Mazuma Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2016
Mazuma Credit Union 2016 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mazuma Credit Union 7260 W 135Th Street Overland Park, KS 66223 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 2003 |
| Total Number of Mortgage Applications | 1,044 |
| Total Mortgage Loan Application Amount | $164,180,000 |
| Average Mortgage Loan Application Amount | $158,500 |
| Highest Mortgage Loan Application Amount | $987,000 |
| Average Applicant Income | $82,500 |
| Highest Applicant Income | $606,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2016 with Mazuma Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mazuma Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2016 breaks down Mazuma Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mazuma Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Mazuma Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mazuma Credit Union's mortgage activity for 2016.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Jackson County Missouri | 435 | $ 59,137,000 | $ 135,000 | $ 75,000 |
| Cass County Missouri | 139 | $ 22,153,000 | $ 159,000 | $ 81,000 |
| Clay County Missouri | 129 | $ 17,383,000 | $ 134,000 | $ 73,000 |
| Johnson County Kansas | 126 | $ 28,676,000 | $ 227,000 | $ 103,000 |
| Platte County Missouri | 50 | $ 8,736,000 | $ 174,000 | $ 84,000 |
| Wyandotte County Kansas | 26 | $ 3,243,000 | $ 124,000 | $ 72,000 |
| Leavenworth County Kansas | 13 | $ 2,764,000 | $ 212,000 | $ 104,000 |
| Miami County Kansas | 10 | $ 2,667,000 | $ 266,000 | $ 179,000 |
| Johnson County Missouri | 8 | $ 1,119,000 | $ 139,000 | $ 79,000 |
| Lafayette County Missouri | 8 | $ 1,168,000 | $ 146,000 | $ 94,000 |
| Ray County Missouri | 7 | $ 1,035,000 | $ 147,000 | $ 73,000 |
| Hickory County Missouri | 6 | $ 451,000 | $ 75,000 | $ 83,000 |
| Bates County Missouri | 5 | $ 631,000 | $ 126,000 | $ 93,000 |
| Benton County Missouri | 5 | $ 671,000 | $ 134,000 | $ 82,000 |
| Buchanan County Missouri | 5 | $ 696,000 | $ 139,000 | $ 79,000 |
| Clinton County Missouri | 3 | $ 624,000 | $ 208,000 | $ 81,000 |
| Henry County Missouri | 3 | $ 385,000 | $ 128,000 | $ 83,000 |
| Jasper County Missouri | 3 | $ 230,000 | $ 76,000 | $ 69,000 |
| Washington County Arkansas | 2 | $ 390,000 | $ 195,000 | $ 70,000 |
| Amador County California | 2 | $ 441,000 | $ 220,000 | $ 84,000 |
| Arapahoe County Colorado | 2 | $ 756,000 | $ 378,000 | $ 160,000 |
| Broward County Florida | 2 | $ 427,000 | $ 213,000 | $ 122,000 |
| Camden County Missouri | 2 | $ 219,000 | $ 109,000 | $ 163,000 |
| Wilson County Texas | 2 | $ 610,000 | $ 305,000 | $ 129,000 |
| Madison County Alabama | 1 | $ 67,000 | $ 67,000 | $ 141,000 |
| Carroll County Arkansas | 1 | $ 54,000 | $ 54,000 | $ 80,000 |
| Kern County California | 1 | $ 158,000 | $ 158,000 | $ 139,000 |
| Riverside County California | 1 | $ 416,000 | $ 416,000 | $ 157,000 |
| San Diego County California | 1 | $ 417,000 | $ 417,000 | $ 170,000 |
| Stanislaus County California | 1 | $ 194,000 | $ 194,000 | $ 66,000 |
| Douglas County Colorado | 1 | $ 242,000 | $ 242,000 | $ 146,000 |
| El Paso County Colorado | 1 | $ 158,000 | $ 158,000 | $ 48,000 |
| Summit County Colorado | 1 | $ 252,000 | $ 252,000 | $ 72,000 |
| Citrus County Florida | 1 | $ 110,000 | $ 110,000 | $ 39,000 |
| Hillsborough County Florida | 1 | $ 161,000 | $ 161,000 | $ 53,000 |
| Nassau County Florida | 1 | $ 194,000 | $ 194,000 | $ 92,000 |
| Polk County Florida | 1 | $ 156,000 | $ 156,000 | $ 131,000 |
| Cook County Illinois | 1 | $ 285,000 | $ 285,000 | $ 95,000 |
| Floyd County Iowa | 1 | $ 52,000 | $ 52,000 | $ 30,000 |
| Marion County Iowa | 1 | $ 260,000 | $ 260,000 | $ 50,000 |
| Douglas County Kansas | 1 | $ 280,000 | $ 280,000 | $ 180,000 |
| Finney County Kansas | 1 | $ 132,000 | $ 132,000 | $ 61,000 |
| Franklin County Kansas | 1 | $ 175,000 | $ 175,000 | $ 129,000 |
| Jefferson County Kansas | 1 | $ 211,000 | $ 211,000 | $ 36,000 |
| Lyon County Kansas | 1 | $ 221,000 | $ 221,000 | $ 184,000 |
| Hardin County Kentucky | 1 | $ 283,000 | $ 283,000 | $ 133,000 |
| Monroe County Michigan | 1 | $ 141,000 | $ 141,000 | $ 71,000 |
| Rankin County Mississippi | 1 | $ 168,000 | $ 168,000 | $ 105,000 |
| Washington County Mississippi | 1 | $ 48,000 | $ 48,000 | $ 92,000 |
