Main Street Bank
Mortgage Loan Application
Totals and Details
for 2004
Find mortgage loan statistics, lending data, and loan application totals for North Carolina.
The mortgage statistics and data below are specific to mortgage loan applications for Main Street Bank.
Search for mortgage lenders by state, county, or metropolitan area
and explore the loan application details and stats broken down by several loan categories from 2003-2021.
| Mortgage Company & Address | Main Street Bank 2713 Forest Hills Road Wilson, NC 27893 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,488 |
| Total Mortgage Loan Application Amount | $244,800,000 |
| Average Mortgage Loan Application Amount | $266,150 |
| Highest Mortgage Loan Application Amount | $3,059,000 |
| Average Applicant Income | $56,566 |
| Highest Applicant Income | $1,327,000 |
Overall mortgage application loan totals and averages for this lender are provided for each year by county, metro area, and the entire US.
The loan data is broken down by loan purpose, loan type, applicant race, application outcome, and denial reason. With this information, you can get a detailed view of locations
where the mortgage lender is actively processing applications as well as the types and outcomes of loans from these applications.
As you search for mortgage loan stats and lending data in NC, the totals and averages will help you understand where the lender does business as well as the volume of business they do.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Newton County Georgia | 239 | $ 25,915,000 | $ 108,000 | $ 58,000 |
| Fulton County Georgia | 120 | $ 30,727,000 | $ 256,000 | $ 97,000 |
| Clarke County Georgia | 117 | $ 19,936,000 | $ 170,000 | $ 56,000 |
| Walton County Georgia | 107 | $ 11,594,000 | $ 108,000 | $ 44,000 |
| Cobb County Georgia | 100 | $ 18,143,000 | $ 181,000 | $ 90,000 |
| Gwinnett County Georgia | 98 | $ 17,176,000 | $ 175,000 | $ 94,000 |
| DeKalb County Georgia | 94 | $ 15,873,000 | $ 168,000 | $ 78,000 |
| Barrow County Georgia | 71 | $ 6,866,000 | $ 96,000 | $ 39,000 |
| Forsyth County Georgia | 69 | $ 15,236,000 | $ 220,000 | $ 70,000 |
| Rockdale County Georgia | 49 | $ 5,700,000 | $ 116,000 | $ 75,000 |
| Oconee County Georgia | 35 | $ 5,806,000 | $ 165,000 | $ 68,000 |
| Jackson County Georgia | 31 | $ 3,179,000 | $ 102,000 | $ 77,000 |
| Jasper County Georgia | 24 | $ 1,907,000 | $ 79,000 | $ 63,000 |
| Cherokee County Georgia | 18 | $ 4,761,000 | $ 264,000 | $ 95,000 |
| Hall County Georgia | 18 | $ 2,931,000 | $ 162,000 | $ 148,000 |
| Madison County Georgia | 16 | $ 1,573,000 | $ 98,000 | $ 48,000 |
| Morgan County Georgia | 16 | $ 1,851,000 | $ 115,000 | $ 65,000 |
| Dawson County Georgia | 15 | $ 2,584,000 | $ 172,000 | $ 112,000 |
| Oglethorpe County Georgia | 12 | $ 1,667,000 | $ 138,000 | $ 46,000 |
| Elbert County Georgia | 7 | $ 523,000 | $ 74,000 | $ 41,000 |
| Los Angeles County California | 6 | $ 2,728,000 | $ 454,000 | $ 164,000 |
| Baldwin County Georgia | 6 | $ 1,666,000 | $ 277,000 | $ 124,000 |
| Paulding County Georgia | 6 | $ 1,169,000 | $ 194,000 | $ 57,000 |
| El Paso County Colorado | 5 | $ 1,034,000 | $ 206,000 | $ 0 |
| Greene County Georgia | 5 | $ 895,000 | $ 179,000 | $ 115,000 |
| Hart County Georgia | 5 | $ 555,000 | $ 111,000 | $ 77,000 |
| Clark County Nevada | 5 | $ 1,066,000 | $ 213,000 | $ 0 |
| Fairfax County Virginia | 5 | $ 1,772,000 | $ 354,000 | $ 53,000 |
| Pinellas County Florida | 4 | $ 1,211,000 | $ 302,000 | $ 127,000 |
| Bibb County Georgia | 4 | $ 464,000 | $ 116,000 | $ 27,000 |
| Henry County Georgia | 4 | $ 379,000 | $ 94,000 | $ 49,000 |
| Putnam County Georgia | 4 | $ 1,091,000 | $ 272,000 | $ 48,000 |
