Marine Credit Union
HMDA Loan Application Totals
and Mortgage Lending Details
for 2021

Marine Credit Union 2021 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.

Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher, this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.

Mortgage Company & Address Marine Credit Union
811 Monitor Street
La Crosse, WI 54603
Tel #: available with data download
Federal Regulator * available with data download
Years 2023  2022  2021  2020  2019  2018  2017  2016  2015  2014  2013  2012  2011  2010  2009  2008  2007  2006  2005  2004  
Total Number of Mortgage Applications 3,415
Total Mortgage Loan Application Amount $421,855,000
Average Mortgage Loan Application Amount $102,500
Highest Mortgage Loan Application Amount $855,000
Average Applicant Income $78,000
Highest Applicant Income $3,050,000

Explore comprehensive HMDA mortgage statistics and lending trends for 2021 with Marine Credit Union. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Marine Credit Union's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.

Our HMDA dataset for 2021 breaks down Marine Credit Union's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Marine Credit Union serves its applicants.

Each category highlights the total number of mortgage applications processed by Marine Credit Union, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Marine Credit Union's mortgage activity for 2021.

Mortgage Loan Application Totals for Marine Credit Union by County in 2021

County Total Number of Mortgage Loan Applications Total Dollar Amount of Mortgage Loans Applications Average Mortgage Loan Application Amount Average Applicant Income
Milwaukee County Wisconsin 277 $ 29,995,000 $ 108,000 $ 72,000
Fond du Lac County Wisconsin 153 $ 16,005,000 $ 104,000 $ 80,000
Polk County Iowa 130 $ 17,640,000 $ 135,000 $ 79,000
La Crosse County Wisconsin 101 $ 12,715,000 $ 125,000 $ 100,000
Chippewa County Wisconsin 85 $ 10,755,000 $ 126,000 $ 86,000
Brown County Wisconsin 82 $ 10,750,000 $ 131,000 $ 72,000
Sheboygan County Wisconsin 80 $ 10,630,000 $ 132,000 $ 72,000
Racine County Wisconsin 73 $ 8,965,000 $ 122,000 $ 85,000
Eau Claire County Wisconsin 63 $ 8,135,000 $ 129,000 $ 78,000
Dodge County Wisconsin 60 $ 7,490,000 $ 124,000 $ 81,000
Grant County Wisconsin 54 $ 5,500,000 $ 101,000 $ 72,000
Winnebago County Wisconsin 50 $ 6,130,000 $ 122,000 $ 70,000
Crawford County Wisconsin 48 $ 4,690,000 $ 97,000 $ 80,000
Waukesha County Wisconsin 46 $ 9,600,000 $ 208,000 $ 161,000
Scott County Iowa 42 $ 3,740,000 $ 89,000 $ 76,000
Dane County Wisconsin 39 $ 9,045,000 $ 231,000 $ 95,000
Manitowoc County Wisconsin 39 $ 4,225,000 $ 108,000 $ 84,000
Outagamie County Wisconsin 38 $ 4,590,000 $ 120,000 $ 75,000
Monroe County Wisconsin 35 $ 3,565,000 $ 101,000 $ 67,000
Rock Island County Illinois 28 $ 1,920,000 $ 68,000 $ 62,000
Vernon County Wisconsin 27 $ 3,005,000 $ 111,000 $ 72,000
Allamakee County Iowa 26 $ 2,290,000 $ 88,000 $ 60,000
Fillmore County Minnesota 26 $ 3,250,000 $ 125,000 $ 93,000
Green County Wisconsin 26 $ 2,700,000 $ 103,000 $ 61,000
Kenosha County Wisconsin 25 $ 3,065,000 $ 122,000 $ 83,000
Washington County Wisconsin 24 $ 3,740,000 $ 155,000 $ 109,000
Marinette County Wisconsin 22 $ 2,220,000 $ 100,000 $ 88,000
Warren County Iowa 21 $ 3,175,000 $ 151,000 $ 91,000
Dunn County Wisconsin 21 $ 2,265,000 $ 107,000 $ 84,000
Green Lake County Wisconsin 21 $ 2,635,000 $ 125,000 $ 87,000
