Marine Bank
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Marine Bank 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Marine Bank 3050 Wabash Avenue Springfield, IL 62704 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,628 |
| Total Mortgage Loan Application Amount | $240,860,000 |
| Average Mortgage Loan Application Amount | $104,400 |
| Highest Mortgage Loan Application Amount | $5,005,000 |
| Average Applicant Income | $94,200 |
| Highest Applicant Income | $1,093,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Marine Bank. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Bank's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Marine Bank's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Bank serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Bank, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Bank's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Sangamon County Illinois | 819 | $ 103,355,000 | $ 126,000 | $ 95,000 |
| Champaign County Illinois | 268 | $ 50,950,000 | $ 190,000 | $ 108,000 |
| McLean County Illinois | 231 | $ 42,975,000 | $ 186,000 | $ 95,000 |
| Menard County Illinois | 34 | $ 4,590,000 | $ 135,000 | $ 81,000 |
| Schuyler County Illinois | 28 | $ 2,160,000 | $ 77,000 | $ 62,000 |
| Macoupin County Illinois | 22 | $ 2,430,000 | $ 110,000 | $ 64,000 |
| Piatt County Illinois | 20 | $ 3,050,000 | $ 152,000 | $ 93,000 |
| Vermilion County Illinois | 16 | $ 1,540,000 | $ 96,000 | $ 80,000 |
| McDonough County Illinois | 14 | $ 1,580,000 | $ 112,000 | $ 79,000 |
| Christian County Illinois | 13 | $ 1,255,000 | $ 96,000 | $ 104,000 |
| Macon County Illinois | 8 | $ 1,310,000 | $ 163,000 | $ 151,000 |
| Tazewell County Illinois | 8 | $ 1,230,000 | $ 153,000 | $ 94,000 |
| Morgan County Illinois | 7 | $ 835,000 | $ 119,000 | $ 75,000 |
| Woodford County Illinois | 7 | $ 1,055,000 | $ 150,000 | $ 64,000 |
| De Witt County Illinois | 6 | $ 910,000 | $ 151,000 | $ 69,000 |
| Douglas County Illinois | 6 | $ 450,000 | $ 75,000 | $ 75,000 |
| Logan County Illinois | 6 | $ 620,000 | $ 103,000 | $ 105,000 |
| Shelby County Illinois | 6 | $ 360,000 | $ 60,000 | $ 41,000 |
| Livingston County Illinois | 5 | $ 485,000 | $ 97,000 | $ 81,000 |
| Peoria County Illinois | 5 | $ 1,965,000 | $ 393,000 | $ 122,000 |
| Whiteside County Illinois | 5 | $ 375,000 | $ 75,000 | $ 52,000 |
| Hamilton County Indiana | 5 | $ 1,275,000 | $ 255,000 | $ 86,000 |
| Ford County Illinois | 4 | $ 550,000 | $ 137,000 | $ 73,000 |
| Lee County Illinois | 4 | $ 390,000 | $ 97,000 | $ 81,000 |
| Montgomery County Illinois | 4 | $ 440,000 | $ 110,000 | $ 68,000 |
| Greenville County South Carolina | 4 | $ 1,050,000 | $ 262,000 | $ 86,000 |
| Coles County Illinois | 3 | $ 315,000 | $ 105,000 | $ 98,000 |
| Montgomery County Ohio | 3 | $ 815,000 | $ 271,000 | $ 152,000 |
| Riverside County California | 2 | $ 590,000 | $ 295,000 | $ 129,000 |
| Manatee County Florida | 2 | $ 190,000 | $ 95,000 | $ 84,000 |
| Adams County Illinois | 2 | $ 180,000 | $ 90,000 | $ 57,000 |
| Fulton County Illinois | 2 | $ 110,000 | $ 55,000 | $ 49,000 |
| Iroquois County Illinois | 2 | $ 530,000 | $ 265,000 | $ 73,000 |
| Mason County Illinois | 2 | $ 200,000 | $ 100,000 | $ 85,000 |
