R M K Financial Corp.
HMDA Loan Application Totals
and Mortgage Lending Details
for 2020
R M K Financial Corp. 2020 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | R M K Financial Corp. 1819 S. Excise Avenue Ontario, CA 91761 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2010 2009 |
| Total Number of Mortgage Applications | 6,416 |
| Total Mortgage Loan Application Amount | $2,438,040,000 |
| Average Mortgage Loan Application Amount | $379,000 |
| Highest Mortgage Loan Application Amount | $1,535,000 |
| Average Applicant Income | $123,000 |
| Highest Applicant Income | $8,500,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2020 with R M K Financial Corp.. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing R M K Financial Corp.'s lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2020 breaks down R M K Financial Corp.'s mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how R M K Financial Corp. serves its applicants.
Each category highlights the total number of mortgage applications processed by R M K Financial Corp., total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at R M K Financial Corp.'s mortgage activity for 2020.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Los Angeles County California | 1,425 | $ 624,405,000 | $ 438,000 | $ 125,000 |
| Orange County California | 508 | $ 216,720,000 | $ 426,000 | $ 126,000 |
| San Bernardino County California | 425 | $ 143,955,000 | $ 338,000 | $ 116,000 |
| Riverside County California | 356 | $ 121,500,000 | $ 341,000 | $ 136,000 |
| Sacramento County California | 137 | $ 42,415,000 | $ 309,000 | $ 135,000 |
| Alameda County California | 134 | $ 65,030,000 | $ 485,000 | $ 140,000 |
| Contra Costa County California | 110 | $ 51,450,000 | $ 467,000 | $ 122,000 |
| San Joaquin County California | 92 | $ 33,660,000 | $ 365,000 | $ 109,000 |
| Fairfax County Virginia | 90 | $ 32,220,000 | $ 358,000 | $ 102,000 |
| Prince William County Virginia | 76 | $ 25,730,000 | $ 338,000 | $ 117,000 |
| Harris County Texas | 71 | $ 15,765,000 | $ 222,000 | $ 91,000 |
| Santa Clara County California | 66 | $ 30,070,000 | $ 455,000 | $ 159,000 |
| Fort Bend County Texas | 65 | $ 16,255,000 | $ 250,000 | $ 85,000 |
| San Diego County California | 55 | $ 22,885,000 | $ 416,000 | $ 112,000 |
| San Mateo County California | 55 | $ 27,435,000 | $ 498,000 | $ 138,000 |
| Kern County California | 54 | $ 12,690,000 | $ 235,000 | $ 83,000 |
| King County Washington | 49 | $ 24,835,000 | $ 506,000 | $ 115,000 |
| San Francisco County California | 41 | $ 22,915,000 | $ 558,000 | $ 127,000 |
| Miami-Dade County Florida | 39 | $ 11,315,000 | $ 290,000 | $ 83,000 |
| Prince George's County Maryland | 37 | $ 11,005,000 | $ 297,000 | $ 92,000 |
| Loudoun County Virginia | 37 | $ 13,935,000 | $ 376,000 | $ 105,000 |
| Solano County California | 34 | $ 14,770,000 | $ 434,000 | $ 103,000 |
