Mason Dixon Funding Inc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2008
Mason Dixon Funding Inc 2008 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mason Dixon Funding Inc 800 King Farm Blvd, Ste 210A Rockville, MD 20850 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 2,197 |
| Total Mortgage Loan Application Amount | $670,002,000 |
| Average Mortgage Loan Application Amount | $345,666 |
| Highest Mortgage Loan Application Amount | $2,000,000 |
| Average Applicant Income | $122,666 |
| Highest Applicant Income | $1,726,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2008 with Mason Dixon Funding Inc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mason Dixon Funding Inc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2008 breaks down Mason Dixon Funding Inc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mason Dixon Funding Inc serves its applicants.
Each category highlights the total number of mortgage applications processed by Mason Dixon Funding Inc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mason Dixon Funding Inc's mortgage activity for 2008.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Montgomery County Maryland | 501 | $ 193,848,000 | $ 386,000 | $ 150,000 |
| Fairfax County Virginia | 221 | $ 79,060,000 | $ 357,000 | $ 135,000 |
| Prince George's County Maryland | 182 | $ 54,727,000 | $ 300,000 | $ 92,000 |
| District of Columbia County District Of Columbia | 146 | $ 54,918,000 | $ 376,000 | $ 183,000 |
| Frederick County Maryland | 100 | $ 28,949,000 | $ 289,000 | $ 99,000 |
| Loudoun County Virginia | 92 | $ 30,323,000 | $ 329,000 | $ 115,000 |
| Prince William County Virginia | 81 | $ 18,701,000 | $ 230,000 | $ 88,000 |
| Culpeper County Virginia | 57 | $ 13,661,000 | $ 239,000 | $ 77,000 |
| Lynchburg County Virginia | 51 | $ 7,445,000 | $ 145,000 | $ 67,000 |
| Mobile County Alabama | 47 | $ 5,167,000 | $ 109,000 | $ 49,000 |
| Anne Arundel County Maryland | 47 | $ 15,535,000 | $ 330,000 | $ 138,000 |
| Arlington County Virginia | 41 | $ 16,353,000 | $ 398,000 | $ 172,000 |
| Baltimore City County Maryland | 38 | $ 7,019,000 | $ 184,000 | $ 68,000 |
| Baltimore County Maryland | 35 | $ 9,467,000 | $ 270,000 | $ 94,000 |
| Campbell County Virginia | 34 | $ 4,712,000 | $ 138,000 | $ 71,000 |
| Howard County Maryland | 33 | $ 11,009,000 | $ 333,000 | $ 106,000 |
| Garfield County Colorado | 25 | $ 10,355,000 | $ 414,000 | $ 169,000 |
| Bedford County Virginia | 24 | $ 4,309,000 | $ 179,000 | $ 71,000 |
| Fauquier County Virginia | 20 | $ 5,617,000 | $ 280,000 | $ 136,000 |
| Carroll County Maryland | 19 | $ 5,594,000 | $ 294,000 | $ 104,000 |
| Washington County Maryland | 19 | $ 3,547,000 | $ 186,000 | $ 129,000 |
| Sussex County Delaware | 16 | $ 5,359,000 | $ 334,000 | $ 223,000 |
| Alexandria County Virginia | 16 | $ 5,134,000 | $ 320,000 | $ 134,000 |
| New Castle County Delaware | 15 | $ 3,121,000 | $ 208,000 | $ 70,000 |
| Amherst County Virginia | 14 | $ 1,759,000 | $ 125,000 | $ 46,000 |
| Orange County Virginia | 13 | $ 2,247,000 | $ 172,000 | $ 55,000 |
| Charles County Maryland | 12 | $ 3,774,000 | $ 314,000 | $ 88,000 |
| Madison County Virginia | 12 | $ 2,581,000 | $ 215,000 | $ 44,000 |
| Spotsylvania County Virginia | 11 | $ 3,022,000 | $ 274,000 | $ 76,000 |
| Virginia Beach County Virginia | 9 | $ 2,841,000 | $ 315,000 | $ 167,000 |
| Baldwin County Alabama | 8 | $ 1,524,000 | $ 190,000 | $ 102,000 |
| Stafford County Virginia | 8 | $ 2,316,000 | $ 289,000 | $ 98,000 |