| Delaware County Indiana | 2 | $ 250,000 | $ 125,000 | $ 50,000 |
| Porter County Indiana | 2 | $ 350,000 | $ 175,000 | $ 126,000 |
| St. Charles County Missouri | 2 | $ 330,000 | $ 165,000 | $ 76,000 |
| Racine County Wisconsin | 2 | $ 350,000 | $ 175,000 | $ 51,000 |
| Baldwin County Alabama | 1 | $ 145,000 | $ 145,000 | $ 155,000 |
| Maricopa County Arizona | 1 | $ 405,000 | $ 405,000 | $ 0 |
| El Paso County Colorado | 1 | $ 255,000 | $ 255,000 | $ 0 |
| Brevard County Florida | 1 | $ 295,000 | $ 295,000 | $ 88,000 |
| Duval County Florida | 1 | $ 285,000 | $ 285,000 | $ 265,000 |
| Hillsborough County Florida | 1 | $ 155,000 | $ 155,000 | $ 41,000 |
| Lee County Florida | 1 | $ 205,000 | $ 205,000 | $ 0 |
| Pinellas County Florida | 1 | $ 115,000 | $ 115,000 | $ 81,000 |
| St. Johns County Florida | 1 | $ 445,000 | $ 445,000 | $ 283,000 |
| St. Lucie County Florida | 1 | $ 145,000 | $ 145,000 | $ 67,000 |
| Sumter County Florida | 1 | $ 165,000 | $ 165,000 | $ 60,000 |
| Walton County Florida | 1 | $ 325,000 | $ 325,000 | $ 366,000 |
| Cobb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 103,000 |
| DeKalb County Georgia | 1 | $ 125,000 | $ 125,000 | $ 29,000 |
| Whitfield County Georgia | 1 | $ 255,000 | $ 255,000 | $ 77,000 |
| Bond County Illinois | 1 | $ 245,000 | $ 245,000 | $ 81,000 |
| Carroll County Illinois | 1 | $ 105,000 | $ 105,000 | $ 37,000 |
| Cass County Illinois | 1 | $ 85,000 | $ 85,000 | $ 52,000 |
| Cook County Illinois | 1 | $ 205,000 | $ 205,000 | $ 170,000 |
| DuPage County Illinois | 1 | $ 165,000 | $ 165,000 | $ 119,000 |
| Edgar County Illinois | 1 | $ 45,000 | $ 45,000 | $ 49,000 |
| Henry County Illinois | 1 | $ 195,000 | $ 195,000 | $ 100,000 |
| Jo Daviess County Illinois | 1 | $ 115,000 | $ 115,000 | $ 212,000 |
| Kane County Illinois | 1 | $ 265,000 | $ 265,000 | $ 101,000 |
| Kendall County Illinois | 1 | $ 365,000 | $ 365,000 | $ 242,000 |
| LaSalle County Illinois | 1 | $ 85,000 | $ 85,000 | $ 120,000 |
| Madison County Illinois | 1 | $ 95,000 | $ 95,000 | $ 54,000 |
| Marshall County Illinois | 1 | $ 145,000 | $ 145,000 | $ 47,000 |
| Moultrie County Illinois | 1 | $ 225,000 | $ 225,000 | $ 119,000 |
| Perry County Illinois | 1 | $ 75,000 | $ 75,000 | $ 78,000 |
| Wayne County Illinois | 1 | $ 125,000 | $ 125,000 | $ 61,000 |
| Will County Illinois | 1 | $ 255,000 | $ 255,000 | $ 55,000 |
| Williamson County Illinois | 1 | $ 165,000 | $ 165,000 | $ 95,000 |
| Lake County Indiana | 1 | $ 195,000 | $ 195,000 | $ 78,000 |
| Vermillion County Indiana | 1 | $ 115,000 | $ 115,000 | $ 141,000 |
| Johnson County Iowa | 1 | $ 115,000 | $ 115,000 | $ 185,000 |
| Johnson County Kansas | 1 | $ 225,000 | $ 225,000 | $ 55,000 |
| McCracken County Kentucky | 1 | $ 95,000 | $ 95,000 | $ 58,000 |
| Orleans County Louisiana | 1 | $ 195,000 | $ 195,000 | $ 117,000 |
| Hennepin County Minnesota | 1 | $ 255,000 | $ 255,000 | $ 59,000 |
| Marion County Missouri | 1 | $ 245,000 | $ 245,000 | $ 102,000 |
| St. Louis City County Missouri | 1 | $ 195,000 | $ 195,000 | $ 83,000 |
| Camden County New Jersey | 1 | $ 215,000 | $ 215,000 | $ 121,000 |
| Lucas County Ohio | 1 | $ 165,000 | $ 165,000 | $ 62,000 |
| Dallas County Texas | 1 | $ 675,000 | $ 675,000 | $ 213,000 |
