Mainsource Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2014
Mainsource Bank 2014 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mainsource Bank 2105 N State Rd 3 Bypass Greensburg, IN 47240 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 4,415 |
| Total Mortgage Loan Application Amount | $512,128,000 |
| Average Mortgage Loan Application Amount | $99,666 |
| Highest Mortgage Loan Application Amount | $5,275,000 |
| Average Applicant Income | $67,666 |
| Highest Applicant Income | $2,268,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2014 with Mainsource Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mainsource Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2014 breaks down Mainsource Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mainsource Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Mainsource Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mainsource Bank's mortgage activity for 2014.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Bartholomew County Indiana | 364 | $ 63,958,000 | $ 175,000 | $ 100,000 |
| Jefferson County Indiana | 239 | $ 24,201,000 | $ 101,000 | $ 61,000 |
| Floyd County Indiana | 223 | $ 24,879,000 | $ 111,000 | $ 75,000 |
| Franklin County Indiana | 202 | $ 20,437,000 | $ 101,000 | $ 62,000 |
| Decatur County Indiana | 168 | $ 16,263,000 | $ 96,000 | $ 63,000 |
| Wayne County Indiana | 151 | $ 11,545,000 | $ 76,000 | $ 60,000 |
| Clark County Indiana | 141 | $ 16,569,000 | $ 117,000 | $ 64,000 |
| Johnson County Indiana | 139 | $ 16,876,000 | $ 121,000 | $ 79,000 |
| Miami County Ohio | 131 | $ 12,876,000 | $ 98,000 | $ 68,000 |
| Ripley County Indiana | 128 | $ 15,194,000 | $ 118,000 | $ 71,000 |
| Fayette County Indiana | 123 | $ 8,448,000 | $ 68,000 | $ 54,000 |
| Henry County Indiana | 120 | $ 9,431,000 | $ 78,000 | $ 72,000 |
| Jay County Indiana | 119 | $ 6,408,000 | $ 53,000 | $ 52,000 |
| Rush County Indiana | 118 | $ 9,681,000 | $ 82,000 | $ 57,000 |
| Dearborn County Indiana | 108 | $ 13,771,000 | $ 127,000 | $ 68,000 |
| Jennings County Indiana | 104 | $ 8,849,000 | $ 85,000 | $ 53,000 |
| Lake County Indiana | 95 | $ 9,416,000 | $ 99,000 | $ 67,000 |
| Greene County Indiana | 87 | $ 6,405,000 | $ 73,000 | $ 55,000 |
| Montgomery County Indiana | 85 | $ 7,090,000 | $ 83,000 | $ 63,000 |
| Switzerland County Indiana | 83 | $ 5,926,000 | $ 71,000 | $ 54,000 |
| Monroe County Indiana | 82 | $ 18,462,000 | $ 225,000 | $ 78,000 |
| Jackson County Indiana | 80 | $ 10,417,000 | $ 130,000 | $ 69,000 |
| Madison County Indiana | 80 | $ 4,822,000 | $ 60,000 | $ 49,000 |
| Marion County Indiana | 79 | $ 14,051,000 | $ 177,000 | $ 78,000 |
| Shelby County Indiana | 78 | $ 11,178,000 | $ 143,000 | $ 81,000 |
| Jefferson County Kentucky | 66 | $ 17,387,000 | $ 263,000 | $ 79,000 |
| Mercer County Kentucky | 66 | $ 6,172,000 | $ 93,000 | $ 52,000 |
| Hamilton County Ohio | 62 | $ 21,046,000 | $ 339,000 | $ 89,000 |
| Anderson County Kentucky | 57 | $ 5,495,000 | $ 96,000 | $ 70,000 |
| Randolph County Indiana | 49 | $ 3,078,000 | $ 62,000 | $ 38,000 |
| Harrison County Indiana | 46 | $ 5,271,000 | $ 114,000 | $ 69,000 |
