Mefc
HMDA Loan Application Totals
and Mortgage Lending Details
for 2009
Mefc 2009 HMDA loan application data provides key insights into its mortgage lending trends, applicant demographics, and loan distribution.
The Home Mortgage Disclosure Act (HMDA) requires lenders to report detailed loan application data, offering transparency into lending patterns.
The data reveals trends in average loan size, applicant income, and mortgage approval rates, helping consumers and analysts understand lending accessibility.
Below, explore a breakdown of loan applications by county, metro area, loan purpose, applicant race, loan type, and more.
Whether you're an industry professional, homebuyer, or researcher,
this information provides valuable insights into mortgage lending activity.
Scroll down to view the full dataset and analyze lending trends in greater detail.
| Mortgage Company & Address | Mefc 25 First Street, Se, #1 Leesburg, VA 20175 |
| Federal Regulator | * available with data download |
| Years | 2009 2008 |
| Total Number of Mortgage Applications | 194 |
| Total Mortgage Loan Application Amount | $47,566,000 |
| Average Mortgage Loan Application Amount | $236,000 |
| Highest Mortgage Loan Application Amount | $718,000 |
| Average Applicant Income | $80,000 |
| Highest Applicant Income | $604,000 |
Explore comprehensive HMDA mortgage statistics and lending trends for 2009 with Mefc. Below, you'll find key insights into this lender's mortgage activity, including total loan applications, average mortgage amounts, highest application values, and income levels of top applicants. Whether you're analyzing Mefc's lending patterns or researching mortgage trends, these statistics provide valuable transparency into their loan activity.
Our HMDA dataset for 2009 breaks down Mefc's mortgage applications by loan purpose, applicant race, loan type, approval outcomes, and reasons for denial. These insights help homebuyers, financial analysts, and industry professionals assess borrower demographics and lending practices, offering a clearer view of how Mefc serves its applicants.
Each category highlights the total number of mortgage applications processed by Mefc, total loan amounts, average mortgage values, and the highest mortgage amounts recorded. You can also review borrower income trends, including the average and highest reported applicant incomes for loans issued by this lender. Whether you're evaluating lender performance, comparing mortgage approval rates, or exploring loan options, this HMDA-backed data offers a crucial look at Mefc's mortgage activity for 2009.
| County | Total Number of Mortgage Loan Applications | Total Dollar Amount of Mortgage Loans Applications | Average Mortgage Loan Application Amount | Average Applicant Income |
|---|---|---|---|---|
| Franklin County Pennsylvania | 46 | $ 7,782,000 | $ 169,000 | $ 54,000 |
| Prince William County Virginia | 26 | $ 6,918,000 | $ 266,000 | $ 92,000 |
| Fairfax County Virginia | 20 | $ 6,383,000 | $ 319,000 | $ 96,000 |
| Montgomery County Maryland | 18 | $ 6,617,000 | $ 367,000 | $ 175,000 |
| Loudoun County Virginia | 12 | $ 3,792,000 | $ 316,000 | $ 97,000 |
| Washington County Maryland | 9 | $ 1,717,000 | $ 190,000 | $ 62,000 |
| Cumberland County Pennsylvania | 5 | $ 844,000 | $ 168,000 | $ 48,000 |
| Prince George's County Maryland | 4 | $ 1,526,000 | $ 381,000 | $ 73,000 |
| Frederick County Maryland | 3 | $ 717,000 | $ 239,000 | $ 77,000 |
| Adams County Pennsylvania | 3 | $ 637,000 | $ 212,000 | $ 82,000 |
| Arlington County Virginia | 3 | $ 1,179,000 | $ 393,000 | $ 95,000 |
| Culpeper County Virginia | 3 | $ 637,000 | $ 212,000 | $ 44,000 |
| Fauquier County Virginia | 3 | $ 979,000 | $ 326,000 | $ 138,000 |
| Berkeley County West Virginia | 3 | $ 413,000 | $ 137,000 | $ 64,000 |
| District of Columbia County District Of Columbia | 2 | $ 426,000 | $ 213,000 | $ 54,000 |
| Fulton County Pennsylvania | 2 | $ 349,000 | $ 174,000 | $ 68,000 |
| Alexandria County Virginia | 2 | $ 479,000 | $ 239,000 | $ 90,000 |
| Chesapeake County Virginia | 2 | $ 612,000 | $ 306,000 | $ 53,000 |
| Manassas County Virginia | 2 | $ 428,000 | $ 214,000 | $ 98,000 |
| Norfolk County Virginia | 2 | $ 336,000 | $ 168,000 | $ 58,000 |
| Anne Arundel County Maryland | 1 | $ 232,000 | $ 232,000 | $ 88,000 |
| Howard County Maryland | 1 | $ 367,000 | $ 367,000 | $ 0 |
| Worcester County Maryland | 1 | $ 208,000 | $ 208,000 | $ 175,000 |
| Allegheny County Pennsylvania | 1 | $ 54,000 | $ 54,000 | $ 40,000 |
| Huntingdon County Pennsylvania | 1 | $ 112,000 | $ 112,000 | $ 56,000 |
| Montgomery County Pennsylvania | 1 | $ 95,000 | $ 95,000 | $ 34,000 |
| Charleston County South Carolina | 1 | $ 169,000 | $ 169,000 | $ 49,000 |
| Dorchester County South Carolina | 1 | $ 267,000 | $ 267,000 | $ 55,000 |
