Home Point Financial Corporation Mortgage Lending & HMDA Data, 2011
In 2011, Home Point Financial Corporation of Ann Arbor, MI reported 6,318 mortgage applications totaling $1.4 billion, up 9% from 2010. The average application was for $218,628, and applicants reported an average income of $69,644. 29% of its applications resulted in an originated loan and 12% were denied. Its largest markets were Providence-New Bedford-Fall River, RI-MA (1,098), Edison-New Brunswick, NJ (323) and Newark-Union, NJ-PA (298) (applications in parentheses).
| Mortgage Company & Address | Home Point Financial Corporation 1194 Oak Valley Drive, Suite 80 Ann Arbor, MI 48108 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 |
| Total Number of Mortgage Applications | 6,318 |
| Total Mortgage Loan Application Amount | $1,381,293,000 |
| Average Mortgage Loan Application Amount | $218,628 |
| Highest Mortgage Loan Application Amount | $818,000 |
| Average Applicant Income | $69,644 |
| Highest Applicant Income | $1,800,000 |
About this data: figures come from the Home Mortgage Disclosure Act (HMDA) records Home Point Financial Corporation filed with the FFIEC and count every application it reported (approved, denied, withdrawn or purchased), not just closed loans. Applications reported at $100 million or more are left out of these totals.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Providence, Rhode Island | 520 | $ 98,807,000 | $ 190,013 | $ 63,000 |
| Kent, Rhode Island | 227 | $ 43,101,000 | $ 189,872 | $ 64,000 |
| Middlesex, Massachusetts | 200 | $ 53,866,000 | $ 269,330 | $ 76,000 |
| Chittenden, Vermont | 130 | $ 26,248,000 | $ 201,907 | $ 66,000 |
| Middlesex, New Jersey | 128 | $ 32,151,000 | $ 251,179 | $ 87,000 |
| Washington, Rhode Island | 125 | $ 29,594,000 | $ 236,752 | $ 74,000 |
| Bergen, New Jersey | 120 | $ 37,178,000 | $ 309,816 | $ 88,000 |
| Bristol, Massachusetts | 114 | $ 25,295,000 | $ 221,885 | $ 67,000 |
| Essex, Massachusetts | 113 | $ 27,950,000 | $ 247,345 | $ 79,000 |
| Plymouth, Massachusetts | 112 | $ 27,637,000 | $ 246,758 | $ 78,000 |
| Los Angeles, California | 109 | $ 29,312,000 | $ 268,917 | $ 71,000 |
| Worcester, Massachusetts | 107 | $ 23,274,000 | $ 217,514 | $ 76,000 |
| Hillsborough, New Hampshire | 107 | $ 22,571,000 | $ 210,943 | $ 69,000 |
| Norfolk, Massachusetts | 102 | $ 27,213,000 | $ 266,794 | $ 71,000 |
| York, Maine | 94 | $ 18,264,000 | $ 194,297 | $ 59,000 |
| Morris, New Jersey | 94 | $ 27,745,000 | $ 295,159 | $ 98,000 |
| Rockingham, New Hampshire | 91 | $ 19,505,000 | $ 214,340 | $ 93,000 |
| Essex, New Jersey | 85 | $ 21,474,000 | $ 252,635 | $ 79,000 |
| Hartford, Connecticut | 77 | $ 16,047,000 | $ 208,402 | $ 69,000 |
| Suffolk, Massachusetts | 76 | $ 19,288,000 | $ 253,789 | $ 67,000 |
| Monmouth, New Jersey | 76 | $ 22,752,000 | $ 299,368 | $ 96,000 |
| Miami-Dade, Florida | 74 | $ 14,254,000 | $ 192,621 | $ 69,000 |
| Passaic, New Jersey | 74 | $ 19,578,000 | $ 264,567 | $ 77,000 |
| Ocean, New Jersey | 70 | $ 16,941,000 | $ 242,014 | $ 80,000 |
| Fairfield, Connecticut | 64 | $ 20,911,000 | $ 326,734 | $ 95,000 |
| New Haven, Connecticut | 61 | $ 13,242,000 | $ 217,081 | $ 72,000 |
| Union, New Jersey | 59 | $ 18,442,000 | $ 312,576 | $ 92,000 |
| Franklin, Vermont | 58 | $ 10,763,000 | $ 185,568 | $ 67,000 |
