Marine Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2019
Marine Credit Union 2019 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Marine Credit Union 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,149 |
| Total Mortgage Loan Application Amount | $330,505,000 |
| Average Mortgage Loan Application Amount | $82,400 |
| Highest Mortgage Loan Application Amount | $2,475,000 |
| Average Applicant Income | $69,000 |
| Highest Applicant Income | $1,111,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2019 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2019 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2019.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 293 | $ 23,315,000 | $ 79,000 | $ 67,000 |
| Fond du Lac County Wisconsin | 158 | $ 15,840,000 | $ 100,000 | $ 67,000 |
| Grant County Wisconsin | 108 | $ 9,810,000 | $ 90,000 | $ 78,000 |
| La Crosse County Wisconsin | 104 | $ 11,500,000 | $ 110,000 | $ 75,000 |
| Chippewa County Wisconsin | 88 | $ 8,720,000 | $ 99,000 | $ 63,000 |
| Brown County Wisconsin | 79 | $ 11,895,000 | $ 150,000 | $ 90,000 |
| Polk County Iowa | 76 | $ 7,840,000 | $ 103,000 | $ 68,000 |
| Eau Claire County Wisconsin | 72 | $ 9,390,000 | $ 130,000 | $ 61,000 |
| Crawford County Wisconsin | 56 | $ 4,540,000 | $ 81,000 | $ 76,000 |
| Winona County Minnesota | 54 | $ 5,580,000 | $ 103,000 | $ 72,000 |
| Dunn County Wisconsin | 53 | $ 5,635,000 | $ 106,000 | $ 71,000 |
| Waukesha County Wisconsin | 50 | $ 7,830,000 | $ 156,000 | $ 92,000 |
| Scott County Iowa | 42 | $ 4,520,000 | $ 107,000 | $ 85,000 |
| Fillmore County Minnesota | 41 | $ 5,825,000 | $ 142,000 | $ 71,000 |
| Sheboygan County Wisconsin | 38 | $ 4,510,000 | $ 118,000 | $ 85,000 |
| Dodge County Wisconsin | 37 | $ 3,885,000 | $ 105,000 | $ 74,000 |
| Green County Wisconsin | 37 | $ 4,365,000 | $ 117,000 | $ 88,000 |
| Monroe County Wisconsin | 35 | $ 4,515,000 | $ 129,000 | $ 75,000 |
| Racine County Wisconsin | 35 | $ 4,155,000 | $ 118,000 | $ 73,000 |
| Outagamie County Wisconsin | 34 | $ 3,120,000 | $ 91,000 | $ 84,000 |
| Marinette County Wisconsin | 32 | $ 2,820,000 | $ 88,000 | $ 85,000 |
| Winnebago County Wisconsin | 32 | $ 3,740,000 | $ 116,000 | $ 65,000 |
| Manitowoc County Wisconsin | 31 | $ 2,995,000 | $ 96,000 | $ 78,000 |
| Allamakee County Iowa | 30 | $ 2,670,000 | $ 89,000 | $ 64,000 |
| Olmsted County Minnesota | 30 | $ 4,560,000 | $ 152,000 | $ 82,000 |
| Houston County Minnesota | 25 | $ 2,585,000 | $ 103,000 | $ 66,000 |
| Clayton County Iowa | 24 | $ 1,450,000 | $ 60,000 | $ 66,000 |
| Oconto County Wisconsin | 23 | $ 2,115,000 | $ 91,000 | $ 100,000 |
| Washington County Wisconsin | 23 | $ 3,475,000 | $ 151,000 | $ 105,000 |
| Winneshiek County Iowa | 22 | $ 1,950,000 | $ 88,000 | $ 55,000 |
| Waushara County Wisconsin | 21 | $ 1,845,000 | $ 87,000 | $ 77,000 |
| Iowa County Wisconsin | 20 | $ 1,950,000 | $ 97,000 | $ 78,000 |
| Vernon County Wisconsin | 20 | $ 2,010,000 | $ 100,000 | $ 63,000 |
| Rock Island County Illinois | 19 | $ 1,245,000 | $ 65,000 | $ 74,000 |
