Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Mainsource Bank 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 6,397 |
| Total Mortgage Loan Application Amount | $718,436,000 |
| Average Mortgage Loan Application Amount | $87,000 |
| Highest Mortgage Loan Application Amount | $10,000,000 |
| Average Applicant Income | $67,333 |
| Highest Applicant Income | $1,712,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 469 | $ 83,035,000 | $ 177,000 | $ 104,000 |
| Floyd County Indiana | 381 | $ 47,793,000 | $ 125,000 | $ 73,000 |
| Jefferson County Indiana | 372 | $ 33,070,000 | $ 88,000 | $ 64,000 |
| Franklin County Indiana | 349 | $ 39,434,000 | $ 112,000 | $ 67,000 |
| Decatur County Indiana | 314 | $ 33,109,000 | $ 105,000 | $ 59,000 |
| Clark County Indiana | 252 | $ 24,926,000 | $ 98,000 | $ 65,000 |
| Wayne County Indiana | 236 | $ 20,352,000 | $ 86,000 | $ 60,000 |
| Ripley County Indiana | 235 | $ 29,609,000 | $ 125,000 | $ 81,000 |
| Johnson County Indiana | 233 | $ 30,446,000 | $ 130,000 | $ 72,000 |
| Miami County Ohio | 207 | $ 23,877,000 | $ 115,000 | $ 87,000 |
| Lake County Indiana | 198 | $ 23,935,000 | $ 120,000 | $ 78,000 |
| Rush County Indiana | 190 | $ 15,945,000 | $ 83,000 | $ 69,000 |
| Montgomery County Indiana | 187 | $ 13,477,000 | $ 72,000 | $ 63,000 |
| Switzerland County Indiana | 168 | $ 18,244,000 | $ 108,000 | $ 62,000 |
| Fayette County Indiana | 162 | $ 11,243,000 | $ 69,000 | $ 63,000 |
| Greene County Indiana | 153 | $ 9,886,000 | $ 64,000 | $ 55,000 |
| Henry County Indiana | 138 | $ 11,027,000 | $ 79,000 | $ 59,000 |
| Dearborn County Indiana | 119 | $ 16,737,000 | $ 140,000 | $ 82,000 |
| Jay County Indiana | 117 | $ 8,474,000 | $ 72,000 | $ 64,000 |
| Jennings County Indiana | 107 | $ 9,011,000 | $ 84,000 | $ 61,000 |
| Kankakee County Illinois | 106 | $ 13,932,000 | $ 131,000 | $ 87,000 |
| Shelby County Indiana | 106 | $ 12,198,000 | $ 115,000 | $ 69,000 |
| Madison County Indiana | 99 | $ 6,492,000 | $ 65,000 | $ 56,000 |
| Fountain County Indiana | 93 | $ 8,216,000 | $ 88,000 | $ 58,000 |
| Vermilion County Illinois | 86 | $ 5,413,000 | $ 62,000 | $ 62,000 |
| Warren County Indiana | 80 | $ 6,676,000 | $ 83,000 | $ 70,000 |
| Randolph County Indiana | 74 | $ 5,316,000 | $ 71,000 | $ 55,000 |
| Franklin County Kentucky | 74 | $ 12,985,000 | $ 175,000 | $ 83,000 |
| Anderson County Kentucky | 72 | $ 9,355,000 | $ 129,000 | $ 64,000 |
| Marion County Indiana | 71 | $ 21,005,000 | $ 295,000 | $ 89,000 |
| Porter County Indiana | 67 | $ 9,263,000 | $ 138,000 | $ 76,000 |
| Mercer County Kentucky | 65 | $ 6,471,000 | $ 99,000 | $ 79,000 |
| Jefferson County Kentucky | 54 | $ 8,531,000 | $ 157,000 | $ 80,000 |
| Harrison County Indiana | 53 | $ 6,561,000 | $ 123,000 | $ 81,000 |
| Iroquois County Illinois | 52 | $ 3,687,000 | $ 70,000 | $ 52,000 |
| Ohio County Indiana | 51 | $ 5,459,000 | $ 107,000 | $ 61,000 |
| Jackson County Indiana | 50 | $ 7,068,000 | $ 141,000 | $ 85,000 |
| Brown County Indiana | 38 | $ 4,829,000 | $ 127,000 | $ 64,000 |
| Crawford County Indiana | 30 | $ 2,583,000 | $ 86,000 | $ 53,000 |