| Newport, Rhode Island | 57 | $ 15,001,000 | $ 263,175 | $ 78,000 |
| Hampden, Massachusetts | 56 | $ 11,075,000 | $ 197,767 | $ 66,000 |
| Marion, Indiana | 55 | $ 9,038,000 | $ 164,327 | $ 65,000 |
| Bristol, Rhode Island | 55 | $ 13,020,000 | $ 236,727 | $ 63,000 |
| Kennebec, Maine | 51 | $ 8,341,000 | $ 163,549 | $ 50,000 |
| Barnstable, Massachusetts | 51 | $ 11,870,000 | $ 232,745 | $ 67,000 |
| Somerset, New Jersey | 49 | $ 15,194,000 | $ 310,081 | $ 106,000 |
| Cumberland, Maine | 48 | $ 9,563,000 | $ 199,229 | $ 57,000 |
| Burlington, New Jersey | 48 | $ 10,536,000 | $ 219,500 | $ 74,000 |
| Orange, California | 47 | $ 15,292,000 | $ 325,361 | $ 81,000 |
| Hudson, New Jersey | 46 | $ 11,352,000 | $ 246,782 | $ 71,000 |
| Lake, Indiana | 45 | $ 9,042,000 | $ 200,933 | $ 71,000 |
| Addison, Vermont | 45 | $ 8,310,000 | $ 184,666 | $ 51,000 |
| Prince George's, Maryland | 43 | $ 12,634,000 | $ 293,813 | $ 72,000 |
| Montgomery, Maryland | 42 | $ 11,170,000 | $ 265,952 | $ 73,000 |
| Androscoggin, Maine | 40 | $ 7,039,000 | $ 175,975 | $ 52,000 |
| Anne Arundel, Maryland | 39 | $ 10,030,000 | $ 257,179 | $ 71,000 |
| Broward, Florida | 36 | $ 7,254,000 | $ 201,500 | $ 71,000 |
| Baltimore, Maryland | 36 | $ 7,483,000 | $ 207,861 | $ 60,000 |
| Strafford, New Hampshire | 36 | $ 7,202,000 | $ 200,055 | $ 57,000 |
| Washington, Vermont | 36 | $ 6,455,000 | $ 179,305 | $ 57,000 |
| Merrimack, New Hampshire | 33 | $ 6,260,000 | $ 189,696 | $ 56,000 |
| Camden, New Jersey | 33 | $ 6,064,000 | $ 183,757 | $ 79,000 |
| Sussex, New Jersey | 33 | $ 7,586,000 | $ 229,878 | $ 73,000 |
| Gloucester, New Jersey | 32 | $ 7,249,000 | $ 226,531 | $ 74,000 |
| Rutland, Vermont | 32 | $ 5,353,000 | $ 167,281 | $ 48,000 |
| Windham, Vermont | 31 | $ 5,443,000 | $ 175,580 | $ 54,000 |
| Palm Beach, Florida | 29 | $ 4,788,000 | $ 165,103 | $ 72,000 |
| Windsor, Vermont | 27 | $ 4,835,000 | $ 179,074 | $ 55,000 |
| Northampton, Pennsylvania | 26 | $ 5,147,000 | $ 197,961 | $ 57,000 |
| Bennington, Vermont | 26 | $ 5,006,000 | $ 192,538 | $ 56,000 |
| Oxford, Maine | 25 | $ 4,255,000 | $ 170,200 | $ 62,000 |
| Monroe, Pennsylvania | 25 | $ 4,710,000 | $ 188,400 | $ 59,000 |
| San Bernardino, California | 24 | $ 4,166,000 | $ 173,583 | $ 55,000 |
| New London, Connecticut | 23 | $ 4,937,000 | $ 214,652 | $ 77,000 |
| Hillsborough, Florida | 23 | $ 4,330,000 | $ 188,260 | $ 68,000 |
| Johnson, Indiana | 23 | $ 3,814,000 | $ 165,826 | $ 59,000 |
| Warren, New Jersey | 23 | $ 5,370,000 | $ 233,478 | $ 86,000 |
| Philadelphia, Pennsylvania | 23 | $ 4,225,000 | $ 183,695 | $ 60,000 |
| Riverside, California | 22 | $ 3,672,000 | $ 166,909 | $ 56,000 |
| Mercer, New Jersey | 22 | $ 5,517,000 | $ 250,772 | $ 80,000 |
| Lancaster, Pennsylvania | 22 | $ 3,768,000 | $ 171,272 | $ 46,000 |
| Belknap, New Hampshire | 21 | $ 4,115,000 | $ 195,952 | $ 61,000 |
| Cheshire, New Hampshire | 21 | $ 3,745,000 | $ 178,333 | $ 58,000 |
| York, Pennsylvania | 21 | $ 3,899,000 | $ 185,666 | $ 52,000 |
| Clark, Indiana | 19 | $ 3,088,000 | $ 162,526 | $ 77,000 |
| Hamilton, Indiana | 19 | $ 3,176,000 | $ 167,157 | $ 76,000 |
| Hendricks, Indiana | 19 | $ 2,936,000 | $ 154,526 | $ 63,000 |
| Kosciusko, Indiana | 19 | $ 4,057,000 | $ 213,526 | $ 69,000 |
| Frederick, Maryland | 19 | $ 4,785,000 | $ 251,842 | $ 71,000 |