| Kankakee County Illinois | 45 | $ 4,704,000 | $ 104,000 | $ 67,000 |
| Fountain County Indiana | 45 | $ 3,093,000 | $ 68,000 | $ 58,000 |
| Porter County Indiana | 45 | $ 4,630,000 | $ 102,000 | $ 65,000 |
| Vermilion County Illinois | 39 | $ 2,133,000 | $ 54,000 | $ 55,000 |
| Crawford County Indiana | 37 | $ 2,197,000 | $ 59,000 | $ 47,000 |
| Warren County Indiana | 36 | $ 3,548,000 | $ 98,000 | $ 64,000 |
| Shelby County Kentucky | 28 | $ 3,565,000 | $ 127,000 | $ 98,000 |
| Delaware County Indiana | 22 | $ 2,685,000 | $ 122,000 | $ 71,000 |
| Ohio County Indiana | 22 | $ 3,014,000 | $ 137,000 | $ 61,000 |
| Scott County Indiana | 22 | $ 1,391,000 | $ 63,000 | $ 66,000 |
| Franklin County Kentucky | 22 | $ 2,586,000 | $ 117,000 | $ 138,000 |
| Iroquois County Illinois | 19 | $ 1,507,000 | $ 79,000 | $ 85,000 |
| Montgomery County Ohio | 19 | $ 1,442,000 | $ 75,000 | $ 68,000 |
| Newton County Indiana | 18 | $ 813,000 | $ 45,000 | $ 64,000 |
| Brown County Indiana | 17 | $ 2,351,000 | $ 138,000 | $ 115,000 |
| Washington County Indiana | 16 | $ 1,394,000 | $ 87,000 | $ 52,000 |
| Hancock County Indiana | 15 | $ 1,959,000 | $ 130,000 | $ 54,000 |
| Union County Indiana | 14 | $ 1,066,000 | $ 76,000 | $ 71,000 |
| Tippecanoe County Indiana | 13 | $ 867,000 | $ 66,000 | $ 54,000 |
| Hamilton County Indiana | 12 | $ 2,418,000 | $ 201,000 | $ 147,000 |
| Clay County Indiana | 10 | $ 512,000 | $ 51,000 | $ 58,000 |
| Clermont County Ohio | 10 | $ 4,801,000 | $ 480,000 | $ 47,000 |
| Boone County Indiana | 9 | $ 2,606,000 | $ 289,000 | $ 212,000 |
| Trimble County Kentucky | 9 | $ 1,163,000 | $ 129,000 | $ 63,000 |
| Will County Illinois | 8 | $ 1,033,000 | $ 129,000 | $ 87,000 |
| Hendricks County Indiana | 8 | $ 1,387,000 | $ 173,000 | $ 86,000 |
| Boyle County Kentucky | 8 | $ 928,000 | $ 116,000 | $ 69,000 |
| Fayette County Kentucky | 8 | $ 1,144,000 | $ 143,000 | $ 76,000 |
| Oldham County Kentucky | 8 | $ 3,166,000 | $ 395,000 | $ 471,000 |
| Darke County Ohio | 7 | $ 763,000 | $ 109,000 | $ 73,000 |
| Sarasota County Florida | 6 | $ 1,204,000 | $ 200,000 | $ 255,000 |
| Morgan County Indiana | 6 | $ 1,352,000 | $ 225,000 | $ 118,000 |
| Knox County Indiana | 5 | $ 484,000 | $ 96,000 | $ 62,000 |
| Owen County Indiana | 5 | $ 400,000 | $ 80,000 | $ 66,000 |
| Sullivan County Indiana | 5 | $ 359,000 | $ 71,000 | $ 52,000 |
| Butler County Ohio | 5 | $ 952,000 | $ 190,000 | $ 59,000 |
| Champaign County Ohio | 5 | $ 425,000 | $ 85,000 | $ 49,000 |
| Shelby County Ohio | 5 | $ 609,000 | $ 121,000 | $ 58,000 |
| Benton County Indiana | 4 | $ 331,000 | $ 82,000 | $ 105,000 |
| Daviess County Indiana | 4 | $ 501,000 | $ 125,000 | $ 326,000 |
| Lawrence County Indiana | 4 | $ 473,000 | $ 118,000 | $ 51,000 |
| Lincoln County Kentucky | 4 | $ 378,000 | $ 94,000 | $ 31,000 |
| Scott County Kentucky | 4 | $ 750,000 | $ 187,000 | $ 59,000 |
| Woodford County Kentucky | 4 | $ 635,000 | $ 158,000 | $ 93,000 |
| Jasper County Indiana | 3 | $ 310,000 | $ 103,000 | $ 43,000 |
| Orange County Indiana | 3 | $ 83,000 | $ 27,000 | $ 48,000 |
| White County Indiana | 3 | $ 218,000 | $ 72,000 | $ 70,000 |
