Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2011
Mainsource Bank 2011 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,414 |
| Total Mortgage Loan Application Amount | $477,002,000 |
| Average Mortgage Loan Application Amount | $85,333 |
| Highest Mortgage Loan Application Amount | $4,000,000 |
| Average Applicant Income | $63,666 |
| Highest Applicant Income | $1,450,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2011 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2011 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2011.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 294 | $ 47,839,000 | $ 162,000 | $ 98,000 |
| Jefferson County Indiana | 291 | $ 26,803,000 | $ 92,000 | $ 59,000 |
| Floyd County Indiana | 270 | $ 33,315,000 | $ 123,000 | $ 72,000 |
| Franklin County Indiana | 244 | $ 24,257,000 | $ 99,000 | $ 61,000 |
| Clark County Indiana | 209 | $ 22,797,000 | $ 109,000 | $ 57,000 |
| Decatur County Indiana | 201 | $ 21,135,000 | $ 105,000 | $ 51,000 |
| Ripley County Indiana | 167 | $ 19,312,000 | $ 115,000 | $ 71,000 |
| Johnson County Indiana | 151 | $ 18,849,000 | $ 124,000 | $ 75,000 |
| Wayne County Indiana | 148 | $ 12,667,000 | $ 85,000 | $ 63,000 |
| Miami County Ohio | 132 | $ 14,539,000 | $ 110,000 | $ 78,000 |
| Fayette County Indiana | 123 | $ 8,947,000 | $ 72,000 | $ 49,000 |
| Switzerland County Indiana | 123 | $ 11,700,000 | $ 95,000 | $ 51,000 |
| Greene County Indiana | 122 | $ 7,177,000 | $ 58,000 | $ 53,000 |
| Lake County Indiana | 121 | $ 16,500,000 | $ 136,000 | $ 75,000 |
| Montgomery County Indiana | 114 | $ 9,139,000 | $ 80,000 | $ 66,000 |
| Jay County Indiana | 106 | $ 7,571,000 | $ 71,000 | $ 54,000 |
| Jennings County Indiana | 103 | $ 7,806,000 | $ 75,000 | $ 56,000 |
| Rush County Indiana | 95 | $ 7,500,000 | $ 78,000 | $ 64,000 |
| Shelby County Indiana | 90 | $ 10,518,000 | $ 116,000 | $ 68,000 |
| Dearborn County Indiana | 82 | $ 11,303,000 | $ 137,000 | $ 72,000 |
| Henry County Indiana | 74 | $ 5,611,000 | $ 75,000 | $ 65,000 |
| Marion County Indiana | 69 | $ 12,457,000 | $ 180,000 | $ 84,000 |
| Franklin County Kentucky | 68 | $ 9,911,000 | $ 145,000 | $ 73,000 |
| Warren County Indiana | 62 | $ 5,259,000 | $ 84,000 | $ 76,000 |
| Kankakee County Illinois | 59 | $ 6,959,000 | $ 117,000 | $ 87,000 |
| Fountain County Indiana | 59 | $ 4,959,000 | $ 84,000 | $ 60,000 |
| Jefferson County Kentucky | 54 | $ 7,607,000 | $ 140,000 | $ 100,000 |
| Porter County Indiana | 53 | $ 6,938,000 | $ 130,000 | $ 83,000 |
| Madison County Indiana | 52 | $ 3,685,000 | $ 70,000 | $ 59,000 |
| Vermilion County Illinois | 46 | $ 3,118,000 | $ 67,000 | $ 61,000 |
| Harrison County Indiana | 45 | $ 5,050,000 | $ 112,000 | $ 59,000 |
| Randolph County Indiana | 39 | $ 2,390,000 | $ 61,000 | $ 56,000 |
| Mercer County Kentucky | 38 | $ 4,958,000 | $ 130,000 | $ 54,000 |