| Bergen County New Jersey | 4 | $ 1,561,000 | $ 390,000 | $ 0 |
| Prince William County Virginia | 4 | $ 840,000 | $ 210,000 | $ 29,000 |
| San Bernardino County California | 3 | $ 581,000 | $ 193,000 | $ 25,000 |
| Santa Cruz County California | 3 | $ 984,000 | $ 328,000 | $ 0 |
| Bartow County Georgia | 3 | $ 537,000 | $ 179,000 | $ 109,000 |
| Clayton County Georgia | 3 | $ 181,000 | $ 60,000 | $ 69,000 |
| Lee County Georgia | 3 | $ 278,000 | $ 92,000 | $ 113,000 |
| White County Georgia | 3 | $ 174,000 | $ 58,000 | $ 88,000 |
| Wilkes County Georgia | 3 | $ 266,000 | $ 88,000 | $ 113,000 |
| Monmouth County New Jersey | 3 | $ 672,000 | $ 224,000 | $ 40,000 |
| Charleston County South Carolina | 3 | $ 738,000 | $ 246,000 | $ 69,000 |
| Madison County Alabama | 2 | $ 394,000 | $ 197,000 | $ 135,000 |
| Mohave County Arizona | 2 | $ 254,000 | $ 127,000 | $ 71,000 |
| Orange County California | 2 | $ 746,000 | $ 373,000 | $ 73,000 |
| Fairfield County Connecticut | 2 | $ 381,000 | $ 190,000 | $ 42,000 |
| Flagler County Florida | 2 | $ 669,000 | $ 334,000 | $ 234,000 |
| Manatee County Florida | 2 | $ 104,000 | $ 52,000 | $ 0 |
| Okaloosa County Florida | 2 | $ 368,000 | $ 184,000 | $ 180,000 |
| Bryan County Georgia | 2 | $ 146,000 | $ 73,000 | $ 46,000 |
| Fannin County Georgia | 2 | $ 516,000 | $ 258,000 | $ 219,000 |
| Fayette County Georgia | 2 | $ 364,000 | $ 182,000 | $ 75,000 |
| Gilmer County Georgia | 2 | $ 467,000 | $ 233,000 | $ 225,000 |
| Glynn County Georgia | 2 | $ 143,000 | $ 71,000 | $ 124,000 |
| Hancock County Georgia | 2 | $ 385,000 | $ 192,000 | $ 194,000 |
| Lumpkin County Georgia | 2 | $ 193,000 | $ 96,000 | $ 11,000 |
| Monroe County Georgia | 2 | $ 34,000 | $ 17,000 | $ 58,000 |
| Muscogee County Georgia | 2 | $ 83,000 | $ 41,000 | $ 132,000 |
| Pickens County Georgia | 2 | $ 276,000 | $ 138,000 | $ 260,000 |
| Randolph County Georgia | 2 | $ 172,000 | $ 86,000 | $ 38,000 |
| Cook County Illinois | 2 | $ 1,138,000 | $ 569,000 | $ 201,000 |
| Worcester County Maryland | 2 | $ 203,000 | $ 101,000 | $ 60,000 |
| Cape May County New Jersey | 2 | $ 468,000 | $ 234,000 | $ 0 |
| Essex County New Jersey | 2 | $ 770,000 | $ 385,000 | $ 0 |
| Ocean County New Jersey | 2 | $ 216,000 | $ 108,000 | $ 0 |
| Brunswick County North Carolina | 2 | $ 568,000 | $ 284,000 | $ 471,000 |
| Currituck County North Carolina | 2 | $ 368,000 | $ 184,000 | $ 132,000 |
| Summit County Ohio | 2 | $ 635,000 | $ 317,000 | $ 168,000 |
| Tulsa County Oklahoma | 2 | $ 131,000 | $ 65,000 | $ 0 |
| Washington County Oregon | 2 | $ 470,000 | $ 235,000 | $ 71,000 |
| Chester County Pennsylvania | 2 | $ 510,000 | $ 255,000 | $ 0 |
| Dallas County Texas | 2 | $ 169,000 | $ 84,000 | $ 0 |
| King County Washington | 2 | $ 391,000 | $ 195,000 | $ 0 |
| Maricopa County Arizona | 1 | $ 226,000 | $ 226,000 | $ 108,000 |
| Pinal County Arizona | 1 | $ 107,000 | $ 107,000 | $ 54,000 |
| Calaveras County California | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Madera County California | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Riverside County California | 1 | $ 200,000 | $ 200,000 | $ 146,000 |
| Sacramento County California | 1 | $ 210,000 | $ 210,000 | $ 0 |
| San Diego County California | 1 | $ 200,000 | $ 200,000 | $ 0 |
| San Juan County Colorado | 1 | $ 348,000 | $ 348,000 | $ 0 |
| District of Columbia County District Of Columbia | 1 | $ 195,000 | $ 195,000 | $ 0 |
| Bay County Florida | 1 | $ 231,000 | $ 231,000 | $ 0 |
| Charlotte County Florida | 1 | $ 82,000 | $ 82,000 | $ 0 |
| Duval County Florida | 1 | $ 167,000 | $ 167,000 | $ 0 |
| Escambia County Florida | 1 | $ 104,000 | $ 104,000 | $ 96,000 |