| Louisa County Virginia | 7 | $ 1,144,000 | $ 163,000 | $ 59,000 |
| Calvert County Maryland | 6 | $ 2,710,000 | $ 451,000 | $ 176,000 |
| Worcester County Maryland | 6 | $ 1,900,000 | $ 316,000 | $ 245,000 |
| Mecklenburg County North Carolina | 6 | $ 1,860,000 | $ 310,000 | $ 158,000 |
| Appomattox County Virginia | 6 | $ 685,000 | $ 114,000 | $ 35,000 |
| Albemarle County Virginia | 5 | $ 1,979,000 | $ 395,000 | $ 157,000 |
| Fluvanna County Virginia | 5 | $ 1,091,000 | $ 218,000 | $ 74,000 |
| Manassas County Virginia | 5 | $ 799,000 | $ 159,000 | $ 73,000 |
| Escambia County Alabama | 4 | $ 347,000 | $ 86,000 | $ 39,000 |
| Kent County Delaware | 4 | $ 790,000 | $ 197,000 | $ 71,000 |
| Butler County Pennsylvania | 4 | $ 499,000 | $ 124,000 | $ 41,000 |
| Dauphin County Pennsylvania | 4 | $ 510,000 | $ 127,000 | $ 48,000 |
| Frederick County Virginia | 4 | $ 1,070,000 | $ 267,000 | $ 87,000 |
| Manassas Park County Virginia | 4 | $ 633,000 | $ 158,000 | $ 42,000 |
| Shenandoah County Virginia | 4 | $ 851,000 | $ 212,000 | $ 66,000 |
| Warren County Virginia | 4 | $ 644,000 | $ 161,000 | $ 57,000 |
| Jefferson County West Virginia | 4 | $ 1,217,000 | $ 304,000 | $ 93,000 |
| Cecil County Maryland | 3 | $ 555,000 | $ 185,000 | $ 67,000 |
| Harford County Maryland | 3 | $ 557,000 | $ 185,000 | $ 59,000 |
| Fayette County Pennsylvania | 3 | $ 270,000 | $ 90,000 | $ 43,000 |
| Lancaster County Pennsylvania | 3 | $ 368,000 | $ 122,000 | $ 114,000 |
| Charleston County South Carolina | 3 | $ 838,000 | $ 279,000 | $ 78,000 |
| Horry County South Carolina | 3 | $ 648,000 | $ 216,000 | $ 105,000 |
| Augusta County Virginia | 3 | $ 505,000 | $ 168,000 | $ 79,000 |
| Caroline County Virginia | 3 | $ 1,169,000 | $ 389,000 | $ 69,000 |
| Chesterfield County Virginia | 3 | $ 909,000 | $ 303,000 | $ 114,000 |
| Falls Church County Virginia | 3 | $ 1,278,000 | $ 426,000 | $ 130,000 |
| King George County Virginia | 3 | $ 750,000 | $ 250,000 | $ 81,000 |
| Pittsylvania County Virginia | 3 | $ 405,000 | $ 135,000 | $ 62,000 |
| Jefferson County Alabama | 2 | $ 309,000 | $ 154,000 | $ 71,000 |
| El Paso County Colorado | 2 | $ 369,000 | $ 184,000 | $ 70,000 |
| Mesa County Colorado | 2 | $ 650,000 | $ 325,000 | $ 120,000 |
| Nassau County Florida | 2 | $ 261,000 | $ 130,000 | $ 40,000 |
| Palm Beach County Florida | 2 | $ 458,000 | $ 229,000 | $ 95,000 |
| Queen Anne's County Maryland | 2 | $ 712,000 | $ 356,000 | $ 138,000 |
| Somerset County Maryland | 2 | $ 246,000 | $ 123,000 | $ 42,000 |
| Wicomico County Maryland | 2 | $ 322,000 | $ 161,000 | $ 160,000 |
| Dona Ana County New Mexico | 2 | $ 251,000 | $ 125,000 | $ 265,000 |
| Union County North Carolina | 2 | $ 648,000 | $ 324,000 | $ 107,000 |
| Adams County Pennsylvania | 2 | $ 440,000 | $ 220,000 | $ 68,000 |
| Allegheny County Pennsylvania | 2 | $ 168,000 | $ 84,000 | $ 80,000 |
| Chester County Pennsylvania | 2 | $ 494,000 | $ 247,000 | $ 133,000 |
| Cumberland County Pennsylvania | 2 | $ 641,000 | $ 320,000 | $ 116,000 |
| Delaware County Pennsylvania | 2 | $ 489,000 | $ 244,000 | $ 86,000 |
| Philadelphia County Pennsylvania | 2 | $ 251,000 | $ 125,000 | $ 29,000 |
| Westmoreland County Pennsylvania | 2 | $ 192,000 | $ 96,000 | $ 27,000 |
| El Paso County Texas | 2 | $ 758,000 | $ 379,000 | $ 135,000 |
| Clarke County Virginia | 2 | $ 731,000 | $ 365,000 | $ 146,000 |
| Greene County Virginia | 2 | $ 347,000 | $ 173,000 | $ 23,000 |
| Hanover County Virginia | 2 | $ 136,000 | $ 68,000 | $ 0 |