| Montgomery County Maryland | 32 | $ 12,760,000 | $ 398,000 | $ 108,000 |
| Pierce County Washington | 31 | $ 16,005,000 | $ 516,000 | $ 127,000 |
| Ventura County California | 26 | $ 11,890,000 | $ 457,000 | $ 144,000 |
| Gwinnett County Georgia | 25 | $ 5,975,000 | $ 239,000 | $ 72,000 |
| Fresno County California | 24 | $ 6,000,000 | $ 250,000 | $ 80,000 |
| Tulare County California | 19 | $ 5,775,000 | $ 303,000 | $ 95,000 |
| Philadelphia County Pennsylvania | 18 | $ 3,670,000 | $ 203,000 | $ 77,000 |
| Montgomery County Pennsylvania | 17 | $ 4,565,000 | $ 268,000 | $ 108,000 |
| Collin County Texas | 16 | $ 4,900,000 | $ 306,000 | $ 103,000 |
| Lee County Florida | 15 | $ 3,155,000 | $ 210,000 | $ 94,000 |
| Placer County California | 14 | $ 4,740,000 | $ 338,000 | $ 175,000 |
| Broward County Florida | 14 | $ 3,750,000 | $ 267,000 | $ 101,000 |
| Howard County Maryland | 14 | $ 5,350,000 | $ 382,000 | $ 132,000 |
| Clackamas County Oregon | 14 | $ 6,040,000 | $ 431,000 | $ 155,000 |
| Cook County Illinois | 13 | $ 3,155,000 | $ 242,000 | $ 119,000 |
| Anne Arundel County Maryland | 12 | $ 3,830,000 | $ 319,000 | $ 105,000 |
| Passaic County New Jersey | 12 | $ 3,500,000 | $ 291,000 | $ 206,000 |
| Bexar County Texas | 12 | $ 2,590,000 | $ 215,000 | $ 70,000 |
| El Dorado County California | 11 | $ 4,195,000 | $ 381,000 | $ 190,000 |
| Baltimore County Maryland | 11 | $ 3,295,000 | $ 299,000 | $ 90,000 |
| Santa Barbara County California | 10 | $ 3,670,000 | $ 367,000 | $ 118,000 |
| Knox County Tennessee | 10 | $ 2,030,000 | $ 203,000 | $ 94,000 |
| Denton County Texas | 10 | $ 3,140,000 | $ 314,000 | $ 109,000 |
| Sonoma County California | 9 | $ 4,095,000 | $ 455,000 | $ 150,000 |
| Stanislaus County California | 9 | $ 2,885,000 | $ 320,000 | $ 151,000 |
| Yolo County California | 9 | $ 3,135,000 | $ 348,000 | $ 189,000 |
| Fulton County Georgia | 9 | $ 2,415,000 | $ 268,000 | $ 98,000 |
| Merced County California | 8 | $ 2,680,000 | $ 335,000 | $ 105,000 |
| Monterey County California | 8 | $ 2,740,000 | $ 342,000 | $ 97,000 |
| Clark County Nevada | 8 | $ 1,690,000 | $ 211,000 | $ 78,000 |
| Stafford County Virginia | 8 | $ 2,640,000 | $ 330,000 | $ 84,000 |
| Middlesex County New Jersey | 7 | $ 2,115,000 | $ 302,000 | $ 61,000 |
| Dallas County Texas | 7 | $ 1,485,000 | $ 212,000 | $ 112,000 |
| Tarrant County Texas | 7 | $ 1,845,000 | $ 263,000 | $ 87,000 |
| Duval County Florida | 6 | $ 1,030,000 | $ 171,000 | $ 68,000 |
| Palm Beach County Florida | 6 | $ 1,660,000 | $ 276,000 | $ 87,000 |
| Baltimore City County Maryland | 6 | $ 1,070,000 | $ 178,000 | $ 98,000 |
| Frederick County Maryland | 6 | $ 2,390,000 | $ 398,000 | $ 114,000 |
| Somerset County New Jersey | 6 | $ 1,910,000 | $ 318,000 | $ 103,000 |
| Snohomish County Washington | 6 | $ 3,350,000 | $ 558,000 | $ 119,000 |
| Polk County Florida | 5 | $ 1,225,000 | $ 245,000 | $ 63,000 |
| Cobb County Georgia | 5 | $ 1,085,000 | $ 217,000 | $ 90,000 |
