Manhattan Financial Group, Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2012
Manhattan Financial Group, Inc 2012 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Manhattan Financial Group, Inc 13915 Danielson Street, Ste 101 Poway, CA 92064 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2015 2014 2013 2012 2011 2010 2008 |
| Total Number of Mortgage Applications | 1,251 |
| Total Mortgage Loan Application Amount | $449,047,000 |
| Average Mortgage Loan Application Amount | $332,333 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $132,000 |
| Highest Applicant Income | $2,528,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2012 with Manhattan Financial Group, Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Manhattan Financial Group, Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2012 breaks down Manhattan Financial Group, Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Manhattan Financial Group, Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Manhattan Financial Group, Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Manhattan Financial Group, Inc's mortgage activity for 2012.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| San Diego County California | 291 | $ 94,828,000 | $ 325,000 | $ 116,000 |
| Los Angeles County California | 265 | $ 112,767,000 | $ 425,000 | $ 164,000 |
| Orange County California | 204 | $ 80,226,000 | $ 393,000 | $ 164,000 |
| Santa Clara County California | 61 | $ 25,561,000 | $ 419,000 | $ 156,000 |
| Alameda County California | 50 | $ 17,917,000 | $ 358,000 | $ 142,000 |
| Riverside County California | 45 | $ 10,689,000 | $ 237,000 | $ 98,000 |
| Ventura County California | 34 | $ 12,446,000 | $ 366,000 | $ 163,000 |
| San Mateo County California | 29 | $ 15,825,000 | $ 545,000 | $ 172,000 |
| San Bernardino County California | 28 | $ 6,240,000 | $ 222,000 | $ 111,000 |
| Sacramento County California | 27 | $ 6,148,000 | $ 227,000 | $ 130,000 |
| Contra Costa County California | 18 | $ 7,273,000 | $ 404,000 | $ 151,000 |
| San Francisco County California | 18 | $ 6,259,000 | $ 347,000 | $ 128,000 |
| Solano County California | 13 | $ 2,637,000 | $ 202,000 | $ 86,000 |
| Placer County California | 11 | $ 2,870,000 | $ 260,000 | $ 124,000 |
| San Luis Obispo County California | 10 | $ 2,439,000 | $ 243,000 | $ 105,000 |
| Santa Barbara County California | 9 | $ 3,135,000 | $ 348,000 | $ 127,000 |
| Sonoma County California | 9 | $ 2,146,000 | $ 238,000 | $ 97,000 |
| Kern County California | 7 | $ 1,590,000 | $ 227,000 | $ 78,000 |
| Marin County California | 7 | $ 4,033,000 | $ 576,000 | $ 225,000 |
| Monterey County California | 6 | $ 2,066,000 | $ 344,000 | $ 106,000 |
| San Joaquin County California | 6 | $ 1,186,000 | $ 197,000 | $ 148,000 |
| Yolo County California | 6 | $ 2,133,000 | $ 355,000 | $ 161,000 |
| Sutter County California | 5 | $ 943,000 | $ 188,000 | $ 49,000 |
| Douglas County Oregon | 5 | $ 997,000 | $ 199,000 | $ 91,000 |
| Butte County California | 4 | $ 677,000 | $ 169,000 | $ 79,000 |
| Fresno County California | 4 | $ 677,000 | $ 169,000 | $ 92,000 |
| Stanislaus County California | 4 | $ 627,000 | $ 156,000 | $ 91,000 |
| Shasta County California | 3 | $ 547,000 | $ 182,000 | $ 82,000 |
| Tuolumne County California | 3 | $ 615,000 | $ 205,000 | $ 64,000 |
| Snohomish County Washington | 3 | $ 1,212,000 | $ 404,000 | $ 98,000 |
| El Dorado County California | 2 | $ 355,000 | $ 177,000 | $ 189,000 |
| Imperial County California | 2 | $ 309,000 | $ 154,000 | $ 53,000 |
| Madera County California | 2 | $ 520,000 | $ 260,000 | $ 179,000 |
| Napa County California | 2 | $ 684,000 | $ 342,000 | $ 79,000 |
| Santa Cruz County California | 2 | $ 434,000 | $ 217,000 | $ 63,000 |
| Tulare County California | 2 | $ 502,000 | $ 251,000 | $ 158,000 |
| Bonner County Idaho | 2 | $ 912,000 | $ 456,000 | $ 176,000 |
| Marion County Oregon | 2 | $ 406,000 | $ 203,000 | $ 49,000 |
| Salt Lake County Utah | 2 | $ 553,000 | $ 276,000 | $ 279,000 |
| Utah County Utah | 2 | $ 2,264,000 | $ 1,132,000 | $ 392,000 |
| Calaveras County California | 1 | $ 200,000 | $ 200,000 | $ 268,000 |
| Humboldt County California | 1 | $ 165,000 | $ 165,000 | $ 76,000 |
| Kings County California | 1 | $ 188,000 | $ 188,000 | $ 101,000 |