| Waupaca County Wisconsin | 19 | $ 1,485,000 | $ 78,000 | $ 61,000 |
| Trempealeau County Wisconsin | 17 | $ 1,765,000 | $ 103,000 | $ 88,000 |
| Fayette County Iowa | 16 | $ 1,410,000 | $ 88,000 | $ 66,000 |
| Barron County Wisconsin | 15 | $ 1,025,000 | $ 68,000 | $ 63,000 |
| Clark County Wisconsin | 15 | $ 1,005,000 | $ 67,000 | $ 64,000 |
| Green Lake County Wisconsin | 15 | $ 1,335,000 | $ 89,000 | $ 63,000 |
| Kenosha County Wisconsin | 15 | $ 985,000 | $ 65,000 | $ 66,000 |
| Walworth County Wisconsin | 15 | $ 1,585,000 | $ 105,000 | $ 61,000 |
| Dane County Wisconsin | 14 | $ 2,490,000 | $ 177,000 | $ 94,000 |
| Muscatine County Iowa | 13 | $ 825,000 | $ 63,000 | $ 72,000 |
| Howard County Iowa | 12 | $ 720,000 | $ 60,000 | $ 59,000 |
| Door County Wisconsin | 12 | $ 1,570,000 | $ 130,000 | $ 65,000 |
| Rusk County Wisconsin | 12 | $ 990,000 | $ 82,000 | $ 67,000 |
| Rock County Wisconsin | 11 | $ 1,365,000 | $ 124,000 | $ 67,000 |
| Dallas County Iowa | 10 | $ 920,000 | $ 92,000 | $ 69,000 |
| Adams County Wisconsin | 10 | $ 820,000 | $ 82,000 | $ 55,000 |
| Calumet County Wisconsin | 10 | $ 1,130,000 | $ 113,000 | $ 70,000 |
| Juneau County Wisconsin | 10 | $ 820,000 | $ 82,000 | $ 51,000 |
| Kewaunee County Wisconsin | 10 | $ 890,000 | $ 89,000 | $ 63,000 |
| Pierce County Wisconsin | 10 | $ 1,270,000 | $ 127,000 | $ 44,000 |
| Warren County Iowa | 9 | $ 915,000 | $ 101,000 | $ 82,000 |
| Columbia County Wisconsin | 9 | $ 1,535,000 | $ 170,000 | $ 107,000 |
| Ozaukee County Wisconsin | 9 | $ 1,705,000 | $ 189,000 | $ 87,000 |
| Shawano County Wisconsin | 9 | $ 1,115,000 | $ 123,000 | $ 66,000 |
| St. Croix County Wisconsin | 9 | $ 875,000 | $ 97,000 | $ 99,000 |
| Mower County Minnesota | 8 | $ 660,000 | $ 82,000 | $ 121,000 |
| Jackson County Wisconsin | 8 | $ 950,000 | $ 118,000 | $ 78,000 |
| Taylor County Wisconsin | 8 | $ 470,000 | $ 58,000 | $ 56,000 |
| Lafayette County Wisconsin | 7 | $ 755,000 | $ 107,000 | $ 68,000 |
| Sawyer County Wisconsin | 7 | $ 595,000 | $ 85,000 | $ 62,000 |
| Louisa County Iowa | 6 | $ 240,000 | $ 40,000 | $ 59,000 |
| Jefferson County Wisconsin | 6 | $ 790,000 | $ 131,000 | $ 94,000 |
| Madison County Iowa | 5 | $ 1,275,000 | $ 255,000 | $ 107,000 |
| Forest County Wisconsin | 5 | $ 495,000 | $ 99,000 | $ 116,000 |
| Marquette County Wisconsin | 5 | $ 375,000 | $ 75,000 | $ 67,000 |
| Chickasaw County Iowa | 4 | $ 430,000 | $ 107,000 | $ 51,000 |
| Marion County Iowa | 4 | $ 280,000 | $ 70,000 | $ 45,000 |
| Marshall County Iowa | 4 | $ 170,000 | $ 42,000 | $ 61,000 |
| Mitchell County Iowa | 4 | $ 280,000 | $ 70,000 | $ 46,000 |
| Union County Iowa | 4 | $ 140,000 | $ 35,000 | $ 51,000 |
| Wabasha County Minnesota | 4 | $ 550,000 | $ 137,000 | $ 79,000 |
| Buffalo County Wisconsin | 4 | $ 390,000 | $ 97,000 | $ 44,000 |
| Lincoln County Wisconsin | 4 | $ 190,000 | $ 47,000 | $ 54,000 |
| Pepin County Wisconsin | 4 | $ 320,000 | $ 80,000 | $ 62,000 |
| Portage County Wisconsin | 4 | $ 380,000 | $ 95,000 | $ 55,000 |