| Ohio County Indiana | 37 | $ 3,754,000 | $ 101,000 | $ 59,000 |
| Anderson County Kentucky | 35 | $ 2,809,000 | $ 80,000 | $ 62,000 |
| Sullivan County Indiana | 27 | $ 1,329,000 | $ 49,000 | $ 54,000 |
| Newton County Indiana | 24 | $ 954,000 | $ 39,000 | $ 40,000 |
| Crawford County Indiana | 20 | $ 1,291,000 | $ 64,000 | $ 45,000 |
| Hamilton County Indiana | 20 | $ 4,449,000 | $ 222,000 | $ 144,000 |
| Union County Indiana | 20 | $ 1,679,000 | $ 83,000 | $ 71,000 |
| Trimble County Kentucky | 19 | $ 1,610,000 | $ 84,000 | $ 101,000 |
| Clay County Indiana | 17 | $ 1,054,000 | $ 62,000 | $ 55,000 |
| Iroquois County Illinois | 16 | $ 1,461,000 | $ 91,000 | $ 60,000 |
| Hancock County Indiana | 16 | $ 1,960,000 | $ 122,000 | $ 80,000 |
| Brown County Indiana | 13 | $ 2,464,000 | $ 189,000 | $ 76,000 |
| Scott County Indiana | 13 | $ 1,212,000 | $ 93,000 | $ 72,000 |
| Delaware County Indiana | 12 | $ 1,040,000 | $ 86,000 | $ 75,000 |
| Montgomery County Ohio | 12 | $ 4,383,000 | $ 365,000 | $ 132,000 |
| Boone County Indiana | 9 | $ 1,398,000 | $ 155,000 | $ 92,000 |
| Hendricks County Indiana | 9 | $ 1,170,000 | $ 130,000 | $ 80,000 |
| Jackson County Indiana | 9 | $ 979,000 | $ 108,000 | $ 111,000 |
| Hamilton County Ohio | 9 | $ 1,134,000 | $ 126,000 | $ 96,000 |
| Morgan County Indiana | 8 | $ 1,304,000 | $ 163,000 | $ 95,000 |
| Vermillion County Indiana | 8 | $ 582,000 | $ 72,000 | $ 57,000 |
| Lincoln County Kentucky | 8 | $ 912,000 | $ 114,000 | $ 51,000 |
| Shelby County Ohio | 8 | $ 994,000 | $ 124,000 | $ 94,000 |
| Carroll County Kentucky | 7 | $ 910,000 | $ 130,000 | $ 101,000 |
| Fayette County Kentucky | 7 | $ 1,151,000 | $ 164,000 | $ 129,000 |
| Cook County Illinois | 6 | $ 921,000 | $ 153,000 | $ 110,000 |
| Monroe County Indiana | 6 | $ 925,000 | $ 154,000 | $ 136,000 |
| Darke County Ohio | 6 | $ 391,000 | $ 65,000 | $ 61,000 |
| Washington County Indiana | 5 | $ 620,000 | $ 124,000 | $ 85,000 |
| Bullitt County Kentucky | 5 | $ 814,000 | $ 162,000 | $ 61,000 |
| Collier County Florida | 4 | $ 499,000 | $ 124,000 | $ 193,000 |
| Lee County Florida | 4 | $ 1,182,000 | $ 295,000 | $ 367,000 |
| Orange County Indiana | 4 | $ 268,000 | $ 67,000 | $ 60,000 |
| Jessamine County Kentucky | 4 | $ 1,162,000 | $ 290,000 | $ 91,000 |
| Shelby County Kentucky | 4 | $ 511,000 | $ 127,000 | $ 69,000 |
| Okaloosa County Florida | 3 | $ 787,000 | $ 262,000 | $ 141,000 |
| Knox County Indiana | 3 | $ 189,000 | $ 63,000 | $ 83,000 |
| Owen County Indiana | 3 | $ 228,000 | $ 76,000 | $ 59,000 |
| White County Indiana | 3 | $ 480,000 | $ 160,000 | $ 111,000 |
| Owen County Kentucky | 3 | $ 137,000 | $ 45,000 | $ 39,000 |
| Woodford County Kentucky | 3 | $ 195,000 | $ 65,000 | $ 56,000 |
| Manatee County Florida | 2 | $ 198,000 | $ 99,000 | $ 60,000 |
| Putnam County Florida | 2 | $ 86,000 | $ 43,000 | $ 15,000 |