| Horry County South Carolina | 1 | $ 194,000 | $ 194,000 | $ 66,000 |
| Carter County Tennessee | 1 | $ 156,000 | $ 156,000 | $ 48,000 |
| Charlottesville County Virginia | 1 | $ 170,000 | $ 170,000 | $ 0 |
| Clarke County Virginia | 1 | $ 350,000 | $ 350,000 | $ 70,000 |
| Hampton County Virginia | 1 | $ 136,000 | $ 136,000 | $ 67,000 |
| Louisa County Virginia | 1 | $ 343,000 | $ 343,000 | $ 0 |
| Manassas Park County Virginia | 1 | $ 215,000 | $ 215,000 | $ 102,000 |
| Page County Virginia | 1 | $ 160,000 | $ 160,000 | $ 30,000 |
| Portsmouth County Virginia | 1 | $ 133,000 | $ 133,000 | $ 32,000 |
| Spotsylvania County Virginia | 1 | $ 229,000 | $ 229,000 | $ 242,000 |
| Stafford County Virginia | 1 | $ 190,000 | $ 190,000 | $ 0 |
| Suffolk County Virginia | 1 | $ 222,000 | $ 222,000 | $ 66,000 |
| Virginia Beach County Virginia | 1 | $ 160,000 | $ 160,000 | $ 41,000 |
| Winchester County Virginia | 1 | $ 179,000 | $ 179,000 | $ 109,000 |
| Hardy County West Virginia | 1 | $ 247,000 | $ 247,000 | $ 87,000 |
| Morgan County West Virginia | 1 | $ 207,000 | $ 207,000 | $ 64,000 |
Mortgage Loan Application Detail Totals for Mefc in 2009
Loan Purpose |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Refinancing | 148 | $37,452,000 | $253,000 | $718,000 | $85,000 | $604,000 |
| Home Purchase | 46 | $10,114,000 | $219,000 | $530,000 | $75,000 | $166,000 |
| Home Improvement | 0 | $0 | $0 | $0 | $0 | $0 |
Applicant Race |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| White | 160 | $38,978,000 | $243,000 | $718,000 | $86,000 | $604,000 |
| Black or African American | 15 | $4,053,000 | $270,000 | $530,000 | $65,000 | $143,000 |
| Asian | 6 | $1,351,000 | $225,000 | $413,000 | $61,000 | $115,000 |
| Not Provided | 5 | $1,527,000 | $305,000 | $400,000 | $91,000 | $144,000 |
| Hispanic | 5 | $1,309,000 | $261,000 | $475,000 | $66,000 | $89,000 |
| Native Hawaiian or Other Pacific Islander | 3 | $348,000 | $116,000 | $187,000 | $59,000 | $72,000 |
| Not applicable | 0 | $0 | $0 | $0 | $0 | $0 |
| American Indian or Alaskan Native | 0 | $0 | $0 | $0 | $0 | $0 |
Loan Type |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| FHA-insured (Federal Housing Administration) | 135 | $31,905,000 | $236,000 | $718,000 | $64,000 | $288,000 |
| Conventional (any loan other than FHA, VA, FSA, or RHS loans) | 55 | $14,663,000 | $266,000 | $598,000 | $128,000 | $604,000 |
| VA-guaranteed (Veterans Administration) | 4 | $998,000 | $249,000 | $392,000 | $99,000 | $122,000 |
| FSA/RHS (Farm Service Agency or Rural Housing Service) | 0 | $0 | $0 | $0 | $0 | $0 |
Outcome |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Loan Originated | 194 | $47,566,000 | $245,000 | $718,000 | $83,000 | $604,000 |
| Loan Purchased By The Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Approved but not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Preapproval Denied by Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Approved But Not Accepted | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Denied By Financial Institution | 0 | $0 | $0 | $0 | $0 | $0 |
| Application Withdrawn By Applicant | 0 | $0 | $0 | $0 | $0 | $0 |
| File Closed For Incompleteness | 0 | $0 | $0 | $0 | $0 | $0 |
Denial Reason |
Total Number of Mortgage Applications | Total Dollar Amount of Mortgage Loan Applications | Average Mortgage Loan Amount | Highest Mortgage Loan Amount | Average Applicant Income | Highest Applicant Income |
|---|---|---|---|---|---|---|
| Collateral | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit Application Incomplete | 0 | $0 | $0 | $0 | $0 | $0 |
| Credit History | 0 | $0 | $0 | $0 | $0 | $0 |
| Debt-To-Income Ratio | 0 | $0 | $0 | $0 | $0 | $0 |
| Employment History | 0 | $0 | $0 | $0 | $0 | $0 |
| Insufficient Cash (Downpayment, Closing Cost) | 0 | $0 | $0 | $0 | $0 | $0 |
| Mortgage Insurance Denied | 0 | $0 | $0 | $0 | $0 | $0 |
| Other | 0 | $0 | $0 | $0 | $0 | $0 |
| Unverifiable Information | 0 | $0 | $0 | $0 | $0 | $0 |
Our comprehensive HMDA mortgage statistics provide invaluable insights into Mefc's 2009 lending activity. By analyzing detailed data on mortgage applications, total loan amounts, applicant incomes, loan purposes, and approval rates, industry professionals, researchers, and analysts can gain a clear understanding of this lender's role in the mortgage market.
This in-depth HMDA data allows real estate experts, financial analysts, and policymakers to track lending trends, evaluate borrower demographics,
and assess Mefc's mortgage approval patterns.
Utilize this powerful dataset to analyze market performance, compare lending practices, and make data-driven decisions in the ever-changing mortgage industry.
For a list of all lenders in Virginia, download the full spreadsheet
with aggregated HMDA statistics today.