R M K Financial Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
R M K Financial Corp. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 6,416 |
| Total Mortgage Loan Application Amount | $2,438,040,000 |
| Average Mortgage Loan Application Amount | $379,000 |
| Highest Mortgage Loan Application Amount | $1,535,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2020.
| Metro Area | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| LOS ANGELES-LONG BEACH-GLENDALE, CA | 1,425 | $ 624,405,000 | $ 438,000 | $ 125,000 |
| RIVERSIDE-SAN BERNARDINO-ONTARIO, CA | 781 | $ 265,455,000 | $ 339,000 | $ 125,000 |
| ANAHEIM-SANTA ANA-IRVINE, CA | 508 | $ 216,720,000 | $ 426,000 | $ 126,000 |
| WASHINGTON-ARLINGTON-ALEXANDRIA, DC-VA-MD-WV | 275 | $ 94,165,000 | $ 307,333 | $ 96,666 |
| OAKLAND-HAYWARD-BERKELEY, CA | 244 | $ 116,480,000 | $ 477,000 | $ 132,000 |
| SACRAMENTO--ROSEVILLE--ARDEN-ARCADE, CA | 171 | $ 54,485,000 | $ 318,000 | $ 144,000 |
| HOUSTON-THE WOODLANDS-SUGAR LAND, TX | 143 | $ 33,705,000 | $ 235,000 | $ 88,000 |
| SAN FRANCISCO-REDWOOD CITY-SOUTH SAN FRANCISCO, CA | 96 | $ 50,350,000 | $ 524,000 | $ 133,000 |
| STOCKTON-LODI, CA | 92 | $ 33,660,000 | $ 365,000 | $ 109,000 |
| SAN JOSE-SUNNYVALE-SANTA CLARA, CA | 67 | $ 30,455,000 | $ 454,000 | $ 158,000 |
| ATLANTA-SANDY SPRINGS-ROSWELL, GA | 62 | $ 15,680,000 | $ 252,000 | $ 83,000 |
| SAN DIEGO-CARLSBAD, CA | 55 | $ 22,885,000 | $ 416,000 | $ 112,000 |
| SEATTLE-BELLEVUE-EVERETT, WA | 55 | $ 28,185,000 | $ 512,000 | $ 115,000 |
| BAKERSFIELD, CA | 54 | $ 12,690,000 | $ 235,000 | $ 83,000 |
| BALTIMORE-COLUMBIA-TOWSON, MD | 46 | $ 14,620,000 | $ 317,000 | $ 111,000 |
| MIAMI-MIAMI BEACH-KENDALL, FL | 39 | $ 11,315,000 | $ 290,000 | $ 83,000 |
| WASHINGTON-BALTIMORE-ARLINGTON, DC | 38 | $ 15,150,000 | $ 398,000 | $ 109,000 |
| DALLAS-PLANO-IRVING, TX | 35 | $ 10,085,000 | $ 288,000 | $ 107,000 |
| VALLEJO-FAIRFIELD, CA | 34 | $ 14,770,000 | $ 434,000 | $ 103,000 |
| TACOMA-LAKEWOOD, WA | 31 | $ 16,005,000 | $ 516,000 | $ 127,000 |
| OXNARD-THOUSAND OAKS-VENTURA, CA | 26 | $ 11,890,000 | $ 457,000 | $ 144,000 |
| FRESNO, CA | 24 | $ 6,000,000 | $ 250,000 | $ 80,000 |
| PORTLAND-VANCOUVER-HILLSBORO, OR-WA | 24 | $ 9,980,000 | $ 413,000 | $ 123,500 |
| PHILADELPHIA, PA | 23 | $ 5,025,000 | $ 218,000 | $ 77,000 |
| MONTGOMERY COUNTY-BUCKS COUNTY-CHESTER COUNTY, PA | 21 | $ 5,645,000 | $ 268,000 | $ 104,000 |
| VISALIA-PORTERVILLE, CA | 19 | $ 5,775,000 | $ 303,000 | $ 95,000 |
| CHICAGO-NAPERVILLE, IL | 18 | $ 4,140,000 | $ 230,000 | $ 111,000 |
| NEW YORK-JERSEY CITY-WHITE PLAINS, NY-NJ | 18 | $ 5,980,000 | $ 332,000 | $ 187,000 |
| SAN ANTONIO-NEW BRAUNFELS, TX | 18 | $ 4,130,000 | $ 229,000 | $ 77,000 |
| KNOXVILLE, TN | 17 | $ 3,575,000 | $ 210,000 | $ 92,000 |
| CAPE CORAL-FORT MYERS, FL | 15 | $ 3,155,000 | $ 210,000 | $ 94,000 |
| NEW YORK-NEWARK, NY | 15 | $ 4,475,000 | $ 298,000 | $ 82,000 |
| FORT LAUDERDALE-POMPANO BEACH-DEERFIELD BEACH, FL | 14 | $ 3,750,000 | $ 267,000 | $ 101,000 |
| ORLANDO-KISSIMMEE-SANFORD, FL | 11 | $ 2,795,000 | $ 254,000 | $ 58,000 |
| SANTA MARIA-SANTA BARBARA, CA | 10 | $ 3,670,000 | $ 367,000 | $ 118,000 |
| MODESTO, CA | 9 | $ 2,885,000 | $ 320,000 | $ 151,000 |
| SANTA ROSA, CA | 9 | $ 4,095,000 | $ 455,000 | $ 150,000 |
| JACKSONVILLE, FL | 8 | $ 1,560,000 | $ 195,000 | $ 83,000 |
| LAS VEGAS-HENDERSON-PARADISE, NV | 8 | $ 1,690,000 | $ 211,000 | $ 78,000 |
| MERCED, CA | 8 | $ 2,680,000 | $ 335,000 | $ 105,000 |