| Kenosha County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 83,000 |
| Waukesha County Wisconsin | 1 | $ 275,000 | $ 275,000 | $ 105,000 |
Mortgage Loan Application Detail Totals for Marine Bank in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Home Purchase | 981 | $145,465,000 | $148,000 | $4,935,000 | $91,000 | $1,093,000 |
| Refinancing | 403 | $71,675,000 | $177,000 | $5,005,000 | $109,000 | $431,000 |
| Cash-out Refinancing | 152 | $20,990,000 | $138,000 | $415,000 | $100,000 | $420,000 |
| Home Improvement | 53 | $1,465,000 | $27,000 | $145,000 | $80,000 | $244,000 |
| Other Purpose | 39 | $1,265,000 | $32,000 | $155,000 | $91,000 | $172,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,277 | $173,735,000 | $136,000 | $1,475,000 | $93,000 | $485,000 |
| Not Provided | 145 | $22,255,000 | $153,000 | $405,000 | $108,000 | $1,093,000 |
| Not applicable | 73 | $24,845,000 | $340,000 | $5,005,000 | $0 | $0 |
| Black or African American | 52 | $7,020,000 | $135,000 | $305,000 | $83,000 | $429,000 |
| Asian | 51 | $9,085,000 | $178,000 | $435,000 | $142,000 | $829,000 |
| Hispanic | 28 | $3,740,000 | $133,000 | $305,000 | $77,000 | $170,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $105,000 | $105,000 | $105,000 | $18,000 | $18,000 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,432 | $210,570,000 | $147,000 | $5,005,000 | $98,000 | $1,093,000 |
| VA-guaranteed (Veterans Administration) | 94 | $18,120,000 | $192,000 | $395,000 | $92,000 | $225,000 |
| FHA-insured (Federal Housing Administration) | 83 | $10,345,000 | $124,000 | $275,000 | $62,000 | $159,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 19 | $1,825,000 | $96,000 | $145,000 | $52,000 | $85,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,266 | $192,420,000 | $151,000 | $5,005,000 | $97,000 | $829,000 |
| Application Denied By Financial Institution | 152 | $18,850,000 | $124,000 | $425,000 | $75,000 | $344,000 |
| Application Withdrawn By Applicant | 150 | $21,340,000 | $142,000 | $415,000 | $100,000 | $1,093,000 |
| Application Approved But Not Accepted | 31 | $3,475,000 | $112,000 | $335,000 | $96,000 | $285,000 |
| File Closed For Incompleteness | 29 | $4,775,000 | $164,000 | $485,000 | $102,000 | $420,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 1,476 | $222,010,000 | $150,000 | $5,005,000 | $97,000 | $1,093,000 |
| Debt-To-Income Ratio | 60 | $7,900,000 | $131,000 | $405,000 | $61,000 | $253,000 |
| Credit History | 51 | $5,835,000 | $114,000 | $425,000 | $82,000 | $282,000 |
| Collateral | 18 | $2,180,000 | $121,000 | $365,000 | $110,000 | $344,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 10 | $1,040,000 | $104,000 | $425,000 | $60,000 | $179,000 |
| Other | 8 | $1,170,000 | $146,000 | $305,000 | $88,000 | $170,000 |
| Unverifiable Information | 3 | $565,000 | $188,000 | $385,000 | $88,000 | $114,000 |
| Credit Application Incomplete | 1 | $85,000 | $85,000 | $85,000 | $19,000 | $19,000 |
| Employment History | 1 | $75,000 | $75,000 | $75,000 | $52,000 | $52,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Bank's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Bank's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.