| Delaware County Pennsylvania | 5 | $ 1,355,000 | $ 271,000 | $ 76,000 |
| Madera County California | 4 | $ 1,160,000 | $ 290,000 | $ 90,000 |
| San Luis Obispo County California | 4 | $ 1,330,000 | $ 332,000 | $ 73,000 |
| Collier County Florida | 4 | $ 770,000 | $ 192,000 | $ 68,000 |
| Orange County Florida | 4 | $ 800,000 | $ 200,000 | $ 36,000 |
| Osceola County Florida | 4 | $ 1,080,000 | $ 270,000 | $ 68,000 |
| Douglas County Georgia | 4 | $ 1,030,000 | $ 257,000 | $ 89,000 |
| Bergen County New Jersey | 4 | $ 1,650,000 | $ 412,000 | $ 134,000 |
| Multnomah County Oregon | 4 | $ 1,610,000 | $ 402,000 | $ 108,000 |
| Washington County Oregon | 4 | $ 1,510,000 | $ 377,000 | $ 101,000 |
| Campbell County Tennessee | 4 | $ 770,000 | $ 192,000 | $ 70,000 |
| El Paso County Texas | 4 | $ 490,000 | $ 122,000 | $ 60,000 |
| Travis County Texas | 4 | $ 1,190,000 | $ 297,000 | $ 88,000 |
| Arlington County Virginia | 4 | $ 1,180,000 | $ 295,000 | $ 125,000 |
| Fauquier County Virginia | 4 | $ 1,610,000 | $ 402,000 | $ 95,000 |
| Manassas County Virginia | 4 | $ 1,380,000 | $ 345,000 | $ 60,000 |
| Manassas Park County Virginia | 4 | $ 950,000 | $ 237,000 | $ 121,000 |
| Spotsylvania County Virginia | 4 | $ 950,000 | $ 237,000 | $ 75,000 |
| Butte County California | 3 | $ 595,000 | $ 198,000 | $ 122,000 |
| Shasta County California | 3 | $ 735,000 | $ 245,000 | $ 126,000 |
| Arapahoe County Colorado | 3 | $ 1,365,000 | $ 455,000 | $ 119,000 |
| Hartford County Connecticut | 3 | $ 685,000 | $ 228,000 | $ 37,000 |
| Manatee County Florida | 3 | $ 795,000 | $ 265,000 | $ 51,000 |
| DeKalb County Georgia | 3 | $ 585,000 | $ 195,000 | $ 46,000 |
| Henry County Georgia | 3 | $ 845,000 | $ 281,000 | $ 127,000 |
| Will County Illinois | 3 | $ 525,000 | $ 175,000 | $ 75,000 |
| Jefferson County Louisiana | 3 | $ 805,000 | $ 268,000 | $ 59,000 |
| Charles County Maryland | 3 | $ 895,000 | $ 298,000 | $ 71,000 |
| Union County New Jersey | 3 | $ 915,000 | $ 305,000 | $ 118,000 |
| Bucks County Pennsylvania | 3 | $ 875,000 | $ 291,000 | $ 100,000 |
| Blount County Tennessee | 3 | $ 775,000 | $ 258,000 | $ 116,000 |
| Brazoria County Texas | 3 | $ 745,000 | $ 248,000 | $ 75,000 |
| Comal County Texas | 3 | $ 685,000 | $ 228,000 | $ 82,000 |
| Montgomery County Texas | 3 | $ 695,000 | $ 231,000 | $ 88,000 |
| Williamson County Texas | 3 | $ 655,000 | $ 218,000 | $ 93,000 |
| Fairfax City County Virginia | 3 | $ 1,395,000 | $ 465,000 | $ 126,000 |
| Montgomery County Virginia | 3 | $ 1,005,000 | $ 335,000 | $ 124,000 |
| Maricopa County Arizona | 2 | $ 270,000 | $ 135,000 | $ 42,000 |
| Imperial County California | 2 | $ 630,000 | $ 315,000 | $ 110,000 |
| Santa Cruz County California | 2 | $ 930,000 | $ 465,000 | $ 119,000 |
| Yuba County California | 2 | $ 690,000 | $ 345,000 | $ 93,000 |
| New Castle County Delaware | 2 | $ 410,000 | $ 205,000 | $ 43,000 |
