Marine Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Marine Credit Union 811 Monitor Street La Crosse, WI 54603 Tel #: available with data download |
| Federal Regulator | * available with data download |
| Years | 2023 2022 2021 2020 2019 2018 2017 2016 2015 2014 2013 2012 2011 2010 2009 2008 2007 2006 2005 2004 |
| Total Number of Mortgage Applications | 3,415 |
| Total Mortgage Loan Application Amount | $421,855,000 |
| Average Mortgage Loan Application Amount | $102,500 |
| Highest Mortgage Loan Application Amount | $855,000 |
| Average Applicant Income | $78,000 |
| Highest Applicant Income | $3,050,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2021 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.
Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2021.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Milwaukee County Wisconsin | 277 | $ 29,995,000 | $ 108,000 | $ 72,000 |
| Fond du Lac County Wisconsin | 153 | $ 16,005,000 | $ 104,000 | $ 80,000 |
| Polk County Iowa | 130 | $ 17,640,000 | $ 135,000 | $ 79,000 |
| La Crosse County Wisconsin | 101 | $ 12,715,000 | $ 125,000 | $ 100,000 |
| Chippewa County Wisconsin | 85 | $ 10,755,000 | $ 126,000 | $ 86,000 |
| Brown County Wisconsin | 82 | $ 10,750,000 | $ 131,000 | $ 72,000 |
| Sheboygan County Wisconsin | 80 | $ 10,630,000 | $ 132,000 | $ 72,000 |
| Racine County Wisconsin | 73 | $ 8,965,000 | $ 122,000 | $ 85,000 |
| Eau Claire County Wisconsin | 63 | $ 8,135,000 | $ 129,000 | $ 78,000 |
| Dodge County Wisconsin | 60 | $ 7,490,000 | $ 124,000 | $ 81,000 |
| Grant County Wisconsin | 54 | $ 5,500,000 | $ 101,000 | $ 72,000 |
| Winnebago County Wisconsin | 50 | $ 6,130,000 | $ 122,000 | $ 70,000 |
| Crawford County Wisconsin | 48 | $ 4,690,000 | $ 97,000 | $ 80,000 |
| Waukesha County Wisconsin | 46 | $ 9,600,000 | $ 208,000 | $ 161,000 |
| Scott County Iowa | 42 | $ 3,740,000 | $ 89,000 | $ 76,000 |
| Dane County Wisconsin | 39 | $ 9,045,000 | $ 231,000 | $ 95,000 |
| Manitowoc County Wisconsin | 39 | $ 4,225,000 | $ 108,000 | $ 84,000 |
| Outagamie County Wisconsin | 38 | $ 4,590,000 | $ 120,000 | $ 75,000 |
| Monroe County Wisconsin | 35 | $ 3,565,000 | $ 101,000 | $ 67,000 |
| Rock Island County Illinois | 28 | $ 1,920,000 | $ 68,000 | $ 62,000 |
| Vernon County Wisconsin | 27 | $ 3,005,000 | $ 111,000 | $ 72,000 |
| Allamakee County Iowa | 26 | $ 2,290,000 | $ 88,000 | $ 60,000 |
| Fillmore County Minnesota | 26 | $ 3,250,000 | $ 125,000 | $ 93,000 |
| Green County Wisconsin | 26 | $ 2,700,000 | $ 103,000 | $ 61,000 |
| Kenosha County Wisconsin | 25 | $ 3,065,000 | $ 122,000 | $ 83,000 |
| Washington County Wisconsin | 24 | $ 3,740,000 | $ 155,000 | $ 109,000 |
| Marinette County Wisconsin | 22 | $ 2,220,000 | $ 100,000 | $ 88,000 |
| Warren County Iowa | 21 | $ 3,175,000 | $ 151,000 | $ 91,000 |
| Dunn County Wisconsin | 21 | $ 2,265,000 | $ 107,000 | $ 84,000 |