Trempealeau County Wisconsin 21 $ 2,105,000 $ 100,000 $ 71,000
Waushara County Wisconsin 21 $ 2,275,000 $ 108,000 $ 82,000
Winneshiek County Iowa 20 $ 2,510,000 $ 125,000 $ 77,000
Barron County Wisconsin 19 $ 2,195,000 $ 115,000 $ 83,000
Rock County Wisconsin 19 $ 2,335,000 $ 122,000 $ 79,000
Walworth County Wisconsin 19 $ 2,595,000 $ 136,000 $ 86,000
Waupaca County Wisconsin 19 $ 2,015,000 $ 106,000 $ 86,000
Winona County Minnesota 18 $ 2,410,000 $ 133,000 $ 73,000
Iowa County Wisconsin 18 $ 2,880,000 $ 160,000 $ 89,000
Olmsted County Minnesota 17 $ 2,805,000 $ 165,000 $ 105,000
Oconto County Wisconsin 17 $ 1,615,000 $ 95,000 $ 71,000
Adams County Wisconsin 15 $ 1,475,000 $ 98,000 $ 95,000
Marquette County Wisconsin 15 $ 1,245,000 $ 83,000 $ 65,000
Clayton County Iowa 14 $ 1,480,000 $ 105,000 $ 67,000
Muscatine County Iowa 14 $ 1,340,000 $ 95,000 $ 75,000
Calumet County Wisconsin 14 $ 2,430,000 $ 173,000 $ 108,000
Houston County Minnesota 13 $ 1,855,000 $ 142,000 $ 73,000
Door County Wisconsin 13 $ 1,905,000 $ 146,000 $ 66,000
Jefferson County Wisconsin 13 $ 2,245,000 $ 172,000 $ 93,000
Buffalo County Wisconsin 12 $ 1,580,000 $ 131,000 $ 85,000
Clark County Wisconsin 12 $ 1,150,000 $ 95,000 $ 69,000
Columbia County Wisconsin 12 $ 1,300,000 $ 108,000 $ 70,000
Jackson County Wisconsin 12 $ 1,210,000 $ 100,000 $ 53,000
Mercer County Illinois 11 $ 965,000 $ 87,000 $ 73,000
Dallas County Iowa 11 $ 2,025,000 $ 184,000 $ 116,000
Kewaunee County Wisconsin 11 $ 1,425,000 $ 129,000 $ 81,000
Rusk County Wisconsin 11 $ 875,000 $ 79,000 $ 51,000
Shawano County Wisconsin 10 $ 1,110,000 $ 111,000 $ 66,000
Mower County Minnesota 9 $ 1,065,000 $ 118,000 $ 73,000
Juneau County Wisconsin 9 $ 1,125,000 $ 125,000 $ 96,000
Ozaukee County Wisconsin 9 $ 1,705,000 $ 189,000 $ 137,000
Pierce County Wisconsin 9 $ 865,000 $ 96,000 $ 80,000
Lucas County Iowa 8 $ 890,000 $ 111,000 $ 75,000
Portage County Wisconsin 8 $ 650,000 $ 81,000 $ 51,000
Stephenson County Illinois 7 $ 895,000 $ 127,000 $ 85,000
Black Hawk County Iowa 7 $ 875,000 $ 125,000 $ 73,000
Jasper County Iowa 7 $ 535,000 $ 76,000 $ 72,000
Madison County Iowa 7 $ 1,555,000 $ 222,000 $ 71,000
Marion County Iowa 7 $ 885,000 $ 126,000 $ 64,000
Taylor County Wisconsin 7 $ 765,000 $ 109,000 $ 61,000
Story County Iowa 6 $ 750,000 $ 125,000 $ 58,000
Wabasha County Minnesota 6 $ 1,080,000 $ 180,000 $ 117,000
Lafayette County Wisconsin 6 $ 420,000 $ 70,000 $ 48,000
Marathon County Wisconsin 6 $ 1,300,000 $ 216,000 $ 116,000
Richland County Wisconsin 6 $ 790,000 $ 131,000 $ 84,000
Sawyer County Wisconsin 6 $ 510,000 $ 85,000 $ 60,000
Wood County Wisconsin 6 $ 570,000 $ 95,000 $ 82,000
Winnebago County Illinois 5 $ 475,000 $ 95,000 $ 71,000
Boone County Iowa 5 $ 545,000 $ 109,000 $ 65,000
Clinton County Iowa 5 $ 385,000 $ 77,000 $ 48,000
Fayette County Iowa 5 $ 445,000 $ 89,000 $ 60,000
Linn County Iowa 5 $ 825,000 $ 165,000 $ 127,000
Dodge County Minnesota 5 $ 515,000 $ 103,000 $ 92,000
Polk County Wisconsin 5 $ 795,000 $ 159,000 $ 69,000
St. Croix County Wisconsin 5 $ 655,000 $ 131,000 $ 83,000
Henry County Illinois 4 $ 360,000 $ 90,000 $ 61,000
Carroll County Iowa 4 $ 380,000 $ 95,000 $ 142,000
Clarke County Iowa 4 $ 110,000 $ 27,000 $ 59,000
Dubuque County Iowa 4 $ 710,000 $ 177,000 $ 111,000
Howard County Iowa 4 $ 190,000 $ 47,000 $ 46,000
Marshall County Iowa 4 $ 280,000 $ 70,000 $ 67,000
Langlade County Wisconsin 4 $ 450,000 $ 112,000 $ 81,000
Lake County Illinois 3 $ 175,000 $ 58,000 $ 46,000