| Lake County Florida | 2 | $ 510,000 | $ 255,000 | $ 42,000 |
| Leon County Florida | 2 | $ 450,000 | $ 225,000 | $ 45,000 |
| Sarasota County Florida | 2 | $ 500,000 | $ 250,000 | $ 64,000 |
| St. Lucie County Florida | 2 | $ 490,000 | $ 245,000 | $ 69,000 |
| Cherokee County Georgia | 2 | $ 780,000 | $ 390,000 | $ 108,000 |
| Clayton County Georgia | 2 | $ 350,000 | $ 175,000 | $ 63,000 |
| Fayette County Georgia | 2 | $ 730,000 | $ 365,000 | $ 131,000 |
| Forsyth County Georgia | 2 | $ 520,000 | $ 260,000 | $ 89,000 |
| Kane County Illinois | 2 | $ 490,000 | $ 245,000 | $ 126,000 |
| Harford County Maryland | 2 | $ 840,000 | $ 420,000 | $ 175,000 |
| Washington County Maryland | 2 | $ 470,000 | $ 235,000 | $ 112,000 |
| Essex County New Jersey | 2 | $ 570,000 | $ 285,000 | $ 89,000 |
| Hudson County New Jersey | 2 | $ 830,000 | $ 415,000 | $ 151,000 |
| Wake County North Carolina | 2 | $ 560,000 | $ 280,000 | $ 70,000 |
| Sumner County Tennessee | 2 | $ 410,000 | $ 205,000 | $ 248,000 |
| Guadalupe County Texas | 2 | $ 460,000 | $ 230,000 | $ 88,000 |
| Kaufman County Texas | 2 | $ 560,000 | $ 280,000 | $ 113,000 |
| Chesterfield County Virginia | 2 | $ 580,000 | $ 290,000 | $ 227,000 |
| Kitsap County Washington | 2 | $ 910,000 | $ 455,000 | $ 121,000 |
| Thurston County Washington | 2 | $ 780,000 | $ 390,000 | $ 121,000 |
| Marin County California | 1 | $ 215,000 | $ 215,000 | $ 165,000 |
| San Benito County California | 1 | $ 385,000 | $ 385,000 | $ 109,000 |
| Sutter County California | 1 | $ 245,000 | $ 245,000 | $ 83,000 |
| Trinity County California | 1 | $ 165,000 | $ 165,000 | $ 45,000 |
| Douglas County Colorado | 1 | $ 445,000 | $ 445,000 | $ 97,000 |
| Jefferson County Colorado | 1 | $ 445,000 | $ 445,000 | $ 100,000 |
| Fairfield County Connecticut | 1 | $ 105,000 | $ 105,000 | $ 60,000 |
| New Haven County Connecticut | 1 | $ 325,000 | $ 325,000 | $ 82,000 |
| New London County Connecticut | 1 | $ 225,000 | $ 225,000 | $ 171,000 |
| District of Columbia County District Of Columbia | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Brevard County Florida | 1 | $ 155,000 | $ 155,000 | $ 70,000 |
| Clay County Florida | 1 | $ 305,000 | $ 305,000 | $ 80,000 |
| Escambia County Florida | 1 | $ 505,000 | $ 505,000 | $ 162,000 |
| Hillsborough County Florida | 1 | $ 125,000 | $ 125,000 | $ 66,000 |
| Marion County Florida | 1 | $ 205,000 | $ 205,000 | $ 42,000 |
| Martin County Florida | 1 | $ 365,000 | $ 365,000 | $ 310,000 |
| Seminole County Florida | 1 | $ 405,000 | $ 405,000 | $ 141,000 |
| St. Johns County Florida | 1 | $ 225,000 | $ 225,000 | $ 173,000 |
| Volusia County Florida | 1 | $ 185,000 | $ 185,000 | $ 91,000 |
| Barrow County Georgia | 1 | $ 205,000 | $ 205,000 | $ 57,000 |
| Bartow County Georgia | 1 | $ 265,000 | $ 265,000 | $ 89,000 |
| Houston County Georgia | 1 | $ 115,000 | $ 115,000 | $ 46,000 |
| Newton County Georgia | 1 | $ 285,000 | $ 285,000 | $ 61,000 |