| Green Lake County Wisconsin | 21 | $ 2,635,000 | $ 125,000 | $ 87,000 |
| Trempealeau County Wisconsin | 21 | $ 2,105,000 | $ 100,000 | $ 71,000 |
| Waushara County Wisconsin | 21 | $ 2,275,000 | $ 108,000 | $ 82,000 |
| Winneshiek County Iowa | 20 | $ 2,510,000 | $ 125,000 | $ 77,000 |
| Barron County Wisconsin | 19 | $ 2,195,000 | $ 115,000 | $ 83,000 |
| Rock County Wisconsin | 19 | $ 2,335,000 | $ 122,000 | $ 79,000 |
| Walworth County Wisconsin | 19 | $ 2,595,000 | $ 136,000 | $ 86,000 |
| Waupaca County Wisconsin | 19 | $ 2,015,000 | $ 106,000 | $ 86,000 |
| Winona County Minnesota | 18 | $ 2,410,000 | $ 133,000 | $ 73,000 |
| Iowa County Wisconsin | 18 | $ 2,880,000 | $ 160,000 | $ 89,000 |
| Olmsted County Minnesota | 17 | $ 2,805,000 | $ 165,000 | $ 105,000 |
| Oconto County Wisconsin | 17 | $ 1,615,000 | $ 95,000 | $ 71,000 |
| Adams County Wisconsin | 15 | $ 1,475,000 | $ 98,000 | $ 95,000 |
| Marquette County Wisconsin | 15 | $ 1,245,000 | $ 83,000 | $ 65,000 |
| Clayton County Iowa | 14 | $ 1,480,000 | $ 105,000 | $ 67,000 |
| Muscatine County Iowa | 14 | $ 1,340,000 | $ 95,000 | $ 75,000 |
| Calumet County Wisconsin | 14 | $ 2,430,000 | $ 173,000 | $ 108,000 |
| Houston County Minnesota | 13 | $ 1,855,000 | $ 142,000 | $ 73,000 |
| Door County Wisconsin | 13 | $ 1,905,000 | $ 146,000 | $ 66,000 |
| Jefferson County Wisconsin | 13 | $ 2,245,000 | $ 172,000 | $ 93,000 |
| Buffalo County Wisconsin | 12 | $ 1,580,000 | $ 131,000 | $ 85,000 |
| Clark County Wisconsin | 12 | $ 1,150,000 | $ 95,000 | $ 69,000 |
| Columbia County Wisconsin | 12 | $ 1,300,000 | $ 108,000 | $ 70,000 |
| Jackson County Wisconsin | 12 | $ 1,210,000 | $ 100,000 | $ 53,000 |
| Mercer County Illinois | 11 | $ 965,000 | $ 87,000 | $ 73,000 |
| Dallas County Iowa | 11 | $ 2,025,000 | $ 184,000 | $ 116,000 |
| Kewaunee County Wisconsin | 11 | $ 1,425,000 | $ 129,000 | $ 81,000 |
| Rusk County Wisconsin | 11 | $ 875,000 | $ 79,000 | $ 51,000 |
| Shawano County Wisconsin | 10 | $ 1,110,000 | $ 111,000 | $ 66,000 |
| Mower County Minnesota | 9 | $ 1,065,000 | $ 118,000 | $ 73,000 |
| Juneau County Wisconsin | 9 | $ 1,125,000 | $ 125,000 | $ 96,000 |
| Ozaukee County Wisconsin | 9 | $ 1,705,000 | $ 189,000 | $ 137,000 |
| Pierce County Wisconsin | 9 | $ 865,000 | $ 96,000 | $ 80,000 |
| Lucas County Iowa | 8 | $ 890,000 | $ 111,000 | $ 75,000 |
| Portage County Wisconsin | 8 | $ 650,000 | $ 81,000 | $ 51,000 |
| Stephenson County Illinois | 7 | $ 895,000 | $ 127,000 | $ 85,000 |
| Black Hawk County Iowa | 7 | $ 875,000 | $ 125,000 | $ 73,000 |
| Jasper County Iowa | 7 | $ 535,000 | $ 76,000 | $ 72,000 |
| Madison County Iowa | 7 | $ 1,555,000 | $ 222,000 | $ 71,000 |
| Marion County Iowa | 7 | $ 885,000 | $ 126,000 | $ 64,000 |
| Taylor County Wisconsin | 7 | $ 765,000 | $ 109,000 | $ 61,000 |
| Story County Iowa | 6 | $ 750,000 | $ 125,000 | $ 58,000 |