| Atchison County Missouri | 1 | $ 40,000 | $ 40,000 | $ 193,000 |
| Boone County Missouri | 1 | $ 199,000 | $ 199,000 | $ 67,000 |
| Caldwell County Missouri | 1 | $ 166,000 | $ 166,000 | $ 73,000 |
| Carroll County Missouri | 1 | $ 144,000 | $ 144,000 | $ 34,000 |
| Cole County Missouri | 1 | $ 236,000 | $ 236,000 | $ 114,000 |
| Dent County Missouri | 1 | $ 144,000 | $ 144,000 | $ 85,000 |
| Franklin County Missouri | 1 | $ 365,000 | $ 365,000 | $ 123,000 |
| Greene County Missouri | 1 | $ 149,000 | $ 149,000 | $ 86,000 |
| Grundy County Missouri | 1 | $ 145,000 | $ 145,000 | $ 49,000 |
| Holt County Missouri | 1 | $ 33,000 | $ 33,000 | $ 39,000 |
| Morgan County Missouri | 1 | $ 222,000 | $ 222,000 | $ 211,000 |
| Phelps County Missouri | 1 | $ 74,000 | $ 74,000 | $ 212,000 |
| St. Francois County Missouri | 1 | $ 216,000 | $ 216,000 | $ 103,000 |
| St. Louis County Missouri | 1 | $ 163,000 | $ 163,000 | $ 63,000 |
| St. Louis City County Missouri | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Vernon County Missouri | 1 | $ 88,000 | $ 88,000 | $ 42,000 |
| Ottawa County Oklahoma | 1 | $ 150,000 | $ 150,000 | $ 163,000 |
| Tulsa County Oklahoma | 1 | $ 128,000 | $ 128,000 | $ 83,000 |
| Dorchester County South Carolina | 1 | $ 238,000 | $ 238,000 | $ 73,000 |
| Georgetown County South Carolina | 1 | $ 143,000 | $ 143,000 | $ 62,000 |
| Bexar County Texas | 1 | $ 282,000 | $ 282,000 | $ 104,000 |
| Dallas County Texas | 1 | $ 252,000 | $ 252,000 | $ 74,000 |
| Ellis County Texas | 1 | $ 336,000 | $ 336,000 | $ 125,000 |
| Harris County Texas | 1 | $ 168,000 | $ 168,000 | $ 114,000 |
| Lubbock County Texas | 1 | $ 201,000 | $ 201,000 | $ 73,000 |
| Pierce County Washington | 1 | $ 396,000 | $ 396,000 | $ 130,000 |
Mortgage Loan Application Detail Totals for Mazuma Credit Union in 2016
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 590 | $86,830,000 | $147,000 | $987,000 | $84,000 | $606,000 |
| Home Purchase | 454 | $77,350,000 | $170,000 | $560,000 | $81,000 | $301,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 639 | $102,641,000 | $160,000 | $560,000 | $86,000 | $553,000 |
| Not Provided | 174 | $27,632,000 | $158,000 | $987,000 | $89,000 | $606,000 |
| Black or African American | 152 | $21,215,000 | $139,000 | $396,000 | $68,000 | $241,000 |
| Hispanic | 54 | $7,638,000 | $141,000 | $396,000 | $68,000 | $161,000 |
| Asian | 15 | $4,011,000 | $267,000 | $591,000 | $88,000 | $330,000 |
| American Indian or Alaskan Native | 10 | $1,043,000 | $104,000 | $169,000 | $66,000 | $172,000 |
| Native Hawaiin or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 814 | $127,958,000 | $157,000 | $987,000 | $87,000 | $606,000 |
| FHA-insured (Federal Housing Administration) | 142 | $19,801,000 | $139,000 | $276,000 | $61,000 | $301,000 |
| VA-guaranteed (Veterans Administration) | 88 | $16,421,000 | $186,000 | $390,000 | $79,000 | $194,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 529 | $84,067,000 | $158,000 | $560,000 | $83,000 | $553,000 |
| Application Withdrawn By Applicant | 378 | $60,801,000 | $160,000 | $987,000 | $88,000 | $606,000 |
| Application Denied By Financial Institution | 81 | $11,212,000 | $138,000 | $498,000 | $64,000 | $222,000 |
| File Closed For Incompleteness | 32 | $4,707,000 | $147,000 | $513,000 | $71,000 | $132,000 |
| Application Approved But Not Accepted | 24 | $3,393,000 | $141,000 | $324,000 | $63,000 | $141,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Credit History | 32 | $3,578,000 | $111,000 | $299,000 | $58,000 | $183,000 |
| Debt-To-Income Ratio | 25 | $3,895,000 | $155,000 | $417,000 | $61,000 | $189,000 |
| Collateral | 10 | $1,113,000 | $111,000 | $417,000 | $75,000 | $222,000 |
| Other | 8 | $1,702,000 | $212,000 | $498,000 | $78,000 | $141,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 4 | $671,000 | $167,000 | $310,000 | $93,000 | $140,000 |
| Unverifiable Information | 1 | $108,000 | $108,000 | $108,000 | $34,000 | $34,000 |
| Credit Application Incomplete | 1 | $145,000 | $145,000 | $145,000 | $61,000 | $61,000 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mazuma Credit Union's 2016 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mazuma Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Kansas, download the full spreadsheet
with aggregated HMDA statistics today.