| Rockdale County Georgia | 1 | $ 365,000 | $ 365,000 | $ 85,000 |
| Walton County Georgia | 1 | $ 245,000 | $ 245,000 | $ 50,000 |
| DuPage County Illinois | 1 | $ 305,000 | $ 305,000 | $ 145,000 |
| McHenry County Illinois | 1 | $ 155,000 | $ 155,000 | $ 95,000 |
| Tangipahoa County Louisiana | 1 | $ 205,000 | $ 205,000 | $ 91,000 |
| Carroll County Maryland | 1 | $ 235,000 | $ 235,000 | $ 55,000 |
| St. Mary's County Maryland | 1 | $ 315,000 | $ 315,000 | $ 68,000 |
| Burlington County New Jersey | 1 | $ 175,000 | $ 175,000 | $ 123,000 |
| Hunterdon County New Jersey | 1 | $ 485,000 | $ 485,000 | $ 187,000 |
| Mercer County New Jersey | 1 | $ 275,000 | $ 275,000 | $ 64,000 |
| Monmouth County New Jersey | 1 | $ 255,000 | $ 255,000 | $ 112,000 |
| Morris County New Jersey | 1 | $ 395,000 | $ 395,000 | $ 101,000 |
| Ocean County New Jersey | 1 | $ 195,000 | $ 195,000 | $ 86,000 |
| Bernalillo County New Mexico | 1 | $ 175,000 | $ 175,000 | $ 33,000 |
| Currituck County North Carolina | 1 | $ 105,000 | $ 105,000 | $ 112,000 |
| Franklin County North Carolina | 1 | $ 215,000 | $ 215,000 | $ 42,000 |
| Mecklenburg County North Carolina | 1 | $ 195,000 | $ 195,000 | $ 92,000 |
| Linn County Oregon | 1 | $ 235,000 | $ 235,000 | $ 98,000 |
| Allegheny County Pennsylvania | 1 | $ 185,000 | $ 185,000 | $ 63,000 |
| Centre County Pennsylvania | 1 | $ 175,000 | $ 175,000 | $ 224,000 |
| Chester County Pennsylvania | 1 | $ 205,000 | $ 205,000 | $ 34,000 |
| Northampton County Pennsylvania | 1 | $ 295,000 | $ 295,000 | $ 120,000 |
| Richland County South Carolina | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Cheatham County Tennessee | 1 | $ 145,000 | $ 145,000 | $ 94,000 |
| Hamblen County Tennessee | 1 | $ 245,000 | $ 245,000 | $ 44,000 |
| Hamilton County Tennessee | 1 | $ 215,000 | $ 215,000 | $ 39,000 |
| Jefferson County Tennessee | 1 | $ 225,000 | $ 225,000 | $ 47,000 |
| Galveston County Texas | 1 | $ 245,000 | $ 245,000 | $ 70,000 |
| Hidalgo County Texas | 1 | $ 245,000 | $ 245,000 | $ 80,000 |
| Nueces County Texas | 1 | $ 415,000 | $ 415,000 | $ 141,000 |
| Wilson County Texas | 1 | $ 395,000 | $ 395,000 | $ 116,000 |
| Frederick County Virginia | 1 | $ 325,000 | $ 325,000 | $ 70,000 |
| Hanover County Virginia | 1 | $ 325,000 | $ 325,000 | $ 144,000 |
| Newport News County Virginia | 1 | $ 325,000 | $ 325,000 | $ 118,000 |
| Pulaski County Virginia | 1 | $ 305,000 | $ 305,000 | $ 115,000 |
| Richmond City County Virginia | 1 | $ 275,000 | $ 275,000 | $ 70,000 |
| Waynesboro County Virginia | 1 | $ 215,000 | $ 215,000 | $ 25,000 |
| Clark County Washington | 1 | $ 515,000 | $ 515,000 | $ 130,000 |
| Cowlitz County Washington | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Skamania County Washington | 1 | $ 305,000 | $ 305,000 | $ 91,000 |
Mortgage Loan Application Detail Totals for R M K Financial Corp. in 2020