| Hernando County Florida | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Lee County Florida | 1 | $ 600,000 | $ 600,000 | $ 0 |
| Osceola County Florida | 1 | $ 398,000 | $ 398,000 | $ 193,000 |
| Palm Beach County Florida | 1 | $ 252,000 | $ 252,000 | $ 258,000 |
| Santa Rosa County Florida | 1 | $ 608,000 | $ 608,000 | $ 0 |
| Sarasota County Florida | 1 | $ 194,000 | $ 194,000 | $ 0 |
| Volusia County Florida | 1 | $ 16,000 | $ 16,000 | $ 66,000 |
| Carroll County Georgia | 1 | $ 108,000 | $ 108,000 | $ 0 |
| Chatham County Georgia | 1 | $ 90,000 | $ 90,000 | $ 70,000 |
| Gordon County Georgia | 1 | $ 121,000 | $ 121,000 | $ 50,000 |
| Lamar County Georgia | 1 | $ 29,000 | $ 29,000 | $ 99,000 |
| Rabun County Georgia | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Richmond County Georgia | 1 | $ 113,000 | $ 113,000 | $ 218,000 |
| Spalding County Georgia | 1 | $ 90,000 | $ 90,000 | $ 63,000 |
| Walker County Georgia | 1 | $ 220,000 | $ 220,000 | $ 90,000 |
| Kauai County Hawaii | 1 | $ 960,000 | $ 960,000 | $ 0 |
| Bannock County Idaho | 1 | $ 134,000 | $ 134,000 | $ 0 |
| Twin Falls County Idaho | 1 | $ 152,000 | $ 152,000 | $ 0 |
| Will County Illinois | 1 | $ 189,000 | $ 189,000 | $ 186,000 |
| Anne Arundel County Maryland | 1 | $ 184,000 | $ 184,000 | $ 0 |
| Frederick County Maryland | 1 | $ 271,000 | $ 271,000 | $ 78,000 |
| Prince George's County Maryland | 1 | $ 166,000 | $ 166,000 | $ 0 |
| Barnstable County Massachusetts | 1 | $ 315,000 | $ 315,000 | $ 102,000 |
| Bristol County Massachusetts | 1 | $ 175,000 | $ 175,000 | $ 0 |
| Essex County Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 0 |
| Middlesex County Massachusetts | 1 | $ 554,000 | $ 554,000 | $ 0 |
| Plymouth County Massachusetts | 1 | $ 562,000 | $ 562,000 | $ 171,000 |
| Anoka County Minnesota | 1 | $ 302,000 | $ 302,000 | $ 0 |
| Wright County Minnesota | 1 | $ 306,000 | $ 306,000 | $ 0 |
| Coos County New Hampshire | 1 | $ 116,000 | $ 116,000 | $ 0 |
| Rockingham County New Hampshire | 1 | $ 455,000 | $ 455,000 | $ 0 |
| Burlington County New Jersey | 1 | $ 105,000 | $ 105,000 | $ 0 |
| Albany County New York | 1 | $ 126,000 | $ 126,000 | $ 0 |
| Niagara County New York | 1 | $ 130,000 | $ 130,000 | $ 46,000 |
| Orange County New York | 1 | $ 213,000 | $ 213,000 | $ 0 |
| Queens County New York | 1 | $ 160,000 | $ 160,000 | $ 0 |
| Dare County North Carolina | 1 | $ 333,000 | $ 333,000 | $ 0 |
| Haywood County North Carolina | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Jackson County North Carolina | 1 | $ 250,000 | $ 250,000 | $ 238,000 |
| Macon County North Carolina | 1 | $ 180,000 | $ 180,000 | $ 127,000 |
| Mecklenburg County North Carolina | 1 | $ 321,000 | $ 321,000 | $ 88,000 |
| Clermont County Ohio | 1 | $ 165,000 | $ 165,000 | $ 0 |
| Hamilton County Ohio | 1 | $ 212,000 | $ 212,000 | $ 186,000 |
| Deschutes County Oregon | 1 | $ 264,000 | $ 264,000 | $ 0 |
| Multnomah County Oregon | 1 | $ 131,000 | $ 131,000 | $ 0 |
| York County Pennsylvania | 1 | $ 162,000 | $ 162,000 | $ 0 |
| Anderson County South Carolina | 1 | $ 175,000 | $ 175,000 | $ 101,000 |
| Greenville County South Carolina | 1 | $ 144,000 | $ 144,000 | $ 38,000 |
| Horry County South Carolina | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Oconee County South Carolina | 1 | $ 245,000 | $ 245,000 | $ 0 |
| Collin County Texas | 1 | $ 256,000 | $ 256,000 | $ 195,000 |
| Denton County Texas | 1 | $ 137,000 | $ 137,000 | $ 80,000 |
| Fort Bend County Texas | 1 | $ 91,000 | $ 91,000 | $ 0 |
| Kerr County Texas | 1 | $ 98,000 | $ 98,000 | $ 0 |
| Tarrant County Texas | 1 | $ 456,000 | $ 456,000 | $ 0 |