| Montgomery County Ohio | 30 | $ 3,191,000 | $ 106,000 | $ 83,000 |
| Hancock County Indiana | 24 | $ 3,111,000 | $ 129,000 | $ 89,000 |
| Hamilton County Indiana | 22 | $ 4,495,000 | $ 204,000 | $ 123,000 |
| Newton County Indiana | 21 | $ 887,000 | $ 42,000 | $ 49,000 |
| Scott County Indiana | 21 | $ 2,291,000 | $ 109,000 | $ 53,000 |
| Delaware County Indiana | 20 | $ 2,069,000 | $ 103,000 | $ 68,000 |
| Clay County Indiana | 19 | $ 1,598,000 | $ 84,000 | $ 77,000 |
| Union County Indiana | 19 | $ 1,031,000 | $ 54,000 | $ 61,000 |
| Trimble County Kentucky | 18 | $ 1,782,000 | $ 99,000 | $ 70,000 |
| Morgan County Indiana | 17 | $ 2,118,000 | $ 124,000 | $ 71,000 |
| Hendricks County Indiana | 15 | $ 1,816,000 | $ 121,000 | $ 76,000 |
| Sullivan County Indiana | 14 | $ 790,000 | $ 56,000 | $ 47,000 |
| Daviess County Indiana | 13 | $ 1,848,000 | $ 142,000 | $ 61,000 |
| Vermillion County Indiana | 11 | $ 700,000 | $ 63,000 | $ 48,000 |
| Boone County Indiana | 9 | $ 1,478,000 | $ 164,000 | $ 111,000 |
| Tippecanoe County Indiana | 8 | $ 775,000 | $ 96,000 | $ 49,000 |
| Washington County Indiana | 8 | $ 544,000 | $ 68,000 | $ 51,000 |
| Butler County Ohio | 8 | $ 1,704,000 | $ 213,000 | $ 63,000 |
| Hamilton County Ohio | 8 | $ 752,000 | $ 94,000 | $ 47,000 |
| Preble County Ohio | 8 | $ 693,000 | $ 86,000 | $ 95,000 |
| Fayette County Kentucky | 7 | $ 930,000 | $ 132,000 | $ 111,000 |
| Shelby County Kentucky | 7 | $ 1,027,000 | $ 146,000 | $ 60,000 |
| Boyle County Kentucky | 6 | $ 943,000 | $ 157,000 | $ 72,000 |
| Will County Illinois | 5 | $ 526,000 | $ 105,000 | $ 102,000 |
| Allen County Indiana | 5 | $ 526,000 | $ 105,000 | $ 78,000 |
| LaPorte County Indiana | 5 | $ 1,021,000 | $ 204,000 | $ 107,000 |
| Parke County Indiana | 5 | $ 443,000 | $ 88,000 | $ 53,000 |
| Lee County Florida | 4 | $ 779,000 | $ 194,000 | $ 166,000 |
| Cook County Illinois | 4 | $ 513,000 | $ 128,000 | $ 64,000 |
| Grant County Indiana | 4 | $ 477,000 | $ 119,000 | $ 94,000 |
| Orange County Indiana | 4 | $ 337,000 | $ 84,000 | $ 49,000 |
| Putnam County Indiana | 4 | $ 824,000 | $ 206,000 | $ 115,000 |
| Vigo County Indiana | 4 | $ 332,000 | $ 83,000 | $ 75,000 |
| White County Indiana | 4 | $ 340,000 | $ 85,000 | $ 58,000 |
| Boone County Kentucky | 4 | $ 546,000 | $ 136,000 | $ 89,000 |
| Bullitt County Kentucky | 4 | $ 587,000 | $ 146,000 | $ 86,000 |
| Grayson County Kentucky | 4 | $ 329,000 | $ 82,000 | $ 119,000 |
| Darke County Ohio | 4 | $ 82,000 | $ 20,000 | $ 45,000 |
| Mercer County Ohio | 4 | $ 496,000 | $ 124,000 | $ 85,000 |
| Shelby County Ohio | 4 | $ 452,000 | $ 113,000 | $ 98,000 |
| Blackford County Indiana | 3 | $ 188,000 | $ 62,000 | $ 44,000 |
| Monroe County Indiana | 3 | $ 551,000 | $ 183,000 | $ 121,000 |
| Carroll County Kentucky | 3 | $ 191,000 | $ 63,000 | $ 69,000 |
| Spencer County Kentucky | 3 | $ 461,000 | $ 153,000 | $ 57,000 |
| Washburn County Wisconsin | 3 | $ 245,000 | $ 81,000 | $ 50,000 |
| Collier County Florida | 2 | $ 2,020,000 | $ 1,010,000 | $ 589,000 |