| Wabasha County Minnesota | 6 | $ 1,080,000 | $ 180,000 | $ 117,000 |
| Lafayette County Wisconsin | 6 | $ 420,000 | $ 70,000 | $ 48,000 |
| Marathon County Wisconsin | 6 | $ 1,300,000 | $ 216,000 | $ 116,000 |
| Richland County Wisconsin | 6 | $ 790,000 | $ 131,000 | $ 84,000 |
| Sawyer County Wisconsin | 6 | $ 510,000 | $ 85,000 | $ 60,000 |
| Wood County Wisconsin | 6 | $ 570,000 | $ 95,000 | $ 82,000 |
| Winnebago County Illinois | 5 | $ 475,000 | $ 95,000 | $ 71,000 |
| Boone County Iowa | 5 | $ 545,000 | $ 109,000 | $ 65,000 |
| Clinton County Iowa | 5 | $ 385,000 | $ 77,000 | $ 48,000 |
| Fayette County Iowa | 5 | $ 445,000 | $ 89,000 | $ 60,000 |
| Linn County Iowa | 5 | $ 825,000 | $ 165,000 | $ 127,000 |
| Dodge County Minnesota | 5 | $ 515,000 | $ 103,000 | $ 92,000 |
| Polk County Wisconsin | 5 | $ 795,000 | $ 159,000 | $ 69,000 |
| St. Croix County Wisconsin | 5 | $ 655,000 | $ 131,000 | $ 83,000 |
| Henry County Illinois | 4 | $ 360,000 | $ 90,000 | $ 61,000 |
| Carroll County Iowa | 4 | $ 380,000 | $ 95,000 | $ 142,000 |
| Clarke County Iowa | 4 | $ 110,000 | $ 27,000 | $ 59,000 |
| Dubuque County Iowa | 4 | $ 710,000 | $ 177,000 | $ 111,000 |
| Howard County Iowa | 4 | $ 190,000 | $ 47,000 | $ 46,000 |
| Marshall County Iowa | 4 | $ 280,000 | $ 70,000 | $ 67,000 |
| Langlade County Wisconsin | 4 | $ 450,000 | $ 112,000 | $ 81,000 |
| Lake County Illinois | 3 | $ 175,000 | $ 58,000 | $ 46,000 |
| Whiteside County Illinois | 3 | $ 105,000 | $ 35,000 | $ 74,000 |
| Des Moines County Iowa | 3 | $ 235,000 | $ 78,000 | $ 98,000 |
| Guthrie County Iowa | 3 | $ 225,000 | $ 75,000 | $ 77,000 |
| Hamilton County Iowa | 3 | $ 245,000 | $ 81,000 | $ 33,000 |
| Mitchell County Iowa | 3 | $ 245,000 | $ 81,000 | $ 48,000 |
| Poweshiek County Iowa | 3 | $ 495,000 | $ 165,000 | $ 178,000 |
| Wayne County Iowa | 3 | $ 155,000 | $ 51,000 | $ 64,000 |
| Lincoln County Wisconsin | 3 | $ 255,000 | $ 85,000 | $ 136,000 |
| Pepin County Wisconsin | 3 | $ 375,000 | $ 125,000 | $ 114,000 |
| Price County Wisconsin | 3 | $ 285,000 | $ 95,000 | $ 61,000 |
| Washburn County Wisconsin | 3 | $ 145,000 | $ 48,000 | $ 42,000 |
| McHenry County Illinois | 2 | $ 410,000 | $ 205,000 | $ 136,000 |
| Bremer County Iowa | 2 | $ 100,000 | $ 50,000 | $ 70,000 |
| Buchanan County Iowa | 2 | $ 250,000 | $ 125,000 | $ 44,000 |
| Butler County Iowa | 2 | $ 260,000 | $ 130,000 | $ 75,000 |
| Cedar County Iowa | 2 | $ 150,000 | $ 75,000 | $ 47,000 |
| Chickasaw County Iowa | 2 | $ 130,000 | $ 65,000 | $ 70,000 |
| Franklin County Iowa | 2 | $ 100,000 | $ 50,000 | $ 64,000 |
| Greene County Iowa | 2 | $ 190,000 | $ 95,000 | $ 64,000 |
| Grundy County Iowa | 2 | $ 290,000 | $ 145,000 | $ 135,000 |
| Union County Iowa | 2 | $ 130,000 | $ 65,000 | $ 71,000 |
| Carlton County Minnesota | 2 | $ 290,000 | $ 145,000 | $ 69,000 |
| Douglas County Wisconsin | 2 | $ 120,000 | $ 60,000 | $ 53,000 |