Whiteside County Illinois 3 $ 105,000 $ 35,000 $ 74,000
Des Moines County Iowa 3 $ 235,000 $ 78,000 $ 98,000
Guthrie County Iowa 3 $ 225,000 $ 75,000 $ 77,000
Hamilton County Iowa 3 $ 245,000 $ 81,000 $ 33,000
Mitchell County Iowa 3 $ 245,000 $ 81,000 $ 48,000
Poweshiek County Iowa 3 $ 495,000 $ 165,000 $ 178,000
Wayne County Iowa 3 $ 155,000 $ 51,000 $ 64,000
Lincoln County Wisconsin 3 $ 255,000 $ 85,000 $ 136,000
Pepin County Wisconsin 3 $ 375,000 $ 125,000 $ 114,000
Price County Wisconsin 3 $ 285,000 $ 95,000 $ 61,000
Washburn County Wisconsin 3 $ 145,000 $ 48,000 $ 42,000
McHenry County Illinois 2 $ 410,000 $ 205,000 $ 136,000
Bremer County Iowa 2 $ 100,000 $ 50,000 $ 70,000
Buchanan County Iowa 2 $ 250,000 $ 125,000 $ 44,000
Butler County Iowa 2 $ 260,000 $ 130,000 $ 75,000
Cedar County Iowa 2 $ 150,000 $ 75,000 $ 47,000
Chickasaw County Iowa 2 $ 130,000 $ 65,000 $ 70,000
Franklin County Iowa 2 $ 100,000 $ 50,000 $ 64,000
Greene County Iowa 2 $ 190,000 $ 95,000 $ 64,000
Grundy County Iowa 2 $ 290,000 $ 145,000 $ 135,000
Union County Iowa 2 $ 130,000 $ 65,000 $ 71,000
Carlton County Minnesota 2 $ 290,000 $ 145,000 $ 69,000
Douglas County Wisconsin 2 $ 120,000 $ 60,000 $ 53,000
Florence County Wisconsin 2 $ 160,000 $ 80,000 $ 54,000
Forest County Wisconsin 2 $ 70,000 $ 35,000 $ 77,000
Oneida County Wisconsin 2 $ 410,000 $ 205,000 $ 108,000
Sauk County Wisconsin 2 $ 290,000 $ 145,000 $ 104,000
Boone County Illinois 1 $ 165,000 $ 165,000 $ 136,000
Iroquois County Illinois 1 $ 135,000 $ 135,000 $ 76,000
Kane County Illinois 1 $ 325,000 $ 325,000 $ 287,000
Knox County Illinois 1 $ 75,000 $ 75,000 $ 56,000
Will County Illinois 1 $ 285,000 $ 285,000 $ 73,000
Appanoose County Iowa 1 $ 55,000 $ 55,000 $ 40,000
Audubon County Iowa 1 $ 65,000 $ 65,000 $ 105,000
Benton County Iowa 1 $ 75,000 $ 75,000 $ 90,000
Cass County Iowa 1 $ 95,000 $ 95,000 $ 88,000
Cerro Gordo County Iowa 1 $ 45,000 $ 45,000 $ 36,000
Decatur County Iowa 1 $ 45,000 $ 45,000 $ 62,000
Emmet County Iowa 1 $ 85,000 $ 85,000 $ 46,000
Hardin County Iowa 1 $ 95,000 $ 95,000 $ 8,000
Harrison County Iowa 1 $ 55,000 $ 55,000 $ 67,000
Iowa County Iowa 1 $ 125,000 $ 125,000 $ 91,000
Johnson County Iowa 1 $ 75,000 $ 75,000 $ 59,000
Kossuth County Iowa 1 $ 145,000 $ 145,000 $ 72,000
Louisa County Iowa 1 $ 35,000 $ 35,000 $ 87,000
Lyon County Iowa 1 $ 185,000 $ 185,000 $ 171,000
Ringgold County Iowa 1 $ 75,000 $ 75,000 $ 73,000
Tama County Iowa 1 $ 245,000 $ 245,000 $ 85,000
Wapello County Iowa 1 $ 85,000 $ 85,000 $ 118,000
Washington County Iowa 1 $ 85,000 $ 85,000 $ 94,000
Webster County Iowa 1 $ 55,000 $ 55,000 $ 60,000
Worth County Iowa 1 $ 55,000 $ 55,000 $ 56,000
Aitkin County Minnesota 1 $ 115,000 $ 115,000 $ 108,000
Anoka County Minnesota 1 $ 275,000 $ 275,000 $ 92,000
Chisago County Minnesota 1 $ 165,000 $ 165,000 $ 82,000
Cottonwood County Minnesota 1 $ 235,000 $ 235,000 $ 65,000
Freeborn County Minnesota 1 $ 95,000 $ 95,000 $ 81,000
Hennepin County Minnesota 1 $ 225,000 $ 225,000 $ 80,000
Morrison County Minnesota 1 $ 85,000 $ 85,000 $ 111,000
Nicollet County Minnesota 1 $ 155,000 $ 155,000 $ 108,000
Pine County Minnesota 1 $ 95,000 $ 95,000 $ 65,000
Sherburne County Minnesota 1 $ 215,000 $ 215,000 $ 72,000
Stearns County Minnesota 1 $ 75,000 $ 75,000 $ 2,000
Parker County Texas 1 $ 115,000 $ 115,000 $ 123,000
Ashland County Wisconsin 1 $ 115,000 $ 115,000 $ 97,000
Burnett County Wisconsin 1 $ 95,000 $ 95,000 $ 76,000
Iron County Wisconsin 1 $ 25,000 $ 25,000 $ 148,000