| Harford, Maryland | 18 | $ 3,834,000 | $ 213,000 | $ 71,000 |
| Cumberland, New Jersey | 18 | $ 3,326,000 | $ 184,777 | $ 68,000 |
| Chester, Pennsylvania | 18 | $ 4,418,000 | $ 245,444 | $ 63,000 |
| Orange, Vermont | 18 | $ 3,022,000 | $ 167,888 | $ 52,000 |
| Windham, Connecticut | 17 | $ 2,960,000 | $ 174,117 | $ 74,000 |
| Elkhart, Indiana | 17 | $ 3,074,000 | $ 180,823 | $ 73,000 |
| St. Joseph, Indiana | 17 | $ 2,704,000 | $ 159,058 | $ 68,000 |
| Hampshire, Massachusetts | 17 | $ 3,286,000 | $ 193,294 | $ 60,000 |
| Atlantic, New Jersey | 17 | $ 3,760,000 | $ 221,176 | $ 66,000 |
| Bucks, Pennsylvania | 17 | $ 3,910,000 | $ 230,000 | $ 57,000 |
| Montgomery, Pennsylvania | 17 | $ 3,976,000 | $ 233,882 | $ 68,000 |
| Middlesex, Connecticut | 16 | $ 3,688,000 | $ 230,500 | $ 74,000 |
| Berks, Pennsylvania | 16 | $ 2,956,000 | $ 184,750 | $ 64,000 |
| Delaware, Pennsylvania | 16 | $ 3,050,000 | $ 190,625 | $ 58,000 |
| Lehigh, Pennsylvania | 16 | $ 3,494,000 | $ 218,375 | $ 66,000 |
| Litchfield, Connecticut | 15 | $ 3,302,000 | $ 220,133 | $ 65,000 |
| Boone, Indiana | 15 | $ 2,674,000 | $ 178,266 | $ 74,000 |
| Vanderburgh, Indiana | 15 | $ 2,498,000 | $ 166,533 | $ 82,000 |
| Grafton, New Hampshire | 15 | $ 2,870,000 | $ 191,333 | $ 73,000 |
| Allegheny, Pennsylvania | 15 | $ 2,702,000 | $ 180,133 | $ 62,000 |
| Pike, Pennsylvania | 14 | $ 3,351,000 | $ 239,357 | $ 74,000 |
| Caledonia, Vermont | 14 | $ 2,399,000 | $ 171,357 | $ 60,000 |
| Tolland, Connecticut | 13 | $ 2,980,000 | $ 229,230 | $ 74,000 |
| Franklin, Massachusetts | 13 | $ 2,669,000 | $ 205,307 | $ 62,000 |
| Hunterdon, New Jersey | 13 | $ 3,987,000 | $ 306,692 | $ 74,000 |
| Salem, New Jersey | 13 | $ 2,594,000 | $ 199,538 | $ 67,000 |
| Duval, Florida | 12 | $ 1,812,000 | $ 151,000 | $ 39,000 |
| Hancock, Indiana | 12 | $ 2,193,000 | $ 182,750 | $ 65,000 |
| Madison, Indiana | 12 | $ 1,783,000 | $ 148,583 | $ 61,000 |
| Porter, Indiana | 12 | $ 2,181,000 | $ 181,750 | $ 78,000 |
| Knox, Maine | 12 | $ 2,193,000 | $ 182,750 | $ 45,000 |
| Sagadahoc, Maine | 12 | $ 2,025,000 | $ 168,750 | $ 47,000 |
| Somerset, Maine | 12 | $ 2,014,000 | $ 167,833 | $ 59,000 |
| Howard, Maryland | 12 | $ 3,426,000 | $ 285,500 | $ 89,000 |
| Lamoille, Vermont | 12 | $ 2,426,000 | $ 202,166 | $ 58,000 |
| San Diego, California | 11 | $ 3,269,000 | $ 297,181 | $ 106,000 |
| Ventura, California | 11 | $ 3,720,000 | $ 338,181 | $ 84,000 |
| Polk, Florida | 11 | $ 1,235,000 | $ 112,272 | $ 48,000 |
| Allen, Indiana | 11 | $ 1,651,000 | $ 150,090 | $ 79,000 |
| Floyd, Indiana | 11 | $ 1,994,000 | $ 181,272 | $ 72,000 |
| Jasper, Indiana | 11 | $ 1,905,000 | $ 173,181 | $ 57,000 |
| Baltimore City, Maryland | 11 | $ 1,732,000 | $ 157,454 | $ 42,000 |
| St. Mary's, Maryland | 11 | $ 2,710,000 | $ 246,363 | $ 75,000 |
| Cumberland, Pennsylvania | 11 | $ 1,947,000 | $ 177,000 | $ 59,000 |
| Monroe, Indiana | 10 | $ 1,513,000 | $ 151,300 | $ 51,000 |
| Steuben, Indiana | 10 | $ 1,618,000 | $ 161,800 | $ 45,000 |
| Hancock, Maine | 10 | $ 1,847,000 | $ 184,700 | $ 78,000 |
| Lincoln, Maine | 10 | $ 1,861,000 | $ 186,100 | $ 72,000 |
| Carroll, New Hampshire | 10 | $ 2,171,000 | $ 217,100 | $ 59,000 |
| Washington, Oregon | 10 | $ 2,071,000 | $ 207,100 | $ 72,000 |
| Lebanon, Pennsylvania | 10 | $ 1,673,000 | $ 167,300 | $ 49,000 |