| Florence County Wisconsin | 2 | $ 160,000 | $ 80,000 | $ 54,000 |
| Forest County Wisconsin | 2 | $ 70,000 | $ 35,000 | $ 77,000 |
| Oneida County Wisconsin | 2 | $ 410,000 | $ 205,000 | $ 108,000 |
| Sauk County Wisconsin | 2 | $ 290,000 | $ 145,000 | $ 104,000 |
| Boone County Illinois | 1 | $ 165,000 | $ 165,000 | $ 136,000 |
| Iroquois County Illinois | 1 | $ 135,000 | $ 135,000 | $ 76,000 |
| Kane County Illinois | 1 | $ 325,000 | $ 325,000 | $ 287,000 |
| Knox County Illinois | 1 | $ 75,000 | $ 75,000 | $ 56,000 |
| Will County Illinois | 1 | $ 285,000 | $ 285,000 | $ 73,000 |
| Appanoose County Iowa | 1 | $ 55,000 | $ 55,000 | $ 40,000 |
| Audubon County Iowa | 1 | $ 65,000 | $ 65,000 | $ 105,000 |
| Benton County Iowa | 1 | $ 75,000 | $ 75,000 | $ 90,000 |
| Cass County Iowa | 1 | $ 95,000 | $ 95,000 | $ 88,000 |
| Cerro Gordo County Iowa | 1 | $ 45,000 | $ 45,000 | $ 36,000 |
| Decatur County Iowa | 1 | $ 45,000 | $ 45,000 | $ 62,000 |
| Emmet County Iowa | 1 | $ 85,000 | $ 85,000 | $ 46,000 |
| Hardin County Iowa | 1 | $ 95,000 | $ 95,000 | $ 8,000 |
| Harrison County Iowa | 1 | $ 55,000 | $ 55,000 | $ 67,000 |
| Iowa County Iowa | 1 | $ 125,000 | $ 125,000 | $ 91,000 |
| Johnson County Iowa | 1 | $ 75,000 | $ 75,000 | $ 59,000 |
| Kossuth County Iowa | 1 | $ 145,000 | $ 145,000 | $ 72,000 |
| Louisa County Iowa | 1 | $ 35,000 | $ 35,000 | $ 87,000 |
| Lyon County Iowa | 1 | $ 185,000 | $ 185,000 | $ 171,000 |
| Ringgold County Iowa | 1 | $ 75,000 | $ 75,000 | $ 73,000 |
| Tama County Iowa | 1 | $ 245,000 | $ 245,000 | $ 85,000 |
| Wapello County Iowa | 1 | $ 85,000 | $ 85,000 | $ 118,000 |
| Washington County Iowa | 1 | $ 85,000 | $ 85,000 | $ 94,000 |
| Webster County Iowa | 1 | $ 55,000 | $ 55,000 | $ 60,000 |
| Worth County Iowa | 1 | $ 55,000 | $ 55,000 | $ 56,000 |
| Aitkin County Minnesota | 1 | $ 115,000 | $ 115,000 | $ 108,000 |
| Anoka County Minnesota | 1 | $ 275,000 | $ 275,000 | $ 92,000 |
| Chisago County Minnesota | 1 | $ 165,000 | $ 165,000 | $ 82,000 |
| Cottonwood County Minnesota | 1 | $ 235,000 | $ 235,000 | $ 65,000 |
| Freeborn County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 81,000 |
| Hennepin County Minnesota | 1 | $ 225,000 | $ 225,000 | $ 80,000 |
| Morrison County Minnesota | 1 | $ 85,000 | $ 85,000 | $ 111,000 |
| Nicollet County Minnesota | 1 | $ 155,000 | $ 155,000 | $ 108,000 |
| Pine County Minnesota | 1 | $ 95,000 | $ 95,000 | $ 65,000 |
| Sherburne County Minnesota | 1 | $ 215,000 | $ 215,000 | $ 72,000 |
| Stearns County Minnesota | 1 | $ 75,000 | $ 75,000 | $ 2,000 |
| Parker County Texas | 1 | $ 115,000 | $ 115,000 | $ 123,000 |
| Ashland County Wisconsin | 1 | $ 115,000 | $ 115,000 | $ 97,000 |
| Burnett County Wisconsin | 1 | $ 95,000 | $ 95,000 | $ 76,000 |
| Iron County Wisconsin | 1 | $ 25,000 | $ 25,000 | $ 148,000 |
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 1,645 | $205,405,000 | $124,000 | $785,000 | $79,000 | $1,271,000 |