| Lake County Florida | 2 | $ 170,000 | $ 85,000 | $ 58,000 |
| Champaign County Illinois | 2 | $ 294,000 | $ 147,000 | $ 41,000 |
| Ford County Illinois | 2 | $ 145,000 | $ 72,000 | $ 72,000 |
| Livingston County Illinois | 2 | $ 100,000 | $ 50,000 | $ 71,000 |
| Benton County Indiana | 2 | $ 33,000 | $ 16,000 | $ 61,000 |
| Knox County Indiana | 2 | $ 640,000 | $ 320,000 | $ 46,000 |
| Owen County Indiana | 2 | $ 126,000 | $ 63,000 | $ 26,000 |
| Whitley County Indiana | 2 | $ 40,000 | $ 20,000 | $ 40,000 |
| Jessamine County Kentucky | 2 | $ 377,000 | $ 188,000 | $ 68,000 |
| Meade County Kentucky | 2 | $ 301,000 | $ 150,000 | $ 110,000 |
| Oldham County Kentucky | 2 | $ 459,000 | $ 229,000 | $ 78,000 |
| Auglaize County Ohio | 2 | $ 230,000 | $ 115,000 | $ 75,000 |
| Franklin County Ohio | 2 | $ 235,000 | $ 117,000 | $ 173,000 |
| Greene County Ohio | 2 | $ 479,000 | $ 239,000 | $ 89,000 |
| Logan County Ohio | 2 | $ 82,000 | $ 41,000 | $ 50,000 |
| Ross County Ohio | 2 | $ 124,000 | $ 62,000 | $ 29,000 |
| Maricopa County Arizona | 1 | $ 158,000 | $ 158,000 | $ 300,000 |
| Eagle County Colorado | 1 | $ 400,000 | $ 400,000 | $ 462,000 |
| Bay County Florida | 1 | $ 100,000 | $ 100,000 | $ 126,000 |
| Volusia County Florida | 1 | $ 326,000 | $ 326,000 | $ 122,000 |
| Effingham County Illinois | 1 | $ 268,000 | $ 268,000 | $ 183,000 |
| Macon County Illinois | 1 | $ 50,000 | $ 50,000 | $ 0 |
| Adams County Indiana | 1 | $ 68,000 | $ 68,000 | $ 72,000 |
| Howard County Indiana | 1 | $ 120,000 | $ 120,000 | $ 21,000 |
| Jasper County Indiana | 1 | $ 57,000 | $ 57,000 | $ 51,000 |
| Kosciusko County Indiana | 1 | $ 198,000 | $ 198,000 | $ 187,000 |
| Martin County Indiana | 1 | $ 110,000 | $ 110,000 | $ 69,000 |
| St. Joseph County Indiana | 1 | $ 118,000 | $ 118,000 | $ 53,000 |
| Wells County Indiana | 1 | $ 195,000 | $ 195,000 | $ 85,000 |
| Barren County Kentucky | 1 | $ 30,000 | $ 30,000 | $ 50,000 |
| Campbell County Kentucky | 1 | $ 392,000 | $ 392,000 | $ 112,000 |
| Clark County Kentucky | 1 | $ 55,000 | $ 55,000 | $ 15,000 |
| Gallatin County Kentucky | 1 | $ 225,000 | $ 225,000 | $ 61,000 |
| Henry County Kentucky | 1 | $ 67,000 | $ 67,000 | $ 20,000 |
| Kenton County Kentucky | 1 | $ 148,000 | $ 148,000 | $ 50,000 |
| Lincoln County Kentucky | 1 | $ 167,000 | $ 167,000 | $ 86,000 |
| Marshall County Kentucky | 1 | $ 101,000 | $ 101,000 | $ 112,000 |
| Nelson County Kentucky | 1 | $ 138,000 | $ 138,000 | $ 34,000 |
| Owen County Kentucky | 1 | $ 88,000 | $ 88,000 | $ 80,000 |
| Scott County Kentucky | 1 | $ 87,000 | $ 87,000 | $ 28,000 |
| Trigg County Kentucky | 1 | $ 157,000 | $ 157,000 | $ 86,000 |
| Washington County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 18,000 |
| Woodford County Kentucky | 1 | $ 123,000 | $ 123,000 | $ 49,000 |
| Berrien County Michigan | 1 | $ 64,000 | $ 64,000 | $ 382,000 |
| Moore County North Carolina | 1 | $ 210,000 | $ 210,000 | $ 37,000 |
| Champaign County Ohio | 1 | $ 181,000 | $ 181,000 | $ 69,000 |
| Clark County Ohio | 1 | $ 114,000 | $ 114,000 | $ 79,000 |