| Williamson County Texas | 1 | $ 110,000 | $ 110,000 | $ 37,000 |
| Salt Lake County Utah | 1 | $ 228,000 | $ 228,000 | $ 0 |
| Bennington County Vermont | 1 | $ 888,000 | $ 888,000 | $ 0 |
| Chittenden County Vermont | 1 | $ 138,000 | $ 138,000 | $ 0 |
| Loudoun County Virginia | 1 | $ 301,000 | $ 301,000 | $ 0 |
| Norfolk County Virginia | 1 | $ 90,000 | $ 90,000 | $ 0 |
| Stafford County Virginia | 1 | $ 134,000 | $ 134,000 | $ 84,000 |
| Door County Wisconsin | 1 | $ 990,000 | $ 990,000 | $ 390,000 |
The mortgage data stats below are displayed in sortable categories such as loan purpose, race of mortgage applicant, loan type, the outcome of the application, and reason for denial.
Each category breaks down the total number of mortgage applications, the total dollar amount for those applications, the average mortgage amount, the highest mortgage loan applied for within that category,
the average income of the mortgage applicants, and the highest income of the mortgage applicants.
You can also download the entire list of mortgage lenders along with their aggregated lending data for the state of North Carolina,
and search the same numbers and information back through 2003.
Mortgage Loan Application Detail Totals for Main Street Bank in 2004
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 981 | $157,742,000 | $287,961 | $3,059,000 | $45,538 | $1,327,000 |
| Home Purchase | 457 | $85,452,000 | $253,346 | $2,000,000 | $67,961 | $1,103,000 |
| Home Improvement | 50 | $1,606,000 | $32,000 | $153,000 | $47,000 | $300,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,073 | $174,089,000 | $259,608 | $3,059,000 | $66,434 | $1,327,000 |
| Not Provided | 159 | $31,487,000 | $278,833 | $990,000 | $48,875 | $390,000 |
| Black or African American | 116 | $14,185,000 | $154,250 | $500,000 | $38,750 | $167,000 |
| Not applicable | 91 | $15,521,000 | $386,500 | $752,000 | $0 | $0 |
| Asian | 31 | $5,733,000 | $156,166 | $600,000 | $19,333 | $168,000 |
| Hispanic | 14 | $2,657,000 | $189,000 | $491,000 | $73,000 | $247,000 |
| American Indian or Alaskan Native | 3 | $926,000 | $308,666 | $650,000 | $160,000 | $240,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $202,000 | $202,000 | $202,000 | $80,000 | $80,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,465 | $242,005,000 | $284,966 | $3,059,000 | $55,000 | $1,327,000 |
| FHA-insured (Federal Housing Administration) | 22 | $2,697,000 | $122,000 | $182,000 | $54,000 | $218,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $98,000 | $98,000 | $98,000 | $63,000 | $63,000 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,256 | $200,788,000 | $303,821 | $3,059,000 | $52,250 | $1,327,000 |
| Application Denied By Financial Institution | 121 | $18,934,000 | $269,000 | $1,474,000 | $180,000 | $563,000 |
| Application Withdrawn By Applicant | 63 | $14,115,000 | $232,900 | $1,650,000 | $82,900 | $1,103,000 |
| Application Approved But Not Accepted | 48 | $10,963,000 | $195,400 | $1,540,000 | $58,400 | $420,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
These totals and details for mortgage applications will give you a better idea of what to expect when researching mortgage lenders. Whether you are looking for a home loan, for home refinancing, or for home improvement loan statistics, we have the information you need. This mortgage loan data gives you everything you need to know as you start your search for the best lenders in NC, and gives you an idea of what the best mortgage lenders really are.
If you prefer, you can download a copy of the entire list of mortgage lenders in North Carolina, and search similar information at your convenience.