| Bullitt County Kentucky | 3 | $ 380,000 | $ 126,000 | $ 86,000 |
| Mercer County Ohio | 3 | $ 167,000 | $ 55,000 | $ 63,000 |
| Warren County Ohio | 3 | $ 741,000 | $ 247,000 | $ 155,000 |
| Charlotte County Florida | 2 | $ 286,000 | $ 143,000 | $ 68,000 |
| Lee County Florida | 2 | $ 552,000 | $ 276,000 | $ 224,000 |
| Adams County Indiana | 2 | $ 121,000 | $ 60,000 | $ 93,000 |
| Blackford County Indiana | 2 | $ 54,000 | $ 27,000 | $ 53,000 |
| Kosciusko County Indiana | 2 | $ 281,000 | $ 140,000 | $ 166,000 |
| Martin County Indiana | 2 | $ 234,000 | $ 117,000 | $ 75,000 |
| Perry County Indiana | 2 | $ 116,000 | $ 58,000 | $ 35,000 |
| Putnam County Indiana | 2 | $ 179,000 | $ 89,000 | $ 66,000 |
| Vigo County Indiana | 2 | $ 113,000 | $ 56,000 | $ 43,000 |
| Campbell County Kentucky | 2 | $ 350,000 | $ 175,000 | $ 169,000 |
| Gallatin County Kentucky | 2 | $ 190,000 | $ 95,000 | $ 42,000 |
| Garrard County Kentucky | 2 | $ 181,000 | $ 90,000 | $ 67,000 |
| Grayson County Kentucky | 2 | $ 167,000 | $ 83,000 | $ 147,000 |
| Henry County Kentucky | 2 | $ 309,000 | $ 154,000 | $ 50,000 |
| Muhlenberg County Kentucky | 2 | $ 59,000 | $ 29,000 | $ 45,000 |
| Owen County Kentucky | 2 | $ 264,000 | $ 132,000 | $ 53,000 |
| Spencer County Kentucky | 2 | $ 217,000 | $ 108,000 | $ 54,000 |
| Auglaize County Ohio | 2 | $ 220,000 | $ 110,000 | $ 57,000 |
| Ottawa County Ohio | 2 | $ 239,000 | $ 119,000 | $ 97,000 |
| Davidson County Tennessee | 2 | $ 834,000 | $ 417,000 | $ 307,000 |
| Bay County Florida | 1 | $ 286,000 | $ 286,000 | $ 98,000 |
| Manatee County Florida | 1 | $ 26,000 | $ 26,000 | $ 0 |
| St. Johns County Florida | 1 | $ 196,000 | $ 196,000 | $ 119,000 |
| Cook County Illinois | 1 | $ 246,000 | $ 246,000 | $ 128,000 |
| Ford County Illinois | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| Livingston County Illinois | 1 | $ 68,000 | $ 68,000 | $ 38,000 |
| Carroll County Indiana | 1 | $ 385,000 | $ 385,000 | $ 174,000 |
| Elkhart County Indiana | 1 | $ 95,000 | $ 95,000 | $ 31,000 |
| Grant County Indiana | 1 | $ 161,000 | $ 161,000 | $ 56,000 |
| LaPorte County Indiana | 1 | $ 213,000 | $ 213,000 | $ 111,000 |
| Parke County Indiana | 1 | $ 201,000 | $ 201,000 | $ 77,000 |
| Posey County Indiana | 1 | $ 47,000 | $ 47,000 | $ 41,000 |
| Starke County Indiana | 1 | $ 23,000 | $ 23,000 | $ 189,000 |
| Allen County Kentucky | 1 | $ 105,000 | $ 105,000 | $ 89,000 |
| Boone County Kentucky | 1 | $ 32,000 | $ 32,000 | $ 20,000 |
| Hardin County Kentucky | 1 | $ 63,000 | $ 63,000 | $ 59,000 |
| Jessamine County Kentucky | 1 | $ 106,000 | $ 106,000 | $ 63,000 |
| Kenton County Kentucky | 1 | $ 1,385,000 | $ 1,385,000 | $ 0 |
| Meade County Kentucky | 1 | $ 78,000 | $ 78,000 | $ 50,000 |
| Montgomery County Kentucky | 1 | $ 128,000 | $ 128,000 | $ 47,000 |
| Nelson County Kentucky | 1 | $ 127,000 | $ 127,000 | $ 117,000 |
| Washington County Kentucky | 1 | $ 48,000 | $ 48,000 | $ 84,000 |
| Charlevoix County Michigan | 1 | $ 1,013,000 | $ 1,013,000 | $ 362,000 |
| Brown County Ohio | 1 | $ 178,000 | $ 178,000 | $ 74,000 |
| Clark County Ohio | 1 | $ 214,000 | $ 214,000 | $ 85,000 |