| Noble, Indiana | 9 | $ 1,366,000 | $ 151,777 | $ 44,000 |
| Penobscot, Maine | 9 | $ 1,505,000 | $ 167,222 | $ 67,000 |
| Waldo, Maine | 9 | $ 1,430,000 | $ 158,888 | $ 40,000 |
| Franklin, Pennsylvania | 9 | $ 1,637,000 | $ 181,888 | $ 41,000 |
| Westmoreland, Pennsylvania | 9 | $ 1,775,000 | $ 197,222 | $ 42,000 |
| Orleans, Vermont | 9 | $ 1,317,000 | $ 146,333 | $ 49,000 |
| Henrico, Virginia | 9 | $ 1,935,000 | $ 215,000 | $ 38,000 |
| Santa Clara, California | 8 | $ 3,067,000 | $ 383,375 | $ 147,000 |
| Dearborn, Indiana | 8 | $ 1,383,000 | $ 172,875 | $ 55,000 |
| Delaware, Indiana | 8 | $ 1,309,000 | $ 163,625 | $ 71,000 |
| White, Indiana | 8 | $ 1,701,000 | $ 212,625 | $ 56,000 |
| Calvert, Maryland | 8 | $ 2,497,000 | $ 312,125 | $ 81,000 |
| Carroll, Maryland | 8 | $ 2,265,000 | $ 283,125 | $ 73,000 |
| Berkshire, Massachusetts | 8 | $ 1,519,000 | $ 189,875 | $ 56,000 |
| Butler, Pennsylvania | 8 | $ 1,532,000 | $ 191,500 | $ 75,000 |
| Dauphin, Pennsylvania | 8 | $ 1,605,000 | $ 200,625 | $ 52,000 |
| Brevard, Florida | 7 | $ 695,000 | $ 99,285 | $ 45,000 |
| Volusia, Florida | 7 | $ 1,279,000 | $ 182,714 | $ 53,000 |
| DeKalb, Indiana | 7 | $ 996,000 | $ 142,285 | $ 40,000 |
| Henry, Indiana | 7 | $ 1,177,000 | $ 168,142 | $ 63,000 |
| LaPorte, Indiana | 7 | $ 1,355,000 | $ 193,571 | $ 52,000 |
| Ripley, Indiana | 7 | $ 1,197,000 | $ 171,000 | $ 38,000 |
| Starke, Indiana | 7 | $ 1,319,000 | $ 188,428 | $ 75,000 |
| Warrick, Indiana | 7 | $ 1,211,000 | $ 173,000 | $ 75,000 |
| Charles, Maryland | 7 | $ 1,953,000 | $ 279,000 | $ 73,000 |
| Cape May, New Jersey | 7 | $ 1,738,000 | $ 248,285 | $ 103,000 |
| Lake, Ohio | 7 | $ 940,000 | $ 134,285 | $ 35,000 |
| Adams, Pennsylvania | 7 | $ 1,341,000 | $ 191,571 | $ 54,000 |
| Luzerne, Pennsylvania | 7 | $ 1,132,000 | $ 161,714 | $ 50,000 |
| Washington, Pennsylvania | 7 | $ 1,170,000 | $ 167,142 | $ 41,000 |
| Marion, Florida | 6 | $ 1,417,000 | $ 236,166 | $ 189,000 |
| Franklin, Indiana | 6 | $ 921,000 | $ 153,500 | $ 55,000 |
| Greene, Indiana | 6 | $ 929,000 | $ 154,833 | $ 65,000 |
| Montgomery, Indiana | 6 | $ 1,117,000 | $ 186,166 | $ 59,000 |
| Owen, Indiana | 6 | $ 953,000 | $ 158,833 | $ 60,000 |
| Putnam, Indiana | 6 | $ 934,000 | $ 155,666 | $ 36,000 |
| Vigo, Indiana | 6 | $ 1,028,000 | $ 171,333 | $ 65,000 |
| Franklin, Maine | 6 | $ 893,000 | $ 148,833 | $ 43,000 |
| Queen Anne's, Maryland | 6 | $ 1,809,000 | $ 301,500 | $ 73,000 |
| Chesterfield, Virginia | 6 | $ 1,223,000 | $ 203,833 | $ 35,000 |
| New Castle, Delaware | 5 | $ 1,047,000 | $ 209,400 | $ 78,000 |
| Osceola, Florida | 5 | $ 632,000 | $ 126,400 | $ 47,000 |
| St. Lucie, Florida | 5 | $ 873,000 | $ 174,600 | $ 62,000 |
| Bartholomew, Indiana | 5 | $ 814,000 | $ 162,800 | $ 70,000 |
| Jennings, Indiana | 5 | $ 876,000 | $ 175,200 | $ 66,000 |
| LaGrange, Indiana | 5 | $ 852,000 | $ 170,400 | $ 56,000 |
| Tippecanoe, Indiana | 5 | $ 753,000 | $ 150,600 | $ 41,000 |
| Whitley, Indiana | 5 | $ 900,000 | $ 180,000 | $ 54,000 |
| Piscataquis, Maine | 5 | $ 761,000 | $ 152,200 | $ 45,000 |
| Cecil, Maryland | 5 | $ 1,143,000 | $ 228,600 | $ 48,000 |
| Worcester, Maryland | 5 | $ 1,250,000 | $ 250,000 | $ 53,000 |
| Coos, New Hampshire | 5 | $ 749,000 | $ 149,800 | $ 46,000 |
| Sullivan, New Hampshire | 5 | $ 860,000 | $ 172,000 | $ 56,000 |