| Home Purchase | 1,099 | $137,345,000 | $124,000 | $595,000 | $77,000 | $3,050,000 |
| Cash-out Refinancing | 653 | $77,035,000 | $117,000 | $855,000 | $78,000 | $654,000 |
| Home Improvement | 14 | $1,830,000 | $130,000 | $415,000 | $81,000 | $154,000 |
| Not Applicable | 2 | $220,000 | $110,000 | $135,000 | $52,000 | $54,000 |
| Other Purpose | 2 | $20,000 | $10,000 | $15,000 | $101,000 | $101,000 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 2,950 | $369,190,000 | $125,000 | $855,000 | $80,000 | $3,050,000 |
| Hispanic | 216 | $26,530,000 | $122,000 | $335,000 | $64,000 | $194,000 |
| Black or African American | 196 | $18,760,000 | $95,000 | $595,000 | $71,000 | $180,000 |
| Asian | 23 | $2,825,000 | $122,000 | $265,000 | $72,000 | $200,000 |
| Not applicable | 9 | $1,915,000 | $212,000 | $615,000 | $0 | $0 |
| American Indian or Alaskan Native | 4 | $400,000 | $100,000 | $155,000 | $79,000 | $132,000 |
| Not Provided | 2 | $60,000 | $30,000 | $55,000 | $0 | $0 |
| Native Hawaiian or Other Pacific Islander | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 3,415 | $421,855,000 | $123,000 | $855,000 | $78,000 | $3,050,000 |
| FHA-insured (Federal Housing Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
| VA-guaranteed (Veterans Administration) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 1,376 | $166,420,000 | $120,000 | $525,000 | $79,000 | $305,000 |
| Application Withdrawn By Applicant | 1,002 | $123,060,000 | $122,000 | $855,000 | $78,000 | $654,000 |
| Application Denied By Financial Institution | 775 | $100,715,000 | $129,000 | $785,000 | $77,000 | $3,050,000 |
| Application Approved But Not Accepted | 252 | $30,150,000 | $119,000 | $585,000 | $81,000 | $998,000 |
| File Closed For Incompleteness | 10 | $1,510,000 | $151,000 | $395,000 | $61,000 | $142,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Not applicable | 2,640 | $321,140,000 | $121,000 | $855,000 | $79,000 | $998,000 |
| Debt-To-Income Ratio | 344 | $50,010,000 | $145,000 | $695,000 | $59,000 | $283,000 |
| Credit History | 245 | $29,735,000 | $121,000 | $615,000 | $94,000 | $1,271,000 |
| Collateral | 74 | $7,690,000 | $103,000 | $435,000 | $80,000 | $270,000 |
| Credit Application Incomplete | 63 | $7,655,000 | $121,000 | $785,000 | $115,000 | $3,050,000 |
| Employment History | 28 | $3,240,000 | $115,000 | $285,000 | $53,000 | $132,000 |
| Unverifiable Information | 11 | $975,000 | $88,000 | $185,000 | $60,000 | $96,000 |
| Other | 7 | $705,000 | $100,000 | $275,000 | $115,000 | $171,000 |
| Insufficient Cash (Downpayment, Closing Cost) | 3 | $705,000 | $235,000 | $575,000 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Marine Credit Union's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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with aggregated HMDA statistics today.