| Henrico County Virginia | 2 | $ 603,000 | $ 301,000 | $ 321,000 |
| Highland County Virginia | 2 | $ 467,000 | $ 233,000 | $ 182,000 |
| Norfolk County Virginia | 2 | $ 308,000 | $ 154,000 | $ 75,000 |
| Portsmouth County Virginia | 2 | $ 820,000 | $ 410,000 | $ 139,000 |
| Rappahannock County Virginia | 2 | $ 376,000 | $ 188,000 | $ 51,000 |
| Sussex County Virginia | 2 | $ 298,000 | $ 149,000 | $ 52,000 |
| Westmoreland County Virginia | 2 | $ 402,000 | $ 201,000 | $ 56,000 |
| Cullman County Alabama | 1 | $ 160,000 | $ 160,000 | $ 50,000 |
| Arapahoe County Colorado | 1 | $ 417,000 | $ 417,000 | $ 190,000 |
| Eagle County Colorado | 1 | $ 438,000 | $ 438,000 | $ 100,000 |
| Larimer County Colorado | 1 | $ 244,000 | $ 244,000 | $ 134,000 |
| Duval County Florida | 1 | $ 167,000 | $ 167,000 | $ 82,000 |
| St. Lucie County Florida | 1 | $ 273,000 | $ 273,000 | $ 353,000 |
| Volusia County Florida | 1 | $ 276,000 | $ 276,000 | $ 68,000 |
| Allegany County Maryland | 1 | $ 170,000 | $ 170,000 | $ 50,000 |
| Garrett County Maryland | 1 | $ 132,000 | $ 132,000 | $ 47,000 |
| Kent County Maryland | 1 | $ 800,000 | $ 800,000 | $ 200,000 |
| Talbot County Maryland | 1 | $ 417,000 | $ 417,000 | $ 340,000 |
| Santa Fe County New Mexico | 1 | $ 125,000 | $ 125,000 | $ 225,000 |
| Chautauqua County New York | 1 | $ 189,000 | $ 189,000 | $ 47,000 |
| Kings County New York | 1 | $ 690,000 | $ 690,000 | $ 129,000 |
| Livingston County New York | 1 | $ 123,000 | $ 123,000 | $ 63,000 |
| Suffolk County New York | 1 | $ 328,000 | $ 328,000 | $ 122,000 |
| Ulster County New York | 1 | $ 205,000 | $ 205,000 | $ 47,000 |
| Halifax County North Carolina | 1 | $ 115,000 | $ 115,000 | $ 86,000 |
| Johnston County North Carolina | 1 | $ 208,000 | $ 208,000 | $ 35,000 |
| McDowell County North Carolina | 1 | $ 159,000 | $ 159,000 | $ 73,000 |
| Onslow County North Carolina | 1 | $ 71,000 | $ 71,000 | $ 97,000 |
| Pitt County North Carolina | 1 | $ 88,000 | $ 88,000 | $ 68,000 |
| Wake County North Carolina | 1 | $ 163,000 | $ 163,000 | $ 55,000 |
| Berks County Pennsylvania | 1 | $ 170,000 | $ 170,000 | $ 68,000 |
| Bucks County Pennsylvania | 1 | $ 417,000 | $ 417,000 | $ 148,000 |
| Centre County Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 83,000 |
| Clearfield County Pennsylvania | 1 | $ 146,000 | $ 146,000 | $ 10,000 |
| Crawford County Pennsylvania | 1 | $ 71,000 | $ 71,000 | $ 52,000 |
| Forest County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 50,000 |
| Indiana County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 32,000 |
| Jefferson County Pennsylvania | 1 | $ 97,000 | $ 97,000 | $ 39,000 |
| Lawrence County Pennsylvania | 1 | $ 171,000 | $ 171,000 | $ 51,000 |
| Lehigh County Pennsylvania | 1 | $ 275,000 | $ 275,000 | $ 130,000 |
| Montgomery County Pennsylvania | 1 | $ 270,000 | $ 270,000 | $ 100,000 |
| Perry County Pennsylvania | 1 | $ 152,000 | $ 152,000 | $ 60,000 |
| Somerset County Pennsylvania | 1 | $ 109,000 | $ 109,000 | $ 47,000 |
| Washington County Pennsylvania | 1 | $ 128,000 | $ 128,000 | $ 43,000 |
| York County Pennsylvania | 1 | $ 176,000 | $ 176,000 | $ 66,000 |
| Anderson County South Carolina | 1 | $ 325,000 | $ 325,000 | $ 130,000 |
| Beaufort County South Carolina | 1 | $ 276,000 | $ 276,000 | $ 126,000 |
| Knox County Tennessee | 1 | $ 102,000 | $ 102,000 | $ 126,000 |
| Bexar County Texas | 1 | $ 139,000 | $ 139,000 | $ 62,000 |
| Travis County Texas | 1 | $ 1,100,000 | $ 1,100,000 | $ 1,560,000 |
| Bedford City County Virginia | 1 | $ 135,000 | $ 135,000 | $ 31,000 |