| Cuyahoga, Ohio | 5 | $ 766,000 | $ 153,200 | $ 53,000 |
| Indiana, Pennsylvania | 5 | $ 768,000 | $ 153,600 | $ 72,000 |
| Lackawanna, Pennsylvania | 5 | $ 888,000 | $ 177,600 | $ 35,000 |
| Clay, Florida | 4 | $ 520,000 | $ 130,000 | $ 57,000 |
| Escambia, Florida | 4 | $ 627,000 | $ 156,750 | $ 39,000 |
| Pasco, Florida | 4 | $ 681,000 | $ 170,250 | $ 54,000 |
| Pinellas, Florida | 4 | $ 700,000 | $ 175,000 | $ 81,000 |
| Carroll, Indiana | 4 | $ 702,000 | $ 175,500 | $ 54,000 |
| Cass, Indiana | 4 | $ 587,000 | $ 146,750 | $ 54,000 |
| Gibson, Indiana | 4 | $ 928,000 | $ 232,000 | $ 77,000 |
| Grant, Indiana | 4 | $ 680,000 | $ 170,000 | $ 69,000 |
| Shelby, Indiana | 4 | $ 581,000 | $ 145,250 | $ 39,000 |
| Wayne, Indiana | 4 | $ 657,000 | $ 164,250 | $ 36,000 |
| Wells, Indiana | 4 | $ 566,000 | $ 141,500 | $ 37,000 |
| Aroostook, Maine | 4 | $ 641,000 | $ 160,250 | $ 74,000 |
| Multnomah, Oregon | 4 | $ 796,000 | $ 199,000 | $ 33,000 |
| Centre, Pennsylvania | 4 | $ 688,000 | $ 172,000 | $ 58,000 |
| Fayette, Pennsylvania | 4 | $ 663,000 | $ 165,750 | $ 60,000 |
| Grand Isle, Vermont | 4 | $ 813,000 | $ 203,250 | $ 66,000 |
| Fairfax, Virginia | 4 | $ 1,439,000 | $ 359,750 | $ 93,000 |
| Prince William, Virginia | 4 | $ 929,000 | $ 232,250 | $ 98,000 |
| Talladega, Alabama | 3 | $ 402,000 | $ 134,000 | $ 40,000 |
| Sacramento, California | 3 | $ 416,000 | $ 138,666 | $ 94,000 |
| Citrus, Florida | 3 | $ 524,000 | $ 174,666 | $ 46,000 |
| Lee, Florida | 3 | $ 680,000 | $ 226,666 | $ 85,000 |
| Leon, Florida | 3 | $ 583,000 | $ 194,333 | $ 42,000 |
| Seminole, Florida | 3 | $ 435,000 | $ 145,000 | $ 40,000 |
| Brown, Indiana | 3 | $ 644,000 | $ 214,666 | $ 57,000 |
| Decatur, Indiana | 3 | $ 626,000 | $ 208,666 | $ 65,000 |
| Dubois, Indiana | 3 | $ 413,000 | $ 137,666 | $ 37,000 |
| Jefferson, Indiana | 3 | $ 487,000 | $ 162,333 | $ 69,000 |
| Marshall, Indiana | 3 | $ 566,000 | $ 188,666 | $ 92,000 |
| Miami, Indiana | 3 | $ 422,000 | $ 140,666 | $ 86,000 |
| Morgan, Indiana | 3 | $ 489,000 | $ 163,000 | $ 96,000 |
| Parke, Indiana | 3 | $ 480,000 | $ 160,000 | $ 50,000 |
| Sullivan, Indiana | 3 | $ 752,000 | $ 250,666 | $ 55,000 |
| Tipton, Indiana | 3 | $ 457,000 | $ 152,333 | $ 64,000 |
| Washington, Maine | 3 | $ 500,000 | $ 166,666 | $ 38,000 |
| Wicomico, Maryland | 3 | $ 572,000 | $ 190,666 | $ 44,000 |
| Ashtabula, Ohio | 3 | $ 411,000 | $ 137,000 | $ 67,000 |
| Clackamas, Oregon | 3 | $ 600,000 | $ 200,000 | $ 39,000 |
| Jackson, Oregon | 3 | $ 694,000 | $ 231,333 | $ 64,000 |
| Erie, Pennsylvania | 3 | $ 448,000 | $ 149,333 | $ 39,000 |
| Lycoming, Pennsylvania | 3 | $ 672,000 | $ 224,000 | $ 96,000 |
| Wayne, Pennsylvania | 3 | $ 627,000 | $ 209,000 | $ 47,000 |
| Essex, Vermont | 3 | $ 691,000 | $ 230,333 | $ 64,000 |
| Contra Costa, California | 2 | $ 650,000 | $ 325,000 | $ 148,000 |
| San Mateo, California | 2 | $ 298,000 | $ 149,000 | $ 37,000 |
| District of Columbia, District Of Columbia | 2 | $ 608,000 | $ 304,000 | $ 0 |
| Hernando, Florida | 2 | $ 231,000 | $ 115,500 | $ 24,000 |
| Highlands, Florida | 2 | $ 233,000 | $ 116,500 | $ 38,000 |
| Martin, Florida | 2 | $ 366,000 | $ 183,000 | $ 28,000 |
| Okeechobee, Florida | 2 | $ 223,000 | $ 111,500 | $ 32,000 |
| Orange, Florida | 2 | $ 294,000 | $ 147,000 | $ 62,000 |