| Richland County Wisconsin | 4 | $ 390,000 | $ 97,000 | $ 85,000 |
| Mercer County Illinois | 3 | $ 175,000 | $ 58,000 | $ 35,000 |
| Cerro Gordo County Iowa | 3 | $ 215,000 | $ 71,000 | $ 52,000 |
| Clinton County Iowa | 3 | $ 195,000 | $ 65,000 | $ 35,000 |
| Jasper County Iowa | 3 | $ 245,000 | $ 81,000 | $ 50,000 |
| Woodbury County Iowa | 3 | $ 75,000 | $ 25,000 | $ 61,000 |
| Wright County Iowa | 3 | $ 345,000 | $ 115,000 | $ 108,000 |
| Dodge County Minnesota | 3 | $ 475,000 | $ 158,000 | $ 96,000 |
| Goodhue County Minnesota | 3 | $ 575,000 | $ 191,000 | $ 130,000 |
| Polk County Wisconsin | 3 | $ 205,000 | $ 68,000 | $ 29,000 |
| Winnebago County Illinois | 2 | $ 100,000 | $ 50,000 | $ 60,000 |
| Boone County Iowa | 2 | $ 220,000 | $ 110,000 | $ 85,000 |
| Clarke County Iowa | 2 | $ 110,000 | $ 55,000 | $ 36,000 |
| Dubuque County Iowa | 2 | $ 500,000 | $ 250,000 | $ 131,000 |
| Keokuk County Iowa | 2 | $ 90,000 | $ 45,000 | $ 89,000 |
| Linn County Iowa | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Lucas County Iowa | 2 | $ 130,000 | $ 65,000 | $ 84,000 |
| Ringgold County Iowa | 2 | $ 130,000 | $ 65,000 | $ 45,000 |
| Bayfield County Wisconsin | 2 | $ 90,000 | $ 45,000 | $ 230,000 |
| Burnett County Wisconsin | 2 | $ 150,000 | $ 75,000 | $ 54,000 |
| Oneida County Wisconsin | 2 | $ 240,000 | $ 120,000 | $ 100,000 |
| Price County Wisconsin | 2 | $ 220,000 | $ 110,000 | $ 0 |
| Sauk County Wisconsin | 2 | $ 140,000 | $ 70,000 | $ 40,000 |
| Washburn County Wisconsin | 2 | $ 130,000 | $ 65,000 | $ 0 |
| Bureau County Illinois | 1 | $ 125,000 | $ 125,000 | $ 79,000 |
| Cook County Illinois | 1 | $ 105,000 | $ 105,000 | $ 165,000 |
| Henry County Illinois | 1 | $ 85,000 | $ 85,000 | $ 88,000 |
| Buchanan County Iowa | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Des Moines County Iowa | 1 | $ 15,000 | $ 15,000 | $ 56,000 |
| Guthrie County Iowa | 1 | $ 35,000 | $ 35,000 | $ 64,000 |
| Jones County Iowa | 1 | $ 105,000 | $ 105,000 | $ 166,000 |
| Mills County Iowa | 1 | $ 45,000 | $ 45,000 | $ 71,000 |
| Montgomery County Iowa | 1 | $ 25,000 | $ 25,000 | $ 20,000 |
| Sac County Iowa | 1 | $ 145,000 | $ 145,000 | $ 103,000 |
| Story County Iowa | 1 | $ 25,000 | $ 25,000 | $ 43,000 |
| Wayne County Iowa | 1 | $ 85,000 | $ 85,000 | $ 95,000 |
| Webster County Iowa | 1 | $ 45,000 | $ 45,000 | $ 60,000 |
| Worth County Iowa | 1 | $ 105,000 | $ 105,000 | $ 70,000 |
| Aitkin County Minnesota | 1 | $ 45,000 | $ 45,000 | $ 0 |
| Anoka County Minnesota | 1 | $ 25,000 | $ 25,000 | $ 58,000 |
| Carlton County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 93,000 |
| Faribault County Minnesota | 1 | $ 15,000 | $ 15,000 | $ 48,000 |
| Freeborn County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 61,000 |
| Martin County Minnesota | 1 | $ 245,000 | $ 245,000 | $ 87,000 |
| Roseau County Minnesota | 1 | $ 55,000 | $ 55,000 | $ 0 |
| Ashland County Wisconsin | 1 | $ 75,000 | $ 75,000 | $ 0 |
| Douglas County Wisconsin | 1 | $ 175,000 | $ 175,000 | $ 79,000 |