| Charlotte County Virginia | 1 | $ 59,000 | $ 59,000 | $ 42,000 |
| Charlottesville County Virginia | 1 | $ 94,000 | $ 94,000 | $ 29,000 |
| Cumberland County Virginia | 1 | $ 165,000 | $ 165,000 | $ 73,000 |
| Fairfax City County Virginia | 1 | $ 306,000 | $ 306,000 | $ 59,000 |
| Gloucester County Virginia | 1 | $ 270,000 | $ 270,000 | $ 81,000 |
| Lunenburg County Virginia | 1 | $ 268,000 | $ 268,000 | $ 54,000 |
| Montgomery County Virginia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Northumberland County Virginia | 1 | $ 170,000 | $ 170,000 | $ 65,000 |
| Petersburg County Virginia | 1 | $ 148,000 | $ 148,000 | $ 129,000 |
| Powhatan County Virginia | 1 | $ 244,000 | $ 244,000 | $ 59,000 |
| Richmond City County Virginia | 1 | $ 164,000 | $ 164,000 | $ 73,000 |
| Rockingham County Virginia | 1 | $ 193,000 | $ 193,000 | $ 56,000 |
| Staunton County Virginia | 1 | $ 120,000 | $ 120,000 | $ 99,000 |
| Wise County Virginia | 1 | $ 181,000 | $ 181,000 | $ 97,000 |
| Berkeley County West Virginia | 1 | $ 213,000 | $ 213,000 | $ 76,000 |
| Hampshire County West Virginia | 1 | $ 350,000 | $ 350,000 | $ 456,000 |
| Morgan County West Virginia | 1 | $ 108,000 | $ 108,000 | $ 112,000 |
Mortgage Loan Application Detail Totals for Mason Dixon Funding Inc in 2008
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,150 | $372,825,000 | $324,000 | $2,000,000 | $129,000 | $1,560,000 |
| Home Purchase | 1,046 | $296,747,000 | $283,000 | $1,350,000 | $110,000 | $1,726,000 |
| Home Improvement | 1 | $430,000 | $430,000 | $430,000 | $129,000 | $129,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 1,234 | $391,078,000 | $316,000 | $2,000,000 | $131,000 | $1,726,000 |
| Not Provided | 413 | $133,950,000 | $324,000 | $1,500,000 | $123,000 | $1,560,000 |
| Black or African American | 340 | $86,536,000 | $254,000 | $782,000 | $82,000 | $402,000 |
| Hispanic | 124 | $31,818,000 | $256,000 | $694,000 | $74,000 | $338,000 |
| Asian | 79 | $24,317,000 | $307,000 | $1,300,000 | $154,000 | $624,000 |
| Native Hawaiian or Other Pacific Islander | 5 | $1,536,000 | $307,000 | $417,000 | $86,000 | $127,000 |
| American Indian or Alaskan Native | 2 | $767,000 | $383,000 | $417,000 | $108,000 | $123,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 1,357 | $455,961,000 | $336,000 | $2,000,000 | $148,000 | $1,726,000 |
| FHA-insured (Federal Housing Administration) | 760 | $192,755,000 | $253,000 | $782,000 | $73,000 | $543,000 |
| VA-guaranteed (Veterans Administration) | 60 | $18,347,000 | $305,000 | $815,000 | $96,000 | $347,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 20 | $2,939,000 | $146,000 | $206,000 | $47,000 | $75,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 2,017 | $613,441,000 | $304,000 | $2,000,000 | $119,000 | $1,726,000 |
| Application Withdrawn By Applicant | 131 | $41,263,000 | $314,000 | $1,500,000 | $124,000 | $1,289,000 |
| Application Denied By Financial Institution | 43 | $13,459,000 | $313,000 | $1,118,000 | $132,000 | $574,000 |
| Application Approved But Not Accepted | 6 | $1,839,000 | $306,000 | $417,000 | $114,000 | $135,000 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 4 | $1,475,000 | $368,000 | $800,000 | $159,000 | $312,000 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mason Dixon Funding Inc's 2008 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mason Dixon Funding Inc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Maryland, download the full spreadsheet
with aggregated HMDA statistics today.