| Putnam, Florida | 2 | $ 313,000 | $ 156,500 | $ 31,000 |
| Santa Rosa, Florida | 2 | $ 368,000 | $ 184,000 | $ 46,000 |
| Clay, Indiana | 2 | $ 424,000 | $ 212,000 | $ 81,000 |
| Daviess, Indiana | 2 | $ 412,000 | $ 206,000 | $ 109,000 |
| Fayette, Indiana | 2 | $ 353,000 | $ 176,500 | $ 70,000 |
| Fulton, Indiana | 2 | $ 376,000 | $ 188,000 | $ 24,000 |
| Howard, Indiana | 2 | $ 270,000 | $ 135,000 | $ 59,000 |
| Huntington, Indiana | 2 | $ 331,000 | $ 165,500 | $ 68,000 |
| Jackson, Indiana | 2 | $ 271,000 | $ 135,500 | $ 40,000 |
| Lawrence, Indiana | 2 | $ 305,000 | $ 152,500 | $ 52,000 |
| Martin, Indiana | 2 | $ 291,000 | $ 145,500 | $ 77,000 |
| Ohio, Indiana | 2 | $ 324,000 | $ 162,000 | $ 111,000 |
| Randolph, Indiana | 2 | $ 424,000 | $ 212,000 | $ 69,000 |
| Spencer, Indiana | 2 | $ 473,000 | $ 236,500 | $ 69,000 |
| Switzerland, Indiana | 2 | $ 447,000 | $ 223,500 | $ 60,000 |
| Vermillion, Indiana | 2 | $ 338,000 | $ 169,000 | $ 74,000 |
| Washington, Indiana | 2 | $ 290,000 | $ 145,000 | $ 50,000 |
| Allegany, Maryland | 2 | $ 366,000 | $ 183,000 | $ 95,000 |
| Dorchester, Maryland | 2 | $ 445,000 | $ 222,500 | $ 45,000 |
| Garrett, Maryland | 2 | $ 395,000 | $ 197,500 | $ 97,000 |
| Kent, Maryland | 2 | $ 306,000 | $ 153,000 | $ 63,000 |
| Washington, Maryland | 2 | $ 433,000 | $ 216,500 | $ 39,000 |
| Alamance, North Carolina | 2 | $ 274,000 | $ 137,000 | $ 53,000 |
| Mecklenburg, North Carolina | 2 | $ 343,000 | $ 171,500 | $ 46,000 |
| Summit, Ohio | 2 | $ 265,000 | $ 132,500 | $ 52,000 |
| Curry, Oregon | 2 | $ 401,000 | $ 200,500 | $ 38,000 |
| Josephine, Oregon | 2 | $ 362,000 | $ 181,000 | $ 62,000 |
| Lane, Oregon | 2 | $ 388,000 | $ 194,000 | $ 51,000 |
| Linn, Oregon | 2 | $ 325,000 | $ 162,500 | $ 77,000 |
| Armstrong, Pennsylvania | 2 | $ 518,000 | $ 259,000 | $ 75,000 |
| Bedford, Pennsylvania | 2 | $ 281,000 | $ 140,500 | $ 27,000 |
| Clearfield, Pennsylvania | 2 | $ 387,000 | $ 193,500 | $ 83,000 |
| Greene, Pennsylvania | 2 | $ 292,000 | $ 146,000 | $ 49,000 |
| Schuylkill, Pennsylvania | 2 | $ 355,000 | $ 177,500 | $ 64,000 |
| Susquehanna, Pennsylvania | 2 | $ 347,000 | $ 173,500 | $ 58,000 |
| Frederick, Virginia | 2 | $ 490,000 | $ 245,000 | $ 63,000 |
| Hanover, Virginia | 2 | $ 334,000 | $ 167,000 | $ 38,000 |
| Suffolk, Virginia | 2 | $ 470,000 | $ 235,000 | $ 44,000 |
| Virginia Beach, Virginia | 2 | $ 498,000 | $ 249,000 | $ 96,000 |
| Baldwin, Alabama | 1 | $ 76,000 | $ 76,000 | $ 40,000 |
| Jefferson, Alabama | 1 | $ 89,000 | $ 89,000 | $ 44,000 |
| Butte, California | 1 | $ 150,000 | $ 150,000 | $ 70,000 |
| Humboldt, California | 1 | $ 256,000 | $ 256,000 | $ 79,000 |
| Kern, California | 1 | $ 125,000 | $ 125,000 | $ 81,000 |
| Napa, California | 1 | $ 166,000 | $ 166,000 | $ 72,000 |
| Placer, California | 1 | $ 80,000 | $ 80,000 | $ 61,000 |
| San Joaquin, California | 1 | $ 441,000 | $ 441,000 | $ 191,000 |
| Tulare, California | 1 | $ 130,000 | $ 130,000 | $ 100,000 |
| Kent, Delaware | 1 | $ 184,000 | $ 184,000 | $ 56,000 |
| Collier, Florida | 1 | $ 200,000 | $ 200,000 | $ 20,000 |
| Gulf, Florida | 1 | $ 202,000 | $ 202,000 | $ 63,000 |
| Lake, Florida | 1 | $ 119,000 | $ 119,000 | $ 36,000 |
| Manatee, Florida | 1 | $ 114,000 | $ 114,000 | $ 59,000 |
| Nassau, Florida | 1 | $ 144,000 | $ 144,000 | $ 45,000 |
| Okaloosa, Florida | 1 | $ 281,000 | $ 281,000 | $ 38,000 |