| Ottawa County Ohio | 1 | $ 196,000 | $ 196,000 | $ 93,000 |
| Charleston County South Carolina | 1 | $ 618,000 | $ 618,000 | $ 409,000 |
| Weakley County Tennessee | 1 | $ 40,000 | $ 40,000 | $ 80,000 |
| Fairfax County Virginia | 1 | $ 600,000 | $ 600,000 | $ 354,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 4,944 | $571,466,000 | $115,000 | $10,000,000 | $73,000 | $1,712,000 |
| Home Purchase | 1,134 | $139,128,000 | $122,000 | $880,000 | $68,000 | $1,224,000 |
| Home Improvement | 319 | $7,842,000 | $24,000 | $270,000 | $61,000 | $1,400,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,983 | $650,401,000 | $108,000 | $1,500,000 | $72,000 | $1,712,000 |
| Not Provided | 160 | $17,902,000 | $111,000 | $417,000 | $73,000 | $462,000 |
| Hispanic | 88 | $10,221,000 | $116,000 | $880,000 | $90,000 | $767,000 |
| Not applicable | 58 | $24,857,000 | $428,000 | $10,000,000 | $0 | $0 |
| Asian | 48 | $8,094,000 | $168,000 | $1,245,000 | $94,000 | $668,000 |
| Black or African American | 44 | $5,421,000 | $123,000 | $424,000 | $71,000 | $165,000 |
| American Indian or Alaskan Native | 11 | $974,000 | $88,000 | $237,000 | $76,000 | $134,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $566,000 | $113,000 | $335,000 | $116,000 | $336,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 5,763 | $649,004,000 | $112,000 | $10,000,000 | $74,000 | $1,712,000 |
| FHA-insured (Federal Housing Administration) | 387 | $43,456,000 | $112,000 | $424,000 | $53,000 | $198,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 194 | $18,927,000 | $97,000 | $224,000 | $38,000 | $104,000 |
| VA-guaranteed (Veterans Administration) | 53 | $7,049,000 | $133,000 | $597,000 | $70,000 | $875,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,669 | $416,613,000 | $113,000 | $10,000,000 | $75,000 | $1,224,000 |
| Application Denied By Financial Institution | 1,696 | $177,087,000 | $104,000 | $1,245,000 | $61,000 | $1,712,000 |
| Application Approved But Not Accepted | 907 | $108,768,000 | $119,000 | $840,000 | $79,000 | $1,400,000 |
| File Closed For Incompleteness | 99 | $13,057,000 | $131,000 | $850,000 | $73,000 | $839,000 |
| Application Withdrawn By Applicant | 26 | $2,911,000 | $111,000 | $294,000 | $53,000 | $139,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 613 | $52,585,000 | $85,000 | $550,000 | $63,000 | $1,712,000 |
| Debt-To-Income Ratio | 466 | $52,535,000 | $112,000 | $875,000 | $43,000 | $600,000 |
| Collateral | 384 | $42,606,000 | $110,000 | $865,000 | $71,000 | $454,000 |
| Credit Application Incomplete | 178 | $23,417,000 | $131,000 | $1,245,000 | $82,000 | $720,000 |
| Employment History | 20 | $1,706,000 | $85,000 | $160,000 | $33,000 | $126,000 |
| Unverifiable Information | 19 | $1,580,000 | $83,000 | $150,000 | $47,000 | $89,000 |
| Other | 8 | $1,825,000 | $228,000 | $840,000 | $70,000 | $187,000 |
| Mortgage Insurance Denied | 7 | $747,000 | $106,000 | $138,000 | $51,000 | $83,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $86,000 | $86,000 | $86,000 | $25,000 | $25,000 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.