| Greene County Ohio | 1 | $ 255,000 | $ 255,000 | $ 105,000 |
| Prince William County Virginia | 1 | $ 158,000 | $ 158,000 | $ 117,000 |
Mortgage Loan Application Detail Totals for Mainsource Bank in 2014
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 2,376 | $263,937,000 | $111,000 | $5,275,000 | $71,000 | $2,268,000 |
| Home Purchase | 1,629 | $228,053,000 | $139,000 | $4,100,000 | $73,000 | $1,385,000 |
| Home Improvement | 410 | $20,138,000 | $49,000 | $1,200,000 | $59,000 | $359,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 4,100 | $424,719,000 | $103,000 | $1,608,000 | $72,000 | $2,268,000 |
| Not applicable | 83 | $54,802,000 | $660,000 | $5,275,000 | $0 | $0 |
| Not Provided | 75 | $8,652,000 | $115,000 | $430,000 | $67,000 | $286,000 |
| Hispanic | 57 | $6,902,000 | $121,000 | $980,000 | $74,000 | $390,000 |
| Black or African American | 44 | $4,829,000 | $109,000 | $417,000 | $68,000 | $299,000 |
| Asian | 43 | $10,453,000 | $243,000 | $1,333,000 | $117,000 | $450,000 |
| American Indian or Alaskan Native | 12 | $1,171,000 | $97,000 | $264,000 | $55,000 | $146,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $600,000 | $600,000 | $600,000 | $440,000 | $440,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,866 | $455,505,000 | $117,000 | $5,275,000 | $74,000 | $2,268,000 |
| FHA-insured (Federal Housing Administration) | 282 | $29,445,000 | $104,000 | $273,000 | $51,000 | $174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 212 | $19,095,000 | $90,000 | $227,000 | $37,000 | $165,000 |
| VA-guaranteed (Veterans Administration) | 55 | $8,083,000 | $146,000 | $372,000 | $60,000 | $162,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,529 | $312,944,000 | $123,000 | $4,100,000 | $77,000 | $2,268,000 |
| Application Denied By Financial Institution | 1,140 | $103,997,000 | $91,000 | $1,200,000 | $54,000 | $1,404,000 |
| Application Approved But Not Accepted | 707 | $91,210,000 | $129,000 | $5,275,000 | $74,000 | $619,000 |
| File Closed For Incompleteness | 35 | $3,532,000 | $100,000 | $1,440,000 | $57,000 | $265,000 |
| Application Withdrawn By Applicant | 4 | $445,000 | $111,000 | $297,000 | $67,000 | $138,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 575 | $44,637,000 | $77,000 | $1,125,000 | $53,000 | $443,000 |
| Debt-To-Income Ratio | 274 | $30,839,000 | $112,000 | $1,200,000 | $41,000 | $232,000 |
| Collateral | 214 | $21,144,000 | $98,000 | $863,000 | $73,000 | $1,404,000 |
| Other | 43 | $4,041,000 | $93,000 | $700,000 | $53,000 | $156,000 |
| Employment History | 19 | $1,412,000 | $74,000 | $139,000 | $39,000 | $157,000 |
| Unverifiable Information | 11 | $1,426,000 | $129,000 | $261,000 | $71,000 | $153,000 |
| Credit Application Incomplete | 3 | $490,000 | $163,000 | $385,000 | $50,000 | $81,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $8,000 | $8,000 | $8,000 | $45,000 | $45,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mainsource Bank's 2014 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mainsource Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Indiana, download the full spreadsheet
with aggregated HMDA statistics today.