | $ 111,000 | $ 40,000 |
| Sanilac County Michigan | 2 | $ 333,000 | $ 166,000 | $ 216,000 |
| Brunswick County North Carolina | 2 | $ 563,000 | $ 281,000 | $ 131,000 |
| Delaware County Pennsylvania | 2 | $ 785,000 | $ 392,000 | $ 154,000 |
| Loudoun County Virginia | 2 | $ 1,084,000 | $ 542,000 | $ 125,000 |
| Baldwin County Alabama | 1 | $ 164,000 | $ 164,000 | $ 58,000 |
| Santa Barbara County California | 1 | $ 583,000 | $ 583,000 | $ 295,000 |
| Yolo County California | 1 | $ 233,000 | $ 233,000 | $ 128,000 |
| New Haven County Connecticut | 1 | $ 156,000 | $ 156,000 | $ 69,000 |
| Brevard County Florida | 1 | $ 119,000 | $ 119,000 | $ 32,000 |
| Manatee County Florida | 1 | $ 160,000 | $ 160,000 | $ 273,000 |
| Palm Beach County Florida | 1 | $ 59,000 | $ 59,000 | $ 37,000 |
| Pasco County Florida | 1 | $ 290,000 | $ 290,000 | $ 117,000 |
| Sarasota County Florida | 1 | $ 96,000 | $ 96,000 | $ 138,000 |
| Walton County Florida | 1 | $ 202,000 | $ 202,000 | $ 549,000 |
| Chatham County Georgia | 1 | $ 417,000 | $ 417,000 | $ 156,000 |
| DuPage County Illinois | 1 | $ 221,000 | $ 221,000 | $ 67,000 |
| Huntington County Indiana | 1 | $ 227,000 | $ 227,000 | $ 68,000 |
| St. Joseph County Indiana | 1 | $ 202,000 | $ 202,000 | $ 97,000 |
| Calhoun County Michigan | 1 | $ 104,000 | $ 104,000 | $ 143,000 |
| Emmet County Michigan | 1 | $ 142,000 | $ 142,000 | $ 84,000 |
| Gladwin County Michigan | 1 | $ 84,000 | $ 84,000 | $ 47,000 |
| Iron County Michigan | 1 | $ 98,000 | $ 98,000 | $ 18,000 |
| Kalamazoo County Michigan | 1 | $ 125,000 | $ 125,000 | $ 42,000 |
| Kalkaska County Michigan | 1 | $ 100,000 | $ 100,000 | $ 220,000 |
| Manistee County Michigan | 1 | $ 76,000 | $ 76,000 | $ 65,000 |
| Mecosta County Michigan | 1 | $ 189,000 | $ 189,000 | $ 160,000 |
| Midland County Michigan | 1 | $ 112,000 | $ 112,000 | $ 98,000 |
| Missaukee County Michigan | 1 | $ 168,000 | $ 168,000 | $ 199,000 |
| Muskegon County Michigan | 1 | $ 236,000 | $ 236,000 | $ 163,000 |
| Otsego County Michigan | 1 | $ 100,000 | $ 100,000 | $ 143,000 |
| Presque Isle County Michigan | 1 | $ 206,000 | $ 206,000 | $ 238,000 |
| Wexford County Michigan | 1 | $ 52,000 | $ 52,000 | $ 169,000 |
| Cayuga County New York | 1 | $ 260,000 | $ 260,000 | $ 151,000 |
| Gaston County North Carolina | 1 | $ 106,000 | $ 106,000 | $ 54,000 |
| Mecklenburg County North Carolina | 1 | $ 1,630,000 | $ 1,630,000 | $ 2,171,000 |
| Watauga County North Carolina | 1 | $ 257,000 | $ 257,000 | $ 375,000 |
| Cuyahoga County Ohio | 1 | $ 417,000 | $ 417,000 | $ 140,000 |
| Hamilton County Ohio | 1 | $ 58,000 | $ 58,000 | $ 179,000 |
| Montgomery County Ohio | 1 | $ 29,000 | $ 29,000 | $ 50,000 |
| Dallas County Texas | 1 | $ 129,000 | $ 129,000 | $ 105,000 |
| Fort Bend County Texas | 1 | $ 273,000 | $ 273,000 | $ 130,000 |
| Salt Lake County Utah | 1 | $ 143,000 | $ 143,000 | $ 49,000 |
Mortgage Loan Application Detail Totals for Main Street Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 475 | $110,511,000 | $232,000 | $1,900,000 | $159,000 | $2,171,000 |
| Home Purchase | 457 | $70,212,000 | $153,000 | $1,200,000 | $85,000 | $647,000 |
| Home Improvement | 17 | $4,344,000 | $255,000 | $890,000 | $178,000 | $600,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 868 | $173,089,000 | $199,000 | $1,900,000 | $128,000 | $2,171,000 |
| Black or African American | 39 | $4,586,000 | $117,000 | $396,000 | $56,000 | $288,000 |
| Asian | 25 | $5,276,000 | $211,000 | $415,000 | $121,000 | $300,000 |
| Hispanic | 14 | $1,749,000 | $124,000 | $342,000 | $69,000 | $210,000 |
| American Indian or Alaskan Native | 2 | $177,000 | $88,000 | $119,000 | $24,000 | $32,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $190,000 | $190,000 | $190,000 | $76,000 | $76,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Provided | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 636 | $146,578,000 | $230,000 | $1,900,000 | $159,000 | $2,171,000 |
| FHA-insured (Federal Housing Administration) | 312 | $38,402,000 | $123,000 | $300,000 | $51,000 | $212,000 |
| VA-guaranteed (Veterans Administration) | 1 | $87,000 | $87,000 | $87,000 | $78,000 | $78,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 793 | $152,925,000 | $192,000 | $1,630,000 | $126,000 | $2,171,000 |
| Application Denied By Financial Institution | 79 | $14,428,000 | $182,000 | $660,000 | $107,000 | $500,000 |
| Application Withdrawn By Applicant | 37 | $8,328,000 | $225,000 | $1,900,000 | $122,000 | $750,000 |
| Application Approved But Not Accepted | 26 | $6,160,000 | $236,000 | $592,000 | $118,000 | $595,000 |
| File Closed For Incompleteness | 13 | $3,082,000 | $237,000 | $544,000 | $124,000 | $292,000 |
| Preapproval Denied by Financial Institution | 1 | $144,000 | $144,000 | $144,000 | $37,000 | $37,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Main Street Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Main Street Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.