| Marathon County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 87,000 |
| Menominee County Wisconsin | 1 | $ 55,000 | $ 55,000 | $ 38,000 |
| Wood County Wisconsin | 1 | $ 35,000 | $ 35,000 | $ 50,000 |
Mortgage Loan Application Detail Totals for Marine Credit Union in 2019
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,292 | $151,420,000 | $117,000 | $2,475,000 | $72,000 | $845,000 |
| Cash-out Refinancing | 1,096 | $106,530,000 | $97,000 | $575,000 | $77,000 | $1,111,000 |
| Home Purchase | 692 | $68,840,000 | $99,000 | $705,000 | $66,000 | $620,000 |
| Home Improvement | 58 | $3,230,000 | $55,000 | $225,000 | $69,000 | $365,000 |
| Other Purpose | 11 | $485,000 | $44,000 | $85,000 | $61,000 | $130,000 |
| Not Applicable | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,823 | $301,545,000 | $106,000 | $2,475,000 | $72,000 | $1,111,000 |
| Black or African American | 188 | $14,620,000 | $77,000 | $1,855,000 | $69,000 | $380,000 |
| Hispanic | 83 | $7,225,000 | $87,000 | $225,000 | $61,000 | $181,000 |
| Asian | 35 | $3,815,000 | $109,000 | $265,000 | $71,000 | $184,000 |
| Not applicable | 10 | $1,980,000 | $198,000 | $525,000 | $0 | $0 |
| Not Provided | 4 | $580,000 | $145,000 | $185,000 | $65,000 | $65,000 |
| American Indian or Alaskan Native | 2 | $160,000 | $80,000 | $115,000 | $115,000 | $167,000 |
| Native Hawaiian or Other Pacific Islander | 1 | $95,000 | $95,000 | $95,000 | $44,000 | $44,000 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,149 | $330,505,000 | $104,000 | $2,475,000 | $72,000 | $1,111,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,178 | $116,750,000 | $99,000 | $1,855,000 | $73,000 | $620,000 |
| Application Withdrawn By Applicant | 1,093 | $120,635,000 | $110,000 | $835,000 | $74,000 | $1,111,000 |
| Application Denied By Financial Institution | 734 | $78,050,000 | $106,000 | $2,475,000 | $63,000 | $306,000 |
| Application Approved But Not Accepted | 137 | $14,525,000 | $106,000 | $455,000 | $78,000 | $265,000 |
| File Closed For Incompleteness | 7 | $545,000 | $77,000 | $135,000 | $55,000 | $73,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,415 | $252,455,000 | $104,000 | $1,855,000 | $74,000 | $1,111,000 |
| Debt-To-Income Ratio | 262 | $29,700,000 | $113,000 | $565,000 | $52,000 | $169,000 |
| Credit History | 237 | $21,955,000 | $92,000 | $375,000 | $67,000 | $181,000 |
| Credit Application Incomplete | 123 | $12,045,000 | $97,000 | $525,000 | $59,000 | $218,000 |
| Collateral | 66 | $8,880,000 | $134,000 | $2,475,000 | $89,000 | $306,000 |
| Employment History | 23 | $2,335,000 | $101,000 | $295,000 | $55,000 | $160,000 |
| Unverifiable Information | 13 | $2,155,000 | $165,000 | $705,000 | $93,000 | $276,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 5 | $715,000 | $143,000 | $195,000 | $0 | $0 |
| Other | 5 | $265,000 | $53,000 | $155,000 | $77,000 | $88,000 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2019 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Wisconsin, download the full spreadsheet
with aggregated HMDA statistics today.