| Sarasota, Florida | 1 | $ 322,000 | $ 322,000 | $ 30,000 |
| St. Johns, Florida | 1 | $ 222,000 | $ 222,000 | $ 24,000 |
| Sumter, Florida | 1 | $ 200,000 | $ 200,000 | $ 50,000 |
| Washington, Florida | 1 | $ 196,000 | $ 196,000 | $ 72,000 |
| Clinton, Indiana | 1 | $ 154,000 | $ 154,000 | $ 71,000 |
| Crawford, Indiana | 1 | $ 172,000 | $ 172,000 | $ 36,000 |
| Fountain, Indiana | 1 | $ 168,000 | $ 168,000 | $ 45,000 |
| Jay, Indiana | 1 | $ 321,000 | $ 321,000 | $ 100,000 |
| Orange, Indiana | 1 | $ 230,000 | $ 230,000 | $ 37,000 |
| Perry, Indiana | 1 | $ 236,000 | $ 236,000 | $ 60,000 |
| Rush, Indiana | 1 | $ 176,000 | $ 176,000 | $ 20,000 |
| Caroline, Maryland | 1 | $ 188,000 | $ 188,000 | $ 42,000 |
| Somerset, Maryland | 1 | $ 175,000 | $ 175,000 | $ 61,000 |
| Talbot, Maryland | 1 | $ 269,000 | $ 269,000 | $ 72,000 |
| Dukes, Massachusetts | 1 | $ 250,000 | $ 250,000 | $ 64,000 |
| Cumberland, North Carolina | 1 | $ 236,000 | $ 236,000 | $ 85,000 |
| Iredell, North Carolina | 1 | $ 131,000 | $ 131,000 | $ 38,000 |
| Moore, North Carolina | 1 | $ 136,000 | $ 136,000 | $ 136,000 |
| Randolph, North Carolina | 1 | $ 160,000 | $ 160,000 | $ 53,000 |
| Wake, North Carolina | 1 | $ 208,000 | $ 208,000 | $ 109,000 |
| Geauga, Ohio | 1 | $ 90,000 | $ 90,000 | $ 29,000 |
| Huron, Ohio | 1 | $ 175,000 | $ 175,000 | $ 73,000 |
| Trumbull, Ohio | 1 | $ 229,000 | $ 229,000 | $ 63,000 |
| Benton, Oregon | 1 | $ 255,000 | $ 255,000 | $ 73,000 |
| Coos, Oregon | 1 | $ 189,000 | $ 189,000 | $ 30,000 |
| Marion, Oregon | 1 | $ 147,000 | $ 147,000 | $ 20,000 |
| Umatilla, Oregon | 1 | $ 202,000 | $ 202,000 | $ 62,000 |
| Yamhill, Oregon | 1 | $ 139,000 | $ 139,000 | $ 60,000 |
| Bradford, Pennsylvania | 1 | $ 253,000 | $ 253,000 | $ 60,000 |
| Cambria, Pennsylvania | 1 | $ 180,000 | $ 180,000 | $ 37,000 |
| Carbon, Pennsylvania | 1 | $ 179,000 | $ 179,000 | $ 87,000 |
| Columbia, Pennsylvania | 1 | $ 148,000 | $ 148,000 | $ 20,000 |
| Fulton, Pennsylvania | 1 | $ 134,000 | $ 134,000 | $ 113,000 |
| Huntingdon, Pennsylvania | 1 | $ 113,000 | $ 113,000 | $ 32,000 |
| Juniata, Pennsylvania | 1 | $ 138,000 | $ 138,000 | $ 81,000 |
| Mercer, Pennsylvania | 1 | $ 118,000 | $ 118,000 | $ 23,000 |
| Northumberland, Pennsylvania | 1 | $ 127,000 | $ 127,000 | $ 52,000 |
| Tioga, Pennsylvania | 1 | $ 145,000 | $ 145,000 | $ 60,000 |
| Union, Pennsylvania | 1 | $ 216,000 | $ 216,000 | $ 71,000 |
| Wyoming, Pennsylvania | 1 | $ 155,000 | $ 155,000 | $ 20,000 |
| Dallas, Texas | 1 | $ 100,000 | $ 100,000 | $ 60,000 |
| Alexandria, Virginia | 1 | $ 507,000 | $ 507,000 | $ 250,000 |
| Alleghany, Virginia | 1 | $ 122,000 | $ 122,000 | $ 40,000 |
| Bedford City, Virginia | 1 | $ 137,000 | $ 137,000 | $ 34,000 |
| Colonial Heights, Virginia | 1 | $ 148,000 | $ 148,000 | $ 77,000 |
| Fairfax City, Virginia | 1 | $ 150,000 | $ 150,000 | $ 62,000 |
| Fauquier, Virginia | 1 | $ 248,000 | $ 248,000 | $ 120,000 |
| Hampton, Virginia | 1 | $ 327,000 | $ 327,000 | $ 106,000 |
| James City, Virginia | 1 | $ 260,000 | $ 260,000 | $ 125,000 |
| Madison, Virginia | 1 | $ 170,000 | $ 170,000 | $ 63,000 |
| Norfolk, Virginia | 1 | $ 128,000 | $ 128,000 | $ 51,000 |
| Portsmouth, Virginia | 1 | $ 52,000 | $ 52,000 | $ 0 |
| Roanoke City, Virginia | 1 | $ 169,000 | $ 169,000 | $ 30,000 |