Mortgage Loan Application Detail Totals for Marine Credit Union in 2021

Loan Purpose

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Refinancing 1,645 $205,405,000 $124,000 $785,000 $79,000 $1,271,000
Home Purchase 1,099 $137,345,000 $124,000 $595,000 $77,000 $3,050,000
Cash-out Refinancing 653 $77,035,000 $117,000 $855,000 $78,000 $654,000
Home Improvement 14 $1,830,000 $130,000 $415,000 $81,000 $154,000
Not Applicable 2 $220,000 $110,000 $135,000 $52,000 $54,000
Other Purpose 2 $20,000 $10,000 $15,000 $101,000 $101,000

Applicant Race

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
White 2,950 $369,190,000 $125,000 $855,000 $80,000 $3,050,000
Hispanic 216 $26,530,000 $122,000 $335,000 $64,000 $194,000
Black or African American 196 $18,760,000 $95,000 $595,000 $71,000 $180,000
Asian 23 $2,825,000 $122,000 $265,000 $72,000 $200,000
Not applicable 9 $1,915,000 $212,000 $615,000 $0 $0
American Indian or Alaskan Native 4 $400,000 $100,000 $155,000 $79,000 $132,000
Not Provided 2 $60,000 $30,000 $55,000 $0 $0
Native Hawaiian or Other Pacific Islander 0 $0 $0 $0 $0 $0

Loan Type

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Conventional (any loan other than FHA, VA, FSA, or RHS loans) 3,415 $421,855,000 $123,000 $855,000 $78,000 $3,050,000
FHA-insured (Federal Housing Administration) 0 $0 $0 $0 $0 $0
FSA/RHS (Farm Service Agency or Rural Housing Service) 0 $0 $0 $0 $0 $0
VA-guaranteed (Veterans Administration) 0 $0 $0 $0 $0 $0

Outcome

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Loan Originated 1,376 $166,420,000 $120,000 $525,000 $79,000 $305,000
Application Withdrawn By Applicant 1,002 $123,060,000 $122,000 $855,000 $78,000 $654,000
Application Denied By Financial Institution 775 $100,715,000 $129,000 $785,000 $77,000 $3,050,000
Application Approved But Not Accepted 252 $30,150,000 $119,000 $585,000 $81,000 $998,000
File Closed For Incompleteness 10 $1,510,000 $151,000 $395,000 $61,000 $142,000
Loan Purchased By The Institution 0 $0 $0 $0 $0 $0
Preapproval Approved but not Accepted 0 $0 $0 $0 $0 $0
Preapproval Denied by Financial Institution 0 $0 $0 $0 $0 $0

Denial Reason

Total Number of Mortgage Applications Total Dollar Amount of Mortgage Loan Applications Average Mortgage Loan Amount Highest Mortgage Loan Amount Average Applicant Income Highest Applicant Income
Not applicable 2,640 $321,140,000 $121,000 $855,000 $79,000 $998,000
Debt-To-Income Ratio 344 $50,010,000 $145,000 $695,000 $59,000 $283,000
Credit History 245 $29,735,000 $121,000 $615,000 $94,000 $1,271,000
Collateral 74 $7,690,000 $103,000 $435,000 $80,000 $270,000
Credit Application Incomplete 63 $7,655,000 $121,000 $785,000 $115,000 $3,050,000
Employment History 28 $3,240,000 $115,000 $285,000 $53,000 $132,000
Unverifiable Information 11 $975,000 $88,000 $185,000 $60,000 $96,000
Other 7 $705,000 $100,000 $275,000 $115,000 $171,000
Insufficient Cash (Downpayment, Closing Cost) 3 $705,000 $235,000 $575,000 $0 $0
Mortgage Insurance Denied 0 $0 $0 $0 $0 $0

Our comprehensive HMDA mortgage statistics provide invaluable insights into Marine Credit Union's 2021 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.

This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics, and assess Marine Credit Union's mortgage approval patterns. Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
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