| Edgar County Illinois | 2 | $ 161,000 | $ 80,000 | $ 120,000 |
| Will County Illinois | 2 | $ 274,000 | $ 137,000 | $ 71,000 |
| Blackford County Indiana | 2 | $ 161,000 | $ 80,000 | $ 55,000 |
| Jasper County Indiana | 2 | $ 213,000 | $ 106,000 | $ 71,000 |
| Boone County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 176,000 |
| Boyle County Kentucky | 2 | $ 220,000 | $ 110,000 | $ 82,000 |
| Gallatin County Kentucky | 2 | $ 289,000 | $ 144,000 | $ 61,000 |
| Henry County Kentucky | 2 | $ 96,000 | $ 48,000 | $ 67,000 |
| Oldham County Kentucky | 2 | $ 237,000 | $ 118,000 | $ 68,000 |
| Franklin County Ohio | 2 | $ 268,000 | $ 134,000 | $ 82,000 |
| Mercer County Ohio | 2 | $ 179,000 | $ 89,000 | $ 81,000 |
| Highlands County Florida | 1 | $ 150,000 | $ 150,000 | $ 439,000 |
| Volusia County Florida | 1 | $ 96,000 | $ 96,000 | $ 92,000 |
| Ford County Illinois | 1 | $ 74,000 | $ 74,000 | $ 37,000 |
| Adams County Indiana | 1 | $ 50,000 | $ 50,000 | $ 42,000 |
| Allen County Indiana | 1 | $ 55,000 | $ 55,000 | $ 66,000 |
| Cass County Indiana | 1 | $ 30,000 | $ 30,000 | $ 20,000 |
| Daviess County Indiana | 1 | $ 210,000 | $ 210,000 | $ 97,000 |
| Elkhart County Indiana | 1 | $ 132,000 | $ 132,000 | $ 136,000 |
| Fulton County Indiana | 1 | $ 65,000 | $ 65,000 | $ 93,000 |
| Howard County Indiana | 1 | $ 100,000 | $ 100,000 | $ 81,000 |
| Kosciusko County Indiana | 1 | $ 258,000 | $ 258,000 | $ 130,000 |
| LaGrange County Indiana | 1 | $ 101,000 | $ 101,000 | $ 22,000 |
| Lawrence County Indiana | 1 | $ 44,000 | $ 44,000 | $ 144,000 |
| Martin County Indiana | 1 | $ 252,000 | $ 252,000 | $ 0 |
| Parke County Indiana | 1 | $ 135,000 | $ 135,000 | $ 40,000 |
| Putnam County Indiana | 1 | $ 94,000 | $ 94,000 | $ 142,000 |
| Steuben County Indiana | 1 | $ 100,000 | $ 100,000 | $ 341,000 |
| Tippecanoe County Indiana | 1 | $ 120,000 | $ 120,000 | $ 37,000 |
| Vanderburgh County Indiana | 1 | $ 29,000 | $ 29,000 | $ 14,000 |
| Whitley County Indiana | 1 | $ 90,000 | $ 90,000 | $ 88,000 |
| Breckinridge County Kentucky | 1 | $ 98,000 | $ 98,000 | $ 85,000 |
| Casey County Kentucky | 1 | $ 38,000 | $ 38,000 | $ 14,000 |
| Clinton County Kentucky | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Grayson County Kentucky | 1 | $ 163,000 | $ 163,000 | $ 147,000 |
| Madison County Kentucky | 1 | $ 121,000 | $ 121,000 | $ 92,000 |
| Scott County Kentucky | 1 | $ 253,000 | $ 253,000 | $ 242,000 |
| Spencer County Kentucky | 1 | $ 52,000 | $ 52,000 | $ 43,000 |
| Stone County Missouri | 1 | $ 293,000 | $ 293,000 | $ 0 |
| Champaign County Ohio | 1 | $ 37,000 | $ 37,000 | $ 47,000 |
| Preble County Ohio | 1 | $ 43,000 | $ 43,000 | $ 117,000 |
| Warren County Ohio | 1 | $ 233,000 | $ 233,000 | $ 223,000 |
| Blount County Tennessee | 1 | $ 359,000 | $ 359,000 | $ 166,000 |
| Campbell County Tennessee | 1 | $ 171,000 | $ 171,000 | $ 198,000 |