| Shenandoah, Virginia | 1 | $ 178,000 | $ 178,000 | $ 37,000 |
| Southampton, Virginia | 1 | $ 195,000 | $ 195,000 | $ 58,000 |
| Stafford, Virginia | 1 | $ 269,000 | $ 269,000 | $ 83,000 |
| Staunton, Virginia | 1 | $ 170,000 | $ 170,000 | $ 73,000 |
| Wythe, Virginia | 1 | $ 191,000 | $ 191,000 | $ 55,000 |
Mortgage Loan Application Detail Totals for Home Point Financial Corporation in 2011
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 5,506 | $1,225,077,000 | $222,000 | $818,000 | $70,000 | $1,800,000 |
| Home Purchase | 791 | $152,211,000 | $192,000 | $650,000 | $67,000 | $913,000 |
| Home Improvement | 21 | $4,005,000 | $190,000 | $320,000 | $76,000 | $192,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 5,094 | $1,109,629,000 | $217,000 | $818,000 | $70,000 | $1,800,000 |
| Hispanic | 510 | $108,477,000 | $212,000 | $675,000 | $60,000 | $388,000 |
| Not Provided | 326 | $76,571,000 | $234,000 | $704,000 | $74,000 | $417,000 |
| Black or African American | 231 | $47,376,000 | $205,000 | $581,000 | $61,000 | $225,000 |
| Asian | 144 | $35,479,000 | $246,000 | $650,000 | $79,000 | $244,000 |
| Native Hawaiian or Other Pacific Islander | 7 | $2,138,000 | $305,000 | $518,000 | $47,000 | $89,000 |
| American Indian or Alaskan Native | 6 | $1,623,000 | $270,000 | $417,000 | $72,000 | $115,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 3,935 | $871,895,000 | $221,000 | $722,000 | $66,000 | $417,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 2,318 | $496,910,000 | $214,000 | $818,000 | $75,000 | $1,800,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 36 | $5,867,000 | $162,000 | $277,000 | $54,000 | $90,000 |
| VA-guaranteed (Veterans Administration) | 29 | $6,621,000 | $228,000 | $631,000 | $74,000 | $159,000 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Application Withdrawn By Applicant | 3,430 | $739,786,000 | $215,000 | $818,000 | $68,000 | $1,800,000 |
| Loan Originated | 1,830 | $412,960,000 | $225,000 | $792,000 | $76,000 | $913,000 |
| Application Denied By Financial Institution | 777 | $166,272,000 | $213,000 | $697,000 | $56,000 | $388,000 |
| Application Approved But Not Accepted | 276 | $60,912,000 | $220,000 | $517,000 | $79,000 | $455,000 |
| File Closed For Incompleteness | 5 | $1,363,000 | $272,000 | $379,000 | $101,000 | $159,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Debt-To-Income Ratio | 406 | $89,432,000 | $220,000 | $697,000 | $51,000 | $388,000 |
| Credit History | 148 | $30,711,000 | $207,000 | $650,000 | $55,000 | $334,000 |
| Collateral | 130 | $26,720,000 | $205,000 | $417,000 | $70,000 | $247,000 |
| Other | 43 | $8,410,000 | $195,000 | $641,000 | $69,000 | $360,000 |
| Employment History | 15 | $3,520,000 | $234,000 | $400,000 | $60,000 | $157,000 |
| Unverifiable Information | 14 | $3,079,000 | $219,000 | $370,000 | $76,000 | $169,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 6 | $1,354,000 | $225,000 | $372,000 | $64,000 | $123,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Home Point Financial Corporation's 2011 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Home Point Financial Corporation's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Michigan, download the full spreadsheet
with aggregated HMDA statistics today.
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