| SALINAS, CA | 8 | $ 2,740,000 | $ 342,000 | $ 97,000 |
| AUSTIN-ROUND ROCK, TX | 7 | $ 1,845,000 | $ 263,000 | $ 90,000 |
| FORT WORTH-ARLINGTON, TX | 7 | $ 1,845,000 | $ 263,000 | $ 87,000 |
| NEWARK, NJ-PA | 7 | $ 2,365,000 | $ 337,000 | $ 117,000 |
| WEST PALM BEACH-BOCA RATON-DELRAY BEACH, FL | 6 | $ 1,660,000 | $ 276,000 | $ 87,000 |
| DENVER-AURORA-LAKEWOOD, CO | 5 | $ 2,255,000 | $ 451,000 | $ 111,000 |
| LAKELAND-WINTER HAVEN, FL | 5 | $ 1,225,000 | $ 245,000 | $ 63,000 |
| NORTH PORT-SARASOTA-BRADENTON, FL | 5 | $ 1,295,000 | $ 259,000 | $ 56,000 |
| BLACKSBURG-CHRISTIANSBURG-RADFORD, VA | 4 | $ 1,310,000 | $ 327,000 | $ 122,000 |
| EL PASO, TX | 4 | $ 490,000 | $ 122,000 | $ 60,000 |
| MADERA, CA | 4 | $ 1,160,000 | $ 290,000 | $ 90,000 |
| NAPLES-IMMOKALEE-MARCO ISLAND, FL | 4 | $ 770,000 | $ 192,000 | $ 68,000 |
| RICHMOND, VA | 4 | $ 1,180,000 | $ 295,000 | $ 167,000 |
| SAN LUIS OBISPO-PASO ROBLES-ARROYO GRANDE, CA | 4 | $ 1,330,000 | $ 332,000 | $ 73,000 |
| CHICO, CA | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| HARTFORD-WEST HARTFORD-EAST HARTFORD, CT | 3 | $ 685,000 | $ 228,000 | $ 37,000 |
| NASHVILLE-DAVIDSON--MURFREESBORO--FRANKLIN, TN | 3 | $ 555,000 | $ 185,000 | $ 196,000 |
| NEW ORLEANS-METAIRIE, LA | 3 | $ 805,000 | $ 268,000 | $ 59,000 |
| PORT ST. LUCIE, FL | 3 | $ 855,000 | $ 285,000 | $ 149,000 |
| RALEIGH, NC | 3 | $ 775,000 | $ 258,000 | $ 60,000 |
| REDDING, CA | 3 | $ 735,000 | $ 245,000 | $ 126,000 |
| YUBA CITY, CA | 3 | $ 935,000 | $ 311,000 | $ 89,000 |
| BREMERTON-SILVERDALE, WA | 2 | $ 910,000 | $ 455,000 | $ 121,000 |
| EL CENTRO, CA | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| ELGIN, IL | 2 | $ 490,000 | $ 245,000 | $ 126,000 |
| HAGERSTOWN-MARTINSBURG, MD-WV | 2 | $ 470,000 | $ 235,000 | $ 112,000 |
| MORRISTOWN, TN | 2 | $ 470,000 | $ 235,000 | $ 45,000 |
| OLYMPIA-TUMWATER, WA | 2 | $ 780,000 | $ 390,000 | $ 121,000 |
| PHOENIX-MESA-SCOTTSDALE, AZ | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| SANTA CRUZ-WATSONVILLE, CA | 2 | $ 930,000 | $ 465,000 | $ 119,000 |
| TALLAHASSEE, FL | 2 | $ 450,000 | $ 225,000 | $ 45,000 |
| VIRGINIA BEACH-NORFOLK-NEWPORT NEWS, VA-NC | 2 | $ 430,000 | $ 215,000 | $ 115,000 |
| WILMINGTON, DE-MD-NJ | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| ALBANY, OR | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| ALBUQUERQUE, NM | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| ALLENTOWN-BETHLEHEM-EASTON, PA-NJ | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| BRIDGEPORT-STAMFORD-NORWALK, CT | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| CALIFORNIA-LEXINGTON PARK, MD | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| CAMDEN, NJ | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| CHARLOTTE-CONCORD-GASTONIA, NC-SC | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| CHATTANOOGA, TN-GA | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| COLUMBIA, SC | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| CORPUS CHRISTI, TX | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| DELTONA-DAYTONA BEACH-ORMOND BEACH, FL | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| HAMMOND, LA | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| LONGVIEW, WA | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| MCALLEN-EDINBURG-MISSION, TX | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| NA (OUTSIDE OF MSA/MD) | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| NEW HAVEN-MILFORD, CT | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| NORWICH-NEW LONDON, CT | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| OCALA, FL | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| PALM BAY-MELBOURNE-TITUSVILLE, FL | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| PENSACOLA-FERRY PASS-BRENT, FL | 1 | $ 505,000 | $ 505,000 | $ 162,000 |