| Jefferson County Tennessee | 1 | $ 90,000 | $ 90,000 | $ 306,000 |
| Alexandria County Virginia | 1 | $ 311,000 | $ 311,000 | $ 89,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 3,070 | $353,990,000 | $115,000 | $4,000,000 | $72,000 | $1,000,000 |
| Home Purchase | 1,033 | $113,007,000 | $109,000 | $1,195,000 | $65,000 | $1,450,000 |
| Home Improvement | 311 | $10,005,000 | $32,000 | $533,000 | $54,000 | $314,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,080 | $431,521,000 | $105,000 | $4,000,000 | $70,000 | $1,450,000 |
| Not Provided | 107 | $11,022,000 | $103,000 | $417,000 | $70,000 | $435,000 |
| Not applicable | 78 | $15,370,000 | $197,000 | $1,600,000 | $0 | $52,000 |
| Hispanic | 55 | $6,994,000 | $127,000 | $1,195,000 | $90,000 | $1,114,000 |
| Black or African American | 52 | $5,972,000 | $114,000 | $414,000 | $57,000 | $160,000 |
| Asian | 32 | $5,093,000 | $159,000 | $417,000 | $93,000 | $234,000 |
| American Indian or Alaskan Native | 9 | $790,000 | $87,000 | $180,000 | $63,000 | $160,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $240,000 | $240,000 | $240,000 | $104,000 | $104,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,809 | $411,800,000 | $108,000 | $4,000,000 | $72,000 | $1,450,000 |
| FHA-insured (Federal Housing Administration) | 382 | $43,559,000 | $114,000 | $316,000 | $51,000 | $196,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 180 | $16,174,000 | $89,000 | $197,000 | $43,000 | $867,000 |
| VA-guaranteed (Veterans Administration) | 43 | $5,469,000 | $127,000 | $426,000 | $51,000 | $108,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,528 | $283,188,000 | $112,000 | $1,600,000 | $73,000 | $1,450,000 |
| Application Denied By Financial Institution | 1,199 | $117,588,000 | $98,000 | $4,000,000 | $57,000 | $900,000 |
| Application Approved But Not Accepted | 609 | $68,528,000 | $112,000 | $1,195,000 | $74,000 | $1,114,000 |
| File Closed For Incompleteness | 54 | $4,942,000 | $91,000 | $260,000 | $66,000 | $317,000 |
| Application Withdrawn By Applicant | 24 | $2,756,000 | $114,000 | $315,000 | $70,000 | $271,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 503 | $44,913,000 | $89,000 | $4,000,000 | $55,000 | $900,000 |
| Debt-To-Income Ratio | 290 | $30,137,000 | $103,000 | $426,000 | $44,000 | $360,000 |
| Collateral | 288 | $30,373,000 | $105,000 | $1,476,000 | $70,000 | $791,000 |
| Credit Application Incomplete | 76 | $8,682,000 | $114,000 | $417,000 | $68,000 | $383,000 |
| Employment History | 18 | $1,068,000 | $59,000 | $118,000 | $36,000 | $68,000 |
| Unverifiable Information | 16 | $1,607,000 | $100,000 | $240,000 | $56,000 | $108,000 |
| Mortgage Insurance Denied | 5 | $646,000 | $129,000 | $247,000 | $241,000 | $867,000 |
| Other | 3 | $162,000 | $54,000 | $58,000 | $42,000 | $59,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.