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 2,589 | $1,015,775,000 | $392,000 | $1,535,000 | $129,000 | $8,500,000 |
| Refinancing | 2,578 | $952,080,000 | $369,000 | $995,000 | $129,000 | $2,350,000 |
| Cash-out Refinancing | 1,249 | $470,185,000 | $376,000 | $985,000 | $111,000 | $690,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| Other Purpose | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not Provided | 3,863 | $1,501,375,000 | $388,000 | $995,000 | $125,000 | $8,500,000 |
| Hispanic | 1,369 | $479,885,000 | $350,000 | $955,000 | $124,000 | $4,853,000 |
| Asian | 894 | $349,070,000 | $390,000 | $955,000 | $124,000 | $7,950,000 |
| White | 174 | $71,000,000 | $408,000 | $1,535,000 | $157,000 | $922,000 |
| Black or African American | 108 | $34,230,000 | $316,000 | $765,000 | $112,000 | $393,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,215,000 | $316,000 | $675,000 | $194,000 | $365,000 |
| American Indian or Alaskan Native | 1 | $265,000 | $265,000 | $265,000 | $65,000 | $65,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 4,653 | $1,767,565,000 | $379,000 | $1,535,000 | $134,000 | $8,500,000 |
| FHA-insured (Federal Housing Administration) | 1,704 | $651,680,000 | $382,000 | $955,000 | $100,000 | $438,000 |
| VA-guaranteed (Veterans Administration) | 51 | $17,135,000 | $335,000 | $595,000 | $210,000 | $5,174,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 8 | $1,660,000 | $207,000 | $315,000 | $61,000 | $112,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 3,176 | $1,201,720,000 | $378,000 | $985,000 | $130,000 | $4,853,000 |
| Application Withdrawn By Applicant | 1,905 | $753,255,000 | $395,000 | $985,000 | $122,000 | $7,950,000 |
| File Closed For Incompleteness | 802 | $301,550,000 | $375,000 | $1,535,000 | $139,000 | $8,500,000 |
| Application Denied By Financial Institution | 533 | $181,515,000 | $340,000 | $775,000 | $93,000 | $466,000 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 5,883 | $2,256,525,000 | $383,000 | $1,535,000 | $129,000 | $8,500,000 |
| Other | 294 | $92,800,000 | $315,000 | $775,000 | $92,000 | $447,000 |
| Credit History | 76 | $28,190,000 | $370,000 | $765,000 | $106,000 | $466,000 |
| Debt-To-Income Ratio | 76 | $27,960,000 | $367,000 | $705,000 | $74,000 | $224,000 |
| Unverifiable Information | 33 | $15,745,000 | $477,000 | $775,000 | $117,000 | $204,000 |
| Employment History | 29 | $8,925,000 | $307,000 | $675,000 | $80,000 | $161,000 |
| Collateral | 18 | $5,630,000 | $312,000 | $765,000 | $96,000 | $203,000 |
| Credit Application Incomplete | 4 | $1,150,000 | $287,000 | $375,000 | $108,000 | $175,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $1,115,000 | $371,000 | $445,000 | $114,000 | $130,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into R M K Financial Corp.'s 2020 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess R M K Financial Corp.'s mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.