| Lake County California | 1 | $ 199,000 | $ 199,000 | $ 80,000 |
| Mono County California | 1 | $ 417,000 | $ 417,000 | $ 528,000 |
| Nevada County California | 1 | $ 328,000 | $ 328,000 | $ 95,000 |
| Plumas County California | 1 | $ 259,000 | $ 259,000 | $ 83,000 |
| San Benito County California | 1 | $ 130,000 | $ 130,000 | $ 47,000 |
| Yuba County California | 1 | $ 136,000 | $ 136,000 | $ 87,000 |
| Adams County Colorado | 1 | $ 336,000 | $ 336,000 | $ 87,000 |
| Larimer County Colorado | 1 | $ 113,000 | $ 113,000 | $ 295,000 |
| Mecklenburg County North Carolina | 1 | $ 170,000 | $ 170,000 | $ 28,000 |
| Clackamas County Oregon | 1 | $ 215,000 | $ 215,000 | $ 40,000 |
| Jackson County Oregon | 1 | $ 264,000 | $ 264,000 | $ 101,000 |
| Lane County Oregon | 1 | $ 366,000 | $ 366,000 | $ 74,000 |
| Multnomah County Oregon | 1 | $ 402,000 | $ 402,000 | $ 141,000 |
| Polk County Oregon | 1 | $ 142,000 | $ 142,000 | $ 65,000 |
| Washington County Oregon | 1 | $ 192,000 | $ 192,000 | $ 46,000 |
| Davis County Utah | 1 | $ 1,140,000 | $ 1,140,000 | $ 335,000 |
| King County Washington | 1 | $ 122,000 | $ 122,000 | $ 68,000 |
| Thurston County Washington | 1 | $ 750,000 | $ 750,000 | $ 219,000 |
Mortgage Loan Application Detail Totals for Manhattan Financial Group, Inc in 2012
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,048 | $369,042,000 | $352,000 | $2,000,000 | $140,000 | $2,528,000 |
| Home Purchase | 192 | $77,328,000 | $402,000 | $1,648,000 | $146,000 | $790,000 |
| Home Improvement | 11 | $2,677,000 | $243,000 | $432,000 | $110,000 | $268,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 724 | $269,674,000 | $372,000 | $2,000,000 | $151,000 | $2,528,000 |
| Asian | 219 | $74,453,000 | $339,000 | $1,350,000 | $129,000 | $694,000 |
| Not Provided | 201 | $69,338,000 | $344,000 | $1,648,000 | $136,000 | $1,707,000 |
| Hispanic | 84 | $25,638,000 | $305,000 | $1,085,000 | $90,000 | $276,000 |
| Black or African American | 15 | $6,225,000 | $415,000 | $1,000,000 | $166,000 | $567,000 |
| Native Hawaiian or Other Pacific Islander | 6 | $2,572,000 | $428,000 | $950,000 | $122,000 | $192,000 |
| American Indian or Alaskan Native | 2 | $1,147,000 | $573,000 | $902,000 | $136,000 | $183,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,173 | $422,874,000 | $360,000 | $2,000,000 | $146,000 | $2,528,000 |
| FHA-insured (Federal Housing Administration) | 70 | $22,925,000 | $327,000 | $913,000 | $58,000 | $250,000 |
| VA-guaranteed (Veterans Administration) | 7 | $3,060,000 | $437,000 | $760,000 | $122,000 | $289,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 1 | $188,000 | $188,000 | $188,000 | $65,000 | $65,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 787 | $255,498,000 | $324,000 | $1,308,000 | $134,000 | $1,707,000 |
| Application Approved But Not Accepted | 197 | $86,210,000 | $437,000 | $2,000,000 | $170,000 | $1,513,000 |
| Application Withdrawn By Applicant | 103 | $34,401,000 | $333,000 | $1,160,000 | $106,000 | $348,000 |
| Application Denied By Financial Institution | 102 | $46,314,000 | $454,000 | $1,825,000 | $142,000 | $1,037,000 |
| File Closed For Incompleteness | 59 | $25,229,000 | $427,000 | $1,500,000 | $188,000 | $2,528,000 |
| Preapproval Denied by Financial Institution | 3 | $1,395,000 | $465,000 | $800,000 | $149,000 | $250,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 38 | $16,390,000 | $431,000 | $1,790,000 | $94,000 | $280,000 |
| Other | 14 | $6,064,000 | $433,000 | $1,430,000 | $194,000 | $973,000 |
| Credit History | 11 | $6,260,000 | $569,000 | $1,670,000 | $296,000 | $1,037,000 |
| Collateral | 9 | $2,731,000 | $303,000 | $680,000 | $119,000 | $221,000 |
| Employment History | 2 | $607,000 | $303,000 | $363,000 | $192,000 | $219,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 1 | $248,000 | $248,000 | $248,000 | $132,000 | $132,000 |
| Credit Application Incomplete | 1 | $1,085,000 | $1,085,000 | $1,085,000 | $276,000 | $276,000 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Manhattan Financial Group, Inc's 2012 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Manhattan Financial Group, Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in California, download the full spreadsheet
with aggregated HMDA statistics today.