| PITTSBURGH, PA | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| SAN RAFAEL, CA | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| STATE COLLEGE, PA | 1 | $ 175,000 | $ 175,000 | $ 224,000 |
| STAUNTON-WAYNESBORO, VA | 1 | $ 215,000 | $ 215,000 | $ 25,000 |
| TAMPA-ST. PETERSBURG-CLEARWATER, FL | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| TRENTON, NJ | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| WARNER ROBINS, GA | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| WINCHESTER, VA-WV | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,589 | $1,015,775,000 | $392,000 | $1,535,000 | $129,000 | $8,500,000 |
| Refinancing | 2,578 | $952,080,000 | $369,000 | $995,000 | $129,000 | $2,350,000 |
| Cash-out Refinancing | 1,249 | $470,185,000 | $376,000 | $985,000 | $111,000 | $690,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,863 | $1,501,375,000 | $388,000 | $995,000 | $125,000 | $8,500,000 |
| Hispanic | 1,369 | $479,885,000 | $350,000 | $955,000 | $124,000 | $4,853,000 |
| Asian | 894 | $349,070,000 | $390,000 | $955,000 | $124,000 | $7,950,000 |
| White | 174 | $71,000,000 | $408,000 | $1,535,000 | $157,000 | $922,000 |
| Black or African American | 108 | $34,230,000 | $316,000 | $765,000 | $112,000 | $393,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,215,000 | $316,000 | $675,000 | $194,000 | $365,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,653 | $1,767,565,000 | $379,000 | $1,535,000 | $134,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 1,704 | $651,680,000 | $382,000 | $955,000 | $100,000 | $438,000 |
| VA-guaranteed (Veterans Administration) | 51 | $17,135,000 | $335,000 | $595,000 | $210,000 | $5,174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,660,000 | $207,000 | $315,000 | $61,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,176 | $1,201,720,000 | $378,000 | $985,000 | $130,000 | $4,853,000 |
| Application Withdrawn By Applicant | 1,905 | $753,255,000 | $395,000 | $985,000 | $122,000 | $7,950,000 |
| File Closed For Incompleteness | 802 | $301,550,000 | $375,000 | $1,535,000 | $139,000 | $8,500,000 |
| Application Denied By Financial Institution | 533 | $181,515,000 | $340,000 | $775,000 | $93,000 | $466,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,883 | $2,256,525,000 | $383,000 | $1,535,000 | $129,000 | $8,500,000 |
| Other | 294 | $92,800,000 | $315,000 | $775,000 | $92,000 | $447,000 |
| Credit History | 76 | $28,190,000 | $370,000 | $765,000 | $106,000 | $466,000 |
| Debt-To-Income Ratio | 76 | $27,960,000 | $367,000 | $705,000 | $74,000 | $224,000 |
| Unverifiable Information | 33 | $15,745,000 | $477,000 | $775,000 | $117,000 | $204,000 |
| Employment History | 29 | $8,925,000 | $307,000 | $675,000 | $80,000 | $161,000 |
| Collateral | 18 | $5,630,000 | $312,000 | $765,000 | $96,000 | $203,000 |
| Credit Application Incomplete | 4 | $1,150,000 | $287,000 | $375,000 | $108,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,115,000 | $371,000